Home > The Hoblitzell National Bank of Hyndman > Income and Expense
The Hoblitzell National Bank of Hyndman, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 5,830 |
| Total interest expense | $1,268,000 | 5,687 |
| Net interest income | $2,728,000 | 5,802 |
| Provision for loan and lease losses | $281,000 | 2,971 |
| Total noninterest income | $596,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $425,000 | 3,425 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $2,093,000 | 5,958 |
| Salaries and employee benefits | $1,158,000 | 5,895 |
| Premises and equipment expense | $267,000 | 6,038 |
| Additional noninterest expense | $668,000 | 5,727 |
| Pre-tax net operating income | $950,000 | 5,491 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $381,000 | 3,779 |
| Income before extraordinary items | $569,000 | 6,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $569,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,318 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 819 |
| Net operating income | $569,000 | 6,087 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 5,861 |
| Total interest expense | $891,000 | 5,744 |
| Net interest income | $2,048,000 | 5,819 |
| Provision for loan and lease losses | $149,000 | 3,520 |
| Total noninterest income | $460,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $327,000 | 3,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,420 |
| Total noninterest expense | $1,509,000 | 6,057 |
| Salaries and employee benefits | $832,000 | 5,999 |
| Premises and equipment expense | $203,000 | 5,995 |
| Additional noninterest expense | $474,000 | 5,867 |
| Pre-tax net operating income | $850,000 | 5,177 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $326,000 | 3,656 |
| Income before extraordinary items | $524,000 | 5,791 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $524,000 | 5,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,724 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 671 |
| Net operating income | $524,000 | 5,762 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 5,866 |
| Total interest expense | $559,000 | 5,757 |
| Net interest income | $1,358,000 | 5,820 |
| Provision for loan and lease losses | $111,000 | 3,210 |
| Total noninterest income | $311,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $221,000 | 3,281 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $90,000 | 5,383 |
| Total noninterest expense | $1,001,000 | 6,064 |
| Salaries and employee benefits | $552,000 | 6,029 |
| Premises and equipment expense | $138,000 | 5,954 |
| Additional noninterest expense | $311,000 | 5,901 |
| Pre-tax net operating income | $557,000 | 5,196 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $215,000 | 3,670 |
| Income before extraordinary items | $342,000 | 5,851 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $342,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 578 |
| Net operating income | $342,000 | 5,795 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,938 |
| Total interest expense | $261,000 | 5,856 |
| Net interest income | $670,000 | 5,870 |
| Provision for loan and lease losses | $37,000 | 3,710 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $500,000 | 6,105 |
| Salaries and employee benefits | $278,000 | 6,041 |
| Premises and equipment expense | $66,000 | 6,121 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $266,000 | 5,298 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $103,000 | 3,716 |
| Income before extraordinary items | $163,000 | 5,916 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $163,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,673 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 425 |
| Net operating income | $163,000 | 5,876 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 5,924 |
| Total interest expense | $965,000 | 5,774 |
| Net interest income | $2,584,000 | 5,907 |
| Provision for loan and lease losses | $187,000 | 3,819 |
| Total noninterest income | $531,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $413,000 | 3,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,136 |
| Total noninterest expense | $1,962,000 | 6,057 |
| Salaries and employee benefits | $1,050,000 | 6,121 |
| Premises and equipment expense | $286,000 | 5,807 |
| Additional noninterest expense | $626,000 | 5,847 |
| Pre-tax net operating income | $966,000 | 5,325 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $365,000 | 3,869 |
| Income before extraordinary items | $601,000 | 5,947 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $601,000 | 5,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $153,000 | 5,158 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 723 |
| Net operating income | $601,000 | 5,873 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 5,955 |
| Total interest expense | $720,000 | 5,750 |
| Net interest income | $1,919,000 | 5,930 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $384,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $295,000 | 3,706 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 6,140 |
| Total noninterest expense | $1,415,000 | 6,158 |
| Salaries and employee benefits | $754,000 | 6,227 |
| Premises and equipment expense | $207,000 | 5,885 |
| Additional noninterest expense | $454,000 | 5,915 |
| Pre-tax net operating income | $753,000 | 5,344 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $279,000 | 3,913 |
| Income before extraordinary items | $474,000 | 5,946 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $474,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $72,000 | 4,836 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 613 |
| Net operating income | $474,000 | 5,868 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 5,971 |
| Total interest expense | $481,000 | 5,758 |
| Net interest income | $1,266,000 | 5,976 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $259,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $204,000 | 3,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $938,000 | 6,223 |
| Salaries and employee benefits | $496,000 | 6,323 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $304,000 | 5,936 |
| Pre-tax net operating income | $497,000 | 5,320 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $189,000 | 3,885 |
| Income before extraordinary items | $308,000 | 5,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 5,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $72,000 | 4,462 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 537 |
| Net operating income | $308,000 | 5,895 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 5,967 |
| Total interest expense | $244,000 | 5,783 |
| Net interest income | $641,000 | 5,924 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $469,000 | 6,261 |
| Salaries and employee benefits | $250,000 | 6,338 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $147,000 | 6,069 |
| Pre-tax net operating income | $247,000 | 5,314 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $94,000 | 3,887 |
| Income before extraordinary items | $153,000 | 5,971 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $153,000 | 5,847 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 6,045 |
| Total interest expense | $1,169,000 | 5,651 |
| Net interest income | $2,334,000 | 6,123 |
| Provision for loan and lease losses | $184,000 | 4,174 |
| Total noninterest income | $432,000 | 5,795 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $262,000 | 4,638 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $1,749,000 | 6,439 |
| Salaries and employee benefits | $896,000 | 6,607 |
| Premises and equipment expense | $278,000 | 5,890 |
| Additional noninterest expense | $575,000 | 6,127 |
| Pre-tax net operating income | $833,000 | 5,593 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $318,000 | 4,200 |
| Income before extraordinary items | $515,000 | 6,282 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $515,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,028 |
| Cash dividends | $102,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $1,959,000 | 347 |
| Net operating income | $515,000 | 6,123 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 6,117 |
| Total interest expense | $900,000 | 5,715 |
| Net interest income | $1,726,000 | 6,199 |
| Provision for loan and lease losses | $133,000 | 4,187 |
| Total noninterest income | $322,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $175,000 | 4,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,381 |
| Total noninterest expense | $1,240,000 | 6,593 |
| Salaries and employee benefits | $627,000 | 6,794 |
| Premises and equipment expense | $199,000 | 6,021 |
| Additional noninterest expense | $414,000 | 6,235 |
| Pre-tax net operating income | $675,000 | 5,604 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $258,000 | 4,218 |
| Income before extraordinary items | $417,000 | 6,260 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $417,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $417,000 | 6,083 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 6,135 |
| Total interest expense | $606,000 | 5,803 |
| Net interest income | $1,152,000 | 6,191 |
| Provision for loan and lease losses | $88,000 | 4,188 |
| Total noninterest income | $200,000 | 6,006 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $92,000 | 5,469 |
| Total noninterest expense | $822,000 | 6,620 |
| Salaries and employee benefits | $406,000 | 6,898 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $284,000 | 6,149 |
| Pre-tax net operating income | $442,000 | 5,626 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $164,000 | 4,343 |
| Income before extraordinary items | $278,000 | 6,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $278,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $48,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $278,000 | 6,068 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,167 |
| Total interest expense | $302,000 | 5,925 |
| Net interest income | $578,000 | 6,172 |
| Provision for loan and lease losses | $44,000 | 4,021 |
| Total noninterest income | $98,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 5,268 |
| Total noninterest expense | $403,000 | 6,688 |
| Salaries and employee benefits | $200,000 | 6,979 |
| Premises and equipment expense | $67,000 | 5,985 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $229,000 | 5,511 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $85,000 | 4,242 |
| Income before extraordinary items | $144,000 | 6,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $144,000 | 5,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 6,311 |
| Total interest expense | $1,341,000 | 6,079 |
| Net interest income | $2,191,000 | 6,338 |
| Provision for loan and lease losses | $246,000 | 3,899 |
| Total noninterest income | $308,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $191,000 | 5,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 6,114 |
| Total noninterest expense | $1,510,000 | 6,819 |
| Salaries and employee benefits | $736,000 | 7,131 |
| Premises and equipment expense | $220,000 | 6,524 |
| Additional noninterest expense | $554,000 | 6,204 |
| Pre-tax net operating income | $743,000 | 5,950 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $270,000 | 4,620 |
| Income before extraordinary items | $473,000 | 6,523 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $473,000 | 6,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,259 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $473,000 | 6,382 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 6,615 |
| Total interest expense | $1,632,000 | 6,727 |
| Net interest income | $2,041,000 | 6,374 |
| Provision for loan and lease losses | $172,000 | 4,506 |
| Total noninterest income | $283,000 | 6,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $178,000 | 5,424 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $105,000 | 6,335 |
| Total noninterest expense | $1,460,000 | 6,884 |
| Salaries and employee benefits | $687,000 | 7,251 |
| Premises and equipment expense | $224,000 | 6,440 |
| Additional noninterest expense | $549,000 | 6,161 |
| Pre-tax net operating income | $692,000 | 5,854 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $279,000 | 4,411 |
| Income before extraordinary items | $413,000 | 6,508 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $413,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,927 |
| Cash dividends | $98,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $413,000 | 6,384 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 7,322 |
| Total interest expense | $1,388,000 | 7,371 |
| Net interest income | $1,703,000 | 7,114 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $247,000 | 6,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $1,327,000 | 7,176 |
| Salaries and employee benefits | $594,000 | 7,728 |
| Premises and equipment expense | $268,000 | 5,800 |
| Additional noninterest expense | $465,000 | 6,673 |
| Pre-tax net operating income | $611,000 | 6,544 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $233,000 | 5,112 |
| Income before extraordinary items | $378,000 | 6,987 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $378,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $94,000 | 6,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $378,000 | 6,993 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 7,826 |
| Total interest expense | $1,071,000 | 7,985 |
| Net interest income | $1,506,000 | 7,578 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $218,000 | 7,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,585 |
| Total noninterest expense | $1,299,000 | 7,307 |
| Salaries and employee benefits | $596,000 | 7,778 |
| Premises and equipment expense | $242,000 | 6,158 |
| Additional noninterest expense | $461,000 | 6,813 |
| Pre-tax net operating income | $425,000 | 7,470 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $155,000 | 6,214 |
| Income before extraordinary items | $270,000 | 7,788 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $270,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,684 |
| Cash dividends | $70,000 | 6,407 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 975 |
| Net operating income | $270,000 | 7,765 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 8,070 |
| Total interest expense | $1,086,000 | 8,185 |
| Net interest income | $1,436,000 | 7,827 |
| Provision for loan and lease losses | $145,000 | 4,249 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,673 |
| Total noninterest expense | $1,495,000 | 6,716 |
| Salaries and employee benefits | $691,000 | 7,240 |
| Premises and equipment expense | $260,000 | 5,831 |
| Additional noninterest expense | $544,000 | 6,139 |
| Pre-tax net operating income | $-60,000 | 9,881 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $-3,000 | 9,985 |
| Income before extraordinary items | $-53,000 | 9,908 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-53,000 | 9,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,571 |
| Cash dividends | $61,000 | 6,723 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 961 |
| Net operating income | $-56,800 | 9,871 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 8,526 |
| Total interest expense | $1,079,000 | 8,467 |
| Net interest income | $1,312,000 | 8,444 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $117,000 | 9,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,353,000 | 7,173 |
| Salaries and employee benefits | $641,000 | 7,655 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $596,000 | 5,839 |
| Pre-tax net operating income | $67,000 | 10,188 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $-92,000 | 10,694 |
| Income before extraordinary items | $178,000 | 9,348 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $178,000 | 9,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 928 |
| Net operating income | $159,000 | 9,467 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 8,677 |
| Total interest expense | $1,085,000 | 8,743 |
| Net interest income | $1,427,000 | 8,447 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $110,000 | 9,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $1,376,000 | 7,453 |
| Salaries and employee benefits | $785,000 | 7,055 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $473,000 | 7,264 |
| Pre-tax net operating income | $161,000 | 10,021 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $50,000 | 9,685 |
| Income before extraordinary items | $111,000 | 10,128 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $111,000 | 10,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,972 |
| Cash dividends | $115,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 762 |
| Net operating income | $111,000 | 10,069 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 8,969 |
| Total interest expense | $1,084,000 | 8,948 |
| Net interest income | $1,416,000 | 8,752 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $109,000 | 10,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,081,000 | 8,655 |
| Salaries and employee benefits | $590,000 | 8,426 |
| Premises and equipment expense | $101,000 | 9,601 |
| Additional noninterest expense | $390,000 | 8,291 |
| Pre-tax net operating income | $419,000 | 8,948 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $139,000 | 8,466 |
| Income before extraordinary items | $280,000 | 9,137 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $280,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $111,000 | 6,612 |
| Sale, conversion, retirement of capital stock, net | $-36,000 | 10,455 |
| Net operating income | $280,000 | 9,111 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 8,675 |
| Total interest expense | $1,019,000 | 8,611 |
| Net interest income | $1,613,000 | 8,550 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $108,000 | 10,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,174,000 | 8,710 |
| Salaries and employee benefits | $558,000 | 8,899 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $436,000 | 9,090 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $140,000 | 8,513 |
| Income before extraordinary items | $296,000 | 9,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $296,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,617 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,118 |
| Net operating income | $296,000 | 9,250 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 8,452 |
| Total interest expense | $1,248,000 | 8,088 |
| Net interest income | $1,681,000 | 8,545 |
| Provision for loan and lease losses | $248,000 | 3,426 |
| Total noninterest income | $115,000 | 10,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,040,000 | 9,563 |
| Salaries and employee benefits | $460,000 | 10,036 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $468,000 | 8,536 |
| Pre-tax net operating income | $508,000 | 8,617 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $191,000 | 7,790 |
| Income before extraordinary items | $330,000 | 9,127 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $355,000 | 9,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 3,170 |
| Cash dividends | $109,000 | 6,730 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 13,181 |
| Net operating income | $321,680 | 8,966 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 9,116 |
| Total interest expense | $1,350,000 | 9,025 |
| Net interest income | $1,577,000 | 9,024 |
| Provision for loan and lease losses | $133,000 | 6,435 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $994,000 | 10,009 |
| Salaries and employee benefits | $535,000 | 9,417 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $353,000 | 10,154 |
| Pre-tax net operating income | $586,000 | 7,816 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $245,000 | 6,743 |
| Income before extraordinary items | $343,000 | 8,797 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $343,000 | 8,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $107,000 | 6,441 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 13,795 |
| Net operating income | $341,720 | 8,441 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.