Home > The Jefferson Guaranty Bank > Assets and Liabilities
The Jefferson Guaranty Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 174 | 1,074 |
| Assets and Liabilities | ||
| Total Assets: | $301,481,000 | 1,566 |
| Cash and due from depository institutions | $24,219,000 | 1,074 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $68,294,000 | 1,766 |
| Federal funds sold & reverse repurchase agreements | $37,300,000 | 376 |
| Net loans & leases | $159,176,000 | 1,816 |
| Loan loss allowance | $4,371,000 | 980 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,833,000 | 777 |
| Other real estate owned | $0 | 1,074 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,659,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,481,000 | 1,566 |
| Total liabilities | $282,838,000 | 1,510 |
| Total deposits | $281,219,000 | 1,366 |
| Interest-bearing deposits | $183,905,000 | 1,814 |
| Deposits held in domestic offices | $281,219,000 | 1,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,619,000 | 2,414 |
| Total equity capital | $18,643,000 | 2,407 |
| Total bank equity capital | $18,643,000 | 2,407 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,375,000 | 2,741 |
| Surplus | $14,972,000 | 1,149 |
| Undivided profits | $2,296,000 | 6,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 6,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $696,000 | 3,312 |
| Earning assets | $264,770,000 | 1,628 |
| Long-term assets (5+ years) | $35,338,000 | 1,736 |
| Average Assets, year-to-date | $299,645,600 | 1,507 |
| Average Assets, quarterly | $300,304,500 | 1,547 |
| Volatile liabilities | $13,965,000 | 3,825 |
| Insider loans | $2,051,000 | 2,074 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $41,304,000 | 1,224 |
| Tier 1 (core) risk-based capital | $18,643,000 | 2,326 |
| Tier 2 risk-based capital | $2,231,920 | 1,438 |
| Total risk weighted assets | $176,414,620 | 1,634 |
| Total unused commitments | $41,304,000 | 1,230 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 198 | 977 |
| Assets and Liabilities | ||
| Total Assets: | $297,123,000 | 1,599 |
| Cash and due from depository institutions | $22,082,000 | 977 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $101,484,000 | 1,230 |
| Federal funds sold & reverse repurchase agreements | $8,580,000 | 1,698 |
| Net loans & leases | $150,586,000 | 1,894 |
| Loan loss allowance | $5,003,000 | 903 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,621,000 | 641 |
| Other real estate owned | $23,000 | 977 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,747,000 | 2,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,123,000 | 1,599 |
| Total liabilities | $276,897,000 | 1,563 |
| Total deposits | $274,764,000 | 1,433 |
| Interest-bearing deposits | $181,992,000 | 1,856 |
| Deposits held in domestic offices | $274,764,000 | 1,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,133,000 | 1,997 |
| Total equity capital | $20,226,000 | 2,203 |
| Total bank equity capital | $20,226,000 | 2,203 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,375,000 | 2,840 |
| Surplus | $14,972,000 | 1,149 |
| Undivided profits | $3,879,000 | 5,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 5,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $764,000 | 3,073 |
| Earning assets | $260,650,000 | 1,658 |
| Long-term assets (5+ years) | $29,404,000 | 1,846 |
| Average Assets, year-to-date | $281,947,600 | 1,612 |
| Average Assets, quarterly | $293,331,500 | 1,599 |
| Volatile liabilities | $13,240,000 | 3,704 |
| Insider loans | $4,534,000 | 978 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $37,096,000 | 1,271 |
| Tier 1 (core) risk-based capital | $20,226,000 | 2,115 |
| Tier 2 risk-based capital | $2,199,330 | 1,444 |
| Total risk weighted assets | $173,142,830 | 1,647 |
| Total unused commitments | $37,096,000 | 1,280 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 192 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $270,649,000 | 1,694 |
| Cash and due from depository institutions | $21,194,000 | 1,016 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $74,620,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $2,780,000 | 2,992 |
| Net loans & leases | $159,455,000 | 1,756 |
| Loan loss allowance | $4,801,000 | 940 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,260,000 | 708 |
| Other real estate owned | $178,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,162,000 | 3,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,649,000 | 1,694 |
| Total liabilities | $252,047,000 | 1,669 |
| Total deposits | $250,322,000 | 1,518 |
| Interest-bearing deposits | $164,065,000 | 2,019 |
| Deposits held in domestic offices | $250,322,000 | 1,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,725,000 | 2,010 |
| Total equity capital | $18,602,000 | 2,207 |
| Total bank equity capital | $18,602,000 | 2,207 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,375,000 | 2,945 |
| Surplus | $14,972,000 | 1,080 |
| Undivided profits | $2,255,000 | 6,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 5,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $700,000 | 2,921 |
| Earning assets | $236,855,000 | 1,775 |
| Long-term assets (5+ years) | $17,483,000 | 2,820 |
| Average Assets, year-to-date | $269,864,000 | 1,661 |
| Average Assets, quarterly | $269,585,000 | 1,695 |
| Volatile liabilities | $9,496,000 | 4,511 |
| Insider loans | $4,384,000 | 948 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $289,000 | 981 |
| Unused loan commitments | $28,670,000 | 1,476 |
| Tier 1 (core) risk-based capital | $18,602,000 | 2,212 |
| Tier 2 risk-based capital | $2,162,440 | 1,473 |
| Total risk weighted assets | $170,356,440 | 1,639 |
| Total unused commitments | $28,670,000 | 1,486 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 181 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $270,435,000 | 1,722 |
| Cash and due from depository institutions | $17,024,000 | 1,133 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $89,417,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,160 |
| Net loans & leases | $141,363,000 | 1,932 |
| Loan loss allowance | $4,520,000 | 1,059 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,992,000 | 915 |
| Other real estate owned | $1,006,000 | 1,133 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,133,000 | 3,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,435,000 | 1,722 |
| Total liabilities | $252,997,000 | 1,692 |
| Total deposits | $251,088,000 | 1,583 |
| Interest-bearing deposits | $171,822,000 | 1,998 |
| Deposits held in domestic offices | $251,088,000 | 1,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,909,000 | 1,866 |
| Total equity capital | $17,438,000 | 2,316 |
| Total bank equity capital | $17,438,000 | 2,316 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,375,000 | 3,030 |
| Surplus | $14,972,000 | 1,028 |
| Undivided profits | $1,091,000 | 9,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 4,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $597,000 | 3,060 |
| Earning assets | $242,280,000 | 1,757 |
| Long-term assets (5+ years) | $11,787,000 | 3,921 |
| Average Assets, year-to-date | $269,205,000 | 1,692 |
| Average Assets, quarterly | $269,347,500 | 1,711 |
| Volatile liabilities | $9,863,000 | 4,131 |
| Insider loans | $2,993,000 | 1,392 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $26,979,000 | 1,544 |
| Tier 1 (core) risk-based capital | $17,438,000 | 2,243 |
| Tier 2 risk-based capital | $1,953,580 | 1,603 |
| Total risk weighted assets | $153,719,580 | 1,788 |
| Total unused commitments | $26,979,000 | 1,568 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 189 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $270,300,000 | 1,775 |
| Cash and due from depository institutions | $21,303,000 | 1,124 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $80,588,000 | 1,673 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,207 |
| Net loans & leases | $144,848,000 | 1,928 |
| Loan loss allowance | $3,675,000 | 1,301 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,196,000 | 887 |
| Other real estate owned | $5,889,000 | 1,124 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,976,000 | 3,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,300,000 | 1,775 |
| Total liabilities | $253,495,000 | 1,758 |
| Total deposits | $251,948,000 | 1,658 |
| Interest-bearing deposits | $180,165,000 | 1,998 |
| Deposits held in domestic offices | $251,948,000 | 1,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,547,000 | 2,301 |
| Total equity capital | $16,805,000 | 2,291 |
| Total bank equity capital | $16,805,000 | 2,291 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,375,000 | 3,144 |
| Surplus | $14,972,000 | 995 |
| Undivided profits | $458,000 | 11,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,194,000 | 3,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $650,000 | 3,085 |
| Earning assets | $232,936,000 | 1,869 |
| Long-term assets (5+ years) | $18,241,000 | 2,794 |
| Average Assets, year-to-date | $267,437,400 | 1,754 |
| Average Assets, quarterly | $269,553,000 | 1,770 |
| Volatile liabilities | $10,241,000 | 4,032 |
| Insider loans | $5,118,000 | 92 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,755,000 | 1,614 |
| Tier 1 (core) risk-based capital | $16,805,000 | 2,236 |
| Tier 2 risk-based capital | $1,989,600 | 1,606 |
| Total risk weighted assets | $157,482,200 | 1,792 |
| Total unused commitments | $23,755,000 | 1,629 |
| Derivatives | $0 | 651 |