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The Heritage Bank of St. Joseph, Total Unused Commitments

2002-12-31Rank
Total unused commitments$18,240,0002,807
Loan commitments-revolving, open-end lines secured by 1-4's$843,0003,280
Credit card lines$02,321
Commercial real estate, construction & land development$10,581,0001,344
Commitments secured by real estate$10,581,0001,315
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$6,816,0002,947
Memoranda:
Commitments with an original maturity exceeding 1 yr$6,696,0001,488
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$19,755,0002,532
Loan commitments-revolving, open-end lines secured by 1-4's$887,0003,068
Credit card lines$02,495
Commercial real estate, construction & land development$11,874,0001,134
Commitments secured by real estate$11,874,0001,109
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$6,994,0002,819
Memoranda:
Commitments with an original maturity exceeding 1 yr$5,142,0001,611
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$16,117,0002,738
Loan commitments-revolving, open-end lines secured by 1-4's$788,0003,014
Credit card lines$03,061
Commercial real estate, construction & land development$8,403,0001,346
Commitments secured by real estate$8,403,0001,306
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$6,926,0002,705
Memoranda:
Commitments with an original maturity exceeding 1 yr$6,066,0001,374
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$14,455,0002,958
Loan commitments-revolving, open-end lines secured by 1-4's$801,0002,962
Credit card lines$03,256
Commercial real estate, construction & land development$7,309,0001,540
Commitments secured by real estate$7,309,0001,489
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$6,345,0002,924
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,152,0002,010
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$12,037,0003,231
Loan commitments-revolving, open-end lines secured by 1-4's$897,0002,771
Credit card lines$92,0003,160
Commercial real estate, construction & land development$7,227,0001,377
Commitments secured by real estate$7,227,0001,323
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$3,821,0003,902
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,254,0002,746
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$8,309,0003,885
Loan commitments-revolving, open-end lines secured by 1-4's$823,0002,846
Credit card lines$64,0003,477
Commercial real estate, construction & land development$2,917,0002,273
Commitments secured by real estate$2,917,0002,195
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$4,505,0003,433
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,038,0002,879
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$7,008,0004,242
Loan commitments-revolving, open-end lines secured by 1-4's$342,0003,575
Credit card lines$03,827
Commercial real estate, construction & land development$2,408,0002,493
Commitments secured by real estate$2,158,0002,573
Commitments not secured by real estate$250,000710
Securities underwriting$014
Other unused commitments$4,258,0003,506
Memoranda:
Commitments with an original maturity exceeding 1 yr$5,743,0001,274
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$5,831,0004,582
Loan commitments-revolving, open-end lines secured by 1-4's$347,0003,549
Credit card lines$03,957
Commercial real estate, construction & land development$2,366,0002,409
Commitments secured by real estate$2,366,0002,327
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$3,118,0004,088
Memoranda:
Commitments with an original maturity exceeding 1 yr$307,0003,897
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$7,745,0003,742
Loan commitments-revolving, open-end lines secured by 1-4's$163,0004,108
Credit card lines$03,957
Commercial real estate, construction & land development$2,654,0002,163
Commitments secured by real estate$2,654,0002,086
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$4,928,0002,985
Memoranda:
Commitments with an original maturity exceeding 1 yr$34,0004,922
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$4,733,0005,075
Loan commitments-revolving, open-end lines secured by 1-4's$44,0004,864
Credit card lines$03,952
Commercial real estate, construction & land development$2,122,0002,336
Commitments secured by real estate$2,122,0002,239
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$2,567,0004,339
Memoranda:
Commitments with an original maturity exceeding 1 yr$4,0005,138
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$1,948,0007,411
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$03,970
Commercial real estate, construction & land development$524,0004,269
Commitments secured by real estate$524,0004,091
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$1,424,0005,531
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109