Home > The Home State Bank > Net charge- offs to loans
The Home State Bank, Net charge- offs to loans
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1783% | 5,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2581% | 5,836 |
| Percentage Net Loans Charged-off:Construction & development | -1.5824% | 5,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3197% | 5,818 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8627% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0427% | 5,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5052% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8069% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9698% | 5,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1086% | 5,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1275% | 5,756 |
| Percentage Net Loans Charged-off:Construction & development | -0.5640% | 5,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3043% | 5,887 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9179% | 4,462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 4,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4068% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3547% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6891% | 5,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1255% | 5,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1135% | 5,762 |
| Percentage Net Loans Charged-off:Construction & development | -0.6765% | 5,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1577% | 5,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4699% | 4,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 5,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5845% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9306% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2422% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8688% | 5,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1403% | 5,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1152% | 5,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.8895% | 5,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 5,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 5,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2945% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9168% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3272% | 5,680 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0242% | 5,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1625% | 5,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1262% | 5,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.9510% | 5,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 5,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 5,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0799% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4885% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9820% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2066% | 5,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3110% | 6,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1862% | 6,056 |
| Percentage Net Loans Charged-off:Construction & development | -1.4442% | 5,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 5,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 5,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 4,672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7864% | 6,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5425% | 6,114 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3679% | 5,736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2256% | 6,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.5101% | 5,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1622% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4707% | 6,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2791% | 4,692 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9432% | 6,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5964% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3471% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7902% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9370% | 6,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3100% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2690% | 6,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.6912% | 5,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2280% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8203% | 6,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3806% | 4,758 |
| All other 1-4 family - Percent of loans charged-off, net | -2.3741% | 6,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1009% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.9050% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0509% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 22.4978% | 13 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.7387% | 5,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3046% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1660% | 6,311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4575% | 4,799 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0531% | 6,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8995% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1121% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.2483% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4280% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3863% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6303% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 5,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 5,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 4,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.8801% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0702% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 21.4457% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0431% | 1,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 2,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 3,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2248% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 3,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 5,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0933% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7180% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6056% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.0621% | 5,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1007% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 3,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2998% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0899% | 6,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 5,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0790% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6385% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6636% | 1,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 3,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 2,728 |
| Percentage Net Loans Charged-off:Construction & development | -0.0575% | 5,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1549% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0973% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4406% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0395% | 6,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 5,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0333% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5539% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1493% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.1641% | 5,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3185% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 6,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0542% | 6,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 5,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5613% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0725% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4726% | 6,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4714% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5780% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 1.0468% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0589% | 6,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9990% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0501% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1570% | 6,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6740% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6946% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6604% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4298% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5320% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 1.1659% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0806% | 6,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7154% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6615% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1753% | 6,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3746% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2623% | 1,294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7808% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6198% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7584% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 1.7487% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2314% | 6,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6169% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1281% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1947% | 6,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7850% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4027% | 1,286 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5440% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5471% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6751% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 5.2449% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4665% | 7,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 6,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 6,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3091% | 6,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1239% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5485% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4655% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3579% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5882% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 5.1494% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3321% | 2,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1485% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5563% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1985% | 3,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2931% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5411% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6152% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2157% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4032% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 4.4063% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1483% | 2,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3169% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8530% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2840% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7126% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7540% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5675% | 471 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3083% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5161% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 3.5800% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2247% | 1,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1966% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2991% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1860% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5253% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2316% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4537% | 334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5131% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0313% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 7.0446% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4586% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.1141% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 10.1690% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2780% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0807% | 1,413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5277% | 1,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7890% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0143% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 7.2112% | 876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 3,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5044% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6748% | 1,102 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0402% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1319% | 2,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7901% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6408% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5456% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7075% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 5.7076% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7189% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4040% | 1,199 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5658% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1614% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1342% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2607% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9525% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1429% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 6.6801% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5147% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5906% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7532% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6947% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1540% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5428% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7429% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1837% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 12.9076% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7854% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1421% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1739% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9046% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0216% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4340% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6799% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5503% | 2,770 |
| Percentage Net Loans Charged-off:Construction & development | 1.7093% | 2,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1230% | 2,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2405% | 3,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1301% | 1,703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3079% | 2,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1236% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0715% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1595% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3182% | 4,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2805% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.4997% | 2,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1638% | 2,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3036% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1777% | 1,382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3789% | 2,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7337% | 2,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4042% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3403% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.4301% | 2,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4086% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 1,133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5561% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7469% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3905% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5899% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 3,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.1406% | 1,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2683% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9034% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4927% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8937% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2921% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2901% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.8128% | 1,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1621% | 1,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1910% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4109% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3054% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2258% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2601% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2559% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.6320% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2540% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2336% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2626% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3851% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1751% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0540% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1794% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.2824% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2450% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3629% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5641% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 3,174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0176% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2228% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8817% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3189% | 1,717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.7239% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 7,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 7,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 3,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9227% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6433% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2383% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2788% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 0.9875% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 7,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 7,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 3,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5030% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8834% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 7,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 7,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3583% | 2,913 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9886% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 7,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 7,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1520% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5077% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1026% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2992% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.7525% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5546% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1378% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8790% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3642% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1850% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.8366% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0897% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3182% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4718% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3557% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2680% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 1.2006% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0267% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2270% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0020% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5569% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5374% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 2.4221% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5729% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0713% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7809% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.4714% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0546% | 7,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2955% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1938% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.6088% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0675% | 7,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2952% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4429% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.6270% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0921% | 7,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4552% | 3,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9509% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0438% | 7,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0635% | 8,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.3672% | 7,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 7,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6063% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4818% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2928% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 1.5930% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3118% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9244% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5514% | 1,105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.6173% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4501% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0913% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0820% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.1167% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4615% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5314% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2124% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1845% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0580% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8212% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5809% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0909% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 3,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 3,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0670% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7227% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5018% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3725% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1976% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 8,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0368% | 8,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8950% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4718% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7522% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 8,324 |
| Percentage Net Loans Charged-off:Construction & development | -0.0608% | 7,995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7829% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1931% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6925% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0879% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8634% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5770% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8413% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 5,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 8,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 8,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3941% | 3,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5081% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9722% | 1,271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2920% | 9,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6181% | 9,427 |
| Percentage Net Loans Charged-off:Construction & development | -2.3150% | 8,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0183% | 1,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3289% | 5,109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7571% | 1,840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0390% | 9,233 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 4,944 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0686% | 9,845 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1091% | 10,404 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6219% | 11,855 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2549% | 12,023 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4408% | 12,925 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 9,263 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |