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The Home Builders Association, Income and Expense

2011-03-31 (YTD Data)Rank
Total interest income$370,0006,955
Total interest expense$104,0006,463
Net interest income$266,0007,041
Provision for loan and lease losses$10,0005,371
Total noninterest income$26,0006,619
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$26,0005,544
Total noninterest expense$283,0006,860
Salaries and employee benefits$110,0007,158
Premises and equipment expense$18,0007,192
Additional noninterest expense$155,0006,077
Pre-tax net operating income$-1,0006,344
Securities gains (losses)$01,772
Applicable income taxes$-39,0007,156
Income before extraordinary items$38,0005,879
Extraordinary gains, net$09
Net income$38,0005,878
Minority interest net income$086
Net income of bank and minority interests.$38,0005,879
Net charge-offs$1,0004,979
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$38,0005,848
2010-12-31 (YTD Data)Rank
Total interest income$1,460,0007,083
Total interest expense$471,0006,602
Net interest income$989,0007,178
Provision for loan and lease losses$60,0006,354
Total noninterest income$33,0007,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$33,0006,362
Total noninterest expense$774,0007,316
Salaries and employee benefits$455,0007,215
Premises and equipment expense$84,0007,176
Additional noninterest expense$235,0007,311
Pre-tax net operating income$188,0005,227
Securities gains (losses)$03,793
Applicable income taxes$71,0003,441
Income before extraordinary items$117,0005,548
Extraordinary gains, net$029
Net income$117,0005,548
Minority interest net income$0111
Net income of bank and minority interests.$117,0005,549
Net charge-offs$10,0006,564
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$117,0005,427
2010-09-30 (YTD Data)Rank
Total interest income$1,111,0007,175
Total interest expense$355,0006,736
Net interest income$756,0007,265
Provision for loan and lease losses$45,0006,297
Total noninterest income$25,0007,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$25,0006,532
Total noninterest expense$544,0007,440
Salaries and employee benefits$319,0007,351
Premises and equipment expense$66,0007,243
Additional noninterest expense$159,0007,462
Pre-tax net operating income$192,0005,286
Securities gains (losses)$03,651
Applicable income taxes$63,0003,431
Income before extraordinary items$129,0005,608
Extraordinary gains, net$023
Net income$129,0005,609
Minority interest net income$0110
Net income of bank and minority interests.$129,0005,609
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$129,0005,443
2010-06-30 (YTD Data)Rank
Total interest income$737,0007,248
Total interest expense$235,0006,829
Net interest income$502,0007,324
Provision for loan and lease losses$30,0006,130
Total noninterest income$16,0007,367
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$16,0006,606
Total noninterest expense$357,0007,517
Salaries and employee benefits$213,0007,408
Premises and equipment expense$44,0007,300
Additional noninterest expense$100,0007,565
Pre-tax net operating income$131,0005,319
Securities gains (losses)$03,184
Applicable income taxes$42,0003,401
Income before extraordinary items$89,0005,616
Extraordinary gains, net$019
Net income$89,0005,619
Minority interest net income$0105
Net income of bank and minority interests.$89,0005,618
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$89,0005,494
2010-03-31 (YTD Data)Rank
Total interest income$368,0007,344
Total interest expense$116,0006,975
Net interest income$252,0007,397
Provision for loan and lease losses$15,0005,865
Total noninterest income$9,0007,461
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$9,0006,695
Total noninterest expense$185,0007,585
Salaries and employee benefits$114,0007,445
Premises and equipment expense$20,0007,448
Additional noninterest expense$51,0007,650
Pre-tax net operating income$61,0005,529
Securities gains (losses)$02,284
Applicable income taxes$16,0003,569
Income before extraordinary items$45,0005,772
Extraordinary gains, net$016
Net income$45,0005,773
Minority interest net income$091
Net income of bank and minority interests.$45,0005,772
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$45,0005,671
2009-12-31 (YTD Data)Rank
Total interest income$1,404,0007,476
Total interest expense$526,0007,075
Net interest income$878,0007,554
Provision for loan and lease losses$60,0006,744
Total noninterest income$43,0007,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$43,0006,513
Total noninterest expense$708,0007,715
Salaries and employee benefits$413,0007,614
Premises and equipment expense$73,0007,615
Additional noninterest expense$222,0007,677
Pre-tax net operating income$153,0004,931
Securities gains (losses)$03,754
Applicable income taxes$43,0003,345
Income before extraordinary items$110,0005,115
Extraordinary gains, net$034
Net income$110,0005,115
Minority interest net income$0115
Net income of bank and minority interests.$110,0005,115
Net charge-offs$60,0006,092
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$110,0005,052
2009-09-30 (YTD Data)Rank
Total interest income$1,043,0007,573
Total interest expense$403,0007,165
Net interest income$640,0007,651
Provision for loan and lease losses$45,0006,580
Total noninterest income$22,0007,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$22,0006,934
Total noninterest expense$516,0007,785
Salaries and employee benefits$306,0007,679
Premises and equipment expense$54,0007,688
Additional noninterest expense$156,0007,780
Pre-tax net operating income$101,0005,284
Securities gains (losses)$03,497
Applicable income taxes$42,0003,419
Income before extraordinary items$59,0005,523
Extraordinary gains, net$027
Net income$59,0005,523
Minority interest net income$0118
Net income of bank and minority interests.$59,0005,523
Net charge-offs$54,0005,620
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$59,0005,464
2009-06-30 (YTD Data)Rank
Total interest income$693,0007,645
Total interest expense$273,0007,255
Net interest income$420,0007,715
Provision for loan and lease losses$30,0006,428
Total noninterest income$10,0007,816
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$10,0007,243
Total noninterest expense$343,0007,863
Salaries and employee benefits$207,0007,751
Premises and equipment expense$32,0007,838
Additional noninterest expense$104,0007,849
Pre-tax net operating income$57,0005,476
Securities gains (losses)$03,136
Applicable income taxes$29,0003,509
Income before extraordinary items$28,0005,732
Extraordinary gains, net$021
Net income$28,0005,730
Minority interest net income$0112
Net income of bank and minority interests.$28,0005,730
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$28,0005,640
2009-03-31 (YTD Data)Rank
Total interest income$350,0007,693
Total interest expense$136,0007,341
Net interest income$214,0007,733
Provision for loan and lease losses$15,0006,043
Total noninterest income$8,0007,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$8,0007,040
Total noninterest expense$155,0007,965
Salaries and employee benefits$100,0007,830
Premises and equipment expense$15,0007,890
Additional noninterest expense$40,0007,998
Pre-tax net operating income$52,0005,603
Securities gains (losses)$02,434
Applicable income taxes$14,0003,806
Income before extraordinary items$38,0005,874
Extraordinary gains, net$015
Net income$38,0005,876
Minority interest net income$0102
Net income of bank and minority interests.$38,0005,876
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$38,0005,705
2008-12-31 (YTD Data)Rank
Total interest income$1,419,0007,744
Total interest expense$617,0007,476
Net interest income$802,0007,804
Provision for loan and lease losses$18,0007,049
Total noninterest income$43,0007,788
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$43,0006,902
Total noninterest expense$715,0007,904
Salaries and employee benefits$451,0007,777
Premises and equipment expense$69,0007,890
Additional noninterest expense$195,0007,896
Pre-tax net operating income$112,0005,983
Securities gains (losses)$03,220
Applicable income taxes$37,0004,006
Income before extraordinary items$75,0005,951
Extraordinary gains, net$039
Net income$75,0005,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,087
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$75,0006,097
2008-09-30 (YTD Data)Rank
Total interest income$1,060,0007,826
Total interest expense$465,0007,587
Net interest income$595,0007,890
Provision for loan and lease losses$11,0006,717
Total noninterest income$33,0007,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$33,0007,020
Total noninterest expense$522,0007,964
Salaries and employee benefits$326,0007,846
Premises and equipment expense$50,0007,972
Additional noninterest expense$146,0007,932
Pre-tax net operating income$95,0006,423
Securities gains (losses)$03,106
Applicable income taxes$30,0004,413
Income before extraordinary items$65,0006,341
Extraordinary gains, net$031
Net income$65,0006,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,890
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$65,0006,500
2008-06-30 (YTD Data)Rank
Total interest income$699,0007,895
Total interest expense$312,0007,672
Net interest income$387,0007,961
Provision for loan and lease losses$7,0006,417
Total noninterest income$26,0007,934
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$26,0006,950
Total noninterest expense$337,0008,052
Salaries and employee benefits$209,0007,950
Premises and equipment expense$32,0008,048
Additional noninterest expense$96,0008,000
Pre-tax net operating income$69,0006,574
Securities gains (losses)$03,233
Applicable income taxes$22,0004,624
Income before extraordinary items$47,0006,715
Extraordinary gains, net$021
Net income$47,0006,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,855
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$47,0006,652
2008-03-31 (YTD Data)Rank
Total interest income$344,0007,981
Total interest expense$160,0007,749
Net interest income$184,0008,051
Provision for loan and lease losses$4,0005,832
Total noninterest income$9,0008,079
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$9,0007,309
Total noninterest expense$168,0008,094
Salaries and employee benefits$107,0007,965
Premises and equipment expense$12,0008,206
Additional noninterest expense$49,0008,012
Pre-tax net operating income$21,0006,959
Securities gains (losses)$02,688
Applicable income taxes$7,0004,983
Income before extraordinary items$14,0007,092
Extraordinary gains, net$015
Net income$14,0007,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,902
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$14,0007,008
2007-12-31 (YTD Data)Rank
Total interest income$1,514,0007,887
Total interest expense$701,0007,655
Net interest income$813,0007,968
Provision for loan and lease losses$5,0006,721
Total noninterest income$41,0008,102
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$41,0007,281
Total noninterest expense$728,0008,043
Salaries and employee benefits$446,0007,940
Premises and equipment expense$83,0007,931
Additional noninterest expense$199,0008,037
Pre-tax net operating income$121,0007,092
Securities gains (losses)$02,146
Applicable income taxes$32,0005,185
Income before extraordinary items$89,0007,187
Extraordinary gains, net$039
Net income$89,0007,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,008
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$89,0007,161
2007-09-30 (YTD Data)Rank
Total interest income$1,147,0007,940
Total interest expense$531,0007,683
Net interest income$616,0008,013
Provision for loan and lease losses$2,0006,474
Total noninterest income$29,0008,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$29,0007,362
Total noninterest expense$527,0008,056
Salaries and employee benefits$320,0007,971
Premises and equipment expense$69,0007,817
Additional noninterest expense$138,0008,082
Pre-tax net operating income$116,0007,260
Securities gains (losses)$01,655
Applicable income taxes$32,0005,221
Income before extraordinary items$84,0007,341
Extraordinary gains, net$033
Net income$84,0007,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$84,0007,324
2007-06-30 (YTD Data)Rank
Total interest income$770,0007,988
Total interest expense$354,0007,717
Net interest income$416,0008,067
Provision for loan and lease losses$06,209
Total noninterest income$21,0008,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$21,0007,329
Total noninterest expense$355,0008,089
Salaries and employee benefits$213,0008,026
Premises and equipment expense$51,0007,757
Additional noninterest expense$91,0008,136
Pre-tax net operating income$82,0007,348
Securities gains (losses)$01,444
Applicable income taxes$29,0005,136
Income before extraordinary items$53,0007,466
Extraordinary gains, net$029
Net income$53,0007,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$53,0007,454
2007-03-31 (YTD Data)Rank
Total interest income$385,0008,027
Total interest expense$175,0007,751
Net interest income$210,0008,111
Provision for loan and lease losses$05,779
Total noninterest income$8,0008,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$8,0007,599
Total noninterest expense$179,0008,123
Salaries and employee benefits$110,0008,030
Premises and equipment expense$22,0007,922
Additional noninterest expense$47,0008,140
Pre-tax net operating income$39,0007,430
Securities gains (losses)$01,187
Applicable income taxes$12,0005,224
Income before extraordinary items$27,0007,509
Extraordinary gains, net$022
Net income$27,0007,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$27,0007,493
2006-12-31 (YTD Data)Rank
Total interest income$1,477,0007,955
Total interest expense$592,0007,728
Net interest income$885,0007,994
Provision for loan and lease losses$5,0006,719
Total noninterest income$50,0008,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$50,0007,251
Total noninterest expense$661,0008,228
Salaries and employee benefits$415,0008,106
Premises and equipment expense$69,0008,156
Additional noninterest expense$177,0008,232
Pre-tax net operating income$269,0007,202
Securities gains (losses)$01,687
Applicable income taxes$79,0005,155
Income before extraordinary items$190,0007,317
Extraordinary gains, net$051
Net income$190,0007,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,021
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$190,0007,312
2006-09-30 (YTD Data)Rank
Total interest income$1,094,0008,024
Total interest expense$428,0007,789
Net interest income$666,0008,074
Provision for loan and lease losses$4,0006,573
Total noninterest income$37,0008,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$37,0007,308
Total noninterest expense$481,0008,277
Salaries and employee benefits$299,0008,161
Premises and equipment expense$51,0008,209
Additional noninterest expense$131,0008,273
Pre-tax net operating income$218,0007,354
Securities gains (losses)$01,388
Applicable income taxes$65,0005,264
Income before extraordinary items$153,0007,458
Extraordinary gains, net$045
Net income$153,0007,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$153,0007,462
2006-06-30 (YTD Data)Rank
Total interest income$727,0008,053
Total interest expense$281,0007,786
Net interest income$446,0008,112
Provision for loan and lease losses$3,0006,297
Total noninterest income$22,0008,396
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$22,0007,458
Total noninterest expense$318,0008,317
Salaries and employee benefits$196,0008,220
Premises and equipment expense$33,0008,242
Additional noninterest expense$89,0008,286
Pre-tax net operating income$147,0007,397
Securities gains (losses)$01,185
Applicable income taxes$43,0005,337
Income before extraordinary items$104,0007,506
Extraordinary gains, net$039
Net income$104,0007,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$104,0007,512
2006-03-31 (YTD Data)Rank
Total interest income$361,0008,063
Total interest expense$138,0007,783
Net interest income$223,0008,134
Provision for loan and lease losses$3,0005,795
Total noninterest income$9,0008,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$9,0007,631
Total noninterest expense$159,0008,334
Salaries and employee benefits$99,0008,222
Premises and equipment expense$16,0008,272
Additional noninterest expense$44,0008,295
Pre-tax net operating income$70,0007,436
Securities gains (losses)$0955
Applicable income taxes$18,0005,421
Income before extraordinary items$52,0007,504
Extraordinary gains, net$021
Net income$52,0007,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$52,0007,510
2005-12-31 (YTD Data)Rank
Total interest income$1,336,0008,056
Total interest expense$439,0007,788
Net interest income$897,0008,089
Provision for loan and lease losses$11,0006,790
Total noninterest income$51,0008,412
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$51,0007,372
Total noninterest expense$662,0008,303
Salaries and employee benefits$413,0008,172
Premises and equipment expense$67,0008,261
Additional noninterest expense$182,0008,330
Pre-tax net operating income$275,0007,483
Securities gains (losses)$02,296
Applicable income taxes$88,0005,466
Income before extraordinary items$187,0007,647
Extraordinary gains, net$046
Net income$187,0007,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$187,0007,612
2005-09-30 (YTD Data)Rank
Total interest income$978,0008,106
Total interest expense$313,0007,826
Net interest income$665,0008,153
Provision for loan and lease losses$9,0006,548
Total noninterest income$39,0008,460
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$39,0007,368
Total noninterest expense$485,0008,311
Salaries and employee benefits$300,0008,196
Premises and equipment expense$52,0008,242
Additional noninterest expense$133,0008,342
Pre-tax net operating income$210,0007,584
Securities gains (losses)$02,317
Applicable income taxes$67,0005,583
Income before extraordinary items$143,0007,740
Extraordinary gains, net$035
Net income$143,0007,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$143,0007,702
2005-06-30 (YTD Data)Rank
Total interest income$640,0008,143
Total interest expense$194,0007,860
Net interest income$446,0008,165
Provision for loan and lease losses$6,0006,298
Total noninterest income$24,0008,489
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$24,0007,442
Total noninterest expense$329,0008,296
Salaries and employee benefits$203,0008,173
Premises and equipment expense$31,0008,342
Additional noninterest expense$95,0008,260
Pre-tax net operating income$135,0007,634
Securities gains (losses)$02,146
Applicable income taxes$44,0005,627
Income before extraordinary items$91,0007,804
Extraordinary gains, net$030
Net income$91,0007,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$91,0007,761
2005-03-31 (YTD Data)Rank
Total interest income$306,0008,256
Total interest expense$81,0008,103
Net interest income$225,0008,235
Provision for loan and lease losses$3,0005,957
Total noninterest income$11,0008,581
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$11,0007,631
Total noninterest expense$160,0008,414
Salaries and employee benefits$95,0008,326
Premises and equipment expense$12,0008,542
Additional noninterest expense$53,0008,199
Pre-tax net operating income$73,0007,591
Securities gains (losses)$01,685
Applicable income taxes$23,0005,547
Income before extraordinary items$50,0007,767
Extraordinary gains, net$024
Net income$50,0007,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$50,0007,739
2004-12-31 (YTD Data)Rank
Total interest income$1,266,0008,143
Total interest expense$345,0007,893
Net interest income$921,0008,141
Provision for loan and lease losses$12,0006,941
Total noninterest income$50,0008,580
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$50,0007,418
Total noninterest expense$636,0008,446
Salaries and employee benefits$378,0008,373
Premises and equipment expense$70,0008,351
Additional noninterest expense$188,0008,374
Pre-tax net operating income$323,0007,368
Securities gains (losses)$03,819
Applicable income taxes$106,0005,453
Income before extraordinary items$217,0007,561
Extraordinary gains, net$034
Net income$217,0007,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,475
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$217,0007,522
2004-09-30 (YTD Data)Rank
Total interest income$954,0008,171
Total interest expense$263,0007,906
Net interest income$691,0008,172
Provision for loan and lease losses$9,0006,765
Total noninterest income$35,0008,663
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$35,0007,515
Total noninterest expense$465,0008,475
Salaries and employee benefits$267,0008,441
Premises and equipment expense$55,0008,312
Additional noninterest expense$143,0008,371
Pre-tax net operating income$252,0007,452
Securities gains (losses)$03,710
Applicable income taxes$82,0005,558
Income before extraordinary items$170,0007,659
Extraordinary gains, net$026
Net income$170,0007,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$170,0007,603
2004-06-30 (YTD Data)Rank
Total interest income$643,0008,211
Total interest expense$180,0007,938
Net interest income$463,0008,228
Provision for loan and lease losses$6,0006,548
Total noninterest income$26,0008,675
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$26,0007,425
Total noninterest expense$308,0008,536
Salaries and employee benefits$168,0008,556
Premises and equipment expense$38,0008,310
Additional noninterest expense$102,0008,325
Pre-tax net operating income$175,0007,379
Securities gains (losses)$03,413
Applicable income taxes$58,0005,479
Income before extraordinary items$117,0007,616
Extraordinary gains, net$021
Net income$117,0007,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,407
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$117,0007,548
2004-03-31 (YTD Data)Rank
Total interest income$324,0008,250
Total interest expense$91,0007,987
Net interest income$233,0008,248
Provision for loan and lease losses$3,0006,219
Total noninterest income$11,0008,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$11,0007,645
Total noninterest expense$163,0008,516
Salaries and employee benefits$87,0008,559
Premises and equipment expense$16,0008,479
Additional noninterest expense$60,0008,152
Pre-tax net operating income$78,0007,488
Securities gains (losses)$02,934
Applicable income taxes$26,0005,550
Income before extraordinary items$52,0007,741
Extraordinary gains, net$016
Net income$52,0007,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$52,0007,676
2003-12-31 (YTD Data)Rank
Total interest income$1,378,0008,194
Total interest expense$479,0007,810
Net interest income$899,0008,264
Provision for loan and lease losses$12,0007,277
Total noninterest income$77,0008,536
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$77,0006,944
Total noninterest expense$601,0008,654
Salaries and employee benefits$356,0008,567
Premises and equipment expense$81,0008,327
Additional noninterest expense$164,0008,672
Pre-tax net operating income$363,0007,183
Securities gains (losses)$04,500
Applicable income taxes$121,0005,524
Income before extraordinary items$242,0007,563
Extraordinary gains, net$054
Net income$242,0007,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,204
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$242,0007,427
2003-09-30 (YTD Data)Rank
Total interest income$1,046,0008,269
Total interest expense$382,0007,849
Net interest income$664,0008,354
Provision for loan and lease losses$9,0007,157
Total noninterest income$52,0008,687
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$52,0007,154
Total noninterest expense$451,0008,656
Salaries and employee benefits$265,0008,588
Premises and equipment expense$66,0008,261
Additional noninterest expense$120,0008,719
Pre-tax net operating income$256,0007,408
Securities gains (losses)$04,204
Applicable income taxes$84,0005,755
Income before extraordinary items$172,0007,773
Extraordinary gains, net$040
Net income$172,0007,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$172,0007,629
2003-06-30 (YTD Data)Rank
Total interest income$707,0008,307
Total interest expense$266,0007,893
Net interest income$441,0008,393
Provision for loan and lease losses$6,0007,004
Total noninterest income$34,0008,713
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$34,0007,176
Total noninterest expense$285,0008,744
Salaries and employee benefits$167,0008,679
Premises and equipment expense$43,0008,290
Additional noninterest expense$75,0008,799
Pre-tax net operating income$184,0007,344
Securities gains (losses)$03,782
Applicable income taxes$61,0005,708
Income before extraordinary items$123,0007,720
Extraordinary gains, net$030
Net income$123,0007,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$123,0007,543
2003-03-31 (YTD Data)Rank
Total interest income$353,0008,381
Total interest expense$136,0007,945
Net interest income$217,0008,459
Provision for loan and lease losses$3,0006,662
Total noninterest income$14,0008,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$14,0007,447
Total noninterest expense$139,0008,828
Salaries and employee benefits$82,0008,740
Premises and equipment expense$20,0008,398
Additional noninterest expense$37,0008,864
Pre-tax net operating income$89,0007,372
Securities gains (losses)$02,891
Applicable income taxes$29,0005,756
Income before extraordinary items$60,0007,685
Extraordinary gains, net$021
Net income$60,0007,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$60,0007,538
2002-12-31 (YTD Data)Rank
Total interest income$1,520,0008,347
Total interest expense$685,0007,855
Net interest income$835,0008,522
Provision for loan and lease losses$12,0007,731
Total noninterest income$70,0008,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$70,0007,078
Total noninterest expense$540,0008,912
Salaries and employee benefits$313,0008,848
Premises and equipment expense$82,0008,412
Additional noninterest expense$145,0008,918
Pre-tax net operating income$353,0007,345
Securities gains (losses)$04,537
Applicable income taxes$116,0005,820
Income before extraordinary items$237,0007,640
Extraordinary gains, net$070
Net income$237,0007,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$237,0007,548
2001-12-31 (YTD Data)Rank
Total interest income$1,689,0008,540
Total interest expense$1,027,0007,971
Net interest income$662,0008,919
Provision for loan and lease losses$-6,0009,434
Total noninterest income$66,0008,965
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$66,0007,230
Total noninterest expense$512,0009,153
Salaries and employee benefits$288,0009,111
Premises and equipment expense$77,0008,677
Additional noninterest expense$147,0009,076
Pre-tax net operating income$222,0007,777
Securities gains (losses)$04,612
Applicable income taxes$66,0006,450
Income before extraordinary items$156,0007,989
Extraordinary gains, net$0105
Net income$156,0007,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,176
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$156,0007,876
2000-12-31 (YTD Data)Rank
Total interest income$1,734,0008,704
Total interest expense$1,062,0008,102
Net interest income$672,0009,172
Provision for loan and lease losses$30,0007,204
Total noninterest income$61,0009,170
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$61,0007,442
Total noninterest expense$511,0009,369
Salaries and employee benefits$286,0009,329
Premises and equipment expense$78,0008,823
Additional noninterest expense$147,0009,263
Pre-tax net operating income$192,0008,399
Securities gains (losses)$01,956
Applicable income taxes$63,0007,036
Income before extraordinary items$129,0008,533
Extraordinary gains, net$038
Net income$129,0008,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,408
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$129,0008,532
1999-12-31 (YTD Data)Rank
Total interest income$1,711,0008,818
Total interest expense$999,0008,185
Net interest income$712,0009,253
Provision for loan and lease losses$8,0008,218
Total noninterest income$55,0009,515
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$55,0007,882
Total noninterest expense$460,0009,737
Salaries and employee benefits$252,0009,710
Premises and equipment expense$62,0009,387
Additional noninterest expense$146,0009,543
Pre-tax net operating income$299,0008,095
Securities gains (losses)$03,155
Applicable income taxes$91,0007,048
Income before extraordinary items$208,0008,245
Extraordinary gains, net$035
Net income$208,0008,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$208,0008,216
1998-12-31 (YTD Data)Rank
Total interest income$1,751,0008,983
Total interest expense$1,048,0008,294
Net interest income$703,0009,487
Provision for loan and lease losses$7,0008,378
Total noninterest income$33,00010,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$33,0008,867
Total noninterest expense$445,0009,936
Salaries and employee benefits$240,0009,924
Premises and equipment expense$62,0009,526
Additional noninterest expense$143,0009,723
Pre-tax net operating income$284,0008,497
Securities gains (losses)$04,449
Applicable income taxes$90,0007,687
Income before extraordinary items$194,0008,662
Extraordinary gains, net$032
Net income$194,0008,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,842
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$194,0008,593
1997-12-31 (YTD Data)Rank
Total interest income$1,705,0009,422
Total interest expense$1,017,0008,643
Net interest income$688,0009,974
Provision for loan and lease losses$12,0008,256
Total noninterest income$29,00010,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$29,0009,379
Total noninterest expense$414,00010,428
Salaries and employee benefits$224,00010,420
Premises and equipment expense$46,00010,292
Additional noninterest expense$144,00010,070
Pre-tax net operating income$291,0009,045
Securities gains (losses)$03,944
Applicable income taxes$85,0008,663
Income before extraordinary items$206,0009,100
Extraordinary gains, net$044
Net income$206,0009,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$206,0009,065
1996-12-31 (YTD Data)Rank
Total interest income$1,607,0009,963
Total interest expense$946,0009,193
Net interest income$661,00010,495
Provision for loan and lease losses$12,0008,364
Total noninterest income$29,00011,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$29,0009,892
Total noninterest expense$500,00010,590
Salaries and employee benefits$203,00011,002
Premises and equipment expense$45,00010,780
Additional noninterest expense$252,0009,377
Pre-tax net operating income$178,0009,921
Securities gains (losses)$-21,00010,654
Applicable income taxes$44,0009,795
Income before extraordinary items$113,00010,108
Extraordinary gains, net$053
Net income$113,00010,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$128,1209,924
1995-12-31 (YTD Data)Rank
Total interest income$1,553,00010,430
Total interest expense$923,0009,534
Net interest income$630,00011,036
Provision for loan and lease losses$12,0008,132
Total noninterest income$32,00011,623
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$32,00010,138
Total noninterest expense$381,00011,492
Salaries and employee benefits$189,00011,549
Premises and equipment expense$44,00011,264
Additional noninterest expense$148,00011,074
Pre-tax net operating income$269,0009,975
Securities gains (losses)$03,831
Applicable income taxes$95,0009,268
Income before extraordinary items$174,00010,223
Extraordinary gains, net$065
Net income$174,00010,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$174,00010,193
1994-12-31 (YTD Data)Rank
Total interest income$1,330,00011,075
Total interest expense$713,00010,027
Net interest income$617,00011,654
Provision for loan and lease losses$12,0008,270
Total noninterest income$24,00012,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$24,00011,176
Total noninterest expense$336,00012,247
Salaries and employee benefits$163,00012,295
Premises and equipment expense$49,00011,666
Additional noninterest expense$124,00012,085
Pre-tax net operating income$293,00010,181
Securities gains (losses)$03,600
Applicable income taxes$90,0009,572
Income before extraordinary items$203,00010,235
Extraordinary gains, net$-16,00012,506
Net income$187,00010,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$203,00010,289
1993-12-31 (YTD Data)Rank
Total interest income$1,226,00011,834
Total interest expense$701,00010,579
Net interest income$525,00012,478
Provision for loan and lease losses$5,00010,098
Total noninterest income$23,00013,031
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$23,00011,812
Total noninterest expense$289,00013,013
Salaries and employee benefits$133,00013,075
Premises and equipment expense$45,00012,369
Additional noninterest expense$111,00012,846
Pre-tax net operating income$254,00010,592
Securities gains (losses)$07,477
Applicable income taxes$76,00010,314
Income before extraordinary items$178,00010,893
Extraordinary gains, net$03,149
Net income$178,00010,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$178,00010,677
1992-12-31 (YTD Data)Rank
Total interest income$1,248,00012,499
Total interest expense$787,00011,392
Net interest income$461,00013,204
Provision for loan and lease losses$6,00011,435
Total noninterest income$15,00013,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$15,00012,987
Total noninterest expense$252,00013,690
Salaries and employee benefits$124,00013,700
Premises and equipment expense$33,00013,314
Additional noninterest expense$95,00013,571
Pre-tax net operating income$218,00010,901
Securities gains (losses)$08,369
Applicable income taxes$59,00011,011
Income before extraordinary items$159,00011,147
Extraordinary gains, net$01,422
Net income$159,00011,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$159,00010,803

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.