Home > The Kingston State Bank > Income and Expense
The Kingston State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 8,711 |
| Total interest expense | $1,073,000 | 8,788 |
| Net interest income | $1,699,000 | 8,493 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $268,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $1,587,000 | 7,540 |
| Salaries and employee benefits | $789,000 | 7,389 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $559,000 | 7,693 |
| Pre-tax net operating income | $366,000 | 9,679 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $91,000 | 9,959 |
| Income before extraordinary items | $272,000 | 9,793 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $272,000 | 9,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $274,250 | 9,504 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 9,069 |
| Total interest expense | $1,400,000 | 8,854 |
| Net interest income | $1,557,000 | 9,085 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $253,000 | 8,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $1,428,000 | 8,182 |
| Salaries and employee benefits | $745,000 | 7,647 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $471,000 | 8,741 |
| Pre-tax net operating income | $382,000 | 9,406 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $279,000 | 9,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $279,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $279,000 | 9,194 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.