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The Howard Bank, Total Unused Commitments

2001-12-31Rank
Total unused commitments$288,409,000376
Loan commitments-revolving, open-end lines secured by 1-4's$38,717,000275
Credit card lines$02,495
Commercial real estate, construction & land development$31,527,000485
Commitments secured by real estate$31,527,000464
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$218,165,000200
Memoranda:
Commitments with an original maturity exceeding 1 yr$99,197,000237
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$249,143,000389
Loan commitments-revolving, open-end lines secured by 1-4's$35,213,000274
Credit card lines$03,061
Commercial real estate, construction & land development$29,522,000464
Commitments secured by real estate$29,500,000444
Commitments not secured by real estate$22,000904
Securities underwriting$09
Other unused commitments$184,408,000218
Memoranda:
Commitments with an original maturity exceeding 1 yr$21,808,000621
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$241,301,000414
Loan commitments-revolving, open-end lines secured by 1-4's$28,449,000338
Credit card lines$90,558,000152
Commercial real estate, construction & land development$30,071,000479
Commitments secured by real estate$21,162,000594
Commitments not secured by real estate$8,909,000133
Securities underwriting$012
Other unused commitments$92,223,000362
Memoranda:
Commitments with an original maturity exceeding 1 yr$28,449,000527
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$229,189,000407
Loan commitments-revolving, open-end lines secured by 1-4's$27,308,000334
Credit card lines$97,542,000166
Commercial real estate, construction & land development$20,312,000585
Commitments secured by real estate$16,657,000663
Commitments not secured by real estate$3,655,000203
Securities underwriting$013
Other unused commitments$84,027,000369
Memoranda:
Commitments with an original maturity exceeding 1 yr$27,308,000489
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$195,149,000422
Loan commitments-revolving, open-end lines secured by 1-4's$27,248,000312
Credit card lines$76,841,000196
Commercial real estate, construction & land development$24,259,000423
Commitments secured by real estate$19,886,000481
Commitments not secured by real estate$4,373,000168
Securities underwriting$016
Other unused commitments$66,801,000410
Memoranda:
Commitments with an original maturity exceeding 1 yr$27,248,000459
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$149,708,000513
Loan commitments-revolving, open-end lines secured by 1-4's$26,697,000352
Credit card lines$62,864,000216
Commercial real estate, construction & land development$8,484,0001,062
Commitments secured by real estate$8,265,0001,033
Commitments not secured by real estate$219,000752
Securities underwriting$014
Other unused commitments$51,663,000532
Memoranda:
Commitments with an original maturity exceeding 1 yr$33,853,000430
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$193,864,000476
Loan commitments-revolving, open-end lines secured by 1-4's$26,458,000363
Credit card lines$95,392,000237
Commercial real estate, construction & land development$33,308,000296
Commitments secured by real estate$32,191,000292
Commitments not secured by real estate$1,117,000379
Securities underwriting$019
Other unused commitments$38,706,000647
Memoranda:
Commitments with an original maturity exceeding 1 yr$34,317,000445
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$185,841,000463
Loan commitments-revolving, open-end lines secured by 1-4's$25,090,000363
Credit card lines$93,237,000237
Commercial real estate, construction & land development$6,428,0001,104
Commitments secured by real estate$5,564,0001,190
Commitments not secured by real estate$864,000387
Securities underwriting$022
Other unused commitments$61,086,000450
Memoranda:
Commitments with an original maturity exceeding 1 yr$25,090,000481
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$152,859,000514
Loan commitments-revolving, open-end lines secured by 1-4's$27,226,000332
Credit card lines$74,721,000244
Commercial real estate, construction & land development$7,571,000866
Commitments secured by real estate$6,319,000952
Commitments not secured by real estate$1,252,000339
Securities underwriting$031
Other unused commitments$43,341,000546
Memoranda:
Commitments with an original maturity exceeding 1 yr$27,226,000423
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$147,990,000494
Loan commitments-revolving, open-end lines secured by 1-4's$27,944,000313
Credit card lines$74,957,000238
Commercial real estate, construction & land development$4,260,0001,264
Commitments secured by real estate$4,240,0001,180
Commitments not secured by real estate$20,0001,575
Securities underwriting$026
Other unused commitments$40,829,000556
Memoranda:
Commitments with an original maturity exceeding 1 yr$27,944,000404
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109