Home > The Hibernia Savings Bank > Loan Charge- Offs and Recoveries
The Hibernia Savings Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $685,000 | 1,341 |
| Loans secured by real estate, total | $606,000 | 432 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $606,000 | 431 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $276,000 | 432 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $330,000 | 278 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $4,000 | 6,223 |
| Loans to individuals | $75,000 | 3,090 |
| Credit card loan charge offs | $75,000 | 768 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,660 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $771,000 | 504 |
| Loans secured by real estate, total | $107,000 | 676 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $107,000 | 676 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $36,000 | 760 |
| Secured by multifamily residential properties | $71,000 | 101 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $660,000 | 200 |
| Loans to individuals | $4,000 | 5,902 |
| Credit card loan recoveries | $4,000 | 1,284 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 7,800 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-86,000 | 10,677 |
| Loans secured by real estate, total | $499,000 | 366 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $499,000 | 364 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $240,000 | 401 |
| Secured by multifamily residential properties | $-71,000 | 10,861 |
| Secured by nonfarm nonresidential properties | $330,000 | 189 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-656,000 | 10,887 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $71,000 | 2,583 |
| Credit card loan net charge offs | $71,000 | 729 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,770 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,698,000 | 797 |
| Loans secured by real estate, total | $271,000 | 886 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $271,000 | 886 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $266,000 | 516 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,677 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,415,000 | 272 |
| Loans to individuals | $12,000 | 6,669 |
| Credit card loan charge offs | $12,000 | 2,080 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,953 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $568,000 | 702 |
| Loans secured by real estate, total | $153,000 | 628 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $153,000 | 628 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,247 |
| Secured by multifamily residential properties | $46,000 | 153 |
| Secured by nonfarm nonresidential properties | $88,000 | 480 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $415,000 | 339 |
| Loans to individuals | $0 | 8,526 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,255 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,130,000 | 832 |
| Loans secured by real estate, total | $118,000 | 1,139 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $118,000 | 1,138 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $247,000 | 451 |
| Secured by multifamily residential properties | $-46,000 | 11,380 |
| Secured by nonfarm nonresidential properties | $-83,000 | 11,206 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,000,000 | 249 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $12,000 | 5,668 |
| Credit card loan net charge offs | $12,000 | 1,897 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,873 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $339,000 | 2,347 |
| Loans secured by real estate, total | $328,000 | 901 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $328,000 | 900 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $176,000 | 732 |
| Secured by multifamily residential properties | $127,000 | 284 |
| Secured by nonfarm nonresidential properties | $25,000 | 1,461 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $11,000 | 6,820 |
| Credit card loan charge offs | $9,000 | 2,155 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,000 | 8,439 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $340,000 | 996 |
| Loans secured by real estate, total | $340,000 | 381 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $340,000 | 380 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $238,000 | 187 |
| Secured by multifamily residential properties | $76,000 | 141 |
| Secured by nonfarm nonresidential properties | $26,000 | 940 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $0 | 9,046 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $-1,000 | 9,816 |
| Loans secured by real estate, total | $-12,000 | 10,869 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-12,000 | 10,898 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-62,000 | 11,855 |
| Secured by multifamily residential properties | $51,000 | 325 |
| Secured by nonfarm nonresidential properties | $-1,000 | 10,703 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,000 | 5,551 |
| Credit card loan net charge offs | $9,000 | 1,937 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 7,017 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,097,000 | 1,079 |
| Loans secured by real estate, total | $1,083,000 | 510 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,083,000 | 510 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $219,000 | 703 |
| Secured by multifamily residential properties | $484,000 | 157 |
| Secured by nonfarm nonresidential properties | $380,000 | 509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $14,000 | 6,364 |
| Credit card loan charge offs | $13,000 | 1,787 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,000 | 9,240 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $722,000 | 664 |
| Loans secured by real estate, total | $715,000 | 269 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $715,000 | 268 |
| Construction and land development | $30,000 | 368 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $140,000 | 320 |
| Secured by multifamily residential properties | $281,000 | 55 |
| Secured by nonfarm nonresidential properties | $264,000 | 293 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $7,000 | 5,745 |
| Credit card loan recoveries | $7,000 | 1,112 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,313 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $375,000 | 1,655 |
| Loans secured by real estate, total | $368,000 | 791 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $368,000 | 791 |
| Construction and land development | $-30,000 | 12,397 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $79,000 | 1,113 |
| Secured by multifamily residential properties | $203,000 | 242 |
| Secured by nonfarm nonresidential properties | $116,000 | 758 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,000 | 6,131 |
| Credit card loan net charge offs | $6,000 | 2,124 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,000 | 7,410 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,429,000 | 632 |
| Loans secured by real estate, total | $3,414,000 | 314 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,414,000 | 314 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $755,000 | 344 |
| Secured by multifamily residential properties | $2,235,000 | 57 |
| Secured by nonfarm nonresidential properties | $424,000 | 632 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $15,000 | 6,797 |
| Credit card loan charge offs | $8,000 | 2,323 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,000 | 7,869 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $774,000 | 661 |
| Loans secured by real estate, total | $770,000 | 254 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $770,000 | 254 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $384,000 | 121 |
| Secured by multifamily residential properties | $306,000 | 57 |
| Secured by nonfarm nonresidential properties | $80,000 | 628 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $4,000 | 7,330 |
| Credit card loan recoveries | $2,000 | 1,867 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 8,120 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $2,655,000 | 611 |
| Loans secured by real estate, total | $2,644,000 | 335 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,644,000 | 335 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $371,000 | 520 |
| Secured by multifamily residential properties | $1,929,000 | 60 |
| Secured by nonfarm nonresidential properties | $344,000 | 613 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,000 | 5,869 |
| Credit card loan net charge offs | $6,000 | 2,292 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,000 | 6,568 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,762,000 | 906 |
| Loans secured by real estate, total | $2,750,000 | 439 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,750,000 | 438 |
| Construction and land development | $51,000 | 1,019 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $445,000 | 583 |
| Secured by multifamily residential properties | $2,193,000 | 75 |
| Secured by nonfarm nonresidential properties | $61,000 | 2,043 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $12,000 | 8,085 |
| Credit card loan charge offs | $6,000 | 2,749 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,000 | 8,986 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $847,000 | 630 |
| Loans secured by real estate, total | $846,000 | 203 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $846,000 | 203 |
| Construction and land development | $51,000 | 349 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $613,000 | 74 |
| Secured by multifamily residential properties | $82,000 | 107 |
| Secured by nonfarm nonresidential properties | $100,000 | 494 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $1,000 | 9,611 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,000 | 9,325 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,915,000 | 986 |
| Loans secured by real estate, total | $1,904,000 | 516 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,904,000 | 516 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-168,000 | 13,910 |
| Secured by multifamily residential properties | $2,111,000 | 73 |
| Secured by nonfarm nonresidential properties | $-39,000 | 13,733 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,000 | 6,962 |
| Credit card loan net charge offs | $6,000 | 2,534 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,000 | 7,769 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.