Home > The Jefferson Guaranty Bank > Loan Charge- Offs and Recoveries
The Jefferson Guaranty Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,070,000 | 1,067 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $970,000 | 368 |
| Loans to individuals | $100,000 | 2,522 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $100,000 | 2,192 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $438,000 | 847 |
| Loans secured by real estate, total | $24,000 | 1,832 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $24,000 | 1,832 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,578 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $21,000 | 931 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $296,000 | 461 |
| Loans to individuals | $118,000 | 942 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $118,000 | 787 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $632,000 | 1,205 |
| Loans secured by real estate, total | $-24,000 | 10,757 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-24,000 | 10,782 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 10,373 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-21,000 | 10,952 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $674,000 | 364 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $-18,000 | 11,326 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-18,000 | 11,306 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $382,000 | 2,157 |
| Loans secured by real estate, total | $54,000 | 2,326 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $54,000 | 2,324 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $49,000 | 1,595 |
| Secured by multifamily residential properties | $3,000 | 535 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,093 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $175,000 | 1,559 |
| Loans to individuals | $153,000 | 1,744 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $153,000 | 1,459 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $584,000 | 699 |
| Loans secured by real estate, total | $98,000 | 895 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $98,000 | 894 |
| Construction and land development | $1,000 | 622 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,772 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $87,000 | 533 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $333,000 | 449 |
| Loans to individuals | $153,000 | 782 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $153,000 | 678 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-202,000 | 11,856 |
| Loans secured by real estate, total | $-44,000 | 11,483 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-44,000 | 11,512 |
| Construction and land development | $-1,000 | 11,562 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $39,000 | 1,531 |
| Secured by multifamily residential properties | $3,000 | 480 |
| Secured by nonfarm nonresidential properties | $-85,000 | 11,736 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-158,000 | 11,722 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $0 | 8,408 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $597,000 | 1,606 |
| Loans secured by real estate, total | $21,000 | 3,835 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $21,000 | 3,835 |
| Construction and land development | $2,000 | 948 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $14,000 | 3,078 |
| Secured by multifamily residential properties | $1,000 | 644 |
| Secured by nonfarm nonresidential properties | $4,000 | 2,369 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $8,000 | 6,345 |
| Loans to individuals | $568,000 | 696 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $568,000 | 516 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $878,000 | 591 |
| Loans secured by real estate, total | $208,000 | 593 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $208,000 | 592 |
| Construction and land development | $1,000 | 729 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $156,000 | 290 |
| Secured by multifamily residential properties | $1,000 | 466 |
| Secured by nonfarm nonresidential properties | $50,000 | 787 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $489,000 | 382 |
| Loans to individuals | $181,000 | 731 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $181,000 | 609 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-281,000 | 12,465 |
| Loans secured by real estate, total | $-187,000 | 12,447 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-187,000 | 12,485 |
| Construction and land development | $1,000 | 827 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-142,000 | 12,562 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-46,000 | 12,242 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-481,000 | 12,473 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $387,000 | 661 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $387,000 | 448 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $848,000 | 1,584 |
| Loans secured by real estate, total | $255,000 | 1,485 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $255,000 | 1,484 |
| Construction and land development | $4,000 | 1,152 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $235,000 | 801 |
| Secured by multifamily residential properties | $1,000 | 747 |
| Secured by nonfarm nonresidential properties | $15,000 | 2,458 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $89,000 | 3,325 |
| Loans to individuals | $495,000 | 807 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $495,000 | 591 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $9,000 | 333 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $893,000 | 613 |
| Loans secured by real estate, total | $446,000 | 384 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $446,000 | 383 |
| Construction and land development | $22,000 | 448 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $46,000 | 820 |
| Secured by multifamily residential properties | $30,000 | 239 |
| Secured by nonfarm nonresidential properties | $348,000 | 246 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $199,000 | 847 |
| Loans to individuals | $246,000 | 644 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $246,000 | 518 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $2,000 | 322 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-45,000 | 12,611 |
| Loans secured by real estate, total | $-191,000 | 13,167 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-191,000 | 13,207 |
| Construction and land development | $-18,000 | 13,063 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $189,000 | 834 |
| Secured by multifamily residential properties | $-29,000 | 13,195 |
| Secured by nonfarm nonresidential properties | $-333,000 | 13,239 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-110,000 | 12,932 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $249,000 | 962 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $249,000 | 690 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $7,000 | 268 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,141,000 | 1,058 |
| Loans secured by real estate, total | $1,478,000 | 670 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,478,000 | 670 |
| Construction and land development | $11,000 | 1,392 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $471,000 | 552 |
| Secured by multifamily residential properties | $16,000 | 744 |
| Secured by nonfarm nonresidential properties | $980,000 | 490 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $1,000 | 40 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $310,000 | 1,999 |
| Loans to individuals | $351,000 | 1,236 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $351,000 | 993 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,000 | 377 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,047,000 | 534 |
| Loans secured by real estate, total | $221,000 | 561 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $221,000 | 560 |
| Construction and land development | $7,000 | 698 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $101,000 | 390 |
| Secured by multifamily residential properties | $5,000 | 347 |
| Secured by nonfarm nonresidential properties | $108,000 | 475 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $419,000 | 444 |
| Loans to individuals | $397,000 | 517 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $397,000 | 414 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $10,000 | 246 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,094,000 | 1,477 |
| Loans secured by real estate, total | $1,257,000 | 685 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,257,000 | 685 |
| Construction and land development | $4,000 | 1,436 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $370,000 | 593 |
| Secured by multifamily residential properties | $11,000 | 745 |
| Secured by nonfarm nonresidential properties | $872,000 | 478 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $1,000 | 32 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-109,000 | 13,692 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $-46,000 | 13,883 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-46,000 | 13,872 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-9,000 | 1,128 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.