The Karnes County National Bank of Karnes City, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,753,0001,980
Total interest expense$3,417,0002,459
Net interest income$15,336,0001,776
Provision for loan and lease losses$1,0003,253
Total noninterest income$677,0003,156
Gross Fiduciary activities income$0981
Service charges on deposit accounts$164,0002,894
Trading account gains and feesNANA
Additional Noninterest Income$513,0002,946
Total noninterest expense$8,898,0002,177
Salaries and employee benefits$5,393,0002,099
Premises and equipment expense$865,0002,193
Additional noninterest expense$513,0002,946
Pre-tax net operating income$7,114,0001,517
Securities gains (losses)$-81,0003,756
Applicable income taxes$1,228,0001,303
Income before extraordinary items$5,805,0001,560
Extraordinary gains, net$054
Net income$5,805,0001,575
Minority interest net income$088
Net income of bank and minority interests.$5,805,0001,563
Net charge-offs$-96,0004,328
Cash dividends$480,0002,780
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,872,2301,574
2023-09-30 (YTD Data)Rank
Total interest income$13,641,0001,988
Total interest expense$1,889,0002,711
Net interest income$11,752,0001,751
Provision for loan and lease losses$1,0003,057
Total noninterest income$503,0003,156
Gross Fiduciary activities income$0950
Service charges on deposit accounts$122,0002,917
Trading account gains and feesNANA
Additional Noninterest Income$381,0002,948
Total noninterest expense$6,564,0002,199
Salaries and employee benefits$3,951,0002,111
Premises and equipment expense$603,0002,303
Additional noninterest expense$381,0002,947
Pre-tax net operating income$5,690,0001,505
Securities gains (losses)$-81,0003,950
Applicable income taxes$1,008,0001,285
Income before extraordinary items$4,601,0001,555
Extraordinary gains, net$052
Net income$4,601,0001,569
Minority interest net income$081
Net income of bank and minority interests.$4,601,0001,555
Net charge-offs$-99,0004,359
Cash dividends$120,0002,865
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,667,4201,563
2023-06-30 (YTD Data)Rank
Total interest income$8,894,0001,989
Total interest expense$716,0003,157
Net interest income$8,178,0001,716
Provision for loan and lease losses$1,0002,913
Total noninterest income$329,0003,162
Gross Fiduciary activities income$0931
Service charges on deposit accounts$81,0002,911
Trading account gains and feesNANA
Additional Noninterest Income$248,0002,949
Total noninterest expense$4,320,0002,205
Salaries and employee benefits$2,599,0002,123
Premises and equipment expense$399,0002,309
Additional noninterest expense$248,0002,942
Pre-tax net operating income$4,186,0001,371
Securities gains (losses)$-81,0004,184
Applicable income taxes$748,0001,213
Income before extraordinary items$3,357,0001,440
Extraordinary gains, net$051
Net income$3,357,0001,457
Minority interest net income$081
Net income of bank and minority interests.$3,357,0001,440
Net charge-offs$-96,0004,447
Cash dividends$120,0002,694
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,423,4201,426
2023-03-31 (YTD Data)Rank
Total interest income$4,502,0001,959
Total interest expense$234,0003,410
Net interest income$4,268,0001,680
Provision for loan and lease losses$1,0002,584
Total noninterest income$158,0003,207
Gross Fiduciary activities income$0913
Service charges on deposit accounts$39,0002,972
Trading account gains and feesNANA
Additional Noninterest Income$119,0002,975
Total noninterest expense$2,113,0002,267
Salaries and employee benefits$1,291,0002,171
Premises and equipment expense$198,0002,365
Additional noninterest expense$119,0002,975
Pre-tax net operating income$2,312,0001,302
Securities gains (losses)$0950
Applicable income taxes$418,0001,144
Income before extraordinary items$1,894,0001,343
Extraordinary gains, net$04
Net income$1,894,0001,343
Minority interest net income$048
Net income of bank and minority interests.$1,894,0001,343
Net charge-offs$6,0001,532
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,894,0001,359
2022-12-31 (YTD Data)Rank
Total interest income$12,819,0002,175
Total interest expense$489,0003,260
Net interest income$12,330,0002,073
Provision for loan and lease losses$03,012
Total noninterest income$611,0003,341
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$145,0003,092
Trading account gains and feesNANA
Additional Noninterest Income$466,0003,110
Total noninterest expense$7,781,0002,342
Salaries and employee benefits$4,882,0002,221
Premises and equipment expense$782,0002,351
Additional noninterest expense$466,0003,110
Pre-tax net operating income$5,160,0002,009
Securities gains (losses)$0691
Applicable income taxes$804,0001,716
Income before extraordinary items$4,356,0002,003
Extraordinary gains, net$05
Net income$4,356,0002,002
Minority interest net income$063
Net income of bank and minority interests.$4,356,0002,002
Net charge-offs$-134,0004,356
Cash dividends$390,0002,862
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,356,0002,028
2022-09-30 (YTD Data)Rank
Total interest income$8,848,0002,238
Total interest expense$306,0003,269
Net interest income$8,542,0002,157
Provision for loan and lease losses$02,835
Total noninterest income$454,0003,387
Gross Fiduciary activities income$0968
Service charges on deposit accounts$103,0003,167
Trading account gains and feesNANA
Additional Noninterest Income$351,0003,143
Total noninterest expense$5,433,0002,454
Salaries and employee benefits$3,312,0002,346
Premises and equipment expense$593,0002,344
Additional noninterest expense$351,0003,143
Pre-tax net operating income$3,563,0002,071
Securities gains (losses)$0740
Applicable income taxes$558,0001,759
Income before extraordinary items$3,005,0002,087
Extraordinary gains, net$04
Net income$3,005,0002,086
Minority interest net income$057
Net income of bank and minority interests.$3,005,0002,086
Net charge-offs$-83,0004,239
Cash dividends$90,0002,950
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,005,0002,118
2022-06-30 (YTD Data)Rank
Total interest income$5,444,0002,314
Total interest expense$197,0003,221
Net interest income$5,247,0002,245
Provision for loan and lease losses$02,599
Total noninterest income$289,0003,414
Gross Fiduciary activities income$0925
Service charges on deposit accounts$62,0003,286
Trading account gains and feesNANA
Additional Noninterest Income$227,0003,198
Total noninterest expense$3,578,0002,458
Salaries and employee benefits$2,193,0002,359
Premises and equipment expense$384,0002,388
Additional noninterest expense$1,001,0002,621
Pre-tax net operating income$1,958,0002,221
Securities gains (losses)$0687
Applicable income taxes$278,0001,897
Income before extraordinary items$1,680,0002,201
Extraordinary gains, net$04
Net income$1,680,0002,201
Minority interest net income$060
Net income of bank and minority interests.$1,680,0002,201
Net charge-offs$-27,0003,978
Cash dividends$90,0002,758
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,680,0002,239
2022-03-31 (YTD Data)Rank
Total interest income$2,529,0002,386
Total interest expense$97,0003,218
Net interest income$2,432,0002,307
Provision for loan and lease losses$02,285
Total noninterest income$139,0003,427
Gross Fiduciary activities income$0892
Service charges on deposit accounts$31,0003,263
Trading account gains and feesNANA
Additional Noninterest Income$108,0003,189
Total noninterest expense$1,743,0002,504
Salaries and employee benefits$1,082,0002,385
Premises and equipment expense$190,0002,411
Additional noninterest expense$471,0002,700
Pre-tax net operating income$828,0002,345
Securities gains (losses)$0623
Applicable income taxes$103,0002,049
Income before extraordinary items$725,0002,314
Extraordinary gains, net$04
Net income$725,0002,313
Minority interest net income$050
Net income of bank and minority interests.$725,0002,314
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$725,0002,336
2021-12-31 (YTD Data)Rank
Total interest income$9,074,0002,610
Total interest expense$368,0003,529
Net interest income$8,706,0002,518
Provision for loan and lease losses$03,064
Total noninterest income$595,0003,485
Gross Fiduciary activities income$0994
Service charges on deposit accounts$145,0003,045
Trading account gains and feesNANA
Additional Noninterest Income$450,0003,353
Total noninterest expense$7,087,0002,461
Salaries and employee benefits$4,370,0002,358
Premises and equipment expense$789,0002,330
Additional noninterest expense$1,928,0002,654
Pre-tax net operating income$2,214,0003,020
Securities gains (losses)$275,000500
Applicable income taxes$233,0002,631
Income before extraordinary items$2,256,0002,876
Extraordinary gains, net$010
Net income$2,256,0002,876
Minority interest net income$074
Net income of bank and minority interests.$2,256,0002,876
Net charge-offs$-148,0004,463
Cash dividends$270,0003,162
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,005,7503,000
2021-09-30 (YTD Data)Rank
Total interest income$6,809,0002,657
Total interest expense$272,0003,648
Net interest income$6,537,0002,565
Provision for loan and lease losses$02,963
Total noninterest income$446,0003,535
Gross Fiduciary activities income$0957
Service charges on deposit accounts$109,0003,050
Trading account gains and feesNANA
Additional Noninterest Income$337,0003,398
Total noninterest expense$5,323,0002,473
Salaries and employee benefits$3,289,0002,360
Premises and equipment expense$582,0002,389
Additional noninterest expense$1,452,0002,659
Pre-tax net operating income$1,660,0003,142
Securities gains (losses)$276,000470
Applicable income taxes$212,0002,546
Income before extraordinary items$1,724,0002,978
Extraordinary gains, net$08
Net income$1,724,0002,978
Minority interest net income$069
Net income of bank and minority interests.$1,724,0002,978
Net charge-offs$-86,0004,415
Cash dividends$90,0003,078
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,478,3603,131
2021-06-30 (YTD Data)Rank
Total interest income$4,234,0002,786
Total interest expense$179,0003,723
Net interest income$4,055,0002,674
Provision for loan and lease losses$02,862
Total noninterest income$276,0003,601
Gross Fiduciary activities income$0951
Service charges on deposit accounts$69,0003,072
Trading account gains and feesNANA
Additional Noninterest Income$207,0003,477
Total noninterest expense$3,572,0002,453
Salaries and employee benefits$2,190,0002,354
Premises and equipment expense$387,0002,381
Additional noninterest expense$995,0002,586
Pre-tax net operating income$759,0003,570
Securities gains (losses)$276,000394
Applicable income taxes$82,0002,828
Income before extraordinary items$953,0003,188
Extraordinary gains, net$06
Net income$953,0003,186
Minority interest net income$067
Net income of bank and minority interests.$953,0003,188
Net charge-offs$-25,0004,135
Cash dividends$90,0002,883
Sale, conversion, retirement of capital stock, net$0517
Net operating income$699,0803,533
2021-03-31 (YTD Data)Rank
Total interest income$2,070,0002,806
Total interest expense$88,0003,815
Net interest income$1,982,0002,678
Provision for loan and lease losses$02,741
Total noninterest income$131,0003,644
Gross Fiduciary activities income$0922
Service charges on deposit accounts$36,0003,022
Trading account gains and feesNANA
Additional Noninterest Income$95,0003,546
Total noninterest expense$1,788,0002,438
Salaries and employee benefits$1,118,0002,321
Premises and equipment expense$193,0002,395
Additional noninterest expense$477,0002,620
Pre-tax net operating income$325,0003,718
Securities gains (losses)$60,000603
Applicable income taxes$14,0003,191
Income before extraordinary items$371,0003,454
Extraordinary gains, net$03
Net income$371,0003,455
Minority interest net income$055
Net income of bank and minority interests.$371,0003,454
Net charge-offs$-12,0004,135
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$313,4003,627
2020-12-31 (YTD Data)Rank
Total interest income$9,085,0002,662
Total interest expense$370,0004,119
Net interest income$8,715,0002,473
Provision for loan and lease losses$25,0004,077
Total noninterest income$493,0003,626
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$132,0003,259
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,462
Total noninterest expense$7,147,0002,424
Salaries and employee benefits$4,512,0002,290
Premises and equipment expense$836,0002,284
Additional noninterest expense$1,799,0002,716
Pre-tax net operating income$2,036,0002,930
Securities gains (losses)$552,000565
Applicable income taxes$287,0002,335
Income before extraordinary items$2,301,0002,652
Extraordinary gains, net$04
Net income$2,301,0002,651
Minority interest net income$072
Net income of bank and minority interests.$2,301,0002,652
Net charge-offs$-218,0004,871
Cash dividends$270,0003,239
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,809,7202,899
2020-09-30 (YTD Data)Rank
Total interest income$7,144,0002,608
Total interest expense$282,0004,184
Net interest income$6,862,0002,396
Provision for loan and lease losses$25,0003,952
Total noninterest income$361,0003,643
Gross Fiduciary activities income$0981
Service charges on deposit accounts$95,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$266,0003,465
Total noninterest expense$5,343,0002,424
Salaries and employee benefits$3,283,0002,323
Premises and equipment expense$664,0002,196
Additional noninterest expense$1,396,0002,633
Pre-tax net operating income$1,855,0002,694
Securities gains (losses)$303,000704
Applicable income taxes$284,0002,131
Income before extraordinary items$1,874,0002,527
Extraordinary gains, net$04
Net income$1,874,0002,527
Minority interest net income$065
Net income of bank and minority interests.$1,874,0002,527
Net charge-offs$-64,0004,720
Cash dividends$90,0003,199
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,610,3902,687
2020-06-30 (YTD Data)Rank
Total interest income$5,001,0002,553
Total interest expense$189,0004,259
Net interest income$4,812,0002,333
Provision for loan and lease losses$25,0003,779
Total noninterest income$234,0003,670
Gross Fiduciary activities income$0970
Service charges on deposit accounts$63,0003,354
Trading account gains and feesNANA
Additional Noninterest Income$171,0003,472
Total noninterest expense$3,507,0002,447
Salaries and employee benefits$2,110,0002,382
Premises and equipment expense$443,0002,187
Additional noninterest expense$954,0002,597
Pre-tax net operating income$1,514,0002,376
Securities gains (losses)$230,000644
Applicable income taxes$226,0001,964
Income before extraordinary items$1,518,0002,224
Extraordinary gains, net$04
Net income$1,518,0002,224
Minority interest net income$065
Net income of bank and minority interests.$1,518,0002,224
Net charge-offs$-44,0004,717
Cash dividends$90,0003,004
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,317,9002,389
2020-03-31 (YTD Data)Rank
Total interest income$2,752,0002,409
Total interest expense$97,0004,343
Net interest income$2,655,0002,117
Provision for loan and lease losses$25,0002,983
Total noninterest income$125,0003,578
Gross Fiduciary activities income$0941
Service charges on deposit accounts$40,0003,330
Trading account gains and feesNANA
Additional Noninterest Income$85,0003,354
Total noninterest expense$1,660,0002,554
Salaries and employee benefits$997,0002,485
Premises and equipment expense$211,0002,262
Additional noninterest expense$452,0002,704
Pre-tax net operating income$1,095,0001,707
Securities gains (losses)$69,000735
Applicable income taxes$171,0001,521
Income before extraordinary items$993,0001,674
Extraordinary gains, net$04
Net income$993,0001,675
Minority interest net income$056
Net income of bank and minority interests.$993,0001,675
Net charge-offs$-22,0004,683
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$934,3501,721
2019-12-31 (YTD Data)Rank
Total interest income$11,924,0002,297
Total interest expense$372,0004,406
Net interest income$11,552,0001,981
Provision for loan and lease losses$-1,059,0005,131
Total noninterest income$521,0003,628
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$179,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$342,0003,447
Total noninterest expense$7,424,0002,354
Salaries and employee benefits$4,792,0002,170
Premises and equipment expense$682,0002,585
Additional noninterest expense$1,950,0002,600
Pre-tax net operating income$5,708,0001,596
Securities gains (losses)$288,000525
Applicable income taxes$946,0001,470
Income before extraordinary items$5,050,0001,586
Extraordinary gains, net$011
Net income$5,050,0001,588
Minority interest net income$076
Net income of bank and minority interests.$5,050,0001,588
Net charge-offs$-861,0005,143
Cash dividends$450,0003,064
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,808,0801,613
2019-09-30 (YTD Data)Rank
Total interest income$9,091,0002,302
Total interest expense$261,0004,516
Net interest income$8,830,0001,978
Provision for loan and lease losses$-834,0005,207
Total noninterest income$376,0003,699
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$130,0003,368
Trading account gains and feesNANA
Additional Noninterest Income$246,0003,505
Total noninterest expense$5,678,0002,340
Salaries and employee benefits$3,678,0002,145
Premises and equipment expense$486,0002,693
Additional noninterest expense$1,514,0002,554
Pre-tax net operating income$4,362,0001,608
Securities gains (losses)$137,000653
Applicable income taxes$710,0001,521
Income before extraordinary items$3,789,0001,603
Extraordinary gains, net$011
Net income$3,789,0001,604
Minority interest net income$072
Net income of bank and minority interests.$3,789,0001,604
Net charge-offs$-805,0005,218
Cash dividends$150,0003,219
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,673,9201,617
2019-06-30 (YTD Data)Rank
Total interest income$5,949,0002,330
Total interest expense$172,0004,539
Net interest income$5,777,0002,014
Provision for loan and lease losses$03,685
Total noninterest income$239,0003,744
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$85,0003,395
Trading account gains and feesNANA
Additional Noninterest Income$154,0003,576
Total noninterest expense$3,414,0002,514
Salaries and employee benefits$2,107,0002,382
Premises and equipment expense$300,0002,820
Additional noninterest expense$1,007,0002,569
Pre-tax net operating income$2,602,0001,735
Securities gains (losses)$80,000604
Applicable income taxes$356,0001,714
Income before extraordinary items$2,326,0001,691
Extraordinary gains, net$011
Net income$2,326,0001,691
Minority interest net income$069
Net income of bank and minority interests.$2,326,0001,691
Net charge-offs$-197,0005,150
Cash dividends$150,0002,995
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,256,4001,703
2019-03-31 (YTD Data)Rank
Total interest income$2,989,0002,318
Total interest expense$85,0004,559
Net interest income$2,904,0002,006
Provision for loan and lease losses$03,406
Total noninterest income$126,0003,663
Gross Fiduciary activities income$0972
Service charges on deposit accounts$42,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$84,0003,438
Total noninterest expense$1,721,0002,509
Salaries and employee benefits$1,045,0002,411
Premises and equipment expense$154,0002,805
Additional noninterest expense$522,0002,507
Pre-tax net operating income$1,309,0001,696
Securities gains (losses)$01,087
Applicable income taxes$181,0001,669
Income before extraordinary items$1,128,0001,713
Extraordinary gains, net$05
Net income$1,128,0001,711
Minority interest net income$052
Net income of bank and minority interests.$1,128,0001,712
Net charge-offs$-55,0005,099
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,128,0001,690
2018-12-31 (YTD Data)Rank
Total interest income$10,672,0002,413
Total interest expense$247,0004,678
Net interest income$10,425,0002,166
Provision for loan and lease losses$-128,0005,199
Total noninterest income$756,0003,218
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$196,0003,335
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,926
Total noninterest expense$6,545,0002,572
Salaries and employee benefits$3,623,0002,616
Premises and equipment expense$582,0002,889
Additional noninterest expense$2,340,0002,338
Pre-tax net operating income$4,764,0001,843
Securities gains (losses)$01,125
Applicable income taxes$649,0001,754
Income before extraordinary items$4,115,0001,870
Extraordinary gains, net$06
Net income$4,115,0001,869
Minority interest net income$072
Net income of bank and minority interests.$4,115,0001,869
Net charge-offs$-321,0005,254
Cash dividends$330,0003,302
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,115,0001,860
2018-09-30 (YTD Data)Rank
Total interest income$7,797,0002,448
Total interest expense$181,0004,713
Net interest income$7,616,0002,218
Provision for loan and lease losses$93,0002,662
Total noninterest income$602,0003,172
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$144,0003,380
Trading account gains and feesNANA
Additional Noninterest Income$458,0002,865
Total noninterest expense$4,685,0002,661
Salaries and employee benefits$2,601,0002,709
Premises and equipment expense$443,0002,889
Additional noninterest expense$1,641,0002,438
Pre-tax net operating income$3,440,0001,917
Securities gains (losses)$01,118
Applicable income taxes$524,0001,743
Income before extraordinary items$2,916,0001,950
Extraordinary gains, net$05
Net income$2,916,0001,947
Minority interest net income$066
Net income of bank and minority interests.$2,916,0001,949
Net charge-offs$-263,0005,300
Cash dividends$90,0003,408
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,916,0001,937
2018-06-30 (YTD Data)Rank
Total interest income$5,088,0002,470
Total interest expense$120,0004,710
Net interest income$4,968,0002,260
Provision for loan and lease losses$193,0001,563
Total noninterest income$463,0002,985
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$98,0003,359
Trading account gains and feesNANA
Additional Noninterest Income$365,0002,643
Total noninterest expense$3,066,0002,711
Salaries and employee benefits$1,676,0002,793
Premises and equipment expense$308,0002,820
Additional noninterest expense$1,082,0002,465
Pre-tax net operating income$2,172,0001,974
Securities gains (losses)$0961
Applicable income taxes$282,0001,913
Income before extraordinary items$1,890,0001,968
Extraordinary gains, net$06
Net income$1,890,0001,966
Minority interest net income$065
Net income of bank and minority interests.$1,890,0001,967
Net charge-offs$-178,0005,333
Cash dividends$90,0003,223
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,890,0001,957
2018-03-31 (YTD Data)Rank
Total interest income$2,458,0002,531
Total interest expense$60,0004,711
Net interest income$2,398,0002,322
Provision for loan and lease losses$193,000978
Total noninterest income$316,0002,554
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$51,0003,326
Trading account gains and feesNANA
Additional Noninterest Income$265,0002,160
Total noninterest expense$1,501,0002,784
Salaries and employee benefits$823,0002,851
Premises and equipment expense$130,0003,166
Additional noninterest expense$548,0002,453
Pre-tax net operating income$1,020,0002,014
Securities gains (losses)$0735
Applicable income taxes$151,0001,823
Income before extraordinary items$869,0002,044
Extraordinary gains, net$07
Net income$869,0002,043
Minority interest net income$052
Net income of bank and minority interests.$869,0002,044
Net charge-offs$-81,0005,345
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$869,0002,035
2017-12-31 (YTD Data)Rank
Total interest income$9,499,0002,551
Total interest expense$268,0004,530
Net interest income$9,231,0002,351
Provision for loan and lease losses$2,965,000365
Total noninterest income$678,0003,507
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$231,0003,260
Trading account gains and feesNANA
Additional Noninterest Income$447,0003,297
Total noninterest expense$6,392,0002,669
Salaries and employee benefits$3,772,0002,567
Premises and equipment expense$484,0003,319
Additional noninterest expense$2,136,0002,536
Pre-tax net operating income$552,0004,661
Securities gains (losses)$150,000485
Applicable income taxes$-143,0005,556
Income before extraordinary items$845,0003,933
Extraordinary gains, net$09
Net income$845,0003,933
Minority interest net income$076
Net income of bank and minority interests.$845,0003,933
Net charge-offs$3,338,000277
Cash dividends$270,0003,474
Sale, conversion, retirement of capital stock, net$0711
Net operating income$695,0004,152
2017-09-30 (YTD Data)Rank
Total interest income$7,153,0002,548
Total interest expense$202,0004,559
Net interest income$6,951,0002,360
Provision for loan and lease losses$2,965,000292
Total noninterest income$490,0003,598
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$179,0003,227
Trading account gains and feesNANA
Additional Noninterest Income$311,0003,419
Total noninterest expense$4,737,0002,699
Salaries and employee benefits$2,843,0002,571
Premises and equipment expense$341,0003,462
Additional noninterest expense$1,553,0002,603
Pre-tax net operating income$-261,0005,617
Securities gains (losses)$152,000443
Applicable income taxes$-468,0005,702
Income before extraordinary items$359,0004,749
Extraordinary gains, net$09
Net income$359,0004,750
Minority interest net income$071
Net income of bank and minority interests.$359,0004,750
Net charge-offs$3,272,000213
Cash dividends$90,0003,462
Sale, conversion, retirement of capital stock, net$0677
Net operating income$261,7204,960
2017-06-30 (YTD Data)Rank
Total interest income$4,819,0002,507
Total interest expense$133,0004,576
Net interest income$4,686,0002,335
Provision for loan and lease losses$1,137,000461
Total noninterest income$264,0003,909
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$117,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$147,0003,874
Total noninterest expense$2,772,0002,953
Salaries and employee benefits$1,659,0002,846
Premises and equipment expense$172,0003,976
Additional noninterest expense$941,0002,786
Pre-tax net operating income$1,041,0003,059
Securities gains (losses)$94,000450
Applicable income taxes$48,0003,331
Income before extraordinary items$1,087,0002,683
Extraordinary gains, net$011
Net income$1,087,0002,682
Minority interest net income$071
Net income of bank and minority interests.$1,087,0002,683
Net charge-offs$1,305,000300
Cash dividends$90,0003,251
Sale, conversion, retirement of capital stock, net$0659
Net operating income$996,7602,807
2017-03-31 (YTD Data)Rank
Total interest income$2,416,0002,498
Total interest expense$66,0004,606
Net interest income$2,350,0002,331
Provision for loan and lease losses$787,000315
Total noninterest income$137,0003,869
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$59,0003,247
Trading account gains and feesNANA
Additional Noninterest Income$78,0003,810
Total noninterest expense$1,248,0003,168
Salaries and employee benefits$730,0003,112
Premises and equipment expense$77,0004,199
Additional noninterest expense$441,0002,916
Pre-tax net operating income$452,0003,249
Securities gains (losses)$36,000401
Applicable income taxes$61,0002,768
Income before extraordinary items$427,0003,012
Extraordinary gains, net$08
Net income$427,0003,012
Minority interest net income$055
Net income of bank and minority interests.$427,0003,012
Net charge-offs$648,000285
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$395,6803,137
2016-12-31 (YTD Data)Rank
Total interest income$10,206,0002,358
Total interest expense$295,0004,481
Net interest income$9,911,0002,203
Provision for loan and lease losses$1,383,000690
Total noninterest income$587,0003,842
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$276,0003,080
Trading account gains and fees$0170
Additional Noninterest Income$311,0003,894
Total noninterest expense$5,193,0003,115
Salaries and employee benefits$3,034,0003,008
Premises and equipment expense$342,0004,074
Additional noninterest expense$1,817,0002,945
Pre-tax net operating income$3,922,0001,963
Securities gains (losses)$518,000414
Applicable income taxes$950,0001,698
Income before extraordinary items$3,490,0001,848
Extraordinary gains, net$05
Net income$3,490,0001,847
Minority interest net income$082
Net income of bank and minority interests.$3,490,0001,847
Net charge-offs$611,000955
Cash dividends$270,0003,504
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,080,7802,004
2016-09-30 (YTD Data)Rank
Total interest income$7,712,0002,348
Total interest expense$226,0004,493
Net interest income$7,486,0002,191
Provision for loan and lease losses$1,383,000540
Total noninterest income$436,0003,899
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$204,0003,129
Trading account gains and fees$0169
Additional Noninterest Income$232,0003,928
Total noninterest expense$3,721,0003,204
Salaries and employee benefits$2,071,0003,194
Premises and equipment expense$252,0004,125
Additional noninterest expense$1,398,0002,888
Pre-tax net operating income$2,818,0002,051
Securities gains (losses)$436,000444
Applicable income taxes$980,0001,428
Income before extraordinary items$2,274,0002,128
Extraordinary gains, net$05
Net income$2,274,0002,128
Minority interest net income$071
Net income of bank and minority interests.$2,274,0002,128
Net charge-offs$589,000699
Cash dividends$90,0003,528
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,968,8002,312
2016-06-30 (YTD Data)Rank
Total interest income$5,224,0002,321
Total interest expense$157,0004,460
Net interest income$5,067,0002,150
Provision for loan and lease losses$888,000558
Total noninterest income$307,0003,805
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$140,0003,066
Trading account gains and fees$0157
Additional Noninterest Income$167,0003,850
Total noninterest expense$2,446,0003,247
Salaries and employee benefits$1,372,0003,227
Premises and equipment expense$165,0004,175
Additional noninterest expense$909,0002,942
Pre-tax net operating income$2,040,0001,908
Securities gains (losses)$234,000528
Applicable income taxes$493,0001,672
Income before extraordinary items$1,781,0001,833
Extraordinary gains, net$016
Net income$1,781,0001,832
Minority interest net income$071
Net income of bank and minority interests.$1,781,0001,832
Net charge-offs$112,0001,526
Cash dividends$90,0003,311
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,598,4801,940
2016-03-31 (YTD Data)Rank
Total interest income$2,660,0002,288
Total interest expense$83,0004,425
Net interest income$2,577,0002,131
Provision for loan and lease losses$200,000957
Total noninterest income$160,0003,711
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$69,0003,084
Trading account gains and fees$0142
Additional Noninterest Income$91,0003,686
Total noninterest expense$1,242,0003,231
Salaries and employee benefits$697,0003,217
Premises and equipment expense$82,0004,242
Additional noninterest expense$463,0002,922
Pre-tax net operating income$1,295,0001,564
Securities gains (losses)$88,000585
Applicable income taxes$298,0001,490
Income before extraordinary items$1,085,0001,514
Extraordinary gains, net$012
Net income$1,085,0001,515
Minority interest net income$062
Net income of bank and minority interests.$1,085,0001,515
Net charge-offs$50,0001,427
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,016,3601,554
2015-12-31 (YTD Data)Rank
Total interest income$10,410,0002,293
Total interest expense$366,0004,317
Net interest income$10,044,0002,126
Provision for loan and lease losses$89,0003,193
Total noninterest income$677,0003,696
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$271,0003,219
Trading account gains and fees$0159
Additional Noninterest Income$406,0003,571
Total noninterest expense$5,002,0003,216
Salaries and employee benefits$2,722,0003,224
Premises and equipment expense$330,0004,282
Additional noninterest expense$1,950,0002,842
Pre-tax net operating income$5,630,0001,427
Securities gains (losses)$03,216
Applicable income taxes$1,422,0001,280
Income before extraordinary items$4,208,0001,542
Extraordinary gains, net$023
Net income$4,208,0001,542
Minority interest net income$081
Net income of bank and minority interests.$4,208,0001,542
Net charge-offs$63,0003,078
Cash dividends$252,0003,534
Sale, conversion, retirement of capital stock, net$4,950,00084
Net operating income$4,208,0001,515
2015-09-30 (YTD Data)Rank
Total interest income$7,712,0002,334
Total interest expense$280,0004,335
Net interest income$7,432,0002,163
Provision for loan and lease losses$28,0003,660
Total noninterest income$501,0003,727
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$198,0003,277
Trading account gains and fees$0153
Additional Noninterest Income$303,0003,582
Total noninterest expense$3,573,0003,359
Salaries and employee benefits$2,003,0003,278
Premises and equipment expense$250,0004,319
Additional noninterest expense$1,320,0003,077
Pre-tax net operating income$4,332,0001,435
Securities gains (losses)$03,031
Applicable income taxes$1,073,0001,305
Income before extraordinary items$3,259,0001,526
Extraordinary gains, net$021
Net income$3,259,0001,527
Minority interest net income$078
Net income of bank and minority interests.$3,259,0001,527
Net charge-offs$28,0003,161
Cash dividends$72,0003,572
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,259,0001,492
2015-06-30 (YTD Data)Rank
Total interest income$5,091,0002,351
Total interest expense$189,0004,349
Net interest income$4,902,0002,183
Provision for loan and lease losses$11,0003,753
Total noninterest income$337,0003,728
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$131,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$206,0003,592
Total noninterest expense$2,381,0003,376
Salaries and employee benefits$1,362,0003,276
Premises and equipment expense$164,0004,378
Additional noninterest expense$855,0003,167
Pre-tax net operating income$2,847,0001,438
Securities gains (losses)$02,636
Applicable income taxes$693,0001,332
Income before extraordinary items$2,154,0001,524
Extraordinary gains, net$022
Net income$2,154,0001,526
Minority interest net income$075
Net income of bank and minority interests.$2,154,0001,526
Net charge-offs$7,0003,368
Cash dividends$72,0003,336
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,154,0001,488
2015-03-31 (YTD Data)Rank
Total interest income$2,515,0002,368
Total interest expense$94,0004,406
Net interest income$2,421,0002,201
Provision for loan and lease losses$11,0003,207
Total noninterest income$169,0003,683
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$63,0003,309
Trading account gains and fees$0152
Additional Noninterest Income$106,0003,517
Total noninterest expense$1,186,0003,394
Salaries and employee benefits$672,0003,320
Premises and equipment expense$86,0004,321
Additional noninterest expense$428,0003,142
Pre-tax net operating income$1,393,0001,425
Securities gains (losses)$02,027
Applicable income taxes$339,0001,330
Income before extraordinary items$1,054,0001,516
Extraordinary gains, net$013
Net income$1,054,0001,517
Minority interest net income$064
Net income of bank and minority interests.$1,054,0001,518
Net charge-offs$3,0002,911
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,054,0001,468
2014-12-31 (YTD Data)Rank
Total interest income$9,256,0002,582
Total interest expense$398,0004,457
Net interest income$8,858,0002,391
Provision for loan and lease losses$195,0002,523
Total noninterest income$736,0003,620
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$270,0003,399
Trading account gains and fees$0180
Additional Noninterest Income$466,0003,362
Total noninterest expense$4,515,0003,543
Salaries and employee benefits$2,543,0003,439
Premises and equipment expense$357,0004,324
Additional noninterest expense$1,615,0003,379
Pre-tax net operating income$4,884,0001,555
Securities gains (losses)$15,0002,467
Applicable income taxes$1,120,0001,436
Income before extraordinary items$3,779,0001,666
Extraordinary gains, net$017
Net income$3,779,0001,666
Minority interest net income$084
Net income of bank and minority interests.$3,779,0001,665
Net charge-offs$37,0003,989
Cash dividends$216,0003,659
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,767,4501,647
2014-09-30 (YTD Data)Rank
Total interest income$6,772,0002,651
Total interest expense$302,0004,504
Net interest income$6,470,0002,467
Provision for loan and lease losses$146,0002,413
Total noninterest income$501,0003,834
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$207,0003,400
Trading account gains and fees$0174
Additional Noninterest Income$294,0003,668
Total noninterest expense$3,293,0003,624
Salaries and employee benefits$1,869,0003,496
Premises and equipment expense$276,0004,318
Additional noninterest expense$1,148,0003,515
Pre-tax net operating income$3,532,0001,610
Securities gains (losses)$15,0002,163
Applicable income taxes$799,0001,518
Income before extraordinary items$2,748,0001,707
Extraordinary gains, net$015
Net income$2,748,0001,708
Minority interest net income$081
Net income of bank and minority interests.$2,748,0001,707
Net charge-offs$35,0003,512
Cash dividends$72,0003,576
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,736,4501,678
2014-06-30 (YTD Data)Rank
Total interest income$4,445,0002,685
Total interest expense$199,0004,571
Net interest income$4,246,0002,501
Provision for loan and lease losses$32,0003,292
Total noninterest income$328,0003,866
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$133,0003,454
Trading account gains and fees$0172
Additional Noninterest Income$195,0003,676
Total noninterest expense$2,186,0003,644
Salaries and employee benefits$1,250,0003,515
Premises and equipment expense$185,0004,339
Additional noninterest expense$751,0003,579
Pre-tax net operating income$2,356,0001,580
Securities gains (losses)$15,0001,782
Applicable income taxes$533,0001,485
Income before extraordinary items$1,838,0001,645
Extraordinary gains, net$020
Net income$1,838,0001,648
Minority interest net income$080
Net income of bank and minority interests.$1,838,0001,647
Net charge-offs$20,0003,410
Cash dividends$72,0003,337
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,826,3001,627
2014-03-31 (YTD Data)Rank
Total interest income$2,217,0002,690
Total interest expense$99,0004,645
Net interest income$2,118,0002,495
Provision for loan and lease losses$03,817
Total noninterest income$157,0003,917
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$64,0003,504
Trading account gains and fees$0147
Additional Noninterest Income$93,0003,685
Total noninterest expense$1,100,0003,660
Salaries and employee benefits$638,0003,497
Premises and equipment expense$84,0004,608
Additional noninterest expense$378,0003,544
Pre-tax net operating income$1,175,0001,544
Securities gains (losses)$3,0001,458
Applicable income taxes$267,0001,445
Income before extraordinary items$911,0001,611
Extraordinary gains, net$016
Net income$911,0001,614
Minority interest net income$066
Net income of bank and minority interests.$911,0001,614
Net charge-offs$3,0003,257
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$908,6901,583
2013-12-31 (YTD Data)Rank
Total interest income$8,019,0002,942
Total interest expense$463,0004,630
Net interest income$7,556,0002,746
Provision for loan and lease losses$-153,0006,432
Total noninterest income$690,0003,888
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$265,0003,604
Trading account gains and fees$0184
Additional Noninterest Income$425,0003,575
Total noninterest expense$4,509,0003,641
Salaries and employee benefits$2,661,0003,388
Premises and equipment expense$332,0004,618
Additional noninterest expense$1,516,0003,630
Pre-tax net operating income$3,890,0001,755
Securities gains (losses)$243,000794
Applicable income taxes$863,0001,600
Income before extraordinary items$3,270,0001,766
Extraordinary gains, net$029
Net income$3,270,0001,769
Minority interest net income$090
Net income of bank and minority interests.$3,270,0001,769
Net charge-offs$-410,0006,721
Cash dividends$216,0003,534
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,078,0301,826
2013-09-30 (YTD Data)Rank
Total interest income$5,827,0003,029
Total interest expense$357,0004,660
Net interest income$5,470,0002,830
Provision for loan and lease losses$-244,0006,644
Total noninterest income$503,0004,001
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$190,0003,705
Trading account gains and fees$0180
Additional Noninterest Income$313,0003,683
Total noninterest expense$3,212,0003,778
Salaries and employee benefits$1,909,0003,512
Premises and equipment expense$260,0004,565
Additional noninterest expense$1,043,0003,846
Pre-tax net operating income$3,005,0001,742
Securities gains (losses)$243,000737
Applicable income taxes$699,0001,576
Income before extraordinary items$2,549,0001,743
Extraordinary gains, net$025
Net income$2,549,0001,745
Minority interest net income$084
Net income of bank and minority interests.$2,549,0001,747
Net charge-offs$-420,0006,801
Cash dividends$72,0003,458
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,359,4601,806
2013-06-30 (YTD Data)Rank
Total interest income$3,752,0003,120
Total interest expense$238,0004,721
Net interest income$3,514,0002,907
Provision for loan and lease losses$-292,0006,770
Total noninterest income$324,0004,083
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$119,0003,797
Trading account gains and fees$0157
Additional Noninterest Income$205,0003,748
Total noninterest expense$2,002,0003,954
Salaries and employee benefits$1,138,0003,804
Premises and equipment expense$165,0004,684
Additional noninterest expense$699,0003,839
Pre-tax net operating income$2,128,0001,639
Securities gains (losses)$243,000655
Applicable income taxes$538,0001,440
Income before extraordinary items$1,833,0001,648
Extraordinary gains, net$022
Net income$1,833,0001,651
Minority interest net income$082
Net income of bank and minority interests.$1,833,0001,653
Net charge-offs$-425,0006,878
Cash dividends$72,0003,169
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,645,8901,717
2013-03-31 (YTD Data)Rank
Total interest income$1,795,0003,248
Total interest expense$118,0004,822
Net interest income$1,677,0003,029
Provision for loan and lease losses$-371,0006,937
Total noninterest income$164,0004,014
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$57,0003,854
Trading account gains and fees$0148
Additional Noninterest Income$107,0003,658
Total noninterest expense$1,022,0003,943
Salaries and employee benefits$575,0003,808
Premises and equipment expense$78,0004,848
Additional noninterest expense$369,0003,716
Pre-tax net operating income$1,190,0001,483
Securities gains (losses)$106,000660
Applicable income taxes$311,0001,287
Income before extraordinary items$985,0001,509
Extraordinary gains, net$010
Net income$985,0001,512
Minority interest net income$076
Net income of bank and minority interests.$985,0001,511
Net charge-offs$-445,0006,967
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$904,4401,561
2012-12-31 (YTD Data)Rank
Total interest income$6,285,0003,713
Total interest expense$451,0005,308
Net interest income$5,834,0003,439
Provision for loan and lease losses$228,0003,770
Total noninterest income$355,0004,987
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$285,0003,584
Trading account gains and fees$0166
Additional Noninterest Income$70,0005,615
Total noninterest expense$3,859,0004,128
Salaries and employee benefits$2,248,0003,836
Premises and equipment expense$320,0004,823
Additional noninterest expense$1,291,0004,172
Pre-tax net operating income$2,102,0002,722
Securities gains (losses)$964,000541
Applicable income taxes$691,0001,850
Income before extraordinary items$2,375,0002,271
Extraordinary gains, net$029
Net income$2,375,0002,271
Minority interest net income$093
Net income of bank and minority interests.$2,375,0002,273
Net charge-offs$-23,0006,729
Cash dividends$192,0003,672
Sale, conversion, retirement of capital stock, net$5,000,00082
Net operating income$1,632,7202,836
2012-09-30 (YTD Data)Rank
Total interest income$4,637,0003,815
Total interest expense$336,0005,465
Net interest income$4,301,0003,540
Provision for loan and lease losses$201,0003,501
Total noninterest income$285,0004,955
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$211,0003,657
Trading account gains and fees$0157
Additional Noninterest Income$74,0005,435
Total noninterest expense$2,851,0004,193
Salaries and employee benefits$1,658,0003,887
Premises and equipment expense$238,0004,903
Additional noninterest expense$955,0004,232
Pre-tax net operating income$1,534,0002,838
Securities gains (losses)$501,000750
Applicable income taxes$455,0002,042
Income before extraordinary items$1,580,0002,541
Extraordinary gains, net$020
Net income$1,580,0002,542
Minority interest net income$086
Net income of bank and minority interests.$1,580,0002,542
Net charge-offs$14,0005,204
Cash dividends$48,0003,562
Sale, conversion, retirement of capital stock, net$5,000,00053
Net operating income$1,189,2202,946
2012-06-30 (YTD Data)Rank
Total interest income$3,030,0003,908
Total interest expense$223,0005,561
Net interest income$2,807,0003,602
Provision for loan and lease losses$153,0003,314
Total noninterest income$263,0004,473
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$140,0003,649
Trading account gains and fees$0153
Additional Noninterest Income$123,0004,360
Total noninterest expense$1,862,0004,263
Salaries and employee benefits$1,103,0003,917
Premises and equipment expense$152,0005,022
Additional noninterest expense$607,0004,363
Pre-tax net operating income$1,055,0002,748
Securities gains (losses)$150,0001,315
Applicable income taxes$268,0002,166
Income before extraordinary items$937,0002,726
Extraordinary gains, net$019
Net income$937,0002,727
Minority interest net income$084
Net income of bank and minority interests.$937,0002,727
Net charge-offs$2,0005,336
Cash dividends$48,0003,326
Sale, conversion, retirement of capital stock, net$0928
Net operating income$820,0002,841
2012-03-31 (YTD Data)Rank
Total interest income$1,445,0004,061
Total interest expense$111,0005,690
Net interest income$1,334,0003,746
Provision for loan and lease losses$95,0002,953
Total noninterest income$120,0004,637
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$71,0003,613
Trading account gains and fees$0148
Additional Noninterest Income$49,0004,748
Total noninterest expense$910,0004,342
Salaries and employee benefits$552,0003,939
Premises and equipment expense$73,0005,148
Additional noninterest expense$285,0004,511
Pre-tax net operating income$449,0003,104
Securities gains (losses)$35,0001,381
Applicable income taxes$99,0002,463
Income before extraordinary items$385,0003,153
Extraordinary gains, net$019
Net income$385,0003,157
Minority interest net income$078
Net income of bank and minority interests.$385,0003,157
Net charge-offs$-4,0006,305
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$357,0003,138
2011-12-31 (YTD Data)Rank
Total interest income$5,047,0004,546
Total interest expense$522,0005,770
Net interest income$4,525,0004,191
Provision for loan and lease losses$98,0005,385
Total noninterest income$440,0004,604
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$321,0003,464
Trading account gains and fees$0146
Additional Noninterest Income$119,0005,133
Total noninterest expense$3,475,0004,499
Salaries and employee benefits$2,010,0004,164
Premises and equipment expense$310,0005,164
Additional noninterest expense$1,155,0004,568
Pre-tax net operating income$1,392,0003,157
Securities gains (losses)$46,0002,636
Applicable income taxes$263,0002,646
Income before extraordinary items$1,175,0003,242
Extraordinary gains, net$029
Net income$1,175,0003,245
Minority interest net income$096
Net income of bank and minority interests.$1,175,0003,245
Net charge-offs$1,0006,385
Cash dividends$144,0003,596
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,137,2803,201
2011-09-30 (YTD Data)Rank
Total interest income$3,717,0004,643
Total interest expense$397,0005,864
Net interest income$3,320,0004,277
Provision for loan and lease losses$57,0005,441
Total noninterest income$352,0004,545
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$238,0003,498
Trading account gains and fees$0145
Additional Noninterest Income$114,0004,934
Total noninterest expense$2,529,0004,583
Salaries and employee benefits$1,458,0004,247
Premises and equipment expense$233,0005,203
Additional noninterest expense$838,0004,653
Pre-tax net operating income$1,086,0003,162
Securities gains (losses)$03,555
Applicable income taxes$216,0002,583
Income before extraordinary items$870,0003,341
Extraordinary gains, net$021
Net income$870,0003,343
Minority interest net income$087
Net income of bank and minority interests.$870,0003,342
Net charge-offs$8,0005,835
Cash dividends$48,0003,411
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$870,0003,229
2011-06-30 (YTD Data)Rank
Total interest income$2,413,0004,756
Total interest expense$267,0005,957
Net interest income$2,146,0004,377
Provision for loan and lease losses$06,217
Total noninterest income$238,0004,555
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$158,0003,487
Trading account gains and fees$0153
Additional Noninterest Income$80,0004,902
Total noninterest expense$1,659,0004,676
Salaries and employee benefits$966,0004,289
Premises and equipment expense$146,0005,376
Additional noninterest expense$547,0004,764
Pre-tax net operating income$725,0003,123
Securities gains (losses)$02,914
Applicable income taxes$147,0002,532
Income before extraordinary items$578,0003,263
Extraordinary gains, net$015
Net income$578,0003,264
Minority interest net income$089
Net income of bank and minority interests.$578,0003,264
Net charge-offs$-1,0006,559
Cash dividends$48,0003,130
Sale, conversion, retirement of capital stock, net$0986
Net operating income$578,0003,179
2011-03-31 (YTD Data)Rank
Total interest income$1,188,0004,835
Total interest expense$142,0005,937
Net interest income$1,046,0004,441
Provision for loan and lease losses$05,840
Total noninterest income$114,0004,679
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$78,0003,476
Trading account gains and fees$0158
Additional Noninterest Income$36,0005,153
Total noninterest expense$810,0004,757
Salaries and employee benefits$487,0004,308
Premises and equipment expense$66,0005,640
Additional noninterest expense$257,0004,941
Pre-tax net operating income$350,0003,245
Securities gains (losses)$01,772
Applicable income taxes$70,0002,549
Income before extraordinary items$280,0003,366
Extraordinary gains, net$09
Net income$280,0003,363
Minority interest net income$086
Net income of bank and minority interests.$280,0003,364
Net charge-offs$4,0004,727
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$280,0003,316
2010-12-31 (YTD Data)Rank
Total interest income$4,584,0005,053
Total interest expense$796,0005,720
Net interest income$3,788,0004,736
Provision for loan and lease losses$27,0006,733
Total noninterest income$353,0005,151
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$379,0003,167
Trading account gains and fees$0175
Additional Noninterest Income$-26,0007,072
Total noninterest expense$3,270,0004,767
Salaries and employee benefits$1,854,0004,444
Premises and equipment expense$288,0005,507
Additional noninterest expense$1,128,0004,764
Pre-tax net operating income$844,0003,661
Securities gains (losses)$101,0002,152
Applicable income taxes$146,0002,956
Income before extraordinary items$799,0003,618
Extraordinary gains, net$029
Net income$799,0003,615
Minority interest net income$0111
Net income of bank and minority interests.$799,0003,618
Net charge-offs$-58,0007,577
Cash dividends$96,0003,744
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$713,1503,690
2010-09-30 (YTD Data)Rank
Total interest income$3,447,0005,145
Total interest expense$626,0005,781
Net interest income$2,821,0004,822
Provision for loan and lease losses$25,0006,584
Total noninterest income$200,0005,687
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$286,0003,236
Trading account gains and fees$0165
Additional Noninterest Income$-86,0007,381
Total noninterest expense$2,413,0004,833
Salaries and employee benefits$1,340,0004,579
Premises and equipment expense$213,0005,605
Additional noninterest expense$860,0004,727
Pre-tax net operating income$583,0003,990
Securities gains (losses)$03,651
Applicable income taxes$60,0003,466
Income before extraordinary items$523,0004,024
Extraordinary gains, net$023
Net income$523,0004,027
Minority interest net income$0110
Net income of bank and minority interests.$523,0004,027
Net charge-offs$-52,0007,642
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$523,0003,878
2010-06-30 (YTD Data)Rank
Total interest income$2,266,0005,222
Total interest expense$431,0005,807
Net interest income$1,835,0004,890
Provision for loan and lease losses$16,0006,487
Total noninterest income$141,0005,591
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$193,0003,218
Trading account gains and fees$0152
Additional Noninterest Income$-52,0007,458
Total noninterest expense$1,574,0004,912
Salaries and employee benefits$890,0004,610
Premises and equipment expense$133,0005,759
Additional noninterest expense$551,0004,828
Pre-tax net operating income$386,0004,046
Securities gains (losses)$03,184
Applicable income taxes$39,0003,440
Income before extraordinary items$347,0004,030
Extraordinary gains, net$019
Net income$347,0004,027
Minority interest net income$0105
Net income of bank and minority interests.$347,0004,029
Net charge-offs$-50,0007,698
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$347,0003,905
2010-03-31 (YTD Data)Rank
Total interest income$1,134,0005,279
Total interest expense$216,0005,924
Net interest income$918,0004,917
Provision for loan and lease losses$06,552
Total noninterest income$126,0004,614
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$95,0003,254
Trading account gains and fees$0175
Additional Noninterest Income$31,0005,401
Total noninterest expense$776,0005,015
Salaries and employee benefits$447,0004,667
Premises and equipment expense$62,0005,980
Additional noninterest expense$267,0004,931
Pre-tax net operating income$268,0003,559
Securities gains (losses)$02,284
Applicable income taxes$43,0002,901
Income before extraordinary items$225,0003,668
Extraordinary gains, net$016
Net income$225,0003,665
Minority interest net income$091
Net income of bank and minority interests.$225,0003,667
Net charge-offs$-76,0007,834
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$225,0003,538
2009-12-31 (YTD Data)Rank
Total interest income$4,061,0005,680
Total interest expense$1,015,0005,997
Net interest income$3,046,0005,344
Provision for loan and lease losses$158,0006,021
Total noninterest income$551,0004,544
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$439,0003,147
Trading account gains and fees$0211
Additional Noninterest Income$112,0005,499
Total noninterest expense$3,995,0004,345
Salaries and employee benefits$1,960,0004,421
Premises and equipment expense$276,0005,831
Additional noninterest expense$1,759,0003,660
Pre-tax net operating income$-556,0006,029
Securities gains (losses)$03,754
Applicable income taxes$-335,0006,904
Income before extraordinary items$-221,0005,842
Extraordinary gains, net$034
Net income$-221,0005,841
Minority interest net income$0115
Net income of bank and minority interests.$-221,0005,841
Net charge-offs$54,0006,160
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-221,0005,849
2009-09-30 (YTD Data)Rank
Total interest income$3,009,0005,768
Total interest expense$783,0006,075
Net interest income$2,226,0005,429
Provision for loan and lease losses$41,0006,656
Total noninterest income$345,0004,942
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$317,0003,240
Trading account gains and fees$0212
Additional Noninterest Income$28,0006,761
Total noninterest expense$2,591,0004,768
Salaries and employee benefits$1,502,0004,382
Premises and equipment expense$212,0005,829
Additional noninterest expense$877,0004,796
Pre-tax net operating income$-61,0005,813
Securities gains (losses)$03,497
Applicable income taxes$-136,0007,008
Income before extraordinary items$75,0005,435
Extraordinary gains, net$027
Net income$75,0005,435
Minority interest net income$0118
Net income of bank and minority interests.$75,0005,435
Net charge-offs$38,0005,868
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$75,0005,381
2009-06-30 (YTD Data)Rank
Total interest income$2,025,0005,807
Total interest expense$520,0006,194
Net interest income$1,505,0005,399
Provision for loan and lease losses$41,0006,225
Total noninterest income$202,0005,201
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$200,0003,310
Trading account gains and fees$0193
Additional Noninterest Income$2,0007,623
Total noninterest expense$1,741,0004,797
Salaries and employee benefits$1,043,0004,309
Premises and equipment expense$134,0005,998
Additional noninterest expense$564,0004,902
Pre-tax net operating income$-75,0006,034
Securities gains (losses)$03,136
Applicable income taxes$-100,0007,142
Income before extraordinary items$25,0005,754
Extraordinary gains, net$021
Net income$25,0005,752
Minority interest net income$0112
Net income of bank and minority interests.$25,0005,752
Net charge-offs$26,0005,436
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$25,0005,665
2009-03-31 (YTD Data)Rank
Total interest income$1,017,0005,831
Total interest expense$270,0006,224
Net interest income$747,0005,411
Provision for loan and lease losses$27,0005,667
Total noninterest income$108,0005,078
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$91,0003,436
Trading account gains and fees$0171
Additional Noninterest Income$17,0006,333
Total noninterest expense$840,0004,807
Salaries and employee benefits$522,0004,336
Premises and equipment expense$61,0006,267
Additional noninterest expense$257,0004,877
Pre-tax net operating income$-12,0006,312
Securities gains (losses)$02,434
Applicable income taxes$-39,0007,386
Income before extraordinary items$27,0006,048
Extraordinary gains, net$015
Net income$27,0006,050
Minority interest net income$0102
Net income of bank and minority interests.$27,0006,050
Net charge-offs$9,0004,815
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$27,0005,886
2008-12-31 (YTD Data)Rank
Total interest income$4,089,0005,954
Total interest expense$1,403,0006,110
Net interest income$2,686,0005,723
Provision for loan and lease losses$223,0005,081
Total noninterest income$536,0004,691
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$423,0003,349
Trading account gains and fees$0154
Additional Noninterest Income$113,0005,753
Total noninterest expense$2,934,0005,192
Salaries and employee benefits$1,841,0004,716
Premises and equipment expense$184,0006,820
Additional noninterest expense$909,0005,116
Pre-tax net operating income$65,0006,125
Securities gains (losses)$03,220
Applicable income taxes$-115,0007,109
Income before extraordinary items$180,0005,563
Extraordinary gains, net$039
Net income$180,0005,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0004,455
Cash dividends$48,0005,257
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$180,0005,716
2008-09-30 (YTD Data)Rank
Total interest income$3,074,0006,017
Total interest expense$1,075,0006,177
Net interest income$1,999,0005,795
Provision for loan and lease losses$48,0005,926
Total noninterest income$385,0004,894
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$314,0003,395
Trading account gains and fees$0148
Additional Noninterest Income$71,0006,119
Total noninterest expense$2,055,0005,384
Salaries and employee benefits$1,289,0004,958
Premises and equipment expense$185,0006,292
Additional noninterest expense$581,0005,514
Pre-tax net operating income$281,0005,713
Securities gains (losses)$03,106
Applicable income taxes$-3,0007,260
Income before extraordinary items$284,0005,291
Extraordinary gains, net$031
Net income$284,0005,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,374
Cash dividends$48,0004,716
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$284,0005,463
2008-06-30 (YTD Data)Rank
Total interest income$2,076,0006,063
Total interest expense$732,0006,271
Net interest income$1,344,0005,785
Provision for loan and lease losses$40,0005,379
Total noninterest income$255,0004,958
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$208,0003,404
Trading account gains and fees$0149
Additional Noninterest Income$47,0006,218
Total noninterest expense$1,335,0005,491
Salaries and employee benefits$847,0005,044
Premises and equipment expense$121,0006,359
Additional noninterest expense$367,0005,661
Pre-tax net operating income$224,0005,664
Securities gains (losses)$03,233
Applicable income taxes$3,0005,335
Income before extraordinary items$221,0005,464
Extraordinary gains, net$021
Net income$221,0005,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$48,0004,477
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$221,0005,403
2008-03-31 (YTD Data)Rank
Total interest income$1,032,0006,149
Total interest expense$378,0006,355
Net interest income$654,0005,877
Provision for loan and lease losses$13,0005,304
Total noninterest income$126,0004,977
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$102,0003,412
Trading account gains and fees$0158
Additional Noninterest Income$24,0006,230
Total noninterest expense$651,0005,582
Salaries and employee benefits$414,0005,135
Premises and equipment expense$57,0006,526
Additional noninterest expense$180,0005,675
Pre-tax net operating income$116,0005,825
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$115,0005,634
Extraordinary gains, net$015
Net income$115,0005,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,931
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$115,0005,534
2007-12-31 (YTD Data)Rank
Total interest income$4,141,0006,165
Total interest expense$1,460,0006,490
Net interest income$2,681,0005,790
Provision for loan and lease losses$268,0003,393
Total noninterest income$501,0005,024
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$394,0003,549
Trading account gains and fees$0178
Additional Noninterest Income$107,0006,112
Total noninterest expense$2,453,0005,661
Salaries and employee benefits$1,554,0005,197
Premises and equipment expense$194,0006,796
Additional noninterest expense$705,0005,713
Pre-tax net operating income$461,0006,101
Securities gains (losses)$02,146
Applicable income taxes$36,0005,115
Income before extraordinary items$425,0005,968
Extraordinary gains, net$039
Net income$425,0005,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,0001,684
Cash dividends$160,0005,065
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$425,0005,962
2007-09-30 (YTD Data)Rank
Total interest income$3,089,0006,218
Total interest expense$1,075,0006,551
Net interest income$2,014,0005,818
Provision for loan and lease losses$240,0002,679
Total noninterest income$350,0005,210
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$284,0003,628
Trading account gains and fees$0184
Additional Noninterest Income$66,0006,423
Total noninterest expense$1,859,0005,592
Salaries and employee benefits$1,156,0005,208
Premises and equipment expense$148,0006,748
Additional noninterest expense$555,0005,532
Pre-tax net operating income$265,0006,703
Securities gains (losses)$01,655
Applicable income taxes$-8,0008,017
Income before extraordinary items$273,0006,455
Extraordinary gains, net$033
Net income$273,0006,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0001,106
Cash dividends$48,0004,956
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$273,0006,445
2007-06-30 (YTD Data)Rank
Total interest income$2,048,0006,258
Total interest expense$701,0006,615
Net interest income$1,347,0005,847
Provision for loan and lease losses$237,0001,928
Total noninterest income$225,0005,329
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$181,0003,717
Trading account gains and fees$0168
Additional Noninterest Income$44,0006,471
Total noninterest expense$1,166,0005,814
Salaries and employee benefits$731,0005,416
Premises and equipment expense$83,0007,083
Additional noninterest expense$352,0005,669
Pre-tax net operating income$169,0006,826
Securities gains (losses)$01,444
Applicable income taxes$-9,0008,140
Income before extraordinary items$178,0006,536
Extraordinary gains, net$029
Net income$178,0006,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,000745
Cash dividends$48,0004,715
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$178,0006,530
2007-03-31 (YTD Data)Rank
Total interest income$996,0006,330
Total interest expense$340,0006,698
Net interest income$656,0005,928
Provision for loan and lease losses$127,0001,692
Total noninterest income$114,0005,237
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$88,0003,710
Trading account gains and fees$0195
Additional Noninterest Income$26,0006,219
Total noninterest expense$591,0005,799
Salaries and employee benefits$384,0005,299
Premises and equipment expense$38,0007,268
Additional noninterest expense$169,0005,774
Pre-tax net operating income$52,0007,250
Securities gains (losses)$01,187
Applicable income taxes$-18,0008,296
Income before extraordinary items$70,0006,861
Extraordinary gains, net$022
Net income$70,0006,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$70,0006,844
2006-12-31 (YTD Data)Rank
Total interest income$3,832,0006,230
Total interest expense$1,082,0006,782
Net interest income$2,750,0005,771
Provision for loan and lease losses$189,0003,643
Total noninterest income$468,0005,275
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$380,0003,632
Trading account gains and fees$0130
Additional Noninterest Income$88,0006,534
Total noninterest expense$2,362,0005,664
Salaries and employee benefits$1,538,0005,105
Premises and equipment expense$151,0007,250
Additional noninterest expense$673,0005,752
Pre-tax net operating income$667,0006,004
Securities gains (losses)$01,687
Applicable income taxes$65,0005,274
Income before extraordinary items$602,0005,817
Extraordinary gains, net$051
Net income$602,0005,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,511
Cash dividends$192,0005,009
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$602,0005,803
2006-09-30 (YTD Data)Rank
Total interest income$2,881,0006,246
Total interest expense$770,0006,865
Net interest income$2,111,0005,762
Provision for loan and lease losses$246,0002,476
Total noninterest income$343,0005,347
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$285,0003,666
Trading account gains and fees$0126
Additional Noninterest Income$58,0006,732
Total noninterest expense$1,761,0005,672
Salaries and employee benefits$1,160,0005,078
Premises and equipment expense$109,0007,320
Additional noninterest expense$492,0005,813
Pre-tax net operating income$447,0006,436
Securities gains (losses)$01,388
Applicable income taxes$28,0005,792
Income before extraordinary items$419,0006,145
Extraordinary gains, net$045
Net income$419,0006,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,767
Cash dividends$48,0005,050
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$419,0006,144
2006-06-30 (YTD Data)Rank
Total interest income$1,924,0006,220
Total interest expense$493,0006,883
Net interest income$1,431,0005,740
Provision for loan and lease losses$246,0001,786
Total noninterest income$222,0005,400
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$183,0003,739
Trading account gains and fees$0126
Additional Noninterest Income$39,0006,754
Total noninterest expense$1,183,0005,649
Salaries and employee benefits$791,0005,018
Premises and equipment expense$65,0007,515
Additional noninterest expense$327,0005,818
Pre-tax net operating income$224,0006,913
Securities gains (losses)$01,185
Applicable income taxes$-1,0008,427
Income before extraordinary items$225,0006,549
Extraordinary gains, net$039
Net income$225,0006,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,134
Cash dividends$48,0004,803
Sale, conversion, retirement of capital stock, net$0887
Net operating income$225,0006,546
2006-03-31 (YTD Data)Rank
Total interest income$878,0006,417
Total interest expense$233,0006,921
Net interest income$645,0006,056
Provision for loan and lease losses$336,000709
Total noninterest income$110,0005,399
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$85,0003,811
Trading account gains and fees$0115
Additional Noninterest Income$25,0006,361
Total noninterest expense$630,0005,462
Salaries and employee benefits$420,0004,859
Premises and equipment expense$36,0007,382
Additional noninterest expense$174,0005,609
Pre-tax net operating income$-211,0008,552
Securities gains (losses)$0955
Applicable income taxes$-112,0008,704
Income before extraordinary items$-99,0008,457
Extraordinary gains, net$021
Net income$-99,0008,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,214
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-99,0008,442
2005-12-31 (YTD Data)Rank
Total interest income$3,228,0006,409
Total interest expense$704,0007,032
Net interest income$2,524,0006,023
Provision for loan and lease losses$70,0005,300
Total noninterest income$484,0005,314
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$387,0003,629
Trading account gains and fees$0138
Additional Noninterest Income$97,0006,449
Total noninterest expense$2,431,0005,460
Salaries and employee benefits$1,473,0005,109
Premises and equipment expense$141,0007,389
Additional noninterest expense$817,0005,092
Pre-tax net operating income$507,0006,729
Securities gains (losses)$02,296
Applicable income taxes$-8,0008,455
Income before extraordinary items$515,0006,309
Extraordinary gains, net$046
Net income$515,0006,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,584
Cash dividends$176,0005,036
Sale, conversion, retirement of capital stock, net$0934
Net operating income$515,0006,281
2005-09-30 (YTD Data)Rank
Total interest income$2,341,0006,499
Total interest expense$491,0007,110
Net interest income$1,850,0006,111
Provision for loan and lease losses$11,0006,464
Total noninterest income$332,0005,541
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$272,0003,781
Trading account gains and fees$0126
Additional Noninterest Income$60,0006,768
Total noninterest expense$1,815,0005,454
Salaries and employee benefits$1,096,0005,110
Premises and equipment expense$87,0007,688
Additional noninterest expense$632,0004,948
Pre-tax net operating income$356,0006,973
Securities gains (losses)$02,317
Applicable income taxes$-3,0008,561
Income before extraordinary items$359,0006,601
Extraordinary gains, net$035
Net income$359,0006,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,845
Cash dividends$48,0005,048
Sale, conversion, retirement of capital stock, net$0769
Net operating income$359,0006,562
2005-06-30 (YTD Data)Rank
Total interest income$1,528,0006,515
Total interest expense$313,0007,106
Net interest income$1,215,0006,147
Provision for loan and lease losses$11,0006,083
Total noninterest income$210,0005,633
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$168,0003,886
Trading account gains and fees$0116
Additional Noninterest Income$42,0006,689
Total noninterest expense$1,228,0005,391
Salaries and employee benefits$726,0005,125
Premises and equipment expense$56,0007,729
Additional noninterest expense$446,0004,755
Pre-tax net operating income$186,0007,301
Securities gains (losses)$02,146
Applicable income taxes$-18,0008,651
Income before extraordinary items$204,0006,917
Extraordinary gains, net$030
Net income$204,0006,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$48,0004,762
Sale, conversion, retirement of capital stock, net$0643
Net operating income$204,0006,870
2005-03-31 (YTD Data)Rank
Total interest income$749,0006,568
Total interest expense$144,0007,245
Net interest income$605,0006,205
Provision for loan and lease losses$4,0005,908
Total noninterest income$92,0005,872
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$76,0004,047
Trading account gains and fees$0115
Additional Noninterest Income$16,0007,179
Total noninterest expense$636,0005,314
Salaries and employee benefits$343,0005,358
Premises and equipment expense$28,0007,807
Additional noninterest expense$265,0004,174
Pre-tax net operating income$57,0007,802
Securities gains (losses)$01,685
Applicable income taxes$-22,0008,752
Income before extraordinary items$79,0007,257
Extraordinary gains, net$024
Net income$79,0007,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$79,0007,225
2004-12-31 (YTD Data)Rank
Total interest income$2,949,0006,475
Total interest expense$473,0007,407
Net interest income$2,476,0006,036
Provision for loan and lease losses$158,0004,152
Total noninterest income$496,0005,284
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$394,0003,684
Trading account gains and fees$0138
Additional Noninterest Income$102,0006,384
Total noninterest expense$2,036,0005,941
Salaries and employee benefits$1,255,0005,559
Premises and equipment expense$127,0007,619
Additional noninterest expense$654,0005,744
Pre-tax net operating income$778,0005,861
Securities gains (losses)$03,819
Applicable income taxes$73,0005,789
Income before extraordinary items$705,0005,563
Extraordinary gains, net$034
Net income$705,0005,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,975
Cash dividends$192,0004,938
Sale, conversion, retirement of capital stock, net$0872
Net operating income$705,0005,494
2004-09-30 (YTD Data)Rank
Total interest income$2,193,0006,512
Total interest expense$340,0007,507
Net interest income$1,853,0006,055
Provision for loan and lease losses$61,0005,112
Total noninterest income$348,0005,486
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$292,0003,729
Trading account gains and fees$0134
Additional Noninterest Income$56,0006,899
Total noninterest expense$1,509,0005,946
Salaries and employee benefits$933,0005,543
Premises and equipment expense$107,0007,387
Additional noninterest expense$469,0005,815
Pre-tax net operating income$631,0005,757
Securities gains (losses)$03,710
Applicable income taxes$75,0005,646
Income before extraordinary items$556,0005,551
Extraordinary gains, net$026
Net income$556,0005,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,649
Cash dividends$48,0005,032
Sale, conversion, retirement of capital stock, net$0738
Net operating income$556,0005,487
2004-06-30 (YTD Data)Rank
Total interest income$1,446,0006,574
Total interest expense$221,0007,613
Net interest income$1,225,0006,099
Provision for loan and lease losses$37,0005,122
Total noninterest income$226,0005,545
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$192,0003,743
Trading account gains and fees$0130
Additional Noninterest Income$34,0007,048
Total noninterest expense$1,009,0005,971
Salaries and employee benefits$629,0005,538
Premises and equipment expense$70,0007,453
Additional noninterest expense$310,0005,880
Pre-tax net operating income$405,0005,823
Securities gains (losses)$03,413
Applicable income taxes$43,0005,769
Income before extraordinary items$362,0005,585
Extraordinary gains, net$021
Net income$362,0005,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,933
Cash dividends$48,0004,712
Sale, conversion, retirement of capital stock, net$0638
Net operating income$362,0005,499
2004-03-31 (YTD Data)Rank
Total interest income$723,0006,610
Total interest expense$114,0007,633
Net interest income$609,0006,111
Provision for loan and lease losses$23,0004,653
Total noninterest income$118,0005,380
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$94,0003,720
Trading account gains and fees$0121
Additional Noninterest Income$24,0006,514
Total noninterest expense$511,0005,975
Salaries and employee benefits$318,0005,540
Premises and equipment expense$35,0007,507
Additional noninterest expense$158,0005,843
Pre-tax net operating income$193,0005,906
Securities gains (losses)$02,934
Applicable income taxes$17,0005,912
Income before extraordinary items$176,0005,644
Extraordinary gains, net$016
Net income$176,0005,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$176,0005,524
2003-12-31 (YTD Data)Rank
Total interest income$2,951,0006,576
Total interest expense$581,0007,449
Net interest income$2,370,0006,065
Provision for loan and lease losses$59,0006,101
Total noninterest income$455,0005,671
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$337,0004,040
Trading account gains and fees$0160
Additional Noninterest Income$118,0006,251
Total noninterest expense$2,033,0005,950
Salaries and employee benefits$1,246,0005,500
Premises and equipment expense$156,0007,323
Additional noninterest expense$631,0005,822
Pre-tax net operating income$733,0005,899
Securities gains (losses)$6,0003,841
Applicable income taxes$48,0006,313
Income before extraordinary items$691,0005,619
Extraordinary gains, net$054
Net income$691,0005,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,399
Cash dividends$192,0004,994
Sale, conversion, retirement of capital stock, net$0868
Net operating income$685,3605,476
2003-09-30 (YTD Data)Rank
Total interest income$2,219,0006,643
Total interest expense$458,0007,496
Net interest income$1,761,0006,121
Provision for loan and lease losses$31,0006,364
Total noninterest income$327,0005,835
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$244,0004,142
Trading account gains and fees$0153
Additional Noninterest Income$83,0006,408
Total noninterest expense$1,502,0005,976
Salaries and employee benefits$924,0005,516
Premises and equipment expense$112,0007,421
Additional noninterest expense$466,0005,857
Pre-tax net operating income$555,0006,048
Securities gains (losses)$6,0003,549
Applicable income taxes$38,0006,421
Income before extraordinary items$523,0005,730
Extraordinary gains, net$040
Net income$523,0005,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,971
Cash dividends$48,0005,144
Sale, conversion, retirement of capital stock, net$0722
Net operating income$517,4205,596
2003-06-30 (YTD Data)Rank
Total interest income$1,527,0006,587
Total interest expense$321,0007,507
Net interest income$1,206,0006,048
Provision for loan and lease losses$5,0007,119
Total noninterest income$221,0005,776
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$161,0004,135
Trading account gains and fees$0150
Additional Noninterest Income$60,0006,260
Total noninterest expense$997,0005,994
Salaries and employee benefits$614,0005,539
Premises and equipment expense$74,0007,447
Additional noninterest expense$309,0005,890
Pre-tax net operating income$425,0005,713
Securities gains (losses)$6,0003,151
Applicable income taxes$47,0005,968
Income before extraordinary items$384,0005,517
Extraordinary gains, net$030
Net income$384,0005,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,218
Cash dividends$48,0004,790
Sale, conversion, retirement of capital stock, net$0589
Net operating income$378,6605,342
2003-03-31 (YTD Data)Rank
Total interest income$710,0006,870
Total interest expense$167,0007,527
Net interest income$543,0006,404
Provision for loan and lease losses$06,934
Total noninterest income$101,0005,896
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$75,0004,221
Trading account gains and fees$0134
Additional Noninterest Income$26,0006,499
Total noninterest expense$491,0006,059
Salaries and employee benefits$306,0005,554
Premises and equipment expense$36,0007,540
Additional noninterest expense$149,0005,971
Pre-tax net operating income$153,0006,427
Securities gains (losses)$6,0002,344
Applicable income taxes$2,0007,162
Income before extraordinary items$157,0005,910
Extraordinary gains, net$021
Net income$157,0005,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,131
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$151,0605,825
2002-12-31 (YTD Data)Rank
Total interest income$3,134,0006,719
Total interest expense$832,0007,415
Net interest income$2,302,0006,175
Provision for loan and lease losses$155,0004,849
Total noninterest income$407,0005,741
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$312,0004,142
Trading account gains and fees$0153
Additional Noninterest Income$95,0006,547
Total noninterest expense$1,883,0006,086
Salaries and employee benefits$1,157,0005,616
Premises and equipment expense$144,0007,526
Additional noninterest expense$582,0006,045
Pre-tax net operating income$671,0006,185
Securities gains (losses)$14,0003,404
Applicable income taxes$33,0006,789
Income before extraordinary items$652,0005,744
Extraordinary gains, net$070
Net income$652,0005,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,273
Cash dividends$160,0005,124
Sale, conversion, retirement of capital stock, net$0862
Net operating income$638,7005,673
2001-12-31 (YTD Data)Rank
Total interest income$3,403,0006,846
Total interest expense$1,440,0007,097
Net interest income$1,963,0006,487
Provision for loan and lease losses$126,0005,110
Total noninterest income$395,0005,715
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$287,0004,267
Trading account gains and fees$0177
Additional Noninterest Income$108,0006,258
Total noninterest expense$1,788,0006,152
Salaries and employee benefits$1,037,0005,862
Premises and equipment expense$161,0007,347
Additional noninterest expense$590,0005,899
Pre-tax net operating income$444,0006,773
Securities gains (losses)$04,612
Applicable income taxes$-13,0009,022
Income before extraordinary items$457,0006,272
Extraordinary gains, net$0105
Net income$457,0006,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,190
Cash dividends$112,0005,666
Sale, conversion, retirement of capital stock, net$0922
Net operating income$457,0006,154
2000-12-31 (YTD Data)Rank
Total interest income$3,535,0006,889
Total interest expense$1,568,0007,030
Net interest income$1,967,0006,608
Provision for loan and lease losses$56,0006,380
Total noninterest income$350,0005,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$327,0003,797
Trading account gains and feesNANA
Additional Noninterest Income$23,0008,843
Total noninterest expense$1,641,0006,389
Salaries and employee benefits$950,0006,125
Premises and equipment expense$150,0007,599
Additional noninterest expense$541,0006,125
Pre-tax net operating income$620,0006,508
Securities gains (losses)$6,0001,308
Applicable income taxes$118,0006,305
Income before extraordinary items$508,0006,267
Extraordinary gains, net$038
Net income$508,0006,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,720
Cash dividends$128,0005,687
Sale, conversion, retirement of capital stock, net$0969
Net operating income$503,1406,318
1999-12-31 (YTD Data)Rank
Total interest income$3,239,0007,110
Total interest expense$1,440,0007,113
Net interest income$1,799,0007,012
Provision for loan and lease losses$63,0006,078
Total noninterest income$338,0006,110
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0003,967
Trading account gains and feesNANA
Additional Noninterest Income$36,0008,584
Total noninterest expense$1,644,0006,430
Salaries and employee benefits$961,0006,041
Premises and equipment expense$128,0008,069
Additional noninterest expense$555,0006,116
Pre-tax net operating income$430,0007,451
Securities gains (losses)$-1,0008,592
Applicable income taxes$75,0007,256
Income before extraordinary items$354,0007,265
Extraordinary gains, net$035
Net income$354,0007,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,387
Cash dividends$96,0006,156
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$354,8307,236
1998-12-31 (YTD Data)Rank
Total interest income$3,350,0007,117
Total interest expense$1,453,0007,302
Net interest income$1,897,0006,865
Provision for loan and lease losses$52,0006,526
Total noninterest income$328,0006,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$279,0004,157
Trading account gains and feesNANA
Additional Noninterest Income$49,0008,189
Total noninterest expense$1,581,0006,469
Salaries and employee benefits$920,0006,114
Premises and equipment expense$121,0008,248
Additional noninterest expense$540,0006,166
Pre-tax net operating income$592,0006,960
Securities gains (losses)$1,0004,151
Applicable income taxes$173,0006,538
Income before extraordinary items$420,0007,089
Extraordinary gains, net$032
Net income$420,0007,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,292
Cash dividends$96,0006,336
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$419,2907,000
1997-12-31 (YTD Data)Rank
Total interest income$3,119,0007,610
Total interest expense$1,341,0007,742
Net interest income$1,778,0007,363
Provision for loan and lease losses$49,0006,723
Total noninterest income$335,0006,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$289,0004,189
Trading account gains and feesNANA
Additional Noninterest Income$46,0008,605
Total noninterest expense$1,548,0006,666
Salaries and employee benefits$885,0006,370
Premises and equipment expense$128,0008,292
Additional noninterest expense$535,0006,231
Pre-tax net operating income$516,0007,833
Securities gains (losses)$2,0003,292
Applicable income taxes$135,0007,832
Income before extraordinary items$383,0007,753
Extraordinary gains, net$044
Net income$383,0007,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,544
Cash dividends$96,0006,604
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$381,5207,714
1996-12-31 (YTD Data)Rank
Total interest income$3,079,0007,901
Total interest expense$1,344,0007,975
Net interest income$1,735,0007,695
Provision for loan and lease losses$-67,00011,227
Total noninterest income$359,0006,335
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$298,0004,251
Trading account gains and feesNANA
Additional Noninterest Income$61,0008,436
Total noninterest expense$1,534,0007,014
Salaries and employee benefits$865,0006,640
Premises and equipment expense$129,0008,550
Additional noninterest expense$540,0006,766
Pre-tax net operating income$627,0007,283
Securities gains (losses)$04,148
Applicable income taxes$167,0007,631
Income before extraordinary items$460,0007,167
Extraordinary gains, net$053
Net income$460,0007,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-88,00011,190
Cash dividends$96,0006,813
Sale, conversion, retirement of capital stock, net$0953
Net operating income$460,0007,114
1995-12-31 (YTD Data)Rank
Total interest income$2,852,0008,432
Total interest expense$1,155,0008,738
Net interest income$1,697,0008,026
Provision for loan and lease losses$31,0007,042
Total noninterest income$327,0006,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$257,0004,838
Trading account gains and feesNANA
Additional Noninterest Income$70,0008,356
Total noninterest expense$1,591,0007,007
Salaries and employee benefits$845,0006,852
Premises and equipment expense$125,0008,917
Additional noninterest expense$621,0006,398
Pre-tax net operating income$402,0009,055
Securities gains (losses)$13,0002,193
Applicable income taxes$011,151
Income before extraordinary items$415,0007,923
Extraordinary gains, net$065
Net income$415,0007,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,856
Cash dividends$80,0007,161
Sale, conversion, retirement of capital stock, net$0809
Net operating income$402,0008,018
1994-12-31 (YTD Data)Rank
Total interest income$2,680,0008,590
Total interest expense$1,044,0008,502
Net interest income$1,636,0008,492
Provision for loan and lease losses$09,146
Total noninterest income$322,0006,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$248,0005,083
Trading account gains and feesNANA
Additional Noninterest Income$74,0008,491
Total noninterest expense$1,915,0006,415
Salaries and employee benefits$851,0006,919
Premises and equipment expense$123,0009,301
Additional noninterest expense$941,0004,973
Pre-tax net operating income$43,00011,939
Securities gains (losses)$-25,00010,510
Applicable income taxes$3,00011,532
Income before extraordinary items$15,00011,985
Extraordinary gains, net$3,000237
Net income$18,00011,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,521
Cash dividends$32,0008,324
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$35,75011,929
1993-12-31 (YTD Data)Rank
Total interest income$2,783,0008,695
Total interest expense$1,133,0008,548
Net interest income$1,650,0008,642
Provision for loan and lease losses$-80,00012,853
Total noninterest income$379,0006,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$289,0004,568
Trading account gains and feesNANA
Additional Noninterest Income$90,0008,232
Total noninterest expense$1,863,0006,715
Salaries and employee benefits$940,0006,476
Premises and equipment expense$128,0009,539
Additional noninterest expense$795,0005,956
Pre-tax net operating income$246,00010,648
Securities gains (losses)$4,0006,316
Applicable income taxes$52,00010,892
Income before extraordinary items$198,00010,682
Extraordinary gains, net$52,0002,136
Net income$250,00010,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0007,435
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$194,84010,496
1992-12-31 (YTD Data)Rank
Total interest income$3,379,0008,363
Total interest expense$1,468,0008,609
Net interest income$1,911,0007,997
Provision for loan and lease losses$96,0007,391
Total noninterest income$469,0005,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$289,0004,588
Trading account gains and feesNANA
Additional Noninterest Income$180,0006,025
Total noninterest expense$1,933,0006,553
Salaries and employee benefits$957,0006,279
Premises and equipment expense$124,0009,888
Additional noninterest expense$852,0005,781
Pre-tax net operating income$351,0009,677
Securities gains (losses)$08,369
Applicable income taxes$119,0009,396
Income before extraordinary items$232,00010,148
Extraordinary gains, net$119,000657
Net income$351,0008,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0004,010
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$232,0009,795

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.