Home > The Howard Bank > Net Loans and Leases
The Howard Bank, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $654,268,000 | 534 |
| Loan loss allowance | $12,557,000 | 386 |
| Total loans and leases | $666,825,000 | 530 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $666,825,000 | 531 |
| All real estate loans | $421,115,000 | 549 |
| Real estate loans in domestic offices | $421,115,000 | 548 |
| Construction and development loans | $28,964,000 | 875 |
| Commercial RE | $245,506,000 | 293 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $27,563,000 | 402 |
| 1-4 family residential loans | $118,950,000 | 1,030 |
| Farmland loans | $132,000 | 5,980 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,835,000 | 2,715 |
| Commercial and industrial loans | $179,539,000 | 293 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $12,863,000 | 2,049 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $1,826,000 | 428 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,037,000 | 2,202 |
| All other loans & leases | $50,473,000 | 227 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $27,572,000 | 82 |
| Other loans | $17,306,000 | 196 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $5,595,000 | 139 |
| Memoranda: | ||
| Loans not secured by real estate | $9,359,000 | 165 |
| Loans secured by real estate to non-U.S. addressees | $376,000 | 63 |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $11,204,000 | 373 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $664,493,000 | 520 |
| Loan loss allowance | $11,518,000 | 415 |
| Total loans and leases | $676,011,000 | 521 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $676,011,000 | 521 |
| All real estate loans | $428,614,000 | 529 |
| Real estate loans in domestic offices | $428,614,000 | 529 |
| Construction and development loans | $19,861,000 | 1,072 |
| Commercial RE | $246,643,000 | 277 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $20,736,000 | 480 |
| 1-4 family residential loans | $141,252,000 | 903 |
| Farmland loans | $122,000 | 6,162 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $201,895,000 | 285 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $19,252,000 | 1,478 |
| Credit card loans | $2,143,000 | 741 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,109,000 | 1,528 |
| All other loans & leases | $26,250,000 | 333 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $12,355,000 | 158 |
| Other loans | $7,510,000 | 294 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $6,385,000 | 134 |
| Memoranda: | ||
| Loans not secured by real estate | $11,869,000 | 133 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $5,716,000 | 60 |
| Non 1-4 family restructured loans & leases | $5,716,000 | 60 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $553,049,000 | 605 |
| Loan loss allowance | $9,648,000 | 498 |
| Total loans and leases | $562,697,000 | 604 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $562,697,000 | 605 |
| All real estate loans | $360,596,000 | 617 |
| Real estate loans in domestic offices | $360,596,000 | 617 |
| Construction and development loans | $15,405,000 | 1,198 |
| Commercial RE | $212,440,000 | 306 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $18,926,000 | 494 |
| 1-4 family residential loans | $113,821,000 | 1,082 |
| Farmland loans | $4,000 | 6,918 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $145,435,000 | 342 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $37,043,000 | 837 |
| Credit card loans | $19,808,000 | 233 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,235,000 | 1,541 |
| All other loans & leases | $19,623,000 | 399 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $5,957,000 | 326 |
| Other loans | $7,726,000 | 303 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $5,940,000 | 147 |
| Memoranda: | ||
| Loans not secured by real estate | $13,281,000 | 127 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $540,940,000 | 583 |
| Loan loss allowance | $9,407,000 | 484 |
| Total loans and leases | $550,347,000 | 580 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $550,347,000 | 581 |
| All real estate loans | $352,482,000 | 578 |
| Real estate loans in domestic offices | $352,482,000 | 578 |
| Construction and development loans | $9,545,000 | 1,524 |
| Commercial RE | $207,250,000 | 277 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $19,482,000 | 463 |
| 1-4 family residential loans | $116,159,000 | 1,036 |
| Farmland loans | $46,000 | 6,897 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $135,031,000 | 341 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $36,033,000 | 844 |
| Credit card loans | $20,729,000 | 248 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,304,000 | 1,702 |
| All other loans & leases | $26,801,000 | 321 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $9,828,000 | 184 |
| Other loans | $7,959,000 | 317 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $9,014,000 | 154 |
| Memoranda: | ||
| Loans not secured by real estate | $1,568,000 | 368 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $4,119,000 | 100 |
| Non 1-4 family restructured loans & leases | $4,119,000 | 100 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $503,042,000 | 632 |
| Loan loss allowance | $7,701,000 | 579 |
| Total loans and leases | $510,743,000 | 630 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $510,743,000 | 630 |
| All real estate loans | $341,059,000 | 606 |
| Real estate loans in domestic offices | $341,059,000 | 605 |
| Construction and development loans | $10,729,000 | 1,357 |
| Commercial RE | $177,366,000 | 297 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $24,361,000 | 407 |
| 1-4 family residential loans | $128,551,000 | 971 |
| Farmland loans | $52,000 | 7,177 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $20,000 | 6,774 |
| Commercial and industrial loans | $111,169,000 | 385 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $37,205,000 | 900 |
| Credit card loans | $20,352,000 | 275 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,853,000 | 1,655 |
| All other loans & leases | $21,290,000 | 383 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $13,459,000 | 166 |
| Other loans | $7,628,000 | 313 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $203,000 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $2,532,000 | 282 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $457,816,000 | 712 |
| Loan loss allowance | $6,883,000 | 688 |
| Total loans and leases | $464,699,000 | 712 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $464,699,000 | 717 |
| All real estate loans | $317,530,000 | 681 |
| Real estate loans in domestic offices | $317,530,000 | 681 |
| Construction and development loans | $9,358,000 | 1,548 |
| Commercial RE | $173,169,000 | 317 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $22,609,000 | 469 |
| 1-4 family residential loans | $112,337,000 | 1,152 |
| Farmland loans | $57,000 | 7,451 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $371,000 | 5,832 |
| Commercial and industrial loans | $95,420,000 | 458 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $36,748,000 | 1,031 |
| Credit card loans | $19,445,000 | 330 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,303,000 | 1,741 |
| All other loans & leases | $14,630,000 | 519 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $7,035,000 | 317 |
| Other loans | $7,131,000 | 368 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $464,000 | 481 |
| Memoranda: | ||
| Loans not secured by real estate | $2,752,000 | 310 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $461,634,000 | 721 |
| Loan loss allowance | $7,589,000 | 673 |
| Total loans and leases | $469,223,000 | 720 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $469,223,000 | 724 |
| All real estate loans | $314,808,000 | 689 |
| Real estate loans in domestic offices | $314,808,000 | 689 |
| Construction and development loans | $4,922,000 | 2,345 |
| Commercial RE | $153,212,000 | 345 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $25,294,000 | 467 |
| 1-4 family residential loans | $131,212,000 | 1,001 |
| Farmland loans | $168,000 | 7,080 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $478,000 | 5,823 |
| Commercial and industrial loans | $94,949,000 | 473 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $45,988,000 | 906 |
| Credit card loans | $28,954,000 | 306 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,034,000 | 1,786 |
| All other loans & leases | $13,000,000 | 556 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $5,648,000 | 405 |
| Other loans | $7,352,000 | 387 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $3,616,000 | 264 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $429,428,000 | 743 |
| Loan loss allowance | $7,286,000 | 705 |
| Total loans and leases | $436,714,000 | 742 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $436,714,000 | 747 |
| All real estate loans | $300,946,000 | 716 |
| Real estate loans in domestic offices | $300,946,000 | 715 |
| Construction and development loans | $4,079,000 | 2,516 |
| Commercial RE | $138,785,000 | 372 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $22,751,000 | 501 |
| 1-4 family residential loans | $134,966,000 | 971 |
| Farmland loans | $365,000 | 6,349 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $286,000 | 6,511 |
| Commercial and industrial loans | $77,458,000 | 509 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $41,501,000 | 964 |
| Credit card loans | $28,034,000 | 308 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,467,000 | 2,171 |
| All other loans & leases | $16,523,000 | 478 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $9,360,000 | 297 |
| Other loans | $7,163,000 | 393 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $3,136,000 | 288 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $395,349,000 | 770 |
| Loan loss allowance | $8,898,000 | 642 |
| Total loans and leases | $404,247,000 | 770 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $404,247,000 | 779 |
| All real estate loans | $268,562,000 | 779 |
| Real estate loans in domestic offices | $268,562,000 | 778 |
| Construction and development loans | $6,154,000 | 1,759 |
| Commercial RE | $149,504,000 | 347 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $17,395,000 | 625 |
| 1-4 family residential loans | $95,001,000 | 1,308 |
| Farmland loans | $508,000 | 5,867 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $104,000 | 7,389 |
| Commercial and industrial loans | $72,762,000 | 535 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $45,310,000 | 874 |
| Credit card loans | $29,605,000 | 307 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,705,000 | 1,796 |
| All other loans & leases | $17,509,000 | 480 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $8,925,000 | 335 |
| Other loans | $8,584,000 | 367 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $1,959,000 | 404 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $386,070,000 | 793 |
| Loan loss allowance | $7,796,000 | 730 |
| Total loans and leases | $393,866,000 | 793 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $393,866,000 | 798 |
| All real estate loans | $262,087,000 | 810 |
| Real estate loans in domestic offices | $262,087,000 | 808 |
| Construction and development loans | $6,234,000 | 1,735 |
| Commercial RE | $135,727,000 | 378 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $21,956,000 | 537 |
| 1-4 family residential loans | $97,707,000 | 1,309 |
| Farmland loans | $463,000 | 6,012 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $270,000 | 6,843 |
| Commercial and industrial loans | $72,285,000 | 587 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $39,179,000 | 982 |
| Credit card loans | $26,020,000 | 346 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,159,000 | 2,204 |
| All other loans & leases | $20,045,000 | 467 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $12,243,000 | 297 |
| Other loans | $7,802,000 | 406 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $3,066,000 | 354 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |