Home > The Home Bank > Loan Charge- Offs and Recoveries

The Home Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,228,000796
Loans secured by real estate, total$392,000505
To non-U.S. addresseesNANA
Real estate loans in domestic offices$392,000501
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$392,000297
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0004,060
Loans to individuals$805,000555
Credit card loan charge offs$11,0001,952
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$794,000424
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$378,000733
Loans secured by real estate, total$139,000496
To non-U.S. addresseesNANA
Real estate loans in domestic offices$139,000496
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$139,000249
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$239,000495
Credit card loan recoveries$3,0001,477
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$236,000393
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$850,000856
Loans secured by real estate, total$253,000517
To non-U.S. addresseesNANA
Real estate loans in domestic offices$253,000514
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$253,000338
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0003,296
To non-U.S. addresseesNANA
Loans to individuals$566,000574
Credit card loan net charge offs$8,0001,975
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$558,000435
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$1,150,000905
Loans secured by real estate, total$175,0001,014
To non-U.S. addresseesNANA
Real estate loans in domestic offices$175,0001,014
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$175,000620
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$975,000566
Credit card loan charge offs$18,0001,696
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$957,000418
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$152,0001,684
Loans secured by real estate, total$7,0002,691
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0002,692
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$7,0001,822
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$27,0002,570
Loans to individuals$118,000863
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$117,000731
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$998,000809
Loans secured by real estate, total$168,000802
To non-U.S. addresseesNANA
Real estate loans in domestic offices$168,000800
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$168,000531
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-27,00010,200
To non-U.S. addresseesNANA
Loans to individuals$857,000517
Credit card loan net charge offs$17,0001,593
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$840,000369
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$766,0001,329
Loans secured by real estate, total$28,0002,803
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0002,803
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$28,0001,993
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$150,0001,827
Loans to individuals$588,000804
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$588,000619
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$164,0001,728
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$164,000757
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$163,000642
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$602,0001,242
Loans secured by real estate, total$28,0002,237
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0002,236
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$28,0001,677
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$150,0001,359
To non-U.S. addresseesNANA
Loans to individuals$424,000820
Credit card loan net charge offs$-1,00011,214
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$425,000625
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$874,0001,214
Loans secured by real estate, total$17,0003,579
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0003,577
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$17,0002,578
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$857,000606
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$857,000437
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$101,0002,581
Loans secured by real estate, total$4,0003,716
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0003,715
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$4,0002,552
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0007,039
Loans to individuals$96,0001,080
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$96,000936
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$773,0001,054
Loans secured by real estate, total$13,0003,098
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0003,096
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$13,0002,382
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-1,0009,015
To non-U.S. addresseesNANA
Loans to individuals$761,000523
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$761,000342
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$397,0002,148
Loans secured by real estate, total$17,0004,108
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0004,108
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$17,0002,861
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0005,491
Loans to individuals$364,000895
Credit card loan charge offs$4,0002,719
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$360,000699
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$54,0004,310
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0005,061
Loans to individuals$43,0002,073
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$43,0001,873
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$343,0001,752
Loans secured by real estate, total$17,0003,295
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0003,296
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$17,0002,361
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0004,856
To non-U.S. addresseesNANA
Loans to individuals$321,000731
Credit card loan net charge offs$4,0002,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$317,000502
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$384,0002,726
Loans secured by real estate, total$22,0004,594
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0004,593
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$22,0003,105
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0006,582
Loans to individuals$347,0001,026
Credit card loan charge offs$2,0003,391
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$345,000792
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$87,0003,466
Loans secured by real estate, total$10,0003,447
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,448
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$10,0002,146
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0004,958
Loans to individuals$62,0001,685
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$62,0001,511
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$297,0002,488
Loans secured by real estate, total$12,0004,554
To non-U.S. addresseesNANA
Real estate loans in domestic offices$12,0004,554
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$12,0003,345
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$285,000877
Credit card loan net charge offs$2,0003,091
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$283,000614
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$434,0003,198
Loans secured by real estate, total$77,0003,412
To non-U.S. addresseesNANA
Real estate loans in domestic offices$77,0003,412
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$77,0001,907
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$96,0004,198
Loans to individuals$261,0001,541
Credit card loan charge offs$3,0003,275
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$258,0001,277
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$93,0003,458
Loans secured by real estate, total$6,0004,124
To non-U.S. addresseesNANA
Real estate loans in domestic offices$6,0004,123
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$6,0002,677
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$62,0002,394
Loans to individuals$25,0003,355
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$25,0003,113
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$341,0003,114
Loans secured by real estate, total$71,0003,154
To non-U.S. addresseesNANA
Real estate loans in domestic offices$71,0003,154
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$71,0001,733
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$34,0005,300
To non-U.S. addresseesNANA
Loans to individuals$236,0001,298
Credit card loan net charge offs$3,0003,042
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$233,0001,007
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.