Home > The Hight State Bank > Income and Expense
The Hight State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 10,337 |
| Total interest expense | $470,000 | 10,173 |
| Net interest income | $492,000 | 10,386 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $79,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $287,000 | 10,723 |
| Salaries and employee benefits | $168,000 | 10,662 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $77,000 | 10,716 |
| Pre-tax net operating income | $149,000 | 9,849 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $45,000 | 9,331 |
| Income before extraordinary items | $104,000 | 9,938 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $104,000 | 9,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $104,000 | 9,895 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 10,923 |
| Total interest expense | $460,000 | 10,717 |
| Net interest income | $448,000 | 10,998 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $78,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $275,000 | 11,276 |
| Salaries and employee benefits | $150,000 | 11,239 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $82,000 | 11,235 |
| Pre-tax net operating income | $231,000 | 9,596 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $71,000 | 9,311 |
| Income before extraordinary items | $160,000 | 9,692 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $160,000 | 9,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $160,000 | 9,630 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $785,000 | 11,540 |
| Total interest expense | $366,000 | 11,427 |
| Net interest income | $419,000 | 11,562 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $81,000 | 10,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $279,000 | 11,759 |
| Salaries and employee benefits | $151,000 | 11,736 |
| Premises and equipment expense | $25,000 | 11,720 |
| Additional noninterest expense | $103,000 | 11,588 |
| Pre-tax net operating income | $176,000 | 10,600 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $51,000 | 10,172 |
| Income before extraordinary items | $125,000 | 10,700 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $125,000 | 10,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $125,000 | 10,679 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 12,128 |
| Total interest expense | $299,000 | 12,040 |
| Net interest income | $454,000 | 12,117 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $299,000 | 12,359 |
| Salaries and employee benefits | $144,000 | 12,383 |
| Premises and equipment expense | $20,000 | 12,430 |
| Additional noninterest expense | $135,000 | 11,965 |
| Pre-tax net operating income | $182,000 | 11,037 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $50,000 | 10,470 |
| Income before extraordinary items | $132,000 | 11,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $132,000 | 11,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $132,000 | 11,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 12,670 |
| Total interest expense | $302,000 | 12,673 |
| Net interest income | $502,000 | 12,546 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $72,000 | 12,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $268,000 | 13,058 |
| Salaries and employee benefits | $143,000 | 13,016 |
| Premises and equipment expense | $19,000 | 13,098 |
| Additional noninterest expense | $106,000 | 12,882 |
| Pre-tax net operating income | $256,000 | 10,582 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $83,000 | 10,142 |
| Income before extraordinary items | $186,000 | 10,805 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $186,000 | 10,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $47,000 | 8,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $177,030 | 10,695 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 13,308 |
| Total interest expense | $382,000 | 13,251 |
| Net interest income | $444,000 | 13,251 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $46,000 | 13,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $249,000 | 13,697 |
| Salaries and employee benefits | $136,000 | 13,645 |
| Premises and equipment expense | $17,000 | 13,728 |
| Additional noninterest expense | $96,000 | 13,567 |
| Pre-tax net operating income | $227,000 | 10,824 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $155,000 | 11,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $155,000 | 11,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $155,000 | 10,861 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.