The Killbuck Savings Bank Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,220,0001,290
Total interest expense$9,355,0001,357
Net interest income$23,865,0001,253
Provision for loan and lease losses$507,0001,271
Total noninterest income$4,136,0001,327
Gross Fiduciary activities income$0981
Service charges on deposit accounts$976,0001,010
Trading account gains and feesNANA
Additional Noninterest Income$3,160,0001,211
Total noninterest expense$16,662,0001,394
Salaries and employee benefits$9,387,0001,407
Premises and equipment expense$1,260,0001,744
Additional noninterest expense$3,160,0001,211
Pre-tax net operating income$10,832,0001,097
Securities gains (losses)$1,000952
Applicable income taxes$1,916,0001,007
Income before extraordinary items$8,917,0001,114
Extraordinary gains, net$054
Net income$8,917,0001,127
Minority interest net income$088
Net income of bank and minority interests.$8,917,0001,117
Net charge-offs$41,0001,898
Cash dividends$3,500,0001,047
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,916,1801,135
2023-09-30 (YTD Data)Rank
Total interest income$24,229,0001,291
Total interest expense$6,594,0001,323
Net interest income$17,635,0001,271
Provision for loan and lease losses$459,0001,051
Total noninterest income$3,303,0001,278
Gross Fiduciary activities income$0950
Service charges on deposit accounts$733,0001,002
Trading account gains and feesNANA
Additional Noninterest Income$2,570,0001,156
Total noninterest expense$12,357,0001,402
Salaries and employee benefits$7,074,0001,400
Premises and equipment expense$959,0001,732
Additional noninterest expense$2,570,0001,156
Pre-tax net operating income$8,122,0001,131
Securities gains (losses)$1,000805
Applicable income taxes$1,426,0001,041
Income before extraordinary items$6,697,0001,151
Extraordinary gains, net$052
Net income$6,697,0001,158
Minority interest net income$081
Net income of bank and minority interests.$6,697,0001,151
Net charge-offs$32,0001,679
Cash dividends$2,200,0001,104
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,696,1801,171
2023-06-30 (YTD Data)Rank
Total interest income$15,578,0001,299
Total interest expense$3,951,0001,312
Net interest income$11,627,0001,295
Provision for loan and lease losses$306,0001,003
Total noninterest income$2,432,0001,159
Gross Fiduciary activities income$0931
Service charges on deposit accounts$493,000989
Trading account gains and feesNANA
Additional Noninterest Income$1,939,000999
Total noninterest expense$8,329,0001,378
Salaries and employee benefits$4,757,0001,387
Premises and equipment expense$637,0001,721
Additional noninterest expense$1,939,000998
Pre-tax net operating income$5,424,0001,139
Securities gains (losses)$1,000881
Applicable income taxes$933,0001,063
Income before extraordinary items$4,492,0001,146
Extraordinary gains, net$051
Net income$4,492,0001,157
Minority interest net income$081
Net income of bank and minority interests.$4,492,0001,146
Net charge-offs$26,0001,438
Cash dividends$1,900,000929
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,491,1701,158
2023-03-31 (YTD Data)Rank
Total interest income$7,455,0001,323
Total interest expense$1,675,0001,329
Net interest income$5,780,0001,301
Provision for loan and lease losses$153,0001,003
Total noninterest income$1,581,000976
Gross Fiduciary activities income$0913
Service charges on deposit accounts$238,0001,023
Trading account gains and feesNANA
Additional Noninterest Income$1,343,000793
Total noninterest expense$4,213,0001,380
Salaries and employee benefits$2,422,0001,395
Premises and equipment expense$310,0001,795
Additional noninterest expense$1,343,000793
Pre-tax net operating income$2,995,0001,079
Securities gains (losses)$0950
Applicable income taxes$515,0001,028
Income before extraordinary items$2,480,0001,079
Extraordinary gains, net$04
Net income$2,480,0001,078
Minority interest net income$048
Net income of bank and minority interests.$2,480,0001,078
Net charge-offs$7,0001,486
Cash dividends$500,0001,222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,480,0001,094
2022-12-31 (YTD Data)Rank
Total interest income$23,237,0001,396
Total interest expense$2,249,0001,477
Net interest income$20,988,0001,374
Provision for loan and lease losses$295,0001,552
Total noninterest income$3,271,0001,554
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,025,000998
Trading account gains and feesNANA
Additional Noninterest Income$2,246,0001,520
Total noninterest expense$15,692,0001,430
Salaries and employee benefits$8,744,0001,461
Premises and equipment expense$1,244,0001,765
Additional noninterest expense$2,246,0001,520
Pre-tax net operating income$8,272,0001,451
Securities gains (losses)$68,000197
Applicable income taxes$1,425,0001,299
Income before extraordinary items$6,915,0001,475
Extraordinary gains, net$05
Net income$6,915,0001,475
Minority interest net income$063
Net income of bank and minority interests.$6,915,0001,475
Net charge-offs$38,0001,675
Cash dividends$3,190,0001,097
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,858,5601,505
2022-09-30 (YTD Data)Rank
Total interest income$16,318,0001,411
Total interest expense$1,322,0001,444
Net interest income$14,996,0001,413
Provision for loan and lease losses$142,0001,675
Total noninterest income$2,504,0001,552
Gross Fiduciary activities income$0968
Service charges on deposit accounts$799,000979
Trading account gains and feesNANA
Additional Noninterest Income$1,705,0001,526
Total noninterest expense$11,674,0001,428
Salaries and employee benefits$6,550,0001,466
Premises and equipment expense$938,0001,768
Additional noninterest expense$1,705,0001,526
Pre-tax net operating income$5,684,0001,542
Securities gains (losses)$68,000192
Applicable income taxes$955,0001,374
Income before extraordinary items$4,797,0001,539
Extraordinary gains, net$04
Net income$4,797,0001,538
Minority interest net income$057
Net income of bank and minority interests.$4,797,0001,539
Net charge-offs$29,0001,442
Cash dividends$1,940,0001,153
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,740,5601,588
2022-06-30 (YTD Data)Rank
Total interest income$10,243,0001,441
Total interest expense$755,0001,414
Net interest income$9,488,0001,444
Provision for loan and lease losses$64,0001,749
Total noninterest income$1,634,0001,559
Gross Fiduciary activities income$0925
Service charges on deposit accounts$533,000964
Trading account gains and feesNANA
Additional Noninterest Income$1,101,0001,577
Total noninterest expense$7,783,0001,417
Salaries and employee benefits$4,406,0001,452
Premises and equipment expense$644,0001,743
Additional noninterest expense$2,733,0001,252
Pre-tax net operating income$3,275,0001,631
Securities gains (losses)$43,000232
Applicable income taxes$523,0001,449
Income before extraordinary items$2,795,0001,584
Extraordinary gains, net$04
Net income$2,795,0001,582
Minority interest net income$060
Net income of bank and minority interests.$2,795,0001,584
Net charge-offs$20,0001,324
Cash dividends$1,740,000940
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,758,8801,645
2022-03-31 (YTD Data)Rank
Total interest income$4,920,0001,460
Total interest expense$369,0001,403
Net interest income$4,551,0001,459
Provision for loan and lease losses$32,0001,534
Total noninterest income$794,0001,591
Gross Fiduciary activities income$0892
Service charges on deposit accounts$251,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$543,0001,591
Total noninterest expense$3,758,0001,450
Salaries and employee benefits$2,156,0001,482
Premises and equipment expense$324,0001,747
Additional noninterest expense$1,278,0001,301
Pre-tax net operating income$1,555,0001,598
Securities gains (losses)$25,000272
Applicable income taxes$233,0001,496
Income before extraordinary items$1,347,0001,568
Extraordinary gains, net$04
Net income$1,347,0001,566
Minority interest net income$050
Net income of bank and minority interests.$1,347,0001,568
Net charge-offs$11,0001,153
Cash dividends$500,0001,160
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,325,7501,610
2021-12-31 (YTD Data)Rank
Total interest income$19,329,0001,523
Total interest expense$2,074,0001,292
Net interest income$17,255,0001,545
Provision for loan and lease losses$66,0002,408
Total noninterest income$3,161,0001,744
Gross Fiduciary activities income$0994
Service charges on deposit accounts$855,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$2,306,0001,777
Total noninterest expense$14,215,0001,524
Salaries and employee benefits$8,191,0001,535
Premises and equipment expense$1,275,0001,747
Additional noninterest expense$4,749,0001,387
Pre-tax net operating income$6,135,0001,799
Securities gains (losses)$504,000359
Applicable income taxes$1,123,0001,521
Income before extraordinary items$5,516,0001,753
Extraordinary gains, net$010
Net income$5,516,0001,752
Minority interest net income$074
Net income of bank and minority interests.$5,516,0001,754
Net charge-offs$1,0002,638
Cash dividends$2,600,0001,300
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,097,6801,838
2021-09-30 (YTD Data)Rank
Total interest income$14,426,0001,561
Total interest expense$1,628,0001,313
Net interest income$12,798,0001,581
Provision for loan and lease losses$64,0002,237
Total noninterest income$2,315,0001,822
Gross Fiduciary activities income$0957
Service charges on deposit accounts$607,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$1,708,0001,832
Total noninterest expense$10,540,0001,540
Salaries and employee benefits$6,121,0001,541
Premises and equipment expense$971,0001,744
Additional noninterest expense$3,448,0001,419
Pre-tax net operating income$4,509,0001,907
Securities gains (losses)$466,000349
Applicable income taxes$846,0001,591
Income before extraordinary items$4,129,0001,835
Extraordinary gains, net$08
Net income$4,129,0001,834
Minority interest net income$069
Net income of bank and minority interests.$4,129,0001,835
Net charge-offs$-8,0003,588
Cash dividends$1,300,0001,510
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,742,2201,937
2021-06-30 (YTD Data)Rank
Total interest income$9,626,0001,552
Total interest expense$1,096,0001,363
Net interest income$8,530,0001,566
Provision for loan and lease losses$63,0001,964
Total noninterest income$1,484,0001,815
Gross Fiduciary activities income$0951
Service charges on deposit accounts$374,0001,159
Trading account gains and feesNANA
Additional Noninterest Income$1,110,0001,807
Total noninterest expense$6,907,0001,549
Salaries and employee benefits$4,069,0001,542
Premises and equipment expense$661,0001,710
Additional noninterest expense$2,177,0001,464
Pre-tax net operating income$3,044,0001,872
Securities gains (losses)$301,000378
Applicable income taxes$572,0001,562
Income before extraordinary items$2,773,0001,800
Extraordinary gains, net$06
Net income$2,773,0001,800
Minority interest net income$067
Net income of bank and minority interests.$2,773,0001,800
Net charge-offs$-37,0004,270
Cash dividends$1,300,0001,166
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,523,1701,892
2021-03-31 (YTD Data)Rank
Total interest income$4,944,0001,527
Total interest expense$551,0001,407
Net interest income$4,393,0001,513
Provision for loan and lease losses$32,0001,965
Total noninterest income$748,0001,806
Gross Fiduciary activities income$0922
Service charges on deposit accounts$179,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$569,0001,787
Total noninterest expense$3,480,0001,532
Salaries and employee benefits$2,097,0001,491
Premises and equipment expense$336,0001,700
Additional noninterest expense$1,047,0001,497
Pre-tax net operating income$1,629,0001,769
Securities gains (losses)$40,000717
Applicable income taxes$286,0001,540
Income before extraordinary items$1,383,0001,813
Extraordinary gains, net$03
Net income$1,383,0001,813
Minority interest net income$055
Net income of bank and minority interests.$1,383,0001,813
Net charge-offs$-16,0004,237
Cash dividends$300,0001,548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,349,8001,808
2020-12-31 (YTD Data)Rank
Total interest income$20,276,0001,481
Total interest expense$2,650,0001,647
Net interest income$17,626,0001,437
Provision for loan and lease losses$306,0002,652
Total noninterest income$2,920,0001,749
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$807,0001,129
Trading account gains and feesNANA
Additional Noninterest Income$2,113,0001,736
Total noninterest expense$13,175,0001,574
Salaries and employee benefits$7,944,0001,528
Premises and equipment expense$1,309,0001,683
Additional noninterest expense$3,922,0001,555
Pre-tax net operating income$7,065,0001,374
Securities gains (losses)$278,000871
Applicable income taxes$1,294,0001,251
Income before extraordinary items$6,049,0001,413
Extraordinary gains, net$04
Net income$6,049,0001,414
Minority interest net income$072
Net income of bank and minority interests.$6,049,0001,414
Net charge-offs$-8,0004,207
Cash dividends$2,750,0001,207
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,821,0401,412
2020-09-30 (YTD Data)Rank
Total interest income$15,364,0001,471
Total interest expense$2,038,0001,677
Net interest income$13,326,0001,416
Provision for loan and lease losses$229,0002,641
Total noninterest income$2,185,0001,708
Gross Fiduciary activities income$0981
Service charges on deposit accounts$609,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$1,576,0001,694
Total noninterest expense$9,846,0001,557
Salaries and employee benefits$6,050,0001,488
Premises and equipment expense$992,0001,669
Additional noninterest expense$2,804,0001,591
Pre-tax net operating income$5,436,0001,315
Securities gains (losses)$264,000769
Applicable income taxes$1,015,0001,170
Income before extraordinary items$4,685,0001,339
Extraordinary gains, net$04
Net income$4,685,0001,339
Minority interest net income$065
Net income of bank and minority interests.$4,685,0001,339
Net charge-offs$-2,0003,908
Cash dividends$1,750,0001,228
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,468,5201,335
2020-06-30 (YTD Data)Rank
Total interest income$10,462,0001,464
Total interest expense$1,377,0001,752
Net interest income$9,085,0001,385
Provision for loan and lease losses$153,0002,622
Total noninterest income$1,414,0001,676
Gross Fiduciary activities income$0970
Service charges on deposit accounts$415,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$999,0001,674
Total noninterest expense$6,568,0001,542
Salaries and employee benefits$4,071,0001,464
Premises and equipment expense$666,0001,661
Additional noninterest expense$1,831,0001,612
Pre-tax net operating income$3,778,0001,215
Securities gains (losses)$232,000639
Applicable income taxes$718,0001,061
Income before extraordinary items$3,292,0001,214
Extraordinary gains, net$04
Net income$3,292,0001,214
Minority interest net income$065
Net income of bank and minority interests.$3,292,0001,214
Net charge-offs$-2,0003,888
Cash dividends$1,750,000894
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,101,7601,242
2020-03-31 (YTD Data)Rank
Total interest income$5,386,0001,415
Total interest expense$699,0001,847
Net interest income$4,687,0001,326
Provision for loan and lease losses$76,0002,166
Total noninterest income$698,0001,607
Gross Fiduciary activities income$0941
Service charges on deposit accounts$242,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$456,0001,605
Total noninterest expense$3,456,0001,486
Salaries and employee benefits$2,200,0001,383
Premises and equipment expense$336,0001,668
Additional noninterest expense$920,0001,627
Pre-tax net operating income$1,853,0001,125
Securities gains (losses)$214,000359
Applicable income taxes$373,000921
Income before extraordinary items$1,694,0001,073
Extraordinary gains, net$04
Net income$1,694,0001,071
Minority interest net income$056
Net income of bank and minority interests.$1,694,0001,073
Net charge-offs$-1,0003,618
Cash dividends$300,0001,635
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,518,5201,159
2019-12-31 (YTD Data)Rank
Total interest income$22,526,0001,378
Total interest expense$2,757,0001,911
Net interest income$19,769,0001,272
Provision for loan and lease losses$306,0001,930
Total noninterest income$2,727,0001,666
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$881,0001,234
Trading account gains and feesNANA
Additional Noninterest Income$1,846,0001,611
Total noninterest expense$12,870,0001,549
Salaries and employee benefits$7,535,0001,537
Premises and equipment expense$1,576,0001,443
Additional noninterest expense$3,759,0001,589
Pre-tax net operating income$9,320,0001,108
Securities gains (losses)$-28,0004,956
Applicable income taxes$1,705,000998
Income before extraordinary items$7,587,0001,165
Extraordinary gains, net$011
Net income$7,587,0001,166
Minority interest net income$076
Net income of bank and minority interests.$7,587,0001,167
Net charge-offs$422,0001,157
Cash dividends$7,700,000580
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,609,9601,137
2019-09-30 (YTD Data)Rank
Total interest income$16,974,0001,381
Total interest expense$2,032,0001,952
Net interest income$14,942,0001,276
Provision for loan and lease losses$229,0001,830
Total noninterest income$2,016,0001,672
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$631,0001,283
Trading account gains and feesNANA
Additional Noninterest Income$1,385,0001,602
Total noninterest expense$9,731,0001,544
Salaries and employee benefits$5,781,0001,502
Premises and equipment expense$1,157,0001,481
Additional noninterest expense$2,793,0001,597
Pre-tax net operating income$6,998,0001,130
Securities gains (losses)$-33,0005,057
Applicable income taxes$1,281,0001,041
Income before extraordinary items$5,684,0001,189
Extraordinary gains, net$011
Net income$5,684,0001,190
Minority interest net income$072
Net income of bank and minority interests.$5,684,0001,191
Net charge-offs$380,000894
Cash dividends$1,000,0001,800
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,711,0601,166
2019-06-30 (YTD Data)Rank
Total interest income$11,235,0001,385
Total interest expense$1,314,0001,972
Net interest income$9,921,0001,278
Provision for loan and lease losses$153,0001,785
Total noninterest income$1,254,0001,712
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$396,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$858,0001,638
Total noninterest expense$6,425,0001,563
Salaries and employee benefits$3,873,0001,501
Premises and equipment expense$745,0001,529
Additional noninterest expense$1,807,0001,645
Pre-tax net operating income$4,597,0001,117
Securities gains (losses)$-34,0005,118
Applicable income taxes$834,0001,019
Income before extraordinary items$3,729,0001,172
Extraordinary gains, net$011
Net income$3,729,0001,172
Minority interest net income$069
Net income of bank and minority interests.$3,729,0001,172
Net charge-offs$380,000674
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,756,8801,145
2019-03-31 (YTD Data)Rank
Total interest income$5,483,0001,404
Total interest expense$628,0001,999
Net interest income$4,855,0001,299
Provision for loan and lease losses$76,0001,676
Total noninterest income$588,0001,749
Gross Fiduciary activities income$0972
Service charges on deposit accounts$194,0001,348
Trading account gains and feesNANA
Additional Noninterest Income$394,0001,680
Total noninterest expense$3,302,0001,531
Salaries and employee benefits$1,993,0001,470
Premises and equipment expense$397,0001,463
Additional noninterest expense$912,0001,636
Pre-tax net operating income$2,065,0001,178
Securities gains (losses)$-36,0005,230
Applicable income taxes$367,0001,106
Income before extraordinary items$1,662,0001,258
Extraordinary gains, net$05
Net income$1,662,0001,257
Minority interest net income$052
Net income of bank and minority interests.$1,662,0001,257
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,691,5201,222
2018-12-31 (YTD Data)Rank
Total interest income$20,285,0001,432
Total interest expense$1,810,0002,069
Net interest income$18,475,0001,327
Provision for loan and lease losses$305,0001,947
Total noninterest income$2,399,0001,795
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$835,0001,324
Trading account gains and feesNANA
Additional Noninterest Income$1,564,0001,748
Total noninterest expense$11,597,0001,670
Salaries and employee benefits$6,629,0001,677
Premises and equipment expense$1,414,0001,584
Additional noninterest expense$3,554,0001,654
Pre-tax net operating income$8,972,0001,125
Securities gains (losses)$11,000694
Applicable income taxes$1,600,0001,008
Income before extraordinary items$7,383,0001,166
Extraordinary gains, net$06
Net income$7,383,0001,165
Minority interest net income$072
Net income of bank and minority interests.$7,383,0001,165
Net charge-offs$-2,0004,252
Cash dividends$2,650,0001,188
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,373,9801,163
2018-09-30 (YTD Data)Rank
Total interest income$14,932,0001,446
Total interest expense$1,264,0002,086
Net interest income$13,668,0001,339
Provision for loan and lease losses$228,0001,840
Total noninterest income$1,778,0001,827
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$622,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$1,156,0001,781
Total noninterest expense$8,659,0001,669
Salaries and employee benefits$5,122,0001,634
Premises and equipment expense$1,004,0001,677
Additional noninterest expense$2,533,0001,727
Pre-tax net operating income$6,559,0001,148
Securities gains (losses)$10,000710
Applicable income taxes$1,160,0001,054
Income before extraordinary items$5,409,0001,186
Extraordinary gains, net$05
Net income$5,409,0001,185
Minority interest net income$066
Net income of bank and minority interests.$5,409,0001,185
Net charge-offs$-9,0004,451
Cash dividends$1,250,0001,472
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,400,8001,180
2018-06-30 (YTD Data)Rank
Total interest income$9,711,0001,456
Total interest expense$740,0002,199
Net interest income$8,971,0001,353
Provision for loan and lease losses$152,0001,756
Total noninterest income$1,169,0001,826
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$414,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$755,0001,794
Total noninterest expense$5,657,0001,723
Salaries and employee benefits$3,392,0001,661
Premises and equipment expense$644,0001,738
Additional noninterest expense$1,621,0001,794
Pre-tax net operating income$4,331,0001,144
Securities gains (losses)$10,000602
Applicable income taxes$769,0001,042
Income before extraordinary items$3,572,0001,160
Extraordinary gains, net$06
Net income$3,572,0001,158
Minority interest net income$065
Net income of bank and minority interests.$3,572,0001,159
Net charge-offs$-7,0004,412
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,563,8001,161
2018-03-31 (YTD Data)Rank
Total interest income$4,692,0001,485
Total interest expense$321,0002,347
Net interest income$4,371,0001,373
Provision for loan and lease losses$75,0001,680
Total noninterest income$571,0001,842
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$204,0001,365
Trading account gains and feesNANA
Additional Noninterest Income$367,0001,803
Total noninterest expense$2,935,0001,667
Salaries and employee benefits$1,807,0001,571
Premises and equipment expense$336,0001,699
Additional noninterest expense$792,0001,833
Pre-tax net operating income$1,932,0001,218
Securities gains (losses)$9,000456
Applicable income taxes$368,0001,066
Income before extraordinary items$1,573,0001,288
Extraordinary gains, net$07
Net income$1,573,0001,288
Minority interest net income$052
Net income of bank and minority interests.$1,573,0001,288
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,565,7101,281
2017-12-31 (YTD Data)Rank
Total interest income$17,399,0001,537
Total interest expense$1,103,0002,385
Net interest income$16,296,0001,432
Provision for loan and lease losses$330,0001,873
Total noninterest income$2,419,0001,812
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$806,0001,408
Trading account gains and feesNANA
Additional Noninterest Income$1,613,0001,741
Total noninterest expense$10,664,0001,814
Salaries and employee benefits$6,288,0001,746
Premises and equipment expense$1,349,0001,668
Additional noninterest expense$3,027,0001,913
Pre-tax net operating income$7,721,0001,207
Securities gains (losses)$23,0001,271
Applicable income taxes$2,421,0001,139
Income before extraordinary items$5,323,0001,282
Extraordinary gains, net$09
Net income$5,323,0001,282
Minority interest net income$076
Net income of bank and minority interests.$5,323,0001,282
Net charge-offs$17,0003,500
Cash dividends$2,400,0001,222
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,307,1301,273
2017-09-30 (YTD Data)Rank
Total interest income$12,857,0001,558
Total interest expense$835,0002,338
Net interest income$12,022,0001,457
Provision for loan and lease losses$255,0001,788
Total noninterest income$1,709,0001,895
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$594,0001,441
Trading account gains and feesNANA
Additional Noninterest Income$1,115,0001,852
Total noninterest expense$7,962,0001,817
Salaries and employee benefits$4,781,0001,728
Premises and equipment expense$996,0001,704
Additional noninterest expense$2,185,0001,980
Pre-tax net operating income$5,514,0001,279
Securities gains (losses)$15,0001,443
Applicable income taxes$1,526,0001,106
Income before extraordinary items$4,003,0001,372
Extraordinary gains, net$09
Net income$4,003,0001,372
Minority interest net income$071
Net income of bank and minority interests.$4,003,0001,372
Net charge-offs$2,0003,621
Cash dividends$1,400,0001,367
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,992,2001,358
2017-06-30 (YTD Data)Rank
Total interest income$8,385,0001,565
Total interest expense$553,0002,305
Net interest income$7,832,0001,485
Provision for loan and lease losses$180,0001,642
Total noninterest income$1,112,0001,915
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$392,0001,436
Trading account gains and feesNANA
Additional Noninterest Income$720,0001,896
Total noninterest expense$5,336,0001,805
Salaries and employee benefits$3,268,0001,700
Premises and equipment expense$672,0001,691
Additional noninterest expense$1,396,0002,043
Pre-tax net operating income$3,428,0001,332
Securities gains (losses)$15,0001,091
Applicable income taxes$931,0001,158
Income before extraordinary items$2,512,0001,423
Extraordinary gains, net$011
Net income$2,512,0001,423
Minority interest net income$071
Net income of bank and minority interests.$2,512,0001,424
Net charge-offs$7,0003,031
Cash dividends$1,400,0001,010
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,501,0501,410
2017-03-31 (YTD Data)Rank
Total interest income$4,096,0001,597
Total interest expense$269,0002,338
Net interest income$3,827,0001,508
Provision for loan and lease losses$105,0001,394
Total noninterest income$544,0001,943
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$190,0001,470
Trading account gains and feesNANA
Additional Noninterest Income$354,0001,878
Total noninterest expense$2,782,0001,753
Salaries and employee benefits$1,745,0001,615
Premises and equipment expense$347,0001,648
Additional noninterest expense$690,0002,069
Pre-tax net operating income$1,484,0001,449
Securities gains (losses)$01,153
Applicable income taxes$385,0001,274
Income before extraordinary items$1,099,0001,559
Extraordinary gains, net$08
Net income$1,099,0001,559
Minority interest net income$055
Net income of bank and minority interests.$1,099,0001,559
Net charge-offs$7,0002,334
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,099,0001,541
2016-12-31 (YTD Data)Rank
Total interest income$16,517,0001,535
Total interest expense$1,212,0002,120
Net interest income$15,305,0001,470
Provision for loan and lease losses$520,0001,432
Total noninterest income$2,519,0001,841
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$707,0001,598
Trading account gains and fees$0170
Additional Noninterest Income$1,812,0001,687
Total noninterest expense$10,307,0001,850
Salaries and employee benefits$6,094,0001,764
Premises and equipment expense$1,282,0001,753
Additional noninterest expense$2,931,0002,016
Pre-tax net operating income$6,997,0001,247
Securities gains (losses)$03,212
Applicable income taxes$1,869,0001,102
Income before extraordinary items$5,128,0001,354
Extraordinary gains, net$05
Net income$5,128,0001,352
Minority interest net income$082
Net income of bank and minority interests.$5,128,0001,353
Net charge-offs$3,0004,102
Cash dividends$2,325,0001,248
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,128,0001,324
2016-09-30 (YTD Data)Rank
Total interest income$12,427,0001,530
Total interest expense$930,0002,081
Net interest income$11,497,0001,465
Provision for loan and lease losses$315,0001,569
Total noninterest income$1,972,0001,800
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$529,0001,606
Trading account gains and fees$0169
Additional Noninterest Income$1,443,0001,629
Total noninterest expense$7,767,0001,847
Salaries and employee benefits$4,631,0001,742
Premises and equipment expense$950,0001,783
Additional noninterest expense$2,186,0002,026
Pre-tax net operating income$5,387,0001,234
Securities gains (losses)$03,160
Applicable income taxes$1,444,0001,106
Income before extraordinary items$3,943,0001,350
Extraordinary gains, net$05
Net income$3,943,0001,350
Minority interest net income$071
Net income of bank and minority interests.$3,943,0001,350
Net charge-offs$2,0003,786
Cash dividends$1,425,0001,327
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,943,0001,311
2016-06-30 (YTD Data)Rank
Total interest income$8,196,0001,548
Total interest expense$628,0002,059
Net interest income$7,568,0001,492
Provision for loan and lease losses$210,0001,559
Total noninterest income$1,103,0001,979
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$344,0001,622
Trading account gains and fees$0157
Additional Noninterest Income$759,0001,856
Total noninterest expense$5,158,0001,862
Salaries and employee benefits$3,135,0001,710
Premises and equipment expense$620,0001,809
Additional noninterest expense$1,403,0002,100
Pre-tax net operating income$3,303,0001,320
Securities gains (losses)$02,835
Applicable income taxes$863,0001,200
Income before extraordinary items$2,440,0001,424
Extraordinary gains, net$016
Net income$2,440,0001,424
Minority interest net income$071
Net income of bank and minority interests.$2,440,0001,424
Net charge-offs$-1,0004,332
Cash dividends$1,425,0001,004
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,440,0001,377
2016-03-31 (YTD Data)Rank
Total interest income$4,042,0001,565
Total interest expense$323,0002,022
Net interest income$3,719,0001,513
Provision for loan and lease losses$105,0001,464
Total noninterest income$516,0002,031
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$166,0001,657
Trading account gains and fees$0142
Additional Noninterest Income$350,0001,901
Total noninterest expense$2,653,0001,811
Salaries and employee benefits$1,658,0001,645
Premises and equipment expense$310,0001,825
Additional noninterest expense$685,0002,129
Pre-tax net operating income$1,477,0001,418
Securities gains (losses)$02,077
Applicable income taxes$393,0001,248
Income before extraordinary items$1,084,0001,515
Extraordinary gains, net$012
Net income$1,084,0001,516
Minority interest net income$062
Net income of bank and minority interests.$1,084,0001,516
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,084,0001,480
2015-12-31 (YTD Data)Rank
Total interest income$15,645,0001,573
Total interest expense$1,539,0001,735
Net interest income$14,106,0001,557
Provision for loan and lease losses$345,0001,764
Total noninterest income$2,137,0002,027
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$666,0001,719
Trading account gains and fees$0159
Additional Noninterest Income$1,471,0001,878
Total noninterest expense$9,832,0001,927
Salaries and employee benefits$5,714,0001,824
Premises and equipment expense$1,316,0001,735
Additional noninterest expense$2,802,0002,133
Pre-tax net operating income$6,066,0001,350
Securities gains (losses)$68,0001,431
Applicable income taxes$1,532,0001,221
Income before extraordinary items$4,602,0001,441
Extraordinary gains, net$023
Net income$4,602,0001,441
Minority interest net income$081
Net income of bank and minority interests.$4,602,0001,441
Net charge-offs$30,0003,562
Cash dividends$3,100,000944
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,551,0001,431
2015-09-30 (YTD Data)Rank
Total interest income$11,671,0001,603
Total interest expense$1,208,0001,697
Net interest income$10,463,0001,583
Provision for loan and lease losses$240,0001,746
Total noninterest income$1,597,0002,053
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$490,0001,755
Trading account gains and fees$0153
Additional Noninterest Income$1,107,0001,890
Total noninterest expense$7,334,0001,936
Salaries and employee benefits$4,339,0001,808
Premises and equipment expense$992,0001,737
Additional noninterest expense$2,003,0002,202
Pre-tax net operating income$4,486,0001,393
Securities gains (losses)$68,0001,275
Applicable income taxes$1,142,0001,248
Income before extraordinary items$3,412,0001,479
Extraordinary gains, net$021
Net income$3,412,0001,480
Minority interest net income$078
Net income of bank and minority interests.$3,412,0001,480
Net charge-offs$-6,0005,025
Cash dividends$2,100,000940
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,361,0001,463
2015-06-30 (YTD Data)Rank
Total interest income$7,705,0001,620
Total interest expense$849,0001,626
Net interest income$6,856,0001,614
Provision for loan and lease losses$135,0001,911
Total noninterest income$1,080,0002,035
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$317,0001,774
Trading account gains and fees$0157
Additional Noninterest Income$763,0001,860
Total noninterest expense$4,823,0001,975
Salaries and employee benefits$2,874,0001,830
Premises and equipment expense$648,0001,788
Additional noninterest expense$1,301,0002,263
Pre-tax net operating income$2,978,0001,388
Securities gains (losses)$68,0001,059
Applicable income taxes$763,0001,263
Income before extraordinary items$2,283,0001,456
Extraordinary gains, net$022
Net income$2,283,0001,455
Minority interest net income$075
Net income of bank and minority interests.$2,283,0001,457
Net charge-offs$-5,0005,028
Cash dividends$1,100,0001,129
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,232,0001,444
2015-03-31 (YTD Data)Rank
Total interest income$3,774,0001,659
Total interest expense$439,0001,584
Net interest income$3,335,0001,658
Provision for loan and lease losses$60,0001,893
Total noninterest income$554,0001,977
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$150,0001,824
Trading account gains and fees$0152
Additional Noninterest Income$404,0001,762
Total noninterest expense$2,423,0001,958
Salaries and employee benefits$1,446,0001,826
Premises and equipment expense$317,0001,840
Additional noninterest expense$660,0002,213
Pre-tax net operating income$1,406,0001,413
Securities gains (losses)$68,000727
Applicable income taxes$363,0001,268
Income before extraordinary items$1,111,0001,451
Extraordinary gains, net$013
Net income$1,111,0001,453
Minority interest net income$064
Net income of bank and minority interests.$1,111,0001,453
Net charge-offs$03,288
Cash dividends$200,0001,824
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,060,0001,459
2014-12-31 (YTD Data)Rank
Total interest income$14,805,0001,691
Total interest expense$1,969,0001,506
Net interest income$12,836,0001,712
Provision for loan and lease losses$240,0002,251
Total noninterest income$1,893,0002,185
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$683,0001,782
Trading account gains and fees$0180
Additional Noninterest Income$1,210,0002,060
Total noninterest expense$9,084,0002,075
Salaries and employee benefits$5,295,0001,939
Premises and equipment expense$1,156,0001,985
Additional noninterest expense$2,633,0002,302
Pre-tax net operating income$5,405,0001,425
Securities gains (losses)$03,259
Applicable income taxes$1,280,0001,310
Income before extraordinary items$4,125,0001,545
Extraordinary gains, net$017
Net income$4,125,0001,543
Minority interest net income$084
Net income of bank and minority interests.$4,125,0001,544
Net charge-offs$406,0001,705
Cash dividends$2,310,0001,144
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,125,0001,513
2014-09-30 (YTD Data)Rank
Total interest income$11,016,0001,709
Total interest expense$1,485,0001,516
Net interest income$9,531,0001,736
Provision for loan and lease losses$180,0002,177
Total noninterest income$1,426,0002,181
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$520,0001,770
Trading account gains and fees$0174
Additional Noninterest Income$906,0002,070
Total noninterest expense$6,801,0002,077
Salaries and employee benefits$4,036,0001,914
Premises and equipment expense$844,0002,049
Additional noninterest expense$1,921,0002,347
Pre-tax net operating income$3,976,0001,463
Securities gains (losses)$02,980
Applicable income taxes$933,0001,376
Income before extraordinary items$3,043,0001,557
Extraordinary gains, net$015
Net income$3,043,0001,557
Minority interest net income$081
Net income of bank and minority interests.$3,043,0001,557
Net charge-offs$359,0001,439
Cash dividends$1,310,0001,274
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,043,0001,530
2014-06-30 (YTD Data)Rank
Total interest income$7,253,0001,722
Total interest expense$1,000,0001,504
Net interest income$6,253,0001,754
Provision for loan and lease losses$120,0002,134
Total noninterest income$937,0002,173
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$340,0001,782
Trading account gains and fees$0172
Additional Noninterest Income$597,0002,063
Total noninterest expense$4,540,0002,083
Salaries and employee benefits$2,725,0001,891
Premises and equipment expense$563,0002,059
Additional noninterest expense$1,252,0002,396
Pre-tax net operating income$2,530,0001,485
Securities gains (losses)$02,580
Applicable income taxes$584,0001,390
Income before extraordinary items$1,946,0001,580
Extraordinary gains, net$020
Net income$1,946,0001,583
Minority interest net income$080
Net income of bank and minority interests.$1,946,0001,582
Net charge-offs$365,0001,113
Cash dividends$1,110,0001,070
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,946,0001,553
2014-03-31 (YTD Data)Rank
Total interest income$3,574,0001,744
Total interest expense$506,0001,500
Net interest income$3,068,0001,772
Provision for loan and lease losses$60,0002,013
Total noninterest income$459,0002,159
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$166,0001,795
Trading account gains and fees$0147
Additional Noninterest Income$293,0002,035
Total noninterest expense$2,315,0002,050
Salaries and employee benefits$1,404,0001,853
Premises and equipment expense$281,0002,114
Additional noninterest expense$630,0002,377
Pre-tax net operating income$1,152,0001,568
Securities gains (losses)$01,715
Applicable income taxes$255,0001,497
Income before extraordinary items$897,0001,631
Extraordinary gains, net$016
Net income$897,0001,634
Minority interest net income$066
Net income of bank and minority interests.$897,0001,634
Net charge-offs$-55,0006,341
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$897,0001,599
2013-12-31 (YTD Data)Rank
Total interest income$14,469,0001,721
Total interest expense$2,337,0001,455
Net interest income$12,132,0001,781
Provision for loan and lease losses$150,0003,263
Total noninterest income$1,850,0002,270
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$722,0001,783
Trading account gains and fees$0184
Additional Noninterest Income$1,128,0002,211
Total noninterest expense$9,166,0002,065
Salaries and employee benefits$5,212,0001,953
Premises and equipment expense$1,101,0002,067
Additional noninterest expense$2,853,0002,189
Pre-tax net operating income$4,666,0001,502
Securities gains (losses)$03,182
Applicable income taxes$1,059,0001,414
Income before extraordinary items$3,607,0001,643
Extraordinary gains, net$029
Net income$3,607,0001,646
Minority interest net income$090
Net income of bank and minority interests.$3,607,0001,647
Net charge-offs$276,0002,664
Cash dividends$2,125,0001,154
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,607,0001,603
2013-09-30 (YTD Data)Rank
Total interest income$10,859,0001,728
Total interest expense$1,790,0001,470
Net interest income$9,069,0001,780
Provision for loan and lease losses$90,0003,447
Total noninterest income$1,387,0002,313
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$545,0001,784
Trading account gains and fees$0180
Additional Noninterest Income$842,0002,288
Total noninterest expense$6,861,0002,062
Salaries and employee benefits$3,923,0001,953
Premises and equipment expense$830,0002,072
Additional noninterest expense$2,108,0002,204
Pre-tax net operating income$3,505,0001,535
Securities gains (losses)$03,040
Applicable income taxes$793,0001,457
Income before extraordinary items$2,712,0001,661
Extraordinary gains, net$025
Net income$2,712,0001,664
Minority interest net income$084
Net income of bank and minority interests.$2,712,0001,665
Net charge-offs$281,0002,184
Cash dividends$1,125,0001,332
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,712,0001,615
2013-06-30 (YTD Data)Rank
Total interest income$7,183,0001,740
Total interest expense$1,230,0001,453
Net interest income$5,953,0001,791
Provision for loan and lease losses$60,0003,384
Total noninterest income$927,0002,331
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$349,0001,815
Trading account gains and fees$0157
Additional Noninterest Income$578,0002,281
Total noninterest expense$4,607,0002,056
Salaries and employee benefits$2,650,0001,941
Premises and equipment expense$559,0002,052
Additional noninterest expense$1,398,0002,214
Pre-tax net operating income$2,213,0001,583
Securities gains (losses)$02,791
Applicable income taxes$487,0001,542
Income before extraordinary items$1,726,0001,721
Extraordinary gains, net$022
Net income$1,726,0001,726
Minority interest net income$082
Net income of bank and minority interests.$1,726,0001,727
Net charge-offs$57,0003,249
Cash dividends$925,0001,160
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,726,0001,653
2013-03-31 (YTD Data)Rank
Total interest income$3,588,0001,756
Total interest expense$640,0001,446
Net interest income$2,948,0001,819
Provision for loan and lease losses$30,0003,174
Total noninterest income$481,0002,286
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$171,0001,841
Trading account gains and fees$0148
Additional Noninterest Income$310,0002,175
Total noninterest expense$2,301,0002,082
Salaries and employee benefits$1,338,0001,942
Premises and equipment expense$280,0002,091
Additional noninterest expense$683,0002,278
Pre-tax net operating income$1,098,0001,578
Securities gains (losses)$01,966
Applicable income taxes$245,0001,527
Income before extraordinary items$853,0001,687
Extraordinary gains, net$010
Net income$853,0001,688
Minority interest net income$076
Net income of bank and minority interests.$853,0001,689
Net charge-offs$3,0003,820
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$853,0001,632
2012-12-31 (YTD Data)Rank
Total interest income$14,526,0001,816
Total interest expense$3,178,0001,402
Net interest income$11,348,0001,931
Provision for loan and lease losses$05,905
Total noninterest income$1,774,0002,373
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$710,0001,876
Trading account gains and fees$0166
Additional Noninterest Income$1,064,0002,296
Total noninterest expense$8,901,0002,142
Salaries and employee benefits$5,187,0001,945
Premises and equipment expense$1,024,0002,241
Additional noninterest expense$2,690,0002,411
Pre-tax net operating income$4,221,0001,586
Securities gains (losses)$03,810
Applicable income taxes$890,0001,582
Income before extraordinary items$3,331,0001,702
Extraordinary gains, net$029
Net income$3,331,0001,703
Minority interest net income$093
Net income of bank and minority interests.$3,331,0001,703
Net charge-offs$-85,0006,922
Cash dividends$2,275,0001,102
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,331,0001,610
2012-09-30 (YTD Data)Rank
Total interest income$10,874,0001,852
Total interest expense$2,456,0001,421
Net interest income$8,418,0001,975
Provision for loan and lease losses$05,790
Total noninterest income$1,321,0002,378
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$517,0001,940
Trading account gains and fees$0157
Additional Noninterest Income$804,0002,269
Total noninterest expense$6,706,0002,146
Salaries and employee benefits$3,978,0001,892
Premises and equipment expense$758,0002,289
Additional noninterest expense$1,970,0002,451
Pre-tax net operating income$3,033,0001,679
Securities gains (losses)$03,575
Applicable income taxes$621,0001,712
Income before extraordinary items$2,412,0001,804
Extraordinary gains, net$020
Net income$2,412,0001,803
Minority interest net income$086
Net income of bank and minority interests.$2,412,0001,805
Net charge-offs$-119,0007,056
Cash dividends$1,325,0001,090
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,412,0001,705
2012-06-30 (YTD Data)Rank
Total interest income$7,251,0001,856
Total interest expense$1,680,0001,436
Net interest income$5,571,0001,982
Provision for loan and lease losses$05,619
Total noninterest income$816,0002,462
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$322,0002,035
Trading account gains and fees$0153
Additional Noninterest Income$494,0002,351
Total noninterest expense$4,482,0002,147
Salaries and employee benefits$2,703,0001,846
Premises and equipment expense$502,0002,279
Additional noninterest expense$1,277,0002,531
Pre-tax net operating income$1,905,0001,751
Securities gains (losses)$03,178
Applicable income taxes$373,0001,806
Income before extraordinary items$1,532,0001,853
Extraordinary gains, net$019
Net income$1,532,0001,852
Minority interest net income$084
Net income of bank and minority interests.$1,532,0001,853
Net charge-offs$-147,0007,136
Cash dividends$925,0001,046
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,532,0001,762
2012-03-31 (YTD Data)Rank
Total interest income$3,617,0001,879
Total interest expense$860,0001,456
Net interest income$2,757,0002,003
Provision for loan and lease losses$05,254
Total noninterest income$375,0002,583
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$158,0002,045
Trading account gains and fees$0148
Additional Noninterest Income$217,0002,544
Total noninterest expense$2,220,0002,149
Salaries and employee benefits$1,348,0001,866
Premises and equipment expense$250,0002,295
Additional noninterest expense$622,0002,574
Pre-tax net operating income$912,0001,817
Securities gains (losses)$02,210
Applicable income taxes$174,0001,884
Income before extraordinary items$738,0001,932
Extraordinary gains, net$019
Net income$738,0001,933
Minority interest net income$078
Net income of bank and minority interests.$738,0001,934
Net charge-offs$-166,0007,220
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$738,0001,825
2011-12-31 (YTD Data)Rank
Total interest income$14,411,0001,958
Total interest expense$3,812,0001,591
Net interest income$10,599,0002,055
Provision for loan and lease losses$06,496
Total noninterest income$1,925,0002,068
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$700,0001,989
Trading account gains and fees$0146
Additional Noninterest Income$1,225,0001,880
Total noninterest expense$8,952,0002,126
Salaries and employee benefits$5,198,0001,878
Premises and equipment expense$974,0002,458
Additional noninterest expense$2,780,0002,355
Pre-tax net operating income$3,572,0001,567
Securities gains (losses)$03,838
Applicable income taxes$636,0001,788
Income before extraordinary items$2,936,0001,640
Extraordinary gains, net$029
Net income$2,936,0001,640
Minority interest net income$096
Net income of bank and minority interests.$2,936,0001,640
Net charge-offs$390,0003,483
Cash dividends$2,225,000878
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,936,0001,563
2011-09-30 (YTD Data)Rank
Total interest income$10,709,0001,994
Total interest expense$2,905,0001,624
Net interest income$7,804,0002,107
Provision for loan and lease losses$06,393
Total noninterest income$1,512,0001,981
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$530,0001,978
Trading account gains and fees$0145
Additional Noninterest Income$982,0001,792
Total noninterest expense$6,702,0002,146
Salaries and employee benefits$3,863,0001,896
Premises and equipment expense$730,0002,480
Additional noninterest expense$2,109,0002,346
Pre-tax net operating income$2,614,0001,667
Securities gains (losses)$03,555
Applicable income taxes$445,0001,835
Income before extraordinary items$2,169,0001,713
Extraordinary gains, net$021
Net income$2,169,0001,714
Minority interest net income$087
Net income of bank and minority interests.$2,169,0001,714
Net charge-offs$388,0002,952
Cash dividends$1,225,000978
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,169,0001,637
2011-06-30 (YTD Data)Rank
Total interest income$7,070,0002,022
Total interest expense$1,964,0001,661
Net interest income$5,106,0002,143
Provision for loan and lease losses$06,217
Total noninterest income$817,0002,296
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$349,0001,977
Trading account gains and fees$0153
Additional Noninterest Income$468,0002,198
Total noninterest expense$4,494,0002,151
Salaries and employee benefits$2,582,0001,900
Premises and equipment expense$492,0002,486
Additional noninterest expense$1,420,0002,361
Pre-tax net operating income$1,429,0001,959
Securities gains (losses)$02,914
Applicable income taxes$192,0002,269
Income before extraordinary items$1,237,0001,906
Extraordinary gains, net$015
Net income$1,237,0001,906
Minority interest net income$089
Net income of bank and minority interests.$1,237,0001,906
Net charge-offs$-10,0007,015
Cash dividends$1,125,000734
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,237,0001,838
2011-03-31 (YTD Data)Rank
Total interest income$3,509,0002,047
Total interest expense$985,0001,713
Net interest income$2,524,0002,157
Provision for loan and lease losses$05,840
Total noninterest income$393,0002,372
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$167,0002,028
Trading account gains and fees$0158
Additional Noninterest Income$226,0002,297
Total noninterest expense$2,288,0002,112
Salaries and employee benefits$1,303,0001,902
Premises and equipment expense$251,0002,494
Additional noninterest expense$734,0002,259
Pre-tax net operating income$629,0002,140
Securities gains (losses)$01,772
Applicable income taxes$53,0002,772
Income before extraordinary items$576,0001,982
Extraordinary gains, net$09
Net income$576,0001,981
Minority interest net income$086
Net income of bank and minority interests.$576,0001,982
Net charge-offs$-3,0006,584
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$576,0001,935
2010-12-31 (YTD Data)Rank
Total interest income$14,761,0002,035
Total interest expense$4,068,0001,966
Net interest income$10,693,0002,041
Provision for loan and lease losses$215,0005,259
Total noninterest income$2,159,0001,979
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$812,0001,799
Trading account gains and fees$0175
Additional Noninterest Income$1,347,0001,806
Total noninterest expense$8,623,0002,243
Salaries and employee benefits$4,890,0001,976
Premises and equipment expense$961,0002,566
Additional noninterest expense$2,772,0002,446
Pre-tax net operating income$4,014,0001,255
Securities gains (losses)$03,793
Applicable income taxes$690,0001,577
Income before extraordinary items$3,324,0001,282
Extraordinary gains, net$029
Net income$3,324,0001,284
Minority interest net income$0111
Net income of bank and minority interests.$3,324,0001,285
Net charge-offs$-10,0007,437
Cash dividends$1,950,000839
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,324,0001,235
2010-09-30 (YTD Data)Rank
Total interest income$11,098,0002,081
Total interest expense$3,034,0002,059
Net interest income$8,064,0002,056
Provision for loan and lease losses$215,0004,795
Total noninterest income$1,585,0002,012
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$630,0001,800
Trading account gains and fees$0165
Additional Noninterest Income$955,0001,852
Total noninterest expense$6,506,0002,231
Salaries and employee benefits$3,722,0001,948
Premises and equipment expense$721,0002,598
Additional noninterest expense$2,063,0002,418
Pre-tax net operating income$2,928,0001,358
Securities gains (losses)$03,651
Applicable income taxes$428,0001,815
Income before extraordinary items$2,500,0001,331
Extraordinary gains, net$023
Net income$2,500,0001,335
Minority interest net income$0110
Net income of bank and minority interests.$2,500,0001,335
Net charge-offs$-7,0007,429
Cash dividends$950,0001,093
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,500,0001,289
2010-06-30 (YTD Data)Rank
Total interest income$7,421,0002,099
Total interest expense$2,002,0002,155
Net interest income$5,419,0002,039
Provision for loan and lease losses$155,0004,552
Total noninterest income$1,093,0001,925
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$424,0001,790
Trading account gains and fees$0152
Additional Noninterest Income$669,0001,736
Total noninterest expense$4,225,0002,291
Salaries and employee benefits$2,366,0002,049
Premises and equipment expense$486,0002,588
Additional noninterest expense$1,373,0002,422
Pre-tax net operating income$2,132,0001,227
Securities gains (losses)$03,184
Applicable income taxes$344,0001,598
Income before extraordinary items$1,788,0001,243
Extraordinary gains, net$019
Net income$1,788,0001,244
Minority interest net income$0105
Net income of bank and minority interests.$1,788,0001,244
Net charge-offs$-29,0007,641
Cash dividends$950,000765
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,788,0001,201
2010-03-31 (YTD Data)Rank
Total interest income$3,685,0002,159
Total interest expense$995,0002,267
Net interest income$2,690,0002,075
Provision for loan and lease losses$06,552
Total noninterest income$640,0001,705
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$208,0001,818
Trading account gains and fees$0175
Additional Noninterest Income$432,0001,435
Total noninterest expense$2,197,0002,224
Salaries and employee benefits$1,250,0001,978
Premises and equipment expense$251,0002,592
Additional noninterest expense$696,0002,385
Pre-tax net operating income$1,133,0001,157
Securities gains (losses)$02,284
Applicable income taxes$174,0001,574
Income before extraordinary items$959,0001,135
Extraordinary gains, net$016
Net income$959,0001,136
Minority interest net income$091
Net income of bank and minority interests.$959,0001,137
Net charge-offs$-18,0007,626
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$959,0001,106
2009-12-31 (YTD Data)Rank
Total interest income$15,722,0002,147
Total interest expense$4,475,0002,490
Net interest income$11,247,0001,968
Provision for loan and lease losses$2,0007,408
Total noninterest income$1,801,0002,275
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$903,0001,842
Trading account gains and fees$0211
Additional Noninterest Income$898,0002,287
Total noninterest expense$9,013,0002,206
Salaries and employee benefits$4,992,0001,972
Premises and equipment expense$1,011,0002,545
Additional noninterest expense$3,010,0002,338
Pre-tax net operating income$4,033,0001,027
Securities gains (losses)$03,754
Applicable income taxes$856,0001,075
Income before extraordinary items$3,177,0001,058
Extraordinary gains, net$034
Net income$3,177,0001,055
Minority interest net income$0115
Net income of bank and minority interests.$3,177,0001,057
Net charge-offs$87,0005,810
Cash dividends$2,300,000783
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,177,0001,054
2009-09-30 (YTD Data)Rank
Total interest income$11,953,0002,160
Total interest expense$3,435,0002,548
Net interest income$8,518,0001,940
Provision for loan and lease losses$2,0007,259
Total noninterest income$1,358,0002,330
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$675,0001,860
Trading account gains and fees$0212
Additional Noninterest Income$683,0002,321
Total noninterest expense$6,663,0002,237
Salaries and employee benefits$3,781,0001,966
Premises and equipment expense$769,0002,551
Additional noninterest expense$2,113,0002,446
Pre-tax net operating income$3,211,0001,018
Securities gains (losses)$03,497
Applicable income taxes$710,0001,080
Income before extraordinary items$2,501,0001,089
Extraordinary gains, net$027
Net income$2,501,0001,088
Minority interest net income$0118
Net income of bank and minority interests.$2,501,0001,089
Net charge-offs$63,0005,499
Cash dividends$1,300,000993
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,501,0001,075
2009-06-30 (YTD Data)Rank
Total interest income$8,098,0002,168
Total interest expense$2,350,0002,586
Net interest income$5,748,0001,907
Provision for loan and lease losses$2,0007,120
Total noninterest income$903,0002,336
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$442,0001,857
Trading account gains and fees$0193
Additional Noninterest Income$461,0002,328
Total noninterest expense$4,401,0002,282
Salaries and employee benefits$2,478,0002,033
Premises and equipment expense$510,0002,590
Additional noninterest expense$1,413,0002,463
Pre-tax net operating income$2,248,0001,009
Securities gains (losses)$03,136
Applicable income taxes$510,0001,071
Income before extraordinary items$1,738,0001,094
Extraordinary gains, net$021
Net income$1,738,0001,093
Minority interest net income$0112
Net income of bank and minority interests.$1,738,0001,094
Net charge-offs$21,0005,585
Cash dividends$1,100,000816
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,738,0001,059
2009-03-31 (YTD Data)Rank
Total interest income$4,085,0002,173
Total interest expense$1,214,0002,602
Net interest income$2,871,0001,908
Provision for loan and lease losses$1,0006,705
Total noninterest income$414,0002,445
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$214,0001,856
Trading account gains and fees$0171
Additional Noninterest Income$200,0002,518
Total noninterest expense$2,204,0002,222
Salaries and employee benefits$1,341,0001,916
Premises and equipment expense$262,0002,583
Additional noninterest expense$601,0002,558
Pre-tax net operating income$1,080,0001,190
Securities gains (losses)$02,434
Applicable income taxes$229,0001,308
Income before extraordinary items$851,0001,290
Extraordinary gains, net$015
Net income$851,0001,290
Minority interest net income$0102
Net income of bank and minority interests.$851,0001,291
Net charge-offs$05,728
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$851,0001,219
2008-12-31 (YTD Data)Rank
Total interest income$18,690,0002,037
Total interest expense$6,514,0002,336
Net interest income$12,176,0001,829
Provision for loan and lease losses$61,0006,423
Total noninterest income$1,961,0002,179
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$948,0001,842
Trading account gains and fees$0154
Additional Noninterest Income$1,013,0002,096
Total noninterest expense$8,446,0002,272
Salaries and employee benefits$4,929,0002,062
Premises and equipment expense$1,070,0002,475
Additional noninterest expense$2,447,0002,392
Pre-tax net operating income$5,630,000994
Securities gains (losses)$03,220
Applicable income taxes$1,128,0001,087
Income before extraordinary items$4,502,000911
Extraordinary gains, net$039
Net income$4,502,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,700
Cash dividends$2,950,000932
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,502,000985
2008-09-30 (YTD Data)Rank
Total interest income$14,306,0002,042
Total interest expense$5,143,0002,327
Net interest income$9,163,0001,847
Provision for loan and lease losses$06,991
Total noninterest income$1,556,0002,152
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$727,0001,815
Trading account gains and fees$0148
Additional Noninterest Income$829,0002,071
Total noninterest expense$6,424,0002,224
Salaries and employee benefits$3,814,0002,016
Premises and equipment expense$799,0002,496
Additional noninterest expense$1,811,0002,349
Pre-tax net operating income$4,295,0001,179
Securities gains (losses)$03,106
Applicable income taxes$841,0001,322
Income before extraordinary items$3,454,0001,077
Extraordinary gains, net$031
Net income$3,454,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,222
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,454,0001,132
2008-06-30 (YTD Data)Rank
Total interest income$9,731,0002,033
Total interest expense$3,618,0002,309
Net interest income$6,113,0001,835
Provision for loan and lease losses$06,671
Total noninterest income$1,123,0002,052
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$496,0001,765
Trading account gains and fees$0149
Additional Noninterest Income$627,0001,944
Total noninterest expense$4,249,0002,248
Salaries and employee benefits$2,503,0002,076
Premises and equipment expense$543,0002,455
Additional noninterest expense$1,203,0002,339
Pre-tax net operating income$2,987,0001,195
Securities gains (losses)$03,233
Applicable income taxes$642,0001,317
Income before extraordinary items$2,345,0001,176
Extraordinary gains, net$021
Net income$2,345,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,471
Cash dividends$1,300,0001,127
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,345,0001,159
2008-03-31 (YTD Data)Rank
Total interest income$5,020,0002,034
Total interest expense$1,925,0002,309
Net interest income$3,095,0001,809
Provision for loan and lease losses$06,080
Total noninterest income$433,0002,460
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$245,0001,755
Trading account gains and fees$0158
Additional Noninterest Income$188,0002,671
Total noninterest expense$2,235,0002,143
Salaries and employee benefits$1,370,0001,919
Premises and equipment expense$279,0002,419
Additional noninterest expense$586,0002,366
Pre-tax net operating income$1,293,0001,444
Securities gains (losses)$21,0001,562
Applicable income taxes$316,0001,424
Income before extraordinary items$998,0001,500
Extraordinary gains, net$015
Net income$998,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$300,0001,850
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$982,0401,457
2007-12-31 (YTD Data)Rank
Total interest income$21,523,0001,964
Total interest expense$8,068,0002,302
Net interest income$13,455,0001,681
Provision for loan and lease losses$127,0004,537
Total noninterest income$1,621,0002,571
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$958,0001,836
Trading account gains and fees$0178
Additional Noninterest Income$663,0002,840
Total noninterest expense$8,090,0002,265
Salaries and employee benefits$4,744,0002,131
Premises and equipment expense$981,0002,621
Additional noninterest expense$2,365,0002,289
Pre-tax net operating income$6,859,0001,243
Securities gains (losses)$1,0001,983
Applicable income taxes$1,914,0001,171
Income before extraordinary items$4,946,0001,302
Extraordinary gains, net$039
Net income$4,946,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,878
Cash dividends$4,400,000834
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,945,2801,288
2007-09-30 (YTD Data)Rank
Total interest income$16,160,0001,963
Total interest expense$5,972,0002,320
Net interest income$10,188,0001,666
Provision for loan and lease losses$127,0003,777
Total noninterest income$1,179,0002,619
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$701,0001,858
Trading account gains and fees$0184
Additional Noninterest Income$478,0002,922
Total noninterest expense$6,117,0002,220
Salaries and employee benefits$3,642,0002,078
Premises and equipment expense$730,0002,620
Additional noninterest expense$1,745,0002,274
Pre-tax net operating income$5,123,0001,336
Securities gains (losses)$01,655
Applicable income taxes$1,420,0001,283
Income before extraordinary items$3,703,0001,382
Extraordinary gains, net$033
Net income$3,703,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,123
Cash dividends$1,800,0001,319
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,703,0001,371
2007-06-30 (YTD Data)Rank
Total interest income$10,709,0001,983
Total interest expense$3,884,0002,387
Net interest income$6,825,0001,682
Provision for loan and lease losses$67,0003,886
Total noninterest income$758,0002,687
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$457,0001,895
Trading account gains and fees$0168
Additional Noninterest Income$301,0003,005
Total noninterest expense$4,009,0002,275
Salaries and employee benefits$2,401,0002,131
Premises and equipment expense$488,0002,644
Additional noninterest expense$1,120,0002,363
Pre-tax net operating income$3,507,0001,347
Securities gains (losses)$01,444
Applicable income taxes$982,0001,292
Income before extraordinary items$2,525,0001,399
Extraordinary gains, net$029
Net income$2,525,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,767
Cash dividends$1,100,0001,408
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,525,0001,380
2007-03-31 (YTD Data)Rank
Total interest income$5,260,0002,015
Total interest expense$1,868,0002,451
Net interest income$3,392,0001,698
Provision for loan and lease losses$5,0005,396
Total noninterest income$368,0002,714
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$221,0001,897
Trading account gains and fees$0195
Additional Noninterest Income$147,0003,058
Total noninterest expense$2,160,0002,140
Salaries and employee benefits$1,317,0001,950
Premises and equipment expense$247,0002,616
Additional noninterest expense$596,0002,207
Pre-tax net operating income$1,595,0001,459
Securities gains (losses)$01,187
Applicable income taxes$422,0001,467
Income before extraordinary items$1,173,0001,476
Extraordinary gains, net$022
Net income$1,173,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,173,0001,468
2006-12-31 (YTD Data)Rank
Total interest income$19,884,0001,989
Total interest expense$5,920,0002,633
Net interest income$13,964,0001,641
Provision for loan and lease losses$213,0003,413
Total noninterest income$1,444,0002,774
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$786,0002,142
Trading account gains and fees$0130
Additional Noninterest Income$658,0002,848
Total noninterest expense$7,919,0002,232
Salaries and employee benefits$4,534,0002,154
Premises and equipment expense$974,0002,531
Additional noninterest expense$2,411,0002,172
Pre-tax net operating income$7,276,0001,350
Securities gains (losses)$01,687
Applicable income taxes$2,012,0001,327
Income before extraordinary items$5,264,0001,388
Extraordinary gains, net$051
Net income$5,264,0001,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,766
Cash dividends$3,225,0001,041
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,264,0001,380
2006-09-30 (YTD Data)Rank
Total interest income$14,656,0002,005
Total interest expense$4,174,0002,678
Net interest income$10,482,0001,652
Provision for loan and lease losses$120,0003,815
Total noninterest income$1,031,0002,871
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$552,0002,276
Trading account gains and fees$0126
Additional Noninterest Income$479,0002,918
Total noninterest expense$5,986,0002,203
Salaries and employee benefits$3,487,0002,105
Premises and equipment expense$734,0002,532
Additional noninterest expense$1,765,0002,206
Pre-tax net operating income$5,407,0001,414
Securities gains (losses)$01,388
Applicable income taxes$1,490,0001,399
Income before extraordinary items$3,917,0001,434
Extraordinary gains, net$045
Net income$3,917,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,107
Cash dividends$1,575,0001,388
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,917,0001,417
2006-06-30 (YTD Data)Rank
Total interest income$9,588,0002,012
Total interest expense$2,646,0002,691
Net interest income$6,942,0001,661
Provision for loan and lease losses$120,0002,983
Total noninterest income$686,0002,858
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$369,0002,254
Trading account gains and fees$0126
Additional Noninterest Income$317,0002,911
Total noninterest expense$3,979,0002,215
Salaries and employee benefits$2,314,0002,121
Premises and equipment expense$477,0002,583
Additional noninterest expense$1,188,0002,198
Pre-tax net operating income$3,529,0001,432
Securities gains (losses)$01,185
Applicable income taxes$981,0001,424
Income before extraordinary items$2,548,0001,464
Extraordinary gains, net$039
Net income$2,548,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,743
Cash dividends$1,375,0001,126
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,548,0001,444
2006-03-31 (YTD Data)Rank
Total interest income$4,672,0002,025
Total interest expense$1,257,0002,706
Net interest income$3,415,0001,689
Provision for loan and lease losses$60,0002,788
Total noninterest income$332,0002,882
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$177,0002,257
Trading account gains and fees$0115
Additional Noninterest Income$155,0002,918
Total noninterest expense$2,097,0002,108
Salaries and employee benefits$1,233,0001,986
Premises and equipment expense$247,0002,492
Additional noninterest expense$617,0002,103
Pre-tax net operating income$1,590,0001,541
Securities gains (losses)$0955
Applicable income taxes$422,0001,590
Income before extraordinary items$1,168,0001,554
Extraordinary gains, net$021
Net income$1,168,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,547
Cash dividends$600,0001,144
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,168,0001,536
2005-12-31 (YTD Data)Rank
Total interest income$16,541,0002,020
Total interest expense$4,169,0002,561
Net interest income$12,372,0001,772
Provision for loan and lease losses$377,0002,376
Total noninterest income$1,337,0002,894
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$675,0002,416
Trading account gains and fees$0138
Additional Noninterest Income$662,0002,865
Total noninterest expense$7,506,0002,234
Salaries and employee benefits$4,280,0002,150
Premises and equipment expense$935,0002,512
Additional noninterest expense$2,291,0002,185
Pre-tax net operating income$5,826,0001,614
Securities gains (losses)$02,296
Applicable income taxes$1,548,0001,668
Income before extraordinary items$4,278,0001,640
Extraordinary gains, net$046
Net income$4,278,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,000879
Cash dividends$2,750,0001,112
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,278,0001,615
2005-09-30 (YTD Data)Rank
Total interest income$12,005,0002,030
Total interest expense$2,962,0002,565
Net interest income$9,043,0001,810
Provision for loan and lease losses$180,0003,127
Total noninterest income$1,022,0002,866
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$509,0002,407
Trading account gains and fees$0126
Additional Noninterest Income$513,0002,831
Total noninterest expense$5,658,0002,187
Salaries and employee benefits$3,241,0002,112
Premises and equipment expense$718,0002,451
Additional noninterest expense$1,699,0002,182
Pre-tax net operating income$4,227,0001,681
Securities gains (losses)$02,317
Applicable income taxes$1,076,0001,783
Income before extraordinary items$3,151,0001,675
Extraordinary gains, net$035
Net income$3,151,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000842
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,151,0001,644
2005-06-30 (YTD Data)Rank
Total interest income$7,725,0002,050
Total interest expense$1,863,0002,556
Net interest income$5,862,0001,853
Provision for loan and lease losses$150,0002,598
Total noninterest income$730,0002,696
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$340,0002,369
Trading account gains and fees$0116
Additional Noninterest Income$390,0002,591
Total noninterest expense$3,757,0002,181
Salaries and employee benefits$2,108,0002,141
Premises and equipment expense$485,0002,397
Additional noninterest expense$1,164,0002,106
Pre-tax net operating income$2,685,0001,729
Securities gains (losses)$02,146
Applicable income taxes$673,0001,839
Income before extraordinary items$2,012,0001,695
Extraordinary gains, net$030
Net income$2,012,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,000951
Cash dividends$1,100,0001,190
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,012,0001,671
2005-03-31 (YTD Data)Rank
Total interest income$3,734,0002,068
Total interest expense$865,0002,620
Net interest income$2,869,0001,870
Provision for loan and lease losses$75,0002,455
Total noninterest income$344,0002,750
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$155,0002,488
Trading account gains and fees$0115
Additional Noninterest Income$189,0002,570
Total noninterest expense$2,044,0002,025
Salaries and employee benefits$1,169,0001,953
Premises and equipment expense$258,0002,286
Additional noninterest expense$617,0001,987
Pre-tax net operating income$1,094,0002,016
Securities gains (losses)$01,685
Applicable income taxes$249,0002,280
Income before extraordinary items$845,0001,988
Extraordinary gains, net$024
Net income$845,0001,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,000544
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$845,0001,955
2004-12-31 (YTD Data)Rank
Total interest income$13,845,0002,048
Total interest expense$3,265,0002,435
Net interest income$10,580,0001,917
Provision for loan and lease losses$225,0003,491
Total noninterest income$1,196,0003,139
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$678,0002,449
Trading account gains and fees$0138
Additional Noninterest Income$518,0003,246
Total noninterest expense$7,152,0002,228
Salaries and employee benefits$3,978,0002,187
Premises and equipment expense$974,0002,344
Additional noninterest expense$2,200,0002,210
Pre-tax net operating income$4,399,0001,886
Securities gains (losses)$1,0003,645
Applicable income taxes$981,0002,188
Income before extraordinary items$3,419,0001,845
Extraordinary gains, net$034
Net income$3,419,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,089
Cash dividends$1,825,0001,469
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,418,2201,805
2004-09-30 (YTD Data)Rank
Total interest income$10,179,0002,058
Total interest expense$2,408,0002,436
Net interest income$7,771,0001,934
Provision for loan and lease losses$150,0003,509
Total noninterest income$913,0003,126
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$508,0002,460
Trading account gains and fees$0134
Additional Noninterest Income$405,0003,163
Total noninterest expense$5,333,0002,221
Salaries and employee benefits$2,910,0002,225
Premises and equipment expense$740,0002,319
Additional noninterest expense$1,683,0002,145
Pre-tax net operating income$3,201,0001,964
Securities gains (losses)$4,0003,145
Applicable income taxes$702,0002,305
Income before extraordinary items$2,503,0001,901
Extraordinary gains, net$026
Net income$2,503,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,723
Cash dividends$950,0001,780
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,499,8801,855
2004-06-30 (YTD Data)Rank
Total interest income$6,685,0002,093
Total interest expense$1,591,0002,444
Net interest income$5,094,0001,952
Provision for loan and lease losses$120,0003,090
Total noninterest income$624,0003,088
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$330,0002,518
Trading account gains and fees$0130
Additional Noninterest Income$294,0003,021
Total noninterest expense$3,627,0002,184
Salaries and employee benefits$1,981,0002,191
Premises and equipment expense$487,0002,345
Additional noninterest expense$1,159,0002,087
Pre-tax net operating income$1,971,0002,064
Securities gains (losses)$4,0002,826
Applicable income taxes$420,0002,477
Income before extraordinary items$1,555,0002,015
Extraordinary gains, net$021
Net income$1,555,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,540
Cash dividends$950,0001,349
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,551,8401,966
2004-03-31 (YTD Data)Rank
Total interest income$3,319,0002,105
Total interest expense$811,0002,411
Net interest income$2,508,0001,985
Provision for loan and lease losses$90,0002,254
Total noninterest income$310,0003,038
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$158,0002,563
Trading account gains and fees$0121
Additional Noninterest Income$152,0002,923
Total noninterest expense$1,745,0002,278
Salaries and employee benefits$924,0002,347
Premises and equipment expense$244,0002,365
Additional noninterest expense$577,0002,043
Pre-tax net operating income$983,0002,029
Securities gains (losses)$02,934
Applicable income taxes$210,0002,492
Income before extraordinary items$773,0002,009
Extraordinary gains, net$016
Net income$773,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$773,0001,931
2003-12-31 (YTD Data)Rank
Total interest income$13,979,0002,032
Total interest expense$4,015,0002,210
Net interest income$9,964,0001,964
Provision for loan and lease losses$390,0002,639
Total noninterest income$1,418,0002,962
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$633,0002,593
Trading account gains and fees$0160
Additional Noninterest Income$785,0002,767
Total noninterest expense$7,043,0002,240
Salaries and employee benefits$3,711,0002,287
Premises and equipment expense$1,047,0002,174
Additional noninterest expense$2,285,0002,111
Pre-tax net operating income$3,949,0001,994
Securities gains (losses)$2,0004,163
Applicable income taxes$742,0002,677
Income before extraordinary items$3,209,0001,925
Extraordinary gains, net$054
Net income$3,209,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$1,260,0001,981
Sale, conversion, retirement of capital stock, net$-1,850,0009,169
Net operating income$3,207,3801,843
2003-09-30 (YTD Data)Rank
Total interest income$10,564,0002,048
Total interest expense$3,129,0002,210
Net interest income$7,435,0001,979
Provision for loan and lease losses$300,0002,501
Total noninterest income$1,081,0002,973
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$471,0002,614
Trading account gains and fees$0153
Additional Noninterest Income$610,0002,811
Total noninterest expense$5,220,0002,269
Salaries and employee benefits$2,724,0002,331
Premises and equipment expense$807,0002,121
Additional noninterest expense$1,689,0002,128
Pre-tax net operating income$2,996,0002,052
Securities gains (losses)$2,0003,872
Applicable income taxes$638,0002,555
Income before extraordinary items$2,360,0002,027
Extraordinary gains, net$040
Net income$2,360,0002,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,905
Cash dividends$610,0002,369
Sale, conversion, retirement of capital stock, net$-750,0009,206
Net operating income$2,358,4201,923
2003-06-30 (YTD Data)Rank
Total interest income$7,121,0002,044
Total interest expense$2,170,0002,200
Net interest income$4,951,0001,972
Provision for loan and lease losses$210,0002,412
Total noninterest income$706,0002,998
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$296,0002,681
Trading account gains and fees$0150
Additional Noninterest Income$410,0002,761
Total noninterest expense$3,525,0002,227
Salaries and employee benefits$1,873,0002,259
Premises and equipment expense$522,0002,170
Additional noninterest expense$1,130,0002,116
Pre-tax net operating income$1,922,0002,111
Securities gains (losses)$2,0003,460
Applicable income taxes$403,0002,673
Income before extraordinary items$1,521,0002,088
Extraordinary gains, net$030
Net income$1,521,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,501
Cash dividends$610,0001,860
Sale, conversion, retirement of capital stock, net$-750,0009,241
Net operating income$1,519,4201,967
2003-03-31 (YTD Data)Rank
Total interest income$3,589,0002,042
Total interest expense$1,123,0002,174
Net interest income$2,466,0001,985
Provision for loan and lease losses$105,0002,265
Total noninterest income$306,0003,204
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$128,0002,943
Trading account gains and fees$0134
Additional Noninterest Income$178,0002,921
Total noninterest expense$1,719,0002,268
Salaries and employee benefits$878,0002,403
Premises and equipment expense$273,0002,087
Additional noninterest expense$568,0002,074
Pre-tax net operating income$948,0002,139
Securities gains (losses)$02,891
Applicable income taxes$196,0002,730
Income before extraordinary items$752,0002,080
Extraordinary gains, net$021
Net income$752,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,705
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$-250,0009,291
Net operating income$752,0001,963
2002-12-31 (YTD Data)Rank
Total interest income$15,770,0001,962
Total interest expense$5,926,0001,918
Net interest income$9,844,0001,966
Provision for loan and lease losses$210,0004,243
Total noninterest income$1,156,0003,151
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$546,0002,763
Trading account gains and fees$0153
Additional Noninterest Income$610,0002,938
Total noninterest expense$6,637,0002,248
Salaries and employee benefits$3,392,0002,350
Premises and equipment expense$959,0002,280
Additional noninterest expense$2,286,0002,018
Pre-tax net operating income$4,153,0001,925
Securities gains (losses)$04,537
Applicable income taxes$935,0002,325
Income before extraordinary items$3,218,0001,856
Extraordinary gains, net$070
Net income$3,218,0001,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,573
Cash dividends$1,225,0001,914
Sale, conversion, retirement of capital stock, net$-550,0009,302
Net operating income$3,218,0001,791
2001-12-31 (YTD Data)Rank
Total interest income$18,815,0001,821
Total interest expense$9,236,0001,762
Net interest income$9,579,0001,858
Provision for loan and lease losses$263,0003,501
Total noninterest income$940,0003,484
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$504,0002,826
Trading account gains and fees$0177
Additional Noninterest Income$436,0003,377
Total noninterest expense$6,409,0002,235
Salaries and employee benefits$3,168,0002,371
Premises and equipment expense$899,0002,366
Additional noninterest expense$2,342,0001,929
Pre-tax net operating income$3,847,0001,831
Securities gains (losses)$04,612
Applicable income taxes$903,0002,239
Income before extraordinary items$2,944,0001,788
Extraordinary gains, net$0105
Net income$2,944,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,973
Cash dividends$2,200,0001,225
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,944,0001,720
2000-12-31 (YTD Data)Rank
Total interest income$19,192,0001,809
Total interest expense$9,366,0001,839
Net interest income$9,826,0001,783
Provision for loan and lease losses$540,0001,753
Total noninterest income$790,0003,684
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$457,0002,923
Trading account gains and fees$0180
Additional Noninterest Income$333,0003,712
Total noninterest expense$5,714,0002,393
Salaries and employee benefits$2,819,0002,536
Premises and equipment expense$810,0002,546
Additional noninterest expense$2,085,0002,085
Pre-tax net operating income$4,362,0001,683
Securities gains (losses)$01,956
Applicable income taxes$1,079,0001,990
Income before extraordinary items$3,283,0001,608
Extraordinary gains, net$038
Net income$3,283,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,226
Cash dividends$1,200,0001,976
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,283,0001,599
1999-12-31 (YTD Data)Rank
Total interest income$16,913,0001,929
Total interest expense$8,199,0001,815
Net interest income$8,714,0002,018
Provision for loan and lease losses$240,0003,119
Total noninterest income$794,0003,637
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$452,0002,877
Trading account gains and fees$0173
Additional Noninterest Income$342,0003,734
Total noninterest expense$5,322,0002,546
Salaries and employee benefits$2,617,0002,685
Premises and equipment expense$741,0002,736
Additional noninterest expense$1,964,0002,228
Pre-tax net operating income$3,946,0001,859
Securities gains (losses)$03,155
Applicable income taxes$927,0002,331
Income before extraordinary items$3,019,0001,760
Extraordinary gains, net$035
Net income$3,019,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,376
Cash dividends$1,175,0002,022
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,019,0001,730
1998-12-31 (YTD Data)Rank
Total interest income$15,899,0002,046
Total interest expense$7,892,0001,944
Net interest income$8,007,0002,130
Provision for loan and lease losses$183,0003,696
Total noninterest income$677,0004,079
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$382,0003,256
Trading account gains and fees$0224
Additional Noninterest Income$295,0004,071
Total noninterest expense$4,565,0002,838
Salaries and employee benefits$2,294,0002,941
Premises and equipment expense$641,0002,991
Additional noninterest expense$1,630,0002,573
Pre-tax net operating income$3,936,0001,851
Securities gains (losses)$04,449
Applicable income taxes$1,023,0002,277
Income before extraordinary items$2,913,0001,810
Extraordinary gains, net$032
Net income$2,913,0001,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,717
Cash dividends$719,0002,807
Sale, conversion, retirement of capital stock, net$-12,00010,301
Net operating income$2,913,0001,735
1997-12-31 (YTD Data)Rank
Total interest income$15,100,0002,157
Total interest expense$7,344,0002,069
Net interest income$7,756,0002,270
Provision for loan and lease losses$180,0003,648
Total noninterest income$570,0004,569
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$360,0003,521
Trading account gains and fees$0239
Additional Noninterest Income$210,0004,846
Total noninterest expense$4,027,0003,156
Salaries and employee benefits$2,021,0003,273
Premises and equipment expense$616,0003,072
Additional noninterest expense$1,390,0002,938
Pre-tax net operating income$4,119,0001,840
Securities gains (losses)$03,944
Applicable income taxes$1,108,0002,231
Income before extraordinary items$3,011,0001,768
Extraordinary gains, net$044
Net income$3,011,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,729
Cash dividends$921,0002,337
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,011,0001,725
1996-12-31 (YTD Data)Rank
Total interest income$13,869,0002,412
Total interest expense$6,626,0002,327
Net interest income$7,243,0002,474
Provision for loan and lease losses$180,0003,640
Total noninterest income$549,0004,846
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$381,0003,476
Trading account gains and fees$0262
Additional Noninterest Income$168,0005,634
Total noninterest expense$3,790,0003,504
Salaries and employee benefits$1,940,0003,428
Premises and equipment expense$548,0003,500
Additional noninterest expense$1,302,0003,525
Pre-tax net operating income$3,822,0001,898
Securities gains (losses)$04,148
Applicable income taxes$1,069,0002,206
Income before extraordinary items$2,753,0001,795
Extraordinary gains, net$053
Net income$2,753,0001,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,536
Cash dividends$837,0002,419
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,753,0001,766
1995-12-31 (YTD Data)Rank
Total interest income$12,717,0002,636
Total interest expense$5,817,0002,636
Net interest income$6,900,0002,598
Provision for loan and lease losses$180,0003,223
Total noninterest income$503,0005,158
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$349,0003,778
Trading account gains and fees$0522
Additional Noninterest Income$154,0005,906
Total noninterest expense$3,598,0003,642
Salaries and employee benefits$1,805,0003,630
Premises and equipment expense$470,0003,953
Additional noninterest expense$1,323,0003,447
Pre-tax net operating income$3,625,0002,030
Securities gains (losses)$03,831
Applicable income taxes$992,0002,400
Income before extraordinary items$2,633,0001,901
Extraordinary gains, net$065
Net income$2,633,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$439,0003,659
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,633,0001,888
1994-12-31 (YTD Data)Rank
Total interest income$10,505,0002,893
Total interest expense$4,231,0002,892
Net interest income$6,274,0002,883
Provision for loan and lease losses$180,0003,202
Total noninterest income$437,0005,797
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$366,0003,686
Trading account gains and fees$0475
Additional Noninterest Income$71,0008,612
Total noninterest expense$3,523,0003,825
Salaries and employee benefits$1,763,0003,696
Premises and equipment expense$409,0004,501
Additional noninterest expense$1,351,0003,650
Pre-tax net operating income$3,008,0002,370
Securities gains (losses)$1,0003,293
Applicable income taxes$787,0002,815
Income before extraordinary items$2,222,0002,203
Extraordinary gains, net$0249
Net income$2,222,0002,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,521
Cash dividends$398,0003,800
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,221,2602,223
1993-12-31 (YTD Data)Rank
Total interest income$9,857,0003,129
Total interest expense$4,185,0003,032
Net interest income$5,672,0003,191
Provision for loan and lease losses$180,0004,132
Total noninterest income$409,0006,386
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$355,0003,825
Trading account gains and fees$0532
Additional Noninterest Income$54,0009,868
Total noninterest expense$3,367,0004,059
Salaries and employee benefits$1,718,0003,781
Premises and equipment expense$404,0004,673
Additional noninterest expense$1,245,0004,063
Pre-tax net operating income$2,534,0002,675
Securities gains (losses)$49,0003,427
Applicable income taxes$664,0003,278
Income before extraordinary items$1,919,0002,623
Extraordinary gains, net$88,0001,693
Net income$2,007,0002,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00011,891
Cash dividends$371,0003,855
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,882,7402,509
1992-12-31 (YTD Data)Rank
Total interest income$10,120,0003,453
Total interest expense$4,960,0003,332
Net interest income$5,160,0003,531
Provision for loan and lease losses$180,0005,503
Total noninterest income$402,0006,520
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$343,0003,981
Trading account gains and fees$0504
Additional Noninterest Income$59,0009,852
Total noninterest expense$3,176,0004,289
Salaries and employee benefits$1,529,0004,160
Premises and equipment expense$356,0005,305
Additional noninterest expense$1,291,0004,065
Pre-tax net operating income$2,206,0002,829
Securities gains (losses)$6,0006,913
Applicable income taxes$568,0003,589
Income before extraordinary items$1,644,0002,798
Extraordinary gains, net$01,422
Net income$1,644,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0006,145
Cash dividends$398,0003,383
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,639,5602,596

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.