Home > The Jersey Bank for Savings > Assets and Liabilities
The Jersey Bank for Savings, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 21 | 6,915 |
Assets and Liabilities | ||
Total Assets: | $77,013,000 | 5,328 |
Cash and due from depository institutions | $3,386,000 | 6,915 |
Interest-bearing balances | $1,968,000 | 1,797 |
Securities | $28,371,000 | 3,800 |
Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,974 |
Net loans & leases | $36,081,000 | 6,184 |
Loan loss allowance | $338,000 | 7,168 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,677,000 | 4,370 |
Other real estate owned | $0 | 6,915 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $498,000 | 8,435 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $77,013,000 | 5,328 |
Total liabilities | $70,653,000 | 5,244 |
Total deposits | $70,073,000 | 5,036 |
Interest-bearing deposits | $66,765,000 | 4,623 |
Deposits held in domestic offices | $70,073,000 | 5,031 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $580,000 | 5,325 |
Total equity capital | $6,360,000 | 6,165 |
Total bank equity capital | $6,360,000 | 6,165 |
Perpetual preferred stock | $705,000 | 134 |
Common stock | $2,279,000 | 1,643 |
Surplus | $2,318,000 | 4,958 |
Undivided profits | $1,058,000 | 8,528 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 10,017 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $204,000 | 8,195 |
Earning assets | $73,420,000 | 5,182 |
Long-term assets (5+ years) | $17,662,000 | 3,035 |
Average Assets, year-to-date | $73,818,800 | 5,316 |
Average Assets, quarterly | $75,959,000 | 5,322 |
Volatile liabilities | $12,367,000 | 4,315 |
Insider loans | $2,922,000 | 1,456 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $5,082,000 | 5,148 |
Tier 1 (core) risk-based capital | $6,306,000 | 6,065 |
Tier 2 risk-based capital | $338,000 | 6,623 |
Total risk weighted assets | $33,202,400 | 6,612 |
Total unused commitments | $5,082,000 | 5,152 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 17 | 8,098 |
Assets and Liabilities | ||
Total Assets: | $67,822,000 | 6,023 |
Cash and due from depository institutions | $2,867,000 | 8,098 |
Interest-bearing balances | $1,365,000 | 2,046 |
Securities | $24,711,000 | 4,547 |
Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,168 |
Net loans & leases | $31,952,000 | 6,711 |
Loan loss allowance | $315,000 | 7,684 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,693,000 | 4,281 |
Other real estate owned | $0 | 8,098 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $599,000 | 8,234 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $67,822,000 | 6,023 |
Total liabilities | $62,136,000 | 5,918 |
Total deposits | $61,624,000 | 5,718 |
Interest-bearing deposits | $59,464,000 | 5,233 |
Deposits held in domestic offices | $61,624,000 | 5,711 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $512,000 | 5,874 |
Total equity capital | $5,686,000 | 6,664 |
Total bank equity capital | $5,686,000 | 6,664 |
Perpetual preferred stock | $728,000 | 150 |
Common stock | $2,149,000 | 1,815 |
Surplus | $2,146,000 | 5,248 |
Undivided profits | $663,000 | 9,508 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $443,000 | 4,616 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $184,000 | 8,744 |
Earning assets | $64,028,000 | 5,889 |
Long-term assets (5+ years) | $12,705,000 | 3,643 |
Average Assets, year-to-date | $61,076,800 | 6,282 |
Average Assets, quarterly | $65,737,000 | 6,089 |
Volatile liabilities | $9,973,000 | 4,879 |
Insider loans | $3,092,000 | 1,389 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $6,138,000 | 4,561 |
Tier 1 (core) risk-based capital | $5,697,000 | 6,572 |
Tier 2 risk-based capital | $315,000 | 7,040 |
Total risk weighted assets | $30,016,800 | 7,110 |
Total unused commitments | $6,138,000 | 4,574 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 14 | 9,145 |
Assets and Liabilities | ||
Total Assets: | $56,749,000 | 6,900 |
Cash and due from depository institutions | $3,131,000 | 9,145 |
Interest-bearing balances | $1,786,000 | 1,922 |
Securities | $21,503,000 | 5,282 |
Federal funds sold & reverse repurchase agreements | $4,600,000 | 3,118 |
Net loans & leases | $26,127,000 | 7,539 |
Loan loss allowance | $279,000 | 8,368 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $855,000 | 6,590 |
Other real estate owned | $0 | 9,145 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $533,000 | 8,928 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $56,749,000 | 6,900 |
Total liabilities | $51,209,000 | 6,871 |
Total deposits | $50,772,000 | 6,715 |
Interest-bearing deposits | $49,268,000 | 6,134 |
Deposits held in domestic offices | $50,772,000 | 6,708 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $437,000 | 6,781 |
Total equity capital | $5,540,000 | 6,909 |
Total bank equity capital | $5,540,000 | 6,909 |
Perpetual preferred stock | $728,000 | 165 |
Common stock | $2,149,000 | 1,854 |
Surplus | $2,146,000 | 5,295 |
Undivided profits | $517,000 | 10,258 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $166,000 | 9,417 |
Earning assets | $54,016,000 | 6,723 |
Long-term assets (5+ years) | $10,246,000 | 3,981 |
Average Assets, year-to-date | $53,598,200 | 6,936 |
Average Assets, quarterly | $56,393,500 | 6,868 |
Volatile liabilities | $5,641,000 | 6,510 |
Insider loans | $82,000 | 9,416 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $3,243,000 | 6,151 |
Tier 1 (core) risk-based capital | $5,514,000 | 6,815 |
Tier 2 risk-based capital | $279,000 | 7,621 |
Total risk weighted assets | $23,460,400 | 8,182 |
Total unused commitments | $3,243,000 | 6,167 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 14 | 9,584 |
Assets and Liabilities | ||
Total Assets: | $50,729,000 | 7,442 |
Cash and due from depository institutions | $4,496,000 | 9,584 |
Interest-bearing balances | $3,147,000 | 1,120 |
Securities | $19,443,000 | 5,992 |
Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
Net loans & leases | $23,934,000 | 8,007 |
Loan loss allowance | $240,000 | 9,232 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $257,000 | 10,214 |
Other real estate owned | $0 | 9,584 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $599,000 | 8,894 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $50,729,000 | 7,442 |
Total liabilities | $45,869,000 | 7,430 |
Total deposits | $45,629,000 | 7,249 |
Interest-bearing deposits | $44,559,000 | 6,610 |
Deposits held in domestic offices | $45,629,000 | 7,240 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $240,000 | 8,259 |
Total equity capital | $4,860,000 | 7,272 |
Total bank equity capital | $4,860,000 | 7,272 |
Perpetual preferred stock | $728,000 | 177 |
Common stock | $2,142,000 | 1,905 |
Surplus | $2,131,000 | 5,297 |
Undivided profits | $-141,000 | 11,764 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,640 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $137,000 | 9,971 |
Earning assets | $48,524,000 | 7,208 |
Long-term assets (5+ years) | $9,301,000 | 4,301 |
Average Assets, year-to-date | $48,174,000 | 7,569 |
Average Assets, quarterly | $50,126,500 | 7,465 |
Volatile liabilities | $4,238,000 | 7,335 |
Insider loans | $87,000 | 9,643 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $2,804,000 | 6,556 |
Tier 1 (core) risk-based capital | $5,191,000 | 7,038 |
Tier 2 risk-based capital | $240,000 | 8,417 |
Total risk weighted assets | $20,264,300 | 8,914 |
Total unused commitments | $2,804,000 | 6,567 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 12 | 10,651 |
Assets and Liabilities | ||
Total Assets: | $45,212,000 | 8,217 |
Cash and due from depository institutions | $5,181,000 | 10,651 |
Interest-bearing balances | $3,979,000 | 1,506 |
Securities | $18,642,000 | 6,451 |
Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
Net loans & leases | $18,258,000 | 9,228 |
Loan loss allowance | $200,000 | 10,249 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $304,000 | 10,177 |
Other real estate owned | $0 | 10,651 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $327,000 | 10,993 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $45,212,000 | 8,217 |
Total liabilities | $40,399,000 | 8,284 |
Total deposits | $40,235,000 | 8,137 |
Interest-bearing deposits | $39,451,000 | 7,467 |
Deposits held in domestic offices | $40,235,000 | 8,130 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $164,000 | 10,040 |
Total equity capital | $4,813,000 | 7,466 |
Total bank equity capital | $4,813,000 | 7,466 |
Perpetual preferred stock | $678,000 | 197 |
Common stock | $2,102,000 | 1,959 |
Surplus | $2,080,000 | 5,371 |
Undivided profits | $-47,000 | 12,376 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 12,424 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $98,000 | 11,076 |
Earning assets | $43,379,000 | 7,978 |
Long-term assets (5+ years) | $8,688,000 | 4,756 |
Average Assets, year-to-date | $42,407,600 | 8,383 |
Average Assets, quarterly | $44,919,500 | 8,180 |
Volatile liabilities | $3,688,000 | 7,650 |
Insider loans | $86,000 | 9,980 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $2,583,000 | 6,820 |
Tier 1 (core) risk-based capital | $4,813,000 | 7,390 |
Tier 2 risk-based capital | $200,000 | 9,363 |
Total risk weighted assets | $16,299,800 | 10,052 |
Total unused commitments | $2,583,000 | 6,842 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 11 | 11,407 |
Assets and Liabilities | ||
Total Assets: | $38,766,000 | 9,162 |
Cash and due from depository institutions | $3,020,000 | 11,407 |
Interest-bearing balances | $2,246,000 | 2,532 |
Securities | $17,136,000 | 6,771 |
Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
Net loans & leases | $15,439,000 | 10,066 |
Loan loss allowance | $150,000 | 11,515 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $344,000 | 10,113 |
Other real estate owned | $0 | 11,407 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $327,000 | 11,439 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $38,766,000 | 9,162 |
Total liabilities | $34,940,000 | 9,203 |
Total deposits | $34,748,000 | 9,069 |
Interest-bearing deposits | $34,119,000 | 8,404 |
Deposits held in domestic offices | $34,748,000 | 9,063 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $192,000 | 10,207 |
Total equity capital | $3,826,000 | 8,485 |
Total bank equity capital | $3,826,000 | 8,485 |
Perpetual preferred stock | $0 | 346 |
Common stock | $2,094,000 | 2,042 |
Surplus | $2,070,000 | 5,289 |
Undivided profits | $-338,000 | 12,957 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $88,000 | 10,373 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $88,000 | 11,926 |
Earning assets | $37,321,000 | 8,856 |
Long-term assets (5+ years) | $9,558,000 | 4,477 |
Average Assets, year-to-date | $36,286,800 | 9,341 |
Average Assets, quarterly | $38,543,000 | 9,125 |
Volatile liabilities | $3,770,000 | 7,666 |
Insider loans | $89,000 | 6,012 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,800,000 | 6,298 |
Tier 1 (core) risk-based capital | $3,826,000 | 8,420 |
Tier 2 risk-based capital | $150,000 | 10,647 |
Total risk weighted assets | $14,663,500 | 10,732 |
Total unused commitments | $2,800,000 | 6,327 |
Derivatives | $0 | 651 |