Home > The Kevil Bank > Income and Expense
The Kevil Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 6,750 |
| Total interest expense | $24,000 | 6,681 |
| Net interest income | $199,000 | 6,732 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $24,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $212,000 | 6,645 |
| Salaries and employee benefits | $116,000 | 6,624 |
| Premises and equipment expense | $13,000 | 6,778 |
| Additional noninterest expense | $83,000 | 6,432 |
| Pre-tax net operating income | $11,000 | 6,243 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $11,000 | 6,311 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,000 | 6,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,000 | 6,312 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $11,000 | 6,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 6,801 |
| Total interest expense | $105,000 | 6,803 |
| Net interest income | $863,000 | 6,774 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $131,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $90,000 | 5,580 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $834,000 | 6,731 |
| Salaries and employee benefits | $467,000 | 6,696 |
| Premises and equipment expense | $52,000 | 6,877 |
| Additional noninterest expense | $315,000 | 6,601 |
| Pre-tax net operating income | $160,000 | 5,774 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $166,000 | 5,877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $166,000 | 5,875 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $166,000 | 5,877 |
| Net charge-offs | $-7,000 | 6,565 |
| Cash dividends | $176,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $160,000 | 5,732 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 6,894 |
| Total interest expense | $81,000 | 6,908 |
| Net interest income | $661,000 | 6,866 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $88,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,334 |
| Total noninterest expense | $617,000 | 6,822 |
| Salaries and employee benefits | $352,000 | 6,754 |
| Premises and equipment expense | $40,000 | 6,951 |
| Additional noninterest expense | $225,000 | 6,707 |
| Pre-tax net operating income | $132,000 | 5,916 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $132,000 | 5,998 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $132,000 | 5,997 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $132,000 | 5,997 |
| Net charge-offs | $-7,000 | 6,541 |
| Cash dividends | $80,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $132,000 | 5,858 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $499,000 | 6,949 |
| Total interest expense | $56,000 | 6,964 |
| Net interest income | $443,000 | 6,912 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $58,000 | 6,321 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 6,366 |
| Total noninterest expense | $410,000 | 6,877 |
| Salaries and employee benefits | $234,000 | 6,817 |
| Premises and equipment expense | $27,000 | 6,995 |
| Additional noninterest expense | $149,000 | 6,773 |
| Pre-tax net operating income | $91,000 | 5,914 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $91,000 | 5,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 5,995 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $30,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $91,000 | 5,841 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 7,015 |
| Total interest expense | $29,000 | 7,028 |
| Net interest income | $218,000 | 6,973 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $27,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $206,000 | 6,938 |
| Salaries and employee benefits | $117,000 | 6,874 |
| Premises and equipment expense | $14,000 | 7,031 |
| Additional noninterest expense | $75,000 | 6,801 |
| Pre-tax net operating income | $39,000 | 6,049 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $39,000 | 6,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $39,000 | 6,104 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $39,000 | 6,105 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $39,000 | 5,972 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 7,041 |
| Total interest expense | $150,000 | 7,062 |
| Net interest income | $925,000 | 6,993 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $106,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $83,000 | 5,767 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $23,000 | 6,318 |
| Total noninterest expense | $825,000 | 7,011 |
| Salaries and employee benefits | $471,000 | 6,948 |
| Premises and equipment expense | $53,000 | 7,149 |
| Additional noninterest expense | $301,000 | 6,861 |
| Pre-tax net operating income | $206,000 | 5,490 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $208,000 | 5,531 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $208,000 | 5,533 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $208,000 | 5,533 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $184,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $206,000 | 5,422 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $838,000 | 7,091 |
| Total interest expense | $117,000 | 7,136 |
| Net interest income | $721,000 | 7,036 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $78,000 | 6,478 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $62,000 | 5,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $629,000 | 7,047 |
| Salaries and employee benefits | $356,000 | 6,984 |
| Premises and equipment expense | $32,000 | 7,278 |
| Additional noninterest expense | $241,000 | 6,838 |
| Pre-tax net operating income | $170,000 | 5,589 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $170,000 | 5,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,622 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $170,000 | 5,622 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $100,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $170,000 | 5,490 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 7,136 |
| Total interest expense | $79,000 | 7,215 |
| Net interest income | $492,000 | 7,074 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $411,000 | 7,127 |
| Salaries and employee benefits | $233,000 | 7,054 |
| Premises and equipment expense | $21,000 | 7,344 |
| Additional noninterest expense | $157,000 | 6,940 |
| Pre-tax net operating income | $134,000 | 5,498 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $134,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 5,461 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $134,000 | 5,462 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $50,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $134,000 | 5,373 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 7,203 |
| Total interest expense | $39,000 | 7,289 |
| Net interest income | $241,000 | 7,138 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $25,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $206,000 | 7,180 |
| Salaries and employee benefits | $116,000 | 7,110 |
| Premises and equipment expense | $11,000 | 7,385 |
| Additional noninterest expense | $79,000 | 6,985 |
| Pre-tax net operating income | $60,000 | 5,619 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $60,000 | 5,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $60,000 | 5,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $60,000 | 5,554 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $60,000 | 5,505 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 7,251 |
| Total interest expense | $210,000 | 7,296 |
| Net interest income | $991,000 | 7,175 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $115,000 | 6,567 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 5,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 6,537 |
| Total noninterest expense | $851,000 | 7,225 |
| Salaries and employee benefits | $486,000 | 7,154 |
| Premises and equipment expense | $54,000 | 7,421 |
| Additional noninterest expense | $311,000 | 7,079 |
| Pre-tax net operating income | $255,000 | 5,038 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $255,000 | 5,099 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $255,000 | 5,103 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $255,000 | 5,103 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $265,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $255,000 | 4,949 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $912,000 | 7,356 |
| Total interest expense | $164,000 | 7,408 |
| Net interest income | $748,000 | 7,273 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $83,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $66,000 | 5,729 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $636,000 | 7,300 |
| Salaries and employee benefits | $375,000 | 7,194 |
| Premises and equipment expense | $39,000 | 7,533 |
| Additional noninterest expense | $222,000 | 7,196 |
| Pre-tax net operating income | $195,000 | 5,273 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $196,000 | 5,310 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $196,000 | 5,312 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $196,000 | 5,313 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $195,000 | 5,167 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,413 |
| Total interest expense | $114,000 | 7,460 |
| Net interest income | $500,000 | 7,326 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $54,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $423,000 | 7,366 |
| Salaries and employee benefits | $249,000 | 7,256 |
| Premises and equipment expense | $26,000 | 7,591 |
| Additional noninterest expense | $148,000 | 7,258 |
| Pre-tax net operating income | $131,000 | 5,319 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $131,000 | 5,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $131,000 | 5,343 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $131,000 | 5,344 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $131,000 | 5,206 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $305,000 | 7,510 |
| Total interest expense | $60,000 | 7,547 |
| Net interest income | $245,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $26,000 | 6,890 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $214,000 | 7,464 |
| Salaries and employee benefits | $123,000 | 7,361 |
| Premises and equipment expense | $13,000 | 7,672 |
| Additional noninterest expense | $78,000 | 7,291 |
| Pre-tax net operating income | $57,000 | 5,572 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $57,000 | 5,594 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 5,595 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $57,000 | 5,594 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $57,000 | 5,493 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 7,544 |
| Total interest expense | $293,000 | 7,606 |
| Net interest income | $1,008,000 | 7,436 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $132,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $93,000 | 5,844 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $39,000 | 6,581 |
| Total noninterest expense | $851,000 | 7,557 |
| Salaries and employee benefits | $494,000 | 7,446 |
| Premises and equipment expense | $56,000 | 7,749 |
| Additional noninterest expense | $301,000 | 7,427 |
| Pre-tax net operating income | $289,000 | 4,531 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $299,000 | 4,472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $299,000 | 4,472 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $299,000 | 4,473 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $290,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $289,000 | 4,440 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 7,618 |
| Total interest expense | $232,000 | 7,674 |
| Net interest income | $766,000 | 7,480 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $102,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $72,000 | 5,862 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $636,000 | 7,607 |
| Salaries and employee benefits | $380,000 | 7,455 |
| Premises and equipment expense | $46,000 | 7,783 |
| Additional noninterest expense | $210,000 | 7,532 |
| Pre-tax net operating income | $232,000 | 4,788 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $232,000 | 4,706 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $232,000 | 4,703 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $232,000 | 4,706 |
| Net charge-offs | $7,000 | 6,622 |
| Cash dividends | $205,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $232,000 | 4,643 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 7,681 |
| Total interest expense | $163,000 | 7,735 |
| Net interest income | $511,000 | 7,531 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $431,000 | 7,666 |
| Salaries and employee benefits | $258,000 | 7,521 |
| Premises and equipment expense | $31,000 | 7,855 |
| Additional noninterest expense | $142,000 | 7,586 |
| Pre-tax net operating income | $152,000 | 4,929 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $152,000 | 4,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 4,852 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $152,000 | 4,852 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $140,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $152,000 | 4,763 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 7,666 |
| Total interest expense | $87,000 | 7,762 |
| Net interest income | $276,000 | 7,460 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $206,000 | 7,733 |
| Salaries and employee benefits | $128,000 | 7,584 |
| Premises and equipment expense | $15,000 | 7,890 |
| Additional noninterest expense | $63,000 | 7,648 |
| Pre-tax net operating income | $96,000 | 5,078 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $96,000 | 5,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $96,000 | 5,016 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $96,000 | 5,015 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $96,000 | 4,852 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 7,644 |
| Total interest expense | $528,000 | 7,619 |
| Net interest income | $1,025,000 | 7,551 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $113,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 5,981 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $19,000 | 7,458 |
| Total noninterest expense | $829,000 | 7,759 |
| Salaries and employee benefits | $506,000 | 7,654 |
| Premises and equipment expense | $60,000 | 7,970 |
| Additional noninterest expense | $263,000 | 7,618 |
| Pre-tax net operating income | $309,000 | 5,415 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $309,000 | 5,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $309,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $295,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $309,000 | 5,236 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 7,696 |
| Total interest expense | $431,000 | 7,649 |
| Net interest income | $773,000 | 7,616 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $84,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $70,000 | 6,028 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 7,645 |
| Total noninterest expense | $631,000 | 7,778 |
| Salaries and employee benefits | $384,000 | 7,664 |
| Premises and equipment expense | $44,000 | 8,051 |
| Additional noninterest expense | $203,000 | 7,608 |
| Pre-tax net operating income | $226,000 | 5,942 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $226,000 | 5,564 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $226,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $190,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $226,000 | 5,740 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 7,688 |
| Total interest expense | $320,000 | 7,651 |
| Net interest income | $534,000 | 7,617 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $47,000 | 6,035 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $418,000 | 7,848 |
| Salaries and employee benefits | $253,000 | 7,743 |
| Premises and equipment expense | $29,000 | 8,097 |
| Additional noninterest expense | $136,000 | 7,639 |
| Pre-tax net operating income | $173,000 | 5,992 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $176,000 | 5,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $140,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $173,000 | 5,751 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 7,727 |
| Total interest expense | $176,000 | 7,645 |
| Net interest income | $265,000 | 7,677 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $211,000 | 7,875 |
| Salaries and employee benefits | $124,000 | 7,809 |
| Premises and equipment expense | $15,000 | 8,114 |
| Additional noninterest expense | $72,000 | 7,579 |
| Pre-tax net operating income | $83,000 | 6,214 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $83,000 | 6,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $60,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $83,000 | 5,985 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 7,755 |
| Total interest expense | $734,000 | 7,594 |
| Net interest income | $988,000 | 7,756 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $106,000 | 7,495 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $86,000 | 6,222 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $794,000 | 7,947 |
| Salaries and employee benefits | $482,000 | 7,853 |
| Premises and equipment expense | $57,000 | 8,182 |
| Additional noninterest expense | $255,000 | 7,759 |
| Pre-tax net operating income | $300,000 | 6,594 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $300,000 | 6,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $300,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $296,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $300,000 | 6,406 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 7,814 |
| Total interest expense | $538,000 | 7,670 |
| Net interest income | $745,000 | 7,803 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $78,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 6,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $598,000 | 7,910 |
| Salaries and employee benefits | $358,000 | 7,839 |
| Premises and equipment expense | $44,000 | 8,169 |
| Additional noninterest expense | $196,000 | 7,698 |
| Pre-tax net operating income | $225,000 | 6,869 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $225,000 | 6,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $225,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $130,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $225,000 | 6,670 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 7,859 |
| Total interest expense | $344,000 | 7,751 |
| Net interest income | $507,000 | 7,847 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $50,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $396,000 | 7,974 |
| Salaries and employee benefits | $237,000 | 7,904 |
| Premises and equipment expense | $29,000 | 8,219 |
| Additional noninterest expense | $130,000 | 7,741 |
| Pre-tax net operating income | $161,000 | 6,890 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $161,000 | 6,654 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $161,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $80,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $161,000 | 6,645 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 7,905 |
| Total interest expense | $165,000 | 7,835 |
| Net interest income | $263,000 | 7,831 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $198,000 | 8,017 |
| Salaries and employee benefits | $118,000 | 7,946 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $65,000 | 7,773 |
| Pre-tax net operating income | $86,000 | 6,847 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $86,000 | 6,606 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $86,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $86,000 | 6,595 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 7,751 |
| Total interest expense | $681,000 | 7,556 |
| Net interest income | $1,046,000 | 7,780 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $107,000 | 7,663 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $90,000 | 6,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 8,067 |
| Total noninterest expense | $809,000 | 7,990 |
| Salaries and employee benefits | $498,000 | 7,877 |
| Premises and equipment expense | $56,000 | 8,301 |
| Additional noninterest expense | $255,000 | 7,827 |
| Pre-tax net operating income | $344,000 | 6,968 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $344,000 | 6,735 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $344,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $335,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $344,000 | 6,741 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 7,812 |
| Total interest expense | $503,000 | 7,580 |
| Net interest income | $791,000 | 7,846 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $82,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $609,000 | 8,001 |
| Salaries and employee benefits | $366,000 | 7,901 |
| Premises and equipment expense | $55,000 | 8,153 |
| Additional noninterest expense | $188,000 | 7,865 |
| Pre-tax net operating income | $264,000 | 7,163 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $264,000 | 6,899 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $264,000 | 6,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $264,000 | 6,906 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $862,000 | 7,819 |
| Total interest expense | $322,000 | 7,608 |
| Net interest income | $540,000 | 7,853 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $55,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $403,000 | 8,038 |
| Salaries and employee benefits | $243,000 | 7,942 |
| Premises and equipment expense | $36,000 | 8,173 |
| Additional noninterest expense | $124,000 | 7,899 |
| Pre-tax net operating income | $192,000 | 7,127 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $192,000 | 6,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $192,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $192,000 | 6,820 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 7,846 |
| Total interest expense | $152,000 | 7,661 |
| Net interest income | $277,000 | 7,840 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $198,000 | 8,083 |
| Salaries and employee benefits | $121,000 | 7,971 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $59,000 | 7,967 |
| Pre-tax net operating income | $103,000 | 7,020 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $103,000 | 6,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $103,000 | 6,688 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 7,899 |
| Total interest expense | $414,000 | 7,846 |
| Net interest income | $1,088,000 | 7,828 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $131,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $113,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,184 |
| Total noninterest expense | $804,000 | 8,064 |
| Salaries and employee benefits | $484,000 | 7,950 |
| Premises and equipment expense | $79,000 | 8,119 |
| Additional noninterest expense | $241,000 | 7,978 |
| Pre-tax net operating income | $415,000 | 7,021 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $415,000 | 6,722 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $415,000 | 6,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $415,000 | 6,690 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,962 |
| Total interest expense | $278,000 | 7,966 |
| Net interest income | $814,000 | 7,877 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $100,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 6,054 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $613,000 | 8,040 |
| Salaries and employee benefits | $368,000 | 7,906 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $184,000 | 7,950 |
| Pre-tax net operating income | $301,000 | 7,197 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $301,000 | 6,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $301,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $301,000 | 6,874 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $701,000 | 8,016 |
| Total interest expense | $163,000 | 8,082 |
| Net interest income | $538,000 | 7,900 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $69,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $402,000 | 8,070 |
| Salaries and employee benefits | $242,000 | 7,934 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $119,000 | 7,988 |
| Pre-tax net operating income | $205,000 | 7,196 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $205,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $205,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $205,000 | 6,860 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,078 |
| Total interest expense | $80,000 | 8,117 |
| Net interest income | $267,000 | 7,981 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $34,000 | 7,645 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $202,000 | 8,145 |
| Salaries and employee benefits | $119,000 | 8,026 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $99,000 | 6,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $99,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,973 |
| Total interest expense | $339,000 | 7,921 |
| Net interest income | $1,101,000 | 7,885 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $147,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $128,000 | 6,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,248 |
| Total noninterest expense | $834,000 | 8,095 |
| Salaries and employee benefits | $493,000 | 7,995 |
| Premises and equipment expense | $73,000 | 8,310 |
| Additional noninterest expense | $268,000 | 7,880 |
| Pre-tax net operating income | $414,000 | 7,014 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $419,000 | 6,677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $419,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $340,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $414,000 | 6,640 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 7,969 |
| Total interest expense | $260,000 | 7,922 |
| Net interest income | $835,000 | 7,901 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $112,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $98,000 | 6,088 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $602,000 | 8,146 |
| Salaries and employee benefits | $353,000 | 8,054 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $205,000 | 7,870 |
| Pre-tax net operating income | $345,000 | 6,975 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $349,000 | 6,615 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $349,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $175,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $345,000 | 6,567 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $744,000 | 7,990 |
| Total interest expense | $176,000 | 7,973 |
| Net interest income | $568,000 | 7,915 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $73,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $62,000 | 6,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $407,000 | 8,174 |
| Salaries and employee benefits | $234,000 | 8,112 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $143,000 | 7,815 |
| Pre-tax net operating income | $234,000 | 6,948 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $238,000 | 6,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $234,000 | 6,504 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 8,020 |
| Total interest expense | $88,000 | 8,036 |
| Net interest income | $286,000 | 7,936 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $213,000 | 8,146 |
| Salaries and employee benefits | $125,000 | 8,041 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $106,000 | 7,051 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $111,000 | 6,682 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $111,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $106,000 | 6,655 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 8,065 |
| Total interest expense | $439,000 | 7,979 |
| Net interest income | $1,072,000 | 8,002 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $103,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $807,000 | 8,260 |
| Salaries and employee benefits | $486,000 | 8,133 |
| Premises and equipment expense | $59,000 | 8,635 |
| Additional noninterest expense | $262,000 | 8,024 |
| Pre-tax net operating income | $368,000 | 7,162 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $368,000 | 6,954 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $368,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $689,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $368,000 | 6,804 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 8,140 |
| Total interest expense | $345,000 | 8,044 |
| Net interest income | $800,000 | 8,080 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $74,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $593,000 | 8,300 |
| Salaries and employee benefits | $376,000 | 8,073 |
| Premises and equipment expense | $41,000 | 8,727 |
| Additional noninterest expense | $176,000 | 8,224 |
| Pre-tax net operating income | $281,000 | 7,276 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $281,000 | 7,059 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $281,000 | 7,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $225,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $281,000 | 6,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 8,145 |
| Total interest expense | $244,000 | 8,047 |
| Net interest income | $548,000 | 8,079 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $48,000 | 8,414 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $390,000 | 8,340 |
| Salaries and employee benefits | $257,000 | 8,032 |
| Premises and equipment expense | $26,000 | 8,793 |
| Additional noninterest expense | $107,000 | 8,348 |
| Pre-tax net operating income | $206,000 | 7,161 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,000 | 6,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,987 |
| Total interest expense | $130,000 | 8,040 |
| Net interest income | $313,000 | 7,840 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $190,000 | 8,417 |
| Salaries and employee benefits | $121,000 | 8,179 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $57,000 | 8,300 |
| Pre-tax net operating income | $147,000 | 6,506 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $147,000 | 6,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $147,000 | 5,876 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 7,886 |
| Total interest expense | $702,000 | 7,818 |
| Net interest income | $1,265,000 | 7,810 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $96,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $67,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 8,234 |
| Total noninterest expense | $822,000 | 8,302 |
| Salaries and employee benefits | $490,000 | 8,179 |
| Premises and equipment expense | $64,000 | 8,690 |
| Additional noninterest expense | $268,000 | 8,050 |
| Pre-tax net operating income | $539,000 | 6,614 |
| Securities gains (losses) | $67,000 | 2,139 |
| Applicable income taxes | $65,000 | 6,348 |
| Income before extraordinary items | $541,000 | 6,213 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $541,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $481,370 | 6,339 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 7,974 |
| Total interest expense | $1,115,000 | 7,786 |
| Net interest income | $1,157,000 | 7,973 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $105,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $82,000 | 6,939 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $893,000 | 8,230 |
| Salaries and employee benefits | $545,000 | 7,954 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $277,000 | 8,024 |
| Pre-tax net operating income | $369,000 | 7,115 |
| Securities gains (losses) | $57,000 | 2,222 |
| Applicable income taxes | $42,000 | 6,847 |
| Income before extraordinary items | $384,000 | 6,666 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $384,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,191 |
| Cash dividends | $220,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $332,700 | 6,822 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 8,072 |
| Total interest expense | $1,244,000 | 7,711 |
| Net interest income | $1,105,000 | 8,268 |
| Provision for loan and lease losses | $-50,000 | 9,760 |
| Total noninterest income | $103,000 | 8,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $830,000 | 8,476 |
| Salaries and employee benefits | $483,000 | 8,331 |
| Premises and equipment expense | $75,000 | 8,889 |
| Additional noninterest expense | $272,000 | 8,175 |
| Pre-tax net operating income | $428,000 | 7,324 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $386,000 | 6,942 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $386,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,421 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $386,000 | 6,946 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 8,170 |
| Total interest expense | $1,132,000 | 7,826 |
| Net interest income | $1,142,000 | 8,314 |
| Provision for loan and lease losses | $-100,000 | 10,099 |
| Total noninterest income | $123,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $811,000 | 8,697 |
| Salaries and employee benefits | $471,000 | 8,505 |
| Premises and equipment expense | $73,000 | 9,164 |
| Additional noninterest expense | $267,000 | 8,402 |
| Pre-tax net operating income | $554,000 | 6,890 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $85,000 | 7,134 |
| Income before extraordinary items | $475,000 | 6,574 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $475,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $730,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $469,900 | 6,577 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 8,157 |
| Total interest expense | $1,291,000 | 7,698 |
| Net interest income | $1,155,000 | 8,437 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $778,000 | 8,846 |
| Salaries and employee benefits | $448,000 | 8,665 |
| Premises and equipment expense | $70,000 | 9,364 |
| Additional noninterest expense | $260,000 | 8,505 |
| Pre-tax net operating income | $515,000 | 7,290 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $83,000 | 7,783 |
| Income before extraordinary items | $432,000 | 7,025 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $432,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $432,000 | 6,930 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 8,508 |
| Total interest expense | $1,313,000 | 7,818 |
| Net interest income | $1,088,000 | 8,968 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $135,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $768,000 | 9,152 |
| Salaries and employee benefits | $442,000 | 8,998 |
| Premises and equipment expense | $62,000 | 9,902 |
| Additional noninterest expense | $264,000 | 8,693 |
| Pre-tax net operating income | $451,000 | 8,181 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $361,000 | 7,909 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $361,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 10,712 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $360,200 | 7,856 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 8,719 |
| Total interest expense | $1,300,000 | 8,111 |
| Net interest income | $1,176,000 | 9,082 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $142,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $828,000 | 9,328 |
| Salaries and employee benefits | $525,000 | 8,673 |
| Premises and equipment expense | $47,000 | 10,725 |
| Additional noninterest expense | $256,000 | 9,326 |
| Pre-tax net operating income | $474,000 | 8,094 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $114,000 | 8,499 |
| Income before extraordinary items | $343,000 | 8,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $343,000 | 8,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $355,750 | 7,896 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 9,275 |
| Total interest expense | $1,162,000 | 8,712 |
| Net interest income | $1,123,000 | 9,566 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $127,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $873,000 | 9,464 |
| Salaries and employee benefits | $523,000 | 8,922 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $304,000 | 9,209 |
| Pre-tax net operating income | $369,000 | 9,269 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $77,000 | 9,650 |
| Income before extraordinary items | $291,000 | 9,032 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $291,000 | 9,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $291,790 | 8,998 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 9,756 |
| Total interest expense | $917,000 | 9,050 |
| Net interest income | $1,108,000 | 10,036 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $132,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $854,000 | 9,983 |
| Salaries and employee benefits | $512,000 | 9,282 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $298,000 | 9,987 |
| Pre-tax net operating income | $341,000 | 9,804 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $50,000 | 10,470 |
| Income before extraordinary items | $291,000 | 9,243 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $291,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 11,960 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $291,000 | 9,311 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 9,914 |
| Total interest expense | $1,012,000 | 9,050 |
| Net interest income | $1,125,000 | 10,315 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $871,000 | 10,337 |
| Salaries and employee benefits | $504,000 | 9,630 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $320,000 | 10,194 |
| Pre-tax net operating income | $492,000 | 8,711 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $121,000 | 9,285 |
| Income before extraordinary items | $398,000 | 8,456 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $398,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $377,210 | 8,407 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 10,145 |
| Total interest expense | $1,323,000 | 9,151 |
| Net interest income | $1,048,000 | 10,901 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $778,000 | 11,113 |
| Salaries and employee benefits | $398,000 | 10,886 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $339,000 | 10,331 |
| Pre-tax net operating income | $404,000 | 9,206 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $344,000 | 8,783 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $344,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 13,624 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $338,960 | 8,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.