Home > The Home National Bank of Sutton > Income and Expense
The Home National Bank of Sutton, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 5,522 |
| Total interest expense | $2,352,000 | 5,747 |
| Net interest income | $3,147,000 | 5,260 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $146,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $1,826,000 | 6,326 |
| Salaries and employee benefits | $772,000 | 7,131 |
| Premises and equipment expense | $316,000 | 5,382 |
| Additional noninterest expense | $738,000 | 5,526 |
| Pre-tax net operating income | $1,367,000 | 4,662 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $474,000 | 4,326 |
| Income before extraordinary items | $894,000 | 4,895 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $894,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $893,350 | 4,842 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 5,828 |
| Total interest expense | $2,255,000 | 5,964 |
| Net interest income | $2,943,000 | 5,581 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,740,000 | 6,623 |
| Salaries and employee benefits | $820,000 | 6,994 |
| Premises and equipment expense | $297,000 | 5,671 |
| Additional noninterest expense | $623,000 | 6,384 |
| Pre-tax net operating income | $1,296,000 | 4,979 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $460,000 | 4,459 |
| Income before extraordinary items | $836,000 | 5,273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $836,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $836,000 | 5,261 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 5,994 |
| Total interest expense | $1,736,000 | 6,248 |
| Net interest income | $2,925,000 | 5,706 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $168,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $1,645,000 | 7,149 |
| Salaries and employee benefits | $810,000 | 7,153 |
| Premises and equipment expense | $256,000 | 6,422 |
| Additional noninterest expense | $579,000 | 7,185 |
| Pre-tax net operating income | $1,358,000 | 4,773 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $494,000 | 4,087 |
| Income before extraordinary items | $864,000 | 5,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $864,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $864,000 | 5,112 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 5,937 |
| Total interest expense | $1,797,000 | 6,336 |
| Net interest income | $3,046,000 | 5,587 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $154,000 | 10,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,802 |
| Total noninterest expense | $1,653,000 | 7,343 |
| Salaries and employee benefits | $769,000 | 7,500 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $623,000 | 7,147 |
| Pre-tax net operating income | $1,492,000 | 4,342 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $543,000 | 3,902 |
| Income before extraordinary items | $954,000 | 4,864 |
| Extraordinary gains, net | $-107,000 | 12,930 |
| Net income | $847,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $950,800 | 4,656 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 6,184 |
| Total interest expense | $2,120,000 | 6,815 |
| Net interest income | $3,075,000 | 5,609 |
| Provision for loan and lease losses | $109,000 | 7,062 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $1,556,000 | 7,718 |
| Salaries and employee benefits | $702,000 | 7,962 |
| Premises and equipment expense | $225,000 | 7,284 |
| Additional noninterest expense | $629,000 | 7,263 |
| Pre-tax net operating income | $1,550,000 | 3,932 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $550,000 | 3,685 |
| Income before extraordinary items | $1,001,000 | 4,502 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,001,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $2,462,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,000,350 | 4,184 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.