Home > The Hocking Valley Bank > Net charge- offs to loans
The Hocking Valley Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7614% | 4,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7614% | 4,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0080% | 4,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0080% | 4,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1120% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1120% | 1,815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2230% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2230% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0589% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0589% | 2,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0794% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0794% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0310% | 4,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1182% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1182% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 4,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0590% | 4,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0616% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2357% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2357% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 3,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1975% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1975% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0906% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0906% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 3,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 3,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 3,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 4,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1220% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2165% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2301% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4179% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4179% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2905% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3091% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5522% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5522% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2648% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 3,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2828% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8165% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8165% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4777% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4777% | 467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0187% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2189% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0920% | 4,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0920% | 4,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2044% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1179% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1179% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3115% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2272% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2272% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6263% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4351% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4351% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0797% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0797% | 2,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1220% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1340% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1112% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1112% | 2,354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0598% | 5,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0907% | 5,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0984% | 5,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3673% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3673% | 5,066 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 4,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 4,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3551% | 5,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3551% | 5,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 4,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4738% | 5,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4738% | 5,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0157% | 4,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7171% | 5,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7171% | 5,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 4,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2400% | 5,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2400% | 5,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6342% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5186% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5186% | 1,639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1270% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8569% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2040% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2040% | 2,303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1953% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2980% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4901% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4901% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3942% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5875% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 4,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0834% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0834% | 674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 2,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0295% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0295% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 2,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2490% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2110% | 494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6254% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5686% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 3,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0390% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3352% | 5,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4470% | 5,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 3,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 2,570 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2091% | 5,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7366% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4032% | 6,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 3,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 3,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4748% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7857% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3964% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 3,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 2,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7820% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3597% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6364% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1287% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3081% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2846% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1931% | 5,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 3,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 3,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9084% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1357% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8544% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 4,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 6,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 6,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0310% | 6,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 2,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2499% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5337% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1841% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 5,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 6,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 6,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0433% | 6,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2129% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6854% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1313% | 5,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 6,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 6,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 6,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 5,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5612% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5328% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0870% | 2,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1907% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2435% | 2,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2268% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2484% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2251% | 2,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 5,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4964% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2638% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3430% | 2,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1075% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 3,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 6,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1958% | 2,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3350% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1855% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 5,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5096% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9733% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4205% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1762% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 6,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3011% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5032% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2861% | 2,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 5,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9107% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3395% | 2,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2992% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3552% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 6,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6149% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0085% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5857% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 5,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7260% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7994% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5288% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 4,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3527% | 2,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 6,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 6,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2468% | 3,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7732% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2549% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6575% | 2,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 5,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 5,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3522% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8334% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2080% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7222% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 6,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0473% | 7,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0821% | 7,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0879% | 7,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1348% | 2,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1712% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6304% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0514% | 6,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0796% | 7,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0728% | 7,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1277% | 7,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1366% | 7,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3381% | 6,753 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2506% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7775% | 7,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 5,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 4,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5009% | 2,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 4,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 4,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3310% | 7,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4805% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4408% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 5,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1871% | 3,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6648% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 4,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 4,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4421% | 7,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5591% | 2,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5891% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 5,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9906% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1214% | 7,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1294% | 7,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6832% | 7,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4877% | 2,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3915% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0027% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2156% | 7,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2297% | 7,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3673% | 7,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3762% | 2,899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5641% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2780% | 3,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1035% | 2,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4627% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3690% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4111% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2561% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5515% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7179% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4726% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1449% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1677% | 2,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1846% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9079% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 3,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8484% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0419% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9747% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2267% | 3,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2519% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2944% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0111% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1515% | 2,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0379% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5491% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 7,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 7,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 7,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 7,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4178% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0850% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2786% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5628% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1314% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0857% | 1,194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 4,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 3,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 2,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 6,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5878% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1135% | 1,098 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 4,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 6,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5357% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7542% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3361% | 1,777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 7,874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3633% | 6,081 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1281% | 3,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1854% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7973% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7474% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1095% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 7,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 7,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 7,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3336% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0725% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0368% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6691% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6743% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0393% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1373% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5617% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 7,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2789% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3913% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1246% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1855% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0681% | 7,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1458% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1776% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2619% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2640% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1046% | 7,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0386% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7668% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 7,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 8,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 8,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2204% | 7,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6183% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7778% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9483% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6404% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5959% | 1,320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5040% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2501% | 4,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2272% | 1,291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 4,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 7,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 8,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 8,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4293% | 3,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5106% | 1,099 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 8,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 8,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 8,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4849% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3409% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2020% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 2,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2811% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 8,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 8,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3355% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1681% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1054% | 1,302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3954% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 8,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 8,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3894% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2865% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0296% | 1,235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 8,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 8,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6542% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0456% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8576% | 1,191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0860% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 8,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 8,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3433% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0204% | 952 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0559% | 8,685 |
| Percentage Net Loans Charged-off:Construction & development | -1.1655% | 8,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 8,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 8,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9676% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3053% | 5,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7794% | 1,604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 6,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 8,653 |
| Percentage Net Loans Charged-off:Construction & development | -1.1539% | 8,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2782% | 4,967 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4091% | 1,305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 6,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 3,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0165% | 5,983 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5915% | 1,147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 4,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1266% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1303% | 4,580 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2539% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2872% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 4.2809% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 8,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 8,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3737% | 3,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2607% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6838% | 1,400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2658% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1932% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6012% | 2,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0846% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5461% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0890% | 5,377 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 5,399 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3084% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1104% | 5,513 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2321% | 4,973 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 7,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |