Home > The Hesston State Bank > Income and Expense
The Hesston State Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,486,000 | 8,397 |
Total interest expense | $1,113,000 | 8,371 |
Net interest income | $1,373,000 | 8,300 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $151,000 | 8,555 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $105,000 | 7,090 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $46,000 | 8,605 |
Total noninterest expense | $704,000 | 9,390 |
Salaries and employee benefits | $366,000 | 9,485 |
Premises and equipment expense | $69,000 | 9,733 |
Additional noninterest expense | $269,000 | 8,638 |
Pre-tax net operating income | $820,000 | 6,458 |
Securities gains (losses) | $-5,000 | 9,661 |
Applicable income taxes | $234,000 | 6,444 |
Income before extraordinary items | $581,000 | 6,471 |
Extraordinary gains, net | $0 | 44 |
Net income | $581,000 | 6,474 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-63,000 | 10,596 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $584,550 | 6,398 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,224,000 | 9,063 |
Total interest expense | $1,069,000 | 8,787 |
Net interest income | $1,155,000 | 9,139 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $146,000 | 9,070 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $106,000 | 7,368 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $40,000 | 9,363 |
Total noninterest expense | $687,000 | 9,854 |
Salaries and employee benefits | $349,000 | 9,966 |
Premises and equipment expense | $76,000 | 9,922 |
Additional noninterest expense | $262,000 | 9,268 |
Pre-tax net operating income | $614,000 | 7,342 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $156,000 | 7,799 |
Income before extraordinary items | $458,000 | 7,183 |
Extraordinary gains, net | $0 | 53 |
Net income | $458,000 | 7,186 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-160,000 | 11,303 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $458,000 | 7,131 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,026,000 | 9,678 |
Total interest expense | $964,000 | 9,379 |
Net interest income | $1,062,000 | 9,743 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $134,000 | 9,586 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 7,786 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 10,029 |
Total noninterest expense | $693,000 | 10,214 |
Salaries and employee benefits | $366,000 | 10,205 |
Premises and equipment expense | $80,000 | 10,197 |
Additional noninterest expense | $247,000 | 9,853 |
Pre-tax net operating income | $503,000 | 8,422 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $119,000 | 8,810 |
Income before extraordinary items | $384,000 | 8,207 |
Extraordinary gains, net | $0 | 65 |
Net income | $384,000 | 8,207 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-34,000 | 11,288 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $384,000 | 8,180 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,787,000 | 10,200 |
Total interest expense | $780,000 | 9,705 |
Net interest income | $1,007,000 | 10,363 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $133,000 | 10,059 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $99,000 | 8,122 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 10,550 |
Total noninterest expense | $733,000 | 10,547 |
Salaries and employee benefits | $398,000 | 10,303 |
Premises and equipment expense | $78,000 | 10,708 |
Additional noninterest expense | $257,000 | 10,442 |
Pre-tax net operating income | $407,000 | 9,308 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $93,000 | 9,524 |
Income before extraordinary items | $314,000 | 8,991 |
Extraordinary gains, net | $0 | 249 |
Net income | $314,000 | 8,994 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-98,000 | 12,214 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $314,000 | 9,056 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,797,000 | 10,594 |
Total interest expense | $850,000 | 9,787 |
Net interest income | $947,000 | 10,969 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $121,000 | 10,820 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,658 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 11,310 |
Total noninterest expense | $680,000 | 11,261 |
Salaries and employee benefits | $363,000 | 11,014 |
Premises and equipment expense | $74,000 | 11,370 |
Additional noninterest expense | $243,000 | 11,164 |
Pre-tax net operating income | $388,000 | 9,502 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $96,000 | 9,830 |
Income before extraordinary items | $292,000 | 9,584 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $292,000 | 9,728 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-58,000 | 12,735 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $292,000 | 9,315 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,990,000 | 10,907 |
Total interest expense | $1,084,000 | 10,042 |
Net interest income | $906,000 | 11,491 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $108,000 | 11,496 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $81,000 | 9,135 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 12,017 |
Total noninterest expense | $695,000 | 11,544 |
Salaries and employee benefits | $382,000 | 11,066 |
Premises and equipment expense | $71,000 | 11,832 |
Additional noninterest expense | $242,000 | 11,639 |
Pre-tax net operating income | $319,000 | 9,951 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $90,000 | 10,159 |
Income before extraordinary items | $229,000 | 10,191 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $229,000 | 10,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-68,000 | 13,610 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $229,000 | 9,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.