Home > The Key Bank of Florida > Income and Expense

The Key Bank of Florida, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$7,081,0004,529
Total interest expense$3,373,0004,327
Net interest income$3,708,0004,605
Provision for loan and lease losses$-9,00011,086
Total noninterest income$402,0005,931
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$263,0004,647
Trading account gains and fees$0262
Additional Noninterest Income$139,0006,188
Total noninterest expense$1,764,0006,467
Salaries and employee benefits$1,158,0005,366
Premises and equipment expense$194,0007,135
Additional noninterest expense$412,0007,776
Pre-tax net operating income$2,355,0002,964
Securities gains (losses)$04,148
Applicable income taxes$906,0002,563
Income before extraordinary items$1,449,0003,307
Extraordinary gains, net$053
Net income$1,449,0003,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,014
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,449,0003,266
1995-12-31 (YTD Data)Rank
Total interest income$6,493,0004,861
Total interest expense$3,168,0004,525
Net interest income$3,325,0005,075
Provision for loan and lease losses$-25,00011,498
Total noninterest income$500,0005,184
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$317,0004,096
Trading account gains and fees$0522
Additional Noninterest Income$183,0005,373
Total noninterest expense$2,479,0005,032
Salaries and employee benefits$1,261,0004,993
Premises and equipment expense$249,0006,364
Additional noninterest expense$969,0004,478
Pre-tax net operating income$1,371,0004,775
Securities gains (losses)$03,831
Applicable income taxes$514,0004,114
Income before extraordinary items$857,0005,179
Extraordinary gains, net$065
Net income$857,0005,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,157
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$1,500,000248
Net operating income$857,0005,170
1994-12-31 (YTD Data)Rank
Total interest income$3,766,0006,981
Total interest expense$1,508,0006,866
Net interest income$2,258,0006,955
Provision for loan and lease losses$615,0001,309
Total noninterest income$494,0005,335
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$246,0005,101
Trading account gains and fees$0475
Additional Noninterest Income$248,0004,617
Total noninterest expense$2,157,0005,851
Salaries and employee benefits$924,0006,492
Premises and equipment expense$214,0007,153
Additional noninterest expense$1,019,0004,644
Pre-tax net operating income$-20,00012,133
Securities gains (losses)$03,600
Applicable income taxes$-8,00012,073
Income before extraordinary items$-12,00012,059
Extraordinary gains, net$0249
Net income$-12,00012,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,470
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-12,00012,083
1993-12-31 (YTD Data)Rank
Total interest income$5,274,0005,519
Total interest expense$2,727,0004,474
Net interest income$2,547,0006,450
Provision for loan and lease losses$320,0002,859
Total noninterest income$585,0005,040
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$305,0004,361
Trading account gains and fees$0532
Additional Noninterest Income$280,0004,660
Total noninterest expense$3,153,0004,318
Salaries and employee benefits$999,0006,143
Premises and equipment expense$270,0006,333
Additional noninterest expense$1,884,0002,873
Pre-tax net operating income$-341,00012,788
Securities gains (losses)$172,0001,847
Applicable income taxes$012,141
Income before extraordinary items$-169,00012,732
Extraordinary gains, net$03,149
Net income$-169,00012,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,170,0001,032
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-341,00012,777
1992-12-31 (YTD Data)Rank
Total interest income$7,656,0004,466
Total interest expense$4,269,0003,835
Net interest income$3,387,0005,156
Provision for loan and lease losses$2,294,0001,040
Total noninterest income$531,0005,413
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$356,0003,845
Trading account gains and fees$0504
Additional Noninterest Income$175,0006,128
Total noninterest expense$4,558,0003,125
Salaries and employee benefits$1,025,0005,900
Premises and equipment expense$273,0006,391
Additional noninterest expense$3,260,0001,852
Pre-tax net operating income$-2,934,00013,712
Securities gains (losses)$594,000948
Applicable income taxes$-9,00013,393
Income before extraordinary items$-2,331,00013,707
Extraordinary gains, net$01,422
Net income$-2,331,00013,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,021,000956
Cash dividends$118,0006,277
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-2,925,00013,694

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.