Home > The Homer National Bank > Income and Expense
The Homer National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 4,556 |
| Total interest expense | $2,526,000 | 4,606 |
| Net interest income | $3,913,000 | 4,474 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $571,000 | 4,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $2,652,000 | 4,900 |
| Salaries and employee benefits | $1,419,000 | 4,502 |
| Premises and equipment expense | $373,000 | 4,863 |
| Additional noninterest expense | $860,000 | 5,382 |
| Pre-tax net operating income | $1,832,000 | 3,682 |
| Securities gains (losses) | $-202,000 | 11,960 |
| Applicable income taxes | $485,000 | 4,151 |
| Income before extraordinary items | $1,145,000 | 4,037 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,145,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Cash dividends | $420,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,286,400 | 3,664 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 5,124 |
| Total interest expense | $2,395,000 | 5,007 |
| Net interest income | $3,386,000 | 5,101 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $768,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,667 |
| Total noninterest expense | $2,683,000 | 4,957 |
| Salaries and employee benefits | $1,363,000 | 4,676 |
| Premises and equipment expense | $318,000 | 5,587 |
| Additional noninterest expense | $1,002,000 | 4,914 |
| Pre-tax net operating income | $1,471,000 | 4,401 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $473,000 | 4,381 |
| Income before extraordinary items | $1,038,000 | 4,558 |
| Extraordinary gains, net | $330,000 | 649 |
| Net income | $1,368,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 13,075 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,010,400 | 4,428 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 5,347 |
| Total interest expense | $3,009,000 | 5,149 |
| Net interest income | $3,188,000 | 5,421 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $535,000 | 5,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,626 |
| Total noninterest expense | $2,737,000 | 4,917 |
| Salaries and employee benefits | $1,147,000 | 5,390 |
| Premises and equipment expense | $326,000 | 5,645 |
| Additional noninterest expense | $1,264,000 | 4,141 |
| Pre-tax net operating income | $858,000 | 6,296 |
| Securities gains (losses) | $600,000 | 940 |
| Applicable income taxes | $489,000 | 4,072 |
| Income before extraordinary items | $969,000 | 4,628 |
| Extraordinary gains, net | $489,000 | 215 |
| Net income | $1,458,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 2,884 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $573,000 | 6,412 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.