Home > The Home Bank > Assets and Liabilities
The Home Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 108 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $166,984,000 | 2,762 |
| Cash and due from depository institutions | $4,209,000 | 1,564 |
| Interest-bearing balances | $11,000 | 6,262 |
| Securities | $34,125,000 | 3,247 |
| Federal funds sold & reverse repurchase agreements | $8,170,000 | 2,103 |
| Net loans & leases | $112,232,000 | 2,475 |
| Loan loss allowance | $1,465,000 | 2,380 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,087,000 | 1,314 |
| Other real estate owned | $484,000 | 1,564 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,677,000 | 4,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,984,000 | 2,762 |
| Total liabilities | $151,363,000 | 2,744 |
| Total deposits | $146,132,000 | 2,617 |
| Interest-bearing deposits | $123,372,000 | 2,637 |
| Deposits held in domestic offices | $146,132,000 | 2,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,991,000 | 2,593 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,240,000 | 2,961 |
| Total equity capital | $15,621,000 | 2,868 |
| Total bank equity capital | $15,621,000 | 2,868 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000 | 9,308 |
| Surplus | $4,463,000 | 3,161 |
| Undivided profits | $11,155,000 | 2,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,239 |
| Income earned, not collected on loans | $834,000 | 2,729 |
| Earning assets | $154,538,000 | 2,747 |
| Long-term assets (5+ years) | $6,950,000 | 5,545 |
| Average Assets, year-to-date | $160,292,800 | 2,707 |
| Average Assets, quarterly | $163,337,500 | 2,769 |
| Volatile liabilities | $29,115,000 | 2,203 |
| Insider loans | $3,828,000 | 1,122 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,731,000 | 2,968 |
| Tier 1 (core) risk-based capital | $15,256,000 | 2,795 |
| Tier 2 risk-based capital | $1,466,000 | 2,151 |
| Total risk weighted assets | $118,557,500 | 2,419 |
| Total unused commitments | $13,731,000 | 2,974 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 101 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $155,336,000 | 2,880 |
| Cash and due from depository institutions | $4,959,000 | 1,742 |
| Interest-bearing balances | $14,000 | 6,011 |
| Securities | $28,237,000 | 3,812 |
| Federal funds sold & reverse repurchase agreements | $880,000 | 6,617 |
| Net loans & leases | $113,003,000 | 2,454 |
| Loan loss allowance | $1,250,000 | 2,747 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,102,000 | 1,270 |
| Other real estate owned | $442,000 | 1,742 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,713,000 | 4,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,336,000 | 2,880 |
| Total liabilities | $140,828,000 | 2,866 |
| Total deposits | $134,034,000 | 2,787 |
| Interest-bearing deposits | $112,892,000 | 2,838 |
| Deposits held in domestic offices | $134,034,000 | 2,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,950,000 | 2,168 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,874,000 | 2,226 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $970,000 | 3,662 |
| Total equity capital | $14,508,000 | 3,053 |
| Total bank equity capital | $14,508,000 | 3,053 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000 | 9,705 |
| Surplus | $4,463,000 | 3,091 |
| Undivided profits | $10,042,000 | 2,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $964,000 | 2,350 |
| Earning assets | $142,134,000 | 2,905 |
| Long-term assets (5+ years) | $9,503,000 | 4,451 |
| Average Assets, year-to-date | $149,947,000 | 2,832 |
| Average Assets, quarterly | $153,930,500 | 2,861 |
| Volatile liabilities | $25,294,000 | 2,449 |
| Insider loans | $5,341,000 | 773 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,650,000 | 3,540 |
| Tier 1 (core) risk-based capital | $14,406,000 | 2,944 |
| Tier 2 risk-based capital | $1,250,000 | 2,371 |
| Total risk weighted assets | $116,247,800 | 2,403 |
| Total unused commitments | $9,650,000 | 3,542 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 92 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $145,663,000 | 3,118 |
| Cash and due from depository institutions | $5,743,000 | 2,033 |
| Interest-bearing balances | $11,000 | 6,170 |
| Securities | $30,494,000 | 3,865 |
| Federal funds sold & reverse repurchase agreements | $3,320,000 | 3,589 |
| Net loans & leases | $100,237,000 | 2,790 |
| Loan loss allowance | $1,339,000 | 2,709 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,162,000 | 1,899 |
| Other real estate owned | $26,000 | 2,033 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,681,000 | 4,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,663,000 | 3,118 |
| Total liabilities | $132,508,000 | 3,104 |
| Total deposits | $130,748,000 | 2,931 |
| Interest-bearing deposits | $110,549,000 | 2,979 |
| Deposits held in domestic offices | $130,748,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $630,000 | 3,751 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,130,000 | 3,217 |
| Total equity capital | $13,155,000 | 3,370 |
| Total bank equity capital | $13,155,000 | 3,370 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000 | 10,180 |
| Surplus | $4,463,000 | 3,158 |
| Undivided profits | $8,689,000 | 2,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,552,000 | 1,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $855,000 | 2,662 |
| Earning assets | $134,062,000 | 3,106 |
| Long-term assets (5+ years) | $12,215,000 | 3,752 |
| Average Assets, year-to-date | $138,981,400 | 3,130 |
| Average Assets, quarterly | $142,699,500 | 3,137 |
| Volatile liabilities | $25,600,000 | 2,381 |
| Insider loans | $3,961,000 | 1,084 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,530,000 | 4,035 |
| Tier 1 (core) risk-based capital | $13,153,000 | 3,264 |
| Tier 2 risk-based capital | $1,275,270 | 2,373 |
| Total risk weighted assets | $101,957,970 | 2,737 |
| Total unused commitments | $7,530,000 | 4,050 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 93 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $134,534,000 | 3,351 |
| Cash and due from depository institutions | $5,896,000 | 2,073 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,956,000 | 3,708 |
| Federal funds sold & reverse repurchase agreements | $1,980,000 | 5,600 |
| Net loans & leases | $88,755,000 | 3,018 |
| Loan loss allowance | $1,266,000 | 2,861 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,168,000 | 3,445 |
| Other real estate owned | $82,000 | 2,073 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,697,000 | 4,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,534,000 | 3,351 |
| Total liabilities | $122,665,000 | 3,318 |
| Total deposits | $121,265,000 | 3,158 |
| Interest-bearing deposits | $100,552,000 | 3,273 |
| Deposits held in domestic offices | $121,265,000 | 3,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $433,000 | 3,550 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $967,000 | 3,737 |
| Total equity capital | $11,869,000 | 3,696 |
| Total bank equity capital | $11,869,000 | 3,696 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000 | 10,649 |
| Surplus | $4,463,000 | 3,151 |
| Undivided profits | $7,403,000 | 3,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $977,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $873,000 | 2,648 |
| Earning assets | $124,691,000 | 3,320 |
| Long-term assets (5+ years) | $10,994,000 | 3,799 |
| Average Assets, year-to-date | $127,641,000 | 3,398 |
| Average Assets, quarterly | $134,057,500 | 3,324 |
| Volatile liabilities | $18,013,000 | 2,869 |
| Insider loans | $3,645,000 | 1,210 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,860,000 | 4,159 |
| Tier 1 (core) risk-based capital | $11,765,000 | 3,605 |
| Tier 2 risk-based capital | $1,123,320 | 2,629 |
| Total risk weighted assets | $89,723,020 | 2,988 |
| Total unused commitments | $6,860,000 | 4,172 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $83,316,000 | 5,124 |
| Cash and due from depository institutions | $2,712,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,105,000 | 5,652 |
| Federal funds sold & reverse repurchase agreements | $5,275,000 | 1,729 |
| Net loans & leases | $51,793,000 | 4,777 |
| Loan loss allowance | $1,039,000 | 3,456 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,210,000 | 5,385 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,221,000 | 5,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,316,000 | 5,124 |
| Total liabilities | $76,142,000 | 5,074 |
| Total deposits | $74,584,000 | 4,938 |
| Interest-bearing deposits | $62,522,000 | 5,040 |
| Deposits held in domestic offices | $74,584,000 | 4,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $961,000 | 3,220 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $597,000 | 4,589 |
| Total equity capital | $7,174,000 | 5,394 |
| Total bank equity capital | $7,174,000 | 5,394 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000 | 11,219 |
| Surplus | $1,537,000 | 6,519 |
| Undivided profits | $5,634,000 | 3,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $425,000 | 4,926 |
| Earning assets | $78,173,000 | 5,028 |
| Long-term assets (5+ years) | $9,331,000 | 4,288 |
| Average Assets, year-to-date | $79,875,800 | 5,212 |
| Average Assets, quarterly | $82,440,000 | 5,141 |
| Volatile liabilities | $10,015,000 | 4,342 |
| Insider loans | $1,212,000 | 3,209 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,245,000 | 5,385 |
| Tier 1 (core) risk-based capital | $7,703,000 | 5,165 |
| Tier 2 risk-based capital | $679,870 | 4,098 |
| Total risk weighted assets | $54,030,570 | 4,634 |
| Total unused commitments | $4,245,000 | 5,392 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 60 | 3,482 |
| Assets and Liabilities | ||
| Total Assets: | $78,076,000 | 5,553 |
| Cash and due from depository institutions | $6,899,000 | 3,482 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,257,000 | 6,760 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 4,712 |
| Net loans & leases | $49,495,000 | 4,826 |
| Loan loss allowance | $945,000 | 3,885 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $954,000 | 6,321 |
| Other real estate owned | $14,000 | 3,482 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $732,000 | 7,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,076,000 | 5,553 |
| Total liabilities | $71,347,000 | 5,504 |
| Total deposits | $69,381,000 | 5,443 |
| Interest-bearing deposits | $57,089,000 | 5,681 |
| Deposits held in domestic offices | $69,381,000 | 5,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,863 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $641,000 | 3,154 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $425,000 | 6,012 |
| Total equity capital | $6,729,000 | 5,806 |
| Total bank equity capital | $6,729,000 | 5,806 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000 | 11,751 |
| Surplus | $1,537,000 | 6,542 |
| Undivided profits | $5,189,000 | 4,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 3,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $267,000 | 470 |
| Income earned, not collected on loans | $347,000 | 5,329 |
| Earning assets | $69,477,000 | 5,684 |
| Long-term assets (5+ years) | $9,114,000 | 4,631 |
| Average Assets, year-to-date | $73,612,200 | 5,676 |
| Average Assets, quarterly | $76,118,500 | 5,623 |
| Volatile liabilities | $7,207,000 | 5,192 |
| Insider loans | $253,000 | 7,723 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,935,000 | 4,424 |
| Tier 1 (core) risk-based capital | $6,729,000 | 5,726 |
| Tier 2 risk-based capital | $621,490 | 4,389 |
| Total risk weighted assets | $49,395,990 | 4,954 |
| Total unused commitments | $5,935,000 | 4,449 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $76,847,000 | 5,676 |
| Cash and due from depository institutions | $3,765,000 | 3,556 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,229,000 | 7,595 |
| Federal funds sold & reverse repurchase agreements | $9,170,000 | 1,806 |
| Net loans & leases | $47,512,000 | 4,999 |
| Loan loss allowance | $753,000 | 4,733 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $969,000 | 6,331 |
| Other real estate owned | $531,000 | 3,556 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $671,000 | 8,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,847,000 | 5,676 |
| Total liabilities | $70,876,000 | 5,624 |
| Total deposits | $69,808,000 | 5,509 |
| Interest-bearing deposits | $54,326,000 | 6,049 |
| Deposits held in domestic offices | $69,808,000 | 5,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,173 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $348,000 | 3,461 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $345,000 | 7,544 |
| Total equity capital | $5,971,000 | 6,182 |
| Total bank equity capital | $5,971,000 | 6,182 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $540,000 | 6,114 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $4,431,000 | 4,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,263,000 | 3,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $405,000 | 4,997 |
| Earning assets | $70,911,000 | 5,620 |
| Long-term assets (5+ years) | $7,189,000 | 5,344 |
| Average Assets, year-to-date | $71,644,000 | 5,881 |
| Average Assets, quarterly | $74,259,500 | 5,786 |
| Volatile liabilities | $5,228,000 | 6,393 |
| Insider loans | $497,000 | 1,841 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,220,000 | 5,888 |
| Tier 1 (core) risk-based capital | $5,971,000 | 6,102 |
| Tier 2 risk-based capital | $608,050 | 4,444 |
| Total risk weighted assets | $48,499,250 | 5,060 |
| Total unused commitments | $3,220,000 | 5,915 |
| Derivatives | $0 | 651 |