Home > The Horizon Bank of Virginia > Assets and Liabilities
The Horizon Bank of Virginia, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $145,410,000 | 3,100 |
| Cash and due from depository institutions | $5,446,000 | 3,258 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $29,169,000 | 3,731 |
| Federal funds sold & reverse repurchase agreements | $30,846,000 | 513 |
| Net loans & leases | $74,722,000 | 3,587 |
| Loan loss allowance | $1,011,000 | 3,303 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,106,000 | 2,609 |
| Other real estate owned | $426,000 | 3,258 |
| Goodwill and other intangibles | $93,000 | 2,702 |
| All other assets | $1,602,000 | 4,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,410,000 | 3,100 |
| Total liabilities | $135,707,000 | 3,017 |
| Total deposits | $115,021,000 | 3,282 |
| Interest-bearing deposits | $85,940,000 | 3,699 |
| Deposits held in domestic offices | $115,021,000 | 3,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,006,000 | 736 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $680,000 | 4,696 |
| Total equity capital | $9,703,000 | 4,473 |
| Total bank equity capital | $9,703,000 | 4,473 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,099,000 | 887 |
| Surplus | $3,218,000 | 4,013 |
| Undivided profits | $2,386,000 | 6,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,573,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 1,036 |
| Income earned, not collected on loans | $437,000 | 5,107 |
| Earning assets | $134,737,000 | 3,084 |
| Long-term assets (5+ years) | $11,580,000 | 4,377 |
| Average Assets, year-to-date | $127,749,400 | 3,344 |
| Average Assets, quarterly | $134,353,000 | 3,298 |
| Volatile liabilities | $43,533,000 | 1,576 |
| Insider loans | $1,853,000 | 2,241 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,335,000 | 511 |
| Unused loan commitments | $24,456,000 | 1,918 |
| Tier 1 (core) risk-based capital | $9,583,000 | 4,330 |
| Tier 2 risk-based capital | $1,011,000 | 2,996 |
| Total risk weighted assets | $82,311,300 | 3,354 |
| Total unused commitments | $24,456,000 | 1,925 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 52 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $127,415,000 | 3,460 |
| Cash and due from depository institutions | $6,467,000 | 3,486 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,116,000 | 4,884 |
| Federal funds sold & reverse repurchase agreements | $20,308,000 | 648 |
| Net loans & leases | $75,616,000 | 3,569 |
| Loan loss allowance | $707,000 | 4,472 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,174,000 | 2,495 |
| Other real estate owned | $546,000 | 3,486 |
| Goodwill and other intangibles | $55,000 | 2,897 |
| All other assets | $1,133,000 | 5,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,415,000 | 3,460 |
| Total liabilities | $118,450,000 | 3,352 |
| Total deposits | $100,598,000 | 3,689 |
| Interest-bearing deposits | $78,050,000 | 4,031 |
| Deposits held in domestic offices | $100,598,000 | 3,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,638,000 | 796 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $214,000 | 8,802 |
| Total equity capital | $8,965,000 | 4,734 |
| Total bank equity capital | $8,965,000 | 4,734 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,894,000 | 952 |
| Surplus | $2,922,000 | 4,278 |
| Undivided profits | $2,149,000 | 6,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 2,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 879 |
| Income earned, not collected on loans | $449,000 | 5,190 |
| Earning assets | $116,040,000 | 3,499 |
| Long-term assets (5+ years) | $9,082,000 | 4,572 |
| Average Assets, year-to-date | $115,809,400 | 3,628 |
| Average Assets, quarterly | $118,837,000 | 3,659 |
| Volatile liabilities | $33,775,000 | 1,939 |
| Insider loans | $1,915,000 | 2,148 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,465,000 | 438 |
| Unused loan commitments | $17,821,000 | 2,313 |
| Tier 1 (core) risk-based capital | $8,906,000 | 4,618 |
| Tier 2 risk-based capital | $707,000 | 3,956 |
| Total risk weighted assets | $78,087,800 | 3,480 |
| Total unused commitments | $17,821,000 | 2,318 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $119,359,000 | 3,763 |
| Cash and due from depository institutions | $9,480,000 | 3,734 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,457,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $14,885,000 | 864 |
| Net loans & leases | $69,975,000 | 3,838 |
| Loan loss allowance | $873,000 | 3,950 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,067,000 | 2,551 |
| Other real estate owned | $967,000 | 3,734 |
| Goodwill and other intangibles | $35,000 | 2,959 |
| All other assets | $1,493,000 | 4,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,359,000 | 3,763 |
| Total liabilities | $111,010,000 | 3,649 |
| Total deposits | $105,666,000 | 3,587 |
| Interest-bearing deposits | $85,441,000 | 3,811 |
| Deposits held in domestic offices | $105,666,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,060,000 | 1,578 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $284,000 | 8,086 |
| Total equity capital | $8,349,000 | 5,058 |
| Total bank equity capital | $8,349,000 | 5,058 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,894,000 | 1,007 |
| Surplus | $2,922,000 | 4,348 |
| Undivided profits | $1,533,000 | 7,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,376,000 | 2,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 874 |
| Income earned, not collected on loans | $528,000 | 4,393 |
| Earning assets | $104,317,000 | 3,940 |
| Long-term assets (5+ years) | $5,888,000 | 5,501 |
| Average Assets, year-to-date | $106,044,200 | 4,042 |
| Average Assets, quarterly | $112,486,500 | 3,922 |
| Volatile liabilities | $18,330,000 | 3,118 |
| Insider loans | $1,697,000 | 2,447 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $279,000 | 1,159 |
| Unused loan commitments | $18,751,000 | 2,154 |
| Tier 1 (core) risk-based capital | $8,325,000 | 4,956 |
| Tier 2 risk-based capital | $873,000 | 3,391 |
| Total risk weighted assets | $76,957,500 | 3,537 |
| Total unused commitments | $18,751,000 | 2,167 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $105,129,000 | 4,222 |
| Cash and due from depository institutions | $4,179,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,761,000 | 5,237 |
| Federal funds sold & reverse repurchase agreements | $13,203,000 | 1,072 |
| Net loans & leases | $60,927,000 | 4,218 |
| Loan loss allowance | $851,000 | 4,041 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,940,000 | 2,596 |
| Other real estate owned | $1,025,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,094,000 | 5,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,129,000 | 4,222 |
| Total liabilities | $97,331,000 | 4,109 |
| Total deposits | $95,134,000 | 3,998 |
| Interest-bearing deposits | $76,576,000 | 4,256 |
| Deposits held in domestic offices | $95,134,000 | 3,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,945,000 | 2,228 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $252,000 | 8,953 |
| Total equity capital | $7,798,000 | 5,372 |
| Total bank equity capital | $7,798,000 | 5,372 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,458,000 | 1,129 |
| Surplus | $1,853,000 | 5,871 |
| Undivided profits | $2,487,000 | 6,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $515,000 | 4,616 |
| Earning assets | $95,891,000 | 4,256 |
| Long-term assets (5+ years) | $1,540,000 | 8,361 |
| Average Assets, year-to-date | $90,250,000 | 4,643 |
| Average Assets, quarterly | $98,730,000 | 4,413 |
| Volatile liabilities | $15,887,000 | 3,178 |
| Insider loans | $768,000 | 4,438 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,528,000 | 2,376 |
| Tier 1 (core) risk-based capital | $7,761,000 | 5,254 |
| Tier 2 risk-based capital | $851,000 | 3,403 |
| Total risk weighted assets | $70,341,200 | 3,759 |
| Total unused commitments | $15,528,000 | 2,388 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $83,619,000 | 5,114 |
| Cash and due from depository institutions | $2,690,000 | 6,009 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,835,000 | 5,708 |
| Federal funds sold & reverse repurchase agreements | $4,306,000 | 2,070 |
| Net loans & leases | $51,394,000 | 4,812 |
| Loan loss allowance | $1,003,000 | 3,581 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,505,000 | 2,951 |
| Other real estate owned | $849,000 | 6,009 |
| Goodwill and other intangibles | $8,000 | 2,935 |
| All other assets | $1,032,000 | 6,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,619,000 | 5,114 |
| Total liabilities | $76,468,000 | 5,054 |
| Total deposits | $76,147,000 | 4,841 |
| Interest-bearing deposits | $62,430,000 | 5,044 |
| Deposits held in domestic offices | $76,147,000 | 4,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $321,000 | 7,038 |
| Total equity capital | $7,151,000 | 5,410 |
| Total bank equity capital | $7,151,000 | 5,410 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,408,000 | 1,144 |
| Surplus | $1,803,000 | 5,955 |
| Undivided profits | $1,940,000 | 7,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $670,000 | 3,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $398,000 | 5,203 |
| Earning assets | $76,535,000 | 5,122 |
| Long-term assets (5+ years) | $805,000 | 9,725 |
| Average Assets, year-to-date | $78,809,200 | 5,270 |
| Average Assets, quarterly | $80,627,500 | 5,235 |
| Volatile liabilities | $10,985,000 | 4,065 |
| Insider loans | $775,000 | 4,381 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,686,000 | 2,520 |
| Tier 1 (core) risk-based capital | $7,170,000 | 5,501 |
| Tier 2 risk-based capital | $718,450 | 3,914 |
| Total risk weighted assets | $57,191,650 | 4,412 |
| Total unused commitments | $13,686,000 | 2,530 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $77,983,000 | 5,561 |
| Cash and due from depository institutions | $2,268,000 | 7,126 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,511,000 | 7,865 |
| Federal funds sold & reverse repurchase agreements | $10,043,000 | 1,347 |
| Net loans & leases | $48,621,000 | 4,901 |
| Loan loss allowance | $883,000 | 4,131 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,408,000 | 3,028 |
| Other real estate owned | $165,000 | 7,126 |
| Goodwill and other intangibles | $18,000 | 2,740 |
| All other assets | $949,000 | 6,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,983,000 | 5,561 |
| Total liabilities | $71,411,000 | 5,499 |
| Total deposits | $71,322,000 | 5,323 |
| Interest-bearing deposits | $59,972,000 | 5,458 |
| Deposits held in domestic offices | $71,322,000 | 5,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $89,000 | 11,830 |
| Total equity capital | $6,572,000 | 5,929 |
| Total bank equity capital | $6,572,000 | 5,929 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,316,000 | 1,167 |
| Surplus | $1,710,000 | 6,156 |
| Undivided profits | $1,546,000 | 8,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,237,000 | 2,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $332,000 | 5,547 |
| Earning assets | $72,175,000 | 5,501 |
| Long-term assets (5+ years) | $440,000 | 10,749 |
| Average Assets, year-to-date | $68,156,600 | 6,048 |
| Average Assets, quarterly | $74,061,000 | 5,742 |
| Volatile liabilities | $7,452,000 | 5,051 |
| Insider loans | $1,557,000 | 2,587 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,976,000 | 2,438 |
| Tier 1 (core) risk-based capital | $6,554,000 | 5,867 |
| Tier 2 risk-based capital | $681,430 | 4,043 |
| Total risk weighted assets | $54,312,930 | 4,555 |
| Total unused commitments | $13,976,000 | 2,459 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $62,847,000 | 6,697 |
| Cash and due from depository institutions | $2,654,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,237,000 | 9,480 |
| Federal funds sold & reverse repurchase agreements | $5,745,000 | 2,874 |
| Net loans & leases | $43,784,000 | 5,354 |
| Loan loss allowance | $824,000 | 4,388 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $589,000 | 8,313 |
| Other real estate owned | $0 | 8,629 |
| Goodwill and other intangibles | $28,000 | 2,649 |
| All other assets | $810,000 | 7,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,847,000 | 6,697 |
| Total liabilities | $56,772,000 | 6,733 |
| Total deposits | $56,489,000 | 6,582 |
| Interest-bearing deposits | $47,888,000 | 6,715 |
| Deposits held in domestic offices | $56,489,000 | 6,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $283,000 | 8,505 |
| Total equity capital | $6,075,000 | 6,084 |
| Total bank equity capital | $6,075,000 | 6,084 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,211,000 | 1,216 |
| Surplus | $1,605,000 | 6,288 |
| Undivided profits | $1,259,000 | 8,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,238,000 | 3,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $349,000 | 5,740 |
| Earning assets | $58,766,000 | 6,566 |
| Long-term assets (5+ years) | $656,000 | 10,772 |
| Average Assets, year-to-date | $54,653,000 | 7,247 |
| Average Assets, quarterly | $62,533,500 | 6,657 |
| Volatile liabilities | $8,202,000 | 4,745 |
| Insider loans | $109,000 | 5,494 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,383,000 | 2,549 |
| Tier 1 (core) risk-based capital | $6,047,000 | 6,024 |
| Tier 2 risk-based capital | $586,720 | 4,575 |
| Total risk weighted assets | $46,700,020 | 5,223 |
| Total unused commitments | $12,383,000 | 2,568 |
| Derivatives | $0 | 651 |