Home > The John Warner Bank > Income and Expense
The John Warner Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 6,791 |
| Total interest expense | $395,000 | 6,738 |
| Net interest income | $883,000 | 6,659 |
| Provision for loan and lease losses | $2,623,000 | 1,184 |
| Total noninterest income | $399,000 | 3,851 |
| Gross Fiduciary activities income | $75,000 | 816 |
| Service charges on deposit accounts | $227,000 | 3,077 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $97,000 | 4,856 |
| Total noninterest expense | $1,497,000 | 5,256 |
| Salaries and employee benefits | $575,000 | 6,031 |
| Premises and equipment expense | $104,000 | 6,507 |
| Additional noninterest expense | $818,000 | 3,813 |
| Pre-tax net operating income | $-2,838,000 | 7,543 |
| Securities gains (losses) | $-4,617,000 | 8,120 |
| Applicable income taxes | $-830,000 | 7,707 |
| Income before extraordinary items | $-6,625,000 | 7,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,625,000 | 7,864 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,625,000 | 7,864 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,515,870 | 7,586 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 6,711 |
| Total interest expense | $206,000 | 6,753 |
| Net interest income | $475,000 | 6,513 |
| Provision for loan and lease losses | $2,106,000 | 727 |
| Total noninterest income | $191,000 | 3,902 |
| Gross Fiduciary activities income | $36,000 | 829 |
| Service charges on deposit accounts | $107,000 | 3,139 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $635,000 | 5,650 |
| Salaries and employee benefits | $302,000 | 5,958 |
| Premises and equipment expense | $54,000 | 6,490 |
| Additional noninterest expense | $279,000 | 4,631 |
| Pre-tax net operating income | $-2,075,000 | 7,838 |
| Securities gains (losses) | $-4,470,000 | 8,203 |
| Applicable income taxes | $-831,000 | 7,961 |
| Income before extraordinary items | $-5,714,000 | 8,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,714,000 | 8,073 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,714,000 | 8,073 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,825,100 | 7,877 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 5,984 |
| Total interest expense | $1,397,000 | 6,121 |
| Net interest income | $2,640,000 | 5,769 |
| Provision for loan and lease losses | $533,000 | 3,711 |
| Total noninterest income | $896,000 | 3,645 |
| Gross Fiduciary activities income | $284,000 | 704 |
| Service charges on deposit accounts | $443,000 | 3,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $169,000 | 5,122 |
| Total noninterest expense | $2,682,000 | 5,449 |
| Salaries and employee benefits | $1,302,000 | 5,752 |
| Premises and equipment expense | $272,000 | 6,041 |
| Additional noninterest expense | $1,108,000 | 4,512 |
| Pre-tax net operating income | $321,000 | 5,368 |
| Securities gains (losses) | $-2,554,000 | 7,952 |
| Applicable income taxes | $-633,000 | 7,575 |
| Income before extraordinary items | $-1,600,000 | 7,234 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,600,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,993 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $238,880 | 5,495 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 5,776 |
| Total interest expense | $1,158,000 | 6,045 |
| Net interest income | $2,268,000 | 5,440 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $593,000 | 3,984 |
| Gross Fiduciary activities income | $149,000 | 784 |
| Service charges on deposit accounts | $325,000 | 3,330 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 5,310 |
| Total noninterest expense | $2,043,000 | 5,401 |
| Salaries and employee benefits | $986,000 | 5,733 |
| Premises and equipment expense | $210,000 | 5,975 |
| Additional noninterest expense | $847,000 | 4,399 |
| Pre-tax net operating income | $818,000 | 4,069 |
| Securities gains (losses) | $-1,239,000 | 7,968 |
| Applicable income taxes | $-209,000 | 7,667 |
| Income before extraordinary items | $-212,000 | 6,921 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-212,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $580,960 | 4,341 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 5,880 |
| Total interest expense | $875,000 | 5,892 |
| Net interest income | $1,369,000 | 5,733 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $453,000 | 3,730 |
| Gross Fiduciary activities income | $136,000 | 724 |
| Service charges on deposit accounts | $207,000 | 3,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $110,000 | 4,890 |
| Total noninterest expense | $1,394,000 | 5,362 |
| Salaries and employee benefits | $672,000 | 5,720 |
| Premises and equipment expense | $145,000 | 5,915 |
| Additional noninterest expense | $577,000 | 4,301 |
| Pre-tax net operating income | $428,000 | 4,668 |
| Securities gains (losses) | $-846,000 | 8,368 |
| Applicable income taxes | $-195,000 | 7,977 |
| Income before extraordinary items | $-223,000 | 7,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-223,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $318,440 | 4,841 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 5,744 |
| Total interest expense | $513,000 | 5,687 |
| Net interest income | $717,000 | 5,615 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $219,000 | 3,807 |
| Gross Fiduciary activities income | $59,000 | 777 |
| Service charges on deposit accounts | $101,000 | 3,432 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,725 |
| Total noninterest expense | $719,000 | 5,277 |
| Salaries and employee benefits | $354,000 | 5,599 |
| Premises and equipment expense | $78,000 | 5,785 |
| Additional noninterest expense | $287,000 | 4,253 |
| Pre-tax net operating income | $217,000 | 4,801 |
| Securities gains (losses) | $-87,000 | 8,416 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $98,000 | 5,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $98,000 | 5,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $350,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $163,250 | 4,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 5,599 |
| Total interest expense | $2,089,000 | 5,738 |
| Net interest income | $3,130,000 | 5,391 |
| Provision for loan and lease losses | $-108,000 | 8,389 |
| Total noninterest income | $836,000 | 3,930 |
| Gross Fiduciary activities income | $237,000 | 763 |
| Service charges on deposit accounts | $421,000 | 3,430 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $178,000 | 5,284 |
| Total noninterest expense | $2,850,000 | 5,169 |
| Salaries and employee benefits | $1,358,000 | 5,614 |
| Premises and equipment expense | $309,000 | 5,705 |
| Additional noninterest expense | $1,183,000 | 4,116 |
| Pre-tax net operating income | $1,224,000 | 4,316 |
| Securities gains (losses) | $-2,299,000 | 8,463 |
| Applicable income taxes | $-484,000 | 8,308 |
| Income before extraordinary items | $-591,000 | 7,942 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-591,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,141 |
| Cash dividends | $545,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $880,360 | 4,585 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 5,576 |
| Total interest expense | $1,548,000 | 5,796 |
| Net interest income | $2,435,000 | 5,303 |
| Provision for loan and lease losses | $-118,000 | 8,439 |
| Total noninterest income | $560,000 | 4,154 |
| Gross Fiduciary activities income | $131,000 | 827 |
| Service charges on deposit accounts | $309,000 | 3,461 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $120,000 | 5,477 |
| Total noninterest expense | $2,034,000 | 5,307 |
| Salaries and employee benefits | $922,000 | 5,884 |
| Premises and equipment expense | $214,000 | 5,910 |
| Additional noninterest expense | $898,000 | 4,020 |
| Pre-tax net operating income | $1,079,000 | 4,181 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $369,000 | 2,909 |
| Income before extraordinary items | $710,000 | 4,620 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $710,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $345,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $710,000 | 4,611 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 5,656 |
| Total interest expense | $991,000 | 5,896 |
| Net interest income | $1,616,000 | 5,341 |
| Provision for loan and lease losses | $-118,000 | 8,494 |
| Total noninterest income | $359,000 | 4,267 |
| Gross Fiduciary activities income | $105,000 | 802 |
| Service charges on deposit accounts | $202,000 | 3,499 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $1,329,000 | 5,405 |
| Salaries and employee benefits | $611,000 | 5,955 |
| Premises and equipment expense | $142,000 | 5,958 |
| Additional noninterest expense | $576,000 | 4,138 |
| Pre-tax net operating income | $764,000 | 4,119 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $264,000 | 2,896 |
| Income before extraordinary items | $500,000 | 4,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $235,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $500,000 | 4,543 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,848 |
| Total interest expense | $462,000 | 6,036 |
| Net interest income | $753,000 | 5,575 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $174,000 | 4,306 |
| Gross Fiduciary activities income | $51,000 | 808 |
| Service charges on deposit accounts | $98,000 | 3,492 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $663,000 | 5,438 |
| Salaries and employee benefits | $312,000 | 5,925 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $279,000 | 4,177 |
| Pre-tax net operating income | $264,000 | 4,936 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $87,000 | 3,460 |
| Income before extraordinary items | $177,000 | 5,329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $177,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,293 |
| Cash dividends | $110,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $177,000 | 5,308 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 5,881 |
| Total interest expense | $1,550,000 | 6,039 |
| Net interest income | $2,860,000 | 5,667 |
| Provision for loan and lease losses | $-150,000 | 8,505 |
| Total noninterest income | $711,000 | 4,320 |
| Gross Fiduciary activities income | $194,000 | 807 |
| Service charges on deposit accounts | $397,000 | 3,554 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 6,013 |
| Total noninterest expense | $2,591,000 | 5,369 |
| Salaries and employee benefits | $1,297,000 | 5,660 |
| Premises and equipment expense | $289,000 | 5,831 |
| Additional noninterest expense | $1,005,000 | 4,498 |
| Pre-tax net operating income | $1,130,000 | 4,920 |
| Securities gains (losses) | $-87,000 | 8,153 |
| Applicable income taxes | $321,000 | 3,721 |
| Income before extraordinary items | $722,000 | 5,437 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $722,000 | 5,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,862 |
| Cash dividends | $475,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $782,030 | 5,260 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 5,982 |
| Total interest expense | $1,073,000 | 6,169 |
| Net interest income | $2,127,000 | 5,735 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $485,000 | 4,557 |
| Gross Fiduciary activities income | $96,000 | 886 |
| Service charges on deposit accounts | $290,000 | 3,635 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,863 |
| Total noninterest expense | $1,886,000 | 5,453 |
| Salaries and employee benefits | $919,000 | 5,812 |
| Premises and equipment expense | $213,000 | 5,896 |
| Additional noninterest expense | $754,000 | 4,475 |
| Pre-tax net operating income | $726,000 | 5,430 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $219,000 | 4,015 |
| Income before extraordinary items | $507,000 | 5,732 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $507,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $325,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $507,000 | 5,725 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 6,029 |
| Total interest expense | $647,000 | 6,303 |
| Net interest income | $1,421,000 | 5,757 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $341,000 | 4,416 |
| Gross Fiduciary activities income | $78,000 | 861 |
| Service charges on deposit accounts | $187,000 | 3,697 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $1,246,000 | 5,487 |
| Salaries and employee benefits | $623,000 | 5,776 |
| Premises and equipment expense | $137,000 | 6,003 |
| Additional noninterest expense | $486,000 | 4,579 |
| Pre-tax net operating income | $516,000 | 5,337 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $159,000 | 3,928 |
| Income before extraordinary items | $357,000 | 5,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $357,000 | 5,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $205,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $357,000 | 5,642 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 6,041 |
| Total interest expense | $310,000 | 6,316 |
| Net interest income | $711,000 | 5,759 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $136,000 | 4,902 |
| Gross Fiduciary activities income | $12,000 | 1,047 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $632,000 | 5,451 |
| Salaries and employee benefits | $318,000 | 5,758 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $247,000 | 4,516 |
| Pre-tax net operating income | $215,000 | 5,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $151,000 | 5,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $151,000 | 5,952 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 5,863 |
| Total interest expense | $970,000 | 6,351 |
| Net interest income | $2,984,000 | 5,526 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $698,000 | 4,386 |
| Gross Fiduciary activities income | $213,000 | 781 |
| Service charges on deposit accounts | $380,000 | 3,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,333 |
| Total noninterest expense | $2,550,000 | 5,311 |
| Salaries and employee benefits | $1,324,000 | 5,463 |
| Premises and equipment expense | $270,000 | 6,005 |
| Additional noninterest expense | $956,000 | 4,573 |
| Pre-tax net operating income | $1,132,000 | 5,033 |
| Securities gains (losses) | $-43,000 | 8,125 |
| Applicable income taxes | $238,000 | 4,427 |
| Income before extraordinary items | $851,000 | 5,211 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $851,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $884,540 | 5,088 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 5,802 |
| Total interest expense | $702,000 | 6,356 |
| Net interest income | $2,293,000 | 5,457 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $460,000 | 4,762 |
| Gross Fiduciary activities income | $107,000 | 869 |
| Service charges on deposit accounts | $278,000 | 3,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,410 |
| Total noninterest expense | $1,871,000 | 5,359 |
| Salaries and employee benefits | $936,000 | 5,646 |
| Premises and equipment expense | $201,000 | 6,019 |
| Additional noninterest expense | $734,000 | 4,476 |
| Pre-tax net operating income | $882,000 | 5,076 |
| Securities gains (losses) | $-43,000 | 8,421 |
| Applicable income taxes | $265,000 | 3,995 |
| Income before extraordinary items | $574,000 | 5,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $574,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $603,240 | 5,399 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 5,743 |
| Total interest expense | $461,000 | 6,253 |
| Net interest income | $1,537,000 | 5,424 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | $88,000 | 825 |
| Service charges on deposit accounts | $179,000 | 3,755 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $1,251,000 | 5,337 |
| Salaries and employee benefits | $634,000 | 5,566 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $485,000 | 4,482 |
| Pre-tax net operating income | $606,000 | 4,996 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $195,000 | 3,829 |
| Income before extraordinary items | $411,000 | 5,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $411,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $411,000 | 5,338 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 5,657 |
| Total interest expense | $231,000 | 6,167 |
| Net interest income | $795,000 | 5,341 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $166,000 | 4,438 |
| Gross Fiduciary activities income | $55,000 | 788 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $655,000 | 5,225 |
| Salaries and employee benefits | $330,000 | 5,478 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $257,000 | 4,274 |
| Pre-tax net operating income | $306,000 | 4,935 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $99,000 | 3,778 |
| Income before extraordinary items | $207,000 | 5,332 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $207,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $207,000 | 5,299 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 5,445 |
| Total interest expense | $926,000 | 5,877 |
| Net interest income | $3,222,000 | 5,192 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $701,000 | 4,386 |
| Gross Fiduciary activities income | $204,000 | 783 |
| Service charges on deposit accounts | $383,000 | 3,745 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $114,000 | 6,196 |
| Total noninterest expense | $2,638,000 | 5,109 |
| Salaries and employee benefits | $1,396,000 | 5,182 |
| Premises and equipment expense | $307,000 | 5,616 |
| Additional noninterest expense | $935,000 | 4,583 |
| Pre-tax net operating income | $1,285,000 | 4,618 |
| Securities gains (losses) | $-21,000 | 8,397 |
| Applicable income taxes | $426,000 | 3,617 |
| Income before extraordinary items | $838,000 | 5,158 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $838,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $1,165,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $851,860 | 5,048 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 5,467 |
| Total interest expense | $685,000 | 5,889 |
| Net interest income | $2,401,000 | 5,195 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $504,000 | 4,531 |
| Gross Fiduciary activities income | $126,000 | 827 |
| Service charges on deposit accounts | $290,000 | 3,747 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 6,162 |
| Total noninterest expense | $1,866,000 | 5,281 |
| Salaries and employee benefits | $970,000 | 5,421 |
| Premises and equipment expense | $223,000 | 5,672 |
| Additional noninterest expense | $673,000 | 4,671 |
| Pre-tax net operating income | $1,039,000 | 4,517 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $357,000 | 3,491 |
| Income before extraordinary items | $682,000 | 5,024 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $682,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $1,165,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $682,000 | 4,937 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 5,555 |
| Total interest expense | $460,000 | 5,886 |
| Net interest income | $1,540,000 | 5,314 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $362,000 | 4,349 |
| Gross Fiduciary activities income | $115,000 | 763 |
| Service charges on deposit accounts | $189,000 | 3,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 6,187 |
| Total noninterest expense | $1,220,000 | 5,377 |
| Salaries and employee benefits | $640,000 | 5,491 |
| Premises and equipment expense | $149,000 | 5,683 |
| Additional noninterest expense | $431,000 | 4,814 |
| Pre-tax net operating income | $682,000 | 4,511 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $236,000 | 3,491 |
| Income before extraordinary items | $446,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $1,115,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $446,000 | 4,936 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,598 |
| Total interest expense | $238,000 | 5,835 |
| Net interest income | $755,000 | 5,396 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $201,000 | 4,056 |
| Gross Fiduciary activities income | $82,000 | 681 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $614,000 | 5,371 |
| Salaries and employee benefits | $317,000 | 5,552 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $218,000 | 4,763 |
| Pre-tax net operating income | $342,000 | 4,496 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $120,000 | 3,488 |
| Income before extraordinary items | $222,000 | 5,068 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $222,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $222,000 | 4,937 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 7,483 |
| Total interest expense | $593,000 | 7,417 |
| Net interest income | $1,461,000 | 7,420 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $327,000 | 6,403 |
| Gross Fiduciary activities income | $112,000 | 938 |
| Service charges on deposit accounts | $160,000 | 5,745 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $55,000 | 7,433 |
| Total noninterest expense | $1,296,000 | 7,273 |
| Salaries and employee benefits | $740,000 | 7,149 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $412,000 | 7,087 |
| Pre-tax net operating income | $492,000 | 6,704 |
| Securities gains (losses) | $-204,000 | 9,075 |
| Applicable income taxes | $90,000 | 5,823 |
| Income before extraordinary items | $198,000 | 7,776 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $198,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,519 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $338,760 | 6,949 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 8,335 |
| Total interest expense | $329,000 | 8,117 |
| Net interest income | $669,000 | 8,346 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $177,000 | 7,104 |
| Gross Fiduciary activities income | $63,000 | 990 |
| Service charges on deposit accounts | $79,000 | 6,528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $656,000 | 8,126 |
| Salaries and employee benefits | $382,000 | 8,034 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $195,000 | 8,033 |
| Pre-tax net operating income | $190,000 | 7,778 |
| Securities gains (losses) | $-79,000 | 9,103 |
| Applicable income taxes | $31,000 | 6,549 |
| Income before extraordinary items | $80,000 | 8,347 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $80,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $136,880 | 7,859 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $65,000 | 9,220 |
| Total interest expense | $41,000 | 9,125 |
| Net interest income | $24,000 | 9,233 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $23,000 | 8,927 |
| Gross Fiduciary activities income | $12,000 | 1,199 |
| Service charges on deposit accounts | $6,000 | 8,002 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $62,000 | 9,246 |
| Salaries and employee benefits | $47,000 | 9,213 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $1,000 | 9,257 |
| Pre-tax net operating income | $-15,000 | 8,718 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-15,000 | 8,806 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-15,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-15,000 | 8,705 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 5,579 |
| Total interest expense | $377,000 | 5,207 |
| Net interest income | $683,000 | 5,625 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $54,000 | 796 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $745,000 | 4,590 |
| Salaries and employee benefits | $403,000 | 4,587 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $104,000 | 7,126 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $104,000 | 6,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $99,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $104,000 | 6,655 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 5,272 |
| Total interest expense | $1,799,000 | 5,154 |
| Net interest income | $3,060,000 | 5,223 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $817,000 | 3,940 |
| Gross Fiduciary activities income | $285,000 | 727 |
| Service charges on deposit accounts | $274,000 | 4,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $258,000 | 4,567 |
| Total noninterest expense | $2,727,000 | 4,777 |
| Salaries and employee benefits | $1,509,000 | 4,675 |
| Premises and equipment expense | $253,000 | 6,095 |
| Additional noninterest expense | $965,000 | 4,299 |
| Pre-tax net operating income | $1,135,000 | 4,861 |
| Securities gains (losses) | $31,000 | 2,809 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $1,164,000 | 4,166 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,164,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $846,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,133,000 | 4,134 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 5,037 |
| Total interest expense | $2,692,000 | 5,132 |
| Net interest income | $3,190,000 | 4,851 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $790,000 | 3,884 |
| Gross Fiduciary activities income | $219,000 | 813 |
| Service charges on deposit accounts | $294,000 | 4,205 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $277,000 | 4,284 |
| Total noninterest expense | $2,954,000 | 4,383 |
| Salaries and employee benefits | $1,752,000 | 3,994 |
| Premises and equipment expense | $268,000 | 5,874 |
| Additional noninterest expense | $934,000 | 4,292 |
| Pre-tax net operating income | $986,000 | 4,932 |
| Securities gains (losses) | $73,000 | 2,015 |
| Applicable income taxes | $49,000 | 6,731 |
| Income before extraordinary items | $1,010,000 | 4,262 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,010,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $990,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $940,650 | 4,329 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 5,068 |
| Total interest expense | $2,727,000 | 5,273 |
| Net interest income | $3,296,000 | 4,827 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $817,000 | 3,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $543,000 | 2,817 |
| Total noninterest expense | $3,000,000 | 4,232 |
| Salaries and employee benefits | $1,803,000 | 3,770 |
| Premises and equipment expense | $273,000 | 5,744 |
| Additional noninterest expense | $924,000 | 4,255 |
| Pre-tax net operating income | $973,000 | 5,326 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $-2,000 | 9,274 |
| Income before extraordinary items | $967,000 | 4,484 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $967,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $975,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $975,000 | 4,455 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 5,280 |
| Total interest expense | $2,381,000 | 5,361 |
| Net interest income | $3,062,000 | 5,085 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $948,000 | 3,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,464 |
| Total noninterest expense | $3,026,000 | 4,180 |
| Salaries and employee benefits | $1,769,000 | 3,793 |
| Premises and equipment expense | $268,000 | 5,829 |
| Additional noninterest expense | $989,000 | 4,053 |
| Pre-tax net operating income | $974,000 | 5,386 |
| Securities gains (losses) | $19,000 | 1,429 |
| Applicable income taxes | $118,000 | 6,683 |
| Income before extraordinary items | $875,000 | 4,823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $875,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,792 |
| Cash dividends | $930,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $858,280 | 4,833 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 5,219 |
| Total interest expense | $2,568,000 | 5,268 |
| Net interest income | $3,055,000 | 5,074 |
| Provision for loan and lease losses | $584,000 | 1,537 |
| Total noninterest income | $855,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,750 |
| Total noninterest expense | $2,865,000 | 4,294 |
| Salaries and employee benefits | $1,703,000 | 3,831 |
| Premises and equipment expense | $314,000 | 5,245 |
| Additional noninterest expense | $848,000 | 4,481 |
| Pre-tax net operating income | $461,000 | 7,579 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $310,000 | 7,804 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $310,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,637 |
| Cash dividends | $470,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $310,000 | 7,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,938,000 | 5,111 |
| Total interest expense | $2,668,000 | 5,149 |
| Net interest income | $3,270,000 | 4,978 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $749,000 | 3,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 2,959 |
| Total noninterest expense | $2,816,000 | 4,317 |
| Salaries and employee benefits | $1,668,000 | 3,893 |
| Premises and equipment expense | $376,000 | 4,655 |
| Additional noninterest expense | $772,000 | 4,854 |
| Pre-tax net operating income | $1,068,000 | 5,632 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $169,000 | 7,340 |
| Income before extraordinary items | $910,000 | 5,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $910,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $1,116,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $900,760 | 5,001 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 5,486 |
| Total interest expense | $2,494,000 | 5,524 |
| Net interest income | $3,050,000 | 5,365 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $660,000 | 4,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,326 |
| Total noninterest expense | $2,533,000 | 4,951 |
| Salaries and employee benefits | $1,515,000 | 4,268 |
| Premises and equipment expense | $321,000 | 5,318 |
| Additional noninterest expense | $697,000 | 5,764 |
| Pre-tax net operating income | $1,057,000 | 5,546 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $204,000 | 7,077 |
| Income before extraordinary items | $864,000 | 5,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $864,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,320 |
| Cash dividends | $498,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $855,090 | 5,001 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 5,909 |
| Total interest expense | $2,163,000 | 6,149 |
| Net interest income | $2,925,000 | 5,612 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $642,000 | 4,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,248 |
| Total noninterest expense | $2,374,000 | 5,219 |
| Salaries and employee benefits | $1,402,000 | 4,557 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $711,000 | 5,767 |
| Pre-tax net operating income | $1,083,000 | 5,659 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $886,000 | 5,056 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $886,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,140 |
| Cash dividends | $390,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $889,280 | 5,027 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,683,000 | 5,971 |
| Total interest expense | $1,884,000 | 5,873 |
| Net interest income | $2,799,000 | 5,914 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $558,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,811 |
| Total noninterest expense | $2,308,000 | 5,528 |
| Salaries and employee benefits | $1,319,000 | 4,813 |
| Premises and equipment expense | $276,000 | 6,064 |
| Additional noninterest expense | $713,000 | 6,227 |
| Pre-tax net operating income | $1,049,000 | 5,755 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $233,000 | 6,778 |
| Income before extraordinary items | $808,000 | 5,325 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $808,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $814,240 | 5,350 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 6,000 |
| Total interest expense | $1,981,000 | 5,881 |
| Net interest income | $2,810,000 | 5,956 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $639,000 | 4,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 3,448 |
| Total noninterest expense | $2,296,000 | 5,671 |
| Salaries and employee benefits | $1,330,000 | 4,784 |
| Premises and equipment expense | $240,000 | 6,887 |
| Additional noninterest expense | $726,000 | 6,388 |
| Pre-tax net operating income | $1,153,000 | 5,327 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $851,000 | 5,301 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $851,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $366,000 | 3,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $850,260 | 5,089 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 6,102 |
| Total interest expense | $2,431,000 | 6,121 |
| Net interest income | $2,853,000 | 5,962 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $491,000 | 5,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,496 |
| Total noninterest expense | $2,347,000 | 5,596 |
| Salaries and employee benefits | $1,375,000 | 4,575 |
| Premises and equipment expense | $240,000 | 6,971 |
| Additional noninterest expense | $732,000 | 6,533 |
| Pre-tax net operating income | $947,000 | 5,875 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $803,000 | 5,348 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $803,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $370,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $735,920 | 5,375 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.