Home > The Keeseville National Bank > Assets and Liabilities
The Keeseville National Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 48 | 4,316 |
| Assets and Liabilities | ||
| Total Assets: | $137,639,000 | 3,321 |
| Cash and due from depository institutions | $5,622,000 | 4,316 |
| Interest-bearing balances | $50,000 | 7,077 |
| Securities | $35,185,000 | 3,893 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,165 |
| Net loans & leases | $88,990,000 | 2,868 |
| Loan loss allowance | $1,806,000 | 2,244 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,398,000 | 4,937 |
| Other real estate owned | $1,044,000 | 4,316 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,200,000 | 3,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,639,000 | 3,321 |
| Total liabilities | $126,327,000 | 3,287 |
| Total deposits | $125,885,000 | 3,124 |
| Interest-bearing deposits | $103,346,000 | 3,293 |
| Deposits held in domestic offices | $125,885,000 | 3,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $442,000 | 5,846 |
| Total equity capital | $11,312,000 | 3,615 |
| Total bank equity capital | $11,312,000 | 3,615 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $4,690,000 | 2,869 |
| Undivided profits | $6,122,000 | 3,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,271,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $477,000 | 3,907 |
| Earning assets | $127,425,000 | 3,291 |
| Long-term assets (5+ years) | $45,729,000 | 1,298 |
| Average Assets, year-to-date | $141,913,000 | 3,142 |
| Average Assets, quarterly | $139,219,000 | 3,262 |
| Volatile liabilities | $2,715,000 | 8,760 |
| Insider loans | $1,653,000 | 2,459 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,557,000 | 3,447 |
| Tier 1 (core) risk-based capital | $11,312,000 | 3,547 |
| Tier 2 risk-based capital | $1,196,300 | 2,440 |
| Total risk weighted assets | $95,094,500 | 2,736 |
| Total unused commitments | $8,557,000 | 3,467 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $144,728,000 | 3,212 |
| Cash and due from depository institutions | $12,502,000 | 4,383 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $32,887,000 | 4,119 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
| Net loans & leases | $93,752,000 | 2,834 |
| Loan loss allowance | $1,163,000 | 3,291 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,528,000 | 4,591 |
| Other real estate owned | $677,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,582,000 | 4,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,728,000 | 3,212 |
| Total liabilities | $134,441,000 | 3,173 |
| Total deposits | $134,001,000 | 3,036 |
| Interest-bearing deposits | $109,676,000 | 3,240 |
| Deposits held in domestic offices | $134,001,000 | 3,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $440,000 | 6,406 |
| Total equity capital | $10,287,000 | 3,773 |
| Total bank equity capital | $10,287,000 | 3,773 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $4,690,000 | 2,752 |
| Undivided profits | $5,097,000 | 4,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,801,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $521,000 | 3,907 |
| Earning assets | $128,439,000 | 3,308 |
| Long-term assets (5+ years) | $40,659,000 | 1,422 |
| Average Assets, year-to-date | $132,995,200 | 3,414 |
| Average Assets, quarterly | $141,205,000 | 3,277 |
| Volatile liabilities | $3,481,000 | 7,987 |
| Insider loans | $234,000 | 3,527 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,394,000 | 3,303 |
| Tier 1 (core) risk-based capital | $10,287,000 | 3,719 |
| Tier 2 risk-based capital | $1,163,000 | 2,553 |
| Total risk weighted assets | $100,487,300 | 2,654 |
| Total unused commitments | $8,394,000 | 3,324 |
| Derivatives | $0 | 651 |