Home > The Howard Bank > Loan Charge- Offs and Recoveries
The Howard Bank, Loan Charge- Offs and Recoveries
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,590,000 | 325 |
| Loans secured by real estate, total | $77,000 | 1,690 |
| To non-U.S. addressees | $0 | 14 |
| Real estate loans in domestic offices | $77,000 | 1,688 |
| Construction and land development | $0 | 908 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,695 |
| Secured by multifamily residential properties | $0 | 232 |
| Secured by nonfarm nonresidential properties | $77,000 | 675 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,201,000 | 163 |
| Loans to individuals | $312,000 | 1,075 |
| Credit card loan charge offs | $40,000 | 649 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $272,000 | 1,057 |
| Loans to foreign governments and official institutions | $0 | 19 |
| Other loans | $0 | 1,962 |
| Lease financing receivables | $0 | 314 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 889 |
| Total recoveries | $538,000 | 494 |
| Loans secured by real estate, total | $10,000 | 1,886 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $10,000 | 1,885 |
| Construction and land development | $0 | 490 |
| Secured by farmland | $0 | 411 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,258 |
| Secured by multifamily residential properties | $0 | 182 |
| Secured by nonfarm nonresidential properties | $0 | 1,182 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 35 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $262,000 | 305 |
| Loans to individuals | $266,000 | 399 |
| Credit card loan recoveries | $80,000 | 170 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $186,000 | 463 |
| Loans to foreign governments and official institutions | $0 | 18 |
| Other loans | $0 | 1,877 |
| Lease financing receivables | $0 | 247 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 990 |
| Net charge-offs | $5,052,000 | 310 |
| Loans secured by real estate, total | $67,000 | 1,569 |
| To non-U.S. addressees | $0 | 14 |
| Real estate loans in domestic offices | $67,000 | 1,566 |
| Construction and land development | $0 | 844 |
| Secured by farmland | $0 | 337 |
| Secured by 1-4 family residential properties- net charge-offs | $-10,000 | 9,199 |
| Secured by multifamily residential properties | $0 | 198 |
| Secured by nonfarm nonresidential properties | $77,000 | 595 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 7 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,939,000 | 158 |
| To non-U.S. addressees | $0 | 33 |
| Loans to individuals | $46,000 | 3,280 |
| Credit card loan net charge offs | $-40,000 | 9,598 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $86,000 | 2,043 |
| Loans to foreign governments and official institutions | $0 | 17 |
| Other loans | $0 | 1,676 |
| Lease financing receivables | $0 | 303 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 735 |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,539,000 | 671 |
| Loans secured by real estate, total | $204,000 | 678 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $204,000 | 678 |
| Construction and land development | $0 | 585 |
| Secured by farmland | $0 | 333 |
| Total charge-offs secured by 1-4 family residential properties | $204,000 | 403 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $0 | 1,312 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 16 |
| Loans to finance agricultural production and other loans to farmers | $0 | 197 |
| Commercial and industrial loans | $179,000 | 1,580 |
| Loans to individuals | $1,156,000 | 403 |
| Credit card loan charge offs | $470,000 | 248 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $686,000 | 419 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 240 |
| Lease financing receivables | $0 | 262 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $566,000 | 479 |
| Loans secured by real estate, total | $199,000 | 300 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $199,000 | 299 |
| Construction and land development | $0 | 380 |
| Secured by farmland | $0 | 361 |
| Secured by 1-4 family residential properties - total recoveries | $93,000 | 297 |
| Secured by multifamily residential properties | $0 | 214 |
| Secured by nonfarm nonresidential properties | $106,000 | 208 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 19 |
| Loans to finance agricultural production and other loans to farmers | $0 | 192 |
| Commercial and industrial loans | $67,000 | 1,063 |
| Loans to individuals | $300,000 | 385 |
| Credit card loan recoveries | $38,000 | 363 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $262,000 | 336 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 222 |
| Lease financing receivables | $0 | 249 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $973,000 | 764 |
| Loans secured by real estate, total | $5,000 | 3,077 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $5,000 | 3,076 |
| Construction and land development | $0 | 551 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $111,000 | 532 |
| Secured by multifamily residential properties | $0 | 179 |
| Secured by nonfarm nonresidential properties | $-106,000 | 9,792 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 15 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 148 |
| Commercial and industrial loans | $112,000 | 1,828 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $856,000 | 393 |
| Credit card loan net charge offs | $432,000 | 235 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $424,000 | 467 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 211 |
| Lease financing receivables | $0 | 240 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,772,000 | 450 |
| Loans secured by real estate, total | $1,787,000 | 143 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,787,000 | 143 |
| Construction and land development | $0 | 611 |
| Secured by farmland | $0 | 351 |
| Total charge-offs secured by 1-4 family residential properties | $269,000 | 395 |
| Secured by multifamily residential properties | $339,000 | 33 |
| Secured by nonfarm nonresidential properties | $1,179,000 | 64 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 27 |
| To foreign banks | $0 | 23 |
| Loans to finance agricultural production and other loans to farmers | $0 | 203 |
| Commercial and industrial loans | $127,000 | 2,019 |
| Loans to individuals | $856,000 | 495 |
| Credit card loan charge offs | $640,000 | 239 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $216,000 | 1,141 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $2,000 | 265 |
| Lease financing receivables | $0 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $663,000 | 492 |
| Loans secured by real estate, total | $313,000 | 256 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $313,000 | 256 |
| Construction and land development | $0 | 429 |
| Secured by farmland | $0 | 418 |
| Secured by 1-4 family residential properties - total recoveries | $222,000 | 173 |
| Secured by multifamily residential properties | $5,000 | 182 |
| Secured by nonfarm nonresidential properties | $86,000 | 311 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $47,000 | 78 |
| Commercial and industrial loans | $109,000 | 810 |
| Loans to individuals | $194,000 | 559 |
| Credit card loan recoveries | $111,000 | 239 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $83,000 | 921 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 282 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,109,000 | 435 |
| Loans secured by real estate, total | $1,474,000 | 129 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,474,000 | 128 |
| Construction and land development | $0 | 547 |
| Secured by farmland | $0 | 293 |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 1,128 |
| Secured by multifamily residential properties | $334,000 | 28 |
| Secured by nonfarm nonresidential properties | $1,093,000 | 39 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 25 |
| To foreign banks | $0 | 22 |
| Loans to finance agricultural production and other loans to farmers | $-47,000 | 1,170 |
| Commercial and industrial loans | $18,000 | 3,840 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $662,000 | 473 |
| Credit card loan net charge offs | $529,000 | 234 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $133,000 | 1,240 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $2,000 | 236 |
| Lease financing receivables | $0 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,645,000 | 652 |
| Loans secured by real estate, total | $718,000 | 317 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $718,000 | 315 |
| Construction and land development | $0 | 630 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $699,000 | 195 |
| Secured by multifamily residential properties | $0 | 335 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,063 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 187 |
| Commercial and industrial loans | $15,000 | 4,932 |
| Loans to individuals | $883,000 | 526 |
| Credit card loan charge offs | $600,000 | 286 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $283,000 | 908 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $29,000 | 196 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,659,000 | 301 |
| Loans secured by real estate, total | $608,000 | 180 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $608,000 | 180 |
| Construction and land development | $0 | 460 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $462,000 | 106 |
| Secured by multifamily residential properties | $5,000 | 201 |
| Secured by nonfarm nonresidential properties | $141,000 | 262 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 148 |
| Commercial and industrial loans | $873,000 | 165 |
| Loans to individuals | $174,000 | 606 |
| Credit card loan recoveries | $84,000 | 289 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $90,000 | 844 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $0 | 267 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Loans secured by real estate, total | $110,000 | 945 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $110,000 | 943 |
| Construction and land development | $0 | 552 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $237,000 | 352 |
| Secured by multifamily residential properties | $-5,000 | 10,315 |
| Secured by nonfarm nonresidential properties | $-122,000 | 10,309 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $-4,000 | 1,066 |
| Commercial and industrial loans | $-858,000 | 10,450 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $709,000 | 514 |
| Credit card loan net charge offs | $516,000 | 279 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $193,000 | 976 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $29,000 | 172 |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,408,000 | 541 |
| Loans secured by real estate, total | $901,000 | 325 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $901,000 | 324 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $901,000 | 195 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $149,000 | 57 |
| Commercial and industrial loans | $481,000 | 636 |
| Loans to individuals | $873,000 | 595 |
| Credit card loan charge offs | $546,000 | 325 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $327,000 | 906 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $4,000 | 248 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $845,000 | 474 |
| Loans secured by real estate, total | $386,000 | 293 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $386,000 | 293 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $321,000 | 141 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $65,000 | 472 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 160 |
| Commercial and industrial loans | $222,000 | 476 |
| Loans to individuals | $230,000 | 535 |
| Credit card loan recoveries | $128,000 | 259 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $102,000 | 808 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,563,000 | 588 |
| Loans secured by real estate, total | $515,000 | 355 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $515,000 | 353 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $580,000 | 210 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-65,000 | 10,682 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $142,000 | 34 |
| Commercial and industrial loans | $259,000 | 881 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $643,000 | 614 |
| Credit card loan net charge offs | $418,000 | 341 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $225,000 | 938 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $4,000 | 207 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,174,000 | 540 |
| Loans secured by real estate, total | $1,046,000 | 371 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,046,000 | 371 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $994,000 | 190 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $52,000 | 976 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $987,000 | 362 |
| Loans to individuals | $1,139,000 | 562 |
| Credit card loan charge offs | $826,000 | 312 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $313,000 | 953 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $2,000 | 297 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,325,000 | 410 |
| Loans secured by real estate, total | $947,000 | 192 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $947,000 | 192 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $386,000 | 136 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $561,000 | 160 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 217 |
| Commercial and industrial loans | $156,000 | 769 |
| Loans to individuals | $221,000 | 627 |
| Credit card loan recoveries | $150,000 | 274 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $71,000 | 1,156 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,849,000 | 603 |
| Loans secured by real estate, total | $99,000 | 1,245 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $99,000 | 1,244 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $608,000 | 238 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-509,000 | 11,384 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,108 |
| Commercial and industrial loans | $831,000 | 298 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $918,000 | 529 |
| Credit card loan net charge offs | $676,000 | 311 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $242,000 | 916 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $2,000 | 256 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,075,000 | 707 |
| Loans secured by real estate, total | $1,290,000 | 404 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,290,000 | 402 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,249,000 | 169 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $41,000 | 1,242 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $96,000 | 2,406 |
| Loans to individuals | $689,000 | 679 |
| Credit card loan charge offs | $627,000 | 348 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $62,000 | 2,777 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $851,000 | 541 |
| Loans secured by real estate, total | $480,000 | 304 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $480,000 | 303 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $66,000 | 534 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $414,000 | 217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 175 |
| Commercial and industrial loans | $126,000 | 970 |
| Loans to individuals | $241,000 | 603 |
| Credit card loan recoveries | $182,000 | 273 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $59,000 | 1,385 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,224,000 | 770 |
| Loans secured by real estate, total | $810,000 | 431 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $810,000 | 430 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,183,000 | 149 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-373,000 | 11,897 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-4,000 | 1,118 |
| Commercial and industrial loans | $-30,000 | 11,012 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $448,000 | 692 |
| Credit card loan net charge offs | $445,000 | 362 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 6,672 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,374,000 | 447 |
| Loans secured by real estate, total | $3,782,000 | 220 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,782,000 | 220 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $557,000 | 366 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $3,225,000 | 127 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $4,000 | 6,975 |
| Loans to individuals | $588,000 | 685 |
| Credit card loan charge offs | $498,000 | 365 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $90,000 | 2,062 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,251,000 | 475 |
| Loans secured by real estate, total | $477,000 | 354 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $477,000 | 352 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $94,000 | 451 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $383,000 | 237 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 189 |
| Commercial and industrial loans | $588,000 | 339 |
| Loans to individuals | $183,000 | 729 |
| Credit card loan recoveries | $135,000 | 310 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $48,000 | 1,695 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,123,000 | 412 |
| Loans secured by real estate, total | $3,305,000 | 204 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,305,000 | 203 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $463,000 | 353 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $2,842,000 | 118 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-3,000 | 1,068 |
| Commercial and industrial loans | $-584,000 | 12,488 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $405,000 | 639 |
| Credit card loan net charge offs | $363,000 | 369 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $42,000 | 2,399 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,009,000 | 571 |
| Loans secured by real estate, total | $2,738,000 | 368 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,738,000 | 367 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $286,000 | 712 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $2,452,000 | 217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $669,000 | 785 |
| Loans to individuals | $602,000 | 715 |
| Credit card loan charge offs | $559,000 | 368 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $43,000 | 3,803 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $944,000 | 588 |
| Loans secured by real estate, total | $164,000 | 721 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $164,000 | 720 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $25,000 | 1,281 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $139,000 | 451 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $571,000 | 370 |
| Loans to individuals | $209,000 | 709 |
| Credit card loan recoveries | $168,000 | 290 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $41,000 | 2,071 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,065,000 | 556 |
| Loans secured by real estate, total | $2,574,000 | 339 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,574,000 | 339 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $261,000 | 660 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,313,000 | 196 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $98,000 | 2,403 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $393,000 | 712 |
| Credit card loan net charge offs | $391,000 | 376 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 7,600 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,736,000 | 719 |
| Loans secured by real estate, total | $1,210,000 | 764 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,210,000 | 764 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $101,000 | 1,613 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,109,000 | 438 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $130,000 | 70 |
| Commercial and industrial loans | $1,631,000 | 532 |
| Loans to individuals | $765,000 | 761 |
| Credit card loan charge offs | $618,000 | 390 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $147,000 | 2,006 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $688,000 | 739 |
| Loans secured by real estate, total | $297,000 | 454 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $297,000 | 454 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $28,000 | 1,184 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $269,000 | 247 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $188,000 | 915 |
| Loans to individuals | $203,000 | 767 |
| Credit card loan recoveries | $119,000 | 344 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $84,000 | 1,285 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,048,000 | 724 |
| Loans secured by real estate, total | $913,000 | 839 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $913,000 | 839 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $73,000 | 1,706 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $840,000 | 489 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $130,000 | 52 |
| Commercial and industrial loans | $1,443,000 | 502 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $562,000 | 750 |
| Credit card loan net charge offs | $499,000 | 398 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $63,000 | 2,769 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.