Home > The Jersey Bank for Savings > Net Loans and Leases
The Jersey Bank for Savings, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $36,081,000 | 6,184 |
| Loan loss allowance | $338,000 | 7,168 |
| Total loans and leases | $36,419,000 | 6,204 |
| Unearned income | $34,000 | 3,634 |
| Loans and leases, gross | $36,453,000 | 6,212 |
| All real estate loans | $35,467,000 | 4,606 |
| Real estate loans in domestic offices | $35,467,000 | 4,606 |
| Construction and development loans | $2,255,000 | 3,736 |
| Commercial RE | $6,195,000 | 4,935 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $921,000 | 3,353 |
| 1-4 family residential loans | $26,096,000 | 3,610 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $13,000 | 10,173 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $973,000 | 9,410 |
| Credit card loans | $34,000 | 5,414 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $939,000 | 9,324 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $31,952,000 | 6,711 |
| Loan loss allowance | $315,000 | 7,684 |
| Total loans and leases | $32,267,000 | 6,727 |
| Unearned income | $47,000 | 4,992 |
| Loans and leases, gross | $32,267,000 | 6,741 |
| All real estate loans | $30,556,000 | 5,130 |
| Real estate loans in domestic offices | $30,556,000 | 5,129 |
| Construction and development loans | $1,385,000 | 4,797 |
| Commercial RE | $4,453,000 | 5,826 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $955,000 | 3,436 |
| 1-4 family residential loans | $23,763,000 | 3,909 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $0 | 10,678 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,758,000 | 8,472 |
| Credit card loans | $38,000 | 5,628 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,720,000 | 8,313 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $26,127,000 | 7,539 |
| Loan loss allowance | $279,000 | 8,368 |
| Total loans and leases | $26,406,000 | 7,553 |
| Unearned income | $57,000 | 5,267 |
| Loans and leases, gross | $26,406,000 | 7,561 |
| All real estate loans | $25,490,000 | 5,693 |
| Real estate loans in domestic offices | $25,490,000 | 5,690 |
| Construction and development loans | $1,025,000 | 5,278 |
| Commercial RE | $2,946,000 | 6,894 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $476,000 | 4,714 |
| 1-4 family residential loans | $21,043,000 | 4,291 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $539,000 | 10,074 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $434,000 | 11,174 |
| Credit card loans | $33,000 | 5,859 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $401,000 | 11,135 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $23,934,000 | 8,007 |
| Loan loss allowance | $240,000 | 9,232 |
| Total loans and leases | $24,174,000 | 8,031 |
| Unearned income | $86,000 | 5,296 |
| Loans and leases, gross | $24,174,000 | 8,040 |
| All real estate loans | $23,781,000 | 5,942 |
| Real estate loans in domestic offices | $23,781,000 | 5,941 |
| Construction and development loans | $1,263,000 | 4,900 |
| Commercial RE | $2,682,000 | 7,302 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $394,000 | 5,215 |
| 1-4 family residential loans | $19,442,000 | 4,542 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $0 | 11,645 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $479,000 | 11,617 |
| Credit card loans | $17,000 | 6,382 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $462,000 | 11,534 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $18,258,000 | 9,228 |
| Loan loss allowance | $200,000 | 10,249 |
| Total loans and leases | $18,458,000 | 9,246 |
| Unearned income | $84,000 | 5,828 |
| Loans and leases, gross | $18,458,000 | 9,248 |
| All real estate loans | $18,163,000 | 6,948 |
| Real estate loans in domestic offices | $18,163,000 | 6,947 |
| Construction and development loans | $685,000 | 6,022 |
| Commercial RE | $1,377,000 | 9,115 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $487,000 | 4,883 |
| 1-4 family residential loans | $15,614,000 | 5,269 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $0 | 12,244 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $379,000 | 12,431 |
| Credit card loans | $16,000 | 6,539 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $363,000 | 12,376 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $15,439,000 | 10,066 |
| Loan loss allowance | $150,000 | 11,515 |
| Total loans and leases | $15,589,000 | 10,108 |
| Unearned income | $123,000 | 5,811 |
| Loans and leases, gross | $15,589,000 | 10,111 |
| All real estate loans | $15,255,000 | 7,592 |
| Real estate loans in domestic offices | $15,255,000 | 7,592 |
| Construction and development loans | $1,524,000 | 4,312 |
| Commercial RE | $738,000 | 10,688 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $610,000 | 4,460 |
| 1-4 family residential loans | $12,383,000 | 6,137 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $0 | 12,783 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $457,000 | 12,867 |
| Credit card loans | $14,000 | 6,699 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $443,000 | 12,802 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |