Home > The Jefferson Banking Company > Income and Expense
The Jefferson Banking Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 4,108 |
| Total interest expense | $3,837,000 | 3,720 |
| Net interest income | $3,785,000 | 4,374 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $240,000 | 7,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $2,699,000 | 4,598 |
| Salaries and employee benefits | $1,181,000 | 5,222 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $1,030,000 | 3,922 |
| Pre-tax net operating income | $1,326,000 | 4,455 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $524,000 | 3,534 |
| Income before extraordinary items | $802,000 | 5,090 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $802,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $802,000 | 5,042 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 4,443 |
| Total interest expense | $3,865,000 | 3,803 |
| Net interest income | $3,039,000 | 5,092 |
| Provision for loan and lease losses | $204,000 | 3,472 |
| Total noninterest income | $208,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,793 |
| Total noninterest expense | $2,681,000 | 4,531 |
| Salaries and employee benefits | $944,000 | 6,013 |
| Premises and equipment expense | $345,000 | 4,929 |
| Additional noninterest expense | $1,392,000 | 2,972 |
| Pre-tax net operating income | $362,000 | 8,081 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $184,000 | 6,363 |
| Income before extraordinary items | $178,000 | 8,781 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $178,000 | 8,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $178,000 | 8,714 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,375,000 | 4,838 |
| Total interest expense | $3,633,000 | 4,015 |
| Net interest income | $2,742,000 | 5,678 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $119,000 | 9,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,810,000 | 6,053 |
| Salaries and employee benefits | $730,000 | 7,142 |
| Premises and equipment expense | $303,000 | 5,422 |
| Additional noninterest expense | $777,000 | 4,831 |
| Pre-tax net operating income | $967,000 | 5,935 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $380,000 | 5,042 |
| Income before extraordinary items | $589,000 | 6,433 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $589,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $587,720 | 6,386 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 5,149 |
| Total interest expense | $3,598,000 | 4,086 |
| Net interest income | $2,463,000 | 6,255 |
| Provision for loan and lease losses | $208,000 | 3,331 |
| Total noninterest income | $67,000 | 10,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $1,784,000 | 6,423 |
| Salaries and employee benefits | $684,000 | 7,628 |
| Premises and equipment expense | $299,000 | 5,615 |
| Additional noninterest expense | $801,000 | 5,196 |
| Pre-tax net operating income | $538,000 | 7,735 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $234,000 | 6,651 |
| Income before extraordinary items | $306,000 | 8,372 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $306,000 | 8,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 314 |
| Net operating income | $304,720 | 8,334 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 5,963 |
| Total interest expense | $3,601,000 | 4,049 |
| Net interest income | $1,422,000 | 8,736 |
| Provision for loan and lease losses | $606,000 | 1,333 |
| Total noninterest income | $23,000 | 11,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $1,743,000 | 6,612 |
| Salaries and employee benefits | $512,000 | 9,008 |
| Premises and equipment expense | $309,000 | 5,504 |
| Additional noninterest expense | $922,000 | 4,668 |
| Pre-tax net operating income | $-904,000 | 11,863 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $-254,000 | 11,819 |
| Income before extraordinary items | $-642,000 | 11,822 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-642,000 | 11,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-647,760 | 11,813 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 12,577 |
| Total interest expense | $57,000 | 12,550 |
| Net interest income | $64,000 | 12,582 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $0 | 12,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $701,000 | 10,699 |
| Salaries and employee benefits | $220,000 | 11,924 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $385,000 | 8,974 |
| Pre-tax net operating income | $-717,000 | 12,417 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-231,000 | 12,405 |
| Income before extraordinary items | $-486,000 | 12,349 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-486,000 | 12,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 139 |
| Net operating income | $-486,000 | 12,356 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 6,911 |
| Total interest expense | $1,657,000 | 6,722 |
| Net interest income | $2,313,000 | 6,912 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $403,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $1,945,000 | 6,484 |
| Salaries and employee benefits | $860,000 | 6,959 |
| Premises and equipment expense | $318,000 | 5,587 |
| Additional noninterest expense | $767,000 | 6,126 |
| Pre-tax net operating income | $611,000 | 7,872 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $198,000 | 7,661 |
| Income before extraordinary items | $407,000 | 8,358 |
| Extraordinary gains, net | $3,000 | 3,100 |
| Net income | $410,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $114,000 | 6,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $411,020 | 8,044 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 7,634 |
| Total interest expense | $1,945,000 | 7,230 |
| Net interest income | $1,961,000 | 7,864 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $304,000 | 7,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $1,936,000 | 6,543 |
| Salaries and employee benefits | $898,000 | 6,634 |
| Premises and equipment expense | $318,000 | 5,731 |
| Additional noninterest expense | $720,000 | 6,625 |
| Pre-tax net operating income | $-21,000 | 12,798 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $-27,000 | 13,449 |
| Income before extraordinary items | $-2,000 | 12,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,000 | 12,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 2,401 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,120 | 12,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.