Home > THE HOME LOAN SAVINGS BANK > Net charge- offs to loans
THE HOME LOAN SAVINGS BANK, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0363% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2345% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2345% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0091% | 4,588 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0491% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4002% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4002% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0902% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7835% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7835% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0125% | 59 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 3,940 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7088% | 4,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7088% | 4,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0260% | 4,678 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4622% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4622% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0418% | 4,702 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0220% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2731% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2731% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0339% | 4,738 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0468% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 3,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2522% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2522% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0511% | 1,002 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0923% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0775% | 4,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4967% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4967% | 775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0762% | 982 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0568% | 4,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 4,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 4,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1232% | 3,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 3,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2584% | 4,399 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1157% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1157% | 4,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0384% | 1,046 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 4,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 3,946 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0259% | 3,346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 4,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1338% | 4,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1338% | 4,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0621% | 1,046 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 4,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 3,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0887% | 4,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4178% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4178% | 775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0867% | 1,024 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 4,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0440% | 4,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1449% | 4,464 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3529% | 4,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3529% | 4,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1449% | 990 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6125% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0273% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5748% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 3,415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0087% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2145% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1980% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8851% | 16 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7478% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2356% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0365% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7832% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 3,477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5312% | 82 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3261% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3043% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3595% | 11 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0897% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3178% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0551% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2083% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0894% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1025% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3034% | 57 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4524% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.9536% | 9 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.1039% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0316% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0310% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1488% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3927% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0029% | 6 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3743% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4473% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0944% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2305% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2754% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 3,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3072% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1609% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1859% | 4,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1859% | 4,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1572% | 32 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3915% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5053% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6165% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2457% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0272% | 3,608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2745% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2040% | 4,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2040% | 4,797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0169% | 1,070 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5909% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7544% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4208% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3618% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4019% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2449% | 4,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2449% | 4,808 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0130% | 1,042 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7651% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9716% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8800% | 12 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0889% | 5,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 3,744 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0938% | 5,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2161% | 4,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2161% | 4,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0133% | 1,041 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 3,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6127% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1741% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1741% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6113% | 28 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2076% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8484% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3827% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3825% | 450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8464% | 25 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3625% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1525% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 3,729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4066% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1940% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1940% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4109% | 20 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0507% | 3,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4674% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4674% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0145% | 1,093 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 3,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5357% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7118% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7118% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5332% | 27 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 4,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 3,906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6821% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6700% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6700% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6812% | 23 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0497% | 3,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3208% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9857% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9857% | 719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3187% | 15 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0505% | 4,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 4,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5286% | 5,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5286% | 5,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0158% | 1,126 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2903% | 4,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0619% | 2,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0473% | 3,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0473% | 3,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0617% | 36 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 4,132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 1,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0433% | 5,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0433% | 4,965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0513% | 31 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1410% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0574% | 4,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1567% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 4,427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0329% | 4,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0329% | 4,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0229% | 1,162 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2909% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0591% | 4,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3178% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 4,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1334% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1334% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0151% | 1,144 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 3,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 2,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2669% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 5,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3317% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3317% | 1,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0601% | 39 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3695% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 5,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0959% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4616% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4616% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0882% | 28 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 2,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5055% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 5,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7332% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7332% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0755% | 23 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0799% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2046% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2608% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2608% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1789% | 17 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3023% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3685% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4999% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0983% | 4,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5313% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0423% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0423% | 3,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1313% | 44 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2587% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3514% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1013% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3746% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2375% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0182% | 3,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0182% | 3,426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1882% | 34 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3548% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4833% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1038% | 4,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5131% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 4,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0541% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0541% | 2,966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0075% | 1,254 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1109% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1097% | 4,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1215% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1617% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0161% | 1,232 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6729% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6804% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 3,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0767% | 4,790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 3,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5708% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3802% | 2,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.4100% | 26 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8154% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1338% | 2,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6488% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 3,598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0671% | 4,804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 3,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3632% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3655% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3655% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3082% | 24 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0981% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 2,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5656% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 3,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0994% | 4,843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2824% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.2414% | 18 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6264% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 5,885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0999% | 4,839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 4,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0174% | 1,284 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 5,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 4,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2663% | 2,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 6,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0868% | 5,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 6,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0782% | 3,229 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2868% | 6,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2868% | 6,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0781% | 117 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0487% | 6,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 6,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 6,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 6,694 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0840% | 5,085 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 6,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 5,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3319% | 6,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3319% | 6,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0067% | 1,405 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0811% | 6,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0756% | 6,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0682% | 6,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0865% | 6,850 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0836% | 5,099 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0867% | 6,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 5,414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3007% | 6,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3007% | 6,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1782% | 6,965 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1862% | 7,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1181% | 6,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2265% | 7,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0850% | 5,120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2358% | 6,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4693% | 6,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4693% | 6,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 5,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1062% | 4,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1084% | 7,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1731% | 3,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 5,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1858% | 3,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 6,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2932% | 3,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2486% | 3,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0212% | 1,393 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 4,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 4,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1112% | 7,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2077% | 3,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 5,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2230% | 2,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 6,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3629% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2957% | 2,986 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0281% | 1,371 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 4,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1948% | 3,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1038% | 7,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2915% | 2,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3103% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 5,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2294% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1754% | 3,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0212% | 1,341 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 3,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 2,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1042% | 7,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2480% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2640% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 6,028 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 5,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0283% | 5,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0420% | 1,322 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1982% | 5,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1847% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0808% | 7,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 3,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8382% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 3,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 4,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3818% | 3,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2797% | 152 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 5,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 7,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2112% | 3,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2250% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2434% | 3,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2439% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4595% | 126 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2313% | 4,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1836% | 3,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0968% | 7,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2662% | 2,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2833% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4227% | 2,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4335% | 3,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2253% | 85 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2810% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2282% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0645% | 7,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3170% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3373% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2049% | 2,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8987% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6930% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7691% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | 9.4958% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0796% | 7,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5712% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6081% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2479% | 4,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5556% | 3,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5579% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5747% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0767% | 7,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7659% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8155% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2912% | 3,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7381% | 3,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5395% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5670% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1161% | 7,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7604% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8106% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1990% | 3,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7052% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4050% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3694% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1404% | 7,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5058% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5396% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2277% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6905% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7216% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 2.2591% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2609% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7948% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0621% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7764% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4977% | 2,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6169% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6573% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7681% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 3.0173% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8734% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4063% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8362% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1448% | 3,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1480% | 4,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2070% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2145% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2584% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2765% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0793% | 2,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2846% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4278% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4330% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2090% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5219% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5582% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1726% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6660% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6857% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7860% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2416% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9663% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0180% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0333% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0517% | 3,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 4,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7802% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8900% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2542% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0947% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1710% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0717% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1426% | 4,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0897% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2515% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2110% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5676% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6777% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1485% | 3,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2005% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4716% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4218% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1017% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0695% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3243% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8214% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6039% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6197% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3636% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7130% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2832% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5203% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1997% | 8,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9398% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 59.2841% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6443% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6378% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1191% | 8,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8442% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4707% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6469% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5984% | 8,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3012% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 67.8502% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8326% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9245% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1841% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3444% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9465% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.6289% | 8,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6515% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 81.4351% | 10 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3837% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8511% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0882% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 8.6459% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5205% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.9246% | 8,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2360% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3584% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2873% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0980% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3428% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7586% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3117% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 3,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4083% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3726% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3259% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4074% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0409% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3603% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1456% | 2,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0873% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3694% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2865% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3579% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5757% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3417% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2252% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3985% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2810% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2075% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1593% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1375% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2625% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5225% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5245% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8264% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4180% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2578% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3329% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2220% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5714% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5580% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4635% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6154% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4984% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8645% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3106% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2977% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0324% | 4,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 5,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2063% | 5,846 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4424% | 2,746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 5,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2499% | 5,129 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6212% | 2,737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 4,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4029% | 3,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1742% | 1,558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5135% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7886% | 1,149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 5,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 2,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.2302% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 2,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4382% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0104% | 1,658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 1.4273% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 3,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3735% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3796% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 5,416 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 7,216 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 7,006 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 7,813 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 8,200 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 10,188 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 9,366 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 11,045 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |