Home > The Holland National Bank > Income and Expense
The Holland National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 6,188 |
| Total interest expense | $1,991,000 | 6,017 |
| Net interest income | $2,216,000 | 6,256 |
| Provision for loan and lease losses | $31,000 | 7,196 |
| Total noninterest income | $367,000 | 5,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,146 |
| Total noninterest expense | $1,754,000 | 6,171 |
| Salaries and employee benefits | $822,000 | 6,650 |
| Premises and equipment expense | $394,000 | 4,590 |
| Additional noninterest expense | $538,000 | 6,235 |
| Pre-tax net operating income | $798,000 | 5,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $266,000 | 5,071 |
| Income before extraordinary items | $532,000 | 6,241 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $532,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $216,000 | 5,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $532,000 | 6,225 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 6,622 |
| Total interest expense | $1,710,000 | 6,744 |
| Net interest income | $2,119,000 | 6,458 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $395,000 | 5,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,877 |
| Total noninterest expense | $1,573,000 | 6,492 |
| Salaries and employee benefits | $740,000 | 6,975 |
| Premises and equipment expense | $371,000 | 4,697 |
| Additional noninterest expense | $462,000 | 6,705 |
| Pre-tax net operating income | $935,000 | 5,619 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $282,000 | 5,342 |
| Income before extraordinary items | $652,000 | 5,807 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $652,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $209,000 | 5,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $652,700 | 5,697 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 6,965 |
| Total interest expense | $1,621,000 | 7,075 |
| Net interest income | $2,064,000 | 6,788 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $264,000 | 7,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $1,468,000 | 6,873 |
| Salaries and employee benefits | $733,000 | 7,124 |
| Premises and equipment expense | $331,000 | 5,100 |
| Additional noninterest expense | $404,000 | 7,314 |
| Pre-tax net operating income | $854,000 | 6,312 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $312,000 | 5,615 |
| Income before extraordinary items | $542,000 | 6,724 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $542,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $542,000 | 6,668 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 7,209 |
| Total interest expense | $1,666,000 | 7,173 |
| Net interest income | $1,995,000 | 7,161 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $194,000 | 8,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,387,000 | 7,424 |
| Salaries and employee benefits | $737,000 | 7,324 |
| Premises and equipment expense | $266,000 | 6,016 |
| Additional noninterest expense | $384,000 | 8,017 |
| Pre-tax net operating income | $802,000 | 6,495 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $295,000 | 5,890 |
| Income before extraordinary items | $508,000 | 6,843 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $508,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $158,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $507,360 | 6,790 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 7,484 |
| Total interest expense | $1,593,000 | 7,438 |
| Net interest income | $1,958,000 | 7,398 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,360,000 | 7,708 |
| Salaries and employee benefits | $682,000 | 7,842 |
| Premises and equipment expense | $230,000 | 6,662 |
| Additional noninterest expense | $448,000 | 7,728 |
| Pre-tax net operating income | $779,000 | 6,922 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $273,000 | 6,324 |
| Income before extraordinary items | $506,000 | 7,206 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $506,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $313,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $506,000 | 7,180 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 7,882 |
| Total interest expense | $1,342,000 | 7,418 |
| Net interest income | $1,760,000 | 8,151 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $1,364,000 | 8,025 |
| Salaries and employee benefits | $681,000 | 8,021 |
| Premises and equipment expense | $210,000 | 7,210 |
| Additional noninterest expense | $473,000 | 8,121 |
| Pre-tax net operating income | $578,000 | 8,133 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $391,000 | 8,269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $391,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $99,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $391,000 | 8,316 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 8,219 |
| Total interest expense | $1,362,000 | 7,666 |
| Net interest income | $1,702,000 | 8,485 |
| Provision for loan and lease losses | $-60,000 | 12,789 |
| Total noninterest income | $178,000 | 9,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,334,000 | 8,395 |
| Salaries and employee benefits | $660,000 | 8,297 |
| Premises and equipment expense | $206,000 | 7,564 |
| Additional noninterest expense | $468,000 | 8,536 |
| Pre-tax net operating income | $606,000 | 7,911 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $199,000 | 7,638 |
| Income before extraordinary items | $408,000 | 8,352 |
| Extraordinary gains, net | $-21,000 | 12,471 |
| Net income | $387,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $94,000 | 7,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $407,330 | 8,077 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 8,282 |
| Total interest expense | $1,726,000 | 7,829 |
| Net interest income | $1,706,000 | 8,630 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $159,000 | 10,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $1,303,000 | 8,649 |
| Salaries and employee benefits | $643,000 | 8,429 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $447,000 | 9,007 |
| Pre-tax net operating income | $662,000 | 7,309 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $442,000 | 7,808 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $442,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $81,000 | 6,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $442,000 | 7,462 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.