Home > The Jacksonville Bank > Net charge- offs to loans
The Jacksonville Bank, Net charge- offs to loans
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 2,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4462% | 5,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4959% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4474% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5435% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1616% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.2545% | 6,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.2545% | 6,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.6163% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0710% | 5,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0717% | 5,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5952% | 6,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4491% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7939% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7653% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2513% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.3372% | 6,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -12.3372% | 6,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6444% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2620% | 6,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3710% | 6,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8746% | 6,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9470% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3026% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7561% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4297% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0178% | 6,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.0178% | 6,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2257% | 6,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9218% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2113% | 4,555 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5320% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1657% | 5,432 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7406% | 6,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.7406% | 6,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4422% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2869% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.4223% | 5,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2892% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5714% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2135% | 6,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1459% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4103% | 6,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6108% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.8758% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 22.8758% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | 32.2581% | 46 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | -0.4691% | 5,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2940% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7778% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2710% | 6,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 969 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4407% | 6,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6702% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5366% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.5366% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.8746% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7678% | 497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7713% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 1.5968% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7684% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3686% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4125% | 6,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0697% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6835% | 6,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7515% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5185% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7001% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5654% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1551% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8281% | 6,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0309% | 4,521 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2756% | 6,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6373% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9676% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9676% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.8235% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3706% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4933% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 2.9679% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1672% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0302% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6863% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8589% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1463% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4589% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4589% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | -8.7336% | 6,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1467% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2208% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 1.5909% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5929% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0693% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7601% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5231% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1786% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4349% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.4345% | 62 |
| Percentage Net Loans Charged-off: All other loans and lease | -10.6476% | 6,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3443% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4283% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 1.4393% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5413% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2042% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1446% | 914 |
| All other 1-4 family - Percent of loans charged-off, net | 6.8207% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.5001% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.5001% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | -18.0645% | 6,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6018% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5409% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 2.4071% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3283% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3656% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5927% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 5,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.8478% | 28 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 17.8478% | 25 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1697% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9736% | 9 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.3714% | 10 |
| Percentage Net Loans Charged-off:Construction & development | 14.6729% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3535% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.7023% | 19 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3505% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 9.1980% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8928% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4896% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4896% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7990% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6999% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7583% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 10.9435% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3197% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7153% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6351% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3835% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1366% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8858% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8858% | 587 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0716% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7599% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6967% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 5.5006% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0378% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8701% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0022% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4549% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8829% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8829% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6667% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 3,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0791% | 2,636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 5,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1511% | 2,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 5,324 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0966% | 6,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0966% | 6,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8772% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5300% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6423% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 8.3423% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5633% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8677% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7828% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9434% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6926% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5876% | 2,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5094% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2935% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.7351% | 6,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2422% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2502% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 1.1943% | 1,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8468% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4405% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1043% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4361% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3663% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3026% | 2,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6192% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2933% | 128 |
| Percentage Net Loans Charged-off: All other loans and lease | -14.7090% | 6,554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6282% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6515% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 1.3774% | 1,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1773% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6076% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6687% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8570% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0129% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3802% | 2,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1314% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6512% | 127 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.6522% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8465% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0149% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 2.7287% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0198% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0312% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9998% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3869% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6923% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8794% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6606% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5990% | 1,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.7778% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6024% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7940% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 2.3050% | 1,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6846% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3177% | 918 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7635% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7732% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1627% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1824% | 6,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7259% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6667% | 604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0458% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0830% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.5360% | 2,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0694% | 2,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4270% | 705 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3899% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 7.7711% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0596% | 4,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0100% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9226% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4957% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5804% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.3779% | 2,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 2,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6332% | 526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.5376% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 11.6218% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 3,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1625% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7021% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6490% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7293% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.7382% | 1,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1482% | 1,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2624% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.7834% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 11.9452% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5797% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5192% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4883% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5700% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4442% | 3,080 |
| Percentage Net Loans Charged-off:Construction & development | 1.4871% | 2,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2987% | 2,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9228% | 587 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2392% | 3,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4657% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0681% | 4,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3424% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3846% | 4,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8637% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5387% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3956% | 2,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.6776% | 2,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3090% | 1,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2427% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3253% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6319% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 3,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5571% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1687% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6692% | 2,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4616% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 2,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4677% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9888% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3604% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6416% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1435% | 2,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4722% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1685% | 4,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3544% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7346% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5075% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0583% | 1,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7142% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9500% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7363% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1095% | 7,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9162% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5393% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2703% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 1.0085% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 2,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7776% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8665% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7126% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0953% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4045% | 4,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 55.4839% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5718% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2516% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 1.4247% | 893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4871% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1609% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5035% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5267% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 73.8233% | 30 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5692% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1118% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 4,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 101.1858% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2554% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2733% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 63.3205% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 5,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2303% | 4,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3296% | 167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 5,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0308% | 7,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.4098% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 4,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.1285% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0395% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6537% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0714% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6582% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0747% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 2,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9870% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9617% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4737% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6443% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1438% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8615% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6445% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2782% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7837% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1600% | 2,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2884% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6087% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7528% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2001% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7578% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1383% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9777% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7493% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5432% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6796% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1776% | 3,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 5,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2680% | 2,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5761% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 5,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7068% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |