Home > The Home State Bank > Income and Expense
The Home State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 11,697 |
| Total interest expense | $556,000 | 11,393 |
| Net interest income | $739,000 | 11,724 |
| Provision for loan and lease losses | $-23,000 | 12,601 |
| Total noninterest income | $287,000 | 7,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $829,000 | 10,527 |
| Salaries and employee benefits | $435,000 | 10,290 |
| Premises and equipment expense | $93,000 | 10,682 |
| Additional noninterest expense | $301,000 | 10,440 |
| Pre-tax net operating income | $220,000 | 10,871 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $91,000 | 9,959 |
| Income before extraordinary items | $129,000 | 11,471 |
| Extraordinary gains, net | $-23,000 | 12,488 |
| Net income | $106,000 | 11,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $520,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $129,000 | 11,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 11,864 |
| Total interest expense | $769,000 | 11,468 |
| Net interest income | $770,000 | 12,027 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $179,000 | 9,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $883,000 | 10,587 |
| Salaries and employee benefits | $429,000 | 10,530 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $335,000 | 10,380 |
| Pre-tax net operating income | $66,000 | 12,301 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $17,000 | 12,189 |
| Income before extraordinary items | $49,000 | 12,575 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $49,000 | 12,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $52,000 | 7,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $49,000 | 12,304 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.