Home > The Home Building and Loan Company > Income and Expense
The Home Building and Loan Company, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $505,000 | 6,355 |
| Total interest expense | $57,000 | 6,118 |
| Net interest income | $448,000 | 6,353 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $14,000 | 6,459 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $14,000 | 6,086 |
| Total noninterest expense | $496,000 | 6,210 |
| Salaries and employee benefits | $177,000 | 6,452 |
| Premises and equipment expense | $35,000 | 6,346 |
| Additional noninterest expense | $284,000 | 5,551 |
| Pre-tax net operating income | $-34,000 | 6,259 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-35,000 | 6,279 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-35,000 | 6,281 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-35,000 | 6,281 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-34,000 | 6,263 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 6,428 |
| Total interest expense | $33,000 | 6,106 |
| Net interest income | $217,000 | 6,436 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $6,000 | 6,523 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $267,000 | 6,209 |
| Salaries and employee benefits | $87,000 | 6,530 |
| Premises and equipment expense | $24,000 | 6,234 |
| Additional noninterest expense | $156,000 | 5,440 |
| Pre-tax net operating income | $-44,000 | 6,351 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-45,000 | 6,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-45,000 | 6,376 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-45,000 | 6,377 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-44,000 | 6,369 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 6,456 |
| Total interest expense | $181,000 | 6,015 |
| Net interest income | $897,000 | 6,483 |
| Provision for loan and lease losses | $486,000 | 1,883 |
| Total noninterest income | $-85,000 | 6,704 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-85,000 | 6,606 |
| Total noninterest expense | $1,090,000 | 6,273 |
| Salaries and employee benefits | $400,000 | 6,560 |
| Premises and equipment expense | $38,000 | 6,685 |
| Additional noninterest expense | $652,000 | 5,454 |
| Pre-tax net operating income | $-764,000 | 6,538 |
| Securities gains (losses) | $-6,000 | 6,201 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-770,000 | 6,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-770,000 | 6,551 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-770,000 | 6,551 |
| Net charge-offs | $385,000 | 2,299 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-764,000 | 6,538 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,521 |
| Total interest expense | $137,000 | 6,093 |
| Net interest income | $688,000 | 6,541 |
| Provision for loan and lease losses | $486,000 | 1,553 |
| Total noninterest income | $-1,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,000 | 6,610 |
| Total noninterest expense | $848,000 | 6,270 |
| Salaries and employee benefits | $313,000 | 6,587 |
| Premises and equipment expense | $31,000 | 6,738 |
| Additional noninterest expense | $504,000 | 5,425 |
| Pre-tax net operating income | $-647,000 | 6,657 |
| Securities gains (losses) | $-6,000 | 6,453 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-653,000 | 6,671 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-653,000 | 6,672 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-653,000 | 6,672 |
| Net charge-offs | $397,000 | 1,824 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-647,000 | 6,658 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $569,000 | 6,549 |
| Total interest expense | $92,000 | 6,159 |
| Net interest income | $477,000 | 6,561 |
| Provision for loan and lease losses | $486,000 | 1,201 |
| Total noninterest income | $38,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $38,000 | 5,710 |
| Total noninterest expense | $579,000 | 6,274 |
| Salaries and employee benefits | $213,000 | 6,618 |
| Premises and equipment expense | $22,000 | 6,775 |
| Additional noninterest expense | $344,000 | 5,377 |
| Pre-tax net operating income | $-550,000 | 6,701 |
| Securities gains (losses) | $-6,000 | 6,616 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-556,000 | 6,740 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-556,000 | 6,742 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-556,000 | 6,741 |
| Net charge-offs | $365,000 | 1,511 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-550,000 | 6,717 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 6,666 |
| Total interest expense | $45,000 | 6,259 |
| Net interest income | $214,000 | 6,692 |
| Provision for loan and lease losses | $458,000 | 729 |
| Total noninterest income | $1,000 | 6,836 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $332,000 | 6,195 |
| Salaries and employee benefits | $105,000 | 6,690 |
| Premises and equipment expense | $11,000 | 6,836 |
| Additional noninterest expense | $216,000 | 4,988 |
| Pre-tax net operating income | $-575,000 | 6,877 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-575,000 | 6,888 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-575,000 | 6,889 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-575,000 | 6,889 |
| Net charge-offs | $108,000 | 1,829 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-575,000 | 6,873 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 6,676 |
| Total interest expense | $185,000 | 6,463 |
| Net interest income | $1,002,000 | 6,680 |
| Provision for loan and lease losses | $564,000 | 2,557 |
| Total noninterest income | $-105,000 | 6,910 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-105,000 | 6,739 |
| Total noninterest expense | $1,193,000 | 6,407 |
| Salaries and employee benefits | $391,000 | 6,806 |
| Premises and equipment expense | $32,000 | 6,982 |
| Additional noninterest expense | $770,000 | 5,341 |
| Pre-tax net operating income | $-860,000 | 6,626 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-60,000 | 6,658 |
| Income before extraordinary items | $-800,000 | 6,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-800,000 | 6,666 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-800,000 | 6,668 |
| Net charge-offs | $464,000 | 2,749 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-800,000 | 6,619 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 6,760 |
| Total interest expense | $139,000 | 6,591 |
| Net interest income | $779,000 | 6,757 |
| Provision for loan and lease losses | $484,000 | 2,317 |
| Total noninterest income | $-114,000 | 7,030 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-114,000 | 6,932 |
| Total noninterest expense | $978,000 | 6,352 |
| Salaries and employee benefits | $290,000 | 6,896 |
| Premises and equipment expense | $26,000 | 7,064 |
| Additional noninterest expense | $662,000 | 5,114 |
| Pre-tax net operating income | $-797,000 | 6,773 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-60,000 | 6,867 |
| Income before extraordinary items | $-737,000 | 6,825 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-737,000 | 6,822 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-737,000 | 6,823 |
| Net charge-offs | $409,000 | 2,442 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-737,000 | 6,784 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 6,828 |
| Total interest expense | $92,000 | 6,689 |
| Net interest income | $517,000 | 6,817 |
| Provision for loan and lease losses | $356,000 | 2,214 |
| Total noninterest income | $-82,000 | 7,093 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-82,000 | 6,986 |
| Total noninterest expense | $687,000 | 6,340 |
| Salaries and employee benefits | $193,000 | 6,954 |
| Premises and equipment expense | $19,000 | 7,098 |
| Additional noninterest expense | $475,000 | 4,991 |
| Pre-tax net operating income | $-608,000 | 6,857 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-60,000 | 6,964 |
| Income before extraordinary items | $-548,000 | 6,884 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-548,000 | 6,884 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-548,000 | 6,885 |
| Net charge-offs | $306,000 | 2,300 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-548,000 | 6,853 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 6,949 |
| Total interest expense | $46,000 | 6,771 |
| Net interest income | $230,000 | 6,944 |
| Provision for loan and lease losses | $177,000 | 2,146 |
| Total noninterest income | $-50,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-50,000 | 7,100 |
| Total noninterest expense | $406,000 | 6,116 |
| Salaries and employee benefits | $110,000 | 6,926 |
| Premises and equipment expense | $12,000 | 7,098 |
| Additional noninterest expense | $284,000 | 4,517 |
| Pre-tax net operating income | $-403,000 | 7,003 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-60,000 | 7,127 |
| Income before extraordinary items | $-343,000 | 7,009 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-343,000 | 7,009 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-343,000 | 7,009 |
| Net charge-offs | $152,000 | 2,074 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-343,000 | 6,988 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 6,736 |
| Total interest expense | $228,000 | 6,810 |
| Net interest income | $1,313,000 | 6,673 |
| Provision for loan and lease losses | $403,000 | 3,731 |
| Total noninterest income | $9,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,000 | 6,552 |
| Total noninterest expense | $1,279,000 | 6,538 |
| Salaries and employee benefits | $391,000 | 7,070 |
| Premises and equipment expense | $43,000 | 7,206 |
| Additional noninterest expense | $845,000 | 5,304 |
| Pre-tax net operating income | $-360,000 | 6,332 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-28,000 | 6,678 |
| Income before extraordinary items | $-332,000 | 6,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-332,000 | 6,402 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-332,000 | 6,401 |
| Net charge-offs | $354,000 | 3,598 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-332,000 | 6,353 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 6,818 |
| Total interest expense | $181,000 | 6,857 |
| Net interest income | $963,000 | 6,757 |
| Provision for loan and lease losses | $214,000 | 4,066 |
| Total noninterest income | $3,000 | 7,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,000 | 6,792 |
| Total noninterest expense | $902,000 | 6,666 |
| Salaries and employee benefits | $259,000 | 7,186 |
| Premises and equipment expense | $33,000 | 7,266 |
| Additional noninterest expense | $610,000 | 5,407 |
| Pre-tax net operating income | $-150,000 | 6,347 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-28,000 | 6,864 |
| Income before extraordinary items | $-122,000 | 6,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-122,000 | 6,438 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-122,000 | 6,437 |
| Net charge-offs | $274,000 | 3,346 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-122,000 | 6,353 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $767,000 | 6,873 |
| Total interest expense | $133,000 | 6,860 |
| Net interest income | $634,000 | 6,832 |
| Provision for loan and lease losses | $194,000 | 3,593 |
| Total noninterest income | $-4,000 | 7,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-4,000 | 6,997 |
| Total noninterest expense | $647,000 | 6,620 |
| Salaries and employee benefits | $168,000 | 7,274 |
| Premises and equipment expense | $23,000 | 7,323 |
| Additional noninterest expense | $456,000 | 5,225 |
| Pre-tax net operating income | $-211,000 | 6,564 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-28,000 | 6,966 |
| Income before extraordinary items | $-183,000 | 6,609 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-183,000 | 6,609 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-183,000 | 6,609 |
| Net charge-offs | $172,000 | 3,267 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-183,000 | 6,571 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 6,903 |
| Total interest expense | $85,000 | 6,706 |
| Net interest income | $306,000 | 6,901 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $5,000 | 7,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $371,000 | 6,483 |
| Salaries and employee benefits | $84,000 | 7,326 |
| Premises and equipment expense | $11,000 | 7,385 |
| Additional noninterest expense | $276,000 | 4,740 |
| Pre-tax net operating income | $-100,000 | 6,684 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-100,000 | 6,720 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-100,000 | 6,720 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-100,000 | 6,720 |
| Net charge-offs | $112,000 | 2,615 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-100,000 | 6,708 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 6,971 |
| Total interest expense | $539,000 | 6,417 |
| Net interest income | $1,078,000 | 7,097 |
| Provision for loan and lease losses | $252,000 | 5,069 |
| Total noninterest income | $32,000 | 7,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 6,386 |
| Total noninterest expense | $869,000 | 7,205 |
| Salaries and employee benefits | $353,000 | 7,390 |
| Premises and equipment expense | $37,000 | 7,523 |
| Additional noninterest expense | $479,000 | 6,586 |
| Pre-tax net operating income | $-11,000 | 5,796 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-3,000 | 6,510 |
| Income before extraordinary items | $-8,000 | 5,971 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,000 | 5,971 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,000 | 5,971 |
| Net charge-offs | $186,000 | 4,838 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,000 | 5,850 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,058 |
| Total interest expense | $440,000 | 6,428 |
| Net interest income | $808,000 | 7,190 |
| Provision for loan and lease losses | $202,000 | 4,869 |
| Total noninterest income | $23,000 | 7,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $23,000 | 6,581 |
| Total noninterest expense | $672,000 | 7,258 |
| Salaries and employee benefits | $255,000 | 7,491 |
| Premises and equipment expense | $28,000 | 7,620 |
| Additional noninterest expense | $389,000 | 6,503 |
| Pre-tax net operating income | $-43,000 | 6,072 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-3,000 | 6,790 |
| Income before extraordinary items | $-40,000 | 6,213 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-40,000 | 6,214 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-40,000 | 6,214 |
| Net charge-offs | $143,000 | 4,540 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-40,000 | 6,096 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 7,108 |
| Total interest expense | $331,000 | 6,318 |
| Net interest income | $511,000 | 7,304 |
| Provision for loan and lease losses | $162,000 | 4,519 |
| Total noninterest income | $13,000 | 7,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $425,000 | 7,362 |
| Salaries and employee benefits | $171,000 | 7,550 |
| Premises and equipment expense | $18,000 | 7,693 |
| Additional noninterest expense | $236,000 | 6,687 |
| Pre-tax net operating income | $-63,000 | 6,205 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-3,000 | 6,868 |
| Income before extraordinary items | $-60,000 | 6,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-60,000 | 6,343 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-60,000 | 6,341 |
| Net charge-offs | $43,000 | 5,008 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-60,000 | 6,247 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 7,158 |
| Total interest expense | $186,000 | 6,211 |
| Net interest income | $251,000 | 7,401 |
| Provision for loan and lease losses | $159,000 | 3,271 |
| Total noninterest income | $6,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $234,000 | 7,371 |
| Salaries and employee benefits | $85,000 | 7,658 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $133,000 | 6,546 |
| Pre-tax net operating income | $-136,000 | 6,726 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-3,000 | 7,031 |
| Income before extraordinary items | $-133,000 | 6,824 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-133,000 | 6,825 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-133,000 | 6,824 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-133,000 | 6,775 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 7,356 |
| Total interest expense | $743,000 | 6,599 |
| Net interest income | $856,000 | 7,572 |
| Provision for loan and lease losses | $-103,000 | 7,989 |
| Total noninterest income | $65,000 | 7,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $65,000 | 6,115 |
| Total noninterest expense | $872,000 | 7,531 |
| Salaries and employee benefits | $361,000 | 7,702 |
| Premises and equipment expense | $33,000 | 7,887 |
| Additional noninterest expense | $478,000 | 6,846 |
| Pre-tax net operating income | $152,000 | 4,934 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-24,000 | 6,342 |
| Income before extraordinary items | $176,000 | 4,888 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $176,000 | 4,890 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $176,000 | 4,890 |
| Net charge-offs | $-87,000 | 7,975 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $176,000 | 4,824 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 7,419 |
| Total interest expense | $539,000 | 6,769 |
| Net interest income | $675,000 | 7,606 |
| Provision for loan and lease losses | $-108,000 | 8,073 |
| Total noninterest income | $42,000 | 7,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $647,000 | 7,588 |
| Salaries and employee benefits | $259,000 | 7,790 |
| Premises and equipment expense | $25,000 | 7,965 |
| Additional noninterest expense | $363,000 | 6,867 |
| Pre-tax net operating income | $178,000 | 5,015 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-24,000 | 6,729 |
| Income before extraordinary items | $202,000 | 4,842 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $202,000 | 4,842 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $202,000 | 4,842 |
| Net charge-offs | $-124,000 | 8,060 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $202,000 | 4,770 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,493 |
| Total interest expense | $350,000 | 6,925 |
| Net interest income | $456,000 | 7,637 |
| Provision for loan and lease losses | $-113,000 | 8,169 |
| Total noninterest income | $32,000 | 7,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $454,000 | 7,605 |
| Salaries and employee benefits | $173,000 | 7,872 |
| Premises and equipment expense | $16,000 | 8,047 |
| Additional noninterest expense | $265,000 | 6,747 |
| Pre-tax net operating income | $147,000 | 4,947 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-24,000 | 6,890 |
| Income before extraordinary items | $171,000 | 4,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 4,725 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $171,000 | 4,725 |
| Net charge-offs | $-128,000 | 8,155 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $171,000 | 4,634 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,538 |
| Total interest expense | $176,000 | 6,998 |
| Net interest income | $229,000 | 7,673 |
| Provision for loan and lease losses | $-113,000 | 8,215 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $285,000 | 7,342 |
| Salaries and employee benefits | $87,000 | 7,918 |
| Premises and equipment expense | $7,000 | 8,115 |
| Additional noninterest expense | $191,000 | 5,708 |
| Pre-tax net operating income | $79,000 | 5,263 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-24,000 | 7,294 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $-128,000 | 8,202 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,000 | 4,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 7,538 |
| Total interest expense | $839,000 | 7,057 |
| Net interest income | $868,000 | 7,749 |
| Provision for loan and lease losses | $149,000 | 5,586 |
| Total noninterest income | $34,000 | 7,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $34,000 | 7,102 |
| Total noninterest expense | $780,000 | 7,820 |
| Salaries and employee benefits | $355,000 | 7,979 |
| Premises and equipment expense | $42,000 | 8,113 |
| Additional noninterest expense | $383,000 | 7,105 |
| Pre-tax net operating income | $-27,000 | 6,378 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-27,000 | 6,282 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-27,000 | 6,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,293 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-27,000 | 6,422 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 7,625 |
| Total interest expense | $631,000 | 7,162 |
| Net interest income | $637,000 | 7,838 |
| Provision for loan and lease losses | $106,000 | 5,087 |
| Total noninterest income | $30,000 | 7,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 7,117 |
| Total noninterest expense | $599,000 | 7,836 |
| Salaries and employee benefits | $255,000 | 8,053 |
| Premises and equipment expense | $33,000 | 8,156 |
| Additional noninterest expense | $311,000 | 6,969 |
| Pre-tax net operating income | $-38,000 | 6,819 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-38,000 | 6,678 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-38,000 | 6,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,802 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-38,000 | 6,853 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 7,768 |
| Total interest expense | $430,000 | 7,242 |
| Net interest income | $372,000 | 7,994 |
| Provision for loan and lease losses | $8,000 | 6,387 |
| Total noninterest income | $21,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $430,000 | 7,820 |
| Salaries and employee benefits | $169,000 | 8,112 |
| Premises and equipment expense | $22,000 | 8,222 |
| Additional noninterest expense | $239,000 | 6,743 |
| Pre-tax net operating income | $-45,000 | 7,083 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-45,000 | 7,141 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-45,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-45,000 | 7,111 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 7,799 |
| Total interest expense | $225,000 | 7,302 |
| Net interest income | $189,000 | 8,027 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $245,000 | 7,682 |
| Salaries and employee benefits | $85,000 | 8,157 |
| Premises and equipment expense | $9,000 | 8,302 |
| Additional noninterest expense | $151,000 | 6,165 |
| Pre-tax net operating income | $-49,000 | 7,389 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-49,000 | 7,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-49,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-49,000 | 7,434 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 7,592 |
| Total interest expense | $991,000 | 7,182 |
| Net interest income | $969,000 | 7,786 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $72,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $72,000 | 6,672 |
| Total noninterest expense | $878,000 | 7,830 |
| Salaries and employee benefits | $353,000 | 8,168 |
| Premises and equipment expense | $36,000 | 8,354 |
| Additional noninterest expense | $489,000 | 6,631 |
| Pre-tax net operating income | $153,000 | 6,997 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $130,000 | 4,263 |
| Income before extraordinary items | $23,000 | 7,426 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $23,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,137 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $23,000 | 7,396 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 7,622 |
| Total interest expense | $748,000 | 7,211 |
| Net interest income | $733,000 | 7,817 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $64,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $494,000 | 8,127 |
| Salaries and employee benefits | $254,000 | 8,184 |
| Premises and equipment expense | $28,000 | 8,350 |
| Additional noninterest expense | $212,000 | 7,604 |
| Pre-tax net operating income | $293,000 | 6,588 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $130,000 | 4,187 |
| Income before extraordinary items | $163,000 | 6,982 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $163,000 | 6,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,231 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $163,000 | 6,965 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 7,727 |
| Total interest expense | $500,000 | 7,222 |
| Net interest income | $443,000 | 7,993 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $48,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $48,000 | 6,340 |
| Total noninterest expense | $331,000 | 8,170 |
| Salaries and employee benefits | $168,000 | 8,254 |
| Premises and equipment expense | $19,000 | 8,384 |
| Additional noninterest expense | $144,000 | 7,636 |
| Pre-tax net operating income | $160,000 | 6,895 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $110,000 | 4,019 |
| Income before extraordinary items | $50,000 | 7,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $50,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $50,000 | 7,476 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,681 |
| Total interest expense | $250,000 | 7,251 |
| Net interest income | $252,000 | 7,905 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $15,000 | 8,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $162,000 | 8,222 |
| Salaries and employee benefits | $82,000 | 8,311 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $68,000 | 7,729 |
| Pre-tax net operating income | $105,000 | 6,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $55,000 | 4,013 |
| Income before extraordinary items | $50,000 | 7,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $50,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $50,000 | 7,142 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 7,464 |
| Total interest expense | $1,039,000 | 6,868 |
| Net interest income | $1,050,000 | 7,769 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $56,000 | 8,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 7,129 |
| Total noninterest expense | $713,000 | 8,147 |
| Salaries and employee benefits | $344,000 | 8,278 |
| Premises and equipment expense | $29,000 | 8,530 |
| Additional noninterest expense | $340,000 | 7,363 |
| Pre-tax net operating income | $388,000 | 6,823 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $232,000 | 4,142 |
| Income before extraordinary items | $156,000 | 7,459 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $156,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $156,000 | 7,447 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 7,529 |
| Total interest expense | $779,000 | 6,835 |
| Net interest income | $777,000 | 7,875 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $42,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $520,000 | 8,195 |
| Salaries and employee benefits | $247,000 | 8,328 |
| Premises and equipment expense | $22,000 | 8,581 |
| Additional noninterest expense | $251,000 | 7,411 |
| Pre-tax net operating income | $294,000 | 7,030 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $177,000 | 4,294 |
| Income before extraordinary items | $117,000 | 7,640 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $117,000 | 7,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $117,000 | 7,638 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 7,557 |
| Total interest expense | $503,000 | 6,840 |
| Net interest income | $528,000 | 7,888 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $29,000 | 8,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,165 |
| Total noninterest expense | $335,000 | 8,261 |
| Salaries and employee benefits | $163,000 | 8,387 |
| Premises and equipment expense | $14,000 | 8,626 |
| Additional noninterest expense | $158,000 | 7,528 |
| Pre-tax net operating income | $217,000 | 6,967 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $122,000 | 4,283 |
| Income before extraordinary items | $95,000 | 7,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $95,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $95,000 | 7,573 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,724 |
| Total interest expense | $235,000 | 6,900 |
| Net interest income | $231,000 | 8,091 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $13,000 | 8,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $162,000 | 8,307 |
| Salaries and employee benefits | $80,000 | 8,421 |
| Premises and equipment expense | $7,000 | 8,631 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $77,000 | 7,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $15,000 | 8,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $15,000 | 8,046 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 7,387 |
| Total interest expense | $865,000 | 6,617 |
| Net interest income | $1,205,000 | 7,680 |
| Provision for loan and lease losses | $22,000 | 6,455 |
| Total noninterest income | $45,000 | 8,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $579,000 | 8,450 |
| Salaries and employee benefits | $327,000 | 8,410 |
| Premises and equipment expense | $31,000 | 8,664 |
| Additional noninterest expense | $221,000 | 8,101 |
| Pre-tax net operating income | $649,000 | 6,269 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $231,000 | 4,475 |
| Income before extraordinary items | $418,000 | 6,704 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $418,000 | 6,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $418,000 | 6,672 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 7,405 |
| Total interest expense | $642,000 | 6,576 |
| Net interest income | $907,000 | 7,720 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $28,000 | 8,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $441,000 | 8,430 |
| Salaries and employee benefits | $235,000 | 8,443 |
| Premises and equipment expense | $25,000 | 8,655 |
| Additional noninterest expense | $181,000 | 7,978 |
| Pre-tax net operating income | $482,000 | 6,463 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $169,000 | 4,667 |
| Income before extraordinary items | $313,000 | 6,848 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $313,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $313,000 | 6,803 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 7,421 |
| Total interest expense | $423,000 | 6,463 |
| Net interest income | $593,000 | 7,762 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $15,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $302,000 | 8,391 |
| Salaries and employee benefits | $153,000 | 8,478 |
| Premises and equipment expense | $16,000 | 8,662 |
| Additional noninterest expense | $133,000 | 7,821 |
| Pre-tax net operating income | $304,000 | 6,557 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $107,000 | 4,727 |
| Income before extraordinary items | $197,000 | 6,962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $197,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $197,000 | 6,908 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,537 |
| Total interest expense | $195,000 | 6,604 |
| Net interest income | $292,000 | 7,836 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $175,000 | 8,304 |
| Salaries and employee benefits | $78,000 | 8,525 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $76,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $76,000 | 7,279 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 7,458 |
| Total interest expense | $790,000 | 6,299 |
| Net interest income | $1,136,000 | 7,840 |
| Provision for loan and lease losses | $46,000 | 6,036 |
| Total noninterest income | $34,000 | 8,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $496,000 | 8,677 |
| Salaries and employee benefits | $318,000 | 8,556 |
| Premises and equipment expense | $45,000 | 8,651 |
| Additional noninterest expense | $133,000 | 8,674 |
| Pre-tax net operating income | $628,000 | 6,311 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $238,000 | 4,518 |
| Income before extraordinary items | $390,000 | 6,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $390,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $390,000 | 6,762 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,487 |
| Total interest expense | $604,000 | 6,234 |
| Net interest income | $836,000 | 7,899 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $23,000 | 8,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $355,000 | 8,732 |
| Salaries and employee benefits | $227,000 | 8,606 |
| Premises and equipment expense | $35,000 | 8,659 |
| Additional noninterest expense | $93,000 | 8,746 |
| Pre-tax net operating income | $464,000 | 6,486 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $173,000 | 4,659 |
| Income before extraordinary items | $291,000 | 6,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $291,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $291,000 | 6,884 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 7,495 |
| Total interest expense | $410,000 | 6,228 |
| Net interest income | $561,000 | 7,930 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $12,000 | 8,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $244,000 | 8,755 |
| Salaries and employee benefits | $151,000 | 8,669 |
| Premises and equipment expense | $22,000 | 8,731 |
| Additional noninterest expense | $71,000 | 8,702 |
| Pre-tax net operating income | $289,000 | 6,573 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $108,000 | 4,742 |
| Income before extraordinary items | $181,000 | 7,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $181,000 | 6,988 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,418 |
| Total interest expense | $208,000 | 6,240 |
| Net interest income | $309,000 | 7,791 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $4,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $126,000 | 8,770 |
| Salaries and employee benefits | $75,000 | 8,714 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $39,000 | 8,657 |
| Pre-tax net operating income | $147,000 | 6,477 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $99,000 | 6,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $99,000 | 6,798 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 7,664 |
| Total interest expense | $923,000 | 6,334 |
| Net interest income | $968,000 | 8,151 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $70,000 | 8,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $447,000 | 8,908 |
| Salaries and employee benefits | $290,000 | 8,789 |
| Premises and equipment expense | $29,000 | 9,014 |
| Additional noninterest expense | $128,000 | 8,872 |
| Pre-tax net operating income | $585,000 | 6,393 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $184,000 | 5,039 |
| Income before extraordinary items | $401,000 | 6,811 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $401,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $401,000 | 6,652 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 7,747 |
| Total interest expense | $716,000 | 6,406 |
| Net interest income | $715,000 | 8,243 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $53,000 | 8,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $350,000 | 8,915 |
| Salaries and employee benefits | $225,000 | 8,786 |
| Premises and equipment expense | $20,000 | 9,066 |
| Additional noninterest expense | $105,000 | 8,854 |
| Pre-tax net operating income | $418,000 | 6,642 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $152,000 | 5,073 |
| Income before extraordinary items | $266,000 | 7,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $266,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $266,000 | 6,987 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 7,782 |
| Total interest expense | $505,000 | 6,361 |
| Net interest income | $459,000 | 8,344 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $36,000 | 7,110 |
| Total noninterest expense | $233,000 | 8,942 |
| Salaries and employee benefits | $148,000 | 8,823 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $71,000 | 8,854 |
| Pre-tax net operating income | $262,000 | 6,758 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $106,000 | 5,052 |
| Income before extraordinary items | $156,000 | 7,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $156,000 | 7,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 7,818 |
| Total interest expense | $249,000 | 6,506 |
| Net interest income | $235,000 | 8,337 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $123,000 | 8,948 |
| Salaries and employee benefits | $72,000 | 8,885 |
| Premises and equipment expense | $8,000 | 9,060 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $129,000 | 6,771 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $55,000 | 4,964 |
| Income before extraordinary items | $74,000 | 7,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $74,000 | 7,255 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 7,829 |
| Total interest expense | $1,213,000 | 6,390 |
| Net interest income | $813,000 | 8,561 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $66,000 | 8,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 7,179 |
| Total noninterest expense | $438,000 | 9,085 |
| Salaries and employee benefits | $284,000 | 8,946 |
| Premises and equipment expense | $29,000 | 9,168 |
| Additional noninterest expense | $125,000 | 9,040 |
| Pre-tax net operating income | $417,000 | 7,088 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $152,000 | 5,507 |
| Income before extraordinary items | $265,000 | 7,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $265,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $265,000 | 7,397 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 7,908 |
| Total interest expense | $1,424,000 | 7,140 |
| Net interest income | $919,000 | 8,436 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $68,000 | 8,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $7,000 | 166 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $368,000 | 9,408 |
| Salaries and employee benefits | $247,000 | 9,258 |
| Premises and equipment expense | $37,000 | 9,335 |
| Additional noninterest expense | $84,000 | 9,457 |
| Pre-tax net operating income | $619,000 | 6,104 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $211,000 | 4,930 |
| Income before extraordinary items | $408,000 | 6,537 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $408,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $408,000 | 6,412 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 8,090 |
| Total interest expense | $1,522,000 | 7,110 |
| Net interest income | $812,000 | 8,870 |
| Provision for loan and lease losses | $69,000 | 6,019 |
| Total noninterest income | $45,000 | 9,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $383,000 | 9,629 |
| Salaries and employee benefits | $198,000 | 9,643 |
| Premises and equipment expense | $55,000 | 9,271 |
| Additional noninterest expense | $130,000 | 9,413 |
| Pre-tax net operating income | $405,000 | 7,445 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $165,000 | 5,765 |
| Income before extraordinary items | $240,000 | 7,839 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $240,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $240,000 | 7,840 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 8,184 |
| Total interest expense | $1,556,000 | 6,835 |
| Net interest income | $703,000 | 9,272 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $29,000 | 9,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $359,000 | 9,963 |
| Salaries and employee benefits | $190,000 | 9,948 |
| Premises and equipment expense | $55,000 | 9,535 |
| Additional noninterest expense | $114,000 | 9,822 |
| Pre-tax net operating income | $355,000 | 7,807 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $108,000 | 6,819 |
| Income before extraordinary items | $247,000 | 7,949 |
| Extraordinary gains, net | $10,000 | 27 |
| Net income | $257,000 | 7,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $247,000 | 7,926 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 8,509 |
| Total interest expense | $1,304,000 | 7,657 |
| Net interest income | $841,000 | 9,159 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $29,000 | 10,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $359,000 | 10,148 |
| Salaries and employee benefits | $189,000 | 10,150 |
| Premises and equipment expense | $28,000 | 10,205 |
| Additional noninterest expense | $142,000 | 9,733 |
| Pre-tax net operating income | $497,000 | 7,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $168,000 | 6,606 |
| Income before extraordinary items | $329,000 | 7,654 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $329,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $329,000 | 7,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 8,931 |
| Total interest expense | $1,202,000 | 8,104 |
| Net interest income | $854,000 | 9,530 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $37,000 | 10,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $330,000 | 10,637 |
| Salaries and employee benefits | $171,000 | 10,656 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $102,000 | 10,528 |
| Pre-tax net operating income | $553,000 | 7,653 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $158,000 | 7,483 |
| Income before extraordinary items | $395,000 | 7,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $395,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $395,000 | 7,624 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 9,544 |
| Total interest expense | $1,106,000 | 8,675 |
| Net interest income | $771,000 | 10,188 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $19,000 | 11,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $344,000 | 11,126 |
| Salaries and employee benefits | $165,000 | 11,181 |
| Premises and equipment expense | $37,000 | 10,993 |
| Additional noninterest expense | $142,000 | 10,648 |
| Pre-tax net operating income | $446,000 | 8,235 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $116,000 | 8,455 |
| Income before extraordinary items | $330,000 | 8,161 |
| Extraordinary gains, net | $10,000 | 45 |
| Net income | $340,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $330,000 | 8,104 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 10,075 |
| Total interest expense | $1,013,000 | 9,204 |
| Net interest income | $743,000 | 10,710 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $18,000 | 11,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $333,000 | 11,637 |
| Salaries and employee benefits | $167,000 | 11,665 |
| Premises and equipment expense | $53,000 | 10,991 |
| Additional noninterest expense | $113,000 | 11,488 |
| Pre-tax net operating income | $428,000 | 8,884 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $168,000 | 7,963 |
| Income before extraordinary items | $260,000 | 9,326 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $260,000 | 9,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $260,000 | 9,302 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 10,395 |
| Total interest expense | $787,000 | 9,666 |
| Net interest income | $889,000 | 10,755 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $25,000 | 12,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $305,000 | 12,341 |
| Salaries and employee benefits | $134,000 | 12,421 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $118,000 | 12,130 |
| Pre-tax net operating income | $609,000 | 7,952 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $231,000 | 6,821 |
| Income before extraordinary items | $378,000 | 8,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $378,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $378,000 | 8,432 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 10,863 |
| Total interest expense | $764,000 | 10,239 |
| Net interest income | $908,000 | 11,137 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $34,000 | 12,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $318,000 | 12,929 |
| Salaries and employee benefits | $125,000 | 13,102 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $143,000 | 12,505 |
| Pre-tax net operating income | $618,000 | 7,831 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $354,000 | 8,898 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $354,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $354,000 | 8,637 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 11,593 |
| Total interest expense | $871,000 | 10,996 |
| Net interest income | $790,000 | 11,945 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $33,000 | 13,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $235,000 | 13,740 |
| Salaries and employee benefits | $110,000 | 13,756 |
| Premises and equipment expense | $44,000 | 12,911 |
| Additional noninterest expense | $81,000 | 13,677 |
| Pre-tax net operating income | $576,000 | 7,886 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $436,000 | 7,877 |
| Extraordinary gains, net | $13,000 | 1,300 |
| Net income | $449,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $436,000 | 7,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.