Home > The Hernando County Bank > Assets and Liabilities
The Hernando County Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 23 | 5,690 |
| Assets and Liabilities | ||
| Total Assets: | $54,407,000 | 6,693 |
| Cash and due from depository institutions | $6,893,000 | 5,690 |
| Interest-bearing balances | $3,577,000 | 1,393 |
| Securities | $4,129,000 | 7,298 |
| Federal funds sold & reverse repurchase agreements | $726,000 | 5,236 |
| Net loans & leases | $41,485,000 | 6,157 |
| Loan loss allowance | $250,000 | 7,323 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $718,000 | 6,393 |
| Other real estate owned | $62,000 | 5,690 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $394,000 | 8,002 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $54,407,000 | 6,693 |
| Total liabilities | $50,788,000 | 6,523 |
| Total deposits | $48,683,000 | 6,461 |
| Interest-bearing deposits | $38,674,000 | 6,561 |
| Deposits held in domestic offices | $48,683,000 | 6,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,460 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $105,000 | 8,040 |
| Total equity capital | $3,619,000 | 7,796 |
| Total bank equity capital | $3,619,000 | 7,796 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,569 |
| Surplus | $1,950,000 | 5,735 |
| Undivided profits | $419,000 | 7,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $160,000 | 7,986 |
| Earning assets | $49,917,000 | 6,686 |
| Long-term assets (5+ years) | $25,396,000 | 3,209 |
| Average Assets, year-to-date | $53,841,600 | 6,604 |
| Average Assets, quarterly | $54,198,500 | 6,663 |
| Volatile liabilities | $5,902,000 | 7,084 |
| Insider loans | $66,000 | 7,176 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $2,707,000 | 6,897 |
| Tier 1 (core) risk-based capital | $3,568,000 | 7,767 |
| Tier 2 risk-based capital | $250,000 | 7,188 |
| Total risk weighted assets | $30,889,000 | 6,939 |
| Total unused commitments | $2,707,000 | 6,897 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $53,990,000 | 6,701 |
| Cash and due from depository institutions | $5,624,000 | 5,580 |
| Interest-bearing balances | $3,697,000 | 1,248 |
| Securities | $4,052,000 | 7,362 |
| Federal funds sold & reverse repurchase agreements | $819,000 | 5,168 |
| Net loans & leases | $42,276,000 | 6,089 |
| Loan loss allowance | $250,000 | 7,340 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $728,000 | 6,392 |
| Other real estate owned | $62,000 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $429,000 | 7,997 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $53,990,000 | 6,701 |
| Total liabilities | $50,342,000 | 6,522 |
| Total deposits | $48,177,000 | 6,480 |
| Interest-bearing deposits | $38,040,000 | 6,607 |
| Deposits held in domestic offices | $48,177,000 | 6,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,403 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $165,000 | 7,750 |
| Total equity capital | $3,648,000 | 7,792 |
| Total bank equity capital | $3,648,000 | 7,792 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,546 |
| Surplus | $1,950,000 | 5,730 |
| Undivided profits | $448,000 | 7,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 6,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $188,000 | 7,944 |
| Earning assets | $50,844,000 | 6,637 |
| Long-term assets (5+ years) | $26,437,000 | 3,023 |
| Average Assets, year-to-date | $53,700,250 | 6,639 |
| Average Assets, quarterly | $53,695,000 | 6,676 |
| Volatile liabilities | $5,730,000 | 7,150 |
| Insider loans | $67,000 | 7,206 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,939,000 | 6,813 |
| Tier 1 (core) risk-based capital | $3,676,000 | 7,746 |
| Tier 2 risk-based capital | $250,000 | 7,203 |
| Total risk weighted assets | $31,125,000 | 6,933 |
| Total unused commitments | $2,939,000 | 6,816 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $53,400,000 | 6,734 |
| Cash and due from depository institutions | $4,671,000 | 5,505 |
| Interest-bearing balances | $3,164,000 | 1,423 |
| Securities | $3,968,000 | 7,424 |
| Federal funds sold & reverse repurchase agreements | $601,000 | 5,491 |
| Net loans & leases | $43,010,000 | 6,067 |
| Loan loss allowance | $252,000 | 7,372 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $739,000 | 6,392 |
| Other real estate owned | $0 | 5,505 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $411,000 | 8,041 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $53,400,000 | 6,734 |
| Total liabilities | $49,819,000 | 6,574 |
| Total deposits | $47,703,000 | 6,526 |
| Interest-bearing deposits | $37,635,000 | 6,656 |
| Deposits held in domestic offices | $47,703,000 | 6,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $116,000 | 8,025 |
| Total equity capital | $3,581,000 | 7,817 |
| Total bank equity capital | $3,581,000 | 7,817 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,551 |
| Surplus | $1,950,000 | 5,737 |
| Undivided profits | $381,000 | 7,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 6,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $164,000 | 8,041 |
| Earning assets | $50,743,000 | 6,649 |
| Long-term assets (5+ years) | $28,169,000 | 2,839 |
| Average Assets, year-to-date | $53,603,670 | 6,690 |
| Average Assets, quarterly | $53,876,000 | 6,690 |
| Volatile liabilities | $5,492,000 | 7,199 |
| Insider loans | $55,000 | 7,312 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $2,911,000 | 6,892 |
| Tier 1 (core) risk-based capital | $3,699,000 | 7,764 |
| Tier 2 risk-based capital | $252,000 | 7,222 |
| Total risk weighted assets | $31,893,000 | 6,899 |
| Total unused commitments | $2,911,000 | 6,894 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 25 | 5,497 |
| Assets and Liabilities | ||
| Total Assets: | $54,352,000 | 6,717 |
| Cash and due from depository institutions | $4,327,000 | 5,497 |
| Interest-bearing balances | $2,249,000 | 1,838 |
| Securities | $4,045,000 | 7,438 |
| Federal funds sold & reverse repurchase agreements | $402,000 | 6,379 |
| Net loans & leases | $44,377,000 | 5,970 |
| Loan loss allowance | $251,000 | 7,409 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $760,000 | 6,358 |
| Other real estate owned | $0 | 5,497 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $441,000 | 7,946 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $54,352,000 | 6,717 |
| Total liabilities | $50,698,000 | 6,552 |
| Total deposits | $48,539,000 | 6,512 |
| Interest-bearing deposits | $36,941,000 | 6,713 |
| Deposits held in domestic offices | $48,539,000 | 6,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,000,000 | 4,285 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $159,000 | 7,686 |
| Total equity capital | $3,654,000 | 7,816 |
| Total bank equity capital | $3,654,000 | 7,816 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,543 |
| Surplus | $1,950,000 | 5,726 |
| Undivided profits | $454,000 | 7,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 5,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $184,000 | 7,937 |
| Earning assets | $51,073,000 | 6,656 |
| Long-term assets (5+ years) | $31,450,000 | 2,620 |
| Average Assets, year-to-date | $53,705,500 | 6,728 |
| Average Assets, quarterly | $53,705,500 | 6,728 |
| Volatile liabilities | $5,140,000 | 7,250 |
| Insider loans | $33,000 | 7,445 |
| FHLB advances | $2,000,000 | 4,109 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,722,000 | 7,008 |
| Tier 1 (core) risk-based capital | $3,715,000 | 7,762 |
| Tier 2 risk-based capital | $251,000 | 7,247 |
| Total risk weighted assets | $32,937,000 | 6,802 |
| Total unused commitments | $2,722,000 | 7,009 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 25 | 5,495 |
| Assets and Liabilities | ||
| Total Assets: | $53,059,000 | 6,775 |
| Cash and due from depository institutions | $2,435,000 | 5,495 |
| Interest-bearing balances | $868,000 | 2,637 |
| Securities | $4,039,000 | 7,492 |
| Federal funds sold & reverse repurchase agreements | $371,000 | 5,894 |
| Net loans & leases | $45,019,000 | 5,918 |
| Loan loss allowance | $249,000 | 7,447 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $756,000 | 6,358 |
| Other real estate owned | $0 | 5,495 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $439,000 | 8,011 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $53,059,000 | 6,775 |
| Total liabilities | $49,566,000 | 6,587 |
| Total deposits | $47,342,000 | 6,536 |
| Interest-bearing deposits | $36,682,000 | 6,706 |
| Deposits held in domestic offices | $47,342,000 | 6,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,432 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $224,000 | 7,140 |
| Total equity capital | $3,493,000 | 7,870 |
| Total bank equity capital | $3,493,000 | 7,870 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,250,000 | 2,540 |
| Surplus | $1,950,000 | 5,713 |
| Undivided profits | $293,000 | 7,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $166,000 | 8,076 |
| Earning assets | $50,297,000 | 6,676 |
| Long-term assets (5+ years) | $33,426,000 | 2,457 |
| Average Assets, year-to-date | $57,524,400 | 6,446 |
| Average Assets, quarterly | $53,473,000 | 6,723 |
| Volatile liabilities | $4,417,000 | 7,525 |
| Insider loans | $36,000 | 7,435 |
| FHLB advances | $2,000,000 | 4,257 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $2,785,000 | 6,913 |
| Tier 1 (core) risk-based capital | $3,569,000 | 7,817 |
| Tier 2 risk-based capital | $249,000 | 7,287 |
| Total risk weighted assets | $32,738,000 | 6,835 |
| Total unused commitments | $2,785,000 | 6,915 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 26 | 5,407 |
| Assets and Liabilities | ||
| Total Assets: | $53,887,000 | 6,718 |
| Cash and due from depository institutions | $2,107,000 | 5,407 |
| Interest-bearing balances | $145,000 | 4,358 |
| Securities | $4,040,000 | 7,558 |
| Federal funds sold & reverse repurchase agreements | $1,759,000 | 4,047 |
| Net loans & leases | $44,848,000 | 5,963 |
| Loan loss allowance | $246,000 | 7,510 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $767,000 | 6,371 |
| Other real estate owned | $0 | 5,407 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $366,000 | 8,251 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $53,887,000 | 6,718 |
| Total liabilities | $50,080,000 | 6,568 |
| Total deposits | $49,822,000 | 6,399 |
| Interest-bearing deposits | $38,505,000 | 6,573 |
| Deposits held in domestic offices | $49,822,000 | 6,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $258,000 | 7,016 |
| Total equity capital | $3,807,000 | 7,769 |
| Total bank equity capital | $3,807,000 | 7,769 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,550 |
| Surplus | $1,950,000 | 5,724 |
| Undivided profits | $607,000 | 7,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $186,000 | 8,034 |
| Earning assets | $50,792,000 | 6,650 |
| Long-term assets (5+ years) | $34,012,000 | 2,408 |
| Average Assets, year-to-date | $58,640,750 | 6,444 |
| Average Assets, quarterly | $55,202,500 | 6,637 |
| Volatile liabilities | $6,122,000 | 7,118 |
| Insider loans | $39,000 | 7,483 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $4,048,000 | 6,416 |
| Tier 1 (core) risk-based capital | $3,893,000 | 7,716 |
| Tier 2 risk-based capital | $246,000 | 7,349 |
| Total risk weighted assets | $32,657,000 | 6,850 |
| Total unused commitments | $4,048,000 | 6,416 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $56,518,000 | 6,613 |
| Cash and due from depository institutions | $2,388,000 | 5,546 |
| Interest-bearing balances | $873,000 | 2,590 |
| Securities | $3,948,000 | 7,619 |
| Federal funds sold & reverse repurchase agreements | $1,262,000 | 4,240 |
| Net loans & leases | $47,829,000 | 5,777 |
| Loan loss allowance | $243,000 | 7,522 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $773,000 | 6,359 |
| Other real estate owned | $0 | 5,546 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $318,000 | 8,328 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $56,518,000 | 6,613 |
| Total liabilities | $52,779,000 | 6,441 |
| Total deposits | $52,650,000 | 6,285 |
| Interest-bearing deposits | $39,941,000 | 6,492 |
| Deposits held in domestic offices | $52,650,000 | 6,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $129,000 | 7,830 |
| Total equity capital | $3,739,000 | 7,761 |
| Total bank equity capital | $3,739,000 | 7,761 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,250,000 | 2,538 |
| Surplus | $1,950,000 | 5,719 |
| Undivided profits | $539,000 | 7,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $157,000 | 8,124 |
| Earning assets | $53,912,000 | 6,510 |
| Long-term assets (5+ years) | $37,612,000 | 2,216 |
| Average Assets, year-to-date | $60,225,330 | 6,401 |
| Average Assets, quarterly | $58,569,000 | 6,487 |
| Volatile liabilities | $5,978,000 | 7,148 |
| Insider loans | $41,000 | 7,508 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,330,000 | 6,035 |
| Tier 1 (core) risk-based capital | $3,929,000 | 7,694 |
| Tier 2 risk-based capital | $243,000 | 7,361 |
| Total risk weighted assets | $34,613,000 | 6,693 |
| Total unused commitments | $5,330,000 | 6,035 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 26 | 5,414 |
| Assets and Liabilities | ||
| Total Assets: | $60,620,000 | 6,426 |
| Cash and due from depository institutions | $4,353,000 | 5,414 |
| Interest-bearing balances | $2,431,000 | 1,749 |
| Securities | $5,309,000 | 7,345 |
| Federal funds sold & reverse repurchase agreements | $1,862,000 | 4,365 |
| Net loans & leases | $47,941,000 | 5,716 |
| Loan loss allowance | $242,000 | 7,538 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $784,000 | 6,325 |
| Other real estate owned | $0 | 5,414 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $371,000 | 8,174 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $60,620,000 | 6,426 |
| Total liabilities | $56,842,000 | 6,262 |
| Total deposits | $56,764,000 | 6,096 |
| Interest-bearing deposits | $42,997,000 | 6,331 |
| Deposits held in domestic offices | $56,764,000 | 6,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $78,000 | 8,264 |
| Total equity capital | $3,778,000 | 7,732 |
| Total bank equity capital | $3,778,000 | 7,732 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,529 |
| Surplus | $1,950,000 | 5,670 |
| Undivided profits | $578,000 | 7,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $199,000 | 7,834 |
| Earning assets | $57,543,000 | 6,341 |
| Long-term assets (5+ years) | $39,890,000 | 2,105 |
| Average Assets, year-to-date | $62,079,000 | 6,333 |
| Average Assets, quarterly | $62,079,000 | 6,333 |
| Volatile liabilities | $6,156,000 | 7,020 |
| Insider loans | $44,000 | 7,499 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,717,000 | 5,876 |
| Tier 1 (core) risk-based capital | $3,893,000 | 7,683 |
| Tier 2 risk-based capital | $242,000 | 7,361 |
| Total risk weighted assets | $34,546,000 | 6,679 |
| Total unused commitments | $5,717,000 | 5,876 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $63,538,000 | 6,317 |
| Cash and due from depository institutions | $8,130,000 | 5,301 |
| Interest-bearing balances | $6,095,000 | 928 |
| Securities | $5,349,000 | 7,379 |
| Federal funds sold & reverse repurchase agreements | $1,719,000 | 4,224 |
| Net loans & leases | $47,214,000 | 5,752 |
| Loan loss allowance | $238,000 | 7,584 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $795,000 | 6,297 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $331,000 | 8,304 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $63,538,000 | 6,317 |
| Total liabilities | $59,985,000 | 6,160 |
| Total deposits | $59,662,000 | 5,960 |
| Interest-bearing deposits | $45,454,000 | 6,174 |
| Deposits held in domestic offices | $59,662,000 | 5,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $323,000 | 6,151 |
| Total equity capital | $3,553,000 | 7,867 |
| Total bank equity capital | $3,553,000 | 7,867 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,250,000 | 2,525 |
| Surplus | $1,950,000 | 5,658 |
| Undivided profits | $353,000 | 7,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $179,000 | 8,012 |
| Earning assets | $60,377,000 | 6,218 |
| Long-term assets (5+ years) | $38,368,000 | 2,137 |
| Average Assets, year-to-date | $58,036,400 | 6,476 |
| Average Assets, quarterly | $61,783,500 | 6,367 |
| Volatile liabilities | $8,025,000 | 6,498 |
| Insider loans | $16,000 | 7,739 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,767,000 | 5,804 |
| Tier 1 (core) risk-based capital | $3,638,000 | 7,811 |
| Tier 2 risk-based capital | $238,000 | 7,400 |
| Total risk weighted assets | $33,902,000 | 6,749 |
| Total unused commitments | $5,767,000 | 5,804 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $60,029,000 | 6,477 |
| Cash and due from depository institutions | $5,059,000 | 5,170 |
| Interest-bearing balances | $3,434,000 | 1,431 |
| Securities | $6,726,000 | 7,073 |
| Federal funds sold & reverse repurchase agreements | $638,000 | 4,966 |
| Net loans & leases | $46,427,000 | 5,797 |
| Loan loss allowance | $237,000 | 7,627 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $810,000 | 6,265 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $369,000 | 8,239 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $60,029,000 | 6,477 |
| Total liabilities | $56,218,000 | 6,310 |
| Total deposits | $56,010,000 | 6,094 |
| Interest-bearing deposits | $43,386,000 | 6,300 |
| Deposits held in domestic offices | $56,010,000 | 6,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $208,000 | 7,159 |
| Total equity capital | $3,811,000 | 7,767 |
| Total bank equity capital | $3,811,000 | 7,767 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,500 |
| Surplus | $1,950,000 | 5,622 |
| Undivided profits | $611,000 | 7,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $209,000 | 7,853 |
| Earning assets | $57,225,000 | 6,351 |
| Long-term assets (5+ years) | $39,595,000 | 2,097 |
| Average Assets, year-to-date | $56,661,000 | 6,555 |
| Average Assets, quarterly | $59,943,000 | 6,445 |
| Volatile liabilities | $6,449,000 | 6,922 |
| Insider loans | $18,000 | 7,776 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,514,000 | 5,814 |
| Tier 1 (core) risk-based capital | $3,755,000 | 7,773 |
| Tier 2 risk-based capital | $237,000 | 7,438 |
| Total risk weighted assets | $34,620,000 | 6,705 |
| Total unused commitments | $5,514,000 | 5,815 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $59,857,000 | 6,445 |
| Cash and due from depository institutions | $6,384,000 | 5,432 |
| Interest-bearing balances | $4,184,000 | 1,212 |
| Securities | $6,813,000 | 7,101 |
| Federal funds sold & reverse repurchase agreements | $1,623,000 | 3,778 |
| Net loans & leases | $43,873,000 | 5,869 |
| Loan loss allowance | $234,000 | 7,643 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $820,000 | 6,215 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $344,000 | 8,244 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $59,857,000 | 6,445 |
| Total liabilities | $55,981,000 | 6,299 |
| Total deposits | $55,762,000 | 6,077 |
| Interest-bearing deposits | $42,724,000 | 6,307 |
| Deposits held in domestic offices | $55,762,000 | 6,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $219,000 | 6,865 |
| Total equity capital | $3,876,000 | 7,719 |
| Total bank equity capital | $3,876,000 | 7,719 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,479 |
| Surplus | $1,950,000 | 5,605 |
| Undivided profits | $676,000 | 7,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $183,000 | 7,940 |
| Earning assets | $56,493,000 | 6,360 |
| Long-term assets (5+ years) | $38,575,000 | 2,141 |
| Average Assets, year-to-date | $55,538,330 | 6,595 |
| Average Assets, quarterly | $57,179,000 | 6,543 |
| Volatile liabilities | $6,109,000 | 6,949 |
| Insider loans | $253,000 | 6,388 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,801,000 | 5,442 |
| Tier 1 (core) risk-based capital | $3,744,000 | 7,741 |
| Tier 2 risk-based capital | $234,000 | 7,464 |
| Total risk weighted assets | $33,898,000 | 6,722 |
| Total unused commitments | $6,801,000 | 5,442 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $54,501,000 | 6,726 |
| Cash and due from depository institutions | $3,895,000 | 5,439 |
| Interest-bearing balances | $2,056,000 | 1,957 |
| Securities | $6,676,000 | 7,180 |
| Federal funds sold & reverse repurchase agreements | $318,000 | 5,843 |
| Net loans & leases | $42,417,000 | 5,945 |
| Loan loss allowance | $231,000 | 7,714 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $835,000 | 6,206 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $360,000 | 8,245 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $54,501,000 | 6,726 |
| Total liabilities | $50,795,000 | 6,561 |
| Total deposits | $50,547,000 | 6,403 |
| Interest-bearing deposits | $36,927,000 | 6,791 |
| Deposits held in domestic offices | $50,547,000 | 6,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $248,000 | 6,467 |
| Total equity capital | $3,706,000 | 7,800 |
| Total bank equity capital | $3,706,000 | 7,800 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,488 |
| Surplus | $1,950,000 | 5,622 |
| Undivided profits | $506,000 | 7,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $202,000 | 7,773 |
| Earning assets | $51,467,000 | 6,642 |
| Long-term assets (5+ years) | $37,250,000 | 2,255 |
| Average Assets, year-to-date | $53,379,000 | 6,766 |
| Average Assets, quarterly | $53,379,000 | 6,766 |
| Volatile liabilities | $4,106,000 | 7,515 |
| Insider loans | $254,000 | 6,397 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,569,000 | 5,839 |
| Tier 1 (core) risk-based capital | $3,722,000 | 7,793 |
| Tier 2 risk-based capital | $231,000 | 7,531 |
| Total risk weighted assets | $31,443,000 | 6,896 |
| Total unused commitments | $5,569,000 | 5,840 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 26 | 5,443 |
| Assets and Liabilities | ||
| Total Assets: | $52,257,000 | 6,859 |
| Cash and due from depository institutions | $3,307,000 | 5,443 |
| Interest-bearing balances | $2,116,000 | 1,977 |
| Securities | $6,854,000 | 7,162 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,746 |
| Net loans & leases | $40,496,000 | 6,092 |
| Loan loss allowance | $228,000 | 7,758 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $822,000 | 6,227 |
| Other real estate owned | $0 | 5,443 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $528,000 | 7,804 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $52,257,000 | 6,859 |
| Total liabilities | $48,695,000 | 6,699 |
| Total deposits | $48,652,000 | 6,520 |
| Interest-bearing deposits | $36,668,000 | 6,811 |
| Deposits held in domestic offices | $48,652,000 | 6,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $43,000 | 8,622 |
| Total equity capital | $3,562,000 | 7,912 |
| Total bank equity capital | $3,562,000 | 7,912 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $1,950,000 | 5,617 |
| Undivided profits | $362,000 | 7,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $179,000 | 7,978 |
| Earning assets | $49,716,000 | 6,758 |
| Long-term assets (5+ years) | $34,990,000 | 2,431 |
| Average Assets, year-to-date | $53,143,200 | 6,708 |
| Average Assets, quarterly | $52,662,000 | 6,797 |
| Volatile liabilities | $4,098,000 | 7,519 |
| Insider loans | $8,000 | 7,958 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,780,000 | 6,414 |
| Tier 1 (core) risk-based capital | $3,420,000 | 7,948 |
| Tier 2 risk-based capital | $228,000 | 7,581 |
| Total risk weighted assets | $29,570,000 | 7,042 |
| Total unused commitments | $3,780,000 | 6,414 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $53,067,000 | 6,777 |
| Cash and due from depository institutions | $4,980,000 | 5,323 |
| Interest-bearing balances | $2,782,000 | 1,724 |
| Securities | $6,951,000 | 7,195 |
| Federal funds sold & reverse repurchase agreements | $277,000 | 5,458 |
| Net loans & leases | $39,481,000 | 6,151 |
| Loan loss allowance | $225,000 | 7,810 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $826,000 | 6,219 |
| Other real estate owned | $0 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $552,000 | 7,790 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $53,067,000 | 6,777 |
| Total liabilities | $49,123,000 | 6,655 |
| Total deposits | $48,996,000 | 6,470 |
| Interest-bearing deposits | $36,125,000 | 6,828 |
| Deposits held in domestic offices | $48,996,000 | 6,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $127,000 | 7,851 |
| Total equity capital | $3,944,000 | 7,779 |
| Total bank equity capital | $3,944,000 | 7,779 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,250,000 | 2,472 |
| Surplus | $1,950,000 | 5,590 |
| Undivided profits | $744,000 | 7,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $197,000 | 7,922 |
| Earning assets | $49,491,000 | 6,731 |
| Long-term assets (5+ years) | $33,958,000 | 2,507 |
| Average Assets, year-to-date | $53,364,750 | 6,720 |
| Average Assets, quarterly | $53,252,000 | 6,759 |
| Volatile liabilities | $4,427,000 | 7,461 |
| Insider loans | $10,000 | 7,961 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,994,000 | 6,723 |
| Tier 1 (core) risk-based capital | $3,724,000 | 7,829 |
| Tier 2 risk-based capital | $225,000 | 7,631 |
| Total risk weighted assets | $29,003,000 | 7,093 |
| Total unused commitments | $2,994,000 | 6,731 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 27 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $53,437,000 | 6,798 |
| Cash and due from depository institutions | $7,708,000 | 5,380 |
| Interest-bearing balances | $5,634,000 | 1,055 |
| Securities | $6,765,000 | 7,330 |
| Federal funds sold & reverse repurchase agreements | $314,000 | 5,332 |
| Net loans & leases | $37,295,000 | 6,271 |
| Loan loss allowance | $222,000 | 7,866 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $836,000 | 6,217 |
| Other real estate owned | $0 | 5,380 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $519,000 | 7,875 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $53,437,000 | 6,798 |
| Total liabilities | $49,749,000 | 6,661 |
| Total deposits | $49,612,000 | 6,457 |
| Interest-bearing deposits | $37,005,000 | 6,789 |
| Deposits held in domestic offices | $49,612,000 | 6,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $137,000 | 7,532 |
| Total equity capital | $3,688,000 | 7,867 |
| Total bank equity capital | $3,688,000 | 7,867 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $1,950,000 | 5,597 |
| Undivided profits | $488,000 | 7,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $171,000 | 8,110 |
| Earning assets | $50,008,000 | 6,729 |
| Long-term assets (5+ years) | $31,837,000 | 2,724 |
| Average Assets, year-to-date | $53,464,000 | 6,766 |
| Average Assets, quarterly | $53,533,000 | 6,780 |
| Volatile liabilities | $4,361,000 | 7,463 |
| Insider loans | $50,000 | 7,676 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,019,000 | 6,797 |
| Tier 1 (core) risk-based capital | $3,672,000 | 7,869 |
| Tier 2 risk-based capital | $222,000 | 7,688 |
| Total risk weighted assets | $28,400,000 | 7,148 |
| Total unused commitments | $3,019,000 | 6,801 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $53,629,000 | 6,812 |
| Cash and due from depository institutions | $12,364,000 | 5,369 |
| Interest-bearing balances | $9,556,000 | 772 |
| Securities | $4,133,000 | 7,955 |
| Federal funds sold & reverse repurchase agreements | $261,000 | 6,437 |
| Net loans & leases | $35,524,000 | 6,352 |
| Loan loss allowance | $219,000 | 7,893 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $848,000 | 6,182 |
| Other real estate owned | $0 | 5,369 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $499,000 | 7,868 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $53,629,000 | 6,812 |
| Total liabilities | $49,733,000 | 6,663 |
| Total deposits | $49,518,000 | 6,484 |
| Interest-bearing deposits | $36,946,000 | 6,811 |
| Deposits held in domestic offices | $49,518,000 | 6,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $215,000 | 6,911 |
| Total equity capital | $3,896,000 | 7,826 |
| Total bank equity capital | $3,896,000 | 7,826 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,250,000 | 2,473 |
| Surplus | $1,950,000 | 5,589 |
| Undivided profits | $696,000 | 7,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $146,000 | 8,325 |
| Earning assets | $49,474,000 | 6,774 |
| Long-term assets (5+ years) | $27,372,000 | 2,958 |
| Average Assets, year-to-date | $53,477,500 | 6,804 |
| Average Assets, quarterly | $53,477,500 | 6,804 |
| Volatile liabilities | $4,310,000 | 7,412 |
| Insider loans | $52,000 | 7,679 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,106,000 | 6,783 |
| Tier 1 (core) risk-based capital | $3,626,000 | 7,880 |
| Tier 2 risk-based capital | $219,000 | 7,715 |
| Total risk weighted assets | $27,847,000 | 7,184 |
| Total unused commitments | $3,106,000 | 6,789 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $53,326,000 | 6,834 |
| Cash and due from depository institutions | $12,396,000 | 5,136 |
| Interest-bearing balances | $11,301,000 | 582 |
| Securities | $4,106,000 | 8,036 |
| Federal funds sold & reverse repurchase agreements | $247,000 | 5,959 |
| Net loans & leases | $35,217,000 | 6,383 |
| Loan loss allowance | $216,000 | 7,942 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $859,000 | 6,186 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $501,000 | 7,951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,326,000 | 6,834 |
| Total liabilities | $49,704,000 | 6,685 |
| Total deposits | $49,649,000 | 6,495 |
| Interest-bearing deposits | $37,877,000 | 6,742 |
| Deposits held in domestic offices | $49,649,000 | 6,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $55,000 | 8,707 |
| Total equity capital | $3,622,000 | 7,976 |
| Total bank equity capital | $3,622,000 | 7,976 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,250,000 | 2,486 |
| Surplus | $1,950,000 | 5,586 |
| Undivided profits | $422,000 | 8,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $142,000 | 8,411 |
| Earning assets | $50,871,000 | 6,699 |
| Long-term assets (5+ years) | $27,501,000 | 2,976 |
| Average Assets, year-to-date | $50,921,000 | 6,853 |
| Average Assets, quarterly | $52,189,000 | 6,863 |
| Volatile liabilities | $5,314,000 | 7,077 |
| Insider loans | $54,000 | 7,728 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,568,000 | 6,982 |
| Tier 1 (core) risk-based capital | $3,398,000 | 8,017 |
| Tier 2 risk-based capital | $216,000 | 7,771 |
| Total risk weighted assets | $27,491,000 | 7,234 |
| Total unused commitments | $2,568,000 | 6,985 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $51,052,000 | 6,963 |
| Cash and due from depository institutions | $10,248,000 | 5,274 |
| Interest-bearing balances | $7,974,000 | 925 |
| Securities | $4,128,000 | 7,986 |
| Federal funds sold & reverse repurchase agreements | $201,000 | 6,312 |
| Net loans & leases | $35,074,000 | 6,417 |
| Loan loss allowance | $213,000 | 8,006 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $874,000 | 6,170 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $527,000 | 7,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,052,000 | 6,963 |
| Total liabilities | $47,167,000 | 6,835 |
| Total deposits | $47,011,000 | 6,643 |
| Interest-bearing deposits | $36,729,000 | 6,865 |
| Deposits held in domestic offices | $47,011,000 | 6,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $156,000 | 7,798 |
| Total equity capital | $3,885,000 | 7,863 |
| Total bank equity capital | $3,885,000 | 7,863 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $1,950,000 | 5,582 |
| Undivided profits | $685,000 | 7,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $156,000 | 8,383 |
| Earning assets | $47,377,000 | 6,909 |
| Long-term assets (5+ years) | $26,591,000 | 3,037 |
| Average Assets, year-to-date | $50,319,750 | 6,920 |
| Average Assets, quarterly | $50,458,500 | 6,968 |
| Volatile liabilities | $5,718,000 | 6,995 |
| Insider loans | $36,000 | 7,922 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,264,000 | 7,188 |
| Tier 1 (core) risk-based capital | $3,663,000 | 7,903 |
| Tier 2 risk-based capital | $213,000 | 7,822 |
| Total risk weighted assets | $26,860,000 | 7,338 |
| Total unused commitments | $2,264,000 | 7,196 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $49,865,000 | 7,019 |
| Cash and due from depository institutions | $8,061,000 | 5,680 |
| Interest-bearing balances | $6,951,000 | 1,141 |
| Securities | $4,688,000 | 7,848 |
| Federal funds sold & reverse repurchase agreements | $217,000 | 6,653 |
| Net loans & leases | $35,489,000 | 6,378 |
| Loan loss allowance | $208,000 | 8,069 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $887,000 | 6,122 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $523,000 | 7,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,865,000 | 7,019 |
| Total liabilities | $45,913,000 | 6,914 |
| Total deposits | $45,730,000 | 6,725 |
| Interest-bearing deposits | $35,351,000 | 6,989 |
| Deposits held in domestic offices | $45,730,000 | 6,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $183,000 | 7,552 |
| Total equity capital | $3,952,000 | 7,849 |
| Total bank equity capital | $3,952,000 | 7,849 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $1,950,000 | 5,570 |
| Undivided profits | $752,000 | 7,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $149,000 | 8,436 |
| Earning assets | $47,345,000 | 6,895 |
| Long-term assets (5+ years) | $26,405,000 | 2,895 |
| Average Assets, year-to-date | $50,075,670 | 6,942 |
| Average Assets, quarterly | $50,368,500 | 6,974 |
| Volatile liabilities | $5,907,000 | 6,964 |
| Insider loans | $65,000 | 7,768 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,275,000 | 7,192 |
| Tier 1 (core) risk-based capital | $3,604,000 | 7,918 |
| Tier 2 risk-based capital | $208,000 | 7,894 |
| Total risk weighted assets | $26,886,000 | 7,341 |
| Total unused commitments | $2,275,000 | 7,203 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $50,872,000 | 6,942 |
| Cash and due from depository institutions | $8,859,000 | 5,813 |
| Interest-bearing balances | $6,366,000 | 1,253 |
| Securities | $3,682,000 | 8,182 |
| Federal funds sold & reverse repurchase agreements | $555,000 | 6,737 |
| Net loans & leases | $36,196,000 | 6,282 |
| Loan loss allowance | $199,000 | 8,166 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $852,000 | 6,203 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $728,000 | 7,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,872,000 | 6,942 |
| Total liabilities | $46,983,000 | 6,816 |
| Total deposits | $46,819,000 | 6,629 |
| Interest-bearing deposits | $36,308,000 | 6,923 |
| Deposits held in domestic offices | $46,819,000 | 6,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $164,000 | 7,795 |
| Total equity capital | $3,889,000 | 7,865 |
| Total bank equity capital | $3,889,000 | 7,865 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,513 |
| Surplus | $1,950,000 | 5,556 |
| Undivided profits | $689,000 | 7,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $148,000 | 8,490 |
| Earning assets | $46,799,000 | 6,908 |
| Long-term assets (5+ years) | $27,250,000 | 2,761 |
| Average Assets, year-to-date | $50,181,000 | 6,942 |
| Average Assets, quarterly | $50,181,000 | 6,942 |
| Volatile liabilities | $6,499,000 | 6,744 |
| Insider loans | $104,000 | 7,479 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,132,000 | 7,265 |
| Tier 1 (core) risk-based capital | $3,648,000 | 7,888 |
| Tier 2 risk-based capital | $199,000 | 7,999 |
| Total risk weighted assets | $27,475,000 | 7,279 |
| Total unused commitments | $2,132,000 | 7,279 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $49,490,000 | 7,005 |
| Cash and due from depository institutions | $5,577,000 | 5,648 |
| Interest-bearing balances | $3,300,000 | 1,855 |
| Securities | $4,362,000 | 8,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $37,920,000 | 6,166 |
| Loan loss allowance | $190,000 | 8,234 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $862,000 | 6,185 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $769,000 | 7,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,490,000 | 7,005 |
| Total liabilities | $45,839,000 | 6,869 |
| Total deposits | $45,742,000 | 6,679 |
| Interest-bearing deposits | $36,135,000 | 6,902 |
| Deposits held in domestic offices | $45,742,000 | 6,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $97,000 | 8,625 |
| Total equity capital | $3,651,000 | 7,999 |
| Total bank equity capital | $3,651,000 | 7,999 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,250,000 | 2,515 |
| Surplus | $1,950,000 | 5,533 |
| Undivided profits | $451,000 | 8,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $185,000 | 8,254 |
| Earning assets | $45,582,000 | 6,971 |
| Long-term assets (5+ years) | $29,515,000 | 2,579 |
| Average Assets, year-to-date | $47,487,200 | 6,998 |
| Average Assets, quarterly | $48,951,000 | 7,002 |
| Volatile liabilities | $6,482,000 | 6,784 |
| Insider loans | $206,000 | 6,836 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,189,000 | 7,118 |
| Tier 1 (core) risk-based capital | $3,380,000 | 8,047 |
| Tier 2 risk-based capital | $190,000 | 8,091 |
| Total risk weighted assets | $27,825,000 | 7,265 |
| Total unused commitments | $2,189,000 | 7,123 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $44,706,000 | 7,278 |
| Cash and due from depository institutions | $5,305,000 | 6,455 |
| Interest-bearing balances | $3,764,000 | 1,556 |
| Securities | $4,879,000 | 7,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $32,845,000 | 6,543 |
| Loan loss allowance | $157,000 | 8,599 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $890,000 | 6,168 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $787,000 | 7,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,706,000 | 7,278 |
| Total liabilities | $41,242,000 | 7,179 |
| Total deposits | $41,164,000 | 6,983 |
| Interest-bearing deposits | $31,852,000 | 7,276 |
| Deposits held in domestic offices | $41,164,000 | 6,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $78,000 | 9,130 |
| Total equity capital | $3,464,000 | 8,167 |
| Total bank equity capital | $3,464,000 | 8,167 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,250,000 | 2,560 |
| Surplus | $1,950,000 | 5,548 |
| Undivided profits | $264,000 | 8,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $176,000 | 8,591 |
| Earning assets | $41,488,000 | 7,219 |
| Long-term assets (5+ years) | $25,059,000 | 2,837 |
| Average Assets, year-to-date | $45,312,800 | 7,050 |
| Average Assets, quarterly | $44,973,000 | 7,207 |
| Volatile liabilities | $6,832,000 | 6,666 |
| Insider loans | $343,000 | 6,170 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,393,000 | 7,034 |
| Tier 1 (core) risk-based capital | $3,364,000 | 8,142 |
| Tier 2 risk-based capital | $157,000 | 8,464 |
| Total risk weighted assets | $25,744,000 | 7,492 |
| Total unused commitments | $2,393,000 | 7,042 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $45,292,000 | 7,191 |
| Cash and due from depository institutions | $7,148,000 | 5,597 |
| Interest-bearing balances | $5,990,000 | 745 |
| Securities | $3,542,000 | 8,847 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,123 |
| Net loans & leases | $32,247,000 | 6,589 |
| Loan loss allowance | $173,000 | 8,559 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $931,000 | 6,141 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $224,000 | 9,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,292,000 | 7,191 |
| Total liabilities | $41,938,000 | 7,044 |
| Total deposits | $41,851,000 | 6,811 |
| Interest-bearing deposits | $33,041,000 | 7,058 |
| Deposits held in domestic offices | $41,851,000 | 6,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $87,000 | 9,406 |
| Total equity capital | $3,354,000 | 8,333 |
| Total bank equity capital | $3,354,000 | 8,333 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,250,000 | 2,615 |
| Surplus | $1,950,000 | 5,572 |
| Undivided profits | $154,000 | 8,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $123,000 | 8,829 |
| Earning assets | $42,979,000 | 7,060 |
| Long-term assets (5+ years) | $19,753,000 | 3,178 |
| Average Assets, year-to-date | $44,836,000 | 7,038 |
| Average Assets, quarterly | $44,936,000 | 7,160 |
| Volatile liabilities | $8,036,000 | 6,243 |
| Insider loans | $44,000 | 8,378 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,347,000 | 7,934 |
| Tier 1 (core) risk-based capital | $3,358,000 | 8,263 |
| Tier 2 risk-based capital | $173,000 | 8,369 |
| Total risk weighted assets | $24,953,000 | 7,547 |
| Total unused commitments | $1,347,000 | 7,937 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $44,656,000 | 7,303 |
| Cash and due from depository institutions | $7,825,000 | 5,920 |
| Interest-bearing balances | $6,433,000 | 646 |
| Securities | $3,278,000 | 9,242 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,551 |
| Net loans & leases | $31,806,000 | 6,614 |
| Loan loss allowance | $161,000 | 8,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $953,000 | 6,177 |
| Other real estate owned | $0 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $194,000 | 9,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,656,000 | 7,303 |
| Total liabilities | $41,378,000 | 7,160 |
| Total deposits | $41,302,000 | 6,951 |
| Interest-bearing deposits | $32,983,000 | 7,174 |
| Deposits held in domestic offices | $41,302,000 | 6,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $76,000 | 9,679 |
| Total equity capital | $3,278,000 | 8,424 |
| Total bank equity capital | $3,278,000 | 8,424 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $1,950,000 | 5,618 |
| Undivided profits | $78,000 | 9,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $124,000 | 8,821 |
| Earning assets | $42,117,000 | 7,174 |
| Long-term assets (5+ years) | $20,562,000 | 3,255 |
| Average Assets, year-to-date | $45,018,600 | 7,126 |
| Average Assets, quarterly | $44,418,500 | 7,283 |
| Volatile liabilities | $5,851,000 | 6,928 |
| Insider loans | $90,000 | 8,126 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,943,000 | 7,523 |
| Tier 1 (core) risk-based capital | $3,337,000 | 8,402 |
| Tier 2 risk-based capital | $161,000 | 8,641 |
| Total risk weighted assets | $25,124,600 | 7,526 |
| Total unused commitments | $1,943,000 | 7,529 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $44,813,000 | 7,376 |
| Cash and due from depository institutions | $8,438,000 | 6,003 |
| Interest-bearing balances | $7,128,000 | 876 |
| Securities | $3,595,000 | 9,269 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,177 |
| Net loans & leases | $29,017,000 | 6,844 |
| Loan loss allowance | $148,000 | 9,140 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $985,000 | 6,016 |
| Other real estate owned | $0 | 6,003 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $178,000 | 10,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,813,000 | 7,376 |
| Total liabilities | $41,458,000 | 7,224 |
| Total deposits | $41,365,000 | 7,041 |
| Interest-bearing deposits | $34,277,000 | 7,135 |
| Deposits held in domestic offices | $41,365,000 | 7,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $93,000 | 9,797 |
| Total equity capital | $3,355,000 | 8,508 |
| Total bank equity capital | $3,355,000 | 8,508 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $1,950,000 | 5,535 |
| Undivided profits | $155,000 | 9,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 8,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $117,000 | 9,123 |
| Earning assets | $42,340,000 | 7,246 |
| Long-term assets (5+ years) | $19,853,000 | 3,169 |
| Average Assets, year-to-date | $41,711,400 | 7,424 |
| Average Assets, quarterly | $43,099,500 | 7,436 |
| Volatile liabilities | $8,417,000 | 5,484 |
| Insider loans | $69,000 | 8,417 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,081,000 | 7,382 |
| Tier 1 (core) risk-based capital | $3,354,000 | 8,406 |
| Tier 2 risk-based capital | $148,000 | 8,908 |
| Total risk weighted assets | $23,828,900 | 7,685 |
| Total unused commitments | $2,081,000 | 7,394 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $40,423,000 | 7,866 |
| Cash and due from depository institutions | $7,647,000 | 6,227 |
| Interest-bearing balances | $5,916,000 | 769 |
| Securities | $4,420,000 | 9,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $27,190,000 | 7,222 |
| Loan loss allowance | $140,000 | 9,581 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $987,000 | 6,018 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $179,000 | 10,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,423,000 | 7,866 |
| Total liabilities | $37,814,000 | 7,671 |
| Total deposits | $37,751,000 | 7,501 |
| Interest-bearing deposits | $31,728,000 | 7,554 |
| Deposits held in domestic offices | $37,751,000 | 7,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $63,000 | 10,578 |
| Total equity capital | $2,609,000 | 9,401 |
| Total bank equity capital | $2,609,000 | 9,401 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $1,250,000 | 6,780 |
| Undivided profits | $109,000 | 10,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $118,000 | 9,535 |
| Earning assets | $37,526,000 | 7,819 |
| Long-term assets (5+ years) | $21,044,000 | 2,696 |
| Average Assets, year-to-date | $39,140,200 | 7,804 |
| Average Assets, quarterly | $40,463,500 | 7,810 |
| Volatile liabilities | $7,465,000 | 5,937 |
| Insider loans | $27,000 | 9,369 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,226,000 | 7,193 |
| Tier 1 (core) risk-based capital | $2,625,000 | 9,310 |
| Tier 2 risk-based capital | $140,000 | 9,297 |
| Total risk weighted assets | $21,643,200 | 8,163 |
| Total unused commitments | $2,226,000 | 7,200 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $37,769,000 | 8,389 |
| Cash and due from depository institutions | $4,298,000 | 6,712 |
| Interest-bearing balances | $2,601,000 | 1,361 |
| Securities | $5,980,000 | 9,378 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 7,111 |
| Net loans & leases | $25,501,000 | 7,571 |
| Loan loss allowance | $131,000 | 10,135 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,017,000 | 5,945 |
| Other real estate owned | $0 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $323,000 | 10,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,769,000 | 8,389 |
| Total liabilities | $35,205,000 | 8,216 |
| Total deposits | $34,643,000 | 8,112 |
| Interest-bearing deposits | $28,684,000 | 8,237 |
| Deposits held in domestic offices | $34,643,000 | 8,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,198 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $62,000 | 11,077 |
| Total equity capital | $2,564,000 | 9,702 |
| Total bank equity capital | $2,564,000 | 9,702 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $1,250,000 | 6,979 |
| Undivided profits | $64,000 | 10,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $116,000 | 9,941 |
| Earning assets | $34,732,000 | 8,368 |
| Long-term assets (5+ years) | $18,675,000 | 2,813 |
| Average Assets, year-to-date | $37,292,600 | 8,288 |
| Average Assets, quarterly | $37,468,000 | 8,367 |
| Volatile liabilities | $8,812,000 | 5,262 |
| Insider loans | $224,000 | 7,520 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,390,000 | 8,256 |
| Tier 1 (core) risk-based capital | $2,594,000 | 9,629 |
| Tier 2 risk-based capital | $131,000 | 9,781 |
| Total risk weighted assets | $20,513,400 | 8,547 |
| Total unused commitments | $1,390,000 | 8,265 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $36,422,000 | 8,777 |
| Cash and due from depository institutions | $1,110,000 | 6,946 |
| Interest-bearing balances | $80,000 | 5,537 |
| Securities | $8,185,000 | 8,926 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,147 |
| Net loans & leases | $22,531,000 | 8,121 |
| Loan loss allowance | $119,000 | 10,721 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,051,000 | 5,876 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $345,000 | 10,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,422,000 | 8,777 |
| Total liabilities | $33,827,000 | 8,625 |
| Total deposits | $33,257,000 | 8,539 |
| Interest-bearing deposits | $29,102,000 | 8,424 |
| Deposits held in domestic offices | $33,257,000 | 8,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,059 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $70,000 | 11,511 |
| Total equity capital | $2,595,000 | 9,982 |
| Total bank equity capital | $2,595,000 | 9,982 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $1,250,000 | 7,095 |
| Undivided profits | $95,000 | 11,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 10,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $110,000 | 10,476 |
| Earning assets | $33,996,000 | 8,698 |
| Long-term assets (5+ years) | $14,117,000 | 3,212 |
| Average Assets, year-to-date | $35,800,600 | 8,670 |
| Average Assets, quarterly | $35,750,500 | 8,792 |
| Volatile liabilities | $9,005,000 | 4,883 |
| Insider loans | $189,000 | 8,109 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $369,000 | 10,302 |
| Tier 1 (core) risk-based capital | $2,595,000 | 9,890 |
| Tier 2 risk-based capital | $119,000 | 10,339 |
| Total risk weighted assets | $17,601,600 | 9,302 |
| Total unused commitments | $369,000 | 10,310 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $34,811,000 | 9,183 |
| Cash and due from depository institutions | $1,551,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,637,000 | 8,867 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $22,212,000 | 8,294 |
| Loan loss allowance | $107,000 | 11,433 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,091,000 | 5,784 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $320,000 | 10,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,811,000 | 9,183 |
| Total liabilities | $32,144,000 | 9,065 |
| Total deposits | $30,512,000 | 9,105 |
| Interest-bearing deposits | $26,403,000 | 9,019 |
| Deposits held in domestic offices | $30,512,000 | 9,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,574,000 | 2,902 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $58,000 | 11,997 |
| Total equity capital | $2,667,000 | 9,945 |
| Total bank equity capital | $2,667,000 | 9,945 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $1,250,000 | 7,228 |
| Undivided profits | $167,000 | 11,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $93,000 | 11,057 |
| Earning assets | $31,849,000 | 9,139 |
| Long-term assets (5+ years) | $15,194,000 | 3,146 |
| Average Assets, year-to-date | $34,089,600 | 9,180 |
| Average Assets, quarterly | $34,525,000 | 9,182 |
| Volatile liabilities | $9,899,000 | 4,381 |
| Insider loans | $199,000 | 8,193 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,400,000 | 8,411 |
| Tier 1 (core) risk-based capital | $2,666,000 | 10,050 |
| Tier 2 risk-based capital | $107,000 | 11,030 |
| Total risk weighted assets | $16,830,800 | 9,673 |
| Total unused commitments | $1,400,000 | 8,423 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $31,863,000 | 9,912 |
| Cash and due from depository institutions | $1,478,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,081,000 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 9,617 |
| Net loans & leases | $19,582,000 | 8,921 |
| Loan loss allowance | $95,000 | 12,193 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,108,000 | 5,753 |
| Other real estate owned | $0 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $314,000 | 11,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,863,000 | 9,912 |
| Total liabilities | $29,291,000 | 9,808 |
| Total deposits | $29,262,000 | 9,656 |
| Interest-bearing deposits | $25,652,000 | 9,526 |
| Deposits held in domestic offices | $29,262,000 | 9,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $29,000 | 13,087 |
| Total equity capital | $2,572,000 | 10,435 |
| Total bank equity capital | $2,572,000 | 10,435 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $1,250,000 | 7,293 |
| Undivided profits | $72,000 | 12,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $77,000 | 11,693 |
| Earning assets | $28,963,000 | 9,904 |
| Long-term assets (5+ years) | $12,345,000 | 3,808 |
| Average Assets, year-to-date | $31,255,000 | 9,852 |
| Average Assets, quarterly | $31,319,000 | 9,918 |
| Volatile liabilities | $8,291,000 | 4,694 |
| Insider loans | $396,000 | 6,434 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $6,000 | 1,676 |
| Unused loan commitments | $309,000 | 11,133 |
| Tier 1 (core) risk-based capital | $2,572,000 | 10,389 |
| Tier 2 risk-based capital | $95,000 | 11,727 |
| Total risk weighted assets | $15,088,200 | 10,366 |
| Total unused commitments | $309,000 | 11,142 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $29,836,000 | 10,458 |
| Cash and due from depository institutions | $1,079,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,863,000 | 10,088 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 6,039 |
| Net loans & leases | $17,249,000 | 9,568 |
| Loan loss allowance | $63,000 | 13,218 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,159,000 | 5,621 |
| Other real estate owned | $0 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $236,000 | 12,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,836,000 | 10,458 |
| Total liabilities | $27,265,000 | 10,403 |
| Total deposits | $27,196,000 | 10,270 |
| Interest-bearing deposits | $24,374,000 | 10,037 |
| Deposits held in domestic offices | $27,196,000 | 10,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $69,000 | 13,080 |
| Total equity capital | $2,571,000 | 10,445 |
| Total bank equity capital | $2,571,000 | 10,445 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $71,000 | 12,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $78,000 | 12,243 |
| Earning assets | $27,362,000 | 10,394 |
| Long-term assets (5+ years) | $12,380,000 | 3,748 |
| Average Assets, year-to-date | $27,668,400 | 10,644 |
| Average Assets, quarterly | $30,721,000 | 10,263 |
| Volatile liabilities | $8,469,000 | 4,648 |
| Insider loans | $189,000 | 4,087 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $161,000 | 11,853 |
| Tier 1 (core) risk-based capital | $2,571,000 | 10,397 |
| Tier 2 risk-based capital | $63,000 | 12,877 |
| Total risk weighted assets | $13,577,200 | 11,024 |
| Total unused commitments | $161,000 | 11,866 |
| Derivatives | $0 | 651 |