Home > The Howard Bank > Assets and Liabilities
The Howard Bank, Assets and Liabilities
2001-12-31 | Rank | |
# of Employees: | 164 | 983 |
Assets and Liabilities | ||
Total Assets: | $1,097,897,000 | 504 |
Cash and due from depository institutions | $76,725,000 | 983 |
Interest-bearing balances | $2,000 | 6,912 |
Securities | $193,534,000 | 615 |
Federal funds sold & reverse repurchase agreements | $68,200,000 | 252 |
Net loans & leases | $654,268,000 | 534 |
Loan loss allowance | $12,557,000 | 386 |
Trading account assets | $0 | 182 |
Bank premises and fixed assets | $6,603,000 | 1,342 |
Other real estate owned | $20,000 | 983 |
Goodwill and other intangibles | $0 | 3,095 |
All other assets | $98,547,000 | 244 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $1,097,897,000 | 504 |
Total liabilities | $1,015,032,000 | 493 |
Total deposits | $831,748,000 | 487 |
Interest-bearing deposits | $631,194,000 | 539 |
Deposits held in domestic offices | $831,748,000 | 485 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $167,525,000 | 236 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $9,191,000 | 2,300 |
Subordinated debt | $0 | 241 |
All other liabilities | $6,568,000 | 824 |
Total equity capital | $82,865,000 | 622 |
Total bank equity capital | $82,865,000 | 622 |
Perpetual preferred stock | $0 | 158 |
Common stock | $0 | 8,780 |
Surplus | $22,449,000 | 875 |
Undivided profits | $60,416,000 | 458 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,920,000 | 622 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,386 |
Income earned, not collected on loans | $4,410,000 | 691 |
Earning assets | $916,004,000 | 544 |
Long-term assets (5+ years) | $261,147,000 | 414 |
Average Assets, year-to-date | $1,029,711,000 | 520 |
Average Assets, quarterly | $1,064,507,500 | 515 |
Volatile liabilities | $239,212,000 | 513 |
Insider loans | $31,753,000 | 111 |
FHLB advances | $1,193,000 | 4,290 |
Loans and leases held for sale | $0 | 1,749 |
Unused loan commitments | $288,409,000 | 374 |
Tier 1 (core) risk-based capital | $80,387,000 | 581 |
Tier 2 risk-based capital | $11,204,000 | 419 |
Total risk weighted assets | $895,005,000 | 433 |
Total unused commitments | $288,409,000 | 376 |
Derivatives | $0 | 450 |
2000-12-31 | Rank | |
# of Employees: | 143 | 1,134 |
Assets and Liabilities | ||
Total Assets: | $1,010,381,000 | 540 |
Cash and due from depository institutions | $46,593,000 | 1,134 |
Interest-bearing balances | $217,000 | 3,760 |
Securities | $206,916,000 | 577 |
Federal funds sold & reverse repurchase agreements | $29,121,000 | 416 |
Net loans & leases | $664,493,000 | 520 |
Loan loss allowance | $11,518,000 | 415 |
Trading account assets | $0 | 175 |
Bank premises and fixed assets | $6,671,000 | 1,256 |
Other real estate owned | $0 | 1,134 |
Goodwill and other intangibles | $0 | 3,145 |
All other assets | $56,587,000 | 301 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $1,010,381,000 | 540 |
Total liabilities | $933,289,000 | 531 |
Total deposits | $773,770,000 | 515 |
Interest-bearing deposits | $617,507,000 | 548 |
Deposits held in domestic offices | $773,770,000 | 511 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $132,513,000 | 264 |
Trading liabilities | $0 | 77 |
Other borrowed funds | $16,067,000 | 1,515 |
Subordinated debt | $0 | 239 |
All other liabilities | $10,939,000 | 586 |
Total equity capital | $77,092,000 | 636 |
Total bank equity capital | $77,092,000 | 636 |
Perpetual preferred stock | $0 | 178 |
Common stock | $4,951,000 | 744 |
Surplus | $17,497,000 | 1,018 |
Undivided profits | $54,644,000 | 490 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,152,000 | 1,185 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
Income earned, not collected on loans | $4,914,000 | 524 |
Earning assets | $900,747,000 | 551 |
Long-term assets (5+ years) | $304,500,000 | 350 |
Average Assets, year-to-date | $1,001,686,800 | 520 |
Average Assets, quarterly | $1,023,877,500 | 522 |
Volatile liabilities | $198,640,000 | 595 |
Insider loans | $37,264,000 | 87 |
FHLB advances | $0 | 771 |
Loans and leases held for sale | $0 | 1,442 |
Unused loan commitments | $249,143,000 | 388 |
Tier 1 (core) risk-based capital | $76,938,000 | 592 |
Tier 2 risk-based capital | $9,930,830 | 451 |
Total risk weighted assets | $792,879,230 | 483 |
Total unused commitments | $249,143,000 | 389 |
Derivatives | $40,000,000 | 232 |
1999-12-31 | Rank | |
# of Employees: | 126 | 1,339 |
Assets and Liabilities | ||
Total Assets: | $842,563,000 | 615 |
Cash and due from depository institutions | $39,351,000 | 1,339 |
Interest-bearing balances | $378,000 | 3,427 |
Securities | $168,455,000 | 704 |
Federal funds sold & reverse repurchase agreements | $40,975,000 | 284 |
Net loans & leases | $553,049,000 | 605 |
Loan loss allowance | $9,648,000 | 498 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $6,710,000 | 1,237 |
Other real estate owned | $4,705,000 | 1,339 |
Goodwill and other intangibles | $0 | 3,276 |
All other assets | $29,318,000 | 466 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $842,563,000 | 615 |
Total liabilities | $782,907,000 | 606 |
Total deposits | $637,627,000 | 599 |
Interest-bearing deposits | $514,014,000 | 644 |
Deposits held in domestic offices | $637,627,000 | 595 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $93,989,000 | 357 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $46,950,000 | 778 |
Subordinated debt | $0 | 242 |
All other liabilities | $4,341,000 | 1,040 |
Total equity capital | $59,656,000 | 774 |
Total bank equity capital | $59,656,000 | 774 |
Perpetual preferred stock | $0 | 193 |
Common stock | $4,951,000 | 766 |
Surplus | $13,314,000 | 1,277 |
Undivided profits | $41,391,000 | 614 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,628,000 | 1,446 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,259 |
Income earned, not collected on loans | $3,208,000 | 665 |
Earning assets | $762,857,000 | 623 |
Long-term assets (5+ years) | $249,946,000 | 463 |
Average Assets, year-to-date | $802,339,200 | 619 |
Average Assets, quarterly | $827,048,000 | 623 |
Volatile liabilities | $168,108,000 | 681 |
Insider loans | $37,146,000 | 99 |
FHLB advances | $0 | 802 |
Loans and leases held for sale | $0 | 1,487 |
Unused loan commitments | $241,301,000 | 413 |
Tier 1 (core) risk-based capital | $62,559,000 | 712 |
Tier 2 risk-based capital | $7,993,300 | 543 |
Total risk weighted assets | $637,772,950 | 567 |
Total unused commitments | $241,301,000 | 414 |
Derivatives | $175,000,000 | 159 |
1998-12-31 | Rank | |
# of Employees: | 132 | 1,260 |
Assets and Liabilities | ||
Total Assets: | $779,495,000 | 645 |
Cash and due from depository institutions | $46,666,000 | 1,260 |
Interest-bearing balances | $102,000 | 4,813 |
Securities | $141,876,000 | 828 |
Federal funds sold & reverse repurchase agreements | $2,545,000 | 5,254 |
Net loans & leases | $540,940,000 | 583 |
Loan loss allowance | $9,407,000 | 484 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $7,337,000 | 1,043 |
Other real estate owned | $4,372,000 | 1,260 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $35,759,000 | 381 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $779,495,000 | 645 |
Total liabilities | $723,950,000 | 627 |
Total deposits | $619,749,000 | 608 |
Interest-bearing deposits | $497,052,000 | 634 |
Deposits held in domestic offices | $619,749,000 | 603 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $87,149,000 | 335 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $12,590,000 | 1,366 |
Subordinated debt | $0 | 255 |
All other liabilities | $4,462,000 | 1,059 |
Total equity capital | $55,545,000 | 824 |
Total bank equity capital | $55,545,000 | 824 |
Perpetual preferred stock | $0 | 199 |
Common stock | $4,951,000 | 737 |
Surplus | $13,313,000 | 1,224 |
Undivided profits | $37,281,000 | 698 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,380,000 | 1,100 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $336,000 | 430 |
Income earned, not collected on loans | $3,240,000 | 637 |
Earning assets | $685,463,000 | 662 |
Long-term assets (5+ years) | $211,295,000 | 460 |
Average Assets, year-to-date | $743,868,200 | 634 |
Average Assets, quarterly | $756,689,000 | 649 |
Volatile liabilities | $119,956,000 | 732 |
Insider loans | $20,499,000 | 184 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $229,189,000 | 406 |
Tier 1 (core) risk-based capital | $54,953,000 | 778 |
Tier 2 risk-based capital | $7,833,970 | 543 |
Total risk weighted assets | $625,108,020 | 544 |
Total unused commitments | $229,189,000 | 407 |
Derivatives | $155,000,000 | 180 |
1997-12-31 | Rank | |
# of Employees: | 148 | 1,186 |
Assets and Liabilities | ||
Total Assets: | $723,061,000 | 688 |
Cash and due from depository institutions | $38,425,000 | 1,186 |
Interest-bearing balances | $51,000 | 5,325 |
Securities | $147,337,000 | 810 |
Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,149 |
Net loans & leases | $503,042,000 | 632 |
Loan loss allowance | $7,701,000 | 579 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $7,617,000 | 989 |
Other real estate owned | $3,829,000 | 1,186 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $18,711,000 | 550 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $723,061,000 | 688 |
Total liabilities | $667,171,000 | 681 |
Total deposits | $562,112,000 | 674 |
Interest-bearing deposits | $456,406,000 | 704 |
Deposits held in domestic offices | $562,112,000 | 670 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $69,415,000 | 412 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $30,569,000 | 752 |
Subordinated debt | $0 | 260 |
All other liabilities | $5,075,000 | 993 |
Total equity capital | $55,890,000 | 830 |
Total bank equity capital | $55,890,000 | 830 |
Perpetual preferred stock | $0 | 223 |
Common stock | $4,951,000 | 752 |
Surplus | $13,313,000 | 1,225 |
Undivided profits | $37,626,000 | 668 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,119,000 | 703 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $3,109,000 | 719 |
Earning assets | $654,530,000 | 693 |
Long-term assets (5+ years) | $140,390,000 | 565 |
Average Assets, year-to-date | $692,840,600 | 676 |
Average Assets, quarterly | $709,063,500 | 689 |
Volatile liabilities | $138,203,000 | 689 |
Insider loans | $25,114,000 | 171 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $195,149,000 | 421 |
Tier 1 (core) risk-based capital | $55,561,000 | 776 |
Tier 2 risk-based capital | $7,163,080 | 545 |
Total risk weighted assets | $572,508,580 | 583 |
Total unused commitments | $195,149,000 | 422 |
Derivatives | $135,000,000 | 185 |
1996-12-31 | Rank | |
# of Employees: | 144 | 1,283 |
Assets and Liabilities | ||
Total Assets: | $674,500,000 | 744 |
Cash and due from depository institutions | $38,034,000 | 1,283 |
Interest-bearing balances | $184,000 | 4,159 |
Securities | $152,804,000 | 812 |
Federal funds sold & reverse repurchase agreements | $4,725,000 | 2,727 |
Net loans & leases | $457,816,000 | 712 |
Loan loss allowance | $6,883,000 | 688 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $8,171,000 | 959 |
Other real estate owned | $3,147,000 | 1,283 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $9,803,000 | 916 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $674,500,000 | 744 |
Total liabilities | $626,036,000 | 731 |
Total deposits | $512,593,000 | 765 |
Interest-bearing deposits | $424,314,000 | 785 |
Deposits held in domestic offices | $512,593,000 | 761 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $66,003,000 | 454 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $43,666,000 | 641 |
Subordinated debt | $0 | 298 |
All other liabilities | $3,774,000 | 1,235 |
Total equity capital | $48,464,000 | 953 |
Total bank equity capital | $48,464,000 | 953 |
Perpetual preferred stock | $0 | 250 |
Common stock | $4,951,000 | 795 |
Surplus | $13,313,000 | 1,266 |
Undivided profits | $30,200,000 | 840 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,335,000 | 794 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 1,087 |
Income earned, not collected on loans | $2,984,000 | 747 |
Earning assets | $615,529,000 | 749 |
Long-term assets (5+ years) | $133,969,000 | 564 |
Average Assets, year-to-date | $649,844,600 | 747 |
Average Assets, quarterly | $658,963,000 | 757 |
Volatile liabilities | $140,829,000 | 700 |
Insider loans | $25,757,000 | 204 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $149,708,000 | 510 |
Tier 1 (core) risk-based capital | $49,002,000 | 894 |
Tier 2 risk-based capital | $6,459,730 | 608 |
Total risk weighted assets | $516,354,930 | 645 |
Total unused commitments | $149,708,000 | 513 |
Derivatives | $135,000,000 | 234 |
1995-12-31 | Rank | |
# of Employees: | 142 | 1,345 |
Assets and Liabilities | ||
Total Assets: | $660,771,000 | 789 |
Cash and due from depository institutions | $48,924,000 | 1,345 |
Interest-bearing balances | $53,000 | 5,709 |
Securities | $128,563,000 | 978 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $461,634,000 | 721 |
Loan loss allowance | $7,589,000 | 673 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $8,645,000 | 878 |
Other real estate owned | $2,526,000 | 1,345 |
Goodwill and other intangibles | $2,000 | 3,126 |
All other assets | $10,477,000 | 919 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $660,771,000 | 789 |
Total liabilities | $603,198,000 | 786 |
Total deposits | $544,482,000 | 757 |
Interest-bearing deposits | $443,803,000 | 794 |
Deposits held in domestic offices | $544,482,000 | 747 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $45,375,000 | 550 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $7,975,000 | 1,327 |
Subordinated debt | $0 | 337 |
All other liabilities | $5,366,000 | 999 |
Total equity capital | $57,573,000 | 851 |
Total bank equity capital | $57,573,000 | 851 |
Perpetual preferred stock | $0 | 288 |
Common stock | $4,951,000 | 795 |
Surplus | $13,313,000 | 1,269 |
Undivided profits | $39,309,000 | 669 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,526,000 | 1,016 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 1,179 |
Income earned, not collected on loans | $3,193,000 | 728 |
Earning assets | $590,250,000 | 806 |
Long-term assets (5+ years) | $108,642,000 | 640 |
Average Assets, year-to-date | $648,844,000 | 780 |
Average Assets, quarterly | $658,878,000 | 783 |
Volatile liabilities | $68,940,000 | 1,038 |
Insider loans | $28,047,000 | 199 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $193,864,000 | 472 |
Tier 1 (core) risk-based capital | $57,472,000 | 808 |
Tier 2 risk-based capital | $6,211,580 | 638 |
Total risk weighted assets | $495,549,180 | 673 |
Total unused commitments | $193,864,000 | 476 |
Derivatives | $75,000,000 | 329 |
1994-12-31 | Rank | |
# of Employees: | 141 | 1,402 |
Assets and Liabilities | ||
Total Assets: | $658,308,000 | 783 |
Cash and due from depository institutions | $51,816,000 | 1,402 |
Interest-bearing balances | $50,000 | 6,106 |
Securities | $128,174,000 | 1,015 |
Federal funds sold & reverse repurchase agreements | $30,050,000 | 385 |
Net loans & leases | $429,428,000 | 743 |
Loan loss allowance | $7,286,000 | 705 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $8,797,000 | 832 |
Other real estate owned | $1,373,000 | 1,402 |
Goodwill and other intangibles | $12,000 | 2,869 |
All other assets | $8,658,000 | 1,095 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $658,308,000 | 783 |
Total liabilities | $607,184,000 | 778 |
Total deposits | $502,330,000 | 789 |
Interest-bearing deposits | $398,510,000 | 854 |
Deposits held in domestic offices | $502,330,000 | 776 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $51,763,000 | 552 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $48,025,000 | 569 |
Subordinated debt | $0 | 372 |
All other liabilities | $5,066,000 | 909 |
Total equity capital | $51,124,000 | 857 |
Total bank equity capital | $51,124,000 | 857 |
Perpetual preferred stock | $0 | 310 |
Common stock | $4,951,000 | 792 |
Surplus | $13,313,000 | 1,193 |
Undivided profits | $32,860,000 | 689 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $6,296,000 | 662 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $2,755,000 | 735 |
Earning assets | $587,702,000 | 788 |
Long-term assets (5+ years) | $131,819,000 | 538 |
Average Assets, year-to-date | $638,705,200 | 780 |
Average Assets, quarterly | $645,455,500 | 791 |
Volatile liabilities | $69,207,000 | 1,012 |
Insider loans | $23,786,000 | 223 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $185,841,000 | 461 |
Tier 1 (core) risk-based capital | $54,940,000 | 804 |
Tier 2 risk-based capital | $6,048,810 | 648 |
Total risk weighted assets | $482,667,210 | 679 |
Total unused commitments | $185,841,000 | 463 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 159 | 1,315 |
Assets and Liabilities | ||
Total Assets: | $604,946,000 | 847 |
Cash and due from depository institutions | $51,218,000 | 1,315 |
Interest-bearing balances | $50,000 | 7,077 |
Securities | $137,078,000 | 1,003 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $395,349,000 | 770 |
Loan loss allowance | $8,898,000 | 642 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $9,962,000 | 733 |
Other real estate owned | $1,877,000 | 1,315 |
Goodwill and other intangibles | $167,000 | 1,932 |
All other assets | $9,295,000 | 993 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $604,946,000 | 847 |
Total liabilities | $554,868,000 | 843 |
Total deposits | $478,636,000 | 846 |
Interest-bearing deposits | $385,697,000 | 902 |
Deposits held in domestic offices | $478,636,000 | 833 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $45,395,000 | 512 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $27,495,000 | 658 |
Subordinated debt | $0 | 413 |
All other liabilities | $3,342,000 | 1,246 |
Total equity capital | $50,078,000 | 842 |
Total bank equity capital | $50,078,000 | 842 |
Perpetual preferred stock | $0 | 343 |
Common stock | $4,951,000 | 784 |
Surplus | $13,313,000 | 1,133 |
Undivided profits | $31,814,000 | 714 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $10,944,000 | 558 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $183,000 | 641 |
Income earned, not collected on loans | $2,043,000 | 850 |
Earning assets | $532,477,000 | 861 |
Long-term assets (5+ years) | $117,746,000 | 595 |
Average Assets, year-to-date | $604,465,600 | 825 |
Average Assets, quarterly | $611,397,500 | 830 |
Volatile liabilities | $90,943,000 | 815 |
Insider loans | $19,204,000 | 248 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $152,859,000 | 504 |
Tier 1 (core) risk-based capital | $50,078,000 | 815 |
Tier 2 risk-based capital | $5,716,290 | 666 |
Total risk weighted assets | $454,121,590 | 702 |
Total unused commitments | $152,859,000 | 514 |
Derivatives | $42,000,000 | 374 |
1992-12-31 | Rank | |
# of Employees: | 231 | 917 |
Assets and Liabilities | ||
Total Assets: | $602,076,000 | 874 |
Cash and due from depository institutions | $76,668,000 | 917 |
Interest-bearing balances | $50,000 | 7,638 |
Securities | $106,778,000 | 1,260 |
Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,741 |
Net loans & leases | $386,070,000 | 793 |
Loan loss allowance | $7,796,000 | 730 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $10,596,000 | 685 |
Other real estate owned | $6,746,000 | 917 |
Goodwill and other intangibles | $320,000 | 1,572 |
All other assets | $8,898,000 | 1,063 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $602,076,000 | 874 |
Total liabilities | $553,506,000 | 879 |
Total deposits | $516,202,000 | 855 |
Interest-bearing deposits | $405,090,000 | 924 |
Deposits held in domestic offices | $516,202,000 | 845 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $28,785,000 | 571 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $5,416,000 | 1,267 |
Subordinated debt | $0 | 482 |
All other liabilities | $3,103,000 | 1,336 |
Total equity capital | $48,570,000 | 838 |
Total bank equity capital | $48,570,000 | 838 |
Perpetual preferred stock | $0 | 346 |
Common stock | $4,951,000 | 788 |
Surplus | $13,313,000 | 1,103 |
Undivided profits | $30,306,000 | 693 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $9,403,000 | 735 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $2,052,000 | 941 |
Earning assets | $498,898,000 | 920 |
Long-term assets (5+ years) | $70,801,000 | 866 |
Average Assets, year-to-date | $564,206,200 | 906 |
Average Assets, quarterly | $585,591,500 | 891 |
Volatile liabilities | $61,244,000 | 1,029 |
Insider loans | $344,000 | 2,602 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $147,990,000 | 487 |
Tier 1 (core) risk-based capital | $48,250,000 | 819 |
Tier 2 risk-based capital | $5,348,270 | 717 |
Total risk weighted assets | $425,413,670 | 762 |
Total unused commitments | $147,990,000 | 494 |
Derivatives | $42,000,000 | 333 |