Home > The Keeseville National Bank > Loan Charge- Offs and Recoveries
The Keeseville National Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,129,000 | 1,308 |
| Loans secured by real estate, total | $350,000 | 1,260 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $350,000 | 1,259 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $85,000 | 424 |
| Secured by nonfarm nonresidential properties | $265,000 | 801 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $601,000 | 843 |
| Loans to individuals | $178,000 | 1,661 |
| Credit card loan charge offs | $19,000 | 1,604 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $159,000 | 1,489 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $193,000 | 1,896 |
| Loans secured by real estate, total | $13,000 | 3,127 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $13,000 | 3,127 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $3,000 | 605 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,509 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,049 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $116,000 | 1,324 |
| Loans to individuals | $64,000 | 1,649 |
| Credit card loan recoveries | $4,000 | 1,458 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $60,000 | 1,546 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $936,000 | 1,197 |
| Loans secured by real estate, total | $337,000 | 1,112 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $337,000 | 1,110 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-3,000 | 11,066 |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 12,422 |
| Secured by multifamily residential properties | $85,000 | 394 |
| Secured by nonfarm nonresidential properties | $262,000 | 707 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $485,000 | 764 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $114,000 | 1,669 |
| Credit card loan net charge offs | $15,000 | 1,582 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $99,000 | 1,471 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,173,000 | 1,630 |
| Loans secured by real estate, total | $233,000 | 1,977 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $233,000 | 1,977 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $136,000 | 90 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $97,000 | 1,707 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $892,000 | 861 |
| Loans to individuals | $48,000 | 4,745 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $48,000 | 4,306 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $117,000 | 2,908 |
| Loans secured by real estate, total | $68,000 | 1,250 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $68,000 | 1,250 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $3,000 | 624 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $27,000 | 188 |
| Secured by nonfarm nonresidential properties | $38,000 | 871 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $30,000 | 3,755 |
| Loans to individuals | $19,000 | 3,977 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $19,000 | 3,718 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,056,000 | 1,506 |
| Loans secured by real estate, total | $165,000 | 2,141 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $165,000 | 2,141 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $133,000 | 75 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $-27,000 | 13,874 |
| Secured by nonfarm nonresidential properties | $59,000 | 1,923 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $862,000 | 758 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $29,000 | 4,875 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $29,000 | 4,404 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.