Home > The Homestead Savings, FA > Income and Expense
The Homestead Savings, FA, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,621,000 | 3,648 |
| Total interest expense | $4,766,000 | 3,061 |
| Net interest income | $3,855,000 | 4,309 |
| Provision for loan and lease losses | $187,000 | 3,709 |
| Total noninterest income | $447,000 | 5,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $447,000 | 3,171 |
| Total noninterest expense | $3,227,000 | 3,962 |
| Salaries and employee benefits | $1,418,000 | 4,542 |
| Premises and equipment expense | $669,000 | 2,975 |
| Additional noninterest expense | $1,140,000 | 3,603 |
| Pre-tax net operating income | $888,000 | 5,642 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $342,000 | 4,527 |
| Income before extraordinary items | $549,000 | 6,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $549,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,576 |
| Cash dividends | $290,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $547,080 | 6,159 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 3,764 |
| Total interest expense | $4,300,000 | 3,446 |
| Net interest income | $4,089,000 | 4,048 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $428,000 | 5,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $428,000 | 3,289 |
| Total noninterest expense | $3,144,000 | 3,952 |
| Salaries and employee benefits | $1,556,000 | 4,126 |
| Premises and equipment expense | $655,000 | 2,944 |
| Additional noninterest expense | $933,000 | 4,173 |
| Pre-tax net operating income | $1,258,000 | 4,736 |
| Securities gains (losses) | $44,000 | 1,829 |
| Applicable income taxes | $512,000 | 3,776 |
| Income before extraordinary items | $790,000 | 5,230 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $790,000 | 5,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,206 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $761,840 | 5,247 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,171,000 | 3,903 |
| Total interest expense | $4,042,000 | 3,640 |
| Net interest income | $4,129,000 | 4,125 |
| Provision for loan and lease losses | $153,000 | 4,084 |
| Total noninterest income | $365,000 | 6,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $365,000 | 3,496 |
| Total noninterest expense | $2,912,000 | 4,192 |
| Salaries and employee benefits | $1,556,000 | 4,119 |
| Premises and equipment expense | $589,000 | 3,206 |
| Additional noninterest expense | $767,000 | 4,879 |
| Pre-tax net operating income | $1,429,000 | 4,659 |
| Securities gains (losses) | $38,000 | 1,502 |
| Applicable income taxes | $584,000 | 3,769 |
| Income before extraordinary items | $883,000 | 5,113 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $883,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,092 |
| Cash dividends | $310,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $858,680 | 5,165 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 3,991 |
| Total interest expense | $4,115,000 | 3,613 |
| Net interest income | $3,976,000 | 4,347 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $329,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $3,497,000 | 3,773 |
| Salaries and employee benefits | $1,463,000 | 4,411 |
| Premises and equipment expense | $502,000 | 3,767 |
| Additional noninterest expense | $1,532,000 | 3,070 |
| Pre-tax net operating income | $720,000 | 6,844 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $254,000 | 6,401 |
| Income before extraordinary items | $482,000 | 7,025 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $482,000 | 7,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $471,600 | 7,040 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 4,221 |
| Total interest expense | $3,713,000 | 3,947 |
| Net interest income | $3,874,000 | 4,434 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $328,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $328,000 | 3,788 |
| Total noninterest expense | $3,053,000 | 4,222 |
| Salaries and employee benefits | $1,451,000 | 4,417 |
| Premises and equipment expense | $482,000 | 3,875 |
| Additional noninterest expense | $1,120,000 | 3,970 |
| Pre-tax net operating income | $1,133,000 | 5,478 |
| Securities gains (losses) | $36,000 | 1,516 |
| Applicable income taxes | $410,000 | 4,867 |
| Income before extraordinary items | $759,000 | 5,659 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $759,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $735,600 | 5,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,936,000 | 4,259 |
| Total interest expense | $2,853,000 | 4,146 |
| Net interest income | $4,083,000 | 4,295 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $298,000 | 7,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $298,000 | 4,110 |
| Total noninterest expense | $3,003,000 | 4,402 |
| Salaries and employee benefits | $1,472,000 | 4,349 |
| Premises and equipment expense | $515,000 | 3,701 |
| Additional noninterest expense | $1,016,000 | 4,656 |
| Pre-tax net operating income | $1,327,000 | 4,864 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $469,000 | 4,252 |
| Income before extraordinary items | $858,000 | 5,085 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $858,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $858,000 | 5,136 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 4,260 |
| Total interest expense | $2,970,000 | 4,148 |
| Net interest income | $4,130,000 | 4,271 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $302,000 | 7,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $302,000 | 4,444 |
| Total noninterest expense | $3,042,000 | 4,454 |
| Salaries and employee benefits | $1,463,000 | 4,372 |
| Premises and equipment expense | $519,000 | 3,736 |
| Additional noninterest expense | $1,060,000 | 4,683 |
| Pre-tax net operating income | $1,280,000 | 4,926 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $497,000 | 4,218 |
| Income before extraordinary items | $783,000 | 5,654 |
| Extraordinary gains, net | $90,000 | 1,670 |
| Net income | $873,000 | 5,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $285,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $783,000 | 5,420 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,084,000 | 4,783 |
| Total interest expense | $3,718,000 | 4,337 |
| Net interest income | $3,366,000 | 5,182 |
| Provision for loan and lease losses | $139,000 | 6,334 |
| Total noninterest income | $407,000 | 6,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $407,000 | 3,665 |
| Total noninterest expense | $2,757,000 | 4,887 |
| Salaries and employee benefits | $1,325,000 | 4,741 |
| Premises and equipment expense | $539,000 | 3,721 |
| Additional noninterest expense | $893,000 | 5,556 |
| Pre-tax net operating income | $877,000 | 6,213 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $213,000 | 7,314 |
| Income before extraordinary items | $666,000 | 6,130 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $666,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $664,480 | 5,793 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.