The Home Savings and Loan Company of Kenton, Ohio, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$5,132,0003,439
Total interest expense$754,0002,595
Net interest income$4,378,0003,523
Provision for loan and lease losses$100,0002,175
Total noninterest income$772,0003,255
Gross Fiduciary activities income$0994
Service charges on deposit accounts$16,0004,506
Trading account gains and feesNANA
Additional Noninterest Income$756,0002,892
Total noninterest expense$3,909,0003,391
Salaries and employee benefits$1,760,0003,683
Premises and equipment expense$255,0003,903
Additional noninterest expense$1,894,0002,693
Pre-tax net operating income$1,141,0003,730
Securities gains (losses)$29,0001,353
Applicable income taxes$168,0002,787
Income before extraordinary items$1,002,0003,755
Extraordinary gains, net$010
Net income$1,002,0003,755
Minority interest net income$074
Net income of bank and minority interests.$1,002,0003,755
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$977,0603,756
2021-09-30 (YTD Data)Rank
Total interest income$3,707,0003,577
Total interest expense$564,0002,704
Net interest income$3,143,0003,667
Provision for loan and lease losses$70,0002,189
Total noninterest income$600,0003,251
Gross Fiduciary activities income$0957
Service charges on deposit accounts$9,0004,637
Trading account gains and feesNANA
Additional Noninterest Income$591,0002,889
Total noninterest expense$2,643,0003,560
Salaries and employee benefits$1,135,0003,905
Premises and equipment expense$137,0004,249
Additional noninterest expense$1,371,0002,748
Pre-tax net operating income$1,030,0003,689
Securities gains (losses)$26,0001,311
Applicable income taxes$140,0002,759
Income before extraordinary items$916,0003,703
Extraordinary gains, net$08
Net income$916,0003,703
Minority interest net income$069
Net income of bank and minority interests.$916,0003,703
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$893,3803,707
2021-06-30 (YTD Data)Rank
Total interest income$2,381,0003,645
Total interest expense$384,0002,735
Net interest income$1,997,0003,742
Provision for loan and lease losses$40,0002,250
Total noninterest income$418,0003,199
Gross Fiduciary activities income$0951
Service charges on deposit accounts$5,0004,683
Trading account gains and feesNANA
Additional Noninterest Income$413,0002,810
Total noninterest expense$1,745,0003,592
Salaries and employee benefits$718,0003,993
Premises and equipment expense$86,0004,324
Additional noninterest expense$941,0002,695
Pre-tax net operating income$630,0003,759
Securities gains (losses)$4,0001,607
Applicable income taxes$50,0003,032
Income before extraordinary items$584,0003,738
Extraordinary gains, net$06
Net income$584,0003,738
Minority interest net income$067
Net income of bank and minority interests.$584,0003,738
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$580,3203,721
2021-03-31 (YTD Data)Rank
Total interest income$1,172,0003,660
Total interest expense$199,0002,767
Net interest income$973,0003,758
Provision for loan and lease losses$10,0002,475
Total noninterest income$224,0003,105
Gross Fiduciary activities income$0922
Service charges on deposit accounts$3,0004,659
Trading account gains and feesNANA
Additional Noninterest Income$221,0002,750
Total noninterest expense$789,0003,734
Salaries and employee benefits$349,0004,031
Premises and equipment expense$44,0004,312
Additional noninterest expense$396,0002,961
Pre-tax net operating income$398,0003,502
Securities gains (losses)$4,0001,220
Applicable income taxes$84,0002,389
Income before extraordinary items$318,0003,637
Extraordinary gains, net$03
Net income$318,0003,637
Minority interest net income$055
Net income of bank and minority interests.$318,0003,637
Net charge-offs$10,0001,363
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$314,8403,623
2020-12-31 (YTD Data)Rank
Total interest income$4,587,0003,709
Total interest expense$1,109,0002,777
Net interest income$3,478,0003,858
Provision for loan and lease losses$210,0002,986
Total noninterest income$316,0003,999
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$13,0004,712
Trading account gains and feesNANA
Additional Noninterest Income$303,0003,620
Total noninterest expense$2,977,0003,822
Salaries and employee benefits$1,359,0004,083
Premises and equipment expense$168,0004,391
Additional noninterest expense$1,450,0003,096
Pre-tax net operating income$607,0004,099
Securities gains (losses)$155,0001,160
Applicable income taxes$151,0002,716
Income before extraordinary items$611,0004,069
Extraordinary gains, net$04
Net income$611,0004,068
Minority interest net income$072
Net income of bank and minority interests.$611,0004,069
Net charge-offs$-29,0004,473
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$487,0004,156
2020-09-30 (YTD Data)Rank
Total interest income$3,506,0003,712
Total interest expense$887,0002,779
Net interest income$2,619,0003,870
Provision for loan and lease losses$30,0003,884
Total noninterest income$183,0004,201
Gross Fiduciary activities income$0981
Service charges on deposit accounts$10,0004,738
Trading account gains and feesNANA
Additional Noninterest Income$173,0003,832
Total noninterest expense$2,198,0003,836
Salaries and employee benefits$995,0004,112
Premises and equipment expense$122,0004,440
Additional noninterest expense$1,081,0003,097
Pre-tax net operating income$574,0003,951
Securities gains (losses)$7,0002,204
Applicable income taxes$80,0002,905
Income before extraordinary items$501,0004,005
Extraordinary gains, net$04
Net income$501,0004,005
Minority interest net income$065
Net income of bank and minority interests.$501,0004,005
Net charge-offs$-29,0004,526
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$494,9803,971
2020-06-30 (YTD Data)Rank
Total interest income$2,343,0003,759
Total interest expense$623,0002,810
Net interest income$1,720,0003,929
Provision for loan and lease losses$04,134
Total noninterest income$110,0004,279
Gross Fiduciary activities income$0970
Service charges on deposit accounts$7,0004,746
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,906
Total noninterest expense$1,436,0003,877
Salaries and employee benefits$664,0004,134
Premises and equipment expense$81,0004,460
Additional noninterest expense$691,0003,165
Pre-tax net operating income$394,0003,924
Securities gains (losses)$1,0002,174
Applicable income taxes$48,0002,913
Income before extraordinary items$347,0003,969
Extraordinary gains, net$04
Net income$347,0003,969
Minority interest net income$065
Net income of bank and minority interests.$347,0003,969
Net charge-offs$-29,0004,621
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$346,1203,918
2020-03-31 (YTD Data)Rank
Total interest income$1,218,0003,723
Total interest expense$316,0002,941
Net interest income$902,0003,880
Provision for loan and lease losses$03,711
Total noninterest income$44,0004,447
Gross Fiduciary activities income$0941
Service charges on deposit accounts$5,0004,749
Trading account gains and feesNANA
Additional Noninterest Income$39,0004,029
Total noninterest expense$707,0003,930
Salaries and employee benefits$320,0004,204
Premises and equipment expense$39,0004,528
Additional noninterest expense$348,0003,189
Pre-tax net operating income$239,0003,632
Securities gains (losses)$1,0001,614
Applicable income taxes$40,0002,540
Income before extraordinary items$200,0003,705
Extraordinary gains, net$04
Net income$200,0003,706
Minority interest net income$056
Net income of bank and minority interests.$200,0003,706
Net charge-offs$6,0002,039
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$199,1703,685
2019-12-31 (YTD Data)Rank
Total interest income$5,243,0003,651
Total interest expense$1,240,0003,008
Net interest income$4,003,0003,786
Provision for loan and lease losses$160,0002,548
Total noninterest income$151,0004,612
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$18,0004,875
Trading account gains and feesNANA
Additional Noninterest Income$133,0004,247
Total noninterest expense$2,729,0004,023
Salaries and employee benefits$1,211,0004,301
Premises and equipment expense$148,0004,618
Additional noninterest expense$1,370,0003,254
Pre-tax net operating income$1,265,0003,609
Securities gains (losses)$02,379
Applicable income taxes$222,0002,563
Income before extraordinary items$1,043,0003,717
Extraordinary gains, net$011
Net income$1,043,0003,717
Minority interest net income$076
Net income of bank and minority interests.$1,043,0003,718
Net charge-offs$41,0002,768
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,043,0003,689
2019-09-30 (YTD Data)Rank
Total interest income$3,983,0003,673
Total interest expense$921,0003,041
Net interest income$3,062,0003,813
Provision for loan and lease losses$160,0002,198
Total noninterest income$110,0004,693
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$14,0004,948
Trading account gains and feesNANA
Additional Noninterest Income$96,0004,323
Total noninterest expense$2,002,0004,083
Salaries and employee benefits$888,0004,351
Premises and equipment expense$111,0004,676
Additional noninterest expense$1,003,0003,325
Pre-tax net operating income$1,010,0003,613
Securities gains (losses)$02,167
Applicable income taxes$180,0002,563
Income before extraordinary items$830,0003,756
Extraordinary gains, net$011
Net income$830,0003,755
Minority interest net income$072
Net income of bank and minority interests.$830,0003,756
Net charge-offs$18,0002,752
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$830,0003,723
2019-06-30 (YTD Data)Rank
Total interest income$2,717,0003,655
Total interest expense$607,0003,047
Net interest income$2,110,0003,776
Provision for loan and lease losses$150,0001,792
Total noninterest income$69,0004,757
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$9,0004,984
Trading account gains and feesNANA
Additional Noninterest Income$60,0004,386
Total noninterest expense$1,318,0004,133
Salaries and employee benefits$588,0004,399
Premises and equipment expense$78,0004,666
Additional noninterest expense$652,0003,406
Pre-tax net operating income$711,0003,541
Securities gains (losses)$01,702
Applicable income taxes$120,0002,553
Income before extraordinary items$591,0003,649
Extraordinary gains, net$011
Net income$591,0003,648
Minority interest net income$069
Net income of bank and minority interests.$591,0003,648
Net charge-offs$49,0001,840
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$591,0003,625
2019-03-31 (YTD Data)Rank
Total interest income$1,383,0003,655
Total interest expense$306,0003,010
Net interest income$1,077,0003,779
Provision for loan and lease losses$75,0001,682
Total noninterest income$38,0004,739
Gross Fiduciary activities income$0972
Service charges on deposit accounts$5,0005,005
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,305
Total noninterest expense$661,0004,168
Salaries and employee benefits$290,0004,468
Premises and equipment expense$36,0004,774
Additional noninterest expense$335,0003,350
Pre-tax net operating income$379,0003,462
Securities gains (losses)$01,087
Applicable income taxes$67,0002,447
Income before extraordinary items$312,0003,571
Extraordinary gains, net$05
Net income$312,0003,570
Minority interest net income$052
Net income of bank and minority interests.$312,0003,570
Net charge-offs$12,0001,909
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$312,0003,564
2018-12-31 (YTD Data)Rank
Total interest income$4,777,0003,827
Total interest expense$816,0003,233
Net interest income$3,961,0003,911
Provision for loan and lease losses$335,0001,853
Total noninterest income$122,0004,924
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$21,0005,062
Trading account gains and feesNANA
Additional Noninterest Income$101,0004,563
Total noninterest expense$2,531,0004,251
Salaries and employee benefits$1,142,0004,519
Premises and equipment expense$191,0004,580
Additional noninterest expense$1,198,0003,583
Pre-tax net operating income$1,217,0003,795
Securities gains (losses)$01,125
Applicable income taxes$-21,0005,245
Income before extraordinary items$1,238,0003,633
Extraordinary gains, net$06
Net income$1,238,0003,630
Minority interest net income$072
Net income of bank and minority interests.$1,238,0003,632
Net charge-offs$110,0002,085
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,238,0003,636
2018-09-30 (YTD Data)Rank
Total interest income$3,447,0003,918
Total interest expense$515,0003,428
Net interest income$2,932,0003,973
Provision for loan and lease losses$260,0001,716
Total noninterest income$84,0005,030
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$17,0005,103
Trading account gains and feesNANA
Additional Noninterest Income$67,0004,711
Total noninterest expense$1,809,0004,350
Salaries and employee benefits$838,0004,571
Premises and equipment expense$125,0004,743
Additional noninterest expense$846,0003,718
Pre-tax net operating income$947,0003,830
Securities gains (losses)$01,118
Applicable income taxes$-15,0005,355
Income before extraordinary items$962,0003,630
Extraordinary gains, net$05
Net income$962,0003,629
Minority interest net income$066
Net income of bank and minority interests.$962,0003,629
Net charge-offs$105,0001,700
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$962,0003,638
2018-06-30 (YTD Data)Rank
Total interest income$2,212,0003,987
Total interest expense$292,0003,608
Net interest income$1,920,0004,017
Provision for loan and lease losses$175,0001,663
Total noninterest income$41,0005,209
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$11,0005,170
Trading account gains and feesNANA
Additional Noninterest Income$30,0004,942
Total noninterest expense$1,177,0004,428
Salaries and employee benefits$545,0004,641
Premises and equipment expense$83,0004,778
Additional noninterest expense$549,0003,786
Pre-tax net operating income$609,0003,882
Securities gains (losses)$0961
Applicable income taxes$-126,0005,482
Income before extraordinary items$735,0003,426
Extraordinary gains, net$06
Net income$735,0003,425
Minority interest net income$065
Net income of bank and minority interests.$735,0003,425
Net charge-offs$111,0001,261
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$735,0003,422
2018-03-31 (YTD Data)Rank
Total interest income$1,058,0004,086
Total interest expense$114,0003,937
Net interest income$944,0004,073
Provision for loan and lease losses$25,0002,657
Total noninterest income$37,0004,988
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$5,0005,244
Trading account gains and feesNANA
Additional Noninterest Income$32,0004,533
Total noninterest expense$630,0004,359
Salaries and employee benefits$273,0004,685
Premises and equipment expense$44,0004,780
Additional noninterest expense$313,0003,564
Pre-tax net operating income$326,0003,739
Securities gains (losses)$0735
Applicable income taxes$-203,0005,571
Income before extraordinary items$529,0002,804
Extraordinary gains, net$07
Net income$529,0002,804
Minority interest net income$052
Net income of bank and minority interests.$529,0002,804
Net charge-offs$86,000927
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$529,0002,792
2017-12-31 (YTD Data)Rank
Total interest income$3,831,0004,230
Total interest expense$364,0004,126
Net interest income$3,467,0004,200
Provision for loan and lease losses$90,0003,158
Total noninterest income$162,0004,995
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$28,0005,243
Trading account gains and feesNANA
Additional Noninterest Income$134,0004,580
Total noninterest expense$2,522,0004,409
Salaries and employee benefits$1,146,0004,690
Premises and equipment expense$170,0004,892
Additional noninterest expense$1,206,0003,658
Pre-tax net operating income$1,017,0004,048
Securities gains (losses)$02,243
Applicable income taxes$275,0002,799
Income before extraordinary items$742,0004,089
Extraordinary gains, net$09
Net income$742,0004,089
Minority interest net income$076
Net income of bank and minority interests.$742,0004,089
Net charge-offs$45,0003,028
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$742,0004,075
2017-09-30 (YTD Data)Rank
Total interest income$2,811,0004,300
Total interest expense$266,0004,193
Net interest income$2,545,0004,264
Provision for loan and lease losses$40,0003,409
Total noninterest income$125,0005,038
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$21,0005,302
Trading account gains and feesNANA
Additional Noninterest Income$104,0004,603
Total noninterest expense$1,902,0004,418
Salaries and employee benefits$878,0004,682
Premises and equipment expense$125,0004,942
Additional noninterest expense$899,0003,685
Pre-tax net operating income$728,0004,183
Securities gains (losses)$02,274
Applicable income taxes$194,0002,786
Income before extraordinary items$534,0004,363
Extraordinary gains, net$09
Net income$534,0004,362
Minority interest net income$071
Net income of bank and minority interests.$534,0004,363
Net charge-offs$45,0002,538
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$534,0004,346
2017-06-30 (YTD Data)Rank
Total interest income$1,832,0004,345
Total interest expense$172,0004,220
Net interest income$1,660,0004,307
Provision for loan and lease losses$15,0003,486
Total noninterest income$89,0005,010
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$14,0005,344
Trading account gains and feesNANA
Additional Noninterest Income$75,0004,545
Total noninterest expense$1,319,0004,384
Salaries and employee benefits$623,0004,644
Premises and equipment expense$88,0004,922
Additional noninterest expense$608,0003,664
Pre-tax net operating income$415,0004,347
Securities gains (losses)$01,906
Applicable income taxes$108,0002,882
Income before extraordinary items$307,0004,474
Extraordinary gains, net$011
Net income$307,0004,473
Minority interest net income$071
Net income of bank and minority interests.$307,0004,474
Net charge-offs$45,0002,067
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$307,0004,464
2017-03-31 (YTD Data)Rank
Total interest income$896,0004,403
Total interest expense$86,0004,226
Net interest income$810,0004,359
Provision for loan and lease losses$15,0002,918
Total noninterest income$39,0005,163
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$7,0005,388
Trading account gains and feesNANA
Additional Noninterest Income$32,0004,723
Total noninterest expense$658,0004,425
Salaries and employee benefits$309,0004,700
Premises and equipment expense$46,0004,924
Additional noninterest expense$303,0003,687
Pre-tax net operating income$176,0004,487
Securities gains (losses)$01,153
Applicable income taxes$49,0002,902
Income before extraordinary items$127,0004,653
Extraordinary gains, net$08
Net income$127,0004,653
Minority interest net income$055
Net income of bank and minority interests.$127,0004,653
Net charge-offs$10,0002,203
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$127,0004,639
2016-12-31 (YTD Data)Rank
Total interest income$3,446,0004,500
Total interest expense$382,0004,093
Net interest income$3,064,0004,483
Provision for loan and lease losses$99,0003,176
Total noninterest income$155,0005,251
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$32,0005,414
Trading account gains and fees$0170
Additional Noninterest Income$123,0004,830
Total noninterest expense$2,603,0004,472
Salaries and employee benefits$1,252,0004,703
Premises and equipment expense$189,0004,955
Additional noninterest expense$1,162,0003,891
Pre-tax net operating income$517,0004,792
Securities gains (losses)$6,0002,819
Applicable income taxes$137,0003,146
Income before extraordinary items$386,0004,961
Extraordinary gains, net$05
Net income$386,0004,961
Minority interest net income$082
Net income of bank and minority interests.$386,0004,960
Net charge-offs$87,0002,719
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$381,5604,917
2016-09-30 (YTD Data)Rank
Total interest income$2,599,0004,518
Total interest expense$287,0004,122
Net interest income$2,312,0004,506
Provision for loan and lease losses$99,0002,772
Total noninterest income$137,0005,176
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$24,0005,478
Trading account gains and fees$0169
Additional Noninterest Income$113,0004,688
Total noninterest expense$1,967,0004,493
Salaries and employee benefits$967,0004,655
Premises and equipment expense$137,0005,028
Additional noninterest expense$863,0003,939
Pre-tax net operating income$383,0004,875
Securities gains (losses)$5,0002,808
Applicable income taxes$108,0003,190
Income before extraordinary items$280,0005,039
Extraordinary gains, net$05
Net income$280,0005,039
Minority interest net income$071
Net income of bank and minority interests.$280,0005,039
Net charge-offs$84,0002,205
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$276,4004,991
2016-06-30 (YTD Data)Rank
Total interest income$1,756,0004,524
Total interest expense$194,0004,138
Net interest income$1,562,0004,515
Provision for loan and lease losses$54,0002,893
Total noninterest income$88,0005,255
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$14,0005,583
Trading account gains and fees$0157
Additional Noninterest Income$74,0004,718
Total noninterest expense$1,353,0004,486
Salaries and employee benefits$691,0004,597
Premises and equipment expense$95,0005,026
Additional noninterest expense$567,0004,000
Pre-tax net operating income$243,0004,950
Securities gains (losses)$-23,0005,933
Applicable income taxes$66,0003,238
Income before extraordinary items$154,0005,210
Extraordinary gains, net$016
Net income$154,0005,210
Minority interest net income$071
Net income of bank and minority interests.$154,0005,210
Net charge-offs$84,0001,776
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$170,1005,073
2016-03-31 (YTD Data)Rank
Total interest income$898,0004,505
Total interest expense$104,0004,029
Net interest income$794,0004,517
Provision for loan and lease losses$54,0002,099
Total noninterest income$40,0005,322
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$7,0005,613
Trading account gains and fees$0142
Additional Noninterest Income$33,0004,827
Total noninterest expense$591,0004,744
Salaries and employee benefits$284,0004,934
Premises and equipment expense$40,0005,260
Additional noninterest expense$267,0004,136
Pre-tax net operating income$189,0004,504
Securities gains (losses)$3,0001,822
Applicable income taxes$77,0002,672
Income before extraordinary items$115,0004,887
Extraordinary gains, net$012
Net income$115,0004,887
Minority interest net income$062
Net income of bank and minority interests.$115,0004,887
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$113,0804,844
2015-12-31 (YTD Data)Rank
Total interest income$3,687,0004,469
Total interest expense$465,0003,861
Net interest income$3,222,0004,493
Provision for loan and lease losses$90,0003,155
Total noninterest income$152,0005,419
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$29,0005,706
Trading account gains and fees$0159
Additional Noninterest Income$123,0004,927
Total noninterest expense$2,372,0004,790
Salaries and employee benefits$1,097,0005,021
Premises and equipment expense$188,0005,162
Additional noninterest expense$1,087,0004,126
Pre-tax net operating income$912,0004,212
Securities gains (losses)$61,0001,501
Applicable income taxes$286,0002,700
Income before extraordinary items$687,0004,438
Extraordinary gains, net$023
Net income$687,0004,438
Minority interest net income$081
Net income of bank and minority interests.$687,0004,438
Net charge-offs$107,0002,586
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$643,6904,466
2015-09-30 (YTD Data)Rank
Total interest income$2,782,0004,503
Total interest expense$364,0003,831
Net interest income$2,418,0004,538
Provision for loan and lease losses$36,0003,519
Total noninterest income$110,0005,517
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$22,0005,781
Trading account gains and fees$0153
Additional Noninterest Income$88,0005,008
Total noninterest expense$1,787,0004,801
Salaries and employee benefits$828,0005,038
Premises and equipment expense$138,0005,247
Additional noninterest expense$821,0004,129
Pre-tax net operating income$705,0004,283
Securities gains (losses)$7,0002,511
Applicable income taxes$182,0002,894
Income before extraordinary items$530,0004,479
Extraordinary gains, net$021
Net income$530,0004,481
Minority interest net income$078
Net income of bank and minority interests.$530,0004,482
Net charge-offs$107,0002,094
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$524,8204,438
2015-06-30 (YTD Data)Rank
Total interest income$1,863,0004,525
Total interest expense$246,0003,834
Net interest income$1,617,0004,564
Provision for loan and lease losses$04,069
Total noninterest income$68,0005,609
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$15,0005,821
Trading account gains and fees$0157
Additional Noninterest Income$53,0005,127
Total noninterest expense$1,206,0004,837
Salaries and employee benefits$562,0005,068
Premises and equipment expense$96,0005,239
Additional noninterest expense$548,0004,158
Pre-tax net operating income$479,0004,228
Securities gains (losses)$02,636
Applicable income taxes$95,0003,065
Income before extraordinary items$384,0004,351
Extraordinary gains, net$022
Net income$384,0004,354
Minority interest net income$075
Net income of bank and minority interests.$384,0004,354
Net charge-offs$47,0002,361
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$384,0004,289
2015-03-31 (YTD Data)Rank
Total interest income$927,0004,566
Total interest expense$129,0003,772
Net interest income$798,0004,617
Provision for loan and lease losses$03,703
Total noninterest income$20,0005,989
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$8,0005,829
Trading account gains and fees$0152
Additional Noninterest Income$12,0005,695
Total noninterest expense$622,0004,830
Salaries and employee benefits$303,0004,998
Premises and equipment expense$48,0005,287
Additional noninterest expense$271,0004,186
Pre-tax net operating income$196,0004,458
Securities gains (losses)$02,027
Applicable income taxes$66,0002,792
Income before extraordinary items$130,0004,848
Extraordinary gains, net$013
Net income$130,0004,850
Minority interest net income$064
Net income of bank and minority interests.$130,0004,852
Net charge-offs$13,0002,364
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$130,0004,782
2014-12-31 (YTD Data)Rank
Total interest income$3,920,0004,517
Total interest expense$647,0003,452
Net interest income$3,273,0004,629
Provision for loan and lease losses$520,0001,424
Total noninterest income$148,0005,674
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$35,0005,942
Trading account gains and fees$0180
Additional Noninterest Income$113,0005,146
Total noninterest expense$2,573,0004,832
Salaries and employee benefits$1,148,0005,133
Premises and equipment expense$198,0005,361
Additional noninterest expense$1,227,0004,010
Pre-tax net operating income$328,0005,423
Securities gains (losses)$1,0003,149
Applicable income taxes$131,0003,245
Income before extraordinary items$198,0005,672
Extraordinary gains, net$017
Net income$198,0005,673
Minority interest net income$084
Net income of bank and minority interests.$198,0005,674
Net charge-offs$109,0003,102
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$197,3605,630
2014-09-30 (YTD Data)Rank
Total interest income$2,968,0004,538
Total interest expense$499,0003,454
Net interest income$2,469,0004,663
Provision for loan and lease losses$460,0001,217
Total noninterest income$110,0005,764
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$26,0006,020
Trading account gains and fees$0174
Additional Noninterest Income$84,0005,203
Total noninterest expense$1,973,0004,827
Salaries and employee benefits$844,0005,192
Premises and equipment expense$153,0005,376
Additional noninterest expense$976,0003,892
Pre-tax net operating income$146,0005,760
Securities gains (losses)$02,980
Applicable income taxes$67,0003,511
Income before extraordinary items$79,0005,940
Extraordinary gains, net$015
Net income$79,0005,939
Minority interest net income$081
Net income of bank and minority interests.$79,0005,940
Net charge-offs$65,0003,057
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$79,0005,917
2014-06-30 (YTD Data)Rank
Total interest income$1,996,0004,530
Total interest expense$346,0003,415
Net interest income$1,650,0004,664
Provision for loan and lease losses$400,000998
Total noninterest income$54,0006,046
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$16,0006,094
Trading account gains and fees$0172
Additional Noninterest Income$38,0005,566
Total noninterest expense$1,337,0004,811
Salaries and employee benefits$549,0005,274
Premises and equipment expense$113,0005,260
Additional noninterest expense$675,0003,823
Pre-tax net operating income$-33,0006,256
Securities gains (losses)$02,580
Applicable income taxes$-17,0006,401
Income before extraordinary items$-16,0006,236
Extraordinary gains, net$020
Net income$-16,0006,238
Minority interest net income$080
Net income of bank and minority interests.$-16,0006,238
Net charge-offs$49,0002,805
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-16,0006,216
2014-03-31 (YTD Data)Rank
Total interest income$1,007,0004,551
Total interest expense$175,0003,446
Net interest income$832,0004,683
Provision for loan and lease losses$400,000543
Total noninterest income$36,0005,838
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$8,0006,133
Trading account gains and fees$0147
Additional Noninterest Income$28,0005,227
Total noninterest expense$686,0004,788
Salaries and employee benefits$271,0005,354
Premises and equipment expense$51,0005,463
Additional noninterest expense$364,0003,629
Pre-tax net operating income$-218,0006,541
Securities gains (losses)$01,715
Applicable income taxes$-33,0006,543
Income before extraordinary items$-185,0006,525
Extraordinary gains, net$016
Net income$-185,0006,525
Minority interest net income$066
Net income of bank and minority interests.$-185,0006,525
Net charge-offs$12,0002,752
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-185,0006,520
2013-12-31 (YTD Data)Rank
Total interest income$4,234,0004,489
Total interest expense$778,0003,508
Net interest income$3,456,0004,624
Provision for loan and lease losses$647,0001,554
Total noninterest income$145,0005,939
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$33,0006,238
Trading account gains and fees$0184
Additional Noninterest Income$112,0005,271
Total noninterest expense$2,393,0005,136
Salaries and employee benefits$994,0005,545
Premises and equipment expense$154,0005,893
Additional noninterest expense$1,245,0004,111
Pre-tax net operating income$561,0004,874
Securities gains (losses)$10,0002,629
Applicable income taxes$430,0002,312
Income before extraordinary items$141,0005,876
Extraordinary gains, net$029
Net income$141,0005,878
Minority interest net income$090
Net income of bank and minority interests.$141,0005,878
Net charge-offs$271,0002,686
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$134,6005,843
2013-09-30 (YTD Data)Rank
Total interest income$3,218,0004,503
Total interest expense$608,0003,507
Net interest income$2,610,0004,652
Provision for loan and lease losses$569,0001,391
Total noninterest income$75,0006,280
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$26,0006,279
Trading account gains and fees$0180
Additional Noninterest Income$49,0005,775
Total noninterest expense$1,689,0005,269
Salaries and employee benefits$705,0005,670
Premises and equipment expense$125,0005,846
Additional noninterest expense$859,0004,308
Pre-tax net operating income$427,0004,948
Securities gains (losses)$10,0002,497
Applicable income taxes$328,0002,349
Income before extraordinary items$109,0005,984
Extraordinary gains, net$025
Net income$109,0005,986
Minority interest net income$084
Net income of bank and minority interests.$109,0005,986
Net charge-offs$86,0003,402
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$102,6005,950
2013-06-30 (YTD Data)Rank
Total interest income$2,190,0004,467
Total interest expense$416,0003,507
Net interest income$1,774,0004,613
Provision for loan and lease losses$569,0001,062
Total noninterest income$64,0006,134
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$16,0006,348
Trading account gains and fees$0157
Additional Noninterest Income$48,0005,534
Total noninterest expense$1,100,0005,339
Salaries and employee benefits$476,0005,679
Premises and equipment expense$91,0005,757
Additional noninterest expense$533,0004,488
Pre-tax net operating income$169,0005,487
Securities gains (losses)$10,0002,282
Applicable income taxes$244,0002,238
Income before extraordinary items$-65,0006,484
Extraordinary gains, net$022
Net income$-65,0006,485
Minority interest net income$082
Net income of bank and minority interests.$-65,0006,485
Net charge-offs$7,0004,432
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-71,4006,452
2013-03-31 (YTD Data)Rank
Total interest income$1,104,0004,474
Total interest expense$219,0003,479
Net interest income$885,0004,635
Provision for loan and lease losses$36,0003,092
Total noninterest income$35,0006,060
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$8,0006,381
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,418
Total noninterest expense$576,0005,288
Salaries and employee benefits$245,0005,674
Premises and equipment expense$35,0006,122
Additional noninterest expense$296,0004,259
Pre-tax net operating income$308,0003,758
Securities gains (losses)$9,0001,515
Applicable income taxes$112,0002,289
Income before extraordinary items$205,0004,227
Extraordinary gains, net$010
Net income$205,0004,229
Minority interest net income$076
Net income of bank and minority interests.$205,0004,229
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$199,1504,183
2012-12-31 (YTD Data)Rank
Total interest income$4,699,0004,459
Total interest expense$969,0003,693
Net interest income$3,730,0004,595
Provision for loan and lease losses$212,0003,863
Total noninterest income$116,0006,190
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$72,0005,858
Trading account gains and fees$0166
Additional Noninterest Income$44,0005,936
Total noninterest expense$2,344,0005,322
Salaries and employee benefits$1,037,0005,633
Premises and equipment expense$152,0006,102
Additional noninterest expense$1,155,0004,443
Pre-tax net operating income$1,290,0003,589
Securities gains (losses)$29,0003,040
Applicable income taxes$473,0002,241
Income before extraordinary items$846,0004,194
Extraordinary gains, net$029
Net income$846,0004,194
Minority interest net income$093
Net income of bank and minority interests.$846,0004,196
Net charge-offs$183,0003,849
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$827,4404,048
2012-09-30 (YTD Data)Rank
Total interest income$3,526,0004,528
Total interest expense$751,0003,723
Net interest income$2,775,0004,682
Provision for loan and lease losses$161,0003,793
Total noninterest income$59,0006,554
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$54,0005,933
Trading account gains and fees$0157
Additional Noninterest Income$5,0006,578
Total noninterest expense$1,711,0005,421
Salaries and employee benefits$758,0005,715
Premises and equipment expense$114,0006,175
Additional noninterest expense$839,0004,554
Pre-tax net operating income$962,0003,710
Securities gains (losses)$25,0002,786
Applicable income taxes$351,0002,310
Income before extraordinary items$636,0004,262
Extraordinary gains, net$020
Net income$636,0004,262
Minority interest net income$086
Net income of bank and minority interests.$636,0004,262
Net charge-offs$183,0003,393
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$620,0004,137
2012-06-30 (YTD Data)Rank
Total interest income$2,410,0004,511
Total interest expense$510,0003,777
Net interest income$1,900,0004,635
Provision for loan and lease losses$121,0003,603
Total noninterest income$56,0006,356
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$18,0006,582
Trading account gains and fees$0153
Additional Noninterest Income$38,0005,692
Total noninterest expense$1,136,0005,471
Salaries and employee benefits$539,0005,656
Premises and equipment expense$82,0006,095
Additional noninterest expense$515,0004,782
Pre-tax net operating income$699,0003,528
Securities gains (losses)$03,178
Applicable income taxes$245,0002,261
Income before extraordinary items$454,0004,148
Extraordinary gains, net$019
Net income$454,0004,152
Minority interest net income$084
Net income of bank and minority interests.$454,0004,152
Net charge-offs$129,0003,181
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$454,0003,954
2012-03-31 (YTD Data)Rank
Total interest income$1,211,0004,548
Total interest expense$264,0003,808
Net interest income$947,0004,687
Provision for loan and lease losses$53,0003,622
Total noninterest income$18,0006,707
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$8,0006,658
Trading account gains and fees$0148
Additional Noninterest Income$10,0006,212
Total noninterest expense$569,0005,497
Salaries and employee benefits$242,0005,902
Premises and equipment expense$47,0005,945
Additional noninterest expense$280,0004,552
Pre-tax net operating income$343,0003,595
Securities gains (losses)$02,210
Applicable income taxes$113,0002,325
Income before extraordinary items$230,0004,142
Extraordinary gains, net$019
Net income$230,0004,146
Minority interest net income$078
Net income of bank and minority interests.$230,0004,146
Net charge-offs$95,0002,488
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$230,0003,997
2011-12-31 (YTD Data)Rank
Total interest income$4,940,0004,598
Total interest expense$1,268,0003,835
Net interest income$3,672,0004,764
Provision for loan and lease losses$185,0004,706
Total noninterest income$93,0006,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$93,0005,381
Total noninterest expense$2,236,0005,592
Salaries and employee benefits$1,014,0005,842
Premises and equipment expense$870,0002,718
Additional noninterest expense$352,0006,697
Pre-tax net operating income$1,344,0003,212
Securities gains (losses)$03,838
Applicable income taxes$340,0002,409
Income before extraordinary items$1,004,0003,559
Extraordinary gains, net$029
Net income$1,004,0003,560
Minority interest net income$096
Net income of bank and minority interests.$1,004,0003,562
Net charge-offs$44,0005,540
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,004,0003,441
2011-09-30 (YTD Data)Rank
Total interest income$3,702,0004,657
Total interest expense$976,0003,886
Net interest income$2,726,0004,824
Provision for loan and lease losses$139,0004,598
Total noninterest income$96,0006,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$96,0005,141
Total noninterest expense$1,648,0005,651
Salaries and employee benefits$728,0005,929
Premises and equipment expense$652,0002,749
Additional noninterest expense$268,0006,720
Pre-tax net operating income$1,035,0003,244
Securities gains (losses)$03,555
Applicable income taxes$241,0002,489
Income before extraordinary items$794,0003,534
Extraordinary gains, net$021
Net income$794,0003,536
Minority interest net income$087
Net income of bank and minority interests.$794,0003,536
Net charge-offs$44,0005,061
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$794,0003,413
2011-06-30 (YTD Data)Rank
Total interest income$2,460,0004,700
Total interest expense$668,0003,928
Net interest income$1,792,0004,882
Provision for loan and lease losses$88,0004,576
Total noninterest income$55,0006,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$55,0005,350
Total noninterest expense$1,095,0005,729
Salaries and employee benefits$491,0005,958
Premises and equipment expense$424,0002,810
Additional noninterest expense$180,0006,780
Pre-tax net operating income$664,0003,270
Securities gains (losses)$02,914
Applicable income taxes$125,0002,677
Income before extraordinary items$539,0003,429
Extraordinary gains, net$015
Net income$539,0003,430
Minority interest net income$089
Net income of bank and minority interests.$539,0003,430
Net charge-offs$41,0004,608
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$539,0003,328
2011-03-31 (YTD Data)Rank
Total interest income$1,230,0004,729
Total interest expense$339,0003,998
Net interest income$891,0004,895
Provision for loan and lease losses$40,0004,390
Total noninterest income$35,0006,329
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$35,0005,181
Total noninterest expense$541,0005,795
Salaries and employee benefits$243,0006,029
Premises and equipment expense$212,0002,844
Additional noninterest expense$86,0006,893
Pre-tax net operating income$345,0003,267
Securities gains (losses)$01,772
Applicable income taxes$120,0001,997
Income before extraordinary items$225,0003,771
Extraordinary gains, net$09
Net income$225,0003,771
Minority interest net income$086
Net income of bank and minority interests.$225,0003,771
Net charge-offs$23,0003,949
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$225,0003,713
2010-12-31 (YTD Data)Rank
Total interest income$5,263,0004,674
Total interest expense$1,461,0004,331
Net interest income$3,802,0004,722
Provision for loan and lease losses$139,0005,729
Total noninterest income$152,0006,278
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$152,0004,957
Total noninterest expense$2,147,0005,866
Salaries and employee benefits$1,010,0006,005
Premises and equipment expense$787,0003,015
Additional noninterest expense$350,0006,950
Pre-tax net operating income$1,668,0002,566
Securities gains (losses)$03,793
Applicable income taxes$546,0001,796
Income before extraordinary items$1,122,0003,020
Extraordinary gains, net$029
Net income$1,122,0003,017
Minority interest net income$0111
Net income of bank and minority interests.$1,122,0003,020
Net charge-offs$180,0004,866
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,122,0002,904
2010-09-30 (YTD Data)Rank
Total interest income$3,987,0004,737
Total interest expense$1,105,0004,462
Net interest income$2,882,0004,760
Provision for loan and lease losses$102,0005,656
Total noninterest income$120,0006,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$120,0004,972
Total noninterest expense$1,603,0005,908
Salaries and employee benefits$748,0006,080
Premises and equipment expense$590,0003,065
Additional noninterest expense$265,0007,003
Pre-tax net operating income$1,297,0002,644
Securities gains (losses)$03,651
Applicable income taxes$420,0001,837
Income before extraordinary items$877,0003,126
Extraordinary gains, net$023
Net income$877,0003,124
Minority interest net income$0110
Net income of bank and minority interests.$877,0003,126
Net charge-offs$173,0004,372
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$877,0003,001
2010-06-30 (YTD Data)Rank
Total interest income$2,680,0004,753
Total interest expense$748,0004,522
Net interest income$1,932,0004,757
Provision for loan and lease losses$63,0005,565
Total noninterest income$80,0006,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$80,0004,990
Total noninterest expense$1,080,0005,924
Salaries and employee benefits$503,0006,105
Premises and equipment expense$392,0003,110
Additional noninterest expense$185,0006,999
Pre-tax net operating income$869,0002,643
Securities gains (losses)$03,184
Applicable income taxes$277,0001,816
Income before extraordinary items$592,0003,093
Extraordinary gains, net$019
Net income$592,0003,088
Minority interest net income$0105
Net income of bank and minority interests.$592,0003,091
Net charge-offs$61,0004,705
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$592,0002,984
2010-03-31 (YTD Data)Rank
Total interest income$1,331,0004,844
Total interest expense$380,0004,610
Net interest income$951,0004,817
Provision for loan and lease losses$37,0005,175
Total noninterest income$38,0006,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$38,0005,122
Total noninterest expense$553,0005,931
Salaries and employee benefits$254,0006,159
Premises and equipment expense$212,0002,990
Additional noninterest expense$87,0007,163
Pre-tax net operating income$399,0002,840
Securities gains (losses)$02,284
Applicable income taxes$129,0001,873
Income before extraordinary items$270,0003,337
Extraordinary gains, net$016
Net income$270,0003,335
Minority interest net income$091
Net income of bank and minority interests.$270,0003,337
Net charge-offs$8,0004,945
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$270,0003,225
2009-12-31 (YTD Data)Rank
Total interest income$5,685,0004,777
Total interest expense$1,935,0004,544
Net interest income$3,750,0004,761
Provision for loan and lease losses$61,0006,739
Total noninterest income$186,0006,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$186,0004,757
Total noninterest expense$2,127,0006,082
Salaries and employee benefits$959,0006,330
Premises and equipment expense$815,0003,082
Additional noninterest expense$353,0007,250
Pre-tax net operating income$1,748,0002,133
Securities gains (losses)$03,754
Applicable income taxes$494,0001,574
Income before extraordinary items$1,254,0002,402
Extraordinary gains, net$034
Net income$1,254,0002,400
Minority interest net income$0115
Net income of bank and minority interests.$1,254,0002,401
Net charge-offs$95,0005,743
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,254,0002,361
2009-09-30 (YTD Data)Rank
Total interest income$4,318,0004,796
Total interest expense$1,510,0004,584
Net interest income$2,808,0004,766
Provision for loan and lease losses$36,0006,717
Total noninterest income$150,0006,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$150,0004,762
Total noninterest expense$1,561,0006,164
Salaries and employee benefits$666,0006,510
Premises and equipment expense$616,0003,089
Additional noninterest expense$279,0007,217
Pre-tax net operating income$1,361,0002,220
Securities gains (losses)$03,497
Applicable income taxes$367,0001,721
Income before extraordinary items$994,0002,492
Extraordinary gains, net$027
Net income$994,0002,490
Minority interest net income$0118
Net income of bank and minority interests.$994,0002,493
Net charge-offs$56,0005,586
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$994,0002,442
2009-06-30 (YTD Data)Rank
Total interest income$2,893,0004,819
Total interest expense$1,038,0004,629
Net interest income$1,855,0004,800
Provision for loan and lease losses$9,0006,955
Total noninterest income$94,0006,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$94,0004,909
Total noninterest expense$1,028,0006,231
Salaries and employee benefits$408,0006,762
Premises and equipment expense$418,0003,066
Additional noninterest expense$202,0007,156
Pre-tax net operating income$912,0002,281
Securities gains (losses)$03,136
Applicable income taxes$221,0001,858
Income before extraordinary items$691,0002,517
Extraordinary gains, net$021
Net income$691,0002,514
Minority interest net income$0112
Net income of bank and minority interests.$691,0002,516
Net charge-offs$27,0005,411
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$691,0002,440
2009-03-31 (YTD Data)Rank
Total interest income$1,452,0004,833
Total interest expense$531,0004,670
Net interest income$921,0004,813
Provision for loan and lease losses$9,0006,357
Total noninterest income$45,0006,509
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$45,0005,014
Total noninterest expense$544,0006,056
Salaries and employee benefits$263,0006,284
Premises and equipment expense$207,0003,135
Additional noninterest expense$74,0007,467
Pre-tax net operating income$413,0002,743
Securities gains (losses)$02,434
Applicable income taxes$139,0001,836
Income before extraordinary items$274,0003,288
Extraordinary gains, net$015
Net income$274,0003,287
Minority interest net income$0102
Net income of bank and minority interests.$274,0003,288
Net charge-offs$15,0004,515
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$274,0003,143
2008-12-31 (YTD Data)Rank
Total interest income$6,234,0004,834
Total interest expense$2,504,0004,742
Net interest income$3,730,0004,790
Provision for loan and lease losses$07,334
Total noninterest income$178,0006,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$178,0005,035
Total noninterest expense$2,190,0005,998
Salaries and employee benefits$1,111,0006,171
Premises and equipment expense$784,0003,225
Additional noninterest expense$295,0007,477
Pre-tax net operating income$1,718,0002,783
Securities gains (losses)$03,220
Applicable income taxes$545,0001,762
Income before extraordinary items$1,173,0002,974
Extraordinary gains, net$039
Net income$1,173,0002,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0004,784
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,173,0003,113
2008-09-30 (YTD Data)Rank
Total interest income$4,747,0004,861
Total interest expense$1,935,0004,779
Net interest income$2,812,0004,812
Provision for loan and lease losses$06,991
Total noninterest income$133,0006,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$133,0005,155
Total noninterest expense$1,637,0005,991
Salaries and employee benefits$827,0006,206
Premises and equipment expense$586,0003,256
Additional noninterest expense$224,0007,479
Pre-tax net operating income$1,308,0003,131
Securities gains (losses)$03,106
Applicable income taxes$407,0002,141
Income before extraordinary items$901,0003,312
Extraordinary gains, net$031
Net income$901,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,350
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$901,0003,449
2008-06-30 (YTD Data)Rank
Total interest income$3,224,0004,862
Total interest expense$1,341,0004,818
Net interest income$1,883,0004,810
Provision for loan and lease losses$06,671
Total noninterest income$89,0006,809
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$89,0005,243
Total noninterest expense$1,097,0006,020
Salaries and employee benefits$552,0006,269
Premises and equipment expense$394,0003,254
Additional noninterest expense$151,0007,496
Pre-tax net operating income$875,0003,239
Securities gains (losses)$03,233
Applicable income taxes$265,0002,354
Income before extraordinary items$610,0003,611
Extraordinary gains, net$021
Net income$610,0003,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,746
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$610,0003,551
2008-03-31 (YTD Data)Rank
Total interest income$1,656,0004,879
Total interest expense$698,0004,882
Net interest income$958,0004,762
Provision for loan and lease losses$06,080
Total noninterest income$43,0006,875
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$43,0005,319
Total noninterest expense$547,0006,066
Salaries and employee benefits$283,0006,235
Premises and equipment expense$199,0003,248
Additional noninterest expense$65,0007,717
Pre-tax net operating income$454,0003,254
Securities gains (losses)$02,688
Applicable income taxes$156,0002,269
Income before extraordinary items$298,0003,810
Extraordinary gains, net$015
Net income$298,0003,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$298,0003,729
2007-12-31 (YTD Data)Rank
Total interest income$6,757,0004,837
Total interest expense$2,892,0004,894
Net interest income$3,865,0004,734
Provision for loan and lease losses$49,0005,703
Total noninterest income$217,0006,633
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$217,0004,895
Total noninterest expense$2,118,0006,066
Salaries and employee benefits$1,094,0006,246
Premises and equipment expense$748,0003,261
Additional noninterest expense$276,0007,657
Pre-tax net operating income$1,915,0003,406
Securities gains (losses)$02,146
Applicable income taxes$649,0002,404
Income before extraordinary items$1,266,0003,823
Extraordinary gains, net$039
Net income$1,266,0003,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,369
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,266,0003,810
2007-09-30 (YTD Data)Rank
Total interest income$5,071,0004,845
Total interest expense$2,168,0004,912
Net interest income$2,903,0004,739
Provision for loan and lease losses$49,0005,078
Total noninterest income$164,0006,649
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$164,0004,893
Total noninterest expense$1,611,0006,004
Salaries and employee benefits$842,0006,155
Premises and equipment expense$565,0003,228
Additional noninterest expense$204,0007,653
Pre-tax net operating income$1,407,0003,612
Securities gains (losses)$01,655
Applicable income taxes$474,0002,598
Income before extraordinary items$933,0004,026
Extraordinary gains, net$033
Net income$933,0004,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,749
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$933,0004,008
2007-06-30 (YTD Data)Rank
Total interest income$3,371,0004,879
Total interest expense$1,429,0004,939
Net interest income$1,942,0004,757
Provision for loan and lease losses$49,0004,424
Total noninterest income$116,0006,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$116,0004,822
Total noninterest expense$1,088,0006,004
Salaries and employee benefits$569,0006,175
Premises and equipment expense$384,0003,184
Additional noninterest expense$135,0007,704
Pre-tax net operating income$921,0003,710
Securities gains (losses)$01,444
Applicable income taxes$307,0002,708
Income before extraordinary items$614,0004,117
Extraordinary gains, net$029
Net income$614,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,769
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$614,0004,109
2007-03-31 (YTD Data)Rank
Total interest income$1,699,0004,849
Total interest expense$705,0004,954
Net interest income$994,0004,699
Provision for loan and lease losses$24,0004,189
Total noninterest income$40,0007,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$40,0005,516
Total noninterest expense$537,0006,095
Salaries and employee benefits$283,0006,224
Premises and equipment expense$189,0003,254
Additional noninterest expense$65,0007,773
Pre-tax net operating income$473,0003,651
Securities gains (losses)$01,187
Applicable income taxes$169,0002,618
Income before extraordinary items$304,0004,141
Extraordinary gains, net$022
Net income$304,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,088
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$304,0004,119
2006-12-31 (YTD Data)Rank
Total interest income$6,399,0004,803
Total interest expense$2,596,0004,725
Net interest income$3,803,0004,808
Provision for loan and lease losses$74,0005,113
Total noninterest income$265,0006,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$265,0004,541
Total noninterest expense$2,001,0006,162
Salaries and employee benefits$971,0006,480
Premises and equipment expense$758,0003,131
Additional noninterest expense$272,0007,737
Pre-tax net operating income$1,993,0003,653
Securities gains (losses)$01,687
Applicable income taxes$680,0002,714
Income before extraordinary items$1,313,0004,078
Extraordinary gains, net$051
Net income$1,313,0004,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,282
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,313,0004,050
2006-09-30 (YTD Data)Rank
Total interest income$4,761,0004,819
Total interest expense$1,899,0004,707
Net interest income$2,862,0004,834
Provision for loan and lease losses$49,0005,100
Total noninterest income$202,0006,431
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$202,0004,525
Total noninterest expense$1,515,0006,119
Salaries and employee benefits$728,0006,477
Premises and equipment expense$580,0003,088
Additional noninterest expense$207,0007,725
Pre-tax net operating income$1,500,0003,784
Securities gains (losses)$01,388
Applicable income taxes$504,0002,861
Income before extraordinary items$996,0004,176
Extraordinary gains, net$045
Net income$996,0004,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,728
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$996,0004,168
2006-06-30 (YTD Data)Rank
Total interest income$3,136,0004,817
Total interest expense$1,221,0004,660
Net interest income$1,915,0004,844
Provision for loan and lease losses$29,0005,242
Total noninterest income$146,0006,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$146,0004,360
Total noninterest expense$1,021,0006,109
Salaries and employee benefits$477,0006,551
Premises and equipment expense$402,0002,988
Additional noninterest expense$142,0007,707
Pre-tax net operating income$1,011,0003,775
Securities gains (losses)$01,185
Applicable income taxes$330,0002,905
Income before extraordinary items$681,0004,138
Extraordinary gains, net$039
Net income$681,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,380
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$681,0004,129
2006-03-31 (YTD Data)Rank
Total interest income$1,542,0004,820
Total interest expense$590,0004,627
Net interest income$952,0004,856
Provision for loan and lease losses$10,0005,231
Total noninterest income$56,0006,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,890
Total noninterest expense$536,0005,973
Salaries and employee benefits$256,0006,393
Premises and equipment expense$204,0002,974
Additional noninterest expense$76,0007,600
Pre-tax net operating income$462,0003,931
Securities gains (losses)$0955
Applicable income taxes$161,0002,934
Income before extraordinary items$301,0004,411
Extraordinary gains, net$021
Net income$301,0004,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0001,896
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$301,0004,399
2005-12-31 (YTD Data)Rank
Total interest income$5,853,0004,666
Total interest expense$2,052,0004,356
Net interest income$3,801,0004,774
Provision for loan and lease losses$151,0004,103
Total noninterest income$571,0004,917
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$571,0003,147
Total noninterest expense$1,942,0006,210
Salaries and employee benefits$973,0006,423
Premises and equipment expense$662,0003,386
Additional noninterest expense$307,0007,604
Pre-tax net operating income$2,279,0003,376
Securities gains (losses)$02,296
Applicable income taxes$810,0002,589
Income before extraordinary items$1,469,0003,830
Extraordinary gains, net$046
Net income$1,469,0003,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,338
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,469,0003,799
2005-09-30 (YTD Data)Rank
Total interest income$4,318,0004,687
Total interest expense$1,482,0004,331
Net interest income$2,836,0004,802
Provision for loan and lease losses$106,0004,082
Total noninterest income$507,0004,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$507,0002,858
Total noninterest expense$1,520,0006,031
Salaries and employee benefits$763,0006,297
Premises and equipment expense$511,0003,305
Additional noninterest expense$246,0007,477
Pre-tax net operating income$1,717,0003,428
Securities gains (losses)$02,317
Applicable income taxes$604,0002,623
Income before extraordinary items$1,113,0003,879
Extraordinary gains, net$035
Net income$1,113,0003,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,057
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,113,0003,839
2005-06-30 (YTD Data)Rank
Total interest income$2,850,0004,663
Total interest expense$971,0004,222
Net interest income$1,879,0004,796
Provision for loan and lease losses$63,0004,070
Total noninterest income$426,0003,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$426,0002,433
Total noninterest expense$1,057,0005,880
Salaries and employee benefits$522,0006,202
Premises and equipment expense$343,0003,243
Additional noninterest expense$192,0007,170
Pre-tax net operating income$1,185,0003,279
Securities gains (losses)$02,146
Applicable income taxes$409,0002,578
Income before extraordinary items$776,0003,698
Extraordinary gains, net$030
Net income$776,0003,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,314
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$776,0003,655
2005-03-31 (YTD Data)Rank
Total interest income$1,423,0004,637
Total interest expense$486,0004,096
Net interest income$937,0004,834
Provision for loan and lease losses$13,0005,229
Total noninterest income$48,0007,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$48,0005,277
Total noninterest expense$482,0006,234
Salaries and employee benefits$246,0006,433
Premises and equipment expense$166,0003,360
Additional noninterest expense$70,0007,797
Pre-tax net operating income$490,0003,730
Securities gains (losses)$01,685
Applicable income taxes$166,0002,920
Income before extraordinary items$324,0004,156
Extraordinary gains, net$024
Net income$324,0004,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,763
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$324,0004,112
2004-12-31 (YTD Data)Rank
Total interest income$5,629,0004,470
Total interest expense$2,001,0003,653
Net interest income$3,628,0004,801
Provision for loan and lease losses$110,0004,839
Total noninterest income$211,0007,059
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$211,0004,996
Total noninterest expense$1,764,0006,426
Salaries and employee benefits$884,0006,663
Premises and equipment expense$619,0003,445
Additional noninterest expense$261,0007,926
Pre-tax net operating income$1,965,0003,544
Securities gains (losses)$03,819
Applicable income taxes$652,0002,888
Income before extraordinary items$1,313,0003,959
Extraordinary gains, net$034
Net income$1,313,0003,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,233
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,313,0003,898
2004-09-30 (YTD Data)Rank
Total interest income$4,236,0004,430
Total interest expense$1,500,0003,607
Net interest income$2,736,0004,760
Provision for loan and lease losses$83,0004,677
Total noninterest income$157,0007,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$157,0005,023
Total noninterest expense$1,324,0006,389
Salaries and employee benefits$671,0006,587
Premises and equipment expense$463,0003,467
Additional noninterest expense$190,0007,979
Pre-tax net operating income$1,486,0003,596
Securities gains (losses)$03,710
Applicable income taxes$485,0002,959
Income before extraordinary items$1,001,0003,995
Extraordinary gains, net$026
Net income$1,001,0003,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,251
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,001,0003,932
2004-06-30 (YTD Data)Rank
Total interest income$2,833,0004,428
Total interest expense$1,015,0003,553
Net interest income$1,818,0004,784
Provision for loan and lease losses$44,0004,930
Total noninterest income$106,0007,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$106,0005,055
Total noninterest expense$885,0006,407
Salaries and employee benefits$437,0006,706
Premises and equipment expense$324,0003,334
Additional noninterest expense$124,0008,044
Pre-tax net operating income$995,0003,551
Securities gains (losses)$03,413
Applicable income taxes$316,0002,990
Income before extraordinary items$679,0003,917
Extraordinary gains, net$021
Net income$679,0003,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,563
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$679,0003,835
2004-03-31 (YTD Data)Rank
Total interest income$1,436,0004,409
Total interest expense$539,0003,411
Net interest income$897,0004,836
Provision for loan and lease losses$10,0005,595
Total noninterest income$46,0007,355
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$46,0005,276
Total noninterest expense$456,0006,366
Salaries and employee benefits$236,0006,520
Premises and equipment expense$157,0003,456
Additional noninterest expense$63,0008,066
Pre-tax net operating income$477,0003,651
Securities gains (losses)$02,934
Applicable income taxes$170,0002,851
Income before extraordinary items$307,0004,206
Extraordinary gains, net$016
Net income$307,0004,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$307,0004,084
2003-12-31 (YTD Data)Rank
Total interest income$6,011,0004,311
Total interest expense$2,441,0003,397
Net interest income$3,570,0004,731
Provision for loan and lease losses$72,0005,782
Total noninterest income$192,0007,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$192,0005,371
Total noninterest expense$1,756,0006,428
Salaries and employee benefits$907,0006,570
Premises and equipment expense$583,0003,606
Additional noninterest expense$266,0007,998
Pre-tax net operating income$1,934,0003,467
Securities gains (losses)$04,500
Applicable income taxes$685,0002,838
Income before extraordinary items$1,249,0004,026
Extraordinary gains, net$054
Net income$1,249,0004,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,556
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,249,0003,850
2003-09-30 (YTD Data)Rank
Total interest income$4,564,0004,324
Total interest expense$1,900,0003,412
Net interest income$2,664,0004,758
Provision for loan and lease losses$50,0005,747
Total noninterest income$139,0007,517
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$139,0005,488
Total noninterest expense$1,310,0006,418
Salaries and employee benefits$673,0006,594
Premises and equipment expense$438,0003,604
Additional noninterest expense$199,0007,998
Pre-tax net operating income$1,443,0003,596
Securities gains (losses)$04,204
Applicable income taxes$508,0002,993
Income before extraordinary items$935,0004,167
Extraordinary gains, net$040
Net income$935,0004,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,029
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$935,0003,991
2003-06-30 (YTD Data)Rank
Total interest income$3,068,0004,330
Total interest expense$1,306,0003,433
Net interest income$1,762,0004,782
Provision for loan and lease losses$33,0005,678
Total noninterest income$91,0007,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$91,0005,491
Total noninterest expense$863,0006,473
Salaries and employee benefits$439,0006,681
Premises and equipment expense$289,0003,615
Additional noninterest expense$135,0007,983
Pre-tax net operating income$957,0003,619
Securities gains (losses)$03,782
Applicable income taxes$334,0003,042
Income before extraordinary items$623,0004,179
Extraordinary gains, net$030
Net income$623,0004,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0003,447
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$623,0003,983
2003-03-31 (YTD Data)Rank
Total interest income$1,576,0004,279
Total interest expense$668,0003,440
Net interest income$908,0004,680
Provision for loan and lease losses$25,0004,925
Total noninterest income$46,0007,509
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$46,0005,422
Total noninterest expense$432,0006,479
Salaries and employee benefits$210,0006,833
Premises and equipment expense$154,0003,411
Additional noninterest expense$68,0007,999
Pre-tax net operating income$497,0003,508
Securities gains (losses)$02,891
Applicable income taxes$181,0002,875
Income before extraordinary items$316,0004,094
Extraordinary gains, net$021
Net income$316,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,019
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$316,0003,898
2002-12-31 (YTD Data)Rank
Total interest income$6,704,0004,200
Total interest expense$3,031,0003,510
Net interest income$3,673,0004,613
Provision for loan and lease losses$110,0005,550
Total noninterest income$188,0007,441
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$188,0005,152
Total noninterest expense$1,726,0006,402
Salaries and employee benefits$903,0006,508
Premises and equipment expense$580,0003,511
Additional noninterest expense$243,0008,226
Pre-tax net operating income$2,025,0003,389
Securities gains (losses)$04,537
Applicable income taxes$668,0002,935
Income before extraordinary items$1,357,0003,771
Extraordinary gains, net$070
Net income$1,357,0003,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,218
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,357,0003,658
2001-12-31 (YTD Data)Rank
Total interest income$7,362,0004,286
Total interest expense$3,840,0003,930
Net interest income$3,522,0004,535
Provision for loan and lease losses$104,0005,529
Total noninterest income$233,0006,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$233,0004,620
Total noninterest expense$1,624,0006,529
Salaries and employee benefits$877,0006,466
Premises and equipment expense$528,0003,713
Additional noninterest expense$219,0008,515
Pre-tax net operating income$2,027,0003,142
Securities gains (losses)$04,612
Applicable income taxes$709,0002,646
Income before extraordinary items$1,318,0003,550
Extraordinary gains, net$0105
Net income$1,318,0003,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,190
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,318,0003,460
2000-12-31 (YTD Data)Rank
Total interest income$7,290,0004,432
Total interest expense$3,842,0004,111
Net interest income$3,448,0004,655
Provision for loan and lease losses$72,0005,921
Total noninterest income$206,0007,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$206,0004,731
Total noninterest expense$1,602,0006,476
Salaries and employee benefits$864,0006,444
Premises and equipment expense$491,0003,841
Additional noninterest expense$247,0008,365
Pre-tax net operating income$1,980,0003,348
Securities gains (losses)$01,956
Applicable income taxes$650,0002,956
Income before extraordinary items$1,330,0003,576
Extraordinary gains, net$038
Net income$1,330,0003,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,361
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,330,0003,558
1999-12-31 (YTD Data)Rank
Total interest income$6,666,0004,584
Total interest expense$3,382,0004,158
Net interest income$3,284,0004,846
Provision for loan and lease losses$53,0006,446
Total noninterest income$219,0007,262
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$219,0004,731
Total noninterest expense$1,616,0006,501
Salaries and employee benefits$857,0006,511
Premises and equipment expense$485,0003,870
Additional noninterest expense$274,0008,346
Pre-tax net operating income$1,834,0003,557
Securities gains (losses)$-3,0008,917
Applicable income taxes$617,0003,163
Income before extraordinary items$1,214,0003,844
Extraordinary gains, net$035
Net income$1,214,0003,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,427
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,215,9803,807
1998-12-31 (YTD Data)Rank
Total interest income$6,663,0004,579
Total interest expense$3,414,0004,226
Net interest income$3,249,0004,860
Provision for loan and lease losses$97,0005,195
Total noninterest income$220,0007,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$220,0004,722
Total noninterest expense$1,492,0006,725
Salaries and employee benefits$804,0006,673
Premises and equipment expense$440,0004,100
Additional noninterest expense$248,0008,623
Pre-tax net operating income$1,880,0003,503
Securities gains (losses)$04,449
Applicable income taxes$675,0003,116
Income before extraordinary items$1,205,0003,915
Extraordinary gains, net$032
Net income$1,205,0003,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,101
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,205,0003,829
1997-12-31 (YTD Data)Rank
Total interest income$6,428,0004,813
Total interest expense$3,357,0004,270
Net interest income$3,071,0005,208
Provision for loan and lease losses$96,0005,266
Total noninterest income$189,0007,982
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$189,0005,092
Total noninterest expense$1,410,0007,012
Salaries and employee benefits$751,0007,023
Premises and equipment expense$460,0003,971
Additional noninterest expense$199,0009,418
Pre-tax net operating income$1,754,0003,946
Securities gains (losses)$03,944
Applicable income taxes$544,0003,964
Income before extraordinary items$1,210,0004,021
Extraordinary gains, net$044
Net income$1,210,0004,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,456
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,210,0003,956
1996-12-31 (YTD Data)Rank
Total interest income$6,286,0005,012
Total interest expense$3,241,0004,467
Net interest income$3,045,0005,379
Provision for loan and lease losses$73,0005,762
Total noninterest income$174,0008,623
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$174,0005,546
Total noninterest expense$1,897,0006,170
Salaries and employee benefits$708,0007,481
Premises and equipment expense$432,0004,270
Additional noninterest expense$757,0005,419
Pre-tax net operating income$1,249,0004,981
Securities gains (losses)$-3,0009,684
Applicable income taxes$734,0003,078
Income before extraordinary items$512,0006,815
Extraordinary gains, net$053
Net income$512,0006,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$513,9206,744
1995-12-31 (YTD Data)Rank
Total interest income$6,072,0005,152
Total interest expense$3,117,0004,585
Net interest income$2,955,0005,568
Provision for loan and lease losses$83,0005,026
Total noninterest income$169,0008,975
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$169,0005,628
Total noninterest expense$1,426,0007,503
Salaries and employee benefits$634,0008,153
Premises and equipment expense$391,0004,635
Additional noninterest expense$401,0008,182
Pre-tax net operating income$1,615,0004,195
Securities gains (losses)$03,831
Applicable income taxes$487,0004,287
Income before extraordinary items$1,128,0004,162
Extraordinary gains, net$065
Net income$1,128,0004,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,128,0004,143
1994-12-31 (YTD Data)Rank
Total interest income$5,236,0005,451
Total interest expense$2,463,0004,712
Net interest income$2,773,0005,965
Provision for loan and lease losses$78,0005,081
Total noninterest income$160,0009,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$160,0006,008
Total noninterest expense$1,344,0008,103
Salaries and employee benefits$598,0008,623
Premises and equipment expense$366,0004,924
Additional noninterest expense$380,0009,039
Pre-tax net operating income$1,511,0004,386
Securities gains (losses)$03,600
Applicable income taxes$486,0004,145
Income before extraordinary items$1,025,0004,447
Extraordinary gains, net$0249
Net income$1,025,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,025,0004,490
1993-12-31 (YTD Data)Rank
Total interest income$5,133,0005,646
Total interest expense$2,548,0004,735
Net interest income$2,585,0006,391
Provision for loan and lease losses$-28,00012,636
Total noninterest income$310,0007,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$310,0004,382
Total noninterest expense$1,344,0008,357
Salaries and employee benefits$605,0008,761
Premises and equipment expense$348,0005,260
Additional noninterest expense$391,0009,355
Pre-tax net operating income$1,579,0004,127
Securities gains (losses)$07,477
Applicable income taxes$415,0004,873
Income before extraordinary items$1,164,0004,132
Extraordinary gains, net$03,149
Net income$1,164,0004,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0006,463
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,164,0003,929
1992-12-31 (YTD Data)Rank
Total interest income$5,784,0005,662
Total interest expense$3,226,0004,866
Net interest income$2,558,0006,492
Provision for loan and lease losses$79,0007,959
Total noninterest income$168,00010,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$168,0006,255
Total noninterest expense$1,229,0008,921
Salaries and employee benefits$524,0009,548
Premises and equipment expense$315,0005,769
Additional noninterest expense$390,0009,685
Pre-tax net operating income$1,418,0004,265
Securities gains (losses)$08,369
Applicable income taxes$479,0004,133
Income before extraordinary items$939,0004,763
Extraordinary gains, net$01,422
Net income$939,0004,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-123,00013,773
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$939,0004,439

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.