Home > The Homer National Bank > Loan Charge- Offs and Recoveries
The Homer National Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $401,000 | 2,135 |
| Loans secured by real estate, total | $102,000 | 1,899 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $102,000 | 1,899 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,899 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $61,000 | 1,244 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $151,000 | 1,817 |
| Loans to individuals | $148,000 | 1,673 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $148,000 | 1,400 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $231,000 | 1,510 |
| Loans secured by real estate, total | $76,000 | 1,186 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $76,000 | 1,186 |
| Construction and land development | $49,000 | 302 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,054 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,220 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $97,000 | 1,400 |
| Loans to individuals | $58,000 | 1,614 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $58,000 | 1,458 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $170,000 | 2,765 |
| Loans secured by real estate, total | $26,000 | 2,871 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $26,000 | 2,872 |
| Construction and land development | $-49,000 | 12,434 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $32,000 | 1,790 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $43,000 | 1,205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $54,000 | 2,465 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $90,000 | 1,730 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $90,000 | 1,380 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $518,000 | 2,211 |
| Loans secured by real estate, total | $217,000 | 1,617 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $217,000 | 1,616 |
| Construction and land development | $1,000 | 1,228 |
| Secured by farmland | $5,000 | 522 |
| Total charge-offs secured by 1-4 family residential properties | $126,000 | 1,222 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $85,000 | 1,366 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $223,000 | 1,847 |
| Loans to individuals | $78,000 | 2,919 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $78,000 | 2,578 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $686,000 | 724 |
| Loans secured by real estate, total | $555,000 | 340 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $555,000 | 340 |
| Construction and land development | $50,000 | 315 |
| Secured by farmland | $13,000 | 333 |
| Secured by 1-4 family residential properties - total recoveries | $74,000 | 551 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $418,000 | 220 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $79,000 | 1,849 |
| Loans to individuals | $52,000 | 1,917 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $52,000 | 1,732 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $-168,000 | 13,075 |
| Loans secured by real estate, total | $-338,000 | 13,222 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-338,000 | 13,262 |
| Construction and land development | $-49,000 | 13,148 |
| Secured by farmland | $-8,000 | 11,214 |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,740 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-333,000 | 13,239 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $144,000 | 1,923 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $26,000 | 4,104 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $26,000 | 3,588 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $602,000 | 2,580 |
| Loans secured by real estate, total | $227,000 | 2,008 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $227,000 | 2,008 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $183,000 | 1,097 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $44,000 | 2,310 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $308,000 | 2,010 |
| Loans to individuals | $67,000 | 3,884 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $67,000 | 3,501 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $215,000 | 1,835 |
| Loans secured by real estate, total | $97,000 | 992 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $97,000 | 991 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $52,000 | 701 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $45,000 | 791 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $83,000 | 1,912 |
| Loans to individuals | $35,000 | 2,703 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $35,000 | 2,474 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $387,000 | 2,884 |
| Loans secured by real estate, total | $130,000 | 2,399 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $130,000 | 2,399 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $131,000 | 1,212 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-1,000 | 13,008 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $225,000 | 2,063 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $32,000 | 4,668 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $32,000 | 4,194 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.