Home > The Herndon National Bank > Income and Expense
The Herndon National Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 7,223 |
| Total interest expense | $87,000 | 7,171 |
| Net interest income | $411,000 | 7,194 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $22,000 | 7,001 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $19,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,846 |
| Total noninterest expense | $381,000 | 7,182 |
| Salaries and employee benefits | $153,000 | 7,325 |
| Premises and equipment expense | $55,000 | 6,839 |
| Additional noninterest expense | $173,000 | 6,824 |
| Pre-tax net operating income | $52,000 | 5,936 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $52,000 | 5,997 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 5,996 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $52,000 | 5,997 |
| Net charge-offs | $45,000 | 4,534 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $52,000 | 5,917 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 7,262 |
| Total interest expense | $45,000 | 7,226 |
| Net interest income | $213,000 | 7,215 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $176,000 | 7,291 |
| Salaries and employee benefits | $76,000 | 7,382 |
| Premises and equipment expense | $29,000 | 6,837 |
| Additional noninterest expense | $71,000 | 7,076 |
| Pre-tax net operating income | $48,000 | 5,784 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $48,000 | 5,740 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $48,000 | 5,739 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $48,000 | 5,740 |
| Net charge-offs | $43,000 | 3,481 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $48,000 | 5,701 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 7,320 |
| Total interest expense | $220,000 | 7,274 |
| Net interest income | $838,000 | 7,289 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $82,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 6,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 6,139 |
| Total noninterest expense | $732,000 | 7,356 |
| Salaries and employee benefits | $341,000 | 7,408 |
| Premises and equipment expense | $121,000 | 6,877 |
| Additional noninterest expense | $270,000 | 7,199 |
| Pre-tax net operating income | $138,000 | 5,371 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $153,000 | 5,441 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $153,000 | 5,440 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $153,000 | 5,442 |
| Net charge-offs | $1,000 | 6,818 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $138,000 | 5,359 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $810,000 | 7,424 |
| Total interest expense | $174,000 | 7,371 |
| Net interest income | $636,000 | 7,382 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $34,000 | 7,219 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,000 | 6,937 |
| Total noninterest expense | $528,000 | 7,458 |
| Salaries and employee benefits | $226,000 | 7,555 |
| Premises and equipment expense | $91,000 | 6,960 |
| Additional noninterest expense | $211,000 | 7,245 |
| Pre-tax net operating income | $142,000 | 5,456 |
| Securities gains (losses) | $12,000 | 3,059 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $154,000 | 5,488 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $154,000 | 5,489 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $154,000 | 5,490 |
| Net charge-offs | $-14,000 | 7,512 |
| Cash dividends | $35,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $142,000 | 5,382 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,511 |
| Total interest expense | $128,000 | 7,396 |
| Net interest income | $389,000 | 7,498 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $21,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $352,000 | 7,526 |
| Salaries and employee benefits | $150,000 | 7,625 |
| Premises and equipment expense | $61,000 | 6,995 |
| Additional noninterest expense | $141,000 | 7,301 |
| Pre-tax net operating income | $58,000 | 5,753 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $70,000 | 5,744 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $70,000 | 5,746 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $70,000 | 5,745 |
| Net charge-offs | $-10,000 | 7,481 |
| Cash dividends | $35,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $58,000 | 5,723 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $266,000 | 7,596 |
| Total interest expense | $66,000 | 7,488 |
| Net interest income | $200,000 | 7,570 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $12,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $167,000 | 7,665 |
| Salaries and employee benefits | $74,000 | 7,729 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $65,000 | 7,458 |
| Pre-tax net operating income | $45,000 | 5,717 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $48,000 | 5,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,726 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $48,000 | 5,725 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $45,000 | 5,671 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 7,641 |
| Total interest expense | $286,000 | 7,622 |
| Net interest income | $842,000 | 7,584 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $48,000 | 7,418 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,000 | 7,260 |
| Total noninterest expense | $792,000 | 7,627 |
| Salaries and employee benefits | $339,000 | 7,743 |
| Premises and equipment expense | $143,000 | 6,999 |
| Additional noninterest expense | $310,000 | 7,395 |
| Pre-tax net operating income | $98,000 | 5,096 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $-35,000 | 6,385 |
| Income before extraordinary items | $139,000 | 5,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $139,000 | 5,022 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $139,000 | 5,022 |
| Net charge-offs | $22,000 | 6,613 |
| Cash dividends | $90,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $133,000 | 4,982 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 7,717 |
| Total interest expense | $217,000 | 7,718 |
| Net interest income | $633,000 | 7,658 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $36,000 | 7,535 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $31,000 | 6,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,000 | 7,434 |
| Total noninterest expense | $533,000 | 7,762 |
| Salaries and employee benefits | $219,000 | 7,884 |
| Premises and equipment expense | $99,000 | 7,138 |
| Additional noninterest expense | $215,000 | 7,511 |
| Pre-tax net operating income | $136,000 | 5,160 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $142,000 | 5,124 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $142,000 | 5,124 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $142,000 | 5,124 |
| Net charge-offs | $-19,000 | 7,934 |
| Cash dividends | $35,000 | 3,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $136,000 | 5,097 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $565,000 | 7,802 |
| Total interest expense | $146,000 | 7,811 |
| Net interest income | $419,000 | 7,718 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $25,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $21,000 | 6,685 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $340,000 | 7,870 |
| Salaries and employee benefits | $145,000 | 7,974 |
| Premises and equipment expense | $63,000 | 7,259 |
| Additional noninterest expense | $132,000 | 7,657 |
| Pre-tax net operating income | $104,000 | 5,181 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $109,000 | 5,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 5,132 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $109,000 | 5,133 |
| Net charge-offs | $-14,000 | 7,949 |
| Cash dividends | $35,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $104,000 | 5,084 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 7,822 |
| Total interest expense | $73,000 | 7,880 |
| Net interest income | $225,000 | 7,683 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $173,000 | 7,891 |
| Salaries and employee benefits | $72,000 | 8,026 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $70,000 | 7,541 |
| Pre-tax net operating income | $64,000 | 5,444 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $65,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $65,000 | 5,465 |
| Net charge-offs | $-13,000 | 7,912 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $64,000 | 5,303 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 7,852 |
| Total interest expense | $344,000 | 7,919 |
| Net interest income | $884,000 | 7,736 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $68,000 | 7,587 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 6,706 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $711,000 | 7,911 |
| Salaries and employee benefits | $322,000 | 8,029 |
| Premises and equipment expense | $138,000 | 7,251 |
| Additional noninterest expense | $251,000 | 7,670 |
| Pre-tax net operating income | $241,000 | 5,628 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $250,000 | 5,296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $250,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,180 |
| Cash dividends | $110,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $241,000 | 5,485 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,918 |
| Total interest expense | $264,000 | 8,008 |
| Net interest income | $683,000 | 7,766 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $40,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $33,000 | 6,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $501,000 | 7,999 |
| Salaries and employee benefits | $215,000 | 8,151 |
| Premises and equipment expense | $104,000 | 7,307 |
| Additional noninterest expense | $182,000 | 7,729 |
| Pre-tax net operating income | $222,000 | 5,954 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $215,000 | 5,626 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $215,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $35,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $206,630 | 5,842 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $630,000 | 7,972 |
| Total interest expense | $182,000 | 8,075 |
| Net interest income | $448,000 | 7,821 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $27,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $22,000 | 6,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $333,000 | 8,061 |
| Salaries and employee benefits | $142,000 | 8,223 |
| Premises and equipment expense | $71,000 | 7,323 |
| Additional noninterest expense | $120,000 | 7,787 |
| Pre-tax net operating income | $142,000 | 6,162 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $142,000 | 6,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 6,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $35,000 | 4,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $133,540 | 6,030 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,038 |
| Total interest expense | $95,000 | 8,119 |
| Net interest income | $222,000 | 7,877 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $173,000 | 8,067 |
| Salaries and employee benefits | $70,000 | 8,273 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $67,000 | 7,671 |
| Pre-tax net operating income | $61,000 | 6,468 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,066 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $57,420 | 6,375 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 8,006 |
| Total interest expense | $381,000 | 8,119 |
| Net interest income | $932,000 | 7,827 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $54,000 | 8,000 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $40,000 | 6,897 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,000 | 7,960 |
| Total noninterest expense | $717,000 | 8,063 |
| Salaries and employee benefits | $309,000 | 8,255 |
| Premises and equipment expense | $139,000 | 7,344 |
| Additional noninterest expense | $269,000 | 7,691 |
| Pre-tax net operating income | $269,000 | 6,683 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $13,000 | 5,571 |
| Income before extraordinary items | $257,000 | 6,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $257,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $110,000 | 5,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $256,050 | 6,564 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 8,067 |
| Total interest expense | $283,000 | 8,172 |
| Net interest income | $703,000 | 7,868 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $40,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $494,000 | 8,127 |
| Salaries and employee benefits | $206,000 | 8,309 |
| Premises and equipment expense | $107,000 | 7,313 |
| Additional noninterest expense | $181,000 | 7,796 |
| Pre-tax net operating income | $249,000 | 6,775 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $50,000 | 4,943 |
| Income before extraordinary items | $200,000 | 6,807 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $200,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $35,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $199,200 | 6,792 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $680,000 | 8,095 |
| Total interest expense | $188,000 | 8,231 |
| Net interest income | $492,000 | 7,881 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $25,000 | 8,136 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $18,000 | 7,024 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $327,000 | 8,183 |
| Salaries and employee benefits | $137,000 | 8,370 |
| Premises and equipment expense | $70,000 | 7,356 |
| Additional noninterest expense | $120,000 | 7,843 |
| Pre-tax net operating income | $190,000 | 6,696 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $34,000 | 5,030 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $35,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $156,180 | 6,686 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,127 |
| Total interest expense | $97,000 | 8,259 |
| Net interest income | $250,000 | 7,919 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $13,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $159,000 | 8,247 |
| Salaries and employee benefits | $63,000 | 8,448 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $63,000 | 7,812 |
| Pre-tax net operating income | $104,000 | 6,611 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $83,200 | 6,649 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 8,114 |
| Total interest expense | $346,000 | 8,212 |
| Net interest income | $889,000 | 7,990 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $47,000 | 8,231 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $33,000 | 7,126 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $695,000 | 8,177 |
| Salaries and employee benefits | $298,000 | 8,379 |
| Premises and equipment expense | $156,000 | 7,180 |
| Additional noninterest expense | $241,000 | 7,902 |
| Pre-tax net operating income | $241,000 | 7,280 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $232,000 | 7,159 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $232,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,089 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $232,000 | 7,153 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 8,186 |
| Total interest expense | $256,000 | 8,254 |
| Net interest income | $669,000 | 8,071 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $36,000 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,304 |
| Total noninterest expense | $491,000 | 8,256 |
| Salaries and employee benefits | $200,000 | 8,477 |
| Premises and equipment expense | $116,000 | 7,224 |
| Additional noninterest expense | $175,000 | 7,974 |
| Pre-tax net operating income | $214,000 | 7,372 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $30,000 | 5,758 |
| Income before extraordinary items | $184,000 | 7,298 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $184,000 | 7,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $30,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $184,000 | 7,297 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 8,243 |
| Total interest expense | $167,000 | 8,276 |
| Net interest income | $437,000 | 8,133 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $24,000 | 8,377 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $333,000 | 8,268 |
| Salaries and employee benefits | $134,000 | 8,526 |
| Premises and equipment expense | $77,000 | 7,257 |
| Additional noninterest expense | $122,000 | 7,926 |
| Pre-tax net operating income | $128,000 | 7,516 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $110,000 | 7,460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $110,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $30,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $110,000 | 7,462 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,241 |
| Total interest expense | $81,000 | 8,297 |
| Net interest income | $223,000 | 8,134 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $175,000 | 8,227 |
| Salaries and employee benefits | $66,000 | 8,545 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $72,000 | 7,688 |
| Pre-tax net operating income | $62,000 | 7,543 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $55,000 | 7,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $55,000 | 7,461 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 8,200 |
| Total interest expense | $309,000 | 8,161 |
| Net interest income | $863,000 | 8,142 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $46,000 | 8,445 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $663,000 | 8,300 |
| Salaries and employee benefits | $293,000 | 8,498 |
| Premises and equipment expense | $147,000 | 7,307 |
| Additional noninterest expense | $223,000 | 8,087 |
| Pre-tax net operating income | $246,000 | 7,560 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $232,000 | 7,455 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $232,000 | 7,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,441 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $232,000 | 7,431 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $908,000 | 8,206 |
| Total interest expense | $228,000 | 8,187 |
| Net interest income | $680,000 | 8,125 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $37,000 | 8,479 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 7,393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $473,000 | 8,347 |
| Salaries and employee benefits | $195,000 | 8,580 |
| Premises and equipment expense | $108,000 | 7,353 |
| Additional noninterest expense | $170,000 | 8,066 |
| Pre-tax net operating income | $244,000 | 7,453 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $40,000 | 5,934 |
| Income before extraordinary items | $204,000 | 7,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $204,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,507 |
| Cash dividends | $30,000 | 5,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $204,000 | 7,391 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 8,254 |
| Total interest expense | $148,000 | 8,190 |
| Net interest income | $433,000 | 8,191 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $21,000 | 8,532 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $16,000 | 7,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $309,000 | 8,368 |
| Salaries and employee benefits | $129,000 | 8,597 |
| Premises and equipment expense | $70,000 | 7,407 |
| Additional noninterest expense | $110,000 | 8,091 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,000 | 6,019 |
| Income before extraordinary items | $122,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,499 |
| Cash dividends | $30,000 | 4,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $122,000 | 7,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,309 |
| Total interest expense | $72,000 | 8,236 |
| Net interest income | $218,000 | 8,262 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $156,000 | 8,439 |
| Salaries and employee benefits | $64,000 | 8,660 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $11,000 | 6,040 |
| Income before extraordinary items | $63,000 | 7,543 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $63,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,569 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $63,000 | 7,516 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 8,327 |
| Total interest expense | $302,000 | 8,093 |
| Net interest income | $787,000 | 8,317 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $51,000 | 8,571 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $42,000 | 7,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $665,000 | 8,378 |
| Salaries and employee benefits | $282,000 | 8,635 |
| Premises and equipment expense | $121,000 | 7,699 |
| Additional noninterest expense | $262,000 | 7,917 |
| Pre-tax net operating income | $173,000 | 7,869 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $169,000 | 7,797 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $169,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $167,060 | 7,762 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 8,362 |
| Total interest expense | $228,000 | 8,105 |
| Net interest income | $593,000 | 8,357 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $39,000 | 8,616 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $29,000 | 7,502 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $488,000 | 8,424 |
| Salaries and employee benefits | $188,000 | 8,747 |
| Premises and equipment expense | $64,000 | 8,149 |
| Additional noninterest expense | $236,000 | 7,616 |
| Pre-tax net operating income | $144,000 | 7,938 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $134,000 | 7,887 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $134,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $30,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $132,160 | 7,852 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $543,000 | 8,423 |
| Total interest expense | $154,000 | 8,162 |
| Net interest income | $389,000 | 8,420 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $20,000 | 7,519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $327,000 | 8,466 |
| Salaries and employee benefits | $126,000 | 8,803 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $161,000 | 7,599 |
| Pre-tax net operating income | $87,000 | 8,018 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $77,000 | 8,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 8,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $30,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $75,260 | 7,968 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,419 |
| Total interest expense | $77,000 | 8,233 |
| Net interest income | $209,000 | 8,385 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $148,000 | 8,623 |
| Salaries and employee benefits | $61,000 | 8,852 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $69,000 | 7,915 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $63,140 | 7,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 8,388 |
| Total interest expense | $338,000 | 8,333 |
| Net interest income | $871,000 | 8,304 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $52,000 | 8,784 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $32,000 | 7,690 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $627,000 | 8,600 |
| Salaries and employee benefits | $245,000 | 8,914 |
| Premises and equipment expense | $101,000 | 8,054 |
| Additional noninterest expense | $281,000 | 7,887 |
| Pre-tax net operating income | $296,000 | 7,447 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $276,000 | 7,397 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $276,000 | 7,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $274,140 | 7,266 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $922,000 | 8,455 |
| Total interest expense | $260,000 | 8,434 |
| Net interest income | $662,000 | 8,357 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $38,000 | 8,865 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $22,000 | 7,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $452,000 | 8,653 |
| Salaries and employee benefits | $163,000 | 9,006 |
| Premises and equipment expense | $75,000 | 8,088 |
| Additional noninterest expense | $214,000 | 7,870 |
| Pre-tax net operating income | $248,000 | 7,450 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $41,000 | 6,370 |
| Income before extraordinary items | $209,000 | 7,540 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $209,000 | 7,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $207,320 | 7,393 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $630,000 | 8,479 |
| Total interest expense | $178,000 | 8,486 |
| Net interest income | $452,000 | 8,367 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $24,000 | 8,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $18,000 | 7,723 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $319,000 | 8,610 |
| Salaries and employee benefits | $110,000 | 9,036 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $162,000 | 7,614 |
| Pre-tax net operating income | $157,000 | 7,550 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $25,000 | 6,463 |
| Income before extraordinary items | $133,000 | 7,629 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $133,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,704 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $132,160 | 7,455 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 8,477 |
| Total interest expense | $92,000 | 8,532 |
| Net interest income | $240,000 | 8,308 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $194,000 | 8,394 |
| Salaries and employee benefits | $55,000 | 9,073 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $116,000 | 6,738 |
| Pre-tax net operating income | $56,000 | 7,901 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $52,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $51,090 | 7,717 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 8,464 |
| Total interest expense | $460,000 | 8,499 |
| Net interest income | $971,000 | 8,302 |
| Provision for loan and lease losses | $158,000 | 4,829 |
| Total noninterest income | $41,000 | 9,029 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $30,000 | 7,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $590,000 | 8,794 |
| Salaries and employee benefits | $245,000 | 9,069 |
| Premises and equipment expense | $106,000 | 8,090 |
| Additional noninterest expense | $239,000 | 8,259 |
| Pre-tax net operating income | $264,000 | 7,687 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $23,000 | 6,986 |
| Income before extraordinary items | $242,000 | 7,609 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $242,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,999 |
| Cash dividends | $95,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $241,090 | 7,523 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 8,588 |
| Total interest expense | $607,000 | 8,814 |
| Net interest income | $1,034,000 | 8,214 |
| Provision for loan and lease losses | $53,000 | 6,599 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $35,000 | 7,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $629,000 | 8,852 |
| Salaries and employee benefits | $238,000 | 9,294 |
| Premises and equipment expense | $151,000 | 7,501 |
| Additional noninterest expense | $240,000 | 8,310 |
| Pre-tax net operating income | $406,000 | 6,952 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $71,000 | 6,391 |
| Income before extraordinary items | $335,000 | 6,920 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $335,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $95,000 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $335,000 | 6,803 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 8,677 |
| Total interest expense | $637,000 | 8,974 |
| Net interest income | $1,119,000 | 8,248 |
| Provision for loan and lease losses | $139,000 | 4,573 |
| Total noninterest income | $43,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $540,000 | 9,290 |
| Salaries and employee benefits | $224,000 | 9,557 |
| Premises and equipment expense | $110,000 | 8,272 |
| Additional noninterest expense | $206,000 | 8,739 |
| Pre-tax net operating income | $483,000 | 7,074 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $107,000 | 6,431 |
| Income before extraordinary items | $376,000 | 7,006 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $376,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,280 |
| Cash dividends | $95,000 | 6,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $376,000 | 7,008 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 8,818 |
| Total interest expense | $680,000 | 8,991 |
| Net interest income | $1,031,000 | 8,556 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $36,000 | 9,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $483,000 | 9,674 |
| Salaries and employee benefits | $220,000 | 9,838 |
| Premises and equipment expense | $80,000 | 9,026 |
| Additional noninterest expense | $183,000 | 9,205 |
| Pre-tax net operating income | $559,000 | 6,869 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $135,000 | 6,458 |
| Income before extraordinary items | $426,000 | 6,841 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $426,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $424,480 | 6,823 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 9,020 |
| Total interest expense | $679,000 | 9,239 |
| Net interest income | $1,052,000 | 8,681 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $61,000 | 9,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $476,000 | 9,860 |
| Salaries and employee benefits | $211,000 | 10,063 |
| Premises and equipment expense | $88,000 | 8,979 |
| Additional noninterest expense | $177,000 | 9,383 |
| Pre-tax net operating income | $612,000 | 6,843 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $462,000 | 6,840 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $462,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $461,250 | 6,740 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 9,446 |
| Total interest expense | $654,000 | 9,679 |
| Net interest income | $1,029,000 | 9,119 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $38,000 | 10,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $426,000 | 10,395 |
| Salaries and employee benefits | $197,000 | 10,560 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $157,000 | 9,920 |
| Pre-tax net operating income | $641,000 | 7,242 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $165,000 | 7,393 |
| Income before extraordinary items | $478,000 | 7,116 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $478,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $85,000 | 6,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $476,520 | 7,073 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 9,986 |
| Total interest expense | $648,000 | 10,123 |
| Net interest income | $946,000 | 9,708 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $28,000 | 11,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $424,000 | 10,883 |
| Salaries and employee benefits | $190,000 | 11,063 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $163,000 | 10,397 |
| Pre-tax net operating income | $540,000 | 7,729 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $133,000 | 8,161 |
| Income before extraordinary items | $407,000 | 7,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $407,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $407,000 | 7,506 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 10,389 |
| Total interest expense | $639,000 | 10,529 |
| Net interest income | $935,000 | 10,134 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $31,000 | 11,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $436,000 | 11,309 |
| Salaries and employee benefits | $179,000 | 11,603 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $530,000 | 8,279 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $128,000 | 8,661 |
| Income before extraordinary items | $402,000 | 8,053 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $402,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $402,000 | 8,018 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 10,672 |
| Total interest expense | $616,000 | 10,525 |
| Net interest income | $920,000 | 10,657 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $47,000 | 11,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $493,000 | 11,645 |
| Salaries and employee benefits | $174,000 | 12,229 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $237,000 | 10,688 |
| Pre-tax net operating income | $474,000 | 8,833 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $358,000 | 8,569 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $358,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $357,250 | 8,627 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 11,290 |
| Total interest expense | $724,000 | 10,445 |
| Net interest income | $755,000 | 11,683 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $40,000 | 12,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $458,000 | 12,375 |
| Salaries and employee benefits | $162,000 | 12,906 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $201,000 | 11,712 |
| Pre-tax net operating income | $337,000 | 9,915 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $281,000 | 9,680 |
| Extraordinary gains, net | $4,000 | 3,080 |
| Net income | $285,000 | 9,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $281,000 | 9,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 11,584 |
| Total interest expense | $798,000 | 11,344 |
| Net interest income | $867,000 | 11,645 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $23,000 | 13,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $457,000 | 12,875 |
| Salaries and employee benefits | $173,000 | 13,379 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $170,000 | 12,660 |
| Pre-tax net operating income | $423,000 | 9,038 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $112,000 | 9,602 |
| Income before extraordinary items | $314,000 | 9,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $314,000 | 9,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $44,000 | 7,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $311,780 | 8,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.