Home > The Hoisington National Bank > Income and Expense
The Hoisington National Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $491,000 | 7,541 |
| Total interest expense | $60,000 | 7,682 |
| Net interest income | $431,000 | 7,432 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $41,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $376,000 | 7,476 |
| Salaries and employee benefits | $181,000 | 7,522 |
| Premises and equipment expense | $51,000 | 7,179 |
| Additional noninterest expense | $144,000 | 7,285 |
| Pre-tax net operating income | $96,000 | 5,532 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $92,000 | 5,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $92,000 | 5,597 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $92,000 | 5,596 |
| Net charge-offs | $17,000 | 5,588 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $92,000 | 5,471 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 7,642 |
| Total interest expense | $31,000 | 7,787 |
| Net interest income | $216,000 | 7,521 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $191,000 | 7,554 |
| Salaries and employee benefits | $84,000 | 7,663 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $78,000 | 7,291 |
| Pre-tax net operating income | $48,000 | 5,681 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $46,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,758 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $46,000 | 5,757 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $46,000 | 5,656 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 7,669 |
| Total interest expense | $153,000 | 7,841 |
| Net interest income | $920,000 | 7,516 |
| Provision for loan and lease losses | $39,000 | 6,977 |
| Total noninterest income | $104,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $57,000 | 6,369 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $795,000 | 7,619 |
| Salaries and employee benefits | $362,000 | 7,700 |
| Premises and equipment expense | $109,000 | 7,298 |
| Additional noninterest expense | $324,000 | 7,349 |
| Pre-tax net operating income | $190,000 | 4,838 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $8,000 | 3,939 |
| Income before extraordinary items | $182,000 | 4,869 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $182,000 | 4,871 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $182,000 | 4,871 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $182,000 | 4,807 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,761 |
| Total interest expense | $121,000 | 7,924 |
| Net interest income | $685,000 | 7,586 |
| Provision for loan and lease losses | $39,000 | 6,695 |
| Total noninterest income | $83,000 | 7,019 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,000 | 6,430 |
| Total noninterest expense | $578,000 | 7,699 |
| Salaries and employee benefits | $257,000 | 7,797 |
| Premises and equipment expense | $78,000 | 7,395 |
| Additional noninterest expense | $243,000 | 7,381 |
| Pre-tax net operating income | $151,000 | 5,113 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $145,000 | 5,106 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $145,000 | 5,107 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $145,000 | 5,107 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $145,000 | 5,055 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $537,000 | 7,835 |
| Total interest expense | $88,000 | 7,997 |
| Net interest income | $449,000 | 7,656 |
| Provision for loan and lease losses | $39,000 | 6,287 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $377,000 | 7,792 |
| Salaries and employee benefits | $166,000 | 7,898 |
| Premises and equipment expense | $51,000 | 7,482 |
| Additional noninterest expense | $160,000 | 7,462 |
| Pre-tax net operating income | $97,000 | 5,240 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $93,000 | 5,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 5,265 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $93,000 | 5,265 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $93,000 | 5,175 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 7,886 |
| Total interest expense | $46,000 | 8,049 |
| Net interest income | $223,000 | 7,691 |
| Provision for loan and lease losses | $39,000 | 5,233 |
| Total noninterest income | $39,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $179,000 | 7,860 |
| Salaries and employee benefits | $82,000 | 7,950 |
| Premises and equipment expense | $25,000 | 7,552 |
| Additional noninterest expense | $72,000 | 7,502 |
| Pre-tax net operating income | $44,000 | 5,718 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $42,000 | 5,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $42,000 | 5,819 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $42,000 | 5,819 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $42,000 | 5,651 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,896 |
| Total interest expense | $259,000 | 8,040 |
| Net interest income | $906,000 | 7,702 |
| Provision for loan and lease losses | $19,000 | 7,043 |
| Total noninterest income | $103,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $36,000 | 7,061 |
| Total noninterest expense | $804,000 | 7,789 |
| Salaries and employee benefits | $422,000 | 7,843 |
| Premises and equipment expense | $119,000 | 7,435 |
| Additional noninterest expense | $263,000 | 7,618 |
| Pre-tax net operating income | $186,000 | 5,793 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $6,000 | 4,630 |
| Income before extraordinary items | $180,000 | 5,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $180,000 | 5,716 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 7,976 |
| Total interest expense | $203,000 | 8,112 |
| Net interest income | $680,000 | 7,771 |
| Provision for loan and lease losses | $19,000 | 6,545 |
| Total noninterest income | $79,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $51,000 | 6,424 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $599,000 | 7,836 |
| Salaries and employee benefits | $326,000 | 7,846 |
| Premises and equipment expense | $81,000 | 7,573 |
| Additional noninterest expense | $192,000 | 7,670 |
| Pre-tax net operating income | $141,000 | 6,256 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $135,000 | 6,006 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $135,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $135,000 | 6,169 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 8,026 |
| Total interest expense | $143,000 | 8,174 |
| Net interest income | $452,000 | 7,813 |
| Provision for loan and lease losses | $17,000 | 6,076 |
| Total noninterest income | $54,000 | 7,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $418,000 | 7,848 |
| Salaries and employee benefits | $232,000 | 7,835 |
| Premises and equipment expense | $53,000 | 7,641 |
| Additional noninterest expense | $133,000 | 7,668 |
| Pre-tax net operating income | $71,000 | 6,564 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $68,000 | 6,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $68,000 | 6,504 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,081 |
| Total interest expense | $76,000 | 8,222 |
| Net interest income | $224,000 | 7,871 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $212,000 | 7,867 |
| Salaries and employee benefits | $119,000 | 7,860 |
| Premises and equipment expense | $27,000 | 7,657 |
| Additional noninterest expense | $66,000 | 7,693 |
| Pre-tax net operating income | $31,000 | 6,842 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $30,000 | 6,876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $30,000 | 6,785 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 8,069 |
| Total interest expense | $334,000 | 8,179 |
| Net interest income | $900,000 | 7,872 |
| Provision for loan and lease losses | $-94,000 | 8,366 |
| Total noninterest income | $99,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $63,000 | 6,552 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $797,000 | 7,942 |
| Salaries and employee benefits | $445,000 | 7,943 |
| Premises and equipment expense | $100,000 | 7,747 |
| Additional noninterest expense | $252,000 | 7,771 |
| Pre-tax net operating income | $296,000 | 6,609 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 5,593 |
| Income before extraordinary items | $284,000 | 6,490 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $284,000 | 6,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $284,000 | 6,469 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $923,000 | 8,133 |
| Total interest expense | $250,000 | 8,230 |
| Net interest income | $673,000 | 7,919 |
| Provision for loan and lease losses | $-30,000 | 8,347 |
| Total noninterest income | $76,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,545 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $581,000 | 7,954 |
| Salaries and employee benefits | $333,000 | 7,930 |
| Premises and equipment expense | $67,000 | 7,847 |
| Additional noninterest expense | $181,000 | 7,796 |
| Pre-tax net operating income | $198,000 | 6,975 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $190,000 | 6,846 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $190,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $190,000 | 6,837 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $612,000 | 8,195 |
| Total interest expense | $167,000 | 8,287 |
| Net interest income | $445,000 | 7,987 |
| Provision for loan and lease losses | $-20,000 | 8,382 |
| Total noninterest income | $50,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $394,000 | 7,983 |
| Salaries and employee benefits | $226,000 | 7,966 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $123,000 | 7,815 |
| Pre-tax net operating income | $121,000 | 7,132 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $116,000 | 7,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $116,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $116,000 | 7,001 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,255 |
| Total interest expense | $83,000 | 8,334 |
| Net interest income | $219,000 | 8,064 |
| Provision for loan and lease losses | $-10,000 | 8,430 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $202,000 | 7,995 |
| Salaries and employee benefits | $115,000 | 7,981 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $64,000 | 7,794 |
| Pre-tax net operating income | $51,000 | 7,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $49,000 | 7,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,000 | 7,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 8,156 |
| Total interest expense | $325,000 | 8,257 |
| Net interest income | $843,000 | 8,045 |
| Provision for loan and lease losses | $-17,000 | 8,330 |
| Total noninterest income | $125,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $771,000 | 8,042 |
| Salaries and employee benefits | $443,000 | 8,042 |
| Premises and equipment expense | $97,000 | 7,834 |
| Additional noninterest expense | $231,000 | 7,950 |
| Pre-tax net operating income | $214,000 | 7,356 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $206,000 | 7,251 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $206,000 | 7,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $206,000 | 7,244 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 8,228 |
| Total interest expense | $241,000 | 8,301 |
| Net interest income | $627,000 | 8,131 |
| Provision for loan and lease losses | $-5,000 | 8,458 |
| Total noninterest income | $96,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,424 |
| Total noninterest expense | $570,000 | 8,083 |
| Salaries and employee benefits | $326,000 | 8,057 |
| Premises and equipment expense | $68,000 | 7,948 |
| Additional noninterest expense | $176,000 | 7,966 |
| Pre-tax net operating income | $158,000 | 7,590 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $151,000 | 7,472 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $151,000 | 7,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $151,000 | 7,475 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 8,277 |
| Total interest expense | $158,000 | 8,323 |
| Net interest income | $414,000 | 8,191 |
| Provision for loan and lease losses | $-5,000 | 8,488 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $375,000 | 8,124 |
| Salaries and employee benefits | $216,000 | 8,101 |
| Premises and equipment expense | $42,000 | 8,021 |
| Additional noninterest expense | $117,000 | 7,985 |
| Pre-tax net operating income | $107,000 | 7,650 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $102,000 | 7,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $102,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $102,000 | 7,525 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 8,311 |
| Total interest expense | $76,000 | 8,343 |
| Net interest income | $204,000 | 8,227 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $190,000 | 8,132 |
| Salaries and employee benefits | $111,000 | 8,084 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $59,000 | 7,967 |
| Pre-tax net operating income | $41,000 | 7,804 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $39,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $39,000 | 7,706 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 8,313 |
| Total interest expense | $232,000 | 8,374 |
| Net interest income | $787,000 | 8,237 |
| Provision for loan and lease losses | $9,000 | 6,862 |
| Total noninterest income | $123,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $87,000 | 6,464 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $764,000 | 8,126 |
| Salaries and employee benefits | $430,000 | 8,113 |
| Premises and equipment expense | $90,000 | 7,969 |
| Additional noninterest expense | $244,000 | 7,958 |
| Pre-tax net operating income | $137,000 | 7,877 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $132,000 | 7,857 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $132,000 | 7,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $132,000 | 7,820 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $743,000 | 8,372 |
| Total interest expense | $163,000 | 8,412 |
| Net interest income | $580,000 | 8,305 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $93,000 | 7,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 6,495 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $564,000 | 8,138 |
| Salaries and employee benefits | $317,000 | 8,111 |
| Premises and equipment expense | $65,000 | 8,029 |
| Additional noninterest expense | $182,000 | 7,967 |
| Pre-tax net operating income | $109,000 | 7,984 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $104,000 | 7,936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $104,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $104,000 | 7,912 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $484,000 | 8,395 |
| Total interest expense | $103,000 | 8,428 |
| Net interest income | $381,000 | 8,339 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $63,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $372,000 | 8,157 |
| Salaries and employee benefits | $208,000 | 8,140 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $123,000 | 7,933 |
| Pre-tax net operating income | $72,000 | 8,019 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $69,000 | 7,966 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $69,000 | 7,930 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,488 |
| Total interest expense | $49,000 | 8,509 |
| Net interest income | $186,000 | 8,435 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $187,000 | 8,214 |
| Salaries and employee benefits | $103,000 | 8,227 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $31,000 | 8,132 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $30,000 | 8,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $30,000 | 8,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $30,000 | 8,064 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 8,453 |
| Total interest expense | $168,000 | 8,562 |
| Net interest income | $764,000 | 8,353 |
| Provision for loan and lease losses | $-55,000 | 8,751 |
| Total noninterest income | $126,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $87,000 | 6,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $767,000 | 8,215 |
| Salaries and employee benefits | $436,000 | 8,183 |
| Premises and equipment expense | $81,000 | 8,197 |
| Additional noninterest expense | $250,000 | 7,995 |
| Pre-tax net operating income | $178,000 | 7,849 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $171,000 | 7,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $171,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $171,000 | 7,742 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 8,508 |
| Total interest expense | $124,000 | 8,619 |
| Net interest income | $569,000 | 8,401 |
| Provision for loan and lease losses | $-55,000 | 8,844 |
| Total noninterest income | $95,000 | 7,870 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $64,000 | 6,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $572,000 | 8,221 |
| Salaries and employee benefits | $323,000 | 8,184 |
| Premises and equipment expense | $58,000 | 8,243 |
| Additional noninterest expense | $191,000 | 7,972 |
| Pre-tax net operating income | $147,000 | 7,927 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $6,000 | 6,914 |
| Income before extraordinary items | $141,000 | 7,835 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $141,000 | 7,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $141,000 | 7,794 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $470,000 | 8,546 |
| Total interest expense | $80,000 | 8,698 |
| Net interest income | $390,000 | 8,417 |
| Provision for loan and lease losses | $-40,000 | 8,918 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $383,000 | 8,268 |
| Salaries and employee benefits | $214,000 | 8,255 |
| Premises and equipment expense | $39,000 | 8,284 |
| Additional noninterest expense | $130,000 | 7,968 |
| Pre-tax net operating income | $113,000 | 7,816 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $108,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $108,000 | 7,635 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $233,000 | 8,603 |
| Total interest expense | $40,000 | 8,747 |
| Net interest income | $193,000 | 8,474 |
| Provision for loan and lease losses | $-25,000 | 8,964 |
| Total noninterest income | $31,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $197,000 | 8,271 |
| Salaries and employee benefits | $107,000 | 8,297 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $52,000 | 7,897 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $50,000 | 7,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $50,000 | 7,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 8,626 |
| Total interest expense | $201,000 | 8,744 |
| Net interest income | $751,000 | 8,483 |
| Provision for loan and lease losses | $-20,000 | 8,928 |
| Total noninterest income | $163,000 | 7,680 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $91,000 | 6,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $72,000 | 7,041 |
| Total noninterest expense | $780,000 | 8,307 |
| Salaries and employee benefits | $443,000 | 8,266 |
| Premises and equipment expense | $94,000 | 8,145 |
| Additional noninterest expense | $243,000 | 8,132 |
| Pre-tax net operating income | $154,000 | 7,982 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $70,000 | 6,038 |
| Income before extraordinary items | $84,000 | 8,304 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $84,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $84,000 | 8,198 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $745,000 | 8,671 |
| Total interest expense | $160,000 | 8,811 |
| Net interest income | $585,000 | 8,518 |
| Provision for loan and lease losses | $-20,000 | 9,049 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $573,000 | 8,349 |
| Salaries and employee benefits | $324,000 | 8,315 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $181,000 | 8,172 |
| Pre-tax net operating income | $161,000 | 7,918 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $147,000 | 7,923 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $147,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $147,000 | 7,775 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 8,673 |
| Total interest expense | $117,000 | 8,825 |
| Net interest income | $409,000 | 8,491 |
| Provision for loan and lease losses | $-20,000 | 9,122 |
| Total noninterest income | $99,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $392,000 | 8,330 |
| Salaries and employee benefits | $216,000 | 8,349 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $130,000 | 8,038 |
| Pre-tax net operating income | $136,000 | 7,716 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $114,000 | 7,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $114,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $114,000 | 7,635 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $281,000 | 8,677 |
| Total interest expense | $64,000 | 8,843 |
| Net interest income | $217,000 | 8,459 |
| Provision for loan and lease losses | $-12,000 | 9,194 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $201,000 | 8,330 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $54,000 | 7,928 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $47,000 | 7,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $47,000 | 7,808 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 8,588 |
| Total interest expense | $327,000 | 8,837 |
| Net interest income | $973,000 | 8,299 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $154,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $818,000 | 8,312 |
| Salaries and employee benefits | $451,000 | 8,321 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $273,000 | 8,002 |
| Pre-tax net operating income | $309,000 | 7,507 |
| Securities gains (losses) | $11,000 | 3,555 |
| Applicable income taxes | $115,000 | 5,826 |
| Income before extraordinary items | $205,000 | 7,818 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $205,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,008 |
| Cash dividends | $275,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $197,960 | 7,747 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 8,662 |
| Total interest expense | $591,000 | 8,846 |
| Net interest income | $988,000 | 8,311 |
| Provision for loan and lease losses | $-32,000 | 9,485 |
| Total noninterest income | $168,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $833,000 | 8,381 |
| Salaries and employee benefits | $457,000 | 8,364 |
| Premises and equipment expense | $93,000 | 8,406 |
| Additional noninterest expense | $283,000 | 7,975 |
| Pre-tax net operating income | $355,000 | 7,169 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $243,000 | 7,476 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $243,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $250,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $243,000 | 7,359 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 8,809 |
| Total interest expense | $615,000 | 9,029 |
| Net interest income | $1,011,000 | 8,455 |
| Provision for loan and lease losses | $-40,000 | 9,750 |
| Total noninterest income | $123,000 | 8,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,541 |
| Total noninterest expense | $802,000 | 8,565 |
| Salaries and employee benefits | $452,000 | 8,488 |
| Premises and equipment expense | $99,000 | 8,459 |
| Additional noninterest expense | $251,000 | 8,329 |
| Pre-tax net operating income | $372,000 | 7,595 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $91,000 | 6,628 |
| Income before extraordinary items | $269,000 | 7,658 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $269,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $275,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $278,000 | 7,612 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 8,876 |
| Total interest expense | $639,000 | 9,108 |
| Net interest income | $1,026,000 | 8,571 |
| Provision for loan and lease losses | $-80,000 | 10,084 |
| Total noninterest income | $102,000 | 8,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $860,000 | 8,567 |
| Salaries and employee benefits | $496,000 | 8,359 |
| Premises and equipment expense | $100,000 | 8,634 |
| Additional noninterest expense | $264,000 | 8,434 |
| Pre-tax net operating income | $348,000 | 7,846 |
| Securities gains (losses) | $57,000 | 944 |
| Applicable income taxes | $76,000 | 7,244 |
| Income before extraordinary items | $329,000 | 7,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $329,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 9,988 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $282,830 | 7,685 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 9,023 |
| Total interest expense | $703,000 | 9,188 |
| Net interest income | $1,020,000 | 8,742 |
| Provision for loan and lease losses | $840,000 | 1,133 |
| Total noninterest income | $105,000 | 8,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $743,000 | 8,966 |
| Salaries and employee benefits | $406,000 | 8,933 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $247,000 | 8,632 |
| Pre-tax net operating income | $-458,000 | 10,165 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-144,000 | 10,272 |
| Income before extraordinary items | $-314,000 | 10,129 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-314,000 | 10,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $824,000 | 874 |
| Cash dividends | $275,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-314,000 | 10,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 8,988 |
| Total interest expense | $737,000 | 9,447 |
| Net interest income | $1,282,000 | 8,505 |
| Provision for loan and lease losses | $263,000 | 2,865 |
| Total noninterest income | $140,000 | 8,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $764,000 | 9,174 |
| Salaries and employee benefits | $438,000 | 9,024 |
| Premises and equipment expense | $74,000 | 9,594 |
| Additional noninterest expense | $252,000 | 8,826 |
| Pre-tax net operating income | $395,000 | 8,470 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $78,000 | 8,774 |
| Income before extraordinary items | $317,000 | 8,248 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $317,000 | 8,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,481 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $317,000 | 8,204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 9,430 |
| Total interest expense | $744,000 | 9,834 |
| Net interest income | $1,213,000 | 9,004 |
| Provision for loan and lease losses | $-44,000 | 11,183 |
| Total noninterest income | $146,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $844,000 | 9,268 |
| Salaries and employee benefits | $493,000 | 8,944 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $264,000 | 9,251 |
| Pre-tax net operating income | $559,000 | 7,632 |
| Securities gains (losses) | $-43,000 | 10,985 |
| Applicable income taxes | $129,000 | 8,234 |
| Income before extraordinary items | $387,000 | 7,737 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $387,000 | 7,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 10,764 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $419,250 | 7,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 9,728 |
| Total interest expense | $756,000 | 10,102 |
| Net interest income | $1,237,000 | 9,234 |
| Provision for loan and lease losses | $-15,000 | 11,445 |
| Total noninterest income | $211,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $889,000 | 9,396 |
| Salaries and employee benefits | $511,000 | 9,014 |
| Premises and equipment expense | $83,000 | 10,121 |
| Additional noninterest expense | $295,000 | 9,291 |
| Pre-tax net operating income | $574,000 | 8,029 |
| Securities gains (losses) | $-28,000 | 10,792 |
| Applicable income taxes | $123,000 | 8,748 |
| Income before extraordinary items | $423,000 | 7,860 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $423,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $550,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $444,560 | 7,659 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 10,258 |
| Total interest expense | $596,000 | 10,623 |
| Net interest income | $1,159,000 | 9,869 |
| Provision for loan and lease losses | $-18,000 | 11,827 |
| Total noninterest income | $137,000 | 9,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $868,000 | 9,915 |
| Salaries and employee benefits | $462,000 | 9,734 |
| Premises and equipment expense | $79,000 | 10,685 |
| Additional noninterest expense | $327,000 | 9,634 |
| Pre-tax net operating income | $446,000 | 9,019 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $340,000 | 8,721 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $340,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $342,310 | 8,762 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 10,515 |
| Total interest expense | $694,000 | 10,622 |
| Net interest income | $1,146,000 | 10,239 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $133,000 | 10,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $851,000 | 10,431 |
| Salaries and employee benefits | $454,000 | 10,108 |
| Premises and equipment expense | $74,000 | 11,370 |
| Additional noninterest expense | $323,000 | 10,151 |
| Pre-tax net operating income | $410,000 | 9,335 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $92,000 | 9,945 |
| Income before extraordinary items | $320,000 | 9,232 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $320,000 | 9,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $318,440 | 9,008 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 10,459 |
| Total interest expense | $984,000 | 10,465 |
| Net interest income | $1,223,000 | 10,245 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $903,000 | 10,463 |
| Salaries and employee benefits | $437,000 | 10,435 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $403,000 | 9,222 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $325,000 | 8,990 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $325,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $296,880 | 8,980 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.