Home > The Juniata Valley Bank > Income and Expense
The Juniata Valley Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $33,136,000 | 1,292 |
| Total interest expense | $10,489,000 | 1,242 |
| Net interest income | $22,647,000 | 1,311 |
| Provision for loan and lease losses | $500,000 | 1,275 |
| Total noninterest income | $5,312,000 | 1,147 |
| Gross Fiduciary activities income | $466,000 | 603 |
| Service charges on deposit accounts | $1,376,000 | 782 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,470,000 | 1,149 |
| Total noninterest expense | $19,813,000 | 1,222 |
| Salaries and employee benefits | $10,808,000 | 1,267 |
| Premises and equipment expense | $1,948,000 | 1,245 |
| Additional noninterest expense | $3,470,000 | 1,149 |
| Pre-tax net operating income | $7,646,000 | 1,445 |
| Securities gains (losses) | $11,000 | 751 |
| Applicable income taxes | $994,000 | 1,440 |
| Income before extraordinary items | $6,663,000 | 1,402 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,663,000 | 1,418 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,663,000 | 1,405 |
| Net charge-offs | $-39,000 | 4,143 |
| Cash dividends | $4,406,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 387 |
| Net operating income | $6,653,430 | 1,424 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $24,404,000 | 1,285 |
| Total interest expense | $7,310,000 | 1,238 |
| Net interest income | $17,094,000 | 1,308 |
| Provision for loan and lease losses | $411,000 | 1,126 |
| Total noninterest income | $3,900,000 | 1,166 |
| Gross Fiduciary activities income | $381,000 | 592 |
| Service charges on deposit accounts | $1,018,000 | 790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,501,000 | 1,174 |
| Total noninterest expense | $14,853,000 | 1,216 |
| Salaries and employee benefits | $8,246,000 | 1,251 |
| Premises and equipment expense | $1,458,000 | 1,251 |
| Additional noninterest expense | $2,501,000 | 1,174 |
| Pre-tax net operating income | $5,730,000 | 1,498 |
| Securities gains (losses) | $32,000 | 344 |
| Applicable income taxes | $739,000 | 1,495 |
| Income before extraordinary items | $5,023,000 | 1,442 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,023,000 | 1,452 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,023,000 | 1,441 |
| Net charge-offs | $-37,000 | 4,158 |
| Cash dividends | $3,308,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 375 |
| Net operating income | $4,995,160 | 1,471 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,883,000 | 1,286 |
| Total interest expense | $4,465,000 | 1,214 |
| Net interest income | $11,418,000 | 1,316 |
| Provision for loan and lease losses | $290,000 | 1,086 |
| Total noninterest income | $2,649,000 | 1,098 |
| Gross Fiduciary activities income | $258,000 | 584 |
| Service charges on deposit accounts | $662,000 | 796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,729,000 | 1,085 |
| Total noninterest expense | $10,123,000 | 1,185 |
| Salaries and employee benefits | $5,650,000 | 1,215 |
| Premises and equipment expense | $982,000 | 1,230 |
| Additional noninterest expense | $1,729,000 | 1,084 |
| Pre-tax net operating income | $3,654,000 | 1,532 |
| Securities gains (losses) | $-29,000 | 3,974 |
| Applicable income taxes | $420,000 | 1,602 |
| Income before extraordinary items | $3,205,000 | 1,485 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,205,000 | 1,503 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,205,000 | 1,485 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $2,204,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 364 |
| Net operating income | $3,230,520 | 1,487 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 1,287 |
| Total interest expense | $1,984,000 | 1,194 |
| Net interest income | $5,764,000 | 1,304 |
| Provision for loan and lease losses | $243,000 | 788 |
| Total noninterest income | $1,228,000 | 1,150 |
| Gross Fiduciary activities income | $132,000 | 604 |
| Service charges on deposit accounts | $323,000 | 815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 1,154 |
| Total noninterest expense | $4,732,000 | 1,261 |
| Salaries and employee benefits | $2,770,000 | 1,256 |
| Premises and equipment expense | $469,000 | 1,310 |
| Additional noninterest expense | $773,000 | 1,154 |
| Pre-tax net operating income | $2,017,000 | 1,464 |
| Securities gains (losses) | $-17,000 | 4,092 |
| Applicable income taxes | $252,000 | 1,522 |
| Income before extraordinary items | $1,748,000 | 1,423 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,748,000 | 1,423 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,748,000 | 1,423 |
| Net charge-offs | $7,000 | 1,486 |
| Cash dividends | $1,101,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 343 |
| Net operating income | $1,762,790 | 1,423 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $27,512,000 | 1,225 |
| Total interest expense | $3,422,000 | 1,066 |
| Net interest income | $24,090,000 | 1,240 |
| Provision for loan and lease losses | $455,000 | 1,281 |
| Total noninterest income | $6,774,000 | 976 |
| Gross Fiduciary activities income | $472,000 | 623 |
| Service charges on deposit accounts | $1,472,000 | 750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,830,000 | 934 |
| Total noninterest expense | $19,831,000 | 1,186 |
| Salaries and employee benefits | $10,815,000 | 1,244 |
| Premises and equipment expense | $2,018,000 | 1,196 |
| Additional noninterest expense | $4,830,000 | 934 |
| Pre-tax net operating income | $10,578,000 | 1,232 |
| Securities gains (losses) | $-1,479,000 | 4,508 |
| Applicable income taxes | $676,000 | 1,831 |
| Income before extraordinary items | $8,423,000 | 1,253 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,423,000 | 1,251 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,423,000 | 1,253 |
| Net charge-offs | $-64,000 | 4,163 |
| Cash dividends | $4,401,000 | 865 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 415 |
| Net operating income | $9,798,470 | 1,146 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $20,096,000 | 1,200 |
| Total interest expense | $2,155,000 | 950 |
| Net interest income | $17,941,000 | 1,221 |
| Provision for loan and lease losses | $350,000 | 1,158 |
| Total noninterest income | $5,537,000 | 949 |
| Gross Fiduciary activities income | $378,000 | 612 |
| Service charges on deposit accounts | $1,113,000 | 757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,046,000 | 885 |
| Total noninterest expense | $14,773,000 | 1,201 |
| Salaries and employee benefits | $8,205,000 | 1,226 |
| Premises and equipment expense | $1,494,000 | 1,212 |
| Additional noninterest expense | $4,046,000 | 885 |
| Pre-tax net operating income | $8,355,000 | 1,173 |
| Securities gains (losses) | $-1,498,000 | 4,602 |
| Applicable income taxes | $522,000 | 1,809 |
| Income before extraordinary items | $6,335,000 | 1,233 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,335,000 | 1,232 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,335,000 | 1,233 |
| Net charge-offs | $-47,000 | 4,066 |
| Cash dividends | $3,300,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 373 |
| Net operating income | $7,713,160 | 1,100 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,230,000 | 1,181 |
| Total interest expense | $1,284,000 | 899 |
| Net interest income | $11,946,000 | 1,186 |
| Provision for loan and lease losses | $250,000 | 1,023 |
| Total noninterest income | $3,820,000 | 909 |
| Gross Fiduciary activities income | $250,000 | 577 |
| Service charges on deposit accounts | $719,000 | 769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,851,000 | 861 |
| Total noninterest expense | $9,840,000 | 1,193 |
| Salaries and employee benefits | $5,549,000 | 1,205 |
| Premises and equipment expense | $1,009,000 | 1,186 |
| Additional noninterest expense | $3,282,000 | 1,085 |
| Pre-tax net operating income | $5,676,000 | 1,102 |
| Securities gains (losses) | $-1,121,000 | 4,638 |
| Applicable income taxes | $403,000 | 1,641 |
| Income before extraordinary items | $4,152,000 | 1,203 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,152,000 | 1,203 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,152,000 | 1,203 |
| Net charge-offs | $-54,000 | 4,215 |
| Cash dividends | $2,199,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 349 |
| Net operating income | $5,172,110 | 1,043 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 1,157 |
| Total interest expense | $593,000 | 942 |
| Net interest income | $5,936,000 | 1,163 |
| Provision for loan and lease losses | $28,000 | 1,685 |
| Total noninterest income | $1,306,000 | 1,173 |
| Gross Fiduciary activities income | $155,000 | 560 |
| Service charges on deposit accounts | $357,000 | 767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 1,254 |
| Total noninterest expense | $4,843,000 | 1,197 |
| Salaries and employee benefits | $2,723,000 | 1,217 |
| Premises and equipment expense | $506,000 | 1,198 |
| Additional noninterest expense | $1,614,000 | 1,084 |
| Pre-tax net operating income | $2,371,000 | 1,200 |
| Securities gains (losses) | $-19,000 | 4,330 |
| Applicable income taxes | $215,000 | 1,561 |
| Income before extraordinary items | $2,137,000 | 1,148 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,137,000 | 1,147 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,137,000 | 1,148 |
| Net charge-offs | $-40,000 | 4,349 |
| Cash dividends | $1,100,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 352 |
| Net operating income | $2,154,290 | 1,149 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,510,000 | 1,256 |
| Total interest expense | $3,218,000 | 847 |
| Net interest income | $21,292,000 | 1,290 |
| Provision for loan and lease losses | $-769,000 | 4,499 |
| Total noninterest income | $5,045,000 | 1,305 |
| Gross Fiduciary activities income | $445,000 | 588 |
| Service charges on deposit accounts | $1,355,000 | 759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,245,000 | 1,419 |
| Total noninterest expense | $20,250,000 | 1,155 |
| Salaries and employee benefits | $10,699,000 | 1,234 |
| Premises and equipment expense | $2,002,000 | 1,204 |
| Additional noninterest expense | $7,549,000 | 981 |
| Pre-tax net operating income | $6,856,000 | 1,660 |
| Securities gains (losses) | $76,000 | 971 |
| Applicable income taxes | $310,000 | 2,446 |
| Income before extraordinary items | $6,622,000 | 1,558 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,622,000 | 1,558 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,622,000 | 1,558 |
| Net charge-offs | $-183,000 | 4,524 |
| Cash dividends | $4,402,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 426 |
| Net operating income | $6,549,040 | 1,546 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,019,000 | 1,302 |
| Total interest expense | $2,506,000 | 871 |
| Net interest income | $15,513,000 | 1,345 |
| Provision for loan and lease losses | $-536,000 | 4,558 |
| Total noninterest income | $3,734,000 | 1,350 |
| Gross Fiduciary activities income | $338,000 | 583 |
| Service charges on deposit accounts | $993,000 | 768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,403,000 | 1,481 |
| Total noninterest expense | $14,281,000 | 1,210 |
| Salaries and employee benefits | $7,899,000 | 1,260 |
| Premises and equipment expense | $1,500,000 | 1,230 |
| Additional noninterest expense | $4,882,000 | 1,075 |
| Pre-tax net operating income | $5,502,000 | 1,650 |
| Securities gains (losses) | $91,000 | 842 |
| Applicable income taxes | $309,000 | 2,293 |
| Income before extraordinary items | $5,284,000 | 1,552 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,284,000 | 1,552 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,284,000 | 1,552 |
| Net charge-offs | $-167,000 | 4,613 |
| Cash dividends | $3,305,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 403 |
| Net operating income | $5,198,460 | 1,534 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,829,000 | 1,315 |
| Total interest expense | $1,716,000 | 884 |
| Net interest income | $10,113,000 | 1,372 |
| Provision for loan and lease losses | $-279,000 | 4,561 |
| Total noninterest income | $2,464,000 | 1,351 |
| Gross Fiduciary activities income | $227,000 | 588 |
| Service charges on deposit accounts | $645,000 | 759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,462 |
| Total noninterest expense | $9,383,000 | 1,212 |
| Salaries and employee benefits | $5,190,000 | 1,261 |
| Premises and equipment expense | $1,023,000 | 1,191 |
| Additional noninterest expense | $3,170,000 | 1,088 |
| Pre-tax net operating income | $3,473,000 | 1,686 |
| Securities gains (losses) | $93,000 | 686 |
| Applicable income taxes | $169,000 | 2,415 |
| Income before extraordinary items | $3,397,000 | 1,571 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,397,000 | 1,571 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,397,000 | 1,571 |
| Net charge-offs | $-91,000 | 4,566 |
| Cash dividends | $2,205,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 385 |
| Net operating income | $3,308,650 | 1,564 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 1,329 |
| Total interest expense | $882,000 | 903 |
| Net interest income | $4,939,000 | 1,382 |
| Provision for loan and lease losses | $-79,000 | 4,648 |
| Total noninterest income | $1,224,000 | 1,343 |
| Gross Fiduciary activities income | $112,000 | 592 |
| Service charges on deposit accounts | $325,000 | 736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $787,000 | 1,487 |
| Total noninterest expense | $4,599,000 | 1,217 |
| Salaries and employee benefits | $2,514,000 | 1,282 |
| Premises and equipment expense | $519,000 | 1,185 |
| Additional noninterest expense | $1,566,000 | 1,081 |
| Pre-tax net operating income | $1,643,000 | 1,749 |
| Securities gains (losses) | $37,000 | 732 |
| Applicable income taxes | $66,000 | 2,540 |
| Income before extraordinary items | $1,614,000 | 1,641 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,614,000 | 1,641 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,614,000 | 1,641 |
| Net charge-offs | $-41,000 | 4,554 |
| Cash dividends | $1,102,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 362 |
| Net operating income | $1,578,480 | 1,626 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $24,237,000 | 1,256 |
| Total interest expense | $4,037,000 | 1,155 |
| Net interest income | $20,200,000 | 1,268 |
| Provision for loan and lease losses | $721,000 | 1,914 |
| Total noninterest income | $4,519,000 | 1,343 |
| Gross Fiduciary activities income | $408,000 | 597 |
| Service charges on deposit accounts | $1,376,000 | 729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,735,000 | 1,515 |
| Total noninterest expense | $19,128,000 | 1,151 |
| Salaries and employee benefits | $10,175,000 | 1,240 |
| Premises and equipment expense | $2,107,000 | 1,122 |
| Additional noninterest expense | $6,846,000 | 1,006 |
| Pre-tax net operating income | $4,870,000 | 1,816 |
| Securities gains (losses) | $814,000 | 433 |
| Applicable income taxes | $-17,000 | 4,825 |
| Income before extraordinary items | $5,701,000 | 1,483 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,701,000 | 1,482 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,701,000 | 1,483 |
| Net charge-offs | $-412,000 | 4,943 |
| Cash dividends | $4,466,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 420 |
| Net operating income | $4,887,000 | 1,618 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $18,397,000 | 1,250 |
| Total interest expense | $3,082,000 | 1,204 |
| Net interest income | $15,315,000 | 1,238 |
| Provision for loan and lease losses | $639,000 | 1,755 |
| Total noninterest income | $3,309,000 | 1,338 |
| Gross Fiduciary activities income | $302,000 | 591 |
| Service charges on deposit accounts | $1,030,000 | 728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,977,000 | 1,504 |
| Total noninterest expense | $14,354,000 | 1,135 |
| Salaries and employee benefits | $7,717,000 | 1,217 |
| Premises and equipment expense | $1,575,000 | 1,122 |
| Additional noninterest expense | $5,062,000 | 1,008 |
| Pre-tax net operating income | $3,631,000 | 1,800 |
| Securities gains (losses) | $768,000 | 369 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $4,399,000 | 1,398 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,399,000 | 1,399 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,399,000 | 1,399 |
| Net charge-offs | $-324,000 | 4,963 |
| Cash dividends | $3,359,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 392 |
| Net operating income | $3,631,000 | 1,605 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,193,000 | 1,268 |
| Total interest expense | $2,099,000 | 1,266 |
| Net interest income | $10,094,000 | 1,260 |
| Provision for loan and lease losses | $552,000 | 1,541 |
| Total noninterest income | $2,126,000 | 1,304 |
| Gross Fiduciary activities income | $204,000 | 592 |
| Service charges on deposit accounts | $691,000 | 725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,231,000 | 1,486 |
| Total noninterest expense | $9,455,000 | 1,138 |
| Salaries and employee benefits | $4,928,000 | 1,250 |
| Premises and equipment expense | $1,050,000 | 1,119 |
| Additional noninterest expense | $3,477,000 | 978 |
| Pre-tax net operating income | $2,213,000 | 1,863 |
| Securities gains (losses) | $501,000 | 365 |
| Applicable income taxes | $-63,000 | 4,914 |
| Income before extraordinary items | $2,777,000 | 1,398 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,777,000 | 1,398 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,777,000 | 1,398 |
| Net charge-offs | $-45,000 | 4,723 |
| Cash dividends | $2,242,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 377 |
| Net operating income | $2,276,000 | 1,607 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 1,276 |
| Total interest expense | $1,129,000 | 1,301 |
| Net interest income | $4,994,000 | 1,259 |
| Provision for loan and lease losses | $356,000 | 1,087 |
| Total noninterest income | $1,139,000 | 1,187 |
| Gross Fiduciary activities income | $113,000 | 590 |
| Service charges on deposit accounts | $415,000 | 724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 1,338 |
| Total noninterest expense | $4,712,000 | 1,155 |
| Salaries and employee benefits | $2,731,000 | 1,153 |
| Premises and equipment expense | $548,000 | 1,099 |
| Additional noninterest expense | $1,433,000 | 1,136 |
| Pre-tax net operating income | $1,065,000 | 1,744 |
| Securities gains (losses) | $-54,000 | 4,949 |
| Applicable income taxes | $-131,000 | 4,965 |
| Income before extraordinary items | $1,142,000 | 1,488 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,142,000 | 1,486 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,142,000 | 1,488 |
| Net charge-offs | $-16,000 | 4,606 |
| Cash dividends | $1,122,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 371 |
| Net operating income | $1,196,000 | 1,411 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,567,000 | 1,238 |
| Total interest expense | $4,708,000 | 1,308 |
| Net interest income | $20,859,000 | 1,210 |
| Provision for loan and lease losses | $-573,000 | 5,108 |
| Total noninterest income | $4,974,000 | 1,130 |
| Gross Fiduciary activities income | $394,000 | 605 |
| Service charges on deposit accounts | $1,717,000 | 722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,863,000 | 1,235 |
| Total noninterest expense | $20,438,000 | 1,067 |
| Salaries and employee benefits | $11,851,000 | 1,053 |
| Premises and equipment expense | $2,177,000 | 1,098 |
| Additional noninterest expense | $6,410,000 | 1,038 |
| Pre-tax net operating income | $5,968,000 | 1,540 |
| Securities gains (losses) | $-25,000 | 4,937 |
| Applicable income taxes | $22,000 | 3,531 |
| Income before extraordinary items | $5,921,000 | 1,398 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,921,000 | 1,400 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,921,000 | 1,400 |
| Net charge-offs | $-500,000 | 5,113 |
| Cash dividends | $4,489,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 467 |
| Net operating income | $5,946,000 | 1,365 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,283,000 | 1,235 |
| Total interest expense | $3,496,000 | 1,327 |
| Net interest income | $15,787,000 | 1,212 |
| Provision for loan and lease losses | $-490,000 | 5,187 |
| Total noninterest income | $3,772,000 | 1,114 |
| Gross Fiduciary activities income | $294,000 | 606 |
| Service charges on deposit accounts | $1,279,000 | 725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,199,000 | 1,214 |
| Total noninterest expense | $15,548,000 | 1,052 |
| Salaries and employee benefits | $9,163,000 | 1,021 |
| Premises and equipment expense | $1,635,000 | 1,098 |
| Additional noninterest expense | $4,750,000 | 1,045 |
| Pre-tax net operating income | $4,501,000 | 1,579 |
| Securities gains (losses) | $-56,000 | 5,121 |
| Applicable income taxes | $3,000 | 3,795 |
| Income before extraordinary items | $4,442,000 | 1,422 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,442,000 | 1,422 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,442,000 | 1,424 |
| Net charge-offs | $-513,000 | 5,192 |
| Cash dividends | $3,366,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 448 |
| Net operating income | $4,498,000 | 1,383 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,908,000 | 1,226 |
| Total interest expense | $2,218,000 | 1,354 |
| Net interest income | $10,690,000 | 1,203 |
| Provision for loan and lease losses | $-444,000 | 5,245 |
| Total noninterest income | $2,335,000 | 1,144 |
| Gross Fiduciary activities income | $190,000 | 613 |
| Service charges on deposit accounts | $851,000 | 721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,294,000 | 1,271 |
| Total noninterest expense | $10,010,000 | 1,083 |
| Salaries and employee benefits | $5,634,000 | 1,098 |
| Premises and equipment expense | $1,102,000 | 1,088 |
| Additional noninterest expense | $3,274,000 | 1,016 |
| Pre-tax net operating income | $3,459,000 | 1,384 |
| Securities gains (losses) | $-57,000 | 5,169 |
| Applicable income taxes | $94,000 | 2,721 |
| Income before extraordinary items | $3,308,000 | 1,290 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,308,000 | 1,290 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,308,000 | 1,290 |
| Net charge-offs | $-425,000 | 5,243 |
| Cash dividends | $2,243,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 446 |
| Net operating income | $3,363,290 | 1,253 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 1,265 |
| Total interest expense | $1,059,000 | 1,376 |
| Net interest income | $5,152,000 | 1,231 |
| Provision for loan and lease losses | $15,000 | 2,868 |
| Total noninterest income | $1,142,000 | 1,131 |
| Gross Fiduciary activities income | $99,000 | 617 |
| Service charges on deposit accounts | $422,000 | 720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $621,000 | 1,260 |
| Total noninterest expense | $4,802,000 | 1,114 |
| Salaries and employee benefits | $2,709,000 | 1,141 |
| Premises and equipment expense | $563,000 | 1,075 |
| Additional noninterest expense | $1,530,000 | 1,054 |
| Pre-tax net operating income | $1,477,000 | 1,545 |
| Securities gains (losses) | $-45,000 | 5,250 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,432,000 | 1,407 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,432,000 | 1,405 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,432,000 | 1,406 |
| Net charge-offs | $55,000 | 1,165 |
| Cash dividends | $1,120,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 426 |
| Net operating income | $1,477,000 | 1,348 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,606,000 | 1,250 |
| Total interest expense | $3,635,000 | 1,225 |
| Net interest income | $19,971,000 | 1,242 |
| Provision for loan and lease losses | $337,000 | 1,848 |
| Total noninterest income | $4,980,000 | 1,093 |
| Gross Fiduciary activities income | $430,000 | 613 |
| Service charges on deposit accounts | $1,779,000 | 716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,771,000 | 1,206 |
| Total noninterest expense | $19,232,000 | 1,096 |
| Salaries and employee benefits | $10,280,000 | 1,147 |
| Premises and equipment expense | $2,034,000 | 1,157 |
| Additional noninterest expense | $6,918,000 | 974 |
| Pre-tax net operating income | $5,382,000 | 1,684 |
| Securities gains (losses) | $-215,000 | 5,169 |
| Applicable income taxes | $-312,000 | 5,343 |
| Income before extraordinary items | $5,479,000 | 1,466 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,479,000 | 1,465 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,479,000 | 1,465 |
| Net charge-offs | $242,000 | 1,481 |
| Cash dividends | $4,923,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 511 |
| Net operating income | $5,694,000 | 1,408 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,486,000 | 1,249 |
| Total interest expense | $2,634,000 | 1,203 |
| Net interest income | $14,852,000 | 1,252 |
| Provision for loan and lease losses | $231,000 | 1,827 |
| Total noninterest income | $3,651,000 | 1,115 |
| Gross Fiduciary activities income | $316,000 | 615 |
| Service charges on deposit accounts | $1,311,000 | 724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,024,000 | 1,255 |
| Total noninterest expense | $14,134,000 | 1,110 |
| Salaries and employee benefits | $7,652,000 | 1,154 |
| Premises and equipment expense | $1,525,000 | 1,155 |
| Additional noninterest expense | $4,957,000 | 1,002 |
| Pre-tax net operating income | $4,138,000 | 1,645 |
| Securities gains (losses) | $-28,000 | 5,003 |
| Applicable income taxes | $-97,000 | 5,412 |
| Income before extraordinary items | $4,207,000 | 1,446 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,207,000 | 1,444 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,207,000 | 1,445 |
| Net charge-offs | $132,000 | 1,525 |
| Cash dividends | $3,803,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 480 |
| Net operating income | $4,235,000 | 1,424 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,372,000 | 1,266 |
| Total interest expense | $1,684,000 | 1,181 |
| Net interest income | $9,688,000 | 1,280 |
| Provision for loan and lease losses | $199,000 | 1,550 |
| Total noninterest income | $2,354,000 | 1,140 |
| Gross Fiduciary activities income | $225,000 | 611 |
| Service charges on deposit accounts | $850,000 | 733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,279,000 | 1,294 |
| Total noninterest expense | $9,172,000 | 1,138 |
| Salaries and employee benefits | $4,812,000 | 1,208 |
| Premises and equipment expense | $1,016,000 | 1,163 |
| Additional noninterest expense | $3,344,000 | 984 |
| Pre-tax net operating income | $2,671,000 | 1,663 |
| Securities gains (losses) | $-23,000 | 5,131 |
| Applicable income taxes | $-72,000 | 5,468 |
| Income before extraordinary items | $2,720,000 | 1,451 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,720,000 | 1,451 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,720,000 | 1,450 |
| Net charge-offs | $80,000 | 1,457 |
| Cash dividends | $2,682,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 465 |
| Net operating income | $2,743,000 | 1,428 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 1,308 |
| Total interest expense | $794,000 | 1,183 |
| Net interest income | $4,639,000 | 1,317 |
| Provision for loan and lease losses | $158,000 | 1,079 |
| Total noninterest income | $1,126,000 | 1,179 |
| Gross Fiduciary activities income | $102,000 | 623 |
| Service charges on deposit accounts | $412,000 | 752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 1,319 |
| Total noninterest expense | $4,349,000 | 1,191 |
| Salaries and employee benefits | $2,356,000 | 1,240 |
| Premises and equipment expense | $525,000 | 1,141 |
| Additional noninterest expense | $1,468,000 | 1,094 |
| Pre-tax net operating income | $1,258,000 | 1,721 |
| Securities gains (losses) | $-20,000 | 5,311 |
| Applicable income taxes | $-78,000 | 5,553 |
| Income before extraordinary items | $1,316,000 | 1,469 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,316,000 | 1,469 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,316,000 | 1,469 |
| Net charge-offs | $62,000 | 1,077 |
| Cash dividends | $1,049,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 443 |
| Net operating income | $1,336,000 | 1,441 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,331,000 | 1,281 |
| Total interest expense | $2,855,000 | 1,132 |
| Net interest income | $18,476,000 | 1,297 |
| Provision for loan and lease losses | $439,000 | 1,571 |
| Total noninterest income | $4,620,000 | 1,181 |
| Gross Fiduciary activities income | $446,000 | 610 |
| Service charges on deposit accounts | $1,747,000 | 720 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,427,000 | 1,353 |
| Total noninterest expense | $17,624,000 | 1,168 |
| Salaries and employee benefits | $9,996,000 | 1,160 |
| Premises and equipment expense | $1,884,000 | 1,234 |
| Additional noninterest expense | $5,744,000 | 1,117 |
| Pre-tax net operating income | $5,033,000 | 1,699 |
| Securities gains (losses) | $198,000 | 399 |
| Applicable income taxes | $1,187,000 | 1,724 |
| Income before extraordinary items | $4,044,000 | 1,601 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,044,000 | 1,601 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,044,000 | 1,601 |
| Net charge-offs | $223,000 | 1,740 |
| Cash dividends | $4,194,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 529 |
| Net operating income | $3,891,540 | 1,619 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,953,000 | 1,284 |
| Total interest expense | $2,081,000 | 1,141 |
| Net interest income | $13,872,000 | 1,297 |
| Provision for loan and lease losses | $389,000 | 1,383 |
| Total noninterest income | $3,454,000 | 1,207 |
| Gross Fiduciary activities income | $324,000 | 624 |
| Service charges on deposit accounts | $1,302,000 | 730 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,828,000 | 1,364 |
| Total noninterest expense | $12,840,000 | 1,199 |
| Salaries and employee benefits | $7,127,000 | 1,219 |
| Premises and equipment expense | $1,381,000 | 1,274 |
| Additional noninterest expense | $4,332,000 | 1,114 |
| Pre-tax net operating income | $4,097,000 | 1,611 |
| Securities gains (losses) | $199,000 | 371 |
| Applicable income taxes | $597,000 | 1,933 |
| Income before extraordinary items | $3,699,000 | 1,462 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,699,000 | 1,461 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,699,000 | 1,462 |
| Net charge-offs | $205,000 | 1,372 |
| Cash dividends | $3,145,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 495 |
| Net operating income | $3,527,860 | 1,494 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,502,000 | 1,295 |
| Total interest expense | $1,329,000 | 1,148 |
| Net interest income | $9,173,000 | 1,307 |
| Provision for loan and lease losses | $240,000 | 1,411 |
| Total noninterest income | $2,304,000 | 1,197 |
| Gross Fiduciary activities income | $227,000 | 615 |
| Service charges on deposit accounts | $874,000 | 719 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,203,000 | 1,375 |
| Total noninterest expense | $8,455,000 | 1,217 |
| Salaries and employee benefits | $4,732,000 | 1,224 |
| Premises and equipment expense | $915,000 | 1,288 |
| Additional noninterest expense | $2,808,000 | 1,137 |
| Pre-tax net operating income | $2,782,000 | 1,557 |
| Securities gains (losses) | $196,000 | 289 |
| Applicable income taxes | $470,000 | 1,751 |
| Income before extraordinary items | $2,508,000 | 1,425 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,508,000 | 1,425 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,508,000 | 1,426 |
| Net charge-offs | $87,000 | 1,624 |
| Cash dividends | $2,097,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 464 |
| Net operating income | $2,343,360 | 1,484 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 1,293 |
| Total interest expense | $626,000 | 1,185 |
| Net interest income | $4,540,000 | 1,305 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $1,053,000 | 1,271 |
| Gross Fiduciary activities income | $84,000 | 663 |
| Service charges on deposit accounts | $433,000 | 727 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $536,000 | 1,475 |
| Total noninterest expense | $4,229,000 | 1,229 |
| Salaries and employee benefits | $2,393,000 | 1,219 |
| Premises and equipment expense | $451,000 | 1,312 |
| Additional noninterest expense | $1,385,000 | 1,150 |
| Pre-tax net operating income | $1,259,000 | 1,653 |
| Securities gains (losses) | $196,000 | 160 |
| Applicable income taxes | $225,000 | 1,757 |
| Income before extraordinary items | $1,230,000 | 1,438 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,230,000 | 1,438 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,230,000 | 1,438 |
| Net charge-offs | $23,000 | 1,807 |
| Cash dividends | $1,047,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 422 |
| Net operating income | $1,063,400 | 1,579 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,410,000 | 1,278 |
| Total interest expense | $2,268,000 | 1,272 |
| Net interest income | $18,142,000 | 1,277 |
| Provision for loan and lease losses | $466,000 | 1,551 |
| Total noninterest income | $4,829,000 | 1,177 |
| Gross Fiduciary activities income | $454,000 | 612 |
| Service charges on deposit accounts | $1,736,000 | 740 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,639,000 | 1,318 |
| Total noninterest expense | $16,806,000 | 1,207 |
| Salaries and employee benefits | $9,184,000 | 1,227 |
| Premises and equipment expense | $1,799,000 | 1,294 |
| Additional noninterest expense | $5,823,000 | 1,121 |
| Pre-tax net operating income | $5,699,000 | 1,461 |
| Securities gains (losses) | $52,000 | 1,815 |
| Applicable income taxes | $772,000 | 1,876 |
| Income before extraordinary items | $4,979,000 | 1,397 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,979,000 | 1,396 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,979,000 | 1,396 |
| Net charge-offs | $221,000 | 1,833 |
| Cash dividends | $4,226,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 542 |
| Net operating income | $4,933,760 | 1,374 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,275,000 | 1,288 |
| Total interest expense | $1,665,000 | 1,285 |
| Net interest income | $13,610,000 | 1,284 |
| Provision for loan and lease losses | $366,000 | 1,425 |
| Total noninterest income | $3,742,000 | 1,149 |
| Gross Fiduciary activities income | $315,000 | 626 |
| Service charges on deposit accounts | $1,279,000 | 752 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,148,000 | 1,246 |
| Total noninterest expense | $12,706,000 | 1,202 |
| Salaries and employee benefits | $6,965,000 | 1,224 |
| Premises and equipment expense | $1,339,000 | 1,308 |
| Additional noninterest expense | $4,402,000 | 1,122 |
| Pre-tax net operating income | $4,280,000 | 1,473 |
| Securities gains (losses) | $52,000 | 1,740 |
| Applicable income taxes | $558,000 | 1,953 |
| Income before extraordinary items | $3,774,000 | 1,402 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,774,000 | 1,402 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,774,000 | 1,402 |
| Net charge-offs | $156,000 | 1,659 |
| Cash dividends | $3,169,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 504 |
| Net operating income | $3,728,760 | 1,376 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,236,000 | 1,286 |
| Total interest expense | $1,104,000 | 1,288 |
| Net interest income | $9,132,000 | 1,280 |
| Provision for loan and lease losses | $234,000 | 1,489 |
| Total noninterest income | $2,288,000 | 1,206 |
| Gross Fiduciary activities income | $231,000 | 616 |
| Service charges on deposit accounts | $808,000 | 777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,249,000 | 1,346 |
| Total noninterest expense | $8,459,000 | 1,210 |
| Salaries and employee benefits | $4,553,000 | 1,248 |
| Premises and equipment expense | $901,000 | 1,300 |
| Additional noninterest expense | $3,005,000 | 1,094 |
| Pre-tax net operating income | $2,727,000 | 1,520 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $419,000 | 1,840 |
| Income before extraordinary items | $2,354,000 | 1,464 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,354,000 | 1,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,354,000 | 1,464 |
| Net charge-offs | $140,000 | 1,368 |
| Cash dividends | $2,112,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 489 |
| Net operating income | $2,314,900 | 1,446 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 1,268 |
| Total interest expense | $557,000 | 1,277 |
| Net interest income | $4,619,000 | 1,255 |
| Provision for loan and lease losses | $121,000 | 1,363 |
| Total noninterest income | $1,135,000 | 1,189 |
| Gross Fiduciary activities income | $80,000 | 674 |
| Service charges on deposit accounts | $387,000 | 801 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $668,000 | 1,255 |
| Total noninterest expense | $4,065,000 | 1,249 |
| Salaries and employee benefits | $2,268,000 | 1,252 |
| Premises and equipment expense | $448,000 | 1,313 |
| Additional noninterest expense | $1,349,000 | 1,195 |
| Pre-tax net operating income | $1,568,000 | 1,362 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $270,000 | 1,578 |
| Income before extraordinary items | $1,298,000 | 1,329 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,298,000 | 1,328 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,298,000 | 1,330 |
| Net charge-offs | $45,000 | 1,498 |
| Cash dividends | $1,056,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 465 |
| Net operating income | $1,298,000 | 1,290 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,344,000 | 1,431 |
| Total interest expense | $2,042,000 | 1,361 |
| Net interest income | $15,302,000 | 1,445 |
| Provision for loan and lease losses | $502,000 | 1,340 |
| Total noninterest income | $4,266,000 | 1,248 |
| Gross Fiduciary activities income | $396,000 | 646 |
| Service charges on deposit accounts | $1,563,000 | 823 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,307,000 | 1,370 |
| Total noninterest expense | $15,802,000 | 1,255 |
| Salaries and employee benefits | $7,912,000 | 1,374 |
| Premises and equipment expense | $1,558,000 | 1,481 |
| Additional noninterest expense | $6,332,000 | 1,033 |
| Pre-tax net operating income | $3,264,000 | 2,183 |
| Securities gains (losses) | $-6,000 | 5,825 |
| Applicable income taxes | $56,000 | 3,586 |
| Income before extraordinary items | $3,202,000 | 1,941 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,202,000 | 1,942 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,202,000 | 1,943 |
| Net charge-offs | $404,000 | 1,347 |
| Cash dividends | $3,687,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 584 |
| Net operating income | $3,207,880 | 1,901 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,702,000 | 1,472 |
| Total interest expense | $1,540,000 | 1,366 |
| Net interest income | $11,162,000 | 1,495 |
| Provision for loan and lease losses | $302,000 | 1,498 |
| Total noninterest income | $3,161,000 | 1,282 |
| Gross Fiduciary activities income | $270,000 | 660 |
| Service charges on deposit accounts | $1,149,000 | 848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,742,000 | 1,379 |
| Total noninterest expense | $10,682,000 | 1,375 |
| Salaries and employee benefits | $5,943,000 | 1,373 |
| Premises and equipment expense | $1,151,000 | 1,513 |
| Additional noninterest expense | $3,588,000 | 1,308 |
| Pre-tax net operating income | $3,339,000 | 1,755 |
| Securities gains (losses) | $-16,000 | 6,042 |
| Applicable income taxes | $335,000 | 2,377 |
| Income before extraordinary items | $2,988,000 | 1,630 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,988,000 | 1,631 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,988,000 | 1,632 |
| Net charge-offs | $321,000 | 1,156 |
| Cash dividends | $2,765,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 555 |
| Net operating income | $3,002,400 | 1,587 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,430,000 | 1,476 |
| Total interest expense | $1,061,000 | 1,325 |
| Net interest income | $7,369,000 | 1,510 |
| Provision for loan and lease losses | $162,000 | 1,706 |
| Total noninterest income | $2,039,000 | 1,307 |
| Gross Fiduciary activities income | $165,000 | 683 |
| Service charges on deposit accounts | $753,000 | 846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,121,000 | 1,435 |
| Total noninterest expense | $7,163,000 | 1,377 |
| Salaries and employee benefits | $3,987,000 | 1,375 |
| Premises and equipment expense | $796,000 | 1,466 |
| Additional noninterest expense | $2,380,000 | 1,323 |
| Pre-tax net operating income | $2,083,000 | 1,843 |
| Securities gains (losses) | $-16,000 | 6,157 |
| Applicable income taxes | $195,000 | 2,510 |
| Income before extraordinary items | $1,872,000 | 1,701 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,872,000 | 1,705 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,872,000 | 1,705 |
| Net charge-offs | $227,000 | 1,102 |
| Cash dividends | $1,843,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 539 |
| Net operating income | $1,886,560 | 1,641 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 1,479 |
| Total interest expense | $565,000 | 1,245 |
| Net interest income | $3,653,000 | 1,514 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $967,000 | 1,325 |
| Gross Fiduciary activities income | $81,000 | 685 |
| Service charges on deposit accounts | $364,000 | 848 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $522,000 | 1,461 |
| Total noninterest expense | $3,577,000 | 1,375 |
| Salaries and employee benefits | $2,024,000 | 1,365 |
| Premises and equipment expense | $410,000 | 1,450 |
| Additional noninterest expense | $1,143,000 | 1,350 |
| Pre-tax net operating income | $993,000 | 1,869 |
| Securities gains (losses) | $-17,000 | 6,285 |
| Applicable income taxes | $79,000 | 2,651 |
| Income before extraordinary items | $897,000 | 1,753 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $897,000 | 1,755 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $897,000 | 1,755 |
| Net charge-offs | $31,000 | 1,862 |
| Cash dividends | $921,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 524 |
| Net operating income | $912,640 | 1,670 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,900,000 | 1,475 |
| Total interest expense | $2,598,000 | 1,137 |
| Net interest income | $14,302,000 | 1,548 |
| Provision for loan and lease losses | $357,000 | 1,814 |
| Total noninterest income | $4,066,000 | 1,272 |
| Gross Fiduciary activities income | $438,000 | 637 |
| Service charges on deposit accounts | $1,278,000 | 1,034 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,350,000 | 1,296 |
| Total noninterest expense | $13,416,000 | 1,428 |
| Salaries and employee benefits | $7,320,000 | 1,428 |
| Premises and equipment expense | $1,463,000 | 1,604 |
| Additional noninterest expense | $4,633,000 | 1,387 |
| Pre-tax net operating income | $4,595,000 | 1,644 |
| Securities gains (losses) | $9,000 | 2,695 |
| Applicable income taxes | $500,000 | 2,204 |
| Income before extraordinary items | $4,104,000 | 1,556 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,104,000 | 1,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,104,000 | 1,555 |
| Net charge-offs | $264,000 | 2,162 |
| Cash dividends | $3,691,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 645 |
| Net operating income | $4,095,990 | 1,522 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,564,000 | 1,501 |
| Total interest expense | $1,970,000 | 1,137 |
| Net interest income | $10,594,000 | 1,574 |
| Provision for loan and lease losses | $247,000 | 1,832 |
| Total noninterest income | $3,001,000 | 1,296 |
| Gross Fiduciary activities income | $331,000 | 631 |
| Service charges on deposit accounts | $878,000 | 1,140 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,792,000 | 1,286 |
| Total noninterest expense | $9,940,000 | 1,448 |
| Salaries and employee benefits | $5,385,000 | 1,464 |
| Premises and equipment expense | $1,091,000 | 1,615 |
| Additional noninterest expense | $3,464,000 | 1,394 |
| Pre-tax net operating income | $3,408,000 | 1,667 |
| Securities gains (losses) | $9,000 | 2,383 |
| Applicable income taxes | $350,000 | 2,320 |
| Income before extraordinary items | $3,067,000 | 1,544 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,067,000 | 1,544 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,067,000 | 1,544 |
| Net charge-offs | $198,000 | 2,000 |
| Cash dividends | $2,769,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $3,058,900 | 1,523 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,346,000 | 1,497 |
| Total interest expense | $1,310,000 | 1,139 |
| Net interest income | $7,036,000 | 1,572 |
| Provision for loan and lease losses | $137,000 | 2,014 |
| Total noninterest income | $1,979,000 | 1,294 |
| Gross Fiduciary activities income | $207,000 | 645 |
| Service charges on deposit accounts | $558,000 | 1,164 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,214,000 | 1,272 |
| Total noninterest expense | $6,641,000 | 1,445 |
| Salaries and employee benefits | $3,615,000 | 1,452 |
| Premises and equipment expense | $750,000 | 1,580 |
| Additional noninterest expense | $2,276,000 | 1,406 |
| Pre-tax net operating income | $2,237,000 | 1,658 |
| Securities gains (losses) | $7,000 | 2,068 |
| Applicable income taxes | $205,000 | 2,390 |
| Income before extraordinary items | $2,039,000 | 1,515 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,039,000 | 1,518 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,039,000 | 1,517 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $1,847,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 586 |
| Net operating income | $2,032,630 | 1,484 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 1,539 |
| Total interest expense | $627,000 | 1,206 |
| Net interest income | $3,401,000 | 1,611 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $897,000 | 1,348 |
| Gross Fiduciary activities income | $76,000 | 704 |
| Service charges on deposit accounts | $268,000 | 1,196 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $553,000 | 1,314 |
| Total noninterest expense | $3,323,000 | 1,458 |
| Salaries and employee benefits | $1,756,000 | 1,496 |
| Premises and equipment expense | $396,000 | 1,537 |
| Additional noninterest expense | $1,171,000 | 1,356 |
| Pre-tax net operating income | $955,000 | 1,841 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $72,000 | 2,656 |
| Income before extraordinary items | $888,000 | 1,649 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $888,000 | 1,652 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $888,000 | 1,652 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $923,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 574 |
| Net operating income | $883,400 | 1,624 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,707,000 | 1,502 |
| Total interest expense | $2,901,000 | 1,163 |
| Net interest income | $13,806,000 | 1,579 |
| Provision for loan and lease losses | $415,000 | 2,071 |
| Total noninterest income | $4,037,000 | 1,313 |
| Gross Fiduciary activities income | $355,000 | 677 |
| Service charges on deposit accounts | $1,290,000 | 1,076 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,392,000 | 1,340 |
| Total noninterest expense | $13,045,000 | 1,494 |
| Salaries and employee benefits | $7,028,000 | 1,478 |
| Premises and equipment expense | $1,433,000 | 1,643 |
| Additional noninterest expense | $4,584,000 | 1,449 |
| Pre-tax net operating income | $4,383,000 | 1,592 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $482,000 | 2,198 |
| Income before extraordinary items | $3,899,000 | 1,539 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,899,000 | 1,542 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,899,000 | 1,543 |
| Net charge-offs | $1,409,000 | 981 |
| Cash dividends | $3,707,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 739 |
| Net operating income | $3,900,780 | 1,500 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,521,000 | 1,510 |
| Total interest expense | $2,224,000 | 1,177 |
| Net interest income | $10,297,000 | 1,591 |
| Provision for loan and lease losses | $266,000 | 2,228 |
| Total noninterest income | $3,046,000 | 1,335 |
| Gross Fiduciary activities income | $257,000 | 679 |
| Service charges on deposit accounts | $961,000 | 1,079 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,828,000 | 1,344 |
| Total noninterest expense | $9,653,000 | 1,512 |
| Salaries and employee benefits | $5,213,000 | 1,498 |
| Premises and equipment expense | $1,069,000 | 1,662 |
| Additional noninterest expense | $3,371,000 | 1,468 |
| Pre-tax net operating income | $3,424,000 | 1,566 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $451,000 | 2,015 |
| Income before extraordinary items | $2,973,000 | 1,520 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,973,000 | 1,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,973,000 | 1,523 |
| Net charge-offs | $1,079,000 | 942 |
| Cash dividends | $2,784,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 696 |
| Net operating income | $2,973,000 | 1,475 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,303,000 | 1,516 |
| Total interest expense | $1,504,000 | 1,191 |
| Net interest income | $6,799,000 | 1,587 |
| Provision for loan and lease losses | $166,000 | 2,332 |
| Total noninterest income | $2,060,000 | 1,333 |
| Gross Fiduciary activities income | $174,000 | 675 |
| Service charges on deposit accounts | $620,000 | 1,088 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,266,000 | 1,338 |
| Total noninterest expense | $6,325,000 | 1,530 |
| Salaries and employee benefits | $3,456,000 | 1,508 |
| Premises and equipment expense | $719,000 | 1,651 |
| Additional noninterest expense | $2,150,000 | 1,518 |
| Pre-tax net operating income | $2,368,000 | 1,502 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $393,000 | 1,754 |
| Income before extraordinary items | $1,976,000 | 1,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,976,000 | 1,537 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,976,000 | 1,539 |
| Net charge-offs | $1,072,000 | 725 |
| Cash dividends | $1,857,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 662 |
| Net operating income | $1,975,170 | 1,468 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 1,534 |
| Total interest expense | $763,000 | 1,212 |
| Net interest income | $3,374,000 | 1,604 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $1,048,000 | 1,320 |
| Gross Fiduciary activities income | $89,000 | 681 |
| Service charges on deposit accounts | $310,000 | 1,077 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $649,000 | 1,313 |
| Total noninterest expense | $3,033,000 | 1,594 |
| Salaries and employee benefits | $1,685,000 | 1,558 |
| Premises and equipment expense | $365,000 | 1,655 |
| Additional noninterest expense | $983,000 | 1,633 |
| Pre-tax net operating income | $1,309,000 | 1,369 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $332,000 | 1,236 |
| Income before extraordinary items | $978,000 | 1,519 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $978,000 | 1,522 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $978,000 | 1,521 |
| Net charge-offs | $1,046,000 | 458 |
| Cash dividends | $928,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $977,250 | 1,459 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,130,000 | 1,466 |
| Total interest expense | $3,648,000 | 1,231 |
| Net interest income | $14,482,000 | 1,514 |
| Provision for loan and lease losses | $1,411,000 | 1,384 |
| Total noninterest income | $4,341,000 | 1,257 |
| Gross Fiduciary activities income | $379,000 | 660 |
| Service charges on deposit accounts | $1,282,000 | 1,114 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,680,000 | 1,269 |
| Total noninterest expense | $12,998,000 | 1,503 |
| Salaries and employee benefits | $7,287,000 | 1,398 |
| Premises and equipment expense | $1,439,000 | 1,632 |
| Additional noninterest expense | $4,272,000 | 1,581 |
| Pre-tax net operating income | $4,414,000 | 1,534 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $931,000 | 1,536 |
| Income before extraordinary items | $3,485,000 | 1,641 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,485,000 | 1,642 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,485,000 | 1,642 |
| Net charge-offs | $1,061,000 | 1,764 |
| Cash dividends | $2,793,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 810 |
| Net operating income | $3,483,420 | 1,552 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,748,000 | 1,475 |
| Total interest expense | $2,794,000 | 1,257 |
| Net interest income | $10,954,000 | 1,514 |
| Provision for loan and lease losses | $1,237,000 | 1,239 |
| Total noninterest income | $3,308,000 | 1,252 |
| Gross Fiduciary activities income | $305,000 | 651 |
| Service charges on deposit accounts | $957,000 | 1,116 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,046,000 | 1,241 |
| Total noninterest expense | $9,667,000 | 1,517 |
| Salaries and employee benefits | $5,394,000 | 1,414 |
| Premises and equipment expense | $1,073,000 | 1,654 |
| Additional noninterest expense | $3,200,000 | 1,563 |
| Pre-tax net operating income | $3,358,000 | 1,544 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $708,000 | 1,567 |
| Income before extraordinary items | $2,652,000 | 1,660 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,652,000 | 1,659 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,652,000 | 1,661 |
| Net charge-offs | $748,000 | 1,748 |
| Cash dividends | $1,861,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 770 |
| Net operating income | $2,650,420 | 1,564 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,294,000 | 1,467 |
| Total interest expense | $1,897,000 | 1,276 |
| Net interest income | $7,397,000 | 1,513 |
| Provision for loan and lease losses | $1,177,000 | 970 |
| Total noninterest income | $2,117,000 | 1,283 |
| Gross Fiduciary activities income | $220,000 | 640 |
| Service charges on deposit accounts | $634,000 | 1,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,263,000 | 1,291 |
| Total noninterest expense | $6,406,000 | 1,527 |
| Salaries and employee benefits | $3,579,000 | 1,433 |
| Premises and equipment expense | $718,000 | 1,662 |
| Additional noninterest expense | $2,109,000 | 1,600 |
| Pre-tax net operating income | $1,931,000 | 1,726 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $368,000 | 1,816 |
| Income before extraordinary items | $1,565,000 | 1,822 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,565,000 | 1,819 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,565,000 | 1,822 |
| Net charge-offs | $176,000 | 2,888 |
| Cash dividends | $1,861,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 743 |
| Net operating income | $1,563,380 | 1,734 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 1,466 |
| Total interest expense | $972,000 | 1,299 |
| Net interest income | $3,728,000 | 1,498 |
| Provision for loan and lease losses | $1,108,000 | 561 |
| Total noninterest income | $983,000 | 1,341 |
| Gross Fiduciary activities income | $106,000 | 644 |
| Service charges on deposit accounts | $313,000 | 1,121 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $564,000 | 1,392 |
| Total noninterest expense | $3,229,000 | 1,519 |
| Salaries and employee benefits | $1,813,000 | 1,428 |
| Premises and equipment expense | $362,000 | 1,647 |
| Additional noninterest expense | $1,054,000 | 1,583 |
| Pre-tax net operating income | $374,000 | 3,423 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-1,000 | 6,892 |
| Income before extraordinary items | $375,000 | 3,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $375,000 | 3,205 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $375,000 | 3,205 |
| Net charge-offs | $156,000 | 2,049 |
| Cash dividends | $930,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 688 |
| Net operating income | $375,000 | 3,038 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,989,000 | 1,425 |
| Total interest expense | $4,592,000 | 1,331 |
| Net interest income | $15,397,000 | 1,446 |
| Provision for loan and lease losses | $364,000 | 3,865 |
| Total noninterest income | $3,733,000 | 1,286 |
| Gross Fiduciary activities income | $388,000 | 613 |
| Service charges on deposit accounts | $1,346,000 | 1,095 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,999,000 | 1,360 |
| Total noninterest expense | $12,717,000 | 1,535 |
| Salaries and employee benefits | $6,943,000 | 1,424 |
| Premises and equipment expense | $1,526,000 | 1,622 |
| Additional noninterest expense | $4,248,000 | 1,609 |
| Pre-tax net operating income | $6,049,000 | 993 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $1,506,000 | 996 |
| Income before extraordinary items | $4,549,000 | 1,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,549,000 | 1,092 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,549,000 | 1,092 |
| Net charge-offs | $257,000 | 3,983 |
| Cash dividends | $4,217,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 916 |
| Net operating income | $4,544,500 | 1,041 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,071,000 | 1,434 |
| Total interest expense | $3,550,000 | 1,344 |
| Net interest income | $11,521,000 | 1,456 |
| Provision for loan and lease losses | $264,000 | 3,803 |
| Total noninterest income | $2,825,000 | 1,273 |
| Gross Fiduciary activities income | $316,000 | 587 |
| Service charges on deposit accounts | $1,015,000 | 1,095 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,494,000 | 1,339 |
| Total noninterest expense | $9,485,000 | 1,547 |
| Salaries and employee benefits | $5,068,000 | 1,465 |
| Premises and equipment expense | $1,170,000 | 1,610 |
| Additional noninterest expense | $3,247,000 | 1,575 |
| Pre-tax net operating income | $4,597,000 | 1,013 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $1,150,000 | 973 |
| Income before extraordinary items | $3,453,000 | 1,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,453,000 | 1,107 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,453,000 | 1,107 |
| Net charge-offs | $181,000 | 3,824 |
| Cash dividends | $3,134,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 874 |
| Net operating income | $3,448,500 | 1,052 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,106,000 | 1,442 |
| Total interest expense | $2,381,000 | 1,377 |
| Net interest income | $7,725,000 | 1,449 |
| Provision for loan and lease losses | $204,000 | 3,506 |
| Total noninterest income | $1,888,000 | 1,281 |
| Gross Fiduciary activities income | $207,000 | 600 |
| Service charges on deposit accounts | $661,000 | 1,115 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,020,000 | 1,322 |
| Total noninterest expense | $6,384,000 | 1,541 |
| Salaries and employee benefits | $3,416,000 | 1,463 |
| Premises and equipment expense | $796,000 | 1,587 |
| Additional noninterest expense | $2,172,000 | 1,590 |
| Pre-tax net operating income | $3,025,000 | 1,001 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $753,000 | 964 |
| Income before extraordinary items | $2,278,000 | 1,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,278,000 | 1,085 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,278,000 | 1,086 |
| Net charge-offs | $147,000 | 3,438 |
| Cash dividends | $2,202,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 819 |
| Net operating income | $2,273,500 | 1,054 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,079,000 | 1,443 |
| Total interest expense | $1,184,000 | 1,437 |
| Net interest income | $3,895,000 | 1,430 |
| Provision for loan and lease losses | $88,000 | 3,564 |
| Total noninterest income | $953,000 | 1,254 |
| Gross Fiduciary activities income | $113,000 | 589 |
| Service charges on deposit accounts | $312,000 | 1,154 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $528,000 | 1,300 |
| Total noninterest expense | $3,141,000 | 1,575 |
| Salaries and employee benefits | $1,656,000 | 1,521 |
| Premises and equipment expense | $398,000 | 1,610 |
| Additional noninterest expense | $1,087,000 | 1,592 |
| Pre-tax net operating income | $1,619,000 | 940 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $417,000 | 856 |
| Income before extraordinary items | $1,207,000 | 1,007 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,207,000 | 1,007 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,207,000 | 1,007 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $1,225,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 762 |
| Net operating income | $1,203,300 | 982 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,534,000 | 1,417 |
| Total interest expense | $5,502,000 | 1,516 |
| Net interest income | $16,032,000 | 1,393 |
| Provision for loan and lease losses | $741,000 | 3,510 |
| Total noninterest income | $3,693,000 | 1,341 |
| Gross Fiduciary activities income | $378,000 | 621 |
| Service charges on deposit accounts | $1,428,000 | 1,067 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,887,000 | 1,456 |
| Total noninterest expense | $12,601,000 | 1,575 |
| Salaries and employee benefits | $6,617,000 | 1,491 |
| Premises and equipment expense | $1,504,000 | 1,704 |
| Additional noninterest expense | $4,480,000 | 1,607 |
| Pre-tax net operating income | $6,383,000 | 833 |
| Securities gains (losses) | $31,000 | 2,920 |
| Applicable income taxes | $1,609,000 | 864 |
| Income before extraordinary items | $4,805,000 | 921 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,805,000 | 922 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,805,000 | 923 |
| Net charge-offs | $636,000 | 3,312 |
| Cash dividends | $4,519,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 913 |
| Net operating income | $4,781,750 | 877 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,297,000 | 1,440 |
| Total interest expense | $4,264,000 | 1,519 |
| Net interest income | $12,033,000 | 1,414 |
| Provision for loan and lease losses | $637,000 | 3,160 |
| Total noninterest income | $2,815,000 | 1,309 |
| Gross Fiduciary activities income | $300,000 | 598 |
| Service charges on deposit accounts | $1,104,000 | 1,056 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,411,000 | 1,394 |
| Total noninterest expense | $9,490,000 | 1,558 |
| Salaries and employee benefits | $5,008,000 | 1,482 |
| Premises and equipment expense | $1,096,000 | 1,769 |
| Additional noninterest expense | $3,386,000 | 1,570 |
| Pre-tax net operating income | $4,721,000 | 887 |
| Securities gains (losses) | $31,000 | 2,707 |
| Applicable income taxes | $1,194,000 | 883 |
| Income before extraordinary items | $3,558,000 | 975 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,558,000 | 978 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,558,000 | 978 |
| Net charge-offs | $545,000 | 2,958 |
| Cash dividends | $3,316,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 905 |
| Net operating income | $3,534,750 | 942 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,970,000 | 1,443 |
| Total interest expense | $2,945,000 | 1,529 |
| Net interest income | $8,025,000 | 1,414 |
| Provision for loan and lease losses | $567,000 | 2,677 |
| Total noninterest income | $1,900,000 | 1,278 |
| Gross Fiduciary activities income | $210,000 | 592 |
| Service charges on deposit accounts | $769,000 | 1,029 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $921,000 | 1,371 |
| Total noninterest expense | $6,359,000 | 1,552 |
| Salaries and employee benefits | $3,413,000 | 1,454 |
| Premises and equipment expense | $704,000 | 1,854 |
| Additional noninterest expense | $2,242,000 | 1,572 |
| Pre-tax net operating income | $2,999,000 | 909 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $747,000 | 884 |
| Income before extraordinary items | $2,279,000 | 990 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,279,000 | 991 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,279,000 | 991 |
| Net charge-offs | $306,000 | 3,019 |
| Cash dividends | $2,271,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 832 |
| Net operating income | $2,258,750 | 952 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 1,462 |
| Total interest expense | $1,558,000 | 1,518 |
| Net interest income | $3,986,000 | 1,436 |
| Provision for loan and lease losses | $285,000 | 2,522 |
| Total noninterest income | $955,000 | 1,282 |
| Gross Fiduciary activities income | $120,000 | 570 |
| Service charges on deposit accounts | $382,000 | 1,035 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $453,000 | 1,395 |
| Total noninterest expense | $3,114,000 | 1,612 |
| Salaries and employee benefits | $1,701,000 | 1,474 |
| Premises and equipment expense | $352,000 | 1,914 |
| Additional noninterest expense | $1,061,000 | 1,647 |
| Pre-tax net operating income | $1,542,000 | 871 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $395,000 | 846 |
| Income before extraordinary items | $1,159,000 | 941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,159,000 | 945 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,159,000 | 945 |
| Net charge-offs | $141,000 | 2,788 |
| Cash dividends | $866,000 | 395 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 775 |
| Net operating income | $1,150,000 | 926 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,211,000 | 1,487 |
| Total interest expense | $7,278,000 | 1,629 |
| Net interest income | $15,933,000 | 1,388 |
| Provision for loan and lease losses | $627,000 | 4,188 |
| Total noninterest income | $4,163,000 | 1,260 |
| Gross Fiduciary activities income | $361,000 | 621 |
| Service charges on deposit accounts | $1,673,000 | 1,041 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,129,000 | 1,314 |
| Total noninterest expense | $12,517,000 | 1,637 |
| Salaries and employee benefits | $6,626,000 | 1,510 |
| Premises and equipment expense | $1,552,000 | 1,744 |
| Additional noninterest expense | $4,339,000 | 1,719 |
| Pre-tax net operating income | $6,952,000 | 622 |
| Securities gains (losses) | $-51,000 | 7,184 |
| Applicable income taxes | $1,830,000 | 605 |
| Income before extraordinary items | $5,071,000 | 674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,071,000 | 673 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,071,000 | 674 |
| Net charge-offs | $518,000 | 3,736 |
| Cash dividends | $3,765,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 1,095 |
| Net operating income | $5,108,230 | 663 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,554,000 | 1,492 |
| Total interest expense | $5,593,000 | 1,656 |
| Net interest income | $11,961,000 | 1,390 |
| Provision for loan and lease losses | $377,000 | 4,267 |
| Total noninterest income | $3,182,000 | 1,257 |
| Gross Fiduciary activities income | $253,000 | 638 |
| Service charges on deposit accounts | $1,235,000 | 1,056 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,694,000 | 1,284 |
| Total noninterest expense | $9,405,000 | 1,622 |
| Salaries and employee benefits | $4,945,000 | 1,532 |
| Premises and equipment expense | $1,166,000 | 1,755 |
| Additional noninterest expense | $3,294,000 | 1,647 |
| Pre-tax net operating income | $5,361,000 | 640 |
| Securities gains (losses) | $-73,000 | 7,429 |
| Applicable income taxes | $1,400,000 | 637 |
| Income before extraordinary items | $3,888,000 | 695 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,888,000 | 695 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,888,000 | 697 |
| Net charge-offs | $382,000 | 3,408 |
| Cash dividends | $2,896,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,025 |
| Net operating income | $3,942,020 | 684 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,819,000 | 1,514 |
| Total interest expense | $3,781,000 | 1,711 |
| Net interest income | $8,038,000 | 1,381 |
| Provision for loan and lease losses | $212,000 | 4,240 |
| Total noninterest income | $2,281,000 | 1,207 |
| Gross Fiduciary activities income | $170,000 | 634 |
| Service charges on deposit accounts | $798,000 | 1,073 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,313,000 | 1,189 |
| Total noninterest expense | $6,424,000 | 1,614 |
| Salaries and employee benefits | $3,354,000 | 1,535 |
| Premises and equipment expense | $799,000 | 1,749 |
| Additional noninterest expense | $2,271,000 | 1,609 |
| Pre-tax net operating income | $3,683,000 | 614 |
| Securities gains (losses) | $-73,000 | 7,640 |
| Applicable income taxes | $976,000 | 629 |
| Income before extraordinary items | $2,634,000 | 688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,634,000 | 686 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,634,000 | 689 |
| Net charge-offs | $326,000 | 2,837 |
| Cash dividends | $2,028,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,002 |
| Net operating income | $2,687,290 | 661 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 1,533 |
| Total interest expense | $1,920,000 | 1,761 |
| Net interest income | $3,999,000 | 1,381 |
| Provision for loan and lease losses | $135,000 | 3,447 |
| Total noninterest income | $1,194,000 | 1,107 |
| Gross Fiduciary activities income | $84,000 | 643 |
| Service charges on deposit accounts | $372,000 | 1,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $738,000 | 1,077 |
| Total noninterest expense | $3,164,000 | 1,595 |
| Salaries and employee benefits | $1,730,000 | 1,516 |
| Premises and equipment expense | $401,000 | 1,765 |
| Additional noninterest expense | $1,033,000 | 1,565 |
| Pre-tax net operating income | $1,894,000 | 652 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $516,000 | 655 |
| Income before extraordinary items | $1,378,000 | 750 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,378,000 | 750 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,378,000 | 752 |
| Net charge-offs | $213,000 | 2,082 |
| Cash dividends | $953,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $1,378,000 | 698 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,117,000 | 1,545 |
| Total interest expense | $9,057,000 | 1,778 |
| Net interest income | $16,060,000 | 1,384 |
| Provision for loan and lease losses | $421,000 | 4,062 |
| Total noninterest income | $4,352,000 | 1,196 |
| Gross Fiduciary activities income | $389,000 | 620 |
| Service charges on deposit accounts | $1,661,000 | 1,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,302,000 | 1,179 |
| Total noninterest expense | $11,898,000 | 1,643 |
| Salaries and employee benefits | $6,452,000 | 1,600 |
| Premises and equipment expense | $1,638,000 | 1,682 |
| Additional noninterest expense | $3,808,000 | 1,630 |
| Pre-tax net operating income | $8,093,000 | 691 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $2,188,000 | 625 |
| Income before extraordinary items | $5,933,000 | 682 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,933,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 4,628 |
| Cash dividends | $2,611,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,165 |
| Net operating income | $5,912,560 | 734 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,897,000 | 1,580 |
| Total interest expense | $7,024,000 | 1,801 |
| Net interest income | $11,873,000 | 1,425 |
| Provision for loan and lease losses | $291,000 | 3,606 |
| Total noninterest income | $3,366,000 | 1,202 |
| Gross Fiduciary activities income | $312,000 | 612 |
| Service charges on deposit accounts | $1,239,000 | 1,091 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,815,000 | 1,188 |
| Total noninterest expense | $8,986,000 | 1,620 |
| Salaries and employee benefits | $4,908,000 | 1,597 |
| Premises and equipment expense | $1,239,000 | 1,677 |
| Additional noninterest expense | $2,839,000 | 1,577 |
| Pre-tax net operating income | $5,962,000 | 859 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $1,593,000 | 787 |
| Income before extraordinary items | $4,397,000 | 833 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,397,000 | 832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,323 |
| Cash dividends | $1,786,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,012 |
| Net operating income | $4,376,560 | 891 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,578,000 | 1,608 |
| Total interest expense | $4,801,000 | 1,823 |
| Net interest income | $7,777,000 | 1,439 |
| Provision for loan and lease losses | $144,000 | 3,739 |
| Total noninterest income | $2,312,000 | 1,176 |
| Gross Fiduciary activities income | $217,000 | 616 |
| Service charges on deposit accounts | $806,000 | 1,099 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,289,000 | 1,180 |
| Total noninterest expense | $5,911,000 | 1,643 |
| Salaries and employee benefits | $3,249,000 | 1,621 |
| Premises and equipment expense | $828,000 | 1,674 |
| Additional noninterest expense | $1,834,000 | 1,607 |
| Pre-tax net operating income | $4,034,000 | 874 |
| Securities gains (losses) | $28,000 | 1,831 |
| Applicable income taxes | $1,077,000 | 891 |
| Income before extraordinary items | $2,985,000 | 920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,985,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,708 |
| Cash dividends | $1,583,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 916 |
| Net operating income | $2,964,560 | 906 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 1,641 |
| Total interest expense | $2,481,000 | 1,878 |
| Net interest income | $3,845,000 | 1,439 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $1,076,000 | 1,260 |
| Gross Fiduciary activities income | $123,000 | 609 |
| Service charges on deposit accounts | $392,000 | 1,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $561,000 | 1,298 |
| Total noninterest expense | $3,018,000 | 1,611 |
| Salaries and employee benefits | $1,692,000 | 1,570 |
| Premises and equipment expense | $410,000 | 1,688 |
| Additional noninterest expense | $916,000 | 1,562 |
| Pre-tax net operating income | $1,871,000 | 1,018 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $518,000 | 982 |
| Income before extraordinary items | $1,353,000 | 1,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,353,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $793,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 800 |
| Net operating income | $1,353,000 | 1,078 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,538,000 | 1,624 |
| Total interest expense | $11,060,000 | 1,805 |
| Net interest income | $15,478,000 | 1,457 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $4,026,000 | 1,299 |
| Gross Fiduciary activities income | $445,000 | 619 |
| Service charges on deposit accounts | $1,656,000 | 1,074 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,925,000 | 1,397 |
| Total noninterest expense | $12,056,000 | 1,530 |
| Salaries and employee benefits | $6,592,000 | 1,535 |
| Premises and equipment expense | $1,581,000 | 1,674 |
| Additional noninterest expense | $3,883,000 | 1,428 |
| Pre-tax net operating income | $7,328,000 | 1,150 |
| Securities gains (losses) | $-18,000 | 7,726 |
| Applicable income taxes | $2,067,000 | 1,111 |
| Income before extraordinary items | $5,243,000 | 1,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,243,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,022 |
| Cash dividends | $4,970,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 1,091 |
| Net operating income | $5,255,960 | 1,212 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,811,000 | 1,632 |
| Total interest expense | $8,305,000 | 1,800 |
| Net interest income | $11,506,000 | 1,482 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $3,012,000 | 1,300 |
| Gross Fiduciary activities income | $353,000 | 599 |
| Service charges on deposit accounts | $1,216,000 | 1,086 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,443,000 | 1,416 |
| Total noninterest expense | $9,004,000 | 1,513 |
| Salaries and employee benefits | $4,946,000 | 1,526 |
| Premises and equipment expense | $1,177,000 | 1,675 |
| Additional noninterest expense | $2,881,000 | 1,399 |
| Pre-tax net operating income | $5,424,000 | 1,254 |
| Securities gains (losses) | $-18,000 | 7,926 |
| Applicable income taxes | $1,530,000 | 1,206 |
| Income before extraordinary items | $3,876,000 | 1,317 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,876,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,533 |
| Cash dividends | $3,737,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 983 |
| Net operating income | $3,888,960 | 1,308 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,060,000 | 1,659 |
| Total interest expense | $5,444,000 | 1,834 |
| Net interest income | $7,616,000 | 1,513 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $1,975,000 | 1,338 |
| Gross Fiduciary activities income | $222,000 | 622 |
| Service charges on deposit accounts | $808,000 | 1,091 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $945,000 | 1,455 |
| Total noninterest expense | $5,945,000 | 1,545 |
| Salaries and employee benefits | $3,242,000 | 1,579 |
| Premises and equipment expense | $800,000 | 1,659 |
| Additional noninterest expense | $1,903,000 | 1,431 |
| Pre-tax net operating income | $3,556,000 | 1,326 |
| Securities gains (losses) | $-41,000 | 8,269 |
| Applicable income taxes | $1,001,000 | 1,268 |
| Income before extraordinary items | $2,514,000 | 1,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,514,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,727 |
| Cash dividends | $2,938,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 903 |
| Net operating income | $2,543,520 | 1,371 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 1,688 |
| Total interest expense | $2,668,000 | 1,845 |
| Net interest income | $3,735,000 | 1,542 |
| Provision for loan and lease losses | $67,000 | 2,635 |
| Total noninterest income | $997,000 | 1,319 |
| Gross Fiduciary activities income | $117,000 | 623 |
| Service charges on deposit accounts | $387,000 | 1,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $493,000 | 1,372 |
| Total noninterest expense | $2,942,000 | 1,559 |
| Salaries and employee benefits | $1,591,000 | 1,636 |
| Premises and equipment expense | $405,000 | 1,650 |
| Additional noninterest expense | $946,000 | 1,420 |
| Pre-tax net operating income | $1,723,000 | 1,359 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $493,000 | 1,302 |
| Income before extraordinary items | $1,230,000 | 1,422 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,230,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $883,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $1,230,000 | 1,408 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,492,000 | 1,648 |
| Total interest expense | $10,110,000 | 1,660 |
| Net interest income | $14,382,000 | 1,598 |
| Provision for loan and lease losses | $54,000 | 5,520 |
| Total noninterest income | $3,568,000 | 1,412 |
| Gross Fiduciary activities income | $434,000 | 613 |
| Service charges on deposit accounts | $1,497,000 | 1,188 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,637,000 | 1,560 |
| Total noninterest expense | $11,136,000 | 1,591 |
| Salaries and employee benefits | $6,121,000 | 1,608 |
| Premises and equipment expense | $1,423,000 | 1,783 |
| Additional noninterest expense | $3,592,000 | 1,474 |
| Pre-tax net operating income | $6,760,000 | 1,445 |
| Securities gains (losses) | $105,000 | 528 |
| Applicable income taxes | $2,013,000 | 1,326 |
| Income before extraordinary items | $4,852,000 | 1,501 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,852,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,782 |
| Cash dividends | $7,031,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 1,042 |
| Net operating income | $4,777,450 | 1,500 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,118,000 | 1,648 |
| Total interest expense | $7,422,000 | 1,649 |
| Net interest income | $10,696,000 | 1,621 |
| Provision for loan and lease losses | $89,000 | 4,402 |
| Total noninterest income | $2,651,000 | 1,438 |
| Gross Fiduciary activities income | $323,000 | 611 |
| Service charges on deposit accounts | $1,118,000 | 1,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,210,000 | 1,581 |
| Total noninterest expense | $8,254,000 | 1,622 |
| Salaries and employee benefits | $4,566,000 | 1,625 |
| Premises and equipment expense | $1,055,000 | 1,799 |
| Additional noninterest expense | $2,633,000 | 1,504 |
| Pre-tax net operating income | $5,004,000 | 1,506 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,429,000 | 1,443 |
| Income before extraordinary items | $3,575,000 | 1,558 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,575,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,446 |
| Cash dividends | $6,274,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 881 |
| Net operating income | $3,575,000 | 1,538 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,926,000 | 1,628 |
| Total interest expense | $4,816,000 | 1,618 |
| Net interest income | $7,110,000 | 1,628 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $1,704,000 | 1,472 |
| Gross Fiduciary activities income | $224,000 | 615 |
| Service charges on deposit accounts | $723,000 | 1,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $757,000 | 1,655 |
| Total noninterest expense | $5,429,000 | 1,650 |
| Salaries and employee benefits | $2,993,000 | 1,654 |
| Premises and equipment expense | $713,000 | 1,780 |
| Additional noninterest expense | $1,723,000 | 1,539 |
| Pre-tax net operating income | $3,325,000 | 1,518 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $956,000 | 1,453 |
| Income before extraordinary items | $2,369,000 | 1,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,369,000 | 1,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,282 |
| Cash dividends | $1,966,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 753 |
| Net operating income | $2,369,000 | 1,541 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 1,613 |
| Total interest expense | $2,333,000 | 1,577 |
| Net interest income | $3,549,000 | 1,621 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $804,000 | 1,505 |
| Gross Fiduciary activities income | $136,000 | 580 |
| Service charges on deposit accounts | $342,000 | 1,264 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $326,000 | 1,820 |
| Total noninterest expense | $2,711,000 | 1,650 |
| Salaries and employee benefits | $1,467,000 | 1,686 |
| Premises and equipment expense | $359,000 | 1,770 |
| Additional noninterest expense | $885,000 | 1,488 |
| Pre-tax net operating income | $1,612,000 | 1,529 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $456,000 | 1,494 |
| Income before extraordinary items | $1,156,000 | 1,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,156,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $1,248,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 558 |
| Net operating income | $1,156,000 | 1,550 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,555,000 | 1,473 |
| Total interest expense | $8,015,000 | 1,415 |
| Net interest income | $14,540,000 | 1,513 |
| Provision for loan and lease losses | $28,000 | 6,283 |
| Total noninterest income | $3,189,000 | 1,527 |
| Gross Fiduciary activities income | $374,000 | 644 |
| Service charges on deposit accounts | $1,390,000 | 1,277 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,425,000 | 1,732 |
| Total noninterest expense | $11,552,000 | 1,489 |
| Salaries and employee benefits | $6,105,000 | 1,536 |
| Premises and equipment expense | $1,414,000 | 1,724 |
| Additional noninterest expense | $4,033,000 | 1,285 |
| Pre-tax net operating income | $6,149,000 | 1,549 |
| Securities gains (losses) | $130,000 | 621 |
| Applicable income taxes | $1,733,000 | 1,527 |
| Income before extraordinary items | $4,546,000 | 1,542 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,546,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,960 |
| Cash dividends | $7,380,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,452,400 | 1,552 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,796,000 | 1,452 |
| Total interest expense | $5,790,000 | 1,386 |
| Net interest income | $11,006,000 | 1,474 |
| Provision for loan and lease losses | $28,000 | 5,891 |
| Total noninterest income | $2,335,000 | 1,556 |
| Gross Fiduciary activities income | $276,000 | 642 |
| Service charges on deposit accounts | $1,036,000 | 1,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,023,000 | 1,790 |
| Total noninterest expense | $8,787,000 | 1,448 |
| Salaries and employee benefits | $4,681,000 | 1,492 |
| Premises and equipment expense | $1,069,000 | 1,705 |
| Additional noninterest expense | $3,037,000 | 1,264 |
| Pre-tax net operating income | $4,526,000 | 1,581 |
| Securities gains (losses) | $106,000 | 641 |
| Applicable income taxes | $1,284,000 | 1,559 |
| Income before extraordinary items | $3,348,000 | 1,577 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,348,000 | 1,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,080 |
| Cash dividends | $4,407,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,271,680 | 1,574 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,101,000 | 1,416 |
| Total interest expense | $3,686,000 | 1,368 |
| Net interest income | $7,415,000 | 1,430 |
| Provision for loan and lease losses | $28,000 | 5,395 |
| Total noninterest income | $1,536,000 | 1,564 |
| Gross Fiduciary activities income | $190,000 | 645 |
| Service charges on deposit accounts | $683,000 | 1,244 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $663,000 | 1,810 |
| Total noninterest expense | $5,840,000 | 1,450 |
| Salaries and employee benefits | $3,245,000 | 1,421 |
| Premises and equipment expense | $706,000 | 1,701 |
| Additional noninterest expense | $1,889,000 | 1,321 |
| Pre-tax net operating income | $3,083,000 | 1,510 |
| Securities gains (losses) | $99,000 | 566 |
| Applicable income taxes | $891,000 | 1,495 |
| Income before extraordinary items | $2,291,000 | 1,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,291,000 | 1,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $3,914,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,219,720 | 1,528 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 1,413 |
| Total interest expense | $1,757,000 | 1,364 |
| Net interest income | $3,696,000 | 1,424 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $765,000 | 1,543 |
| Gross Fiduciary activities income | $97,000 | 646 |
| Service charges on deposit accounts | $334,000 | 1,227 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $334,000 | 1,758 |
| Total noninterest expense | $2,660,000 | 1,598 |
| Salaries and employee benefits | $1,436,000 | 1,606 |
| Premises and equipment expense | $347,000 | 1,731 |
| Additional noninterest expense | $877,000 | 1,420 |
| Pre-tax net operating income | $1,773,000 | 1,295 |
| Securities gains (losses) | $99,000 | 374 |
| Applicable income taxes | $533,000 | 1,276 |
| Income before extraordinary items | $1,339,000 | 1,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,339,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $2,365,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,267,720 | 1,329 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,588,000 | 1,319 |
| Total interest expense | $6,438,000 | 1,275 |
| Net interest income | $15,150,000 | 1,338 |
| Provision for loan and lease losses | $326,000 | 2,748 |
| Total noninterest income | $3,113,000 | 1,550 |
| Gross Fiduciary activities income | $452,000 | 602 |
| Service charges on deposit accounts | $1,311,000 | 1,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,350,000 | 1,757 |
| Total noninterest expense | $10,531,000 | 1,547 |
| Salaries and employee benefits | $5,628,000 | 1,578 |
| Premises and equipment expense | $1,377,000 | 1,692 |
| Additional noninterest expense | $3,526,000 | 1,405 |
| Pre-tax net operating income | $7,406,000 | 1,168 |
| Securities gains (losses) | $359,000 | 560 |
| Applicable income taxes | $1,969,000 | 1,294 |
| Income before extraordinary items | $5,796,000 | 1,124 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,796,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,963 |
| Cash dividends | $5,839,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,526,750 | 1,149 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,136,000 | 1,295 |
| Total interest expense | $4,784,000 | 1,262 |
| Net interest income | $11,352,000 | 1,321 |
| Provision for loan and lease losses | $239,000 | 2,660 |
| Total noninterest income | $2,250,000 | 1,615 |
| Gross Fiduciary activities income | $337,000 | 602 |
| Service charges on deposit accounts | $934,000 | 1,426 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $979,000 | 1,795 |
| Total noninterest expense | $7,870,000 | 1,544 |
| Salaries and employee benefits | $4,223,000 | 1,571 |
| Premises and equipment expense | $1,027,000 | 1,699 |
| Additional noninterest expense | $2,620,000 | 1,409 |
| Pre-tax net operating income | $5,493,000 | 1,195 |
| Securities gains (losses) | $268,000 | 645 |
| Applicable income taxes | $1,541,000 | 1,251 |
| Income before extraordinary items | $4,220,000 | 1,174 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,220,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,216 |
| Cash dividends | $4,338,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,024,360 | 1,188 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 1,288 |
| Total interest expense | $3,191,000 | 1,238 |
| Net interest income | $7,502,000 | 1,324 |
| Provision for loan and lease losses | $157,000 | 2,627 |
| Total noninterest income | $1,493,000 | 1,601 |
| Gross Fiduciary activities income | $236,000 | 591 |
| Service charges on deposit accounts | $604,000 | 1,452 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $653,000 | 1,809 |
| Total noninterest expense | $5,214,000 | 1,554 |
| Salaries and employee benefits | $2,826,000 | 1,565 |
| Premises and equipment expense | $685,000 | 1,686 |
| Additional noninterest expense | $1,703,000 | 1,425 |
| Pre-tax net operating income | $3,624,000 | 1,184 |
| Securities gains (losses) | $268,000 | 533 |
| Applicable income taxes | $969,000 | 1,314 |
| Income before extraordinary items | $2,923,000 | 1,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,923,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $4,139,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,722,000 | 1,162 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 1,315 |
| Total interest expense | $1,641,000 | 1,222 |
| Net interest income | $3,649,000 | 1,361 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $696,000 | 1,669 |
| Gross Fiduciary activities income | $137,000 | 547 |
| Service charges on deposit accounts | $281,000 | 1,529 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $278,000 | 1,980 |
| Total noninterest expense | $2,598,000 | 1,566 |
| Salaries and employee benefits | $1,394,000 | 1,604 |
| Premises and equipment expense | $362,000 | 1,622 |
| Additional noninterest expense | $842,000 | 1,436 |
| Pre-tax net operating income | $1,667,000 | 1,269 |
| Securities gains (losses) | $134,000 | 669 |
| Applicable income taxes | $450,000 | 1,410 |
| Income before extraordinary items | $1,351,000 | 1,208 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,351,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $2,519,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,250,500 | 1,232 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,327,000 | 1,272 |
| Total interest expense | $7,472,000 | 1,193 |
| Net interest income | $14,855,000 | 1,318 |
| Provision for loan and lease losses | $304,000 | 3,127 |
| Total noninterest income | $2,788,000 | 1,786 |
| Gross Fiduciary activities income | $411,000 | 626 |
| Service charges on deposit accounts | $788,000 | 2,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,589,000 | 1,752 |
| Total noninterest expense | $9,928,000 | 1,619 |
| Salaries and employee benefits | $5,449,000 | 1,587 |
| Premises and equipment expense | $1,256,000 | 1,820 |
| Additional noninterest expense | $3,223,000 | 1,533 |
| Pre-tax net operating income | $7,411,000 | 1,125 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,820,000 | 1,377 |
| Income before extraordinary items | $5,591,000 | 1,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,591,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,767 |
| Cash dividends | $3,708,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,591,000 | 1,089 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,946,000 | 1,288 |
| Total interest expense | $5,762,000 | 1,205 |
| Net interest income | $11,184,000 | 1,315 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $2,069,000 | 1,848 |
| Gross Fiduciary activities income | $315,000 | 625 |
| Service charges on deposit accounts | $537,000 | 2,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,217,000 | 1,786 |
| Total noninterest expense | $7,365,000 | 1,643 |
| Salaries and employee benefits | $4,108,000 | 1,580 |
| Premises and equipment expense | $904,000 | 1,896 |
| Additional noninterest expense | $2,353,000 | 1,565 |
| Pre-tax net operating income | $5,663,000 | 1,136 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,302,000 | 1,495 |
| Income before extraordinary items | $4,361,000 | 1,143 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,361,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,808 |
| Cash dividends | $2,427,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,361,000 | 1,080 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,376,000 | 1,287 |
| Total interest expense | $3,931,000 | 1,221 |
| Net interest income | $7,445,000 | 1,318 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $1,128,000 | 2,162 |
| Gross Fiduciary activities income | $225,000 | 606 |
| Service charges on deposit accounts | $344,000 | 2,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $559,000 | 2,278 |
| Total noninterest expense | $4,804,000 | 1,674 |
| Salaries and employee benefits | $2,653,000 | 1,616 |
| Premises and equipment expense | $593,000 | 1,922 |
| Additional noninterest expense | $1,558,000 | 1,554 |
| Pre-tax net operating income | $3,619,000 | 1,182 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $800,000 | 1,618 |
| Income before extraordinary items | $2,819,000 | 1,194 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,819,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $2,178,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,819,000 | 1,102 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 1,303 |
| Total interest expense | $2,016,000 | 1,213 |
| Net interest income | $3,603,000 | 1,363 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $515,000 | 2,243 |
| Gross Fiduciary activities income | $90,000 | 676 |
| Service charges on deposit accounts | $164,000 | 2,409 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 2,304 |
| Total noninterest expense | $2,369,000 | 1,682 |
| Salaries and employee benefits | $1,291,000 | 1,649 |
| Premises and equipment expense | $311,000 | 1,840 |
| Additional noninterest expense | $767,000 | 1,543 |
| Pre-tax net operating income | $1,674,000 | 1,284 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $359,000 | 1,778 |
| Income before extraordinary items | $1,315,000 | 1,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,315,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $567,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,315,000 | 1,177 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,344,000 | 1,311 |
| Total interest expense | $9,299,000 | 1,213 |
| Net interest income | $14,045,000 | 1,375 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $2,027,000 | 2,106 |
| Gross Fiduciary activities income | $339,000 | 680 |
| Service charges on deposit accounts | $688,000 | 2,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000,000 | 2,179 |
| Total noninterest expense | $9,047,000 | 1,680 |
| Salaries and employee benefits | $4,996,000 | 1,615 |
| Premises and equipment expense | $1,129,000 | 1,957 |
| Additional noninterest expense | $2,922,000 | 1,614 |
| Pre-tax net operating income | $6,725,000 | 1,249 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $1,746,000 | 1,449 |
| Income before extraordinary items | $4,987,000 | 1,267 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,987,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,259 |
| Cash dividends | $3,603,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,981,080 | 1,208 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,532,000 | 1,381 |
| Total interest expense | $11,929,000 | 1,368 |
| Net interest income | $12,603,000 | 1,408 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $2,202,000 | 1,868 |
| Gross Fiduciary activities income | $435,000 | 637 |
| Service charges on deposit accounts | $627,000 | 2,353 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,140,000 | 1,872 |
| Total noninterest expense | $8,529,000 | 1,708 |
| Salaries and employee benefits | $4,605,000 | 1,627 |
| Premises and equipment expense | $1,034,000 | 2,061 |
| Additional noninterest expense | $2,890,000 | 1,609 |
| Pre-tax net operating income | $6,036,000 | 1,242 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,428,000 | 1,563 |
| Income before extraordinary items | $4,608,000 | 1,175 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,608,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,779 |
| Cash dividends | $3,092,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,608,000 | 1,134 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,517,000 | 1,421 |
| Total interest expense | $11,880,000 | 1,450 |
| Net interest income | $12,637,000 | 1,391 |
| Provision for loan and lease losses | $230,000 | 3,449 |
| Total noninterest income | $1,453,000 | 2,406 |
| Gross Fiduciary activities income | $386,000 | 669 |
| Service charges on deposit accounts | $551,000 | 2,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $516,000 | 2,902 |
| Total noninterest expense | $8,112,000 | 1,713 |
| Salaries and employee benefits | $4,745,000 | 1,498 |
| Premises and equipment expense | $924,000 | 2,227 |
| Additional noninterest expense | $2,443,000 | 1,814 |
| Pre-tax net operating income | $5,748,000 | 1,280 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $1,375,000 | 1,624 |
| Income before extraordinary items | $4,378,000 | 1,207 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,378,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,265 |
| Cash dividends | $5,212,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,374,200 | 1,208 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,696,000 | 1,369 |
| Total interest expense | $11,354,000 | 1,323 |
| Net interest income | $12,342,000 | 1,413 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,354,000 | 2,466 |
| Gross Fiduciary activities income | $375,000 | 721 |
| Service charges on deposit accounts | $494,000 | 2,664 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $485,000 | 3,007 |
| Total noninterest expense | $8,004,000 | 1,720 |
| Salaries and employee benefits | $4,646,000 | 1,490 |
| Premises and equipment expense | $882,000 | 2,302 |
| Additional noninterest expense | $2,476,000 | 1,787 |
| Pre-tax net operating income | $5,572,000 | 1,367 |
| Securities gains (losses) | $44,000 | 1,029 |
| Applicable income taxes | $1,362,000 | 1,719 |
| Income before extraordinary items | $4,254,000 | 1,271 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,254,000 | 1,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,383 |
| Cash dividends | $6,758,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,220,560 | 1,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,681,000 | 1,309 |
| Total interest expense | $12,130,000 | 1,286 |
| Net interest income | $12,551,000 | 1,352 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $1,125,000 | 2,832 |
| Gross Fiduciary activities income | $299,000 | 783 |
| Service charges on deposit accounts | $414,000 | 3,042 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $412,000 | 3,368 |
| Total noninterest expense | $7,973,000 | 1,656 |
| Salaries and employee benefits | $4,365,000 | 1,499 |
| Premises and equipment expense | $871,000 | 2,235 |
| Additional noninterest expense | $2,737,000 | 1,578 |
| Pre-tax net operating income | $5,493,000 | 1,370 |
| Securities gains (losses) | $212,000 | 892 |
| Applicable income taxes | $1,310,000 | 1,839 |
| Income before extraordinary items | $4,395,000 | 1,215 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,395,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,330 |
| Cash dividends | $1,673,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,231,760 | 1,216 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,409,000 | 1,989 |
| Total interest expense | $7,785,000 | 1,980 |
| Net interest income | $8,624,000 | 2,019 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $768,000 | 3,706 |
| Gross Fiduciary activities income | $208,000 | 886 |
| Service charges on deposit accounts | $259,000 | 4,534 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $301,000 | 3,921 |
| Total noninterest expense | $5,370,000 | 2,399 |
| Salaries and employee benefits | $2,865,000 | 2,306 |
| Premises and equipment expense | $551,000 | 3,415 |
| Additional noninterest expense | $1,954,000 | 2,144 |
| Pre-tax net operating income | $3,842,000 | 1,950 |
| Securities gains (losses) | $65,000 | 1,192 |
| Applicable income taxes | $850,000 | 2,798 |
| Income before extraordinary items | $3,057,000 | 1,737 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,057,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,133 |
| Cash dividends | $1,502,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,006,300 | 1,728 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,717,000 | 2,147 |
| Total interest expense | $7,592,000 | 2,069 |
| Net interest income | $8,125,000 | 2,213 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $666,000 | 4,255 |
| Gross Fiduciary activities income | $198,000 | 974 |
| Service charges on deposit accounts | $237,000 | 5,012 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $5,029,000 | 2,729 |
| Salaries and employee benefits | $2,787,000 | 2,380 |
| Premises and equipment expense | $652,000 | 2,967 |
| Additional noninterest expense | $1,590,000 | 2,985 |
| Pre-tax net operating income | $3,582,000 | 2,012 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $781,000 | 2,910 |
| Income before extraordinary items | $2,801,000 | 1,768 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,801,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $869,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,801,000 | 1,731 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,034,000 | 2,243 |
| Total interest expense | $6,970,000 | 2,243 |
| Net interest income | $8,064,000 | 2,235 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $614,000 | 4,487 |
| Gross Fiduciary activities income | $173,000 | 1,036 |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $5,088,000 | 2,667 |
| Salaries and employee benefits | $2,680,000 | 2,492 |
| Premises and equipment expense | $614,000 | 3,155 |
| Additional noninterest expense | $1,794,000 | 2,632 |
| Pre-tax net operating income | $3,455,000 | 2,125 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $786,000 | 2,916 |
| Income before extraordinary items | $2,669,000 | 1,879 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,669,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $792,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,669,000 | 1,860 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,972,000 | 2,190 |
| Total interest expense | $5,813,000 | 2,152 |
| Net interest income | $8,159,000 | 2,212 |
| Provision for loan and lease losses | $220,000 | 2,852 |
| Total noninterest income | $551,000 | 4,944 |
| Gross Fiduciary activities income | $162,000 | 1,063 |
| Service charges on deposit accounts | $222,000 | 5,476 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $167,000 | 5,866 |
| Total noninterest expense | $5,135,000 | 2,707 |
| Salaries and employee benefits | $2,626,000 | 2,538 |
| Premises and equipment expense | $688,000 | 2,872 |
| Additional noninterest expense | $1,821,000 | 2,796 |
| Pre-tax net operating income | $3,355,000 | 2,123 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $792,000 | 2,792 |
| Income before extraordinary items | $2,563,000 | 1,897 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,563,000 | 1,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,911 |
| Cash dividends | $870,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,563,000 | 1,896 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,090,000 | 2,209 |
| Total interest expense | $6,073,000 | 2,139 |
| Net interest income | $8,017,000 | 2,236 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $534,000 | 5,356 |
| Gross Fiduciary activities income | $185,000 | 1,070 |
| Service charges on deposit accounts | $205,000 | 5,877 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $5,171,000 | 2,763 |
| Salaries and employee benefits | $2,515,000 | 2,633 |
| Premises and equipment expense | $703,000 | 2,867 |
| Additional noninterest expense | $1,953,000 | 2,794 |
| Pre-tax net operating income | $3,160,000 | 2,159 |
| Securities gains (losses) | $-16,000 | 12,875 |
| Applicable income taxes | $694,000 | 3,142 |
| Income before extraordinary items | $2,450,000 | 2,042 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,450,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,080 |
| Cash dividends | $723,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,462,480 | 1,908 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,686,000 | 2,394 |
| Total interest expense | $7,337,000 | 2,304 |
| Net interest income | $7,349,000 | 2,468 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $468,000 | 5,905 |
| Gross Fiduciary activities income | $130,000 | 1,190 |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $4,879,000 | 2,932 |
| Salaries and employee benefits | $2,451,000 | 2,646 |
| Premises and equipment expense | $596,000 | 3,381 |
| Additional noninterest expense | $1,832,000 | 3,013 |
| Pre-tax net operating income | $2,758,000 | 2,238 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $524,000 | 3,838 |
| Income before extraordinary items | $2,234,000 | 2,056 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,234,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 5,426 |
| Cash dividends | $664,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,234,000 | 1,883 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.