Home > The Highland Bank > Assets and Liabilities
The Highland Bank, Assets and Liabilities
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $110,933,000 | 3,985 |
| Cash and due from depository institutions | $6,520,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $53,374,000 | 2,467 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $48,108,000 | 5,050 |
| Loan loss allowance | $1,184,000 | 3,071 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,689,000 | 4,238 |
| Other real estate owned | $0 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,242,000 | 5,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,933,000 | 3,985 |
| Total liabilities | $104,516,000 | 3,857 |
| Total deposits | $85,587,000 | 4,386 |
| Interest-bearing deposits | $66,214,000 | 4,814 |
| Deposits held in domestic offices | $85,587,000 | 4,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,244,000 | 924 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $685,000 | 4,090 |
| Total equity capital | $6,417,000 | 5,946 |
| Total bank equity capital | $6,417,000 | 5,946 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $2,667,000 | 6,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 7,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $256,000 | 7,347 |
| Earning assets | $101,482,000 | 3,982 |
| Long-term assets (5+ years) | $27,462,000 | 1,970 |
| Average Assets, year-to-date | $93,224,600 | 4,555 |
| Average Assets, quarterly | $107,107,000 | 4,069 |
| Volatile liabilities | $22,515,000 | 2,301 |
| Insider loans | $73,000 | 9,869 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $514,000 | 812 |
| Unused loan commitments | $10,247,000 | 3,077 |
| Tier 1 (core) risk-based capital | $6,590,000 | 5,932 |
| Tier 2 risk-based capital | $751,860 | 3,756 |
| Total risk weighted assets | $59,716,360 | 4,253 |
| Total unused commitments | $10,247,000 | 3,087 |
| Derivatives | $18,000,000 | 466 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $88,498,000 | 4,967 |
| Cash and due from depository institutions | $7,473,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,094,000 | 3,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $43,033,000 | 5,398 |
| Loan loss allowance | $803,000 | 4,453 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $551,000 | 8,404 |
| Other real estate owned | $370,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $977,000 | 6,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,498,000 | 4,967 |
| Total liabilities | $81,756,000 | 4,893 |
| Total deposits | $75,813,000 | 4,997 |
| Interest-bearing deposits | $55,448,000 | 5,818 |
| Deposits held in domestic offices | $75,813,000 | 4,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,475,000 | 1,435 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $468,000 | 5,613 |
| Total equity capital | $6,742,000 | 5,790 |
| Total bank equity capital | $6,742,000 | 5,790 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $2,992,000 | 6,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 5,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $200,000 | 8,126 |
| Earning assets | $79,127,000 | 5,074 |
| Long-term assets (5+ years) | $9,506,000 | 4,492 |
| Average Assets, year-to-date | $83,977,800 | 5,052 |
| Average Assets, quarterly | $88,773,000 | 4,901 |
| Volatile liabilities | $6,845,000 | 5,400 |
| Insider loans | $201,000 | 8,318 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,043,000 | 3,608 |
| Tier 1 (core) risk-based capital | $6,742,000 | 5,710 |
| Tier 2 risk-based capital | $640,360 | 4,273 |
| Total risk weighted assets | $51,066,460 | 4,792 |
| Total unused commitments | $8,043,000 | 3,625 |
| Derivatives | $8,000,000 | 535 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $80,804,000 | 5,450 |
| Cash and due from depository institutions | $4,573,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $39,915,000 | 3,445 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $34,419,000 | 6,386 |
| Loan loss allowance | $773,000 | 4,625 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $595,000 | 8,278 |
| Other real estate owned | $440,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $862,000 | 7,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,804,000 | 5,450 |
| Total liabilities | $74,364,000 | 5,409 |
| Total deposits | $70,386,000 | 5,474 |
| Interest-bearing deposits | $56,164,000 | 5,885 |
| Deposits held in domestic offices | $70,386,000 | 5,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,624,000 | 1,597 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $354,000 | 7,407 |
| Total equity capital | $6,440,000 | 5,779 |
| Total bank equity capital | $6,440,000 | 5,779 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $2,750,000 | 4,297 |
| Undivided profits | $2,940,000 | 6,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 9,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $558,000 | 3,655 |
| Earning assets | $74,334,000 | 5,414 |
| Long-term assets (5+ years) | $12,929,000 | 3,632 |
| Average Assets, year-to-date | $76,993,800 | 5,531 |
| Average Assets, quarterly | $79,195,500 | 5,480 |
| Volatile liabilities | $4,775,000 | 6,769 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,781,000 | 3,800 |
| Tier 1 (core) risk-based capital | $6,440,000 | 5,712 |
| Tier 2 risk-based capital | $581,960 | 4,606 |
| Total risk weighted assets | $46,351,560 | 5,259 |
| Total unused commitments | $6,781,000 | 3,821 |
| Derivatives | $5,000,000 | 500 |