Home > The Jefferson Guaranty Bank > Income and Expense
The Jefferson Guaranty Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,606,000 | 1,625 |
| Total interest expense | $6,862,000 | 2,255 |
| Net interest income | $13,744,000 | 1,289 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $4,447,000 | 1,025 |
| Gross Fiduciary activities income | $829,000 | 566 |
| Service charges on deposit accounts | $2,552,000 | 535 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,066,000 | 1,732 |
| Total noninterest expense | $16,229,000 | 943 |
| Salaries and employee benefits | $7,102,000 | 956 |
| Premises and equipment expense | $4,196,000 | 538 |
| Additional noninterest expense | $4,931,000 | 1,149 |
| Pre-tax net operating income | $1,962,000 | 3,465 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $1,962,000 | 2,503 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,962,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $632,000 | 1,205 |
| Cash dividends | $3,545,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,962,000 | 2,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,941,000 | 1,702 |
| Total interest expense | $5,902,000 | 2,602 |
| Net interest income | $14,039,000 | 1,287 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,878,000 | 1,143 |
| Gross Fiduciary activities income | $843,000 | 574 |
| Service charges on deposit accounts | $2,414,000 | 579 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $621,000 | 2,481 |
| Total noninterest expense | $14,708,000 | 1,020 |
| Salaries and employee benefits | $6,819,000 | 1,010 |
| Premises and equipment expense | $3,927,000 | 601 |
| Additional noninterest expense | $3,962,000 | 1,347 |
| Pre-tax net operating income | $3,209,000 | 2,305 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-15,000 | 11,537 |
| Income before extraordinary items | $3,224,000 | 1,585 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,224,000 | 1,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-202,000 | 11,856 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,224,000 | 1,558 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,911,000 | 1,826 |
| Total interest expense | $4,063,000 | 2,996 |
| Net interest income | $12,848,000 | 1,392 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $3,872,000 | 1,104 |
| Gross Fiduciary activities income | $791,000 | 586 |
| Service charges on deposit accounts | $2,400,000 | 575 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $681,000 | 2,379 |
| Total noninterest expense | $14,356,000 | 1,052 |
| Salaries and employee benefits | $6,301,000 | 1,074 |
| Premises and equipment expense | $3,535,000 | 662 |
| Additional noninterest expense | $4,520,000 | 1,287 |
| Pre-tax net operating income | $2,364,000 | 2,982 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $2,364,000 | 2,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,364,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-281,000 | 12,465 |
| Cash dividends | $1,200,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,364,000 | 2,085 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,561,000 | 1,893 |
| Total interest expense | $4,183,000 | 3,037 |
| Net interest income | $12,378,000 | 1,470 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $4,159,000 | 1,133 |
| Gross Fiduciary activities income | $713,000 | 640 |
| Service charges on deposit accounts | $2,632,000 | 529 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $814,000 | 2,363 |
| Total noninterest expense | $13,918,000 | 1,128 |
| Salaries and employee benefits | $5,947,000 | 1,139 |
| Premises and equipment expense | $3,052,000 | 758 |
| Additional noninterest expense | $4,919,000 | 1,289 |
| Pre-tax net operating income | $1,819,000 | 3,640 |
| Securities gains (losses) | $439,000 | 985 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $2,258,000 | 2,213 |
| Extraordinary gains, net | $250,000 | 838 |
| Net income | $2,508,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 12,611 |
| Cash dividends | $1,875,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,819,000 | 2,587 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,680,000 | 2,009 |
| Total interest expense | $6,171,000 | 2,704 |
| Net interest income | $11,509,000 | 1,611 |
| Provision for loan and lease losses | $1,300,000 | 1,549 |
| Total noninterest income | $3,711,000 | 1,207 |
| Gross Fiduciary activities income | $629,000 | 689 |
| Service charges on deposit accounts | $2,313,000 | 590 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $769,000 | 2,358 |
| Total noninterest expense | $12,629,000 | 1,256 |
| Salaries and employee benefits | $5,711,000 | 1,172 |
| Premises and equipment expense | $2,608,000 | 905 |
| Additional noninterest expense | $4,310,000 | 1,513 |
| Pre-tax net operating income | $1,291,000 | 4,635 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $41,000 | 11,507 |
| Income before extraordinary items | $1,250,000 | 3,671 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,250,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,094,000 | 1,477 |
| Cash dividends | $725,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,250,000 | 3,398 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.