Home > The John Warner Bank > Assets and Liabilities
The John Warner Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 23 | 5,448 |
| Assets and Liabilities | ||
| Total Assets: | $69,609,000 | 6,150 |
| Cash and due from depository institutions | $10,381,000 | 5,448 |
| Interest-bearing balances | $7,669,000 | 2,158 |
| Securities | $24,343,000 | 3,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $26,490,000 | 6,947 |
| Loan loss allowance | $3,225,000 | 2,111 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $427,000 | 6,825 |
| Other real estate owned | $30,000 | 5,448 |
| Goodwill and other intangibles | $4,180,000 | 923 |
| All other assets | $3,758,000 | 3,737 |
| Life insurance assets | $50,000 | 3,832 |
| Total liabilities and capital | $69,609,000 | 6,150 |
| Total liabilities | $68,220,000 | 5,890 |
| Total deposits | $65,179,000 | 5,827 |
| Interest-bearing deposits | $53,198,000 | 5,905 |
| Deposits held in domestic offices | $65,179,000 | 5,826 |
| % insured | 82.27% | 3,047 |
| Federal funds purchased & repurchase agreements | $2,904,000 | 1,809 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $137,000 | 7,445 |
| Total equity capital | $1,389,000 | 8,088 |
| Total bank equity capital | $1,389,000 | 8,088 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $600,000 | 3,585 |
| Surplus | $10,107,000 | 2,642 |
| Undivided profits | $-9,318,000 | 7,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,346,000 | 2,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $365,000 | 6,372 |
| Earning assets | $58,502,000 | 6,309 |
| Long-term assets (5+ years) | $9,131,000 | 5,535 |
| Average Assets, year-to-date | $72,344,000 | 6,023 |
| Average Assets, quarterly | $70,370,500 | 6,097 |
| Volatile liabilities | $13,454,000 | 5,813 |
| Insider loans | $3,117,000 | 2,328 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,470,000 | 5,918 |
| Tier 1 (core) risk-based capital | $-2,765,000 | 8,193 |
| Tier 2 risk-based capital | $0 | 8,089 |
| Total risk weighted assets | $59,857,000 | 5,514 |
| Total unused commitments | $4,470,000 | 5,920 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 26 | 5,141 |
| Assets and Liabilities | ||
| Total Assets: | $71,132,000 | 6,116 |
| Cash and due from depository institutions | $7,483,000 | 5,141 |
| Interest-bearing balances | $4,392,000 | 2,727 |
| Securities | $25,948,000 | 3,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $29,604,000 | 6,771 |
| Loan loss allowance | $2,708,000 | 2,340 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $435,000 | 6,866 |
| Other real estate owned | $30,000 | 5,141 |
| Goodwill and other intangibles | $4,205,000 | 935 |
| All other assets | $3,427,000 | 3,933 |
| Life insurance assets | $50,000 | 3,859 |
| Total liabilities and capital | $71,132,000 | 6,116 |
| Total liabilities | $68,522,000 | 5,909 |
| Total deposits | $64,172,000 | 5,888 |
| Interest-bearing deposits | $50,686,000 | 6,018 |
| Deposits held in domestic offices | $64,172,000 | 5,888 |
| % insured | 86.59% | 1,850 |
| Federal funds purchased & repurchase agreements | $4,227,000 | 1,624 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $123,000 | 7,517 |
| Total equity capital | $2,610,000 | 7,896 |
| Total bank equity capital | $2,610,000 | 7,895 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 3,608 |
| Surplus | $10,107,000 | 2,629 |
| Undivided profits | $-8,097,000 | 7,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,920,000 | 2,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $295,000 | 6,841 |
| Earning assets | $59,944,000 | 6,284 |
| Long-term assets (5+ years) | $9,394,000 | 5,486 |
| Average Assets, year-to-date | $73,711,500 | 6,008 |
| Average Assets, quarterly | $73,711,500 | 6,008 |
| Volatile liabilities | $13,814,000 | 5,750 |
| Insider loans | $3,151,000 | 2,333 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $4,538,000 | 6,005 |
| Tier 1 (core) risk-based capital | $-1,879,000 | 8,252 |
| Tier 2 risk-based capital | $0 | 8,154 |
| Total risk weighted assets | $62,722,000 | 5,414 |
| Total unused commitments | $4,538,000 | 6,007 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 29 | 4,863 |
| Assets and Liabilities | ||
| Total Assets: | $76,291,000 | 5,967 |
| Cash and due from depository institutions | $5,962,000 | 4,863 |
| Interest-bearing balances | $137,000 | 5,413 |
| Securities | $29,316,000 | 3,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $33,028,000 | 6,633 |
| Loan loss allowance | $602,000 | 5,751 |
| Trading account assets | $119,000 | 221 |
| Bank premises and fixed assets | $453,000 | 6,872 |
| Other real estate owned | $30,000 | 4,863 |
| Goodwill and other intangibles | $4,229,000 | 948 |
| All other assets | $3,154,000 | 4,166 |
| Life insurance assets | $50,000 | 3,883 |
| Total liabilities and capital | $76,291,000 | 5,967 |
| Total liabilities | $69,515,000 | 5,860 |
| Total deposits | $66,319,000 | 5,771 |
| Interest-bearing deposits | $50,138,000 | 6,012 |
| Deposits held in domestic offices | $66,319,000 | 5,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,051,000 | 2,029 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $145,000 | 7,420 |
| Total equity capital | $6,776,000 | 6,518 |
| Total bank equity capital | $6,776,000 | 6,518 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,635 |
| Surplus | $10,107,000 | 2,608 |
| Undivided profits | $-3,931,000 | 7,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,857,000 | 3,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $551,000 | 5,477 |
| Earning assets | $62,600,000 | 6,190 |
| Long-term assets (5+ years) | $16,696,000 | 4,390 |
| Average Assets, year-to-date | $84,459,200 | 5,536 |
| Average Assets, quarterly | $78,021,000 | 5,863 |
| Volatile liabilities | $12,962,000 | 5,881 |
| Insider loans | $3,206,000 | 2,333 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $12,472,000 | 4,025 |
| Tier 1 (core) risk-based capital | $3,811,000 | 7,500 |
| Tier 2 risk-based capital | $555,000 | 5,699 |
| Total risk weighted assets | $44,402,000 | 6,207 |
| Total unused commitments | $12,472,000 | 4,028 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 29 | 4,909 |
| Assets and Liabilities | ||
| Total Assets: | $79,751,000 | 5,808 |
| Cash and due from depository institutions | $3,329,000 | 4,909 |
| Interest-bearing balances | $132,000 | 4,819 |
| Securities | $33,409,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $34,286,000 | 6,578 |
| Loan loss allowance | $169,000 | 7,721 |
| Trading account assets | $467,000 | 213 |
| Bank premises and fixed assets | $477,000 | 6,867 |
| Other real estate owned | $30,000 | 4,909 |
| Goodwill and other intangibles | $4,254,000 | 993 |
| All other assets | $3,499,000 | 3,975 |
| Life insurance assets | $50,000 | 3,907 |
| Total liabilities and capital | $79,751,000 | 5,808 |
| Total liabilities | $71,882,000 | 5,741 |
| Total deposits | $64,027,000 | 5,810 |
| Interest-bearing deposits | $49,653,000 | 6,003 |
| Deposits held in domestic offices | $64,027,000 | 5,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,693,000 | 1,457 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $162,000 | 7,436 |
| Total equity capital | $7,869,000 | 6,182 |
| Total bank equity capital | $7,869,000 | 6,182 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $600,000 | 3,670 |
| Surplus | $10,107,000 | 2,599 |
| Undivided profits | $-2,838,000 | 7,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $486,000 | 6,006 |
| Earning assets | $68,294,000 | 5,984 |
| Long-term assets (5+ years) | $19,947,000 | 3,984 |
| Average Assets, year-to-date | $86,501,250 | 5,481 |
| Average Assets, quarterly | $82,387,000 | 5,686 |
| Volatile liabilities | $18,205,000 | 5,033 |
| Insider loans | $3,307,000 | 2,285 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $100,000 | 1,523 |
| Unused loan commitments | $14,548,000 | 3,854 |
| Tier 1 (core) risk-based capital | $5,174,000 | 7,098 |
| Tier 2 risk-based capital | $169,000 | 7,627 |
| Total risk weighted assets | $49,012,000 | 6,029 |
| Total unused commitments | $14,548,000 | 3,856 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 29 | 4,966 |
| Assets and Liabilities | ||
| Total Assets: | $85,023,000 | 5,632 |
| Cash and due from depository institutions | $3,727,000 | 4,966 |
| Interest-bearing balances | $319,000 | 3,950 |
| Securities | $36,093,000 | 2,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $36,346,000 | 6,450 |
| Loan loss allowance | $169,000 | 7,762 |
| Trading account assets | $556,000 | 230 |
| Bank premises and fixed assets | $500,000 | 6,856 |
| Other real estate owned | $82,000 | 4,966 |
| Goodwill and other intangibles | $4,279,000 | 1,001 |
| All other assets | $3,440,000 | 3,972 |
| Life insurance assets | $50,000 | 3,935 |
| Total liabilities and capital | $85,023,000 | 5,632 |
| Total liabilities | $77,148,000 | 5,543 |
| Total deposits | $67,482,000 | 5,686 |
| Interest-bearing deposits | $54,878,000 | 5,766 |
| Deposits held in domestic offices | $67,482,000 | 5,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,478,000 | 1,364 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $188,000 | 7,272 |
| Total equity capital | $7,875,000 | 6,209 |
| Total bank equity capital | $7,875,000 | 6,209 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $600,000 | 3,700 |
| Surplus | $9,932,000 | 2,653 |
| Undivided profits | $-2,657,000 | 8,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $579,000 | 5,449 |
| Earning assets | $73,314,000 | 5,796 |
| Long-term assets (5+ years) | $23,014,000 | 3,683 |
| Average Assets, year-to-date | $88,751,330 | 5,447 |
| Average Assets, quarterly | $85,621,500 | 5,584 |
| Volatile liabilities | $19,934,000 | 4,817 |
| Insider loans | $3,283,000 | 2,269 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $16,139,000 | 3,742 |
| Tier 1 (core) risk-based capital | $4,963,000 | 7,204 |
| Tier 2 risk-based capital | $169,000 | 7,662 |
| Total risk weighted assets | $51,108,000 | 5,934 |
| Total unused commitments | $16,139,000 | 3,742 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $86,220,000 | 5,574 |
| Cash and due from depository institutions | $3,321,000 | 4,992 |
| Interest-bearing balances | $163,000 | 4,585 |
| Securities | $38,908,000 | 2,832 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,883 |
| Net loans & leases | $34,695,000 | 6,489 |
| Loan loss allowance | $169,000 | 7,774 |
| Trading account assets | $740,000 | 223 |
| Bank premises and fixed assets | $523,000 | 6,836 |
| Other real estate owned | $82,000 | 4,992 |
| Goodwill and other intangibles | $4,303,000 | 1,011 |
| All other assets | $2,848,000 | 4,325 |
| Life insurance assets | $50,000 | 3,958 |
| Total liabilities and capital | $86,220,000 | 5,574 |
| Total liabilities | $77,853,000 | 5,491 |
| Total deposits | $72,554,000 | 5,463 |
| Interest-bearing deposits | $58,346,000 | 5,616 |
| Deposits held in domestic offices | $72,554,000 | 5,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,871,000 | 1,697 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $428,000 | 5,992 |
| Total equity capital | $8,367,000 | 6,095 |
| Total bank equity capital | $8,367,000 | 6,095 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $600,000 | 3,711 |
| Surplus | $9,712,000 | 2,676 |
| Undivided profits | $-1,945,000 | 8,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $473,000 | 5,993 |
| Earning assets | $75,306,000 | 5,706 |
| Long-term assets (5+ years) | $21,282,000 | 3,745 |
| Average Assets, year-to-date | $90,615,500 | 5,409 |
| Average Assets, quarterly | $90,615,500 | 5,409 |
| Volatile liabilities | $18,038,000 | 5,027 |
| Insider loans | $3,207,000 | 2,259 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $19,699,000 | 3,393 |
| Tier 1 (core) risk-based capital | $5,040,000 | 7,192 |
| Tier 2 risk-based capital | $169,000 | 7,683 |
| Total risk weighted assets | $49,908,000 | 5,936 |
| Total unused commitments | $19,699,000 | 3,395 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 30 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $95,011,000 | 5,254 |
| Cash and due from depository institutions | $8,231,000 | 4,874 |
| Interest-bearing balances | $149,000 | 4,277 |
| Securities | $35,937,000 | 3,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $42,814,000 | 6,076 |
| Loan loss allowance | $167,000 | 7,795 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $542,000 | 6,808 |
| Other real estate owned | $114,000 | 4,874 |
| Goodwill and other intangibles | $4,328,000 | 1,011 |
| All other assets | $3,045,000 | 4,205 |
| Life insurance assets | $45,000 | 3,974 |
| Total liabilities and capital | $95,011,000 | 5,254 |
| Total liabilities | $86,394,000 | 5,164 |
| Total deposits | $72,494,000 | 5,451 |
| Interest-bearing deposits | $56,499,000 | 5,649 |
| Deposits held in domestic offices | $72,494,000 | 5,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,557,000 | 1,123 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $343,000 | 6,448 |
| Total equity capital | $8,617,000 | 5,951 |
| Total bank equity capital | $8,617,000 | 5,951 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,722 |
| Surplus | $9,712,000 | 2,648 |
| Undivided profits | $-1,695,000 | 8,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $710,000 | 5,061 |
| Earning assets | $78,900,000 | 5,550 |
| Long-term assets (5+ years) | $5,684,000 | 5,840 |
| Average Assets, year-to-date | $90,809,600 | 5,269 |
| Average Assets, quarterly | $94,140,000 | 5,251 |
| Volatile liabilities | $27,122,000 | 4,003 |
| Insider loans | $4,013,000 | 1,868 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,817,000 | 2,950 |
| Tier 1 (core) risk-based capital | $5,267,000 | 7,122 |
| Tier 2 risk-based capital | $167,000 | 7,706 |
| Total risk weighted assets | $61,385,000 | 5,428 |
| Total unused commitments | $24,817,000 | 2,950 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 28 | 5,112 |
| Assets and Liabilities | ||
| Total Assets: | $93,269,000 | 5,283 |
| Cash and due from depository institutions | $4,040,000 | 5,112 |
| Interest-bearing balances | $148,000 | 4,162 |
| Securities | $39,420,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,334 |
| Net loans & leases | $37,196,000 | 6,387 |
| Loan loss allowance | $230,000 | 7,469 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $563,000 | 6,762 |
| Other real estate owned | $173,000 | 5,112 |
| Goodwill and other intangibles | $4,352,000 | 985 |
| All other assets | $1,825,000 | 5,485 |
| Life insurance assets | $45,000 | 3,945 |
| Total liabilities and capital | $93,269,000 | 5,283 |
| Total liabilities | $82,511,000 | 5,276 |
| Total deposits | $75,067,000 | 5,305 |
| Interest-bearing deposits | $58,601,000 | 5,540 |
| Deposits held in domestic offices | $75,067,000 | 5,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,142,000 | 1,477 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $302,000 | 6,851 |
| Total equity capital | $10,758,000 | 5,229 |
| Total bank equity capital | $10,758,000 | 5,229 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,710 |
| Surplus | $9,712,000 | 2,591 |
| Undivided profits | $446,000 | 7,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $867,000 | 4,700 |
| Earning assets | $82,464,000 | 5,385 |
| Long-term assets (5+ years) | $5,721,000 | 5,767 |
| Average Assets, year-to-date | $89,759,250 | 5,310 |
| Average Assets, quarterly | $92,013,500 | 5,288 |
| Volatile liabilities | $20,518,000 | 4,661 |
| Insider loans | $4,020,000 | 1,822 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $25,499,000 | 2,928 |
| Tier 1 (core) risk-based capital | $6,744,000 | 6,571 |
| Tier 2 risk-based capital | $230,000 | 7,338 |
| Total risk weighted assets | $59,500,000 | 5,476 |
| Total unused commitments | $25,499,000 | 2,928 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 29 | 5,043 |
| Assets and Liabilities | ||
| Total Assets: | $90,758,000 | 5,368 |
| Cash and due from depository institutions | $2,912,000 | 5,043 |
| Interest-bearing balances | $241,000 | 3,751 |
| Securities | $37,420,000 | 2,910 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,852 |
| Net loans & leases | $43,456,000 | 6,047 |
| Loan loss allowance | $233,000 | 7,491 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $561,000 | 6,810 |
| Other real estate owned | $51,000 | 5,043 |
| Goodwill and other intangibles | $4,377,000 | 984 |
| All other assets | $1,681,000 | 5,624 |
| Life insurance assets | $45,000 | 3,978 |
| Total liabilities and capital | $90,758,000 | 5,368 |
| Total liabilities | $80,137,000 | 5,366 |
| Total deposits | $71,870,000 | 5,458 |
| Interest-bearing deposits | $58,179,000 | 5,556 |
| Deposits held in domestic offices | $71,870,000 | 5,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,867,000 | 1,356 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $400,000 | 6,116 |
| Total equity capital | $10,621,000 | 5,212 |
| Total bank equity capital | $10,621,000 | 5,212 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $600,000 | 3,730 |
| Surplus | $9,712,000 | 2,580 |
| Undivided profits | $309,000 | 7,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $681,000 | 5,218 |
| Earning assets | $81,417,000 | 5,428 |
| Long-term assets (5+ years) | $7,362,000 | 5,308 |
| Average Assets, year-to-date | $88,589,330 | 5,399 |
| Average Assets, quarterly | $89,540,000 | 5,388 |
| Volatile liabilities | $21,928,000 | 4,467 |
| Insider loans | $3,991,000 | 1,820 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $23,681,000 | 3,078 |
| Tier 1 (core) risk-based capital | $6,619,000 | 6,630 |
| Tier 2 risk-based capital | $233,000 | 7,345 |
| Total risk weighted assets | $63,997,000 | 5,266 |
| Total unused commitments | $23,681,000 | 3,079 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 27 | 5,262 |
| Assets and Liabilities | ||
| Total Assets: | $88,322,000 | 5,458 |
| Cash and due from depository institutions | $2,526,000 | 5,262 |
| Interest-bearing balances | $156,000 | 4,257 |
| Securities | $35,597,000 | 3,049 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,275 |
| Net loans & leases | $42,987,000 | 6,042 |
| Loan loss allowance | $266,000 | 7,324 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $597,000 | 6,711 |
| Other real estate owned | $121,000 | 5,262 |
| Goodwill and other intangibles | $4,402,000 | 962 |
| All other assets | $1,592,000 | 5,682 |
| Life insurance assets | $45,000 | 3,992 |
| Total liabilities and capital | $88,322,000 | 5,458 |
| Total liabilities | $77,850,000 | 5,464 |
| Total deposits | $72,280,000 | 5,462 |
| Interest-bearing deposits | $59,039,000 | 5,566 |
| Deposits held in domestic offices | $72,280,000 | 5,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,217,000 | 1,526 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $353,000 | 6,332 |
| Total equity capital | $10,472,000 | 5,239 |
| Total bank equity capital | $10,472,000 | 5,239 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $600,000 | 3,728 |
| Surplus | $9,712,000 | 2,542 |
| Undivided profits | $160,000 | 7,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 5,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $650,000 | 5,232 |
| Earning assets | $79,240,000 | 5,527 |
| Long-term assets (5+ years) | $5,570,000 | 5,701 |
| Average Assets, year-to-date | $87,505,000 | 5,453 |
| Average Assets, quarterly | $87,505,000 | 5,453 |
| Volatile liabilities | $20,557,000 | 4,564 |
| Insider loans | $4,053,000 | 1,742 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,060,000 | 3,257 |
| Tier 1 (core) risk-based capital | $6,396,000 | 6,673 |
| Tier 2 risk-based capital | $266,000 | 7,144 |
| Total risk weighted assets | $60,190,000 | 5,395 |
| Total unused commitments | $21,060,000 | 3,257 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 27 | 5,256 |
| Assets and Liabilities | ||
| Total Assets: | $86,688,000 | 5,484 |
| Cash and due from depository institutions | $4,351,000 | 5,256 |
| Interest-bearing balances | $171,000 | 4,199 |
| Securities | $31,170,000 | 3,376 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $44,475,000 | 5,957 |
| Loan loss allowance | $351,000 | 6,842 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $630,000 | 6,647 |
| Other real estate owned | $0 | 5,256 |
| Goodwill and other intangibles | $4,426,000 | 943 |
| All other assets | $1,636,000 | 5,672 |
| Life insurance assets | $40,000 | 4,003 |
| Total liabilities and capital | $86,688,000 | 5,484 |
| Total liabilities | $76,339,000 | 5,506 |
| Total deposits | $69,161,000 | 5,580 |
| Interest-bearing deposits | $53,722,000 | 5,773 |
| Deposits held in domestic offices | $69,161,000 | 5,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,938,000 | 1,397 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $240,000 | 7,041 |
| Total equity capital | $10,349,000 | 5,227 |
| Total bank equity capital | $10,349,000 | 5,227 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $600,000 | 3,732 |
| Surplus | $9,712,000 | 2,495 |
| Undivided profits | $37,000 | 7,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $652,000 | 5,371 |
| Earning assets | $75,816,000 | 5,622 |
| Long-term assets (5+ years) | $8,294,000 | 5,004 |
| Average Assets, year-to-date | $85,028,400 | 5,396 |
| Average Assets, quarterly | $86,069,500 | 5,474 |
| Volatile liabilities | $18,549,000 | 4,892 |
| Insider loans | $4,286,000 | 1,664 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $19,539,000 | 3,379 |
| Tier 1 (core) risk-based capital | $6,305,000 | 6,687 |
| Tier 2 risk-based capital | $351,000 | 6,639 |
| Total risk weighted assets | $56,303,000 | 5,543 |
| Total unused commitments | $19,539,000 | 3,380 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 27 | 5,291 |
| Assets and Liabilities | ||
| Total Assets: | $85,451,000 | 5,498 |
| Cash and due from depository institutions | $2,851,000 | 5,291 |
| Interest-bearing balances | $175,000 | 4,192 |
| Securities | $36,019,000 | 3,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $39,524,000 | 6,251 |
| Loan loss allowance | $546,000 | 5,859 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $632,000 | 6,666 |
| Other real estate owned | $0 | 5,291 |
| Goodwill and other intangibles | $4,451,000 | 937 |
| All other assets | $1,974,000 | 5,250 |
| Life insurance assets | $40,000 | 3,978 |
| Total liabilities and capital | $85,451,000 | 5,498 |
| Total liabilities | $75,297,000 | 5,520 |
| Total deposits | $69,479,000 | 5,515 |
| Interest-bearing deposits | $55,938,000 | 5,613 |
| Deposits held in domestic offices | $69,479,000 | 5,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,452,000 | 1,636 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $366,000 | 6,338 |
| Total equity capital | $10,154,000 | 5,271 |
| Total bank equity capital | $10,154,000 | 5,271 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $9,712,000 | 2,461 |
| Undivided profits | $-158,000 | 8,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 4,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $732,000 | 5,016 |
| Earning assets | $75,718,000 | 5,600 |
| Long-term assets (5+ years) | $8,365,000 | 4,958 |
| Average Assets, year-to-date | $84,613,500 | 5,448 |
| Average Assets, quarterly | $84,857,000 | 5,492 |
| Volatile liabilities | $18,045,000 | 4,971 |
| Insider loans | $4,257,000 | 1,656 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,956,000 | 3,029 |
| Tier 1 (core) risk-based capital | $6,214,000 | 6,753 |
| Tier 2 risk-based capital | $626,000 | 5,273 |
| Total risk weighted assets | $50,276,000 | 5,860 |
| Total unused commitments | $23,956,000 | 3,029 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 28 | 5,199 |
| Assets and Liabilities | ||
| Total Assets: | $84,263,000 | 5,532 |
| Cash and due from depository institutions | $3,297,000 | 5,199 |
| Interest-bearing balances | $157,000 | 4,337 |
| Securities | $35,638,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,026 |
| Net loans & leases | $36,698,000 | 6,409 |
| Loan loss allowance | $546,000 | 5,850 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $670,000 | 6,588 |
| Other real estate owned | $0 | 5,199 |
| Goodwill and other intangibles | $4,476,000 | 921 |
| All other assets | $1,984,000 | 5,177 |
| Life insurance assets | $40,000 | 3,956 |
| Total liabilities and capital | $84,263,000 | 5,532 |
| Total liabilities | $74,442,000 | 5,547 |
| Total deposits | $70,168,000 | 5,462 |
| Interest-bearing deposits | $56,293,000 | 5,597 |
| Deposits held in domestic offices | $70,168,000 | 5,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,832,000 | 1,930 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $442,000 | 5,569 |
| Total equity capital | $9,821,000 | 5,260 |
| Total bank equity capital | $9,821,000 | 5,260 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $600,000 | 3,755 |
| Surplus | $9,712,000 | 2,407 |
| Undivided profits | $-491,000 | 8,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $531,000 | 5,696 |
| Earning assets | $73,993,000 | 5,653 |
| Long-term assets (5+ years) | $8,500,000 | 4,890 |
| Average Assets, year-to-date | $84,334,330 | 5,475 |
| Average Assets, quarterly | $84,511,000 | 5,503 |
| Volatile liabilities | $13,301,000 | 5,596 |
| Insider loans | $4,285,000 | 1,607 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $21,515,000 | 3,241 |
| Tier 1 (core) risk-based capital | $6,160,000 | 6,739 |
| Tier 2 risk-based capital | $607,000 | 5,328 |
| Total risk weighted assets | $48,613,000 | 5,918 |
| Total unused commitments | $21,515,000 | 3,242 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 27 | 5,292 |
| Assets and Liabilities | ||
| Total Assets: | $84,759,000 | 5,501 |
| Cash and due from depository institutions | $3,068,000 | 5,292 |
| Interest-bearing balances | $134,000 | 4,583 |
| Securities | $36,248,000 | 3,087 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,725 |
| Net loans & leases | $33,610,000 | 6,538 |
| Loan loss allowance | $541,000 | 5,872 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $647,000 | 6,620 |
| Other real estate owned | $0 | 5,292 |
| Goodwill and other intangibles | $4,500,000 | 895 |
| All other assets | $1,886,000 | 5,204 |
| Life insurance assets | $40,000 | 3,924 |
| Total liabilities and capital | $84,759,000 | 5,501 |
| Total liabilities | $74,775,000 | 5,521 |
| Total deposits | $68,241,000 | 5,556 |
| Interest-bearing deposits | $55,808,000 | 5,608 |
| Deposits held in domestic offices | $68,241,000 | 5,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,110,000 | 1,746 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $424,000 | 5,587 |
| Total equity capital | $9,984,000 | 5,180 |
| Total bank equity capital | $9,984,000 | 5,180 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,746 |
| Surplus | $9,712,000 | 2,350 |
| Undivided profits | $-328,000 | 8,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $578,000 | 5,244 |
| Earning assets | $74,792,000 | 5,611 |
| Long-term assets (5+ years) | $9,546,000 | 4,667 |
| Average Assets, year-to-date | $84,370,000 | 5,482 |
| Average Assets, quarterly | $84,370,000 | 5,482 |
| Volatile liabilities | $15,520,000 | 5,140 |
| Insider loans | $3,924,000 | 1,703 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,493,000 | 3,379 |
| Tier 1 (core) risk-based capital | $6,134,000 | 6,697 |
| Tier 2 risk-based capital | $573,000 | 5,446 |
| Total risk weighted assets | $45,812,000 | 6,004 |
| Total unused commitments | $19,493,000 | 3,380 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $83,981,000 | 5,518 |
| Cash and due from depository institutions | $6,498,000 | 5,186 |
| Interest-bearing balances | $139,000 | 4,615 |
| Securities | $34,981,000 | 3,147 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $35,490,000 | 6,439 |
| Loan loss allowance | $554,000 | 5,773 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $669,000 | 6,587 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $4,525,000 | 874 |
| All other assets | $1,818,000 | 5,301 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $83,981,000 | 5,518 |
| Total liabilities | $74,052,000 | 5,551 |
| Total deposits | $68,318,000 | 5,529 |
| Interest-bearing deposits | $52,227,000 | 5,778 |
| Deposits held in domestic offices | $68,318,000 | 5,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,426,000 | 1,924 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $308,000 | 6,256 |
| Total equity capital | $9,929,000 | 5,172 |
| Total bank equity capital | $9,929,000 | 5,172 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $600,000 | 3,763 |
| Surplus | $9,712,000 | 2,314 |
| Undivided profits | $-383,000 | 8,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $578,000 | 5,290 |
| Earning assets | $70,610,000 | 5,783 |
| Long-term assets (5+ years) | $9,126,000 | 4,736 |
| Average Assets, year-to-date | $87,920,200 | 5,220 |
| Average Assets, quarterly | $84,518,500 | 5,461 |
| Volatile liabilities | $12,421,000 | 5,584 |
| Insider loans | $5,098,000 | 1,324 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,054,000 | 3,865 |
| Tier 1 (core) risk-based capital | $5,959,000 | 6,765 |
| Tier 2 risk-based capital | $603,000 | 5,297 |
| Total risk weighted assets | $48,260,000 | 5,895 |
| Total unused commitments | $15,054,000 | 3,866 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $85,056,000 | 5,445 |
| Cash and due from depository institutions | $5,841,000 | 5,170 |
| Interest-bearing balances | $62,000 | 5,514 |
| Securities | $33,114,000 | 3,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $39,044,000 | 6,246 |
| Loan loss allowance | $630,000 | 5,427 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $698,000 | 6,537 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $4,423,000 | 857 |
| All other assets | $1,936,000 | 5,107 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $85,056,000 | 5,445 |
| Total liabilities | $75,218,000 | 5,459 |
| Total deposits | $68,697,000 | 5,455 |
| Interest-bearing deposits | $51,184,000 | 5,801 |
| Deposits held in domestic offices | $68,697,000 | 5,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,261,000 | 1,751 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,000,000 | 4,699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $260,000 | 6,746 |
| Total equity capital | $9,838,000 | 5,203 |
| Total bank equity capital | $9,838,000 | 5,203 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,755 |
| Surplus | $9,712,000 | 2,254 |
| Undivided profits | $-474,000 | 8,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $745,000 | 4,376 |
| Earning assets | $72,220,000 | 5,688 |
| Long-term assets (5+ years) | $9,156,000 | 4,787 |
| Average Assets, year-to-date | $88,905,000 | 5,201 |
| Average Assets, quarterly | $84,212,500 | 5,446 |
| Volatile liabilities | $13,232,000 | 5,407 |
| Insider loans | $5,062,000 | 1,265 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $15,621,000 | 3,732 |
| Tier 1 (core) risk-based capital | $5,884,000 | 6,789 |
| Tier 2 risk-based capital | $598,000 | 5,306 |
| Total risk weighted assets | $47,800,000 | 5,906 |
| Total unused commitments | $15,621,000 | 3,733 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 29 | 5,072 |
| Assets and Liabilities | ||
| Total Assets: | $83,369,000 | 5,458 |
| Cash and due from depository institutions | $2,661,000 | 5,072 |
| Interest-bearing balances | $83,000 | 5,312 |
| Securities | $39,754,000 | 2,854 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $34,117,000 | 6,510 |
| Loan loss allowance | $630,000 | 5,385 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $583,000 | 6,799 |
| Other real estate owned | $0 | 5,072 |
| Goodwill and other intangibles | $4,643,000 | 822 |
| All other assets | $1,611,000 | 5,448 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $83,369,000 | 5,458 |
| Total liabilities | $73,474,000 | 5,476 |
| Total deposits | $66,955,000 | 5,513 |
| Interest-bearing deposits | $54,356,000 | 5,606 |
| Deposits held in domestic offices | $66,955,000 | 5,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,182,000 | 1,787 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,639 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $337,000 | 5,881 |
| Total equity capital | $9,895,000 | 5,133 |
| Total bank equity capital | $9,895,000 | 5,133 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,744 |
| Surplus | $9,712,000 | 2,207 |
| Undivided profits | $-417,000 | 8,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $548,000 | 5,132 |
| Earning assets | $73,954,000 | 5,552 |
| Long-term assets (5+ years) | $12,668,000 | 4,247 |
| Average Assets, year-to-date | $90,188,000 | 5,138 |
| Average Assets, quarterly | $87,132,000 | 5,280 |
| Volatile liabilities | $12,270,000 | 5,452 |
| Insider loans | $4,880,000 | 1,288 |
| FHLB advances | $2,000,000 | 4,469 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $16,251,000 | 3,622 |
| Tier 1 (core) risk-based capital | $5,501,000 | 6,903 |
| Tier 2 risk-based capital | $559,000 | 5,442 |
| Total risk weighted assets | $44,628,000 | 6,025 |
| Total unused commitments | $16,251,000 | 3,623 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $90,895,000 | 5,179 |
| Cash and due from depository institutions | $3,257,000 | 5,181 |
| Interest-bearing balances | $60,000 | 5,610 |
| Securities | $40,235,000 | 2,871 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $40,172,000 | 6,098 |
| Loan loss allowance | $630,000 | 5,421 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $613,000 | 6,776 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $4,675,000 | 812 |
| All other assets | $1,943,000 | 4,952 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $90,895,000 | 5,179 |
| Total liabilities | $81,616,000 | 5,168 |
| Total deposits | $70,685,000 | 5,351 |
| Interest-bearing deposits | $55,004,000 | 5,609 |
| Deposits held in domestic offices | $70,685,000 | 5,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,576,000 | 1,198 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $355,000 | 5,625 |
| Total equity capital | $9,279,000 | 5,260 |
| Total bank equity capital | $9,279,000 | 5,260 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $600,000 | 3,753 |
| Surplus | $9,712,000 | 2,160 |
| Undivided profits | $-1,033,000 | 8,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 3,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $658,000 | 4,372 |
| Earning assets | $80,467,000 | 5,300 |
| Long-term assets (5+ years) | $16,453,000 | 3,801 |
| Average Assets, year-to-date | $93,597,500 | 5,074 |
| Average Assets, quarterly | $93,597,500 | 5,074 |
| Volatile liabilities | $18,035,000 | 4,420 |
| Insider loans | $4,661,000 | 1,312 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,687,000 | 3,649 |
| Tier 1 (core) risk-based capital | $5,265,000 | 7,038 |
| Tier 2 risk-based capital | $600,000 | 5,259 |
| Total risk weighted assets | $47,974,000 | 5,800 |
| Total unused commitments | $15,687,000 | 3,649 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $96,300,000 | 5,012 |
| Cash and due from depository institutions | $3,912,000 | 4,933 |
| Interest-bearing balances | $68,000 | 5,531 |
| Securities | $41,529,000 | 2,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $43,930,000 | 5,841 |
| Loan loss allowance | $630,000 | 5,398 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $645,000 | 6,689 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $4,707,000 | 802 |
| All other assets | $1,577,000 | 5,448 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $96,300,000 | 5,012 |
| Total liabilities | $86,794,000 | 4,970 |
| Total deposits | $73,255,000 | 5,229 |
| Interest-bearing deposits | $57,003,000 | 5,480 |
| Deposits held in domestic offices | $73,255,000 | 5,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,175,000 | 1,082 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $364,000 | 5,508 |
| Total equity capital | $9,506,000 | 5,164 |
| Total bank equity capital | $9,506,000 | 5,164 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $600,000 | 3,758 |
| Surplus | $9,712,000 | 2,122 |
| Undivided profits | $-806,000 | 8,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 3,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $587,000 | 4,773 |
| Earning assets | $85,527,000 | 5,104 |
| Long-term assets (5+ years) | $17,296,000 | 3,760 |
| Average Assets, year-to-date | $93,819,000 | 4,963 |
| Average Assets, quarterly | $95,103,500 | 5,021 |
| Volatile liabilities | $23,582,000 | 3,683 |
| Insider loans | $4,088,000 | 1,482 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $17,705,000 | 3,255 |
| Tier 1 (core) risk-based capital | $5,026,000 | 7,149 |
| Tier 2 risk-based capital | $608,000 | 5,194 |
| Total risk weighted assets | $48,627,000 | 5,764 |
| Total unused commitments | $17,705,000 | 3,258 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $93,907,000 | 5,064 |
| Cash and due from depository institutions | $4,158,000 | 4,945 |
| Interest-bearing balances | $56,000 | 5,712 |
| Securities | $35,819,000 | 3,174 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $46,976,000 | 5,655 |
| Loan loss allowance | $630,000 | 5,398 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $659,000 | 6,630 |
| Other real estate owned | $0 | 4,945 |
| Goodwill and other intangibles | $4,739,000 | 776 |
| All other assets | $1,556,000 | 5,463 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $93,907,000 | 5,064 |
| Total liabilities | $84,468,000 | 5,042 |
| Total deposits | $73,976,000 | 5,164 |
| Interest-bearing deposits | $59,950,000 | 5,286 |
| Deposits held in domestic offices | $73,976,000 | 5,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,232,000 | 1,263 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $260,000 | 6,557 |
| Total equity capital | $9,439,000 | 5,190 |
| Total bank equity capital | $9,439,000 | 5,190 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $600,000 | 3,776 |
| Surplus | $9,712,000 | 2,078 |
| Undivided profits | $-873,000 | 8,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $636,000 | 4,635 |
| Earning assets | $82,851,000 | 5,172 |
| Long-term assets (5+ years) | $20,614,000 | 3,474 |
| Average Assets, year-to-date | $93,198,750 | 4,988 |
| Average Assets, quarterly | $93,210,500 | 5,048 |
| Volatile liabilities | $21,414,000 | 3,937 |
| Insider loans | $4,058,000 | 1,441 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,039,000 | 4,205 |
| Tier 1 (core) risk-based capital | $4,838,000 | 7,253 |
| Tier 2 risk-based capital | $633,000 | 5,076 |
| Total risk weighted assets | $50,724,000 | 5,643 |
| Total unused commitments | $11,039,000 | 4,205 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $92,514,000 | 5,086 |
| Cash and due from depository institutions | $3,163,000 | 5,013 |
| Interest-bearing balances | $156,000 | 4,777 |
| Securities | $39,736,000 | 2,962 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,822 |
| Net loans & leases | $39,408,000 | 6,136 |
| Loan loss allowance | $635,000 | 5,372 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $658,000 | 6,672 |
| Other real estate owned | $0 | 5,013 |
| Goodwill and other intangibles | $4,771,000 | 756 |
| All other assets | $1,778,000 | 5,111 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $92,514,000 | 5,086 |
| Total liabilities | $83,607,000 | 5,069 |
| Total deposits | $74,091,000 | 5,162 |
| Interest-bearing deposits | $62,124,000 | 5,176 |
| Deposits held in domestic offices | $74,091,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,087,000 | 1,384 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $429,000 | 4,969 |
| Total equity capital | $8,907,000 | 5,275 |
| Total bank equity capital | $8,907,000 | 5,275 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $600,000 | 3,797 |
| Surplus | $9,712,000 | 2,040 |
| Undivided profits | $-1,405,000 | 8,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $611,000 | 4,538 |
| Earning assets | $82,300,000 | 5,185 |
| Long-term assets (5+ years) | $24,353,000 | 3,245 |
| Average Assets, year-to-date | $92,962,670 | 5,016 |
| Average Assets, quarterly | $94,297,500 | 5,001 |
| Volatile liabilities | $18,857,000 | 4,141 |
| Insider loans | $3,122,000 | 1,851 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $16,113,000 | 3,437 |
| Tier 1 (core) risk-based capital | $4,619,000 | 7,356 |
| Tier 2 risk-based capital | $557,000 | 5,412 |
| Total risk weighted assets | $44,493,000 | 6,003 |
| Total unused commitments | $16,113,000 | 3,440 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $96,081,000 | 4,944 |
| Cash and due from depository institutions | $3,621,000 | 5,006 |
| Interest-bearing balances | $131,000 | 5,017 |
| Securities | $36,443,000 | 3,156 |
| Federal funds sold & reverse repurchase agreements | $9,561,000 | 1,539 |
| Net loans & leases | $39,832,000 | 6,046 |
| Loan loss allowance | $640,000 | 5,331 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $635,000 | 6,729 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $4,822,000 | 734 |
| All other assets | $1,167,000 | 6,044 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $96,081,000 | 4,944 |
| Total liabilities | $85,735,000 | 4,957 |
| Total deposits | $75,575,000 | 5,113 |
| Interest-bearing deposits | $61,987,000 | 5,223 |
| Deposits held in domestic offices | $75,575,000 | 5,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,688,000 | 1,229 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $472,000 | 5,043 |
| Total equity capital | $10,346,000 | 4,831 |
| Total bank equity capital | $10,346,000 | 4,831 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $600,000 | 3,801 |
| Surplus | $9,712,000 | 2,007 |
| Undivided profits | $34,000 | 8,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $448,000 | 5,590 |
| Earning assets | $85,967,000 | 5,043 |
| Long-term assets (5+ years) | $28,256,000 | 2,892 |
| Average Assets, year-to-date | $93,187,000 | 5,014 |
| Average Assets, quarterly | $93,187,000 | 5,014 |
| Volatile liabilities | $21,660,000 | 3,714 |
| Insider loans | $2,771,000 | 2,045 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,636,000 | 2,870 |
| Tier 1 (core) risk-based capital | $5,260,000 | 6,966 |
| Tier 2 risk-based capital | $553,000 | 5,412 |
| Total risk weighted assets | $44,128,000 | 5,989 |
| Total unused commitments | $20,636,000 | 2,878 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $90,293,000 | 5,140 |
| Cash and due from depository institutions | $6,383,000 | 5,015 |
| Interest-bearing balances | $127,000 | 4,976 |
| Securities | $36,416,000 | 3,206 |
| Federal funds sold & reverse repurchase agreements | $41,000 | 6,283 |
| Net loans & leases | $40,443,000 | 6,009 |
| Loan loss allowance | $633,000 | 5,347 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $629,000 | 6,782 |
| Other real estate owned | $0 | 5,015 |
| Goodwill and other intangibles | $4,854,000 | 729 |
| All other assets | $1,527,000 | 5,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,293,000 | 5,140 |
| Total liabilities | $80,390,000 | 5,155 |
| Total deposits | $73,452,000 | 5,202 |
| Interest-bearing deposits | $59,566,000 | 5,322 |
| Deposits held in domestic offices | $73,452,000 | 5,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,703,000 | 1,661 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $235,000 | 6,663 |
| Total equity capital | $9,903,000 | 4,912 |
| Total bank equity capital | $9,903,000 | 4,912 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $600,000 | 3,833 |
| Surplus | $9,712,000 | 1,978 |
| Undivided profits | $-409,000 | 8,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $661,000 | 4,337 |
| Earning assets | $77,027,000 | 5,369 |
| Long-term assets (5+ years) | $28,415,000 | 2,899 |
| Average Assets, year-to-date | $92,567,400 | 4,928 |
| Average Assets, quarterly | $93,112,500 | 4,994 |
| Volatile liabilities | $18,923,000 | 4,062 |
| Insider loans | $2,839,000 | 1,973 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,258,000 | 2,923 |
| Tier 1 (core) risk-based capital | $5,206,000 | 6,976 |
| Tier 2 risk-based capital | $540,000 | 5,487 |
| Total risk weighted assets | $43,068,000 | 6,077 |
| Total unused commitments | $19,258,000 | 2,926 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $95,932,000 | 4,903 |
| Cash and due from depository institutions | $3,909,000 | 5,029 |
| Interest-bearing balances | $165,000 | 4,883 |
| Securities | $40,891,000 | 2,882 |
| Federal funds sold & reverse repurchase agreements | $27,000 | 6,561 |
| Net loans & leases | $43,948,000 | 5,781 |
| Loan loss allowance | $627,000 | 5,384 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $656,000 | 6,723 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $4,886,000 | 719 |
| All other assets | $1,615,000 | 5,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,932,000 | 4,903 |
| Total liabilities | $86,060,000 | 4,892 |
| Total deposits | $75,354,000 | 5,100 |
| Interest-bearing deposits | $63,150,000 | 5,139 |
| Deposits held in domestic offices | $75,354,000 | 5,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,100,000 | 1,222 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $606,000 | 4,502 |
| Total equity capital | $9,872,000 | 4,891 |
| Total bank equity capital | $9,872,000 | 4,891 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $9,712,000 | 1,950 |
| Undivided profits | $-440,000 | 8,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $705,000 | 4,296 |
| Earning assets | $85,031,000 | 5,025 |
| Long-term assets (5+ years) | $33,010,000 | 2,603 |
| Average Assets, year-to-date | $93,136,000 | 4,917 |
| Average Assets, quarterly | $93,472,000 | 4,978 |
| Volatile liabilities | $21,474,000 | 3,703 |
| Insider loans | $2,238,000 | 2,359 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,230,000 | 3,256 |
| Tier 1 (core) risk-based capital | $5,206,000 | 6,994 |
| Tier 2 risk-based capital | $611,000 | 5,129 |
| Total risk weighted assets | $48,873,000 | 5,672 |
| Total unused commitments | $16,230,000 | 3,258 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $91,012,000 | 5,093 |
| Cash and due from depository institutions | $8,231,000 | 4,723 |
| Interest-bearing balances | $205,000 | 4,722 |
| Securities | $29,739,000 | 3,579 |
| Federal funds sold & reverse repurchase agreements | $6,107,000 | 2,540 |
| Net loans & leases | $40,088,000 | 6,038 |
| Loan loss allowance | $627,000 | 5,353 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $672,000 | 6,665 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $4,606,000 | 721 |
| All other assets | $1,569,000 | 5,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,012,000 | 5,093 |
| Total liabilities | $81,090,000 | 5,102 |
| Total deposits | $78,399,000 | 4,943 |
| Interest-bearing deposits | $66,363,000 | 4,947 |
| Deposits held in domestic offices | $78,399,000 | 4,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $691,000 | 4,238 |
| Total equity capital | $9,922,000 | 4,885 |
| Total bank equity capital | $9,922,000 | 4,885 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $9,400,000 | 1,973 |
| Undivided profits | $-78,000 | 8,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $609,000 | 4,672 |
| Earning assets | $76,139,000 | 5,396 |
| Long-term assets (5+ years) | $18,305,000 | 3,631 |
| Average Assets, year-to-date | $92,204,000 | 4,960 |
| Average Assets, quarterly | $92,369,500 | 4,990 |
| Volatile liabilities | $13,514,000 | 4,861 |
| Insider loans | $1,209,000 | 3,615 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,594,000 | 2,842 |
| Tier 1 (core) risk-based capital | $5,378,000 | 6,852 |
| Tier 2 risk-based capital | $627,000 | 5,014 |
| Total risk weighted assets | $50,562,000 | 5,510 |
| Total unused commitments | $19,594,000 | 2,851 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $93,727,000 | 4,929 |
| Cash and due from depository institutions | $8,892,000 | 4,686 |
| Interest-bearing balances | $1,009,000 | 3,178 |
| Securities | $31,481,000 | 3,399 |
| Federal funds sold & reverse repurchase agreements | $10,684,000 | 1,601 |
| Net loans & leases | $40,537,000 | 5,960 |
| Loan loss allowance | $667,000 | 5,105 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $660,000 | 6,713 |
| Other real estate owned | $37,000 | 4,686 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,436,000 | 5,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,727,000 | 4,929 |
| Total liabilities | $81,735,000 | 5,014 |
| Total deposits | $79,549,000 | 4,862 |
| Interest-bearing deposits | $67,825,000 | 4,875 |
| Deposits held in domestic offices | $79,549,000 | 4,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $186,000 | 7,576 |
| Total equity capital | $11,992,000 | 4,168 |
| Total bank equity capital | $11,992,000 | 4,168 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $3,150,000 | 4,392 |
| Undivided profits | $8,242,000 | 3,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $544,000 | 5,054 |
| Earning assets | $83,711,000 | 5,013 |
| Long-term assets (5+ years) | $13,461,000 | 4,243 |
| Average Assets, year-to-date | $92,800,000 | 4,928 |
| Average Assets, quarterly | $92,800,000 | 4,928 |
| Volatile liabilities | $11,948,000 | 5,188 |
| Insider loans | $902,000 | 4,190 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,090,000 | 3,277 |
| Tier 1 (core) risk-based capital | $11,035,000 | 4,238 |
| Tier 2 risk-based capital | $657,000 | 4,819 |
| Total risk weighted assets | $52,584,000 | 5,350 |
| Total unused commitments | $15,090,000 | 3,286 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $91,873,000 | 4,964 |
| Cash and due from depository institutions | $6,759,000 | 4,697 |
| Interest-bearing balances | $880,000 | 3,236 |
| Securities | $32,824,000 | 3,283 |
| Federal funds sold & reverse repurchase agreements | $5,388,000 | 2,621 |
| Net loans & leases | $44,429,000 | 5,653 |
| Loan loss allowance | $667,000 | 5,057 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $688,000 | 6,638 |
| Other real estate owned | $38,000 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,747,000 | 4,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,873,000 | 4,964 |
| Total liabilities | $79,953,000 | 5,057 |
| Total deposits | $77,811,000 | 4,874 |
| Interest-bearing deposits | $64,267,000 | 4,999 |
| Deposits held in domestic offices | $77,811,000 | 4,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $142,000 | 8,137 |
| Total equity capital | $11,920,000 | 4,139 |
| Total bank equity capital | $11,920,000 | 4,139 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $3,150,000 | 4,340 |
| Undivided profits | $8,170,000 | 3,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $849,000 | 3,697 |
| Earning assets | $83,521,000 | 4,970 |
| Long-term assets (5+ years) | $19,961,000 | 3,339 |
| Average Assets, year-to-date | $89,191,800 | 4,885 |
| Average Assets, quarterly | $91,436,000 | 4,928 |
| Volatile liabilities | $10,924,000 | 5,442 |
| Insider loans | $638,000 | 4,934 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,590,000 | 3,561 |
| Tier 1 (core) risk-based capital | $11,030,000 | 4,169 |
| Tier 2 risk-based capital | $667,000 | 4,730 |
| Total risk weighted assets | $55,595,000 | 5,155 |
| Total unused commitments | $12,590,000 | 3,565 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $87,789,000 | 4,993 |
| Cash and due from depository institutions | $5,109,000 | 4,593 |
| Interest-bearing balances | $259,000 | 4,251 |
| Securities | $33,656,000 | 3,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $46,656,000 | 5,459 |
| Loan loss allowance | $684,000 | 4,810 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $748,000 | 6,528 |
| Other real estate owned | $40,000 | 4,593 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,580,000 | 5,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,789,000 | 4,993 |
| Total liabilities | $76,350,000 | 5,099 |
| Total deposits | $73,979,000 | 4,945 |
| Interest-bearing deposits | $61,304,000 | 5,051 |
| Deposits held in domestic offices | $73,979,000 | 4,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $371,000 | 6,327 |
| Total equity capital | $11,439,000 | 4,050 |
| Total bank equity capital | $11,439,000 | 4,050 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $3,150,000 | 4,265 |
| Undivided profits | $7,689,000 | 3,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $922,000 | 3,736 |
| Earning assets | $80,571,000 | 4,967 |
| Long-term assets (5+ years) | $20,760,000 | 3,235 |
| Average Assets, year-to-date | $89,749,800 | 4,746 |
| Average Assets, quarterly | $88,090,000 | 4,942 |
| Volatile liabilities | $12,090,000 | 5,087 |
| Insider loans | $492,000 | 5,449 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,874,000 | 2,816 |
| Tier 1 (core) risk-based capital | $10,710,000 | 4,113 |
| Tier 2 risk-based capital | $684,000 | 4,511 |
| Total risk weighted assets | $56,759,000 | 5,009 |
| Total unused commitments | $16,874,000 | 2,826 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $90,488,000 | 4,788 |
| Cash and due from depository institutions | $5,663,000 | 4,445 |
| Interest-bearing balances | $102,000 | 4,532 |
| Securities | $37,765,000 | 2,831 |
| Federal funds sold & reverse repurchase agreements | $2,757,000 | 3,599 |
| Net loans & leases | $42,332,000 | 5,733 |
| Loan loss allowance | $650,000 | 4,829 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $829,000 | 6,417 |
| Other real estate owned | $42,000 | 4,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,100,000 | 5,839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,488,000 | 4,788 |
| Total liabilities | $79,468,000 | 4,854 |
| Total deposits | $77,012,000 | 4,693 |
| Interest-bearing deposits | $62,096,000 | 4,911 |
| Deposits held in domestic offices | $77,012,000 | 4,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 3,957 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $456,000 | 6,072 |
| Total equity capital | $11,020,000 | 4,071 |
| Total bank equity capital | $11,020,000 | 4,071 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $600,000 | 4,068 |
| Surplus | $3,150,000 | 4,218 |
| Undivided profits | $7,270,000 | 3,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $521,000 | 4,971 |
| Earning assets | $82,956,000 | 4,776 |
| Long-term assets (5+ years) | $27,164,000 | 2,595 |
| Average Assets, year-to-date | $86,467,200 | 4,783 |
| Average Assets, quarterly | $89,566,500 | 4,777 |
| Volatile liabilities | $15,218,000 | 4,427 |
| Insider loans | $436,000 | 5,743 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $19,690,000 | 2,353 |
| Tier 1 (core) risk-based capital | $10,689,000 | 4,054 |
| Tier 2 risk-based capital | $640,190 | 4,618 |
| Total risk weighted assets | $51,205,090 | 5,233 |
| Total unused commitments | $19,690,000 | 2,356 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $83,223,000 | 5,077 |
| Cash and due from depository institutions | $5,344,000 | 4,286 |
| Interest-bearing balances | $43,000 | 5,547 |
| Securities | $37,877,000 | 2,939 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $36,912,000 | 6,116 |
| Loan loss allowance | $547,000 | 5,359 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $939,000 | 6,221 |
| Other real estate owned | $96,000 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,055,000 | 6,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,223,000 | 5,077 |
| Total liabilities | $73,037,000 | 5,171 |
| Total deposits | $70,603,000 | 4,999 |
| Interest-bearing deposits | $56,296,000 | 5,240 |
| Deposits held in domestic offices | $70,603,000 | 4,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $434,000 | 5,807 |
| Total equity capital | $10,186,000 | 4,185 |
| Total bank equity capital | $10,186,000 | 4,185 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $3,150,000 | 4,196 |
| Undivided profits | $6,436,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $472,000 | 4,781 |
| Earning assets | $75,832,000 | 5,091 |
| Long-term assets (5+ years) | $26,826,000 | 2,755 |
| Average Assets, year-to-date | $85,394,800 | 4,851 |
| Average Assets, quarterly | $82,777,500 | 5,075 |
| Volatile liabilities | $12,870,000 | 4,698 |
| Insider loans | $586,000 | 4,972 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,769,000 | 2,391 |
| Tier 1 (core) risk-based capital | $10,697,000 | 4,017 |
| Tier 2 risk-based capital | $547,000 | 5,023 |
| Total risk weighted assets | $45,724,100 | 5,513 |
| Total unused commitments | $19,769,000 | 2,395 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $89,892,000 | 4,750 |
| Cash and due from depository institutions | $6,149,000 | 4,248 |
| Interest-bearing balances | $28,000 | 5,867 |
| Securities | $39,817,000 | 2,848 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,236 |
| Net loans & leases | $40,103,000 | 5,698 |
| Loan loss allowance | $693,000 | 4,503 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,029,000 | 5,884 |
| Other real estate owned | $46,000 | 4,248 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,148,000 | 5,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,892,000 | 4,750 |
| Total liabilities | $78,528,000 | 4,853 |
| Total deposits | $75,797,000 | 4,738 |
| Interest-bearing deposits | $60,225,000 | 5,024 |
| Deposits held in domestic offices | $75,797,000 | 4,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $731,000 | 4,458 |
| Total equity capital | $11,364,000 | 3,894 |
| Total bank equity capital | $11,364,000 | 3,894 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $3,150,000 | 4,062 |
| Undivided profits | $7,614,000 | 3,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,237,000 | 2,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $581,000 | 4,001 |
| Earning assets | $81,548,000 | 4,800 |
| Long-term assets (5+ years) | $27,760,000 | 2,512 |
| Average Assets, year-to-date | $85,294,600 | 4,733 |
| Average Assets, quarterly | $89,108,000 | 4,701 |
| Volatile liabilities | $18,809,000 | 3,162 |
| Insider loans | $511,000 | 5,229 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,972,000 | 2,649 |
| Tier 1 (core) risk-based capital | $10,753,000 | 3,910 |
| Tier 2 risk-based capital | $603,230 | 4,572 |
| Total risk weighted assets | $48,168,530 | 5,217 |
| Total unused commitments | $15,972,000 | 2,656 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $83,268,000 | 5,033 |
| Cash and due from depository institutions | $4,695,000 | 4,118 |
| Interest-bearing balances | $31,000 | 5,629 |
| Securities | $36,418,000 | 3,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $39,753,000 | 5,824 |
| Loan loss allowance | $469,000 | 5,949 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,111,000 | 5,640 |
| Other real estate owned | $45,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,246,000 | 5,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,268,000 | 5,033 |
| Total liabilities | $72,092,000 | 5,162 |
| Total deposits | $71,380,000 | 4,969 |
| Interest-bearing deposits | $57,612,000 | 5,217 |
| Deposits held in domestic offices | $71,380,000 | 4,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $712,000 | 4,633 |
| Total equity capital | $11,176,000 | 3,906 |
| Total bank equity capital | $11,176,000 | 3,906 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $3,150,000 | 4,023 |
| Undivided profits | $7,426,000 | 3,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 8,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $499,000 | 4,736 |
| Earning assets | $76,202,000 | 5,034 |
| Long-term assets (5+ years) | $19,330,000 | 2,856 |
| Average Assets, year-to-date | $86,118,800 | 4,733 |
| Average Assets, quarterly | $85,620,500 | 4,871 |
| Volatile liabilities | $14,968,000 | 3,767 |
| Insider loans | $634,000 | 4,770 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,509,000 | 2,444 |
| Tier 1 (core) risk-based capital | $10,912,000 | 3,846 |
| Tier 2 risk-based capital | $469,000 | 5,403 |
| Total risk weighted assets | $46,329,100 | 5,357 |
| Total unused commitments | $16,509,000 | 2,449 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $85,856,000 | 5,015 |
| Cash and due from depository institutions | $5,799,000 | 4,469 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $37,265,000 | 3,260 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,418 |
| Net loans & leases | $39,592,000 | 5,903 |
| Loan loss allowance | $444,000 | 6,396 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,247,000 | 5,294 |
| Other real estate owned | $47,000 | 4,469 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,406,000 | 4,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,856,000 | 5,015 |
| Total liabilities | $74,728,000 | 5,147 |
| Total deposits | $74,141,000 | 4,949 |
| Interest-bearing deposits | $59,210,000 | 5,256 |
| Deposits held in domestic offices | $74,141,000 | 4,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $587,000 | 5,346 |
| Total equity capital | $11,128,000 | 3,946 |
| Total bank equity capital | $11,128,000 | 3,946 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $3,150,000 | 4,081 |
| Undivided profits | $7,378,000 | 3,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 6,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $542,000 | 4,257 |
| Earning assets | $77,357,000 | 5,087 |
| Long-term assets (5+ years) | $12,482,000 | 3,686 |
| Average Assets, year-to-date | $81,848,400 | 5,047 |
| Average Assets, quarterly | $84,342,500 | 5,036 |
| Volatile liabilities | $15,808,000 | 3,483 |
| Insider loans | $865,000 | 4,008 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,194,000 | 2,643 |
| Tier 1 (core) risk-based capital | $11,118,000 | 3,847 |
| Tier 2 risk-based capital | $444,000 | 5,721 |
| Total risk weighted assets | $46,572,700 | 5,358 |
| Total unused commitments | $14,194,000 | 2,656 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $82,603,000 | 5,227 |
| Cash and due from depository institutions | $7,837,000 | 5,419 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $37,385,000 | 3,384 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,529 |
| Net loans & leases | $33,233,000 | 6,578 |
| Loan loss allowance | $406,000 | 6,898 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,017,000 | 6,000 |
| Other real estate owned | $48,000 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,083,000 | 6,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,603,000 | 5,227 |
| Total liabilities | $71,695,000 | 5,373 |
| Total deposits | $71,088,000 | 5,183 |
| Interest-bearing deposits | $55,156,000 | 5,659 |
| Deposits held in domestic offices | $71,088,000 | 5,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $607,000 | 5,425 |
| Total equity capital | $10,908,000 | 4,000 |
| Total bank equity capital | $10,908,000 | 4,000 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $3,150,000 | 4,060 |
| Undivided profits | $7,158,000 | 3,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 6,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $364,000 | 6,246 |
| Earning assets | $72,618,000 | 5,416 |
| Long-term assets (5+ years) | $8,599,000 | 4,415 |
| Average Assets, year-to-date | $78,510,800 | 5,234 |
| Average Assets, quarterly | $80,029,500 | 5,295 |
| Volatile liabilities | $13,084,000 | 3,734 |
| Insider loans | $527,000 | 5,521 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,139,000 | 2,843 |
| Tier 1 (core) risk-based capital | $10,752,000 | 3,933 |
| Tier 2 risk-based capital | $406,000 | 6,124 |
| Total risk weighted assets | $42,159,700 | 5,729 |
| Total unused commitments | $12,139,000 | 2,854 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $80,297,000 | 5,300 |
| Cash and due from depository institutions | $6,920,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $41,127,000 | 3,201 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,355 |
| Net loans & leases | $25,988,000 | 7,664 |
| Loan loss allowance | $346,000 | 7,807 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,193,000 | 5,442 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,369,000 | 5,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,297,000 | 5,300 |
| Total liabilities | $70,735,000 | 5,427 |
| Total deposits | $70,306,000 | 5,207 |
| Interest-bearing deposits | $53,869,000 | 5,741 |
| Deposits held in domestic offices | $70,306,000 | 5,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $429,000 | 5,795 |
| Total equity capital | $9,562,000 | 4,249 |
| Total bank equity capital | $9,562,000 | 4,249 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $3,150,000 | 3,984 |
| Undivided profits | $5,812,000 | 3,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 6,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $330,000 | 6,081 |
| Earning assets | $70,815,000 | 5,485 |
| Long-term assets (5+ years) | $11,532,000 | 3,768 |
| Average Assets, year-to-date | $78,693,000 | 5,282 |
| Average Assets, quarterly | $79,544,500 | 5,305 |
| Volatile liabilities | $6,539,000 | 5,805 |
| Insider loans | $470,000 | 5,873 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,851,000 | 3,429 |
| Tier 1 (core) risk-based capital | $10,257,000 | 4,018 |
| Tier 2 risk-based capital | $346,000 | 6,884 |
| Total risk weighted assets | $35,525,800 | 6,454 |
| Total unused commitments | $8,851,000 | 3,437 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $77,520,000 | 5,590 |
| Cash and due from depository institutions | $3,352,000 | 5,844 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,101,000 | 3,387 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $28,286,000 | 7,279 |
| Loan loss allowance | $356,000 | 7,923 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,275,000 | 5,263 |
| Other real estate owned | $0 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,006,000 | 6,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,520,000 | 5,590 |
| Total liabilities | $67,771,000 | 5,745 |
| Total deposits | $67,371,000 | 5,576 |
| Interest-bearing deposits | $54,031,000 | 5,940 |
| Deposits held in domestic offices | $67,371,000 | 5,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $400,000 | 6,289 |
| Total equity capital | $9,749,000 | 4,181 |
| Total bank equity capital | $9,749,000 | 4,181 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $3,150,000 | 3,945 |
| Undivided profits | $5,999,000 | 3,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 7,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $406,000 | 4,605 |
| Earning assets | $71,887,000 | 5,521 |
| Long-term assets (5+ years) | $12,156,000 | 3,853 |
| Average Assets, year-to-date | $77,351,600 | 5,441 |
| Average Assets, quarterly | $77,999,000 | 5,498 |
| Volatile liabilities | $6,328,000 | 5,679 |
| Insider loans | $553,000 | 5,401 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,160,000 | 3,572 |
| Tier 1 (core) risk-based capital | $9,749,000 | 4,092 |
| Tier 2 risk-based capital | $356,000 | 6,779 |
| Total risk weighted assets | $39,331,700 | 5,972 |
| Total unused commitments | $8,160,000 | 3,588 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $78,581,000 | 5,567 |
| Cash and due from depository institutions | $4,819,000 | 6,105 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $43,814,000 | 3,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $27,503,000 | 7,457 |
| Loan loss allowance | $371,000 | 7,824 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,336,000 | 5,103 |
| Other real estate owned | $0 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,109,000 | 5,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,581,000 | 5,567 |
| Total liabilities | $69,317,000 | 5,714 |
| Total deposits | $68,912,000 | 5,562 |
| Interest-bearing deposits | $55,097,000 | 5,980 |
| Deposits held in domestic offices | $68,912,000 | 5,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $405,000 | 6,766 |
| Total equity capital | $9,264,000 | 4,181 |
| Total bank equity capital | $9,264,000 | 4,181 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $3,150,000 | 3,838 |
| Undivided profits | $5,514,000 | 3,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 12,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $439,000 | 4,644 |
| Earning assets | $71,317,000 | 5,597 |
| Long-term assets (5+ years) | $10,702,000 | 4,159 |
| Average Assets, year-to-date | $75,145,600 | 5,646 |
| Average Assets, quarterly | $77,416,500 | 5,586 |
| Volatile liabilities | $9,187,000 | 4,385 |
| Insider loans | $197,000 | 3,982 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,136,000 | 3,691 |
| Tier 1 (core) risk-based capital | $9,264,000 | 4,110 |
| Tier 2 risk-based capital | $371,000 | 6,612 |
| Total risk weighted assets | $40,419,200 | 5,886 |
| Total unused commitments | $7,136,000 | 3,711 |
| Derivatives | $0 | 651 |