Home > The Irving Bank > Assets and Liabilities
The Irving Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $125,105,000 | 3,581 |
| Cash and due from depository institutions | $3,269,000 | 5,084 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,402,000 | 4,005 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 3,051 |
| Net loans & leases | $69,351,000 | 3,801 |
| Loan loss allowance | $1,163,000 | 2,922 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,648,000 | 4,504 |
| Other real estate owned | $0 | 5,084 |
| Goodwill and other intangibles | $17,380,000 | 279 |
| All other assets | $1,455,000 | 4,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,105,000 | 3,581 |
| Total liabilities | $95,852,000 | 4,112 |
| Total deposits | $95,017,000 | 3,908 |
| Interest-bearing deposits | $81,194,000 | 3,915 |
| Deposits held in domestic offices | $95,017,000 | 3,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $211,000 | 4,575 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $624,000 | 4,994 |
| Total equity capital | $29,253,000 | 1,525 |
| Total bank equity capital | $29,253,000 | 1,525 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $28,751,000 | 657 |
| Undivided profits | $2,000 | 9,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $316,000 | 6,369 |
| Earning assets | $101,353,000 | 3,997 |
| Long-term assets (5+ years) | $19,021,000 | 3,254 |
| Average Assets, year-to-date | $111,578,000 | 3,766 |
| Average Assets, quarterly | $117,576,500 | 3,711 |
| Volatile liabilities | $24,481,000 | 2,538 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,781,000 | 3,106 |
| Tier 1 (core) risk-based capital | $11,875,000 | 3,572 |
| Tier 2 risk-based capital | $997,810 | 3,035 |
| Total risk weighted assets | $79,659,710 | 3,463 |
| Total unused commitments | $12,781,000 | 3,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $107,865,000 | 4,051 |
| Cash and due from depository institutions | $4,276,000 | 5,035 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $24,266,000 | 4,293 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,281 |
| Net loans & leases | $66,867,000 | 3,977 |
| Loan loss allowance | $1,189,000 | 2,887 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $857,000 | 6,451 |
| Other real estate owned | $0 | 5,035 |
| Goodwill and other intangibles | $24,000 | 3,208 |
| All other assets | $1,075,000 | 5,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,865,000 | 4,051 |
| Total liabilities | $95,989,000 | 4,077 |
| Total deposits | $94,558,000 | 3,907 |
| Interest-bearing deposits | $82,583,000 | 3,835 |
| Deposits held in domestic offices | $94,558,000 | 3,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $450,000 | 4,120 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $481,000 | 6,055 |
| Total equity capital | $11,876,000 | 3,689 |
| Total bank equity capital | $11,876,000 | 3,689 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $6,376,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $349,000 | 6,233 |
| Earning assets | $101,633,000 | 3,973 |
| Long-term assets (5+ years) | $646,000 | 8,855 |
| Average Assets, year-to-date | $100,770,600 | 4,123 |
| Average Assets, quarterly | $106,433,000 | 4,041 |
| Volatile liabilities | $24,934,000 | 2,481 |
| Insider loans | $1,021,000 | 3,509 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,692,000 | 3,103 |
| Tier 1 (core) risk-based capital | $11,846,000 | 3,557 |
| Tier 2 risk-based capital | $956,800 | 3,052 |
| Total risk weighted assets | $76,311,900 | 3,543 |
| Total unused commitments | $11,692,000 | 3,104 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $95,538,000 | 4,602 |
| Cash and due from depository institutions | $3,575,000 | 5,392 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,416,000 | 6,057 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,265 |
| Net loans & leases | $63,109,000 | 4,202 |
| Loan loss allowance | $1,366,000 | 2,660 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $912,000 | 6,308 |
| Other real estate owned | $259,000 | 5,392 |
| Goodwill and other intangibles | $44,000 | 2,867 |
| All other assets | $1,023,000 | 6,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,538,000 | 4,602 |
| Total liabilities | $84,583,000 | 4,648 |
| Total deposits | $83,853,000 | 4,454 |
| Interest-bearing deposits | $73,555,000 | 4,394 |
| Deposits held in domestic offices | $83,853,000 | 4,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $335,000 | 4,228 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $395,000 | 6,859 |
| Total equity capital | $10,955,000 | 4,011 |
| Total bank equity capital | $10,955,000 | 4,011 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $5,455,000 | 4,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,180,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $362,000 | 6,097 |
| Earning assets | $89,725,000 | 4,504 |
| Long-term assets (5+ years) | $1,699,000 | 8,071 |
| Average Assets, year-to-date | $95,074,200 | 4,456 |
| Average Assets, quarterly | $94,991,500 | 4,576 |
| Volatile liabilities | $21,977,000 | 2,700 |
| Insider loans | $913,000 | 3,877 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,594,000 | 3,258 |
| Tier 1 (core) risk-based capital | $10,904,000 | 3,920 |
| Tier 2 risk-based capital | $889,220 | 3,330 |
| Total risk weighted assets | $70,660,520 | 3,820 |
| Total unused commitments | $10,594,000 | 3,273 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $95,731,000 | 4,591 |
| Cash and due from depository institutions | $3,064,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,320,000 | 5,678 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,254 |
| Net loans & leases | $64,676,000 | 4,000 |
| Loan loss allowance | $1,399,000 | 2,625 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $962,000 | 6,180 |
| Other real estate owned | $30,000 | 5,554 |
| Goodwill and other intangibles | $63,000 | 2,559 |
| All other assets | $1,116,000 | 5,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,731,000 | 4,591 |
| Total liabilities | $85,384,000 | 4,627 |
| Total deposits | $84,728,000 | 4,459 |
| Interest-bearing deposits | $75,417,000 | 4,321 |
| Deposits held in domestic offices | $84,728,000 | 4,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $202,000 | 4,008 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $454,000 | 6,608 |
| Total equity capital | $10,347,000 | 4,214 |
| Total bank equity capital | $10,347,000 | 4,214 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $4,847,000 | 4,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $346,000 | 6,477 |
| Earning assets | $90,496,000 | 4,480 |
| Long-term assets (5+ years) | $655,000 | 9,458 |
| Average Assets, year-to-date | $93,469,000 | 4,509 |
| Average Assets, quarterly | $94,110,500 | 4,609 |
| Volatile liabilities | $22,574,000 | 2,387 |
| Insider loans | $1,965,000 | 2,166 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,852,000 | 3,090 |
| Tier 1 (core) risk-based capital | $10,284,000 | 4,110 |
| Tier 2 risk-based capital | $883,310 | 3,274 |
| Total risk weighted assets | $70,149,110 | 3,768 |
| Total unused commitments | $10,852,000 | 3,103 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $93,931,000 | 4,622 |
| Cash and due from depository institutions | $4,460,000 | 5,617 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,724,000 | 5,726 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 1,896 |
| Net loans & leases | $61,868,000 | 4,095 |
| Loan loss allowance | $1,094,000 | 3,309 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,012,000 | 6,044 |
| Other real estate owned | $30,000 | 5,617 |
| Goodwill and other intangibles | $83,000 | 2,337 |
| All other assets | $954,000 | 6,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,931,000 | 4,622 |
| Total liabilities | $84,325,000 | 4,659 |
| Total deposits | $83,533,000 | 4,485 |
| Interest-bearing deposits | $73,960,000 | 4,353 |
| Deposits held in domestic offices | $83,533,000 | 4,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $324,000 | 4,085 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $468,000 | 5,451 |
| Total equity capital | $9,606,000 | 4,221 |
| Total bank equity capital | $9,606,000 | 4,221 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $4,106,000 | 4,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 7,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $334,000 | 6,030 |
| Earning assets | $87,392,000 | 4,551 |
| Long-term assets (5+ years) | $696,000 | 9,866 |
| Average Assets, year-to-date | $93,536,400 | 4,545 |
| Average Assets, quarterly | $93,387,000 | 4,617 |
| Volatile liabilities | $20,714,000 | 2,475 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,498,000 | 2,544 |
| Tier 1 (core) risk-based capital | $9,600,000 | 4,297 |
| Tier 2 risk-based capital | $841,960 | 3,404 |
| Total risk weighted assets | $67,104,460 | 3,826 |
| Total unused commitments | $13,498,000 | 2,554 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $95,290,000 | 4,656 |
| Cash and due from depository institutions | $13,954,000 | 6,753 |
| Interest-bearing balances | $9,868,000 | 632 |
| Securities | $23,892,000 | 5,410 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,868 |
| Net loans & leases | $51,780,000 | 4,650 |
| Loan loss allowance | $890,000 | 4,104 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $984,000 | 6,192 |
| Other real estate owned | $220,000 | 6,753 |
| Goodwill and other intangibles | $102,000 | 2,186 |
| All other assets | $858,000 | 6,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,290,000 | 4,656 |
| Total liabilities | $83,155,000 | 4,821 |
| Total deposits | $82,143,000 | 4,681 |
| Interest-bearing deposits | $74,176,000 | 4,500 |
| Deposits held in domestic offices | $82,143,000 | 4,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $483,000 | 3,416 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $529,000 | 5,134 |
| Total equity capital | $12,135,000 | 3,360 |
| Total bank equity capital | $12,135,000 | 3,360 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $6,635,000 | 3,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $225,000 | 7,554 |
| Earning assets | $89,040,000 | 4,580 |
| Long-term assets (5+ years) | $681,000 | 10,396 |
| Average Assets, year-to-date | $95,627,800 | 4,524 |
| Average Assets, quarterly | $96,064,000 | 4,582 |
| Volatile liabilities | $20,936,000 | 2,304 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,129,000 | 3,071 |
| Tier 1 (core) risk-based capital | $12,022,000 | 3,323 |
| Tier 2 risk-based capital | $743,770 | 3,763 |
| Total risk weighted assets | $59,354,970 | 4,215 |
| Total unused commitments | $10,129,000 | 3,092 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $95,119,000 | 4,734 |
| Cash and due from depository institutions | $17,461,000 | 6,885 |
| Interest-bearing balances | $13,222,000 | 586 |
| Securities | $23,233,000 | 5,478 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,741 |
| Net loans & leases | $46,452,000 | 5,101 |
| Loan loss allowance | $996,000 | 3,751 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $865,000 | 6,788 |
| Other real estate owned | $30,000 | 6,885 |
| Goodwill and other intangibles | $122,000 | 2,114 |
| All other assets | $956,000 | 6,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,119,000 | 4,734 |
| Total liabilities | $83,393,000 | 4,904 |
| Total deposits | $82,549,000 | 4,773 |
| Interest-bearing deposits | $74,736,000 | 4,617 |
| Deposits held in domestic offices | $82,549,000 | 4,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $351,000 | 3,446 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $493,000 | 5,884 |
| Total equity capital | $11,726,000 | 3,260 |
| Total bank equity capital | $11,726,000 | 3,260 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $6,226,000 | 3,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 8,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $209,000 | 8,456 |
| Earning assets | $88,907,000 | 4,648 |
| Long-term assets (5+ years) | $796,000 | 10,571 |
| Average Assets, year-to-date | $91,524,800 | 4,781 |
| Average Assets, quarterly | $94,667,500 | 4,718 |
| Volatile liabilities | $22,117,000 | 2,166 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,663,000 | 2,659 |
| Tier 1 (core) risk-based capital | $11,604,000 | 3,244 |
| Tier 2 risk-based capital | $697,800 | 3,972 |
| Total risk weighted assets | $55,525,700 | 4,506 |
| Total unused commitments | $11,663,000 | 2,675 |
| Derivatives | $0 | 651 |