Home > The Ken-Caryl Bank > Income and Expense
The Ken-Caryl Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 10,162 |
| Total interest expense | $409,000 | 11,534 |
| Net interest income | $1,396,000 | 9,167 |
| Provision for loan and lease losses | $177,000 | 3,293 |
| Total noninterest income | $429,000 | 5,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $1,602,000 | 7,292 |
| Salaries and employee benefits | $654,000 | 8,244 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $852,000 | 5,413 |
| Pre-tax net operating income | $46,000 | 11,926 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $7,000 | 11,444 |
| Income before extraordinary items | $39,000 | 11,879 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $39,000 | 11,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $355,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $39,000 | 11,912 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 12,232 |
| Total interest expense | $343,000 | 12,482 |
| Net interest income | $684,000 | 11,934 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $584,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,725 |
| Total noninterest expense | $969,000 | 9,880 |
| Salaries and employee benefits | $492,000 | 9,750 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $373,000 | 9,561 |
| Pre-tax net operating income | $291,000 | 10,311 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $242,000 | 10,138 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $242,000 | 10,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $105,000 | 6,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $209,600 | 10,312 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 12,785 |
| Total interest expense | $525,000 | 12,651 |
| Net interest income | $596,000 | 12,716 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $267,000 | 8,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $871,000 | 10,659 |
| Salaries and employee benefits | $336,000 | 11,595 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $443,000 | 9,061 |
| Pre-tax net operating income | $-8,000 | 12,760 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $13,000 | 12,284 |
| Income before extraordinary items | $57,000 | 12,492 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $57,000 | 12,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-6,180 | 12,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.