Home > The Honesdale National Bank > Income and Expense

The Honesdale National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$42,678,0001,069
Total interest expense$8,694,0001,423
Net interest income$33,984,000937
Provision for loan and lease losses$650,0001,092
Total noninterest income$5,677,0001,097
Gross Fiduciary activities income$693,000555
Service charges on deposit accounts$930,0001,054
Trading account gains and feesNANA
Additional Noninterest Income$4,054,0001,015
Total noninterest expense$23,794,0001,054
Salaries and employee benefits$13,870,0001,023
Premises and equipment expense$1,906,0001,278
Additional noninterest expense$4,054,0001,015
Pre-tax net operating income$15,217,000847
Securities gains (losses)$0988
Applicable income taxes$2,635,000805
Income before extraordinary items$12,582,000837
Extraordinary gains, net$054
Net income$12,582,000848
Minority interest net income$088
Net income of bank and minority interests.$12,582,000840
Net charge-offs$-2,0003,575
Cash dividends$5,670,000734
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,582,000846
2023-09-30 (YTD Data)Rank
Total interest income$30,843,0001,080
Total interest expense$5,592,0001,464
Net interest income$25,251,000948
Provision for loan and lease losses$525,000980
Total noninterest income$4,282,0001,099
Gross Fiduciary activities income$509,000556
Service charges on deposit accounts$679,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$3,094,0001,015
Total noninterest expense$17,617,0001,061
Salaries and employee benefits$10,298,0001,037
Premises and equipment expense$1,436,0001,273
Additional noninterest expense$3,094,0001,015
Pre-tax net operating income$11,391,000873
Securities gains (losses)$0849
Applicable income taxes$1,960,000835
Income before extraordinary items$9,431,000868
Extraordinary gains, net$052
Net income$9,431,000872
Minority interest net income$081
Net income of bank and minority interests.$9,431,000868
Net charge-offs$5,0002,314
Cash dividends$5,670,000557
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,431,000881
2023-06-30 (YTD Data)Rank
Total interest income$19,789,0001,090
Total interest expense$3,104,0001,530
Net interest income$16,685,000958
Provision for loan and lease losses$325,000978
Total noninterest income$2,800,0001,057
Gross Fiduciary activities income$390,000536
Service charges on deposit accounts$453,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$1,957,000988
Total noninterest expense$11,750,0001,053
Salaries and employee benefits$6,768,0001,041
Premises and equipment expense$978,0001,235
Additional noninterest expense$1,957,000987
Pre-tax net operating income$7,410,000910
Securities gains (losses)$0938
Applicable income taxes$1,260,000869
Income before extraordinary items$6,150,000900
Extraordinary gains, net$051
Net income$6,150,000912
Minority interest net income$081
Net income of bank and minority interests.$6,150,000900
Net charge-offs$10,0001,813
Cash dividends$2,970,000651
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,150,000909
2023-03-31 (YTD Data)Rank
Total interest income$9,516,0001,103
Total interest expense$1,189,0001,641
Net interest income$8,327,000963
Provision for loan and lease losses$125,0001,142
Total noninterest income$1,288,0001,125
Gross Fiduciary activities income$145,000590
Service charges on deposit accounts$229,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$914,0001,039
Total noninterest expense$5,870,0001,070
Salaries and employee benefits$3,396,0001,057
Premises and equipment expense$526,0001,195
Additional noninterest expense$914,0001,039
Pre-tax net operating income$3,620,000949
Securities gains (losses)$0950
Applicable income taxes$605,000917
Income before extraordinary items$3,015,000936
Extraordinary gains, net$04
Net income$3,015,000935
Minority interest net income$048
Net income of bank and minority interests.$3,015,000935
Net charge-offs$27,0001,004
Cash dividends$1,800,000530
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,015,000954
2022-12-31 (YTD Data)Rank
Total interest income$32,940,0001,059
Total interest expense$1,467,0001,935
Net interest income$31,473,000983
Provision for loan and lease losses$300,0001,513
Total noninterest income$9,699,000774
Gross Fiduciary activities income$654,000586
Service charges on deposit accounts$896,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$8,149,000646
Total noninterest expense$24,366,0001,022
Salaries and employee benefits$13,390,0001,053
Premises and equipment expense$1,893,0001,279
Additional noninterest expense$8,149,000646
Pre-tax net operating income$16,506,000875
Securities gains (losses)$-562,0004,350
Applicable income taxes$2,744,000875
Income before extraordinary items$13,200,000900
Extraordinary gains, net$05
Net income$13,200,000901
Minority interest net income$063
Net income of bank and minority interests.$13,200,000901
Net charge-offs$-249,0004,478
Cash dividends$4,986,000791
Sale, conversion, retirement of capital stock, net$1,133,000222
Net operating income$13,666,460896
2022-09-30 (YTD Data)Rank
Total interest income$23,829,0001,054
Total interest expense$868,0001,945
Net interest income$22,961,000995
Provision for loan and lease losses$300,0001,228
Total noninterest income$4,618,0001,063
Gross Fiduciary activities income$513,000580
Service charges on deposit accounts$661,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$3,444,000964
Total noninterest expense$16,477,0001,106
Salaries and employee benefits$9,559,0001,091
Premises and equipment expense$1,405,0001,292
Additional noninterest expense$3,444,000964
Pre-tax net operating income$10,802,000980
Securities gains (losses)$0740
Applicable income taxes$1,827,000943
Income before extraordinary items$8,975,000975
Extraordinary gains, net$04
Net income$8,975,000974
Minority interest net income$057
Net income of bank and minority interests.$8,975,000975
Net charge-offs$-272,0004,541
Cash dividends$3,816,000710
Sale, conversion, retirement of capital stock, net$-54,0004,700
Net operating income$8,975,000993
2022-06-30 (YTD Data)Rank
Total interest income$15,179,0001,046
Total interest expense$556,0001,825
Net interest income$14,623,0001,005
Provision for loan and lease losses$200,0001,133
Total noninterest income$3,058,0001,056
Gross Fiduciary activities income$344,000542
Service charges on deposit accounts$428,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$2,286,000999
Total noninterest expense$10,880,0001,101
Salaries and employee benefits$6,230,0001,103
Premises and equipment expense$954,0001,264
Additional noninterest expense$3,696,000991
Pre-tax net operating income$6,601,000989
Securities gains (losses)$0687
Applicable income taxes$1,109,000946
Income before extraordinary items$5,492,000979
Extraordinary gains, net$04
Net income$5,492,000978
Minority interest net income$060
Net income of bank and minority interests.$5,492,000979
Net charge-offs$-250,0004,594
Cash dividends$2,700,000679
Sale, conversion, retirement of capital stock, net$-54,0004,730
Net operating income$5,492,000998
2022-03-31 (YTD Data)Rank
Total interest income$7,253,0001,064
Total interest expense$290,0001,723
Net interest income$6,963,0001,023
Provision for loan and lease losses$02,285
Total noninterest income$1,421,0001,112
Gross Fiduciary activities income$172,000543
Service charges on deposit accounts$215,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$1,034,0001,062
Total noninterest expense$5,420,0001,104
Salaries and employee benefits$3,116,0001,108
Premises and equipment expense$508,0001,195
Additional noninterest expense$1,796,0001,003
Pre-tax net operating income$2,964,0001,023
Securities gains (losses)$0623
Applicable income taxes$489,000984
Income before extraordinary items$2,475,0001,025
Extraordinary gains, net$04
Net income$2,475,0001,024
Minority interest net income$050
Net income of bank and minority interests.$2,475,0001,025
Net charge-offs$-78,0004,498
Cash dividends$1,350,000635
Sale, conversion, retirement of capital stock, net$-54,0004,766
Net operating income$2,475,0001,039
2021-12-31 (YTD Data)Rank
Total interest income$29,152,0001,087
Total interest expense$1,276,0001,861
Net interest income$27,876,0001,033
Provision for loan and lease losses$600,000874
Total noninterest income$7,828,000997
Gross Fiduciary activities income$698,000534
Service charges on deposit accounts$700,0001,249
Trading account gains and feesNANA
Additional Noninterest Income$6,430,000902
Total noninterest expense$22,208,0001,075
Salaries and employee benefits$12,639,0001,082
Premises and equipment expense$1,848,0001,298
Additional noninterest expense$7,721,000959
Pre-tax net operating income$12,896,0001,060
Securities gains (losses)$02,062
Applicable income taxes$2,080,0001,070
Income before extraordinary items$10,816,0001,084
Extraordinary gains, net$010
Net income$10,816,0001,084
Minority interest net income$074
Net income of bank and minority interests.$10,816,0001,084
Net charge-offs$197,0001,031
Cash dividends$4,266,000901
Sale, conversion, retirement of capital stock, net$1,152,000216
Net operating income$10,816,0001,069
2021-09-30 (YTD Data)Rank
Total interest income$22,145,0001,088
Total interest expense$969,0001,931
Net interest income$21,176,0001,040
Provision for loan and lease losses$375,0001,009
Total noninterest income$6,166,000985
Gross Fiduciary activities income$543,000525
Service charges on deposit accounts$500,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$5,123,000884
Total noninterest expense$16,097,0001,118
Salaries and employee benefits$9,434,0001,094
Premises and equipment expense$1,378,0001,311
Additional noninterest expense$5,285,0001,029
Pre-tax net operating income$10,870,000997
Securities gains (losses)$02,015
Applicable income taxes$1,797,0001,021
Income before extraordinary items$9,073,0001,031
Extraordinary gains, net$08
Net income$9,073,0001,031
Minority interest net income$069
Net income of bank and minority interests.$9,073,0001,031
Net charge-offs$153,000905
Cash dividends$2,700,000932
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,073,0001,012
2021-06-30 (YTD Data)Rank
Total interest income$14,692,0001,087
Total interest expense$679,0001,934
Net interest income$14,013,0001,034
Provision for loan and lease losses$375,000759
Total noninterest income$4,448,000931
Gross Fiduciary activities income$390,000511
Service charges on deposit accounts$319,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$3,739,000838
Total noninterest expense$10,565,0001,120
Salaries and employee benefits$6,132,0001,106
Premises and equipment expense$954,0001,268
Additional noninterest expense$3,479,0001,025
Pre-tax net operating income$7,521,000975
Securities gains (losses)$01,818
Applicable income taxes$1,228,0001,009
Income before extraordinary items$6,293,000987
Extraordinary gains, net$06
Net income$6,293,000987
Minority interest net income$067
Net income of bank and minority interests.$6,293,000987
Net charge-offs$179,000693
Cash dividends$2,700,000674
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,293,000966
2021-03-31 (YTD Data)Rank
Total interest income$7,376,0001,068
Total interest expense$360,0001,937
Net interest income$7,016,0001,018
Provision for loan and lease losses$02,741
Total noninterest income$2,079,000976
Gross Fiduciary activities income$139,000565
Service charges on deposit accounts$167,0001,255
Trading account gains and feesNANA
Additional Noninterest Income$1,773,000880
Total noninterest expense$5,235,0001,116
Salaries and employee benefits$3,066,0001,100
Premises and equipment expense$542,0001,139
Additional noninterest expense$1,627,0001,052
Pre-tax net operating income$3,860,000940
Securities gains (losses)$01,392
Applicable income taxes$653,000966
Income before extraordinary items$3,207,000959
Extraordinary gains, net$03
Net income$3,207,000959
Minority interest net income$055
Net income of bank and minority interests.$3,207,000959
Net charge-offs$87,000663
Cash dividends$1,351,000607
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,207,000942
2020-12-31 (YTD Data)Rank
Total interest income$29,479,0001,075
Total interest expense$2,772,0001,584
Net interest income$26,707,0001,010
Provision for loan and lease losses$1,575,0001,222
Total noninterest income$7,165,0001,009
Gross Fiduciary activities income$583,000554
Service charges on deposit accounts$735,0001,214
Trading account gains and feesNANA
Additional Noninterest Income$5,847,000916
Total noninterest expense$20,985,0001,077
Salaries and employee benefits$12,403,0001,050
Premises and equipment expense$1,791,0001,313
Additional noninterest expense$6,791,0001,013
Pre-tax net operating income$11,312,000956
Securities gains (losses)$02,675
Applicable income taxes$1,854,000978
Income before extraordinary items$9,458,0001,004
Extraordinary gains, net$04
Net income$9,458,0001,004
Minority interest net income$072
Net income of bank and minority interests.$9,458,0001,004
Net charge-offs$294,0001,303
Cash dividends$3,906,000926
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,458,000972
2020-09-30 (YTD Data)Rank
Total interest income$22,048,0001,073
Total interest expense$2,362,0001,506
Net interest income$19,686,0001,013
Provision for loan and lease losses$1,250,0001,186
Total noninterest income$5,006,0001,023
Gross Fiduciary activities income$431,000546
Service charges on deposit accounts$548,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$4,027,000933
Total noninterest expense$15,223,0001,096
Salaries and employee benefits$9,029,0001,059
Premises and equipment expense$1,333,0001,315
Additional noninterest expense$4,861,0001,033
Pre-tax net operating income$8,219,000947
Securities gains (losses)$02,494
Applicable income taxes$1,245,0001,016
Income before extraordinary items$6,974,000979
Extraordinary gains, net$04
Net income$6,974,000979
Minority interest net income$065
Net income of bank and minority interests.$6,974,000979
Net charge-offs$422,000831
Cash dividends$3,006,000805
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,974,000952
2020-06-30 (YTD Data)Rank
Total interest income$14,784,0001,076
Total interest expense$1,853,0001,398
Net interest income$12,931,0001,035
Provision for loan and lease losses$800,0001,225
Total noninterest income$2,805,0001,087
Gross Fiduciary activities income$301,000547
Service charges on deposit accounts$380,0001,180
Trading account gains and feesNANA
Additional Noninterest Income$2,124,0001,040
Total noninterest expense$9,894,0001,105
Salaries and employee benefits$5,894,0001,061
Premises and equipment expense$939,0001,238
Additional noninterest expense$3,061,0001,069
Pre-tax net operating income$5,042,000944
Securities gains (losses)$02,249
Applicable income taxes$748,0001,034
Income before extraordinary items$4,294,000982
Extraordinary gains, net$04
Net income$4,294,000982
Minority interest net income$065
Net income of bank and minority interests.$4,294,000982
Net charge-offs$142,0001,180
Cash dividends$1,656,000926
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,294,000956
2020-03-31 (YTD Data)Rank
Total interest income$7,453,0001,075
Total interest expense$1,053,0001,376
Net interest income$6,400,0001,030
Provision for loan and lease losses$400,0001,004
Total noninterest income$1,402,0001,028
Gross Fiduciary activities income$153,000551
Service charges on deposit accounts$247,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$1,002,000965
Total noninterest expense$4,899,0001,119
Salaries and employee benefits$2,881,0001,098
Premises and equipment expense$487,0001,212
Additional noninterest expense$1,531,0001,087
Pre-tax net operating income$2,503,000883
Securities gains (losses)$01,705
Applicable income taxes$368,000929
Income before extraordinary items$2,135,000883
Extraordinary gains, net$04
Net income$2,135,000883
Minority interest net income$056
Net income of bank and minority interests.$2,135,000883
Net charge-offs$143,000733
Cash dividends$828,000929
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,135,000866
2019-12-31 (YTD Data)Rank
Total interest income$29,927,0001,089
Total interest expense$4,163,0001,438
Net interest income$25,764,0001,020
Provision for loan and lease losses$1,475,000677
Total noninterest income$5,145,0001,115
Gross Fiduciary activities income$610,000552
Service charges on deposit accounts$885,0001,230
Trading account gains and feesNANA
Additional Noninterest Income$3,650,0001,046
Total noninterest expense$19,196,0001,124
Salaries and employee benefits$11,261,0001,102
Premises and equipment expense$1,941,0001,198
Additional noninterest expense$5,994,0001,082
Pre-tax net operating income$10,238,0001,039
Securities gains (losses)$37,0001,364
Applicable income taxes$1,323,0001,200
Income before extraordinary items$8,952,0001,022
Extraordinary gains, net$011
Net income$8,952,0001,023
Minority interest net income$076
Net income of bank and minority interests.$8,952,0001,023
Net charge-offs$1,951,000422
Cash dividends$3,762,0001,019
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,919,8101,004
2019-09-30 (YTD Data)Rank
Total interest income$22,313,0001,096
Total interest expense$3,046,0001,470
Net interest income$19,267,0001,030
Provision for loan and lease losses$1,400,000528
Total noninterest income$3,735,0001,121
Gross Fiduciary activities income$395,000570
Service charges on deposit accounts$630,0001,287
Trading account gains and feesNANA
Additional Noninterest Income$2,710,0001,026
Total noninterest expense$14,364,0001,123
Salaries and employee benefits$8,305,0001,113
Premises and equipment expense$1,434,0001,223
Additional noninterest expense$4,625,0001,067
Pre-tax net operating income$7,238,0001,106
Securities gains (losses)$37,0001,189
Applicable income taxes$848,0001,369
Income before extraordinary items$6,427,0001,083
Extraordinary gains, net$011
Net income$6,427,0001,084
Minority interest net income$072
Net income of bank and minority interests.$6,427,0001,084
Net charge-offs$1,834,000329
Cash dividends$1,692,0001,348
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,394,4401,062
2019-06-30 (YTD Data)Rank
Total interest income$14,685,0001,099
Total interest expense$1,947,0001,497
Net interest income$12,738,0001,033
Provision for loan and lease losses$750,000613
Total noninterest income$2,322,0001,149
Gross Fiduciary activities income$263,000573
Service charges on deposit accounts$403,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$1,656,0001,081
Total noninterest expense$9,544,0001,121
Salaries and employee benefits$5,462,0001,126
Premises and equipment expense$981,0001,202
Additional noninterest expense$3,101,0001,063
Pre-tax net operating income$4,766,0001,090
Securities gains (losses)$01,702
Applicable income taxes$492,0001,457
Income before extraordinary items$4,274,0001,057
Extraordinary gains, net$011
Net income$4,274,0001,057
Minority interest net income$069
Net income of bank and minority interests.$4,274,0001,057
Net charge-offs$631,000491
Cash dividends$1,692,0001,007
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,274,0001,038
2019-03-31 (YTD Data)Rank
Total interest income$7,141,0001,117
Total interest expense$874,0001,583
Net interest income$6,267,0001,053
Provision for loan and lease losses$350,000608
Total noninterest income$1,107,0001,162
Gross Fiduciary activities income$114,000600
Service charges on deposit accounts$203,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$790,0001,062
Total noninterest expense$4,648,0001,146
Salaries and employee benefits$2,734,0001,128
Premises and equipment expense$484,0001,227
Additional noninterest expense$1,430,0001,115
Pre-tax net operating income$2,376,0001,070
Securities gains (losses)$01,087
Applicable income taxes$164,0001,758
Income before extraordinary items$2,212,0001,003
Extraordinary gains, net$05
Net income$2,212,0001,002
Minority interest net income$052
Net income of bank and minority interests.$2,212,0001,002
Net charge-offs$497,000327
Cash dividends$791,000991
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,212,000978
2018-12-31 (YTD Data)Rank
Total interest income$26,932,0001,104
Total interest expense$2,337,0001,733
Net interest income$24,595,0001,047
Provision for loan and lease losses$1,000,000873
Total noninterest income$4,741,0001,132
Gross Fiduciary activities income$488,000596
Service charges on deposit accounts$878,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$3,375,0001,047
Total noninterest expense$18,089,0001,152
Salaries and employee benefits$10,226,0001,152
Premises and equipment expense$1,751,0001,319
Additional noninterest expense$6,112,0001,069
Pre-tax net operating income$10,247,0001,016
Securities gains (losses)$01,125
Applicable income taxes$1,486,0001,054
Income before extraordinary items$8,761,0001,037
Extraordinary gains, net$06
Net income$8,761,0001,035
Minority interest net income$072
Net income of bank and minority interests.$8,761,0001,036
Net charge-offs$302,0001,330
Cash dividends$3,618,000945
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,761,0001,033
2018-09-30 (YTD Data)Rank
Total interest income$19,734,0001,110
Total interest expense$1,626,0001,758
Net interest income$18,108,0001,058
Provision for loan and lease losses$650,000919
Total noninterest income$3,529,0001,142
Gross Fiduciary activities income$380,000587
Service charges on deposit accounts$639,0001,314
Trading account gains and feesNANA
Additional Noninterest Income$2,510,0001,062
Total noninterest expense$13,507,0001,157
Salaries and employee benefits$7,571,0001,166
Premises and equipment expense$1,318,0001,312
Additional noninterest expense$4,618,0001,058
Pre-tax net operating income$7,480,0001,044
Securities gains (losses)$01,118
Applicable income taxes$1,064,0001,120
Income before extraordinary items$6,416,0001,048
Extraordinary gains, net$05
Net income$6,416,0001,047
Minority interest net income$066
Net income of bank and minority interests.$6,416,0001,047
Net charge-offs$125,0001,559
Cash dividends$2,267,000970
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,416,0001,044
2018-06-30 (YTD Data)Rank
Total interest income$12,995,0001,119
Total interest expense$1,040,0001,725
Net interest income$11,955,0001,067
Provision for loan and lease losses$200,0001,508
Total noninterest income$2,541,0001,088
Gross Fiduciary activities income$263,000587
Service charges on deposit accounts$415,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$1,863,000983
Total noninterest expense$9,051,0001,153
Salaries and employee benefits$4,947,0001,182
Premises and equipment expense$957,0001,224
Additional noninterest expense$3,147,0001,038
Pre-tax net operating income$5,245,000993
Securities gains (losses)$0961
Applicable income taxes$763,0001,049
Income before extraordinary items$4,482,000996
Extraordinary gains, net$06
Net income$4,482,000995
Minority interest net income$065
Net income of bank and minority interests.$4,482,000995
Net charge-offs$117,0001,229
Cash dividends$2,268,000688
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,482,000988
2018-03-31 (YTD Data)Rank
Total interest income$6,370,0001,133
Total interest expense$519,0001,662
Net interest income$5,851,0001,085
Provision for loan and lease losses$100,0001,437
Total noninterest income$1,159,0001,155
Gross Fiduciary activities income$127,000602
Service charges on deposit accounts$214,0001,310
Trading account gains and feesNANA
Additional Noninterest Income$818,0001,065
Total noninterest expense$4,422,0001,172
Salaries and employee benefits$2,361,0001,238
Premises and equipment expense$535,0001,121
Additional noninterest expense$1,526,0001,059
Pre-tax net operating income$2,488,0001,014
Securities gains (losses)$0735
Applicable income taxes$345,0001,108
Income before extraordinary items$2,143,0001,013
Extraordinary gains, net$07
Net income$2,143,0001,012
Minority interest net income$052
Net income of bank and minority interests.$2,143,0001,013
Net charge-offs$116,000778
Cash dividends$739,000915
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,143,0001,002
2017-12-31 (YTD Data)Rank
Total interest income$24,907,0001,125
Total interest expense$1,990,0001,542
Net interest income$22,917,0001,085
Provision for loan and lease losses$750,0001,095
Total noninterest income$4,611,0001,182
Gross Fiduciary activities income$468,000606
Service charges on deposit accounts$791,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$3,352,0001,078
Total noninterest expense$16,843,0001,205
Salaries and employee benefits$8,960,0001,264
Premises and equipment expense$1,604,0001,421
Additional noninterest expense$6,279,0001,030
Pre-tax net operating income$9,935,000997
Securities gains (losses)$-89,0005,388
Applicable income taxes$3,674,000825
Income before extraordinary items$6,172,0001,142
Extraordinary gains, net$09
Net income$6,172,0001,142
Minority interest net income$076
Net income of bank and minority interests.$6,172,0001,142
Net charge-offs$444,0001,171
Cash dividends$4,788,000710
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,228,9601,115
2017-09-30 (YTD Data)Rank
Total interest income$18,480,0001,132
Total interest expense$1,467,0001,541
Net interest income$17,013,0001,099
Provision for loan and lease losses$475,0001,192
Total noninterest income$3,382,0001,217
Gross Fiduciary activities income$367,000594
Service charges on deposit accounts$583,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$2,432,0001,110
Total noninterest expense$12,283,0001,237
Salaries and employee benefits$6,625,0001,291
Premises and equipment expense$1,221,0001,406
Additional noninterest expense$4,437,0001,093
Pre-tax net operating income$7,637,000997
Securities gains (losses)$02,274
Applicable income taxes$1,792,000991
Income before extraordinary items$5,845,0001,016
Extraordinary gains, net$09
Net income$5,845,0001,015
Minority interest net income$071
Net income of bank and minority interests.$5,845,0001,016
Net charge-offs$141,0001,659
Cash dividends$2,753,000818
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,845,0001,007
2017-06-30 (YTD Data)Rank
Total interest income$12,195,0001,134
Total interest expense$980,0001,506
Net interest income$11,215,0001,100
Provision for loan and lease losses$125,0001,998
Total noninterest income$2,194,0001,240
Gross Fiduciary activities income$219,000624
Service charges on deposit accounts$389,0001,445
Trading account gains and feesNANA
Additional Noninterest Income$1,586,0001,140
Total noninterest expense$8,148,0001,249
Salaries and employee benefits$4,399,0001,298
Premises and equipment expense$833,0001,386
Additional noninterest expense$2,916,0001,111
Pre-tax net operating income$5,136,000975
Securities gains (losses)$01,906
Applicable income taxes$1,200,000974
Income before extraordinary items$3,936,000985
Extraordinary gains, net$011
Net income$3,936,000986
Minority interest net income$071
Net income of bank and minority interests.$3,936,000985
Net charge-offs$139,0001,287
Cash dividends$2,753,000578
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,936,000974
2017-03-31 (YTD Data)Rank
Total interest income$6,021,0001,138
Total interest expense$484,0001,498
Net interest income$5,537,0001,106
Provision for loan and lease losses$100,0001,432
Total noninterest income$1,073,0001,255
Gross Fiduciary activities income$102,000637
Service charges on deposit accounts$196,0001,434
Trading account gains and feesNANA
Additional Noninterest Income$775,0001,143
Total noninterest expense$4,086,0001,257
Salaries and employee benefits$2,207,0001,307
Premises and equipment expense$456,0001,294
Additional noninterest expense$1,423,0001,119
Pre-tax net operating income$2,424,000998
Securities gains (losses)$01,153
Applicable income taxes$551,0001,013
Income before extraordinary items$1,873,0001,017
Extraordinary gains, net$08
Net income$1,873,0001,018
Minority interest net income$055
Net income of bank and minority interests.$1,873,0001,017
Net charge-offs$132,000770
Cash dividends$558,0001,112
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,873,0001,003
2016-12-31 (YTD Data)Rank
Total interest income$23,383,0001,131
Total interest expense$2,004,0001,416
Net interest income$21,379,0001,105
Provision for loan and lease losses$575,0001,352
Total noninterest income$4,762,0001,191
Gross Fiduciary activities income$375,000649
Service charges on deposit accounts$786,0001,465
Trading account gains and fees$0170
Additional Noninterest Income$3,601,0001,068
Total noninterest expense$15,593,0001,291
Salaries and employee benefits$8,282,0001,337
Premises and equipment expense$1,625,0001,405
Additional noninterest expense$5,686,0001,142
Pre-tax net operating income$9,973,000933
Securities gains (losses)$03,212
Applicable income taxes$2,290,000942
Income before extraordinary items$7,683,000973
Extraordinary gains, net$05
Net income$7,683,000972
Minority interest net income$082
Net income of bank and minority interests.$7,683,000972
Net charge-offs$276,0001,608
Cash dividends$3,258,000962
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,683,000946
2016-09-30 (YTD Data)Rank
Total interest income$17,426,0001,138
Total interest expense$1,502,0001,415
Net interest income$15,924,0001,116
Provision for loan and lease losses$575,0001,050
Total noninterest income$3,424,0001,220
Gross Fiduciary activities income$287,000635
Service charges on deposit accounts$584,0001,471
Trading account gains and fees$0169
Additional Noninterest Income$2,553,0001,111
Total noninterest expense$11,534,0001,299
Salaries and employee benefits$6,180,0001,339
Premises and equipment expense$1,224,0001,397
Additional noninterest expense$4,130,0001,177
Pre-tax net operating income$7,239,000964
Securities gains (losses)$03,160
Applicable income taxes$1,641,0001,009
Income before extraordinary items$5,598,0001,005
Extraordinary gains, net$05
Net income$5,598,0001,005
Minority interest net income$071
Net income of bank and minority interests.$5,598,0001,005
Net charge-offs$257,0001,269
Cash dividends$1,890,0001,096
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,598,000977
2016-06-30 (YTD Data)Rank
Total interest income$11,562,0001,142
Total interest expense$1,009,0001,409
Net interest income$10,553,0001,121
Provision for loan and lease losses$475,000893
Total noninterest income$2,199,0001,240
Gross Fiduciary activities income$187,000656
Service charges on deposit accounts$389,0001,467
Trading account gains and fees$0157
Additional Noninterest Income$1,623,0001,125
Total noninterest expense$7,664,0001,310
Salaries and employee benefits$4,090,0001,353
Premises and equipment expense$831,0001,382
Additional noninterest expense$2,743,0001,183
Pre-tax net operating income$4,613,000987
Securities gains (losses)$02,835
Applicable income taxes$1,021,0001,062
Income before extraordinary items$3,592,0001,026
Extraordinary gains, net$016
Net income$3,592,0001,025
Minority interest net income$071
Net income of bank and minority interests.$3,592,0001,025
Net charge-offs$150,0001,322
Cash dividends$1,080,0001,242
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,592,000998
2016-03-31 (YTD Data)Rank
Total interest income$5,754,0001,148
Total interest expense$512,0001,391
Net interest income$5,242,0001,127
Provision for loan and lease losses$225,000871
Total noninterest income$947,0001,348
Gross Fiduciary activities income$90,000657
Service charges on deposit accounts$188,0001,497
Trading account gains and fees$0142
Additional Noninterest Income$669,0001,254
Total noninterest expense$3,841,0001,306
Salaries and employee benefits$2,029,0001,368
Premises and equipment expense$447,0001,317
Additional noninterest expense$1,365,0001,180
Pre-tax net operating income$2,123,0001,037
Securities gains (losses)$02,077
Applicable income taxes$449,0001,139
Income before extraordinary items$1,674,0001,070
Extraordinary gains, net$012
Net income$1,674,0001,071
Minority interest net income$062
Net income of bank and minority interests.$1,674,0001,071
Net charge-offs$182,000709
Cash dividends$540,0001,142
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,674,0001,045
2015-12-31 (YTD Data)Rank
Total interest income$22,658,0001,128
Total interest expense$2,163,0001,286
Net interest income$20,495,0001,113
Provision for loan and lease losses$225,0002,207
Total noninterest income$4,308,0001,237
Gross Fiduciary activities income$468,000615
Service charges on deposit accounts$879,0001,374
Trading account gains and fees$0159
Additional Noninterest Income$2,961,0001,169
Total noninterest expense$14,918,0001,323
Salaries and employee benefits$7,810,0001,388
Premises and equipment expense$1,682,0001,376
Additional noninterest expense$5,426,0001,183
Pre-tax net operating income$9,660,000916
Securities gains (losses)$2,0003,028
Applicable income taxes$2,163,000959
Income before extraordinary items$7,499,000955
Extraordinary gains, net$023
Net income$7,499,000955
Minority interest net income$081
Net income of bank and minority interests.$7,499,000955
Net charge-offs$119,0002,512
Cash dividends$2,538,0001,122
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,497,440935
2015-09-30 (YTD Data)Rank
Total interest income$16,919,0001,141
Total interest expense$1,634,0001,286
Net interest income$15,285,0001,121
Provision for loan and lease losses$150,0002,243
Total noninterest income$3,210,0001,260
Gross Fiduciary activities income$300,000647
Service charges on deposit accounts$667,0001,360
Trading account gains and fees$0153
Additional Noninterest Income$2,243,0001,176
Total noninterest expense$11,233,0001,317
Salaries and employee benefits$5,877,0001,386
Premises and equipment expense$1,302,0001,353
Additional noninterest expense$4,054,0001,187
Pre-tax net operating income$7,112,000936
Securities gains (losses)$2,0002,829
Applicable income taxes$1,575,000998
Income before extraordinary items$5,539,000961
Extraordinary gains, net$021
Net income$5,539,000961
Minority interest net income$078
Net income of bank and minority interests.$5,539,000961
Net charge-offs$62,0002,611
Cash dividends$1,458,0001,245
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,537,440933
2015-06-30 (YTD Data)Rank
Total interest income$11,225,0001,145
Total interest expense$1,098,0001,277
Net interest income$10,127,0001,130
Provision for loan and lease losses$95,0002,288
Total noninterest income$2,063,0001,298
Gross Fiduciary activities income$210,000648
Service charges on deposit accounts$443,0001,347
Trading account gains and fees$0157
Additional Noninterest Income$1,410,0001,235
Total noninterest expense$7,397,0001,338
Salaries and employee benefits$3,806,0001,421
Premises and equipment expense$897,0001,329
Additional noninterest expense$2,694,0001,188
Pre-tax net operating income$4,698,000953
Securities gains (losses)$2,0002,428
Applicable income taxes$1,048,000992
Income before extraordinary items$3,652,000972
Extraordinary gains, net$022
Net income$3,652,000972
Minority interest net income$075
Net income of bank and minority interests.$3,652,000972
Net charge-offs$51,0002,297
Cash dividends$972,0001,279
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,650,440945
2015-03-31 (YTD Data)Rank
Total interest income$5,614,0001,142
Total interest expense$551,0001,274
Net interest income$5,063,0001,127
Provision for loan and lease losses$70,0001,797
Total noninterest income$1,001,0001,292
Gross Fiduciary activities income$104,000644
Service charges on deposit accounts$219,0001,340
Trading account gains and fees$0152
Additional Noninterest Income$678,0001,218
Total noninterest expense$3,717,0001,330
Salaries and employee benefits$1,905,0001,420
Premises and equipment expense$464,0001,290
Additional noninterest expense$1,348,0001,178
Pre-tax net operating income$2,277,000947
Securities gains (losses)$02,027
Applicable income taxes$498,0001,015
Income before extraordinary items$1,779,000967
Extraordinary gains, net$013
Net income$1,779,000967
Minority interest net income$064
Net income of bank and minority interests.$1,779,000968
Net charge-offs$25,0001,996
Cash dividends$487,0001,155
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,779,000929
2014-12-31 (YTD Data)Rank
Total interest income$22,413,0001,146
Total interest expense$2,621,0001,132
Net interest income$19,792,0001,138
Provision for loan and lease losses$300,0001,975
Total noninterest income$4,364,0001,206
Gross Fiduciary activities income$424,000642
Service charges on deposit accounts$1,002,0001,287
Trading account gains and fees$0180
Additional Noninterest Income$2,938,0001,108
Total noninterest expense$14,328,0001,356
Salaries and employee benefits$7,472,0001,406
Premises and equipment expense$1,785,0001,332
Additional noninterest expense$5,071,0001,280
Pre-tax net operating income$9,528,000870
Securities gains (losses)$5,0002,877
Applicable income taxes$2,159,000929
Income before extraordinary items$7,374,000902
Extraordinary gains, net$017
Net income$7,374,000901
Minority interest net income$084
Net income of bank and minority interests.$7,374,000901
Net charge-offs$260,0002,183
Cash dividends$2,430,0001,101
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,370,150876
2014-09-30 (YTD Data)Rank
Total interest income$16,842,0001,149
Total interest expense$2,013,0001,119
Net interest income$14,829,0001,146
Provision for loan and lease losses$300,0001,622
Total noninterest income$3,270,0001,209
Gross Fiduciary activities income$278,000665
Service charges on deposit accounts$754,0001,289
Trading account gains and fees$0174
Additional Noninterest Income$2,238,0001,112
Total noninterest expense$10,910,0001,348
Salaries and employee benefits$5,707,0001,388
Premises and equipment expense$1,365,0001,320
Additional noninterest expense$3,838,0001,274
Pre-tax net operating income$6,889,000921
Securities gains (losses)$2,0002,770
Applicable income taxes$1,535,000979
Income before extraordinary items$5,356,000929
Extraordinary gains, net$015
Net income$5,356,000928
Minority interest net income$081
Net income of bank and minority interests.$5,356,000928
Net charge-offs$166,0002,193
Cash dividends$1,404,0001,215
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,354,440906
2014-06-30 (YTD Data)Rank
Total interest income$11,269,0001,144
Total interest expense$1,337,0001,122
Net interest income$9,932,0001,127
Provision for loan and lease losses$200,0001,637
Total noninterest income$2,177,0001,207
Gross Fiduciary activities income$170,000679
Service charges on deposit accounts$501,0001,282
Trading account gains and fees$0172
Additional Noninterest Income$1,506,0001,095
Total noninterest expense$7,322,0001,347
Salaries and employee benefits$3,813,0001,388
Premises and equipment expense$951,0001,269
Additional noninterest expense$2,558,0001,267
Pre-tax net operating income$4,587,000891
Securities gains (losses)$1,0002,460
Applicable income taxes$1,012,000961
Income before extraordinary items$3,576,000903
Extraordinary gains, net$020
Net income$3,576,000903
Minority interest net income$080
Net income of bank and minority interests.$3,576,000903
Net charge-offs$129,0001,968
Cash dividends$936,0001,226
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,575,220884
2014-03-31 (YTD Data)Rank
Total interest income$5,633,0001,136
Total interest expense$672,0001,121
Net interest income$4,961,0001,126
Provision for loan and lease losses$100,0001,586
Total noninterest income$1,050,0001,202
Gross Fiduciary activities income$89,000677
Service charges on deposit accounts$242,0001,310
Trading account gains and fees$0147
Additional Noninterest Income$719,0001,103
Total noninterest expense$3,767,0001,331
Salaries and employee benefits$1,951,0001,373
Premises and equipment expense$538,0001,150
Additional noninterest expense$1,278,0001,257
Pre-tax net operating income$2,144,000919
Securities gains (losses)$01,715
Applicable income taxes$454,000997
Income before extraordinary items$1,690,000929
Extraordinary gains, net$016
Net income$1,690,000930
Minority interest net income$066
Net income of bank and minority interests.$1,690,000930
Net charge-offs$127,0001,215
Cash dividends$468,0001,084
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,690,000906
2013-12-31 (YTD Data)Rank
Total interest income$22,893,0001,118
Total interest expense$3,046,0001,102
Net interest income$19,847,0001,101
Provision for loan and lease losses$600,0001,620
Total noninterest income$5,129,0001,112
Gross Fiduciary activities income$340,000686
Service charges on deposit accounts$1,017,0001,337
Trading account gains and fees$0184
Additional Noninterest Income$3,772,000978
Total noninterest expense$14,571,0001,359
Salaries and employee benefits$7,426,0001,413
Premises and equipment expense$1,827,0001,301
Additional noninterest expense$5,318,0001,263
Pre-tax net operating income$9,805,000784
Securities gains (losses)$-3,0006,132
Applicable income taxes$2,352,000804
Income before extraordinary items$7,450,000839
Extraordinary gains, net$029
Net income$7,450,000841
Minority interest net income$090
Net income of bank and minority interests.$7,450,000841
Net charge-offs$250,0002,771
Cash dividends$2,358,0001,051
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,452,280828
2013-09-30 (YTD Data)Rank
Total interest income$17,129,0001,128
Total interest expense$2,335,0001,115
Net interest income$14,794,0001,112
Provision for loan and lease losses$600,0001,326
Total noninterest income$4,066,0001,096
Gross Fiduciary activities income$275,000671
Service charges on deposit accounts$751,0001,365
Trading account gains and fees$0180
Additional Noninterest Income$3,040,000961
Total noninterest expense$11,077,0001,350
Salaries and employee benefits$5,655,0001,399
Premises and equipment expense$1,380,0001,296
Additional noninterest expense$4,042,0001,238
Pre-tax net operating income$7,183,000823
Securities gains (losses)$-3,0006,385
Applicable income taxes$1,737,000838
Income before extraordinary items$5,443,000876
Extraordinary gains, net$025
Net income$5,443,000878
Minority interest net income$084
Net income of bank and minority interests.$5,443,000878
Net charge-offs$235,0002,385
Cash dividends$1,350,0001,174
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,445,280855
2013-06-30 (YTD Data)Rank
Total interest income$11,460,0001,112
Total interest expense$1,602,0001,116
Net interest income$9,858,0001,102
Provision for loan and lease losses$500,0001,162
Total noninterest income$2,885,0001,046
Gross Fiduciary activities income$191,000662
Service charges on deposit accounts$492,0001,359
Trading account gains and fees$0157
Additional Noninterest Income$2,202,000914
Total noninterest expense$7,442,0001,340
Salaries and employee benefits$3,770,0001,394
Premises and equipment expense$951,0001,256
Additional noninterest expense$2,721,0001,222
Pre-tax net operating income$4,801,000801
Securities gains (losses)$-3,0006,560
Applicable income taxes$1,093,000877
Income before extraordinary items$3,705,000837
Extraordinary gains, net$022
Net income$3,705,000837
Minority interest net income$082
Net income of bank and minority interests.$3,705,000839
Net charge-offs$155,0002,353
Cash dividends$900,0001,174
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,707,310815
2013-03-31 (YTD Data)Rank
Total interest income$5,674,0001,133
Total interest expense$820,0001,125
Net interest income$4,854,0001,127
Provision for loan and lease losses$250,0001,141
Total noninterest income$1,397,0001,073
Gross Fiduciary activities income$113,000635
Service charges on deposit accounts$247,0001,345
Trading account gains and fees$0148
Additional Noninterest Income$1,037,000968
Total noninterest expense$3,742,0001,344
Salaries and employee benefits$1,876,0001,417
Premises and equipment expense$483,0001,264
Additional noninterest expense$1,383,0001,190
Pre-tax net operating income$2,259,000832
Securities gains (losses)$01,966
Applicable income taxes$489,000942
Income before extraordinary items$1,770,000863
Extraordinary gains, net$010
Net income$1,770,000864
Minority interest net income$076
Net income of bank and minority interests.$1,770,000865
Net charge-offs$97,0001,923
Cash dividends$450,0001,014
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,770,000824
2012-12-31 (YTD Data)Rank
Total interest income$23,430,0001,140
Total interest expense$3,565,0001,252
Net interest income$19,865,0001,100
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$6,015,0001,001
Gross Fiduciary activities income$306,000699
Service charges on deposit accounts$1,019,0001,398
Trading account gains and fees$4,000158
Additional Noninterest Income$4,686,000851
Total noninterest expense$14,280,0001,381
Salaries and employee benefits$7,269,0001,402
Premises and equipment expense$1,539,0001,540
Additional noninterest expense$5,472,0001,241
Pre-tax net operating income$10,400,000689
Securities gains (losses)$-55,0006,851
Applicable income taxes$2,506,000719
Income before extraordinary items$7,839,000768
Extraordinary gains, net$029
Net income$7,839,000766
Minority interest net income$093
Net income of bank and minority interests.$7,839,000769
Net charge-offs$779,0002,085
Cash dividends$2,100,0001,168
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,880,800718
2012-09-30 (YTD Data)Rank
Total interest income$17,632,0001,155
Total interest expense$2,708,0001,304
Net interest income$14,924,0001,112
Provision for loan and lease losses$900,0001,552
Total noninterest income$4,524,0001,004
Gross Fiduciary activities income$218,000711
Service charges on deposit accounts$762,0001,408
Trading account gains and fees$4,000149
Additional Noninterest Income$3,540,000821
Total noninterest expense$10,593,0001,401
Salaries and employee benefits$5,360,0001,426
Premises and equipment expense$1,125,0001,592
Additional noninterest expense$4,108,0001,242
Pre-tax net operating income$7,955,000706
Securities gains (losses)$-55,0006,967
Applicable income taxes$1,903,000737
Income before extraordinary items$5,997,000768
Extraordinary gains, net$020
Net income$5,997,000766
Minority interest net income$086
Net income of bank and minority interests.$5,997,000768
Net charge-offs$313,0002,767
Cash dividends$1,125,0001,223
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,038,800724
2012-06-30 (YTD Data)Rank
Total interest income$11,831,0001,158
Total interest expense$1,834,0001,324
Net interest income$9,997,0001,113
Provision for loan and lease losses$600,0001,572
Total noninterest income$3,015,000986
Gross Fiduciary activities income$143,000720
Service charges on deposit accounts$501,0001,412
Trading account gains and fees$5,000143
Additional Noninterest Income$2,366,000822
Total noninterest expense$6,955,0001,413
Salaries and employee benefits$3,568,0001,436
Premises and equipment expense$767,0001,550
Additional noninterest expense$2,620,0001,297
Pre-tax net operating income$5,457,000679
Securities gains (losses)$03,178
Applicable income taxes$1,322,000710
Income before extraordinary items$4,135,000735
Extraordinary gains, net$019
Net income$4,135,000734
Minority interest net income$084
Net income of bank and minority interests.$4,135,000735
Net charge-offs$217,0002,655
Cash dividends$750,0001,216
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,135,000697
2012-03-31 (YTD Data)Rank
Total interest income$5,899,0001,168
Total interest expense$932,0001,355
Net interest income$4,967,0001,120
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,491,000981
Gross Fiduciary activities income$78,000710
Service charges on deposit accounts$251,0001,402
Trading account gains and fees$6,000130
Additional Noninterest Income$1,156,000813
Total noninterest expense$3,502,0001,399
Salaries and employee benefits$1,817,0001,425
Premises and equipment expense$397,0001,501
Additional noninterest expense$1,288,0001,304
Pre-tax net operating income$2,656,000700
Securities gains (losses)$02,210
Applicable income taxes$635,000722
Income before extraordinary items$2,021,000748
Extraordinary gains, net$019
Net income$2,021,000749
Minority interest net income$078
Net income of bank and minority interests.$2,021,000749
Net charge-offs$40,0003,194
Cash dividends$375,0001,117
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,021,000704
2011-12-31 (YTD Data)Rank
Total interest income$23,708,0001,206
Total interest expense$4,009,0001,515
Net interest income$19,699,0001,132
Provision for loan and lease losses$1,200,0002,155
Total noninterest income$5,246,0001,000
Gross Fiduciary activities income$329,000648
Service charges on deposit accounts$1,260,0001,171
Trading account gains and fees$1,000144
Additional Noninterest Income$3,656,000900
Total noninterest expense$13,998,0001,393
Salaries and employee benefits$7,164,0001,382
Premises and equipment expense$1,552,0001,591
Additional noninterest expense$5,282,0001,316
Pre-tax net operating income$9,747,000641
Securities gains (losses)$-38,0006,982
Applicable income taxes$1,924,000813
Income before extraordinary items$7,785,000666
Extraordinary gains, net$029
Net income$7,785,000665
Minority interest net income$096
Net income of bank and minority interests.$7,785,000666
Net charge-offs$769,0002,687
Cash dividends$1,800,0001,047
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,815,400635
2011-09-30 (YTD Data)Rank
Total interest income$17,774,0001,224
Total interest expense$3,031,0001,560
Net interest income$14,743,0001,142
Provision for loan and lease losses$950,0002,021
Total noninterest income$3,842,0001,027
Gross Fiduciary activities income$230,000648
Service charges on deposit accounts$965,0001,145
Trading account gains and fees$-14,0007,371
Additional Noninterest Income$2,661,000916
Total noninterest expense$10,268,0001,428
Salaries and employee benefits$5,333,0001,395
Premises and equipment expense$1,189,0001,576
Additional noninterest expense$3,746,0001,381
Pre-tax net operating income$7,367,000655
Securities gains (losses)$03,555
Applicable income taxes$1,706,000711
Income before extraordinary items$5,661,000702
Extraordinary gains, net$021
Net income$5,661,000700
Minority interest net income$087
Net income of bank and minority interests.$5,661,000702
Net charge-offs$559,0002,544
Cash dividends$900,0001,255
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,661,000671
2011-06-30 (YTD Data)Rank
Total interest income$11,785,0001,233
Total interest expense$2,050,0001,597
Net interest income$9,735,0001,146
Provision for loan and lease losses$600,0002,044
Total noninterest income$2,655,000999
Gross Fiduciary activities income$161,000647
Service charges on deposit accounts$627,0001,161
Trading account gains and fees$6,000139
Additional Noninterest Income$1,861,000883
Total noninterest expense$6,835,0001,446
Salaries and employee benefits$3,491,0001,429
Premises and equipment expense$824,0001,527
Additional noninterest expense$2,520,0001,389
Pre-tax net operating income$4,955,000641
Securities gains (losses)$02,914
Applicable income taxes$1,291,000622
Income before extraordinary items$3,664,000707
Extraordinary gains, net$015
Net income$3,664,000706
Minority interest net income$089
Net income of bank and minority interests.$3,664,000707
Net charge-offs$281,0002,764
Cash dividends$600,0001,233
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,664,000679
2011-03-31 (YTD Data)Rank
Total interest income$5,895,0001,241
Total interest expense$1,050,0001,613
Net interest income$4,845,0001,158
Provision for loan and lease losses$300,0001,892
Total noninterest income$1,175,0001,088
Gross Fiduciary activities income$72,000674
Service charges on deposit accounts$301,0001,187
Trading account gains and fees$10,000134
Additional Noninterest Income$792,000978
Total noninterest expense$3,393,0001,458
Salaries and employee benefits$1,718,0001,467
Premises and equipment expense$427,0001,511
Additional noninterest expense$1,248,0001,397
Pre-tax net operating income$2,327,000687
Securities gains (losses)$01,772
Applicable income taxes$598,000639
Income before extraordinary items$1,729,000742
Extraordinary gains, net$09
Net income$1,729,000742
Minority interest net income$086
Net income of bank and minority interests.$1,729,000742
Net charge-offs$150,0002,364
Cash dividends$300,0001,106
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,729,000722
2010-12-31 (YTD Data)Rank
Total interest income$24,565,0001,258
Total interest expense$5,734,0001,452
Net interest income$18,831,0001,193
Provision for loan and lease losses$1,200,0002,771
Total noninterest income$5,188,0001,065
Gross Fiduciary activities income$329,000649
Service charges on deposit accounts$1,216,0001,230
Trading account gains and fees$118,000123
Additional Noninterest Income$3,525,000953
Total noninterest expense$13,279,0001,488
Salaries and employee benefits$6,779,0001,454
Premises and equipment expense$1,848,0001,390
Additional noninterest expense$4,652,0001,550
Pre-tax net operating income$9,540,000581
Securities gains (losses)$-1,0006,878
Applicable income taxes$2,619,000595
Income before extraordinary items$6,920,000656
Extraordinary gains, net$029
Net income$6,920,000651
Minority interest net income$0111
Net income of bank and minority interests.$6,920,000657
Net charge-offs$1,186,0002,454
Cash dividends$1,740,000927
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,920,730621
2010-09-30 (YTD Data)Rank
Total interest income$18,549,0001,268
Total interest expense$4,569,0001,421
Net interest income$13,980,0001,217
Provision for loan and lease losses$900,0002,663
Total noninterest income$3,679,0001,082
Gross Fiduciary activities income$254,000636
Service charges on deposit accounts$893,0001,301
Trading account gains and fees$103,000108
Additional Noninterest Income$2,429,000965
Total noninterest expense$9,896,0001,493
Salaries and employee benefits$5,110,0001,450
Premises and equipment expense$1,412,0001,386
Additional noninterest expense$3,374,0001,576
Pre-tax net operating income$6,863,000617
Securities gains (losses)$1,0003,533
Applicable income taxes$1,894,000616
Income before extraordinary items$4,970,000701
Extraordinary gains, net$023
Net income$4,970,000701
Minority interest net income$0110
Net income of bank and minority interests.$4,970,000701
Net charge-offs$704,0002,629
Cash dividends$990,0001,073
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,969,280669
2010-06-30 (YTD Data)Rank
Total interest income$12,471,0001,270
Total interest expense$3,244,0001,379
Net interest income$9,227,0001,234
Provision for loan and lease losses$650,0002,465
Total noninterest income$2,294,0001,109
Gross Fiduciary activities income$200,000607
Service charges on deposit accounts$615,0001,274
Trading account gains and fees$52,000111
Additional Noninterest Income$1,427,0001,009
Total noninterest expense$6,535,0001,510
Salaries and employee benefits$3,395,0001,458
Premises and equipment expense$824,0001,589
Additional noninterest expense$2,316,0001,534
Pre-tax net operating income$4,336,000639
Securities gains (losses)$-1,0007,170
Applicable income taxes$1,200,000612
Income before extraordinary items$3,135,000716
Extraordinary gains, net$019
Net income$3,135,000715
Minority interest net income$0105
Net income of bank and minority interests.$3,135,000716
Net charge-offs$339,0002,902
Cash dividends$540,0001,251
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,135,720692
2010-03-31 (YTD Data)Rank
Total interest income$6,244,0001,293
Total interest expense$1,703,0001,381
Net interest income$4,541,0001,263
Provision for loan and lease losses$350,0002,221
Total noninterest income$1,125,0001,107
Gross Fiduciary activities income$113,000581
Service charges on deposit accounts$307,0001,276
Trading account gains and fees$46,000107
Additional Noninterest Income$659,0001,056
Total noninterest expense$3,316,0001,518
Salaries and employee benefits$1,720,0001,454
Premises and equipment expense$513,0001,331
Additional noninterest expense$1,083,0001,620
Pre-tax net operating income$2,000,000677
Securities gains (losses)$-1,0007,364
Applicable income taxes$551,000659
Income before extraordinary items$1,448,000765
Extraordinary gains, net$016
Net income$1,448,000767
Minority interest net income$091
Net income of bank and minority interests.$1,448,000769
Net charge-offs$28,0004,202
Cash dividends$270,0001,157
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,448,720731
2009-12-31 (YTD Data)Rank
Total interest income$25,991,0001,320
Total interest expense$7,490,0001,570
Net interest income$18,501,0001,204
Provision for loan and lease losses$1,150,0003,274
Total noninterest income$4,902,0001,121
Gross Fiduciary activities income$285,000678
Service charges on deposit accounts$1,344,0001,284
Trading account gains and fees$-296,0007,985
Additional Noninterest Income$3,569,000924
Total noninterest expense$13,347,0001,550
Salaries and employee benefits$6,410,0001,552
Premises and equipment expense$1,968,0001,389
Additional noninterest expense$4,969,0001,498
Pre-tax net operating income$8,906,000480
Securities gains (losses)$03,754
Applicable income taxes$2,551,000460
Income before extraordinary items$6,355,000542
Extraordinary gains, net$034
Net income$6,355,000540
Minority interest net income$0115
Net income of bank and minority interests.$6,355,000543
Net charge-offs$301,0004,479
Cash dividends$1,485,0001,212
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,355,000543
2009-09-30 (YTD Data)Rank
Total interest income$19,554,0001,341
Total interest expense$5,720,0001,620
Net interest income$13,834,0001,211
Provision for loan and lease losses$750,0003,186
Total noninterest income$3,528,0001,166
Gross Fiduciary activities income$192,000695
Service charges on deposit accounts$988,0001,299
Trading account gains and fees$-345,0008,082
Additional Noninterest Income$2,693,000933
Total noninterest expense$10,275,0001,499
Salaries and employee benefits$4,854,0001,553
Premises and equipment expense$1,500,0001,366
Additional noninterest expense$3,921,0001,390
Pre-tax net operating income$6,337,000540
Securities gains (losses)$03,497
Applicable income taxes$1,811,000510
Income before extraordinary items$4,526,000600
Extraordinary gains, net$027
Net income$4,526,000601
Minority interest net income$0118
Net income of bank and minority interests.$4,526,000602
Net charge-offs$175,0004,406
Cash dividends$765,0001,543
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,526,000598
2009-06-30 (YTD Data)Rank
Total interest income$13,096,0001,361
Total interest expense$3,958,0001,648
Net interest income$9,138,0001,219
Provision for loan and lease losses$500,0002,961
Total noninterest income$2,745,0001,032
Gross Fiduciary activities income$139,000689
Service charges on deposit accounts$642,0001,318
Trading account gains and fees$20,000168
Additional Noninterest Income$1,944,000906
Total noninterest expense$6,862,0001,515
Salaries and employee benefits$3,217,0001,595
Premises and equipment expense$1,031,0001,350
Additional noninterest expense$2,614,0001,419
Pre-tax net operating income$4,521,000492
Securities gains (losses)$03,136
Applicable income taxes$1,311,000477
Income before extraordinary items$3,210,000562
Extraordinary gains, net$021
Net income$3,210,000560
Minority interest net income$0112
Net income of bank and minority interests.$3,210,000562
Net charge-offs$64,0004,699
Cash dividends$510,0001,594
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,210,000542
2009-03-31 (YTD Data)Rank
Total interest income$6,536,0001,384
Total interest expense$2,052,0001,656
Net interest income$4,484,0001,236
Provision for loan and lease losses$250,0002,548
Total noninterest income$1,296,0001,045
Gross Fiduciary activities income$91,000623
Service charges on deposit accounts$305,0001,352
Trading account gains and fees$12,000134
Additional Noninterest Income$888,000926
Total noninterest expense$3,211,0001,569
Salaries and employee benefits$1,591,0001,630
Premises and equipment expense$557,0001,281
Additional noninterest expense$1,063,0001,513
Pre-tax net operating income$2,319,000510
Securities gains (losses)$02,434
Applicable income taxes$679,000485
Income before extraordinary items$1,640,000608
Extraordinary gains, net$015
Net income$1,640,000609
Minority interest net income$0102
Net income of bank and minority interests.$1,640,000611
Net charge-offs$31,0003,989
Cash dividends$255,0001,489
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,640,000570
2008-12-31 (YTD Data)Rank
Total interest income$27,335,0001,417
Total interest expense$9,981,0001,625
Net interest income$17,354,0001,276
Provision for loan and lease losses$950,0002,782
Total noninterest income$4,522,0001,155
Gross Fiduciary activities income$237,000745
Service charges on deposit accounts$1,431,0001,258
Trading account gains and fees$113,000106
Additional Noninterest Income$2,741,0001,042
Total noninterest expense$11,480,0001,697
Salaries and employee benefits$5,671,0001,804
Premises and equipment expense$2,006,0001,373
Additional noninterest expense$3,803,0001,632
Pre-tax net operating income$9,446,000585
Securities gains (losses)$-194,0007,344
Applicable income taxes$2,649,000518
Income before extraordinary items$6,603,000597
Extraordinary gains, net$039
Net income$6,603,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,0002,663
Cash dividends$2,380,0001,158
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,740,740629
2008-09-30 (YTD Data)Rank
Total interest income$20,425,0001,455
Total interest expense$7,712,0001,635
Net interest income$12,713,0001,330
Provision for loan and lease losses$550,0002,590
Total noninterest income$3,404,0001,185
Gross Fiduciary activities income$188,000733
Service charges on deposit accounts$1,070,0001,264
Trading account gains and fees$109,000102
Additional Noninterest Income$2,037,0001,095
Total noninterest expense$8,917,0001,634
Salaries and employee benefits$4,208,0001,844
Premises and equipment expense$1,512,0001,374
Additional noninterest expense$3,197,0001,405
Pre-tax net operating income$6,650,000756
Securities gains (losses)$03,106
Applicable income taxes$1,938,000669
Income before extraordinary items$4,712,000777
Extraordinary gains, net$031
Net income$4,712,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,211
Cash dividends$1,675,0001,196
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,712,000817
2008-06-30 (YTD Data)Rank
Total interest income$13,639,0001,481
Total interest expense$5,421,0001,612
Net interest income$8,218,0001,356
Provision for loan and lease losses$350,0002,323
Total noninterest income$2,242,0001,207
Gross Fiduciary activities income$146,000709
Service charges on deposit accounts$696,0001,278
Trading account gains and fees$90,00097
Additional Noninterest Income$1,310,0001,167
Total noninterest expense$5,734,0001,687
Salaries and employee benefits$2,747,0001,900
Premises and equipment expense$1,001,0001,388
Additional noninterest expense$1,986,0001,477
Pre-tax net operating income$4,376,000813
Securities gains (losses)$03,233
Applicable income taxes$1,274,000757
Income before extraordinary items$3,102,000877
Extraordinary gains, net$021
Net income$3,102,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,979
Cash dividends$450,0002,425
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,102,000859
2008-03-31 (YTD Data)Rank
Total interest income$6,812,0001,519
Total interest expense$2,899,0001,613
Net interest income$3,913,0001,419
Provision for loan and lease losses$06,080
Total noninterest income$1,096,0001,239
Gross Fiduciary activities income$81,000693
Service charges on deposit accounts$353,0001,246
Trading account gains and fees$70,000104
Additional Noninterest Income$592,0001,240
Total noninterest expense$2,718,0001,766
Salaries and employee benefits$1,371,0001,918
Premises and equipment expense$517,0001,341
Additional noninterest expense$830,0001,713
Pre-tax net operating income$2,291,000837
Securities gains (losses)$02,688
Applicable income taxes$675,000812
Income before extraordinary items$1,616,000933
Extraordinary gains, net$015
Net income$1,616,000935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,013
Cash dividends$225,0002,193
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,616,000892
2007-12-31 (YTD Data)Rank
Total interest income$27,325,0001,576
Total interest expense$11,164,0001,786
Net interest income$16,161,0001,388
Provision for loan and lease losses$350,0002,914
Total noninterest income$4,283,0001,232
Gross Fiduciary activities income$236,000766
Service charges on deposit accounts$1,486,0001,194
Trading account gains and fees$-20,0008,462
Additional Noninterest Income$2,581,0001,132
Total noninterest expense$10,796,0001,713
Salaries and employee benefits$5,500,0001,833
Premises and equipment expense$1,760,0001,519
Additional noninterest expense$3,536,0001,569
Pre-tax net operating income$9,298,000910
Securities gains (losses)$02,146
Applicable income taxes$2,723,000877
Income before extraordinary items$6,575,000998
Extraordinary gains, net$039
Net income$6,575,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,213
Cash dividends$1,287,0002,247
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,575,000982
2007-09-30 (YTD Data)Rank
Total interest income$20,141,0001,602
Total interest expense$8,065,0001,845
Net interest income$12,076,0001,399
Provision for loan and lease losses$350,0002,081
Total noninterest income$3,142,0001,254
Gross Fiduciary activities income$194,000737
Service charges on deposit accounts$1,075,0001,220
Trading account gains and fees$-82,0008,511
Additional Noninterest Income$1,955,0001,138
Total noninterest expense$8,294,0001,653
Salaries and employee benefits$4,172,0001,817
Premises and equipment expense$1,318,0001,511
Additional noninterest expense$2,804,0001,444
Pre-tax net operating income$6,574,0001,050
Securities gains (losses)$01,655
Applicable income taxes$1,912,000998
Income before extraordinary items$4,662,0001,125
Extraordinary gains, net$033
Net income$4,662,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,048
Cash dividends$612,0002,645
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,662,0001,104
2007-06-30 (YTD Data)Rank
Total interest income$13,038,0001,662
Total interest expense$5,132,0001,918
Net interest income$7,906,0001,455
Provision for loan and lease losses$250,0001,793
Total noninterest income$2,056,0001,302
Gross Fiduciary activities income$149,000714
Service charges on deposit accounts$713,0001,235
Trading account gains and fees$-74,0008,577
Additional Noninterest Income$1,268,0001,184
Total noninterest expense$5,516,0001,674
Salaries and employee benefits$2,774,0001,856
Premises and equipment expense$891,0001,508
Additional noninterest expense$1,851,0001,481
Pre-tax net operating income$4,196,0001,132
Securities gains (losses)$01,444
Applicable income taxes$1,206,0001,102
Income before extraordinary items$2,990,0001,198
Extraordinary gains, net$029
Net income$2,990,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,183
Cash dividends$408,0002,728
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,990,0001,179
2007-03-31 (YTD Data)Rank
Total interest income$6,432,0001,677
Total interest expense$2,474,0001,963
Net interest income$3,958,0001,450
Provision for loan and lease losses$100,0002,001
Total noninterest income$1,044,0001,265
Gross Fiduciary activities income$90,000681
Service charges on deposit accounts$329,0001,311
Trading account gains and fees$40,000146
Additional Noninterest Income$585,0001,223
Total noninterest expense$2,780,0001,665
Salaries and employee benefits$1,372,0001,875
Premises and equipment expense$433,0001,553
Additional noninterest expense$975,0001,376
Pre-tax net operating income$2,122,0001,096
Securities gains (losses)$01,187
Applicable income taxes$593,0001,136
Income before extraordinary items$1,529,0001,151
Extraordinary gains, net$022
Net income$1,529,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,411
Cash dividends$204,0002,386
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,529,0001,131
2006-12-31 (YTD Data)Rank
Total interest income$23,220,0001,742
Total interest expense$7,500,0002,163
Net interest income$15,720,0001,446
Provision for loan and lease losses$1,175,000895
Total noninterest income$4,846,0001,116
Gross Fiduciary activities income$191,000814
Service charges on deposit accounts$1,489,0001,193
Trading account gains and fees$0130
Additional Noninterest Income$3,166,000957
Total noninterest expense$9,778,0001,820
Salaries and employee benefits$5,243,0001,858
Premises and equipment expense$1,627,0001,582
Additional noninterest expense$2,908,0001,812
Pre-tax net operating income$9,613,0001,016
Securities gains (losses)$-65,0008,034
Applicable income taxes$2,762,0001,015
Income before extraordinary items$6,786,0001,099
Extraordinary gains, net$051
Net income$6,786,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,316
Cash dividends$1,740,0001,745
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,832,1501,078
2006-09-30 (YTD Data)Rank
Total interest income$16,862,0001,787
Total interest expense$5,156,0002,259
Net interest income$11,706,0001,479
Provision for loan and lease losses$675,0001,080
Total noninterest income$3,854,0001,081
Gross Fiduciary activities income$146,000801
Service charges on deposit accounts$1,111,0001,206
Trading account gains and fees$0126
Additional Noninterest Income$2,597,000920
Total noninterest expense$7,179,0001,850
Salaries and employee benefits$3,844,0001,891
Premises and equipment expense$1,199,0001,613
Additional noninterest expense$2,136,0001,816
Pre-tax net operating income$7,706,000998
Securities gains (losses)$-34,0008,035
Applicable income taxes$2,239,000996
Income before extraordinary items$5,433,0001,066
Extraordinary gains, net$045
Net income$5,433,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-156,0008,603
Cash dividends$1,140,0001,760
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,457,1401,050
2006-06-30 (YTD Data)Rank
Total interest income$10,864,0001,817
Total interest expense$3,148,0002,328
Net interest income$7,716,0001,494
Provision for loan and lease losses$500,000976
Total noninterest income$2,866,000981
Gross Fiduciary activities income$95,000820
Service charges on deposit accounts$741,0001,201
Trading account gains and fees$0126
Additional Noninterest Income$2,030,000807
Total noninterest expense$4,584,0001,930
Salaries and employee benefits$2,535,0001,919
Premises and equipment expense$798,0001,618
Additional noninterest expense$1,251,0002,090
Pre-tax net operating income$5,498,000936
Securities gains (losses)$01,185
Applicable income taxes$1,620,000928
Income before extraordinary items$3,878,000998
Extraordinary gains, net$039
Net income$3,878,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,0008,628
Cash dividends$360,0002,858
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,878,000980
2006-03-31 (YTD Data)Rank
Total interest income$5,219,0001,843
Total interest expense$1,427,0002,421
Net interest income$3,792,0001,513
Provision for loan and lease losses$250,000918
Total noninterest income$1,806,000804
Gross Fiduciary activities income$39,000862
Service charges on deposit accounts$360,0001,210
Trading account gains and fees$0115
Additional Noninterest Income$1,407,000622
Total noninterest expense$2,112,0002,095
Salaries and employee benefits$1,303,0001,887
Premises and equipment expense$413,0001,583
Additional noninterest expense$396,0003,153
Pre-tax net operating income$3,236,000802
Securities gains (losses)$0955
Applicable income taxes$967,000804
Income before extraordinary items$2,269,000840
Extraordinary gains, net$021
Net income$2,269,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-170,0008,706
Cash dividends$180,0002,531
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,269,000826
2005-12-31 (YTD Data)Rank
Total interest income$19,015,0001,774
Total interest expense$4,846,0002,259
Net interest income$14,169,0001,550
Provision for loan and lease losses$900,0001,141
Total noninterest income$4,226,0001,224
Gross Fiduciary activities income$189,000814
Service charges on deposit accounts$1,389,0001,279
Trading account gains and fees$0138
Additional Noninterest Income$2,648,0001,117
Total noninterest expense$9,816,0001,733
Salaries and employee benefits$4,606,0001,999
Premises and equipment expense$1,837,0001,342
Additional noninterest expense$3,373,0001,502
Pre-tax net operating income$7,679,0001,237
Securities gains (losses)$-121,0008,479
Applicable income taxes$2,052,0001,328
Income before extraordinary items$5,506,0001,300
Extraordinary gains, net$046
Net income$5,506,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,953
Cash dividends$1,125,0002,253
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,594,3301,261
2005-09-30 (YTD Data)Rank
Total interest income$13,860,0001,774
Total interest expense$3,413,0002,278
Net interest income$10,447,0001,554
Provision for loan and lease losses$650,0001,137
Total noninterest income$3,145,0001,240
Gross Fiduciary activities income$145,000794
Service charges on deposit accounts$1,010,0001,306
Trading account gains and fees$0126
Additional Noninterest Income$1,990,0001,124
Total noninterest expense$7,312,0001,718
Salaries and employee benefits$3,189,0002,141
Premises and equipment expense$1,253,0001,450
Additional noninterest expense$2,870,0001,327
Pre-tax net operating income$5,630,0001,268
Securities gains (losses)$-54,0008,503
Applicable income taxes$1,513,0001,376
Income before extraordinary items$4,063,0001,334
Extraordinary gains, net$035
Net income$4,063,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,559
Cash dividends$495,0002,844
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,102,4201,299
2005-06-30 (YTD Data)Rank
Total interest income$8,931,0001,780
Total interest expense$2,117,0002,310
Net interest income$6,814,0001,574
Provision for loan and lease losses$150,0002,598
Total noninterest income$2,007,0001,259
Gross Fiduciary activities income$87,000829
Service charges on deposit accounts$646,0001,329
Trading account gains and fees$0116
Additional Noninterest Income$1,274,0001,131
Total noninterest expense$4,683,0001,782
Salaries and employee benefits$2,103,0002,150
Premises and equipment expense$767,0001,576
Additional noninterest expense$1,813,0001,370
Pre-tax net operating income$3,988,0001,173
Securities gains (losses)$02,146
Applicable income taxes$1,101,0001,259
Income before extraordinary items$2,887,0001,220
Extraordinary gains, net$030
Net income$2,887,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$330,0002,792
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,887,0001,195
2005-03-31 (YTD Data)Rank
Total interest income$4,331,0001,811
Total interest expense$981,0002,378
Net interest income$3,350,0001,590
Provision for loan and lease losses$06,226
Total noninterest income$894,0001,369
Gross Fiduciary activities income$33,000894
Service charges on deposit accounts$292,0001,411
Trading account gains and fees$0115
Additional Noninterest Income$569,0001,208
Total noninterest expense$2,251,0001,853
Salaries and employee benefits$1,073,0002,125
Premises and equipment expense$385,0001,583
Additional noninterest expense$793,0001,571
Pre-tax net operating income$1,993,0001,158
Securities gains (losses)$01,685
Applicable income taxes$551,0001,234
Income before extraordinary items$1,442,0001,197
Extraordinary gains, net$024
Net income$1,442,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$165,0002,439
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,442,0001,173
2004-12-31 (YTD Data)Rank
Total interest income$16,624,0001,721
Total interest expense$3,862,0002,104
Net interest income$12,762,0001,598
Provision for loan and lease losses$1,100,000960
Total noninterest income$3,981,0001,277
Gross Fiduciary activities income$303,000689
Service charges on deposit accounts$1,271,0001,393
Trading account gains and fees$0138
Additional Noninterest Income$2,407,0001,157
Total noninterest expense$8,316,0001,927
Salaries and employee benefits$4,004,0002,162
Premises and equipment expense$1,657,0001,388
Additional noninterest expense$2,655,0001,827
Pre-tax net operating income$7,327,0001,182
Securities gains (losses)$-272,0008,833
Applicable income taxes$1,863,0001,354
Income before extraordinary items$5,192,0001,256
Extraordinary gains, net$034
Net income$5,192,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,229,000665
Cash dividends$1,275,0001,944
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,393,2801,183
2004-09-30 (YTD Data)Rank
Total interest income$12,334,0001,722
Total interest expense$2,936,0002,037
Net interest income$9,398,0001,609
Provision for loan and lease losses$950,000812
Total noninterest income$2,994,0001,308
Gross Fiduciary activities income$190,000737
Service charges on deposit accounts$955,0001,399
Trading account gains and fees$0134
Additional Noninterest Income$1,849,0001,151
Total noninterest expense$6,984,0001,729
Salaries and employee benefits$2,940,0002,209
Premises and equipment expense$1,160,0001,493
Additional noninterest expense$2,884,0001,281
Pre-tax net operating income$4,458,0001,460
Securities gains (losses)$-14,0008,572
Applicable income taxes$1,112,0001,633
Income before extraordinary items$3,332,0001,480
Extraordinary gains, net$026
Net income$3,332,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,170
Cash dividends$660,0002,273
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,342,5001,427
2004-06-30 (YTD Data)Rank
Total interest income$8,098,0001,736
Total interest expense$2,022,0001,953
Net interest income$6,076,0001,652
Provision for loan and lease losses$750,000665
Total noninterest income$1,935,0001,318
Gross Fiduciary activities income$140,000711
Service charges on deposit accounts$622,0001,417
Trading account gains and fees$0130
Additional Noninterest Income$1,173,0001,190
Total noninterest expense$4,460,0001,794
Salaries and employee benefits$1,929,0002,240
Premises and equipment expense$754,0001,540
Additional noninterest expense$1,777,0001,366
Pre-tax net operating income$2,801,0001,512
Securities gains (losses)$03,413
Applicable income taxes$685,0001,738
Income before extraordinary items$2,116,0001,517
Extraordinary gains, net$021
Net income$2,116,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,141
Cash dividends$510,0002,093
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,116,0001,467
2004-03-31 (YTD Data)Rank
Total interest income$4,014,0001,755
Total interest expense$1,060,0001,881
Net interest income$2,954,0001,693
Provision for loan and lease losses$300,000782
Total noninterest income$912,0001,357
Gross Fiduciary activities income$60,000762
Service charges on deposit accounts$301,0001,418
Trading account gains and fees$0121
Additional Noninterest Income$551,0001,209
Total noninterest expense$2,157,0001,859
Salaries and employee benefits$957,0002,282
Premises and equipment expense$396,0001,474
Additional noninterest expense$804,0001,495
Pre-tax net operating income$1,409,0001,475
Securities gains (losses)$02,934
Applicable income taxes$339,0001,769
Income before extraordinary items$1,070,0001,499
Extraordinary gains, net$016
Net income$1,070,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$150,0002,469
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,070,0001,413
2003-12-31 (YTD Data)Rank
Total interest income$15,369,0001,847
Total interest expense$5,064,0001,765
Net interest income$10,305,0001,883
Provision for loan and lease losses$985,0001,211
Total noninterest income$4,203,0001,298
Gross Fiduciary activities income$302,000706
Service charges on deposit accounts$1,134,0001,515
Trading account gains and fees$0160
Additional Noninterest Income$2,767,0001,147
Total noninterest expense$8,467,0001,875
Salaries and employee benefits$3,695,0002,296
Premises and equipment expense$1,559,0001,457
Additional noninterest expense$3,213,0001,540
Pre-tax net operating income$5,056,0001,605
Securities gains (losses)$04,500
Applicable income taxes$1,160,0001,976
Income before extraordinary items$3,896,0001,599
Extraordinary gains, net$054
Net income$3,896,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,791
Cash dividends$1,005,0002,287
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,896,0001,528
2003-09-30 (YTD Data)Rank
Total interest income$11,332,0001,911
Total interest expense$3,933,0001,776
Net interest income$7,399,0001,990
Provision for loan and lease losses$600,0001,404
Total noninterest income$3,178,0001,317
Gross Fiduciary activities income$170,000770
Service charges on deposit accounts$824,0001,574
Trading account gains and fees$0153
Additional Noninterest Income$2,184,0001,156
Total noninterest expense$6,460,0001,838
Salaries and employee benefits$2,679,0002,371
Premises and equipment expense$1,200,0001,428
Additional noninterest expense$2,581,0001,428
Pre-tax net operating income$3,517,0001,780
Securities gains (losses)$04,204
Applicable income taxes$761,0002,270
Income before extraordinary items$2,756,0001,747
Extraordinary gains, net$040
Net income$2,756,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,469
Cash dividends$405,0002,991
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,756,0001,652
2003-06-30 (YTD Data)Rank
Total interest income$7,491,0001,942
Total interest expense$2,687,0001,796
Net interest income$4,804,0002,036
Provision for loan and lease losses$300,0001,769
Total noninterest income$2,044,0001,349
Gross Fiduciary activities income$118,000766
Service charges on deposit accounts$541,0001,569
Trading account gains and fees$0150
Additional Noninterest Income$1,385,0001,206
Total noninterest expense$4,260,0001,856
Salaries and employee benefits$1,772,0002,381
Premises and equipment expense$818,0001,404
Additional noninterest expense$1,670,0001,472
Pre-tax net operating income$2,288,0001,820
Securities gains (losses)$03,782
Applicable income taxes$543,0002,202
Income before extraordinary items$1,745,0001,843
Extraordinary gains, net$030
Net income$1,745,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,031
Cash dividends$270,0003,033
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,745,0001,721
2003-03-31 (YTD Data)Rank
Total interest income$3,706,0001,972
Total interest expense$1,342,0001,839
Net interest income$2,364,0002,070
Provision for loan and lease losses$06,934
Total noninterest income$849,0001,508
Gross Fiduciary activities income$66,000747
Service charges on deposit accounts$253,0001,621
Trading account gains and fees$0134
Additional Noninterest Income$530,0001,426
Total noninterest expense$2,044,0001,915
Salaries and employee benefits$882,0002,387
Premises and equipment expense$422,0001,371
Additional noninterest expense$740,0001,595
Pre-tax net operating income$1,169,0001,789
Securities gains (losses)$02,891
Applicable income taxes$265,0002,235
Income before extraordinary items$904,0001,760
Extraordinary gains, net$021
Net income$904,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$135,0002,640
Sale, conversion, retirement of capital stock, net$0419
Net operating income$904,0001,647
2002-12-31 (YTD Data)Rank
Total interest income$15,020,0002,049
Total interest expense$5,970,0001,905
Net interest income$9,050,0002,148
Provision for loan and lease losses$375,0002,962
Total noninterest income$3,258,0001,474
Gross Fiduciary activities income$265,000750
Service charges on deposit accounts$1,083,0001,493
Trading account gains and fees$0153
Additional Noninterest Income$1,910,0001,362
Total noninterest expense$7,907,0001,903
Salaries and employee benefits$3,367,0002,377
Premises and equipment expense$1,593,0001,380
Additional noninterest expense$2,947,0001,599
Pre-tax net operating income$4,026,0001,981
Securities gains (losses)$04,537
Applicable income taxes$873,0002,439
Income before extraordinary items$3,153,0001,906
Extraordinary gains, net$070
Net income$3,153,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,668
Cash dividends$954,0002,345
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,153,0001,844
2001-12-31 (YTD Data)Rank
Total interest income$16,105,0002,141
Total interest expense$7,093,0002,261
Net interest income$9,012,0001,975
Provision for loan and lease losses$342,0002,951
Total noninterest income$2,390,0001,747
Gross Fiduciary activities income$251,000779
Service charges on deposit accounts$576,0002,512
Trading account gains and fees$0177
Additional Noninterest Income$1,563,0001,479
Total noninterest expense$10,898,0001,340
Salaries and employee benefits$3,253,0002,306
Premises and equipment expense$1,588,0001,347
Additional noninterest expense$6,057,000824
Pre-tax net operating income$162,0008,055
Securities gains (losses)$04,612
Applicable income taxes$-425,0009,482
Income before extraordinary items$587,0005,685
Extraordinary gains, net$0105
Net income$587,0005,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,585
Cash dividends$915,0002,401
Sale, conversion, retirement of capital stock, net$0922
Net operating income$587,0005,551
2000-12-31 (YTD Data)Rank
Total interest income$15,262,0002,297
Total interest expense$6,442,0002,587
Net interest income$8,820,0002,011
Provision for loan and lease losses$325,0002,688
Total noninterest income$1,881,0001,963
Gross Fiduciary activities income$193,000815
Service charges on deposit accounts$380,0003,381
Trading account gains and fees$0180
Additional Noninterest Income$1,308,0001,552
Total noninterest expense$6,325,0002,177
Salaries and employee benefits$2,953,0002,426
Premises and equipment expense$1,158,0001,811
Additional noninterest expense$2,214,0001,966
Pre-tax net operating income$4,051,0001,803
Securities gains (losses)$-28,0008,903
Applicable income taxes$1,002,0002,112
Income before extraordinary items$3,021,0001,746
Extraordinary gains, net$038
Net income$3,021,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,695
Cash dividends$840,0002,575
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,042,0001,720
1999-12-31 (YTD Data)Rank
Total interest income$13,687,0002,392
Total interest expense$5,913,0002,497
Net interest income$7,774,0002,267
Provision for loan and lease losses$08,503
Total noninterest income$1,782,0002,011
Gross Fiduciary activities income$213,000849
Service charges on deposit accounts$287,0004,107
Trading account gains and fees$0173
Additional Noninterest Income$1,282,0001,556
Total noninterest expense$5,970,0002,294
Salaries and employee benefits$2,631,0002,676
Premises and equipment expense$1,087,0001,883
Additional noninterest expense$2,252,0001,935
Pre-tax net operating income$3,586,0002,037
Securities gains (losses)$03,155
Applicable income taxes$941,0002,312
Income before extraordinary items$2,645,0002,001
Extraordinary gains, net$035
Net income$2,645,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,236
Cash dividends$768,0002,736
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,645,0001,968
1998-12-31 (YTD Data)Rank
Total interest income$12,969,0002,519
Total interest expense$6,019,0002,512
Net interest income$6,950,0002,437
Provision for loan and lease losses$08,652
Total noninterest income$1,733,0002,031
Gross Fiduciary activities income$200,000869
Service charges on deposit accounts$233,0004,713
Trading account gains and fees$0224
Additional Noninterest Income$1,300,0001,539
Total noninterest expense$5,322,0002,443
Salaries and employee benefits$2,416,0002,814
Premises and equipment expense$760,0002,562
Additional noninterest expense$2,146,0001,974
Pre-tax net operating income$3,361,0002,142
Securities gains (losses)$04,449
Applicable income taxes$839,0002,626
Income before extraordinary items$2,522,0002,063
Extraordinary gains, net$032
Net income$2,522,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,605
Cash dividends$1,026,0002,156
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,522,0001,992
1997-12-31 (YTD Data)Rank
Total interest income$12,340,0002,651
Total interest expense$5,916,0002,522
Net interest income$6,424,0002,706
Provision for loan and lease losses$08,829
Total noninterest income$1,552,0002,136
Gross Fiduciary activities income$174,000932
Service charges on deposit accounts$241,0004,777
Trading account gains and fees$0239
Additional Noninterest Income$1,137,0001,615
Total noninterest expense$4,887,0002,628
Salaries and employee benefits$2,206,0003,005
Premises and equipment expense$760,0002,543
Additional noninterest expense$1,921,0002,179
Pre-tax net operating income$3,089,0002,421
Securities gains (losses)$-37,00010,570
Applicable income taxes$761,0003,041
Income before extraordinary items$2,291,0002,299
Extraordinary gains, net$044
Net income$2,291,0002,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,907
Cash dividends$717,0002,749
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,318,7502,213
1996-12-31 (YTD Data)Rank
Total interest income$10,801,0003,043
Total interest expense$5,137,0002,927
Net interest income$5,664,0003,124
Provision for loan and lease losses$09,041
Total noninterest income$1,525,0002,273
Gross Fiduciary activities income$161,0001,022
Service charges on deposit accounts$205,0005,460
Trading account gains and fees$0262
Additional Noninterest Income$1,159,0001,640
Total noninterest expense$4,547,0002,989
Salaries and employee benefits$1,987,0003,353
Premises and equipment expense$602,0003,201
Additional noninterest expense$1,958,0002,510
Pre-tax net operating income$2,642,0002,647
Securities gains (losses)$43,0001,439
Applicable income taxes$622,0003,482
Income before extraordinary items$2,063,0002,392
Extraordinary gains, net$053
Net income$2,063,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,272
Cash dividends$495,0003,474
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,029,8902,378
1995-12-31 (YTD Data)Rank
Total interest income$10,143,0003,240
Total interest expense$4,710,0003,185
Net interest income$5,433,0003,267
Provision for loan and lease losses$08,958
Total noninterest income$1,233,0002,658
Gross Fiduciary activities income$143,0001,083
Service charges on deposit accounts$192,0005,831
Trading account gains and fees$0522
Additional Noninterest Income$898,0001,943
Total noninterest expense$3,915,0003,399
Salaries and employee benefits$1,884,0003,503
Premises and equipment expense$556,0003,432
Additional noninterest expense$1,475,0003,130
Pre-tax net operating income$2,751,0002,619
Securities gains (losses)$-80,00011,394
Applicable income taxes$682,0003,307
Income before extraordinary items$1,989,0002,528
Extraordinary gains, net$065
Net income$1,989,0002,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-122,00011,774
Cash dividends$635,0002,822
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,048,2002,431
1994-12-31 (YTD Data)Rank
Total interest income$8,907,0003,363
Total interest expense$3,694,0003,305
Net interest income$5,213,0003,430
Provision for loan and lease losses$09,146
Total noninterest income$567,0004,858
Gross Fiduciary activities income$163,0001,060
Service charges on deposit accounts$177,0006,319
Trading account gains and fees$0475
Additional Noninterest Income$227,0004,856
Total noninterest expense$3,395,0003,946
Salaries and employee benefits$1,433,0004,459
Premises and equipment expense$565,0003,447
Additional noninterest expense$1,397,0003,535
Pre-tax net operating income$2,385,0002,953
Securities gains (losses)$-89,00011,454
Applicable income taxes$581,0003,608
Income before extraordinary items$1,715,0002,830
Extraordinary gains, net$0249
Net income$1,715,0002,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,038
Cash dividends$602,0002,779
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,781,7502,735
1993-12-31 (YTD Data)Rank
Total interest income$8,921,0003,447
Total interest expense$3,988,0003,182
Net interest income$4,933,0003,615
Provision for loan and lease losses$85,0006,189
Total noninterest income$621,0004,846
Gross Fiduciary activities income$130,0001,159
Service charges on deposit accounts$193,0006,095
Trading account gains and fees$0532
Additional Noninterest Income$298,0004,486
Total noninterest expense$3,352,0004,074
Salaries and employee benefits$1,361,0004,686
Premises and equipment expense$494,0003,901
Additional noninterest expense$1,497,0003,512
Pre-tax net operating income$2,117,0003,140
Securities gains (losses)$21,0004,601
Applicable income taxes$524,0004,013
Income before extraordinary items$1,614,0003,019
Extraordinary gains, net$03,149
Net income$1,614,0003,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0002,471
Cash dividends$930,0001,895
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,598,2502,886
1992-12-31 (YTD Data)Rank
Total interest income$10,038,0003,473
Total interest expense$5,210,0003,188
Net interest income$4,828,0003,770
Provision for loan and lease losses$1,035,0001,795
Total noninterest income$677,0004,526
Gross Fiduciary activities income$141,0001,164
Service charges on deposit accounts$196,0006,071
Trading account gains and fees$0504
Additional Noninterest Income$340,0004,104
Total noninterest expense$3,036,0004,483
Salaries and employee benefits$1,229,0005,053
Premises and equipment expense$602,0003,348
Additional noninterest expense$1,205,0004,323
Pre-tax net operating income$1,434,0004,214
Securities gains (losses)$18,0005,726
Applicable income taxes$243,0006,773
Income before extraordinary items$1,209,0003,774
Extraordinary gains, net$01,422
Net income$1,209,0003,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$747,0001,899
Cash dividends$204,0004,945
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,194,0603,546

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.