Home > The Jewett City Trust Company > Income and Expense
The Jewett City Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 8,179 |
| Total interest expense | $1,064,000 | 9,021 |
| Net interest income | $1,953,000 | 7,409 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,437,000 | 7,469 |
| Salaries and employee benefits | $732,000 | 7,517 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $498,000 | 7,264 |
| Pre-tax net operating income | $579,000 | 7,994 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $176,000 | 7,824 |
| Income before extraordinary items | $426,000 | 7,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $426,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $409,670 | 7,940 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 8,269 |
| Total interest expense | $835,000 | 9,421 |
| Net interest income | $2,045,000 | 7,461 |
| Provision for loan and lease losses | $132,000 | 3,859 |
| Total noninterest income | $148,000 | 9,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $1,453,000 | 7,751 |
| Salaries and employee benefits | $704,000 | 7,849 |
| Premises and equipment expense | $206,000 | 7,296 |
| Additional noninterest expense | $543,000 | 7,488 |
| Pre-tax net operating income | $608,000 | 7,955 |
| Securities gains (losses) | $-73,000 | 11,329 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $363,000 | 8,526 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $363,000 | 8,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $412,640 | 8,117 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 8,691 |
| Total interest expense | $970,000 | 9,249 |
| Net interest income | $1,815,000 | 8,204 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $177,000 | 9,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $1,548,000 | 7,661 |
| Salaries and employee benefits | $666,000 | 8,258 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $630,000 | 7,080 |
| Pre-tax net operating income | $244,000 | 10,667 |
| Securities gains (losses) | $101,000 | 2,497 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $243,000 | 10,129 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $243,000 | 10,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,188 |
| Cash dividends | $6,000 | 8,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $172,300 | 10,751 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 8,961 |
| Total interest expense | $1,287,000 | 9,290 |
| Net interest income | $1,717,000 | 8,599 |
| Provision for loan and lease losses | $297,000 | 4,187 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,494,000 | 7,938 |
| Salaries and employee benefits | $630,000 | 8,552 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $614,000 | 7,383 |
| Pre-tax net operating income | $93,000 | 12,093 |
| Securities gains (losses) | $143,000 | 2,479 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $108,000 | 11,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $108,000 | 11,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $54,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $16,480 | 12,565 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.