Home > The Howard Bank > Net Loans and Leases

The Howard Bank, Net Loans and Leases

2001-12-31Rank
Net loans and leases$654,268,000534
Loan loss allowance$12,557,000386
Total loans and leases$666,825,000530
Unearned income$03,287
Loans and leases, gross$666,825,000531
All real estate loans$421,115,000549
Real estate loans in domestic offices$421,115,000548
Construction and development loans$28,964,000875
Commercial RE$245,506,000293
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$27,563,000402
1-4 family residential loans$118,950,0001,030
Farmland loans$132,0005,980
Loans held in foreign officesNANA
Farm loans$2,835,0002,715
Commercial and industrial loans$179,539,000293
To non-U.S. addressees$0169
Loans to individuals$12,863,0002,049
Credit card loans$02,963
Related Plans$1,826,000428
Consumer Loans - AutoNANA
Other loans to individuals$11,037,0002,202
All other loans & leases$50,473,000227
Loans to foreign governments and official institutions$072
Obligations of states and political subdivisions in U.S.$27,572,00082
Other loans$17,306,000196
Lease financing receivables$01,754
Loans to depository institutions and acceptances of other banks$5,595,000139
Memoranda:
Loans not secured by real estate$9,359,000165
Loans secured by real estate to non-U.S. addressees$376,00063
Restructured Loans & leases$01,687
Non 1-4 family restructured loans & leases$01,687
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$11,204,000373
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$664,493,000520
Loan loss allowance$11,518,000415
Total loans and leases$676,011,000521
Unearned income$03,634
Loans and leases, gross$676,011,000521
All real estate loans$428,614,000529
Real estate loans in domestic offices$428,614,000529
Construction and development loans$19,861,0001,072
Commercial RE$246,643,000277
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$20,736,000480
1-4 family residential loans$141,252,000903
Farmland loans$122,0006,162
Loans held in foreign officesNANA
Farm loans$06,188
Commercial and industrial loans$201,895,000285
To non-U.S. addressees$0195
Loans to individuals$19,252,0001,478
Credit card loans$2,143,000741
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$17,109,0001,528
All other loans & leases$26,250,000333
Loans to foreign governments and official institutions$074
Obligations of states and political subdivisions in U.S.$12,355,000158
Other loans$7,510,000294
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banks$6,385,000134
Memoranda:
Loans not secured by real estate$11,869,000133
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$5,716,00060
Non 1-4 family restructured loans & leases$5,716,00060
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$553,049,000605
Loan loss allowance$9,648,000498
Total loans and leases$562,697,000604
Unearned income$03,913
Loans and leases, gross$562,697,000605
All real estate loans$360,596,000617
Real estate loans in domestic offices$360,596,000617
Construction and development loans$15,405,0001,198
Commercial RE$212,440,000306
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$18,926,000494
1-4 family residential loans$113,821,0001,082
Farmland loans$4,0006,918
Loans held in foreign officesNANA
Farm loans$06,479
Commercial and industrial loans$145,435,000342
To non-U.S. addressees$0221
Loans to individuals$37,043,000837
Credit card loans$19,808,000233
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$17,235,0001,541
All other loans & leases$19,623,000399
Loans to foreign governments and official institutions$082
Obligations of states and political subdivisions in U.S.$5,957,000326
Other loans$7,726,000303
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banks$5,940,000147
Memoranda:
Loans not secured by real estate$13,281,000127
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,147
Non 1-4 family restructured loans & leases$02,147
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$540,940,000583
Loan loss allowance$9,407,000484
Total loans and leases$550,347,000580
Unearned income$04,250
Loans and leases, gross$550,347,000581
All real estate loans$352,482,000578
Real estate loans in domestic offices$352,482,000578
Construction and development loans$9,545,0001,524
Commercial RE$207,250,000277
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$19,482,000463
1-4 family residential loans$116,159,0001,036
Farmland loans$46,0006,897
Loans held in foreign officesNANA
Farm loans$06,672
Commercial and industrial loans$135,031,000341
To non-U.S. addressees$0219
Loans to individuals$36,033,000844
Credit card loans$20,729,000248
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$15,304,0001,702
All other loans & leases$26,801,000321
Loans to foreign governments and official institutions$085
Obligations of states and political subdivisions in U.S.$9,828,000184
Other loans$7,959,000317
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banks$9,014,000154
Memoranda:
Loans not secured by real estate$1,568,000368
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$4,119,000100
Non 1-4 family restructured loans & leases$4,119,000100
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$503,042,000632
Loan loss allowance$7,701,000579
Total loans and leases$510,743,000630
Unearned income$04,740
Loans and leases, gross$510,743,000630
All real estate loans$341,059,000606
Real estate loans in domestic offices$341,059,000605
Construction and development loans$10,729,0001,357
Commercial RE$177,366,000297
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$24,361,000407
1-4 family residential loans$128,551,000971
Farmland loans$52,0007,177
Loans held in foreign officesNANA
Farm loans$20,0006,774
Commercial and industrial loans$111,169,000385
To non-U.S. addressees$0228
Loans to individuals$37,205,000900
Credit card loans$20,352,000275
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$16,853,0001,655
All other loans & leases$21,290,000383
Loans to foreign governments and official institutions$094
Obligations of states and political subdivisions in U.S.$13,459,000166
Other loans$7,628,000313
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$203,000461
Memoranda:
Loans not secured by real estate$2,532,000282
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$457,816,000712
Loan loss allowance$6,883,000688
Total loans and leases$464,699,000712
Unearned income$06,436
Loans and leases, gross$464,699,000717
All real estate loans$317,530,000681
Real estate loans in domestic offices$317,530,000681
Construction and development loans$9,358,0001,548
Commercial RE$173,169,000317
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$22,609,000469
1-4 family residential loans$112,337,0001,152
Farmland loans$57,0007,451
Loans held in foreign officesNANA
Farm loans$371,0005,832
Commercial and industrial loans$95,420,000458
To non-U.S. addressees$0238
Loans to individuals$36,748,0001,031
Credit card loans$19,445,000330
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$17,303,0001,741
All other loans & leases$14,630,000519
Loans to foreign governments and official institutions$0104
Obligations of states and political subdivisions in U.S.$7,035,000317
Other loans$7,131,000368
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$464,000481
Memoranda:
Loans not secured by real estate$2,752,000310
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$461,634,000721
Loan loss allowance$7,589,000673
Total loans and leases$469,223,000720
Unearned income$06,974
Loans and leases, gross$469,223,000724
All real estate loans$314,808,000689
Real estate loans in domestic offices$314,808,000689
Construction and development loans$4,922,0002,345
Commercial RE$153,212,000345
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$25,294,000467
1-4 family residential loans$131,212,0001,001
Farmland loans$168,0007,080
Loans held in foreign officesNANA
Farm loans$478,0005,823
Commercial and industrial loans$94,949,000473
To non-U.S. addressees$0259
Loans to individuals$45,988,000906
Credit card loans$28,954,000306
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$17,034,0001,786
All other loans & leases$13,000,000556
Loans to foreign governments and official institutions$0113
Obligations of states and political subdivisions in U.S.$5,648,000405
Other loans$7,352,000387
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$3,616,000264
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$429,428,000743
Loan loss allowance$7,286,000705
Total loans and leases$436,714,000742
Unearned income$07,666
Loans and leases, gross$436,714,000747
All real estate loans$300,946,000716
Real estate loans in domestic offices$300,946,000715
Construction and development loans$4,079,0002,516
Commercial RE$138,785,000372
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$22,751,000501
1-4 family residential loans$134,966,000971
Farmland loans$365,0006,349
Loans held in foreign officesNANA
Farm loans$286,0006,511
Commercial and industrial loans$77,458,000509
To non-U.S. addressees$0273
Loans to individuals$41,501,000964
Credit card loans$28,034,000308
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$13,467,0002,171
All other loans & leases$16,523,000478
Loans to foreign governments and official institutions$0122
Obligations of states and political subdivisions in U.S.$9,360,000297
Other loans$7,163,000393
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$3,136,000288
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$395,349,000770
Loan loss allowance$8,898,000642
Total loans and leases$404,247,000770
Unearned income$08,395
Loans and leases, gross$404,247,000779
All real estate loans$268,562,000779
Real estate loans in domestic offices$268,562,000778
Construction and development loans$6,154,0001,759
Commercial RE$149,504,000347
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$17,395,000625
1-4 family residential loans$95,001,0001,308
Farmland loans$508,0005,867
Loans held in foreign officesNANA
Farm loans$104,0007,389
Commercial and industrial loans$72,762,000535
To non-U.S. addressees$0272
Loans to individuals$45,310,000874
Credit card loans$29,605,000307
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$15,705,0001,796
All other loans & leases$17,509,000480
Loans to foreign governments and official institutions$0124
Obligations of states and political subdivisions in U.S.$8,925,000335
Other loans$8,584,000367
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$1,959,000404
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$386,070,000793
Loan loss allowance$7,796,000730
Total loans and leases$393,866,000793
Unearned income$09,230
Loans and leases, gross$393,866,000798
All real estate loans$262,087,000810
Real estate loans in domestic offices$262,087,000808
Construction and development loans$6,234,0001,735
Commercial RE$135,727,000378
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$21,956,000537
1-4 family residential loans$97,707,0001,309
Farmland loans$463,0006,012
Loans held in foreign officesNANA
Farm loans$270,0006,843
Commercial and industrial loans$72,285,000587
To non-U.S. addressees$0266
Loans to individuals$39,179,000982
Credit card loans$26,020,000346
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$13,159,0002,204
All other loans & leases$20,045,000467
Loans to foreign governments and official institutions$0142
Obligations of states and political subdivisions in U.S.$12,243,000297
Other loans$7,802,000406
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$3,066,000354
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA