Home > The Home Builders Association > Income and Expense
The Home Builders Association, Income and Expense
2011-03-31 (YTD Data) | Rank | |
Total interest income | $370,000 | 6,955 |
Total interest expense | $104,000 | 6,463 |
Net interest income | $266,000 | 7,041 |
Provision for loan and lease losses | $10,000 | 5,371 |
Total noninterest income | $26,000 | 6,619 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 7,070 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $26,000 | 5,544 |
Total noninterest expense | $283,000 | 6,860 |
Salaries and employee benefits | $110,000 | 7,158 |
Premises and equipment expense | $18,000 | 7,192 |
Additional noninterest expense | $155,000 | 6,077 |
Pre-tax net operating income | $-1,000 | 6,344 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $-39,000 | 7,156 |
Income before extraordinary items | $38,000 | 5,879 |
Extraordinary gains, net | $0 | 9 |
Net income | $38,000 | 5,878 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $38,000 | 5,879 |
Net charge-offs | $1,000 | 4,979 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $38,000 | 5,848 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $1,460,000 | 7,083 |
Total interest expense | $471,000 | 6,602 |
Net interest income | $989,000 | 7,178 |
Provision for loan and lease losses | $60,000 | 6,354 |
Total noninterest income | $33,000 | 7,133 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $33,000 | 6,362 |
Total noninterest expense | $774,000 | 7,316 |
Salaries and employee benefits | $455,000 | 7,215 |
Premises and equipment expense | $84,000 | 7,176 |
Additional noninterest expense | $235,000 | 7,311 |
Pre-tax net operating income | $188,000 | 5,227 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $71,000 | 3,441 |
Income before extraordinary items | $117,000 | 5,548 |
Extraordinary gains, net | $0 | 29 |
Net income | $117,000 | 5,548 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $117,000 | 5,549 |
Net charge-offs | $10,000 | 6,564 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $117,000 | 5,427 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $1,111,000 | 7,175 |
Total interest expense | $355,000 | 6,736 |
Net interest income | $756,000 | 7,265 |
Provision for loan and lease losses | $45,000 | 6,297 |
Total noninterest income | $25,000 | 7,289 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $25,000 | 6,532 |
Total noninterest expense | $544,000 | 7,440 |
Salaries and employee benefits | $319,000 | 7,351 |
Premises and equipment expense | $66,000 | 7,243 |
Additional noninterest expense | $159,000 | 7,462 |
Pre-tax net operating income | $192,000 | 5,286 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $63,000 | 3,431 |
Income before extraordinary items | $129,000 | 5,608 |
Extraordinary gains, net | $0 | 23 |
Net income | $129,000 | 5,609 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $129,000 | 5,609 |
Net charge-offs | $0 | 6,672 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $129,000 | 5,443 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $737,000 | 7,248 |
Total interest expense | $235,000 | 6,829 |
Net interest income | $502,000 | 7,324 |
Provision for loan and lease losses | $30,000 | 6,130 |
Total noninterest income | $16,000 | 7,367 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $16,000 | 6,606 |
Total noninterest expense | $357,000 | 7,517 |
Salaries and employee benefits | $213,000 | 7,408 |
Premises and equipment expense | $44,000 | 7,300 |
Additional noninterest expense | $100,000 | 7,565 |
Pre-tax net operating income | $131,000 | 5,319 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $42,000 | 3,401 |
Income before extraordinary items | $89,000 | 5,616 |
Extraordinary gains, net | $0 | 19 |
Net income | $89,000 | 5,619 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $89,000 | 5,618 |
Net charge-offs | $0 | 6,372 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $89,000 | 5,494 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $368,000 | 7,344 |
Total interest expense | $116,000 | 6,975 |
Net interest income | $252,000 | 7,397 |
Provision for loan and lease losses | $15,000 | 5,865 |
Total noninterest income | $9,000 | 7,461 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $9,000 | 6,695 |
Total noninterest expense | $185,000 | 7,585 |
Salaries and employee benefits | $114,000 | 7,445 |
Premises and equipment expense | $20,000 | 7,448 |
Additional noninterest expense | $51,000 | 7,650 |
Pre-tax net operating income | $61,000 | 5,529 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $16,000 | 3,569 |
Income before extraordinary items | $45,000 | 5,772 |
Extraordinary gains, net | $0 | 16 |
Net income | $45,000 | 5,773 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $45,000 | 5,772 |
Net charge-offs | $0 | 5,610 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $45,000 | 5,671 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $1,404,000 | 7,476 |
Total interest expense | $526,000 | 7,075 |
Net interest income | $878,000 | 7,554 |
Provision for loan and lease losses | $60,000 | 6,744 |
Total noninterest income | $43,000 | 7,457 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $43,000 | 6,513 |
Total noninterest expense | $708,000 | 7,715 |
Salaries and employee benefits | $413,000 | 7,614 |
Premises and equipment expense | $73,000 | 7,615 |
Additional noninterest expense | $222,000 | 7,677 |
Pre-tax net operating income | $153,000 | 4,931 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $43,000 | 3,345 |
Income before extraordinary items | $110,000 | 5,115 |
Extraordinary gains, net | $0 | 34 |
Net income | $110,000 | 5,115 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $110,000 | 5,115 |
Net charge-offs | $60,000 | 6,092 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $110,000 | 5,052 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $1,043,000 | 7,573 |
Total interest expense | $403,000 | 7,165 |
Net interest income | $640,000 | 7,651 |
Provision for loan and lease losses | $45,000 | 6,580 |
Total noninterest income | $22,000 | 7,669 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $22,000 | 6,934 |
Total noninterest expense | $516,000 | 7,785 |
Salaries and employee benefits | $306,000 | 7,679 |
Premises and equipment expense | $54,000 | 7,688 |
Additional noninterest expense | $156,000 | 7,780 |
Pre-tax net operating income | $101,000 | 5,284 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $42,000 | 3,419 |
Income before extraordinary items | $59,000 | 5,523 |
Extraordinary gains, net | $0 | 27 |
Net income | $59,000 | 5,523 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $59,000 | 5,523 |
Net charge-offs | $54,000 | 5,620 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $59,000 | 5,464 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $693,000 | 7,645 |
Total interest expense | $273,000 | 7,255 |
Net interest income | $420,000 | 7,715 |
Provision for loan and lease losses | $30,000 | 6,428 |
Total noninterest income | $10,000 | 7,816 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $10,000 | 7,243 |
Total noninterest expense | $343,000 | 7,863 |
Salaries and employee benefits | $207,000 | 7,751 |
Premises and equipment expense | $32,000 | 7,838 |
Additional noninterest expense | $104,000 | 7,849 |
Pre-tax net operating income | $57,000 | 5,476 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $29,000 | 3,509 |
Income before extraordinary items | $28,000 | 5,732 |
Extraordinary gains, net | $0 | 21 |
Net income | $28,000 | 5,730 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $28,000 | 5,730 |
Net charge-offs | $0 | 6,628 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $28,000 | 5,640 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $350,000 | 7,693 |
Total interest expense | $136,000 | 7,341 |
Net interest income | $214,000 | 7,733 |
Provision for loan and lease losses | $15,000 | 6,043 |
Total noninterest income | $8,000 | 7,821 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $8,000 | 7,040 |
Total noninterest expense | $155,000 | 7,965 |
Salaries and employee benefits | $100,000 | 7,830 |
Premises and equipment expense | $15,000 | 7,890 |
Additional noninterest expense | $40,000 | 7,998 |
Pre-tax net operating income | $52,000 | 5,603 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $14,000 | 3,806 |
Income before extraordinary items | $38,000 | 5,874 |
Extraordinary gains, net | $0 | 15 |
Net income | $38,000 | 5,876 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $38,000 | 5,876 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $38,000 | 5,705 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $1,419,000 | 7,744 |
Total interest expense | $617,000 | 7,476 |
Net interest income | $802,000 | 7,804 |
Provision for loan and lease losses | $18,000 | 7,049 |
Total noninterest income | $43,000 | 7,788 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $43,000 | 6,902 |
Total noninterest expense | $715,000 | 7,904 |
Salaries and employee benefits | $451,000 | 7,777 |
Premises and equipment expense | $69,000 | 7,890 |
Additional noninterest expense | $195,000 | 7,896 |
Pre-tax net operating income | $112,000 | 5,983 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $37,000 | 4,006 |
Income before extraordinary items | $75,000 | 5,951 |
Extraordinary gains, net | $0 | 39 |
Net income | $75,000 | 5,953 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,087 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $75,000 | 6,097 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,060,000 | 7,826 |
Total interest expense | $465,000 | 7,587 |
Net interest income | $595,000 | 7,890 |
Provision for loan and lease losses | $11,000 | 6,717 |
Total noninterest income | $33,000 | 7,911 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $33,000 | 7,020 |
Total noninterest expense | $522,000 | 7,964 |
Salaries and employee benefits | $326,000 | 7,846 |
Premises and equipment expense | $50,000 | 7,972 |
Additional noninterest expense | $146,000 | 7,932 |
Pre-tax net operating income | $95,000 | 6,423 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $30,000 | 4,413 |
Income before extraordinary items | $65,000 | 6,341 |
Extraordinary gains, net | $0 | 31 |
Net income | $65,000 | 6,339 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,890 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $65,000 | 6,500 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $699,000 | 7,895 |
Total interest expense | $312,000 | 7,672 |
Net interest income | $387,000 | 7,961 |
Provision for loan and lease losses | $7,000 | 6,417 |
Total noninterest income | $26,000 | 7,934 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $26,000 | 6,950 |
Total noninterest expense | $337,000 | 8,052 |
Salaries and employee benefits | $209,000 | 7,950 |
Premises and equipment expense | $32,000 | 8,048 |
Additional noninterest expense | $96,000 | 8,000 |
Pre-tax net operating income | $69,000 | 6,574 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $22,000 | 4,624 |
Income before extraordinary items | $47,000 | 6,715 |
Extraordinary gains, net | $0 | 21 |
Net income | $47,000 | 6,714 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,855 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $47,000 | 6,652 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $344,000 | 7,981 |
Total interest expense | $160,000 | 7,749 |
Net interest income | $184,000 | 8,051 |
Provision for loan and lease losses | $4,000 | 5,832 |
Total noninterest income | $9,000 | 8,079 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $9,000 | 7,309 |
Total noninterest expense | $168,000 | 8,094 |
Salaries and employee benefits | $107,000 | 7,965 |
Premises and equipment expense | $12,000 | 8,206 |
Additional noninterest expense | $49,000 | 8,012 |
Pre-tax net operating income | $21,000 | 6,959 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $7,000 | 4,983 |
Income before extraordinary items | $14,000 | 7,092 |
Extraordinary gains, net | $0 | 15 |
Net income | $14,000 | 7,093 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 7,902 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $14,000 | 7,008 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $1,514,000 | 7,887 |
Total interest expense | $701,000 | 7,655 |
Net interest income | $813,000 | 7,968 |
Provision for loan and lease losses | $5,000 | 6,721 |
Total noninterest income | $41,000 | 8,102 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $41,000 | 7,281 |
Total noninterest expense | $728,000 | 8,043 |
Salaries and employee benefits | $446,000 | 7,940 |
Premises and equipment expense | $83,000 | 7,931 |
Additional noninterest expense | $199,000 | 8,037 |
Pre-tax net operating income | $121,000 | 7,092 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $32,000 | 5,185 |
Income before extraordinary items | $89,000 | 7,187 |
Extraordinary gains, net | $0 | 39 |
Net income | $89,000 | 7,186 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 5,008 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $89,000 | 7,161 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $1,147,000 | 7,940 |
Total interest expense | $531,000 | 7,683 |
Net interest income | $616,000 | 8,013 |
Provision for loan and lease losses | $2,000 | 6,474 |
Total noninterest income | $29,000 | 8,164 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $29,000 | 7,362 |
Total noninterest expense | $527,000 | 8,056 |
Salaries and employee benefits | $320,000 | 7,971 |
Premises and equipment expense | $69,000 | 7,817 |
Additional noninterest expense | $138,000 | 8,082 |
Pre-tax net operating income | $116,000 | 7,260 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $32,000 | 5,221 |
Income before extraordinary items | $84,000 | 7,341 |
Extraordinary gains, net | $0 | 33 |
Net income | $84,000 | 7,338 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $84,000 | 7,324 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $770,000 | 7,988 |
Total interest expense | $354,000 | 7,717 |
Net interest income | $416,000 | 8,067 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $21,000 | 8,196 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $21,000 | 7,329 |
Total noninterest expense | $355,000 | 8,089 |
Salaries and employee benefits | $213,000 | 8,026 |
Premises and equipment expense | $51,000 | 7,757 |
Additional noninterest expense | $91,000 | 8,136 |
Pre-tax net operating income | $82,000 | 7,348 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $29,000 | 5,136 |
Income before extraordinary items | $53,000 | 7,466 |
Extraordinary gains, net | $0 | 29 |
Net income | $53,000 | 7,465 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $53,000 | 7,454 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $385,000 | 8,027 |
Total interest expense | $175,000 | 7,751 |
Net interest income | $210,000 | 8,111 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $8,000 | 8,315 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $8,000 | 7,599 |
Total noninterest expense | $179,000 | 8,123 |
Salaries and employee benefits | $110,000 | 8,030 |
Premises and equipment expense | $22,000 | 7,922 |
Additional noninterest expense | $47,000 | 8,140 |
Pre-tax net operating income | $39,000 | 7,430 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $12,000 | 5,224 |
Income before extraordinary items | $27,000 | 7,509 |
Extraordinary gains, net | $0 | 22 |
Net income | $27,000 | 7,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $27,000 | 7,493 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $1,477,000 | 7,955 |
Total interest expense | $592,000 | 7,728 |
Net interest income | $885,000 | 7,994 |
Provision for loan and lease losses | $5,000 | 6,719 |
Total noninterest income | $50,000 | 8,214 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $50,000 | 7,251 |
Total noninterest expense | $661,000 | 8,228 |
Salaries and employee benefits | $415,000 | 8,106 |
Premises and equipment expense | $69,000 | 8,156 |
Additional noninterest expense | $177,000 | 8,232 |
Pre-tax net operating income | $269,000 | 7,202 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $79,000 | 5,155 |
Income before extraordinary items | $190,000 | 7,317 |
Extraordinary gains, net | $0 | 51 |
Net income | $190,000 | 7,318 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 6,021 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $190,000 | 7,312 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $1,094,000 | 8,024 |
Total interest expense | $428,000 | 7,789 |
Net interest income | $666,000 | 8,074 |
Provision for loan and lease losses | $4,000 | 6,573 |
Total noninterest income | $37,000 | 8,303 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $37,000 | 7,308 |
Total noninterest expense | $481,000 | 8,277 |
Salaries and employee benefits | $299,000 | 8,161 |
Premises and equipment expense | $51,000 | 8,209 |
Additional noninterest expense | $131,000 | 8,273 |
Pre-tax net operating income | $218,000 | 7,354 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $65,000 | 5,264 |
Income before extraordinary items | $153,000 | 7,458 |
Extraordinary gains, net | $0 | 45 |
Net income | $153,000 | 7,461 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,412 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $153,000 | 7,462 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $727,000 | 8,053 |
Total interest expense | $281,000 | 7,786 |
Net interest income | $446,000 | 8,112 |
Provision for loan and lease losses | $3,000 | 6,297 |
Total noninterest income | $22,000 | 8,396 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $22,000 | 7,458 |
Total noninterest expense | $318,000 | 8,317 |
Salaries and employee benefits | $196,000 | 8,220 |
Premises and equipment expense | $33,000 | 8,242 |
Additional noninterest expense | $89,000 | 8,286 |
Pre-tax net operating income | $147,000 | 7,397 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $43,000 | 5,337 |
Income before extraordinary items | $104,000 | 7,506 |
Extraordinary gains, net | $0 | 39 |
Net income | $104,000 | 7,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,807 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $104,000 | 7,512 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $361,000 | 8,063 |
Total interest expense | $138,000 | 7,783 |
Net interest income | $223,000 | 8,134 |
Provision for loan and lease losses | $3,000 | 5,795 |
Total noninterest income | $9,000 | 8,456 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $9,000 | 7,631 |
Total noninterest expense | $159,000 | 8,334 |
Salaries and employee benefits | $99,000 | 8,222 |
Premises and equipment expense | $16,000 | 8,272 |
Additional noninterest expense | $44,000 | 8,295 |
Pre-tax net operating income | $70,000 | 7,436 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $18,000 | 5,421 |
Income before extraordinary items | $52,000 | 7,504 |
Extraordinary gains, net | $0 | 21 |
Net income | $52,000 | 7,503 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $52,000 | 7,510 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $1,336,000 | 8,056 |
Total interest expense | $439,000 | 7,788 |
Net interest income | $897,000 | 8,089 |
Provision for loan and lease losses | $11,000 | 6,790 |
Total noninterest income | $51,000 | 8,412 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $51,000 | 7,372 |
Total noninterest expense | $662,000 | 8,303 |
Salaries and employee benefits | $413,000 | 8,172 |
Premises and equipment expense | $67,000 | 8,261 |
Additional noninterest expense | $182,000 | 8,330 |
Pre-tax net operating income | $275,000 | 7,483 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $88,000 | 5,466 |
Income before extraordinary items | $187,000 | 7,647 |
Extraordinary gains, net | $0 | 46 |
Net income | $187,000 | 7,649 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $187,000 | 7,612 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $978,000 | 8,106 |
Total interest expense | $313,000 | 7,826 |
Net interest income | $665,000 | 8,153 |
Provision for loan and lease losses | $9,000 | 6,548 |
Total noninterest income | $39,000 | 8,460 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $39,000 | 7,368 |
Total noninterest expense | $485,000 | 8,311 |
Salaries and employee benefits | $300,000 | 8,196 |
Premises and equipment expense | $52,000 | 8,242 |
Additional noninterest expense | $133,000 | 8,342 |
Pre-tax net operating income | $210,000 | 7,584 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $67,000 | 5,583 |
Income before extraordinary items | $143,000 | 7,740 |
Extraordinary gains, net | $0 | 35 |
Net income | $143,000 | 7,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $143,000 | 7,702 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $640,000 | 8,143 |
Total interest expense | $194,000 | 7,860 |
Net interest income | $446,000 | 8,165 |
Provision for loan and lease losses | $6,000 | 6,298 |
Total noninterest income | $24,000 | 8,489 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $24,000 | 7,442 |
Total noninterest expense | $329,000 | 8,296 |
Salaries and employee benefits | $203,000 | 8,173 |
Premises and equipment expense | $31,000 | 8,342 |
Additional noninterest expense | $95,000 | 8,260 |
Pre-tax net operating income | $135,000 | 7,634 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $44,000 | 5,627 |
Income before extraordinary items | $91,000 | 7,804 |
Extraordinary gains, net | $0 | 30 |
Net income | $91,000 | 7,803 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $91,000 | 7,761 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $306,000 | 8,256 |
Total interest expense | $81,000 | 8,103 |
Net interest income | $225,000 | 8,235 |
Provision for loan and lease losses | $3,000 | 5,957 |
Total noninterest income | $11,000 | 8,581 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $11,000 | 7,631 |
Total noninterest expense | $160,000 | 8,414 |
Salaries and employee benefits | $95,000 | 8,326 |
Premises and equipment expense | $12,000 | 8,542 |
Additional noninterest expense | $53,000 | 8,199 |
Pre-tax net operating income | $73,000 | 7,591 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $23,000 | 5,547 |
Income before extraordinary items | $50,000 | 7,767 |
Extraordinary gains, net | $0 | 24 |
Net income | $50,000 | 7,766 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $50,000 | 7,739 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $1,266,000 | 8,143 |
Total interest expense | $345,000 | 7,893 |
Net interest income | $921,000 | 8,141 |
Provision for loan and lease losses | $12,000 | 6,941 |
Total noninterest income | $50,000 | 8,580 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $50,000 | 7,418 |
Total noninterest expense | $636,000 | 8,446 |
Salaries and employee benefits | $378,000 | 8,373 |
Premises and equipment expense | $70,000 | 8,351 |
Additional noninterest expense | $188,000 | 8,374 |
Pre-tax net operating income | $323,000 | 7,368 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $106,000 | 5,453 |
Income before extraordinary items | $217,000 | 7,561 |
Extraordinary gains, net | $0 | 34 |
Net income | $217,000 | 7,561 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 6,475 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $217,000 | 7,522 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $954,000 | 8,171 |
Total interest expense | $263,000 | 7,906 |
Net interest income | $691,000 | 8,172 |
Provision for loan and lease losses | $9,000 | 6,765 |
Total noninterest income | $35,000 | 8,663 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $35,000 | 7,515 |
Total noninterest expense | $465,000 | 8,475 |
Salaries and employee benefits | $267,000 | 8,441 |
Premises and equipment expense | $55,000 | 8,312 |
Additional noninterest expense | $143,000 | 8,371 |
Pre-tax net operating income | $252,000 | 7,452 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $82,000 | 5,558 |
Income before extraordinary items | $170,000 | 7,659 |
Extraordinary gains, net | $0 | 26 |
Net income | $170,000 | 7,659 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 5,881 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $170,000 | 7,603 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $643,000 | 8,211 |
Total interest expense | $180,000 | 7,938 |
Net interest income | $463,000 | 8,228 |
Provision for loan and lease losses | $6,000 | 6,548 |
Total noninterest income | $26,000 | 8,675 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $26,000 | 7,425 |
Total noninterest expense | $308,000 | 8,536 |
Salaries and employee benefits | $168,000 | 8,556 |
Premises and equipment expense | $38,000 | 8,310 |
Additional noninterest expense | $102,000 | 8,325 |
Pre-tax net operating income | $175,000 | 7,379 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $58,000 | 5,479 |
Income before extraordinary items | $117,000 | 7,616 |
Extraordinary gains, net | $0 | 21 |
Net income | $117,000 | 7,617 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 5,407 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $117,000 | 7,548 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $324,000 | 8,250 |
Total interest expense | $91,000 | 7,987 |
Net interest income | $233,000 | 8,248 |
Provision for loan and lease losses | $3,000 | 6,219 |
Total noninterest income | $11,000 | 8,767 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $11,000 | 7,645 |
Total noninterest expense | $163,000 | 8,516 |
Salaries and employee benefits | $87,000 | 8,559 |
Premises and equipment expense | $16,000 | 8,479 |
Additional noninterest expense | $60,000 | 8,152 |
Pre-tax net operating income | $78,000 | 7,488 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $26,000 | 5,550 |
Income before extraordinary items | $52,000 | 7,741 |
Extraordinary gains, net | $0 | 16 |
Net income | $52,000 | 7,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,591 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $52,000 | 7,676 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $1,378,000 | 8,194 |
Total interest expense | $479,000 | 7,810 |
Net interest income | $899,000 | 8,264 |
Provision for loan and lease losses | $12,000 | 7,277 |
Total noninterest income | $77,000 | 8,536 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $77,000 | 6,944 |
Total noninterest expense | $601,000 | 8,654 |
Salaries and employee benefits | $356,000 | 8,567 |
Premises and equipment expense | $81,000 | 8,327 |
Additional noninterest expense | $164,000 | 8,672 |
Pre-tax net operating income | $363,000 | 7,183 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $121,000 | 5,524 |
Income before extraordinary items | $242,000 | 7,563 |
Extraordinary gains, net | $0 | 54 |
Net income | $242,000 | 7,567 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,204 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $242,000 | 7,427 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,046,000 | 8,269 |
Total interest expense | $382,000 | 7,849 |
Net interest income | $664,000 | 8,354 |
Provision for loan and lease losses | $9,000 | 7,157 |
Total noninterest income | $52,000 | 8,687 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $52,000 | 7,154 |
Total noninterest expense | $451,000 | 8,656 |
Salaries and employee benefits | $265,000 | 8,588 |
Premises and equipment expense | $66,000 | 8,261 |
Additional noninterest expense | $120,000 | 8,719 |
Pre-tax net operating income | $256,000 | 7,408 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $84,000 | 5,755 |
Income before extraordinary items | $172,000 | 7,773 |
Extraordinary gains, net | $0 | 40 |
Net income | $172,000 | 7,774 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $172,000 | 7,629 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $707,000 | 8,307 |
Total interest expense | $266,000 | 7,893 |
Net interest income | $441,000 | 8,393 |
Provision for loan and lease losses | $6,000 | 7,004 |
Total noninterest income | $34,000 | 8,713 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $34,000 | 7,176 |
Total noninterest expense | $285,000 | 8,744 |
Salaries and employee benefits | $167,000 | 8,679 |
Premises and equipment expense | $43,000 | 8,290 |
Additional noninterest expense | $75,000 | 8,799 |
Pre-tax net operating income | $184,000 | 7,344 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $61,000 | 5,708 |
Income before extraordinary items | $123,000 | 7,720 |
Extraordinary gains, net | $0 | 30 |
Net income | $123,000 | 7,721 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $123,000 | 7,543 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $353,000 | 8,381 |
Total interest expense | $136,000 | 7,945 |
Net interest income | $217,000 | 8,459 |
Provision for loan and lease losses | $3,000 | 6,662 |
Total noninterest income | $14,000 | 8,843 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $14,000 | 7,447 |
Total noninterest expense | $139,000 | 8,828 |
Salaries and employee benefits | $82,000 | 8,740 |
Premises and equipment expense | $20,000 | 8,398 |
Additional noninterest expense | $37,000 | 8,864 |
Pre-tax net operating income | $89,000 | 7,372 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $29,000 | 5,756 |
Income before extraordinary items | $60,000 | 7,685 |
Extraordinary gains, net | $0 | 21 |
Net income | $60,000 | 7,685 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $60,000 | 7,538 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,520,000 | 8,347 |
Total interest expense | $685,000 | 7,855 |
Net interest income | $835,000 | 8,522 |
Provision for loan and lease losses | $12,000 | 7,731 |
Total noninterest income | $70,000 | 8,746 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $70,000 | 7,078 |
Total noninterest expense | $540,000 | 8,912 |
Salaries and employee benefits | $313,000 | 8,848 |
Premises and equipment expense | $82,000 | 8,412 |
Additional noninterest expense | $145,000 | 8,918 |
Pre-tax net operating income | $353,000 | 7,345 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $116,000 | 5,820 |
Income before extraordinary items | $237,000 | 7,640 |
Extraordinary gains, net | $0 | 70 |
Net income | $237,000 | 7,639 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,046 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $237,000 | 7,548 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,689,000 | 8,540 |
Total interest expense | $1,027,000 | 7,971 |
Net interest income | $662,000 | 8,919 |
Provision for loan and lease losses | $-6,000 | 9,434 |
Total noninterest income | $66,000 | 8,965 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $66,000 | 7,230 |
Total noninterest expense | $512,000 | 9,153 |
Salaries and employee benefits | $288,000 | 9,111 |
Premises and equipment expense | $77,000 | 8,677 |
Additional noninterest expense | $147,000 | 9,076 |
Pre-tax net operating income | $222,000 | 7,777 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $66,000 | 6,450 |
Income before extraordinary items | $156,000 | 7,989 |
Extraordinary gains, net | $0 | 105 |
Net income | $156,000 | 7,991 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 9,176 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $156,000 | 7,876 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,734,000 | 8,704 |
Total interest expense | $1,062,000 | 8,102 |
Net interest income | $672,000 | 9,172 |
Provision for loan and lease losses | $30,000 | 7,204 |
Total noninterest income | $61,000 | 9,170 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $61,000 | 7,442 |
Total noninterest expense | $511,000 | 9,369 |
Salaries and employee benefits | $286,000 | 9,329 |
Premises and equipment expense | $78,000 | 8,823 |
Additional noninterest expense | $147,000 | 9,263 |
Pre-tax net operating income | $192,000 | 8,399 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $63,000 | 7,036 |
Income before extraordinary items | $129,000 | 8,533 |
Extraordinary gains, net | $0 | 38 |
Net income | $129,000 | 8,531 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 5,408 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $129,000 | 8,532 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,711,000 | 8,818 |
Total interest expense | $999,000 | 8,185 |
Net interest income | $712,000 | 9,253 |
Provision for loan and lease losses | $8,000 | 8,218 |
Total noninterest income | $55,000 | 9,515 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $55,000 | 7,882 |
Total noninterest expense | $460,000 | 9,737 |
Salaries and employee benefits | $252,000 | 9,710 |
Premises and equipment expense | $62,000 | 9,387 |
Additional noninterest expense | $146,000 | 9,543 |
Pre-tax net operating income | $299,000 | 8,095 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $91,000 | 7,048 |
Income before extraordinary items | $208,000 | 8,245 |
Extraordinary gains, net | $0 | 35 |
Net income | $208,000 | 8,243 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,085 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $208,000 | 8,216 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,751,000 | 8,983 |
Total interest expense | $1,048,000 | 8,294 |
Net interest income | $703,000 | 9,487 |
Provision for loan and lease losses | $7,000 | 8,378 |
Total noninterest income | $33,000 | 10,063 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $33,000 | 8,867 |
Total noninterest expense | $445,000 | 9,936 |
Salaries and employee benefits | $240,000 | 9,924 |
Premises and equipment expense | $62,000 | 9,526 |
Additional noninterest expense | $143,000 | 9,723 |
Pre-tax net operating income | $284,000 | 8,497 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $90,000 | 7,687 |
Income before extraordinary items | $194,000 | 8,662 |
Extraordinary gains, net | $0 | 32 |
Net income | $194,000 | 8,661 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,842 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $194,000 | 8,593 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,705,000 | 9,422 |
Total interest expense | $1,017,000 | 8,643 |
Net interest income | $688,000 | 9,974 |
Provision for loan and lease losses | $12,000 | 8,256 |
Total noninterest income | $29,000 | 10,589 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $29,000 | 9,379 |
Total noninterest expense | $414,000 | 10,428 |
Salaries and employee benefits | $224,000 | 10,420 |
Premises and equipment expense | $46,000 | 10,292 |
Additional noninterest expense | $144,000 | 10,070 |
Pre-tax net operating income | $291,000 | 9,045 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $85,000 | 8,663 |
Income before extraordinary items | $206,000 | 9,100 |
Extraordinary gains, net | $0 | 44 |
Net income | $206,000 | 9,103 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 7,455 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $206,000 | 9,065 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,607,000 | 9,963 |
Total interest expense | $946,000 | 9,193 |
Net interest income | $661,000 | 10,495 |
Provision for loan and lease losses | $12,000 | 8,364 |
Total noninterest income | $29,000 | 11,152 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $29,000 | 9,892 |
Total noninterest expense | $500,000 | 10,590 |
Salaries and employee benefits | $203,000 | 11,002 |
Premises and equipment expense | $45,000 | 10,780 |
Additional noninterest expense | $252,000 | 9,377 |
Pre-tax net operating income | $178,000 | 9,921 |
Securities gains (losses) | $-21,000 | 10,654 |
Applicable income taxes | $44,000 | 9,795 |
Income before extraordinary items | $113,000 | 10,108 |
Extraordinary gains, net | $0 | 53 |
Net income | $113,000 | 10,107 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 8,019 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $128,120 | 9,924 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,553,000 | 10,430 |
Total interest expense | $923,000 | 9,534 |
Net interest income | $630,000 | 11,036 |
Provision for loan and lease losses | $12,000 | 8,132 |
Total noninterest income | $32,000 | 11,623 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $32,000 | 10,138 |
Total noninterest expense | $381,000 | 11,492 |
Salaries and employee benefits | $189,000 | 11,549 |
Premises and equipment expense | $44,000 | 11,264 |
Additional noninterest expense | $148,000 | 11,074 |
Pre-tax net operating income | $269,000 | 9,975 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $95,000 | 9,268 |
Income before extraordinary items | $174,000 | 10,223 |
Extraordinary gains, net | $0 | 65 |
Net income | $174,000 | 10,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,657 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $174,000 | 10,193 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,330,000 | 11,075 |
Total interest expense | $713,000 | 10,027 |
Net interest income | $617,000 | 11,654 |
Provision for loan and lease losses | $12,000 | 8,270 |
Total noninterest income | $24,000 | 12,343 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $24,000 | 11,176 |
Total noninterest expense | $336,000 | 12,247 |
Salaries and employee benefits | $163,000 | 12,295 |
Premises and equipment expense | $49,000 | 11,666 |
Additional noninterest expense | $124,000 | 12,085 |
Pre-tax net operating income | $293,000 | 10,181 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $90,000 | 9,572 |
Income before extraordinary items | $203,000 | 10,235 |
Extraordinary gains, net | $-16,000 | 12,506 |
Net income | $187,000 | 10,436 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,198 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $203,000 | 10,289 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,226,000 | 11,834 |
Total interest expense | $701,000 | 10,579 |
Net interest income | $525,000 | 12,478 |
Provision for loan and lease losses | $5,000 | 10,098 |
Total noninterest income | $23,000 | 13,031 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $23,000 | 11,812 |
Total noninterest expense | $289,000 | 13,013 |
Salaries and employee benefits | $133,000 | 13,075 |
Premises and equipment expense | $45,000 | 12,369 |
Additional noninterest expense | $111,000 | 12,846 |
Pre-tax net operating income | $254,000 | 10,592 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $76,000 | 10,314 |
Income before extraordinary items | $178,000 | 10,893 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $178,000 | 10,990 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 9,155 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $178,000 | 10,677 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,248,000 | 12,499 |
Total interest expense | $787,000 | 11,392 |
Net interest income | $461,000 | 13,204 |
Provision for loan and lease losses | $6,000 | 11,435 |
Total noninterest income | $15,000 | 13,751 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $15,000 | 12,987 |
Total noninterest expense | $252,000 | 13,690 |
Salaries and employee benefits | $124,000 | 13,700 |
Premises and equipment expense | $33,000 | 13,314 |
Additional noninterest expense | $95,000 | 13,571 |
Pre-tax net operating income | $218,000 | 10,901 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $59,000 | 11,011 |
Income before extraordinary items | $159,000 | 11,147 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $159,000 | 11,235 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $159,000 | 10,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.