Home > The Hibernia Savings Bank > Assets and Liabilities
The Hibernia Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 107 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $442,767,000 | 1,068 |
| Cash and due from depository institutions | $11,733,000 | 1,632 |
| Interest-bearing balances | $6,199,000 | 729 |
| Securities | $104,480,000 | 1,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $310,126,000 | 964 |
| Loan loss allowance | $2,909,000 | 1,284 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,934,000 | 739 |
| Other real estate owned | $90,000 | 1,632 |
| Goodwill and other intangibles | $239,000 | 2,179 |
| All other assets | $6,165,000 | 1,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $442,767,000 | 1,068 |
| Total liabilities | $410,682,000 | 1,040 |
| Total deposits | $379,219,000 | 999 |
| Interest-bearing deposits | $355,707,000 | 915 |
| Deposits held in domestic offices | $379,219,000 | 991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $30,668,000 | 750 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $795,000 | 4,285 |
| Total equity capital | $32,085,000 | 1,401 |
| Total bank equity capital | $32,085,000 | 1,401 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,314,000 | 1,620 |
| Surplus | $12,626,000 | 1,262 |
| Undivided profits | $17,145,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $985,000 | 2,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,666,000 | 1,299 |
| Earning assets | $420,805,000 | 1,043 |
| Long-term assets (5+ years) | $69,706,000 | 1,042 |
| Average Assets, year-to-date | $426,601,000 | 1,069 |
| Average Assets, quarterly | $443,087,500 | 1,062 |
| Volatile liabilities | $72,917,000 | 1,049 |
| Insider loans | $851,000 | 3,966 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $42,551,000 | 1,230 |
| Tier 1 (core) risk-based capital | $32,056,100 | 1,323 |
| Tier 2 risk-based capital | $2,909,000 | 1,095 |
| Total risk weighted assets | $313,401,100 | 950 |
| Total unused commitments | $42,551,000 | 1,233 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 100 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $409,644,000 | 1,192 |
| Cash and due from depository institutions | $9,277,000 | 1,867 |
| Interest-bearing balances | $4,639,000 | 836 |
| Securities | $114,841,000 | 1,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $273,277,000 | 1,099 |
| Loan loss allowance | $2,623,000 | 1,485 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,711,000 | 1,018 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,538,000 | 1,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,644,000 | 1,192 |
| Total liabilities | $381,702,000 | 1,160 |
| Total deposits | $338,462,000 | 1,154 |
| Interest-bearing deposits | $324,135,000 | 1,041 |
| Deposits held in domestic offices | $338,462,000 | 1,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $41,668,000 | 654 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,572,000 | 2,461 |
| Total equity capital | $27,942,000 | 1,620 |
| Total bank equity capital | $27,942,000 | 1,620 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,769,000 | 2,245 |
| Surplus | $11,983,000 | 1,382 |
| Undivided profits | $14,190,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,022,000 | 1,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,330,000 | 1,645 |
| Earning assets | $392,757,000 | 1,135 |
| Long-term assets (5+ years) | $92,548,000 | 772 |
| Average Assets, year-to-date | $375,388,000 | 1,221 |
| Average Assets, quarterly | $401,013,000 | 1,196 |
| Volatile liabilities | $63,254,000 | 1,180 |
| Insider loans | $1,072,000 | 3,468 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $37,791,000 | 1,299 |
| Tier 1 (core) risk-based capital | $28,133,000 | 1,525 |
| Tier 2 risk-based capital | $2,623,000 | 1,230 |
| Total risk weighted assets | $251,071,600 | 1,183 |
| Total unused commitments | $37,791,000 | 1,306 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 85 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $346,865,000 | 1,373 |
| Cash and due from depository institutions | $8,074,000 | 2,298 |
| Interest-bearing balances | $4,994,000 | 956 |
| Securities | $120,451,000 | 1,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $208,327,000 | 1,417 |
| Loan loss allowance | $2,542,000 | 1,580 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,575,000 | 1,387 |
| Other real estate owned | $430,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,008,000 | 1,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,865,000 | 1,373 |
| Total liabilities | $324,040,000 | 1,344 |
| Total deposits | $283,882,000 | 1,388 |
| Interest-bearing deposits | $273,999,000 | 1,247 |
| Deposits held in domestic offices | $283,882,000 | 1,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $38,968,000 | 620 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,190,000 | 3,150 |
| Total equity capital | $22,825,000 | 1,968 |
| Total bank equity capital | $22,825,000 | 1,968 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,532,000 | 2,537 |
| Surplus | $8,826,000 | 1,772 |
| Undivided profits | $12,467,000 | 2,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,430,000 | 1,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,181,000 | 1,921 |
| Earning assets | $333,772,000 | 1,315 |
| Long-term assets (5+ years) | $50,653,000 | 1,182 |
| Average Assets, year-to-date | $312,563,800 | 1,457 |
| Average Assets, quarterly | $335,056,000 | 1,405 |
| Volatile liabilities | $58,485,000 | 1,156 |
| Insider loans | $1,260,000 | 3,160 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,762,000 | 2,015 |
| Tier 1 (core) risk-based capital | $22,764,000 | 1,880 |
| Tier 2 risk-based capital | $2,446,680 | 1,324 |
| Total risk weighted assets | $195,638,880 | 1,460 |
| Total unused commitments | $19,762,000 | 2,025 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $286,429,000 | 1,603 |
| Cash and due from depository institutions | $6,371,000 | 3,011 |
| Interest-bearing balances | $2,983,000 | 1,173 |
| Securities | $107,998,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $162,137,000 | 1,732 |
| Loan loss allowance | $2,241,000 | 1,792 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,738,000 | 1,563 |
| Other real estate owned | $1,366,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,819,000 | 2,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,429,000 | 1,603 |
| Total liabilities | $266,643,000 | 1,581 |
| Total deposits | $257,189,000 | 1,474 |
| Interest-bearing deposits | $249,208,000 | 1,315 |
| Deposits held in domestic offices | $257,189,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,000,000 | 1,304 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $454,000 | 5,570 |
| Total equity capital | $19,786,000 | 2,073 |
| Total bank equity capital | $19,786,000 | 2,073 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $964,000 | 4,137 |
| Surplus | $8,804,000 | 1,705 |
| Undivided profits | $10,018,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,695,000 | 1,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $913,000 | 2,184 |
| Earning assets | $274,118,000 | 1,537 |
| Long-term assets (5+ years) | $57,517,000 | 1,057 |
| Average Assets, year-to-date | $266,645,000 | 1,679 |
| Average Assets, quarterly | $279,661,500 | 1,639 |
| Volatile liabilities | $29,319,000 | 1,860 |
| Insider loans | $2,090,000 | 2,005 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,396,000 | 3,268 |
| Tier 1 (core) risk-based capital | $19,791,000 | 2,073 |
| Tier 2 risk-based capital | $2,031,470 | 1,555 |
| Total risk weighted assets | $162,308,170 | 1,710 |
| Total unused commitments | $9,396,000 | 3,279 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $250,740,000 | 1,851 |
| Cash and due from depository institutions | $3,524,000 | 3,235 |
| Interest-bearing balances | $1,945,000 | 2,434 |
| Securities | $103,790,000 | 1,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $134,428,000 | 2,030 |
| Loan loss allowance | $2,481,000 | 1,753 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,979,000 | 1,820 |
| Other real estate owned | $1,327,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,692,000 | 2,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,740,000 | 1,851 |
| Total liabilities | $233,428,000 | 1,815 |
| Total deposits | $222,622,000 | 1,769 |
| Interest-bearing deposits | $215,769,000 | 1,596 |
| Deposits held in domestic offices | $222,622,000 | 1,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,530,000 | 1,170 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,276,000 | 1,631 |
| Total equity capital | $17,312,000 | 2,330 |
| Total bank equity capital | $17,312,000 | 2,330 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $893,000 | 4,484 |
| Surplus | $8,464,000 | 1,697 |
| Undivided profits | $7,955,000 | 2,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,164,000 | 1,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $912,000 | 1,925 |
| Earning assets | $240,163,000 | 1,774 |
| Long-term assets (5+ years) | $24,401,000 | 2,267 |
| Average Assets, year-to-date | $239,263,800 | 1,887 |
| Average Assets, quarterly | $248,450,500 | 1,847 |
| Volatile liabilities | $21,932,000 | 2,231 |
| Insider loans | $1,675,000 | 2,431 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,070,000 | 2,423 |
| Tier 1 (core) risk-based capital | $17,312,000 | 2,265 |
| Tier 2 risk-based capital | $1,643,530 | 1,866 |
| Total risk weighted assets | $130,644,730 | 2,051 |
| Total unused commitments | $14,070,000 | 2,444 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $229,541,000 | 2,067 |
| Cash and due from depository institutions | $8,024,000 | 3,556 |
| Interest-bearing balances | $6,025,000 | 1,225 |
| Securities | $71,999,000 | 1,870 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 5,780 |
| Net loans & leases | $133,082,000 | 2,096 |
| Loan loss allowance | $3,056,000 | 1,522 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,168,000 | 1,759 |
| Other real estate owned | $5,879,000 | 3,556 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,964,000 | 1,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,541,000 | 2,067 |
| Total liabilities | $215,587,000 | 2,031 |
| Total deposits | $206,428,000 | 2,007 |
| Interest-bearing deposits | $201,315,000 | 1,805 |
| Deposits held in domestic offices | $206,428,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,531,000 | 1,036 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $628,000 | 4,855 |
| Total equity capital | $13,954,000 | 2,761 |
| Total bank equity capital | $13,954,000 | 2,761 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $855,000 | 4,761 |
| Surplus | $8,224,000 | 1,683 |
| Undivided profits | $4,875,000 | 4,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,441,000 | 1,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $987,000 | 2,003 |
| Earning assets | $213,531,000 | 2,028 |
| Long-term assets (5+ years) | $35,690,000 | 1,589 |
| Average Assets, year-to-date | $223,736,600 | 2,077 |
| Average Assets, quarterly | $228,433,500 | 2,058 |
| Volatile liabilities | $17,277,000 | 2,667 |
| Insider loans | $410,000 | 2,232 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,737,000 | 4,233 |
| Tier 1 (core) risk-based capital | $13,954,000 | 2,707 |
| Tier 2 risk-based capital | $2,255,310 | 1,438 |
| Total risk weighted assets | $179,623,810 | 1,588 |
| Total unused commitments | $5,737,000 | 4,253 |
| Derivatives | $0 | 651 |